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4516 Sagecroft Rd
C- Composite 51.39
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Cash flow +13.6/30.0
  • 1% rule +5.0/10.0
  • DSCR +4.1/10.0
  • Livability +4.0/5.0
  • Condition / age +4.0/5.0
  • Rent growth +3.1/5.0
  • Schools +2.5/10.0
  • Appreciation +0.0/10.0

$240,000

4516 Sagecroft Rd · Fort Worth, TX 76036
4 bd · 3.0 ba · 2,162 sqft · SingleFamily public records · 71 Days on market
Built 2022 Good condition 7,492 sqft lot $111/sqft · 29% below area Est $338k · 29% under $37/mo HOA · 2% of rent ↓ 9% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Original Owner, very nice Centex home, 4 bedrooms, 3 bathrooms, each three fourths, large backyard. Note, photos are of staged furniture NOT actual renderings of the current furniture in the home. Close Proximity to Crowley & Fort Worth via Chisholm Trail Parkway

Key facts

  • Large backyard
  • 7,492 sq ft lot
  • 2 garage spots

Tags

LARGE BACKYARDCLOSE PROXIMITY TO CROWLEYCLOSE PROXIMITY TO FORT WORTH

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/3.0-bath single-family listed at $240k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $15 ($184/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $240k).
  • Recommended offer: $226k (6.0% below list) — sets the bar for market timing.
  • Cap rate 6.4% vs local median 3.9% in Fort Worth — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 80/100 on livability (#49 in TX, #1,954 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, cost of living A+, housing A+; Watch: schools D+, crime F.
  • Crowley ISD (urban): math 23% / reading 32% proficiency, ranked #643 of 826 in TX (top 78%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: Rents rising (+2.3%/yr); 1018 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 42% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 18,938 units permitted in Tarrant County in 2024 (8,336 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Tarrant County population projected at +41% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 71 days — a 6% lower offer ($226k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts; this cycle's ask has dropped $25k (9%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $225,600 (6.0% below list)

Questions for the listing agent

  1. It's been on market 71 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.00%
Cap rate
6.37%
Cash-on-cash
0.27%
DSCR
1.01
GRM
8.3

CMA / ARV

ARV (median comp)
$337,626
List price
$240,000
Delta
-28.92%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
10304 Canna Lily St 0.40mi 4/3.0 2,090 (-3%) 1mo $375,000 $179 75
4532 Pentridge Dr 0.48mi 4/2.0 2,160 (-0%) 1mo $329,900 $153 72
4541 Lyre Leaf Dr 0.29mi 3/2.0 (-1) 2,088 (-3%) 1mo $344,999 $165 71
10344 Tapioca St 0.44mi 3/3.0 (-1) 2,116 (-2%) 1mo $364,990 $172 70
4605 Lyre Leaf Dr 0.32mi 4/3.0 2,353 (+9%) 0mo $421,950 $179 70
9721 Mcclane Farm Dr 0.46mi 4/2.5 2,079 (-4%) 1mo $356,590 $172 69
9708 Austin Hollow Rd 0.57mi 4/2.5 2,079 (-4%) 1mo $351,190 $169 64
4537 Aralia St 0.50mi 3/2.0 (-1) 2,088 (-3%) 0mo $329,999 $158 62
4540 Lyre Leaf Dr 0.26mi 3/2.0 (-1) 1,935 (-10%) 1mo $339,999 $176 61
4053 Arklow St 0.74mi 4/2.5 1,891 (-12%) 1mo $269,999 $143 42
4056 Twinleaf Dr 0.73mi 4/2.5 1,891 (-12%) 1mo $272,749 $144 42
4401 Double Oak Ln 0.63mi 3/2.0 (-1) 2,434 (+13%) 1mo $310,000 $127 40

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.28% rent growth · sell at horizon

5-year hold
IRR
-16.7%
Equity multiple
0.41×
Total profit
$-39,469
Equity at exit
$35,785
10-year hold
IRR
-9.9%
Equity multiple
0.41×
Total profit
$-39,399
Equity at exit
$20,751

Cash invested: $67,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 76036

Home prices YoY
-25.2%
Rents YoY
2.3%
Active inventory
1018
Price-to-rent
8.3×

Monthly cashflow live

Estimated rent
$2,410 high interval (Pro) →
Mortgage (P&I)
$1,259
Tax from tax record
$493 /mo · $5,917/yr
Insurance
$100
HOA
$37
Vacancy / Maint / Mgmt
$506
Net cashflow
$15

Break-even live

Break-even rent $2,391
Max offer price $240,000
Occupancy floor 94%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$60,000
Closing costs
$7,200
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
10121 Wyseby Rd Crowley, TX 3.0 2.0 1622 $1,995 $1.23 44d 1 0.06mi
4444 Sagecroft Rd Crowley, TX 3.0 2.0 1534 $2,050 $1.34 44d 1 0.08mi
4533 Greenham Ln Crowley, TX 3.0 2.0 1531 $1,995 $1.30 44d 1 0.09mi
4505 Greyberry Dr Crowley, TX 3.0 2.0 1429 $2,100 $1.47 19d 1 0.21mi
4633 Benham Dr Crowley, TX 3.0 2.0 1740 $2,000 $1.15 44d 1 0.29mi
4633 Benham Dr Crowley, TX 4.0 2.0 1740 $2,000 $1.15 4d 1 0.29mi
4644 Benham Dr Crowley, TX 3.0 2.0 1422 $1,995 $1.40 44d 1 0.29mi
9717 Snowbell Ln Crowley, TX 4.0 2.0 1928 $2,195 $1.14 22d 1 0.37mi
4725 Sassafras Dr Crowley, TX 4.0 2.0 2067 $2,899 $1.40 44d 1 0.38mi
9925 Ryegrass Ter Crowley, TX 3.0 2.0 1487 $2,350 $1.58 44d 1 0.40mi
9505 Cypress Lake Dr Crowley, TX 3.0 2.0 2028 $2,670 $1.32 24d 1 0.53mi
4924 Sassafras Dr Crowley, TX 3.0 2.0 1479 $2,350 $1.59 44d 1 0.55mi
4365 Mill Stream Ln Crowley, TX 4.0 2.0 1602 $2,300 $1.44 24d 1 0.56mi
9808 Mescalbean Blvd Crowley, TX 4.0 2.0 1729 $2,150 $1.24 44d 1 0.65mi
4224 Old Timber Ln Crowley, TX 3.0 2.0 2092 $2,250 $1.08 44d 1 0.66mi
4413 Corner Brook Ln Fort Worth, TX 4.0 2.0 1983 $2,165 $1.09 21d 1 0.69mi
4213 Dublin Ridge Dr Crowley, TX 3.0 2.0 1553 $2,050 $1.32 3d 1 0.71mi
5020 Cervinae Rd Crowley, TX 4.0 2.5 1947 $2,550 $1.31 21d 1 0.72mi
4932 Water Lily Ln Crowley, TX 3.0 2.0 1848 $2,595 $1.40 13d 1 0.81mi
4148 Crooked Bend Dr Crowley, TX 3.0 2.0 1450 $2,100 $1.45 13d 1 0.82mi
4148 Crooked Bend Dr Crowley, TX 3.0 2.0 1469 $2,100 $1.43 24d 1 0.82mi
9208 Vineyard Ln Fort Worth, TX 3.0 2.0 1792 $2,300 $1.28 5d 1 0.84mi
4013 Drifters Bend Dr Crowley, TX 4.0 2.0 1667 $2,200 $1.32 44d 1 0.85mi
4004 Arklow St Crowley, TX 4.0 2.0 1668 $2,200 $1.32 5d 1 0.85mi
4004 Arklow St Crowley, TX 4.0 2.0 1668 $2,200 $1.32 24d 1 0.85mi
4052 Dublin Ridge Dr Crowley, TX 3.0 2.0 1464 $1,895 $1.29 22d 1 0.93mi
9233 Cheswick Dr Fort Worth, TX 4.0 3.0 2250 $3,060 $1.36 44d 1 0.94mi
9724 Buffalo Ridge Rd Crowley, TX 4.0 2.0 2004 $2,125 $1.06 44d 1 0.98mi
9720 Buffalo Ridge Rd Crowley, TX 4.0 2.0 1838 $2,400 $1.31 24d 1 0.98mi
9729 Wild Prairie Way Crowley, TX 3.0 2.0 1613 $2,500 $1.55 44d 1 1.00mi
5520 McLanahan Ln Crowley, TX 3.0 2.0 1508 $2,195 $1.46 24d 1 1.04mi
10321 Rosegreen Ln Crowley, TX 3.0 2.0 1636 $1,999 $1.22 44d 1 1.05mi
10357 Rosegreen Ln Crowley, TX 3.0 2.0 1898 $2,200 $1.16 44d 1 1.05mi
5609 Cookstown Ln Crowley, TX 4.0 2.5 2095 $2,455 $1.17 24d 1 1.09mi
10308 Holycross Ln Crowley, TX 3.0 2.0 1636 $2,350 $1.44 24d 1 1.14mi
10308 Holycross Ln Crowley, TX 3.0 2.0 1636 $2,400 $1.47 13d 1 1.14mi
10356 Holycross Ln Crowley, TX 4.0 2.0 1827 $2,500 $1.37 24d 1 1.14mi
9512 Carson Ranch Rd Crowley, TX 4.0 2.0 1782 $2,995 $1.68 22d 1 1.16mi
10432 Fort Bird Trl Crowley, TX 4.0 2.0 2100 $3,000 $1.43 44d 1 1.17mi
4029 Thoroughbred Trl Fort Worth, TX 3.0 2.5 2318 $2,195 $0.95 24d 1 1.17mi

HOA detail

Monthly dues
$37 · $444/yr

Listing history 5 events

  1. 2026-05-19
    status Pending 267-char remark
    Show marketing remark (267 chars)

    Original Owner, very nice Centex home, 4 bedrooms, 3 bathrooms, each three fourths, large backyard. Note, photos are of staged furniture NOT actual renderings of the current furniture in the home. Close Proximity to Crowley & Fort Worth via Chisholm Trail Parkway

  2. 2026-05-08
    price $240,000 267-char remark
    Show marketing remark (267 chars)

    Original Owner, very nice Centex home, 4 bedrooms, 3 bathrooms, each three fourths, large backyard. Note, photos are of staged furniture NOT actual renderings of the current furniture in the home. Close Proximity to Crowley & Fort Worth via Chisholm Trail Parkway

  3. 2026-05-08
    status Active 267-char remark
    Show marketing remark (267 chars)

    Original Owner, very nice Centex home, 4 bedrooms, 3 bathrooms, each three fourths, large backyard. Note, photos are of staged furniture NOT actual renderings of the current furniture in the home. Close Proximity to Crowley & Fort Worth via Chisholm Trail Parkway

  4. 2026-03-03
    status Pending 267-char remark
    Show marketing remark (267 chars)

    Original Owner, very nice Centex home, 4 bedrooms, 3 bathrooms, each three fourths, large backyard. Note, photos are of staged furniture NOT actual renderings of the current furniture in the home. Close Proximity to Crowley & Fort Worth via Chisholm Trail Parkway

  5. 2026-01-02
    listed $265,000 Active 267-char remark
    Show marketing remark (267 chars)

    Original Owner, very nice Centex home, 4 bedrooms, 3 bathrooms, each three fourths, large backyard. Note, photos are of staged furniture NOT actual renderings of the current furniture in the home. Close Proximity to Crowley & Fort Worth via Chisholm Trail Parkway

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$5,917 · $493/mo
Projected year-2 tax
$5,917 · $493/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 7/10 Severe 7 d/yr ≥108°F today · 24 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$28,922
− Mortgage interest
−$13,444
− Property taxes
−$5,917
− Insurance
−$1,200
− Repairs & maintenance
−$2,314
− Management
−$2,314
− HOA
−$444
− Depreciation
−$6,982
Taxable loss
−$3,692
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$886
After-tax cash flow
$1,070/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 10 photos

Good 80/100 Cosmetic rehab

This Centex home is in good condition with modern finishes and a well-maintained interior. It is ready for a new owner or tenant with minor touch-ups and routine maintenance.

Value-add opportunities

  • Both Paint exterior and interior walls — Fresh paint can enhance curb appeal and interior aesthetics.
  • Both Clean and maintain HVAC system — A clean and functioning HVAC system improves comfort and energy efficiency, attracting potential buyers or renters.

Renovation cost estimate screening

Value-add ROI direction

  • Both Paint exterior and interior walls — Fresh paint can enhance curb appeal and interior aesthetics.
  • Both Clean and maintain HVAC system — A clean and functioning HVAC system improves comfort and energy efficiency, attracting potential buyers or renters.

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Crowley ISD
NCES district ID
4815910
Math proficiency
23% ▼ -15.00%
Reading proficiency
32% ▼ -6.00%
Median HH income
$59,810
Composite
25.04/100
National rank
#7549
State rank
#643 of 826 in TX

Livability — Fort Worth

Score
80/100
State rank
#49
US rank
#1954

Category grades

Amenities A+ Commute A Cost of living A+ Crime F Employment B- Housing A+ Health & safety A User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Fort Worth, TX
County
Tarrant County · 2,033,669 people
City population
911,619
Metro
Dallas-Fort Worth-Arlington, TX
Population (ZIP)
36,044
Household income
$97,973
Rent vs Own
23.7% rent · 76.3% own
Severe rent burden
584.0

Population outlook (Tarrant County) Hauer SSP2

Today (2025)
2,380,417 people
By 2030
2,578,900 · +8.3%
By 2040
2,974,995 · +25.0%
By 2050
3,350,489 · +40.8%
By 2075
4,216,909 · +77.2%
By 2100
4,741,527 · +99.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.65)
Race & ethnicity
White 48% Hispanic / Latino 28% Black 20% Two or more races 14% Asian 2%
Hispanic origin (detail)
Mexican 23% Puerto Rican 2%
Common ancestry
Slovak 3% Italian 2% Serbian 1%
Foreign-born
8% · Canada, Vietnam
Languages at home
79% English-only · Spanish 18% Other Indo-European 1% Vietnamese 1%

Political lean MEDSL · Tarrant

2024 margin
Lean R (+5.1) · D 46.7% · R 51.9% · Other 1.4%
2008→2024 swing
+6.6pp toward D · 2008: -11.7pp · 2024: -5.1pp
All cycles
2024: R+5.1 2020: D+0.2 2016: R+8.7 2012: R+15.7 2008: R+11.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -80.45%
Current HPI
238.6365
Rent YoY
▲ 2.28%
Metro
Dallas-Fort Worth-Arlington, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-9.4% since first listed
5 events — show timeline
  • 2026-05-19 Pending NTREIS
  • 2026-05-08 Price Changed $240,000 NTREIS
  • 2026-05-08 Relisted NTREIS
  • 2026-03-03 Pending NTREIS
  • 2026-01-02 Listed $265,000 NTREIS

Property tax history

+65.3%/yr

Latest (2025): $5,917 · -12.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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