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342 Marion Oaks Crse
F Composite 31.43
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +10.7/30.0
  • ARV discount +4.8/15.0
  • Schools +3.6/10.0
  • DSCR +3.1/10.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • Rent growth +2.3/5.0
  • 1% rule +1.9/10.0
  • Appreciation +0.0/10.0

$289,900

342 Marion Oaks Crse · Marion Oaks, FL 34473
4 bd · 2.0 ba · 1,833 sqft · Land · 246 Days on market
Built 2025 10,018 sqft lot $158/sqft · 6% above area Est $274k · 6% over ↓ 3% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Modern 4-Bedroom New Construction Home in Marion Oaks! Welcome to this stunning brand-new 4-bedroom, 2-bath home with an oversized 2-car garage, thoughtfully designed with modern living in mind. This home combines style, comfort, and functionality—perfect for families, professionals, or anyone seeking a fresh start in one of Central Florida’s most desirable communities. Step inside and be greeted by an open-concept layout featuring luxury vinyl plank flooring, 9’+ ceilings, and abundant natural light that fills every corner. The chef’s kitchen boasts sleek shaker cabinets, quartz countertops, stainless steel appliances, a large island with breakfast bar, and modern pendant lighting—ideal for entertaining or casual dining. The spacious owner’s suite offers a peaceful retreat with generous closet space and a beautifully finished en-suite bath. Three additional bedrooms provide plenty of flexibility for guests, an office, or a growing family. Outside, enjoy a beautifully paved driveway and walkway, a covered entry, and a large backyard with ample room for a future pool or outdoor entertaining space. Located in Marion Oaks, this home offers unbeatable convenience—on the same street as Sunrise Elementary School—and just minutes from shopping, parks, and major highways, providing the perfect blend of tranquility and accessibility. ? Property Highlights 4 Bedrooms | 2 Bathrooms | 2-Car Garage Brand-new construction with modern finishes Open-concept kitchen with quartz countertops and stainless-steel appliances Luxury vinyl plank flooring throughout Spacious master suite with en-suite bathroom Paved driveway and entry walkway Large yard with plenty of space for outdoor living Prime location on the same street as Sunrise Elementary School Easy access to I-75, shopping, and dining

Key facts

  • Quartz countertops
  • New construction
  • Paved driveway

Tags

NEW CONSTRUCTIONOPEN-CONCEPT LAYOUTCHEF'S KITCHENQUARTZ COUNTERTOPSSTAINLESS STEEL APPLIANCESPAVED DRIVEWAY

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath land listed at $290k.

Deal economics

  • At list price, monthly cash flow is $-205 ($-2k/yr) — negative.
  • To cash-flow at today's rent, offer at most $254k (12.5% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $201k (30.7% below list).
  • Recommended offer: $201k (30.7% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads: area grade F — affects rentability + tenant quality, not the cash-flow math above.
  • Marion (rural): math 42% / reading 43% proficiency, ranked #61 of 73 in FL (top 84%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Sunrise Elementary School (math 43% / reading 34%, grade F, #1,575 of 2,144 statewide, top 74%, 1,017 students, 73% FRL); Horizon Academy At Marion Oaks (math 37% / reading 36%, grade F, #405 of 571 statewide, top 72%, 1,067 students, 68% FRL); Dunnellon High School (math 30% / reading 32%, grade F, #429 of 667 statewide, top 65%, 1,350 students, 63% FRL).
  • Market conditions: Rents soft (-0.7%/yr); 1376 active listings in the ZIP; 37 comparable units currently listed for rent nearby; rentals at typical pace (median 16d on market — plan ~3-4 weeks tenant-placement turnaround); 7,071 units permitted in Marion County in 2024 (534 in 5+ unit buildings).
  • This rent runs 33% of the median local income ($72k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
  • Marion County population projected at +13% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 246 days — a 12% lower offer ($255k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Watch-outs: flood insurance adds $66/mo.
  • Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $200,913 (30.7% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 246 days. Have you received any prior offers? Is the seller open to a 31% concession, seller financing, or rate buy-down credit?
  3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.69%
Cap rate
5.72%
Cash-on-cash
-2.05%
DSCR
0.91
GRM
12.0

CMA / ARV

ARV (median comp)
$273,619
List price
$289,900
Delta
5.95%
Verdict
FAIR
Comps
20 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-24.4%
Equity multiple
0.19×
Total profit
$-66,012
Equity at exit
$43,225
10-year hold
IRR
-30.0%
Equity multiple
-0.20×
Total profit
$-97,442
Equity at exit
$25,065

Cash invested: $81,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 34473

Home prices YoY
-16.8%
Rents YoY
-0.7%
Active inventory
1376
Price-to-rent
12.0×

Monthly cashflow live

Estimated rent
$2,009 high interval (Pro) →
Mortgage (P&I)
$1,520
Tax from tax record
$85 /mo · $1,015/yr
Insurance
$121
Flood insurance flood zone
−$66 /mo · $798/yr
HOA
$0
Vacancy / Maint / Mgmt
$422
Net cashflow
$-205

Break-even live

Break-even rent $2,268
Max offer price $253,710
Occupancy floor

Sensitivity live

Price -10% $-41 -5% $-123 +0% $-205 +5% $-287 +10% $-369
Rent -10% $-364 -5% $-284 +0% $-205 +5% $-126 +10% $-46
Rate -1.0pp $-59 -0.5pp $-131 base $-205 +0.5pp $-280 +1.0pp $-356

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$72,475
Closing costs
$8,697
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 37 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
14525 SW 42nd Terrace Rd Ocala, FL 3.0 2.0 1344 $1,850 $1.38 15d 1 0.25mi
14843 SW 48th Ave Ocala, FL 4.0 2.0 1573 $1,725 $1.10 23d 1 0.32mi
4309 SW 143rd Lane Rd Ocala, FL 3.0 2.0 1238 $1,799 $1.45 15d 1 0.38mi
4572 SW 149th St Ocala, FL 4.0 2.0 1751 $1,950 $1.11 23d 1 0.43mi
14193 SW 44th Ct Ocala, FL 3.0 2.0 1449 $1,599 $1.10 15d 1 0.45mi
14965 SW 48th Ave Ocala, FL 4.0 2.0 1342 $1,700 $1.27 15d 1 0.49mi
15018 SW 48th Ave Ocala, FL 3.0 2.0 1413 $1,625 $1.15 15d 1 0.51mi
14919 SW 46th Cir Ocala, FL 4.0 3.0 1870 $2,000 $1.07 15d 1 0.52mi
4967 SW 150th Ln Ocala, FL 4.0 2.0 1696 $1,950 $1.15 23d 1 0.54mi
4484 SW 151st St Ocala, FL 4.0 2.0 1578 $1,750 $1.11 23d 1 0.55mi
15209 SW 46th Cir Ocala, FL 3.0 2.0 1691 $1,650 $0.98 23d 1 0.55mi
422 Marion Oaks Crse Ocala, FL 4.0 2.0 1578 $1,900 $1.20 15d 1 0.60mi
251 Marion Oaks Crse Ocala, FL 3.0 2.0 1373 $1,795 $1.31 23d 1 0.64mi
13805 SW 43rd Cir Ocala, FL 4.0 2.0 1494 $1,800 $1.20 23d 1 0.89mi
4004 SW 138th Pl Ocala, FL 3.0 2.0 1348 $1,695 $1.26 23d 1 0.89mi
15568 SW 46th Cir Ocala, FL 4.0 2.0 1833 $2,200 $1.20 15d 1 0.92mi
5029 SW 155th Loop Ocala, FL 4.0 2.0 1797 $1,899 $1.06 15d 1 0.97mi
576 Marion Oaks Mnr Ocala, FL 3.0 2.0 1710 $1,845 $1.08 15d 1 1.00mi
5077 SW 155th Loop Ocala, FL 4.0 2.0 1761 $2,045 $1.16 15d 1 1.01mi
13731 SW 40th Cir Ocala, FL 3.0 2.0 1463 $1,695 $1.16 15d 1 1.01mi
5541 SW 153rd Street Rd Ocala, FL 3.0 2.0 1357 $1,700 $1.25 15d 1 1.08mi
13690 SW 43rd Cir Ocala, FL 4.0 3.0 1802 $2,200 $1.22 15d 1 1.09mi
15712 SW 37th Cir Ocala, FL 3.0 2.0 1822 $1,850 $1.02 23d 1 1.12mi
3500 SW 150th Lane Rd Ocala, FL 3.0 2.0 1789 $1,750 $0.98 15d 1 1.12mi
4605 SW 158th Street Rd Ocala, FL 3.0 2.0 1710 $1,695 $0.99 23d 1 1.13mi
15760 SW 55th Avenue Rd Ocala, FL 3.0 2.0 1514 $2,000 $1.32 23d 1 1.17mi
5141 SW 157th St Ocala, FL 4.0 2.0 1797 $1,899 $1.06 15d 1 1.20mi
13401 SW 43rd Avenue Rd Ocala, FL 3.0 2.0 1514 $1,900 $1.25 15d 1 1.22mi
15713 SW 49th Avenue Rd Ocala, FL 4.0 2.0 1787 $1,899 $1.06 15d 1 1.25mi
3995 SW 134th St Ocala, FL 4.0 2.0 1751 $2,100 $1.20 23d 1 1.33mi
15415 SW 34th Ave Ocala, FL 3.0 2.0 1650 $1,895 $1.15 23d 1 1.38mi
4052 SW 132nd Ln Ocala, FL 4.0 2.0 1751 $2,000 $1.14 23d 1 1.40mi
4428 SW 132nd St Ocala, FL 3.0 2.0 1600 $1,700 $1.06 23d 1 1.40mi
2211 SW 153rd Place Rd Ocala, FL 4.0 2.0 1730 $2,000 $1.16 23d 1 1.44mi
15284 SW 60th Cir Ocala, FL 3.0 2.0 1468 $1,700 $1.16 15d 1 1.47mi
15944 SW 53rd Ct Ocala, FL 3.0 2.0 1321 $1,850 $1.40 23d 1 1.48mi
14007 SW 30th Terrace Rd Ocala, FL 3.0 2.0 1710 $1,675 $0.98 23d 1 1.49mi

Listing history 19 events

  1. 2026-06-22
    days on market $289,900 Active 246 DOM
  2. 2026-06-18
    days on market $289,900 Active 243 DOM
  3. 2026-06-17
    days on market $289,900 Active 242 DOM
  4. 2026-06-16
    days on market $289,900 Active 241 DOM
  5. 2026-06-15
    days on market $289,900 Active 240 DOM
  6. 2026-06-14
    days on market $289,900 Active 238 DOM
  7. 2026-06-13
    days on market $289,900 Active 237 DOM
  8. 2026-06-10
    days on market $289,900 Active 235 DOM
  9. 2026-06-09
    days on market $289,900 Active 234 DOM
  10. 2026-06-09
    days on market $289,900 Active 233 DOM
  11. 2026-06-03
    days on market $289,900 Active 231 DOM
  12. 2026-06-02
    days on market $289,900 Active 230 DOM
  13. 2026-05-31
    days on market $289,900 Active 228 DOM
  14. 2026-05-30
    days on market $289,900 Active 227 DOM
  15. 2026-05-15
    price $289,900 1861-char remark
    Show marketing remark (1861 chars)

    Modern 4-Bedroom New Construction Home in Marion Oaks! Welcome to this stunning brand-new 4-bedroom, 2-bath home with an oversized 2-car garage, thoughtfully designed with modern living in mind. This home combines style, comfort, and functionality—perfect for families, professionals, or anyone seeking a fresh start in one of Central Florida’s most desirable communities. Step inside and be greeted by an open-concept layout featuring luxury vinyl plank flooring, 9’+ ceilings, and abundant natural light that fills every corner. The chef’s kitchen boasts sleek shaker cabinets, quartz countertops, stainless steel appliances, a large island with breakfast bar, and modern pendant lighting—ideal for entertaining or casual dining. The spacious owner’s suite offers a peaceful retreat with generous closet space and a beautifully finished en-suite bath. Three additional bedrooms provide plenty of flexibility for guests, an office, or a growing family. Outside, enjoy a beautifully paved driveway and walkway, a covered entry, and a large backyard with ample room for a future pool or outdoor entertaining space. Located in Marion Oaks, this home offers unbeatable convenience—on the same street as Sunrise Elementary School—and just minutes from shopping, parks, and major highways, providing the perfect blend of tranquility and accessibility. ? Property Highlights 4 Bedrooms | 2 Bathrooms | 2-Car Garage Brand-new construction with modern finishes Open-concept kitchen with quartz countertops and stainless-steel appliances Luxury vinyl plank flooring throughout Spacious master suite with en-suite bathroom Paved driveway and entry walkway Large yard with plenty of space for outdoor living Prime location on the same street as Sunrise Elementary School Easy access to I-75, shopping, and dining

  16. 2026-03-24
    price $292,000 1861-char remark
    Show marketing remark (1861 chars)

    Modern 4-Bedroom New Construction Home in Marion Oaks! Welcome to this stunning brand-new 4-bedroom, 2-bath home with an oversized 2-car garage, thoughtfully designed with modern living in mind. This home combines style, comfort, and functionality—perfect for families, professionals, or anyone seeking a fresh start in one of Central Florida’s most desirable communities. Step inside and be greeted by an open-concept layout featuring luxury vinyl plank flooring, 9’+ ceilings, and abundant natural light that fills every corner. The chef’s kitchen boasts sleek shaker cabinets, quartz countertops, stainless steel appliances, a large island with breakfast bar, and modern pendant lighting—ideal for entertaining or casual dining. The spacious owner’s suite offers a peaceful retreat with generous closet space and a beautifully finished en-suite bath. Three additional bedrooms provide plenty of flexibility for guests, an office, or a growing family. Outside, enjoy a beautifully paved driveway and walkway, a covered entry, and a large backyard with ample room for a future pool or outdoor entertaining space. Located in Marion Oaks, this home offers unbeatable convenience—on the same street as Sunrise Elementary School—and just minutes from shopping, parks, and major highways, providing the perfect blend of tranquility and accessibility. ? Property Highlights 4 Bedrooms | 2 Bathrooms | 2-Car Garage Brand-new construction with modern finishes Open-concept kitchen with quartz countertops and stainless-steel appliances Luxury vinyl plank flooring throughout Spacious master suite with en-suite bathroom Paved driveway and entry walkway Large yard with plenty of space for outdoor living Prime location on the same street as Sunrise Elementary School Easy access to I-75, shopping, and dining

  17. 2026-02-20
    price $294,000 1861-char remark
    Show marketing remark (1861 chars)

    Modern 4-Bedroom New Construction Home in Marion Oaks! Welcome to this stunning brand-new 4-bedroom, 2-bath home with an oversized 2-car garage, thoughtfully designed with modern living in mind. This home combines style, comfort, and functionality—perfect for families, professionals, or anyone seeking a fresh start in one of Central Florida’s most desirable communities. Step inside and be greeted by an open-concept layout featuring luxury vinyl plank flooring, 9’+ ceilings, and abundant natural light that fills every corner. The chef’s kitchen boasts sleek shaker cabinets, quartz countertops, stainless steel appliances, a large island with breakfast bar, and modern pendant lighting—ideal for entertaining or casual dining. The spacious owner’s suite offers a peaceful retreat with generous closet space and a beautifully finished en-suite bath. Three additional bedrooms provide plenty of flexibility for guests, an office, or a growing family. Outside, enjoy a beautifully paved driveway and walkway, a covered entry, and a large backyard with ample room for a future pool or outdoor entertaining space. Located in Marion Oaks, this home offers unbeatable convenience—on the same street as Sunrise Elementary School—and just minutes from shopping, parks, and major highways, providing the perfect blend of tranquility and accessibility. ? Property Highlights 4 Bedrooms | 2 Bathrooms | 2-Car Garage Brand-new construction with modern finishes Open-concept kitchen with quartz countertops and stainless-steel appliances Luxury vinyl plank flooring throughout Spacious master suite with en-suite bathroom Paved driveway and entry walkway Large yard with plenty of space for outdoor living Prime location on the same street as Sunrise Elementary School Easy access to I-75, shopping, and dining

  18. 2026-01-15
    price $297,000 1861-char remark
    Show marketing remark (1861 chars)

    Modern 4-Bedroom New Construction Home in Marion Oaks! Welcome to this stunning brand-new 4-bedroom, 2-bath home with an oversized 2-car garage, thoughtfully designed with modern living in mind. This home combines style, comfort, and functionality—perfect for families, professionals, or anyone seeking a fresh start in one of Central Florida’s most desirable communities. Step inside and be greeted by an open-concept layout featuring luxury vinyl plank flooring, 9’+ ceilings, and abundant natural light that fills every corner. The chef’s kitchen boasts sleek shaker cabinets, quartz countertops, stainless steel appliances, a large island with breakfast bar, and modern pendant lighting—ideal for entertaining or casual dining. The spacious owner’s suite offers a peaceful retreat with generous closet space and a beautifully finished en-suite bath. Three additional bedrooms provide plenty of flexibility for guests, an office, or a growing family. Outside, enjoy a beautifully paved driveway and walkway, a covered entry, and a large backyard with ample room for a future pool or outdoor entertaining space. Located in Marion Oaks, this home offers unbeatable convenience—on the same street as Sunrise Elementary School—and just minutes from shopping, parks, and major highways, providing the perfect blend of tranquility and accessibility. ? Property Highlights 4 Bedrooms | 2 Bathrooms | 2-Car Garage Brand-new construction with modern finishes Open-concept kitchen with quartz countertops and stainless-steel appliances Luxury vinyl plank flooring throughout Spacious master suite with en-suite bathroom Paved driveway and entry walkway Large yard with plenty of space for outdoor living Prime location on the same street as Sunrise Elementary School Easy access to I-75, shopping, and dining

  19. 2025-10-15
    listed $299,900 Active 1861-char remark
    Show marketing remark (1861 chars)

    Modern 4-Bedroom New Construction Home in Marion Oaks! Welcome to this stunning brand-new 4-bedroom, 2-bath home with an oversized 2-car garage, thoughtfully designed with modern living in mind. This home combines style, comfort, and functionality—perfect for families, professionals, or anyone seeking a fresh start in one of Central Florida’s most desirable communities. Step inside and be greeted by an open-concept layout featuring luxury vinyl plank flooring, 9’+ ceilings, and abundant natural light that fills every corner. The chef’s kitchen boasts sleek shaker cabinets, quartz countertops, stainless steel appliances, a large island with breakfast bar, and modern pendant lighting—ideal for entertaining or casual dining. The spacious owner’s suite offers a peaceful retreat with generous closet space and a beautifully finished en-suite bath. Three additional bedrooms provide plenty of flexibility for guests, an office, or a growing family. Outside, enjoy a beautifully paved driveway and walkway, a covered entry, and a large backyard with ample room for a future pool or outdoor entertaining space. Located in Marion Oaks, this home offers unbeatable convenience—on the same street as Sunrise Elementary School—and just minutes from shopping, parks, and major highways, providing the perfect blend of tranquility and accessibility. ? Property Highlights 4 Bedrooms | 2 Bathrooms | 2-Car Garage Brand-new construction with modern finishes Open-concept kitchen with quartz countertops and stainless-steel appliances Luxury vinyl plank flooring throughout Spacious master suite with en-suite bathroom Paved driveway and entry walkway Large yard with plenty of space for outdoor living Prime location on the same street as Sunrise Elementary School Easy access to I-75, shopping, and dining

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$1,015 · $85/mo
Projected year-2 tax
$2,406 · $201/mo
Expected delta
+$1,391/yr (+$116/mo · 137.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 7/10 Severe FEMA zone X (unshaded) · 77% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 22 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$24,110
− Mortgage interest
−$16,239
− Property taxes
−$1,015
− Insurance
−$2,247
− Repairs & maintenance
−$1,929
− Management
−$1,929
− Depreciation
−$8,433
Taxable loss
−$7,682
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,844
After-tax cash flow
$-615/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Marion
NCES district ID
1201260
Math proficiency
42% ▼ -7.00%
Reading proficiency
43% ▼ -4.00%
Median HH income
$40,015
Composite
35.61/100
National rank
#4890
State rank
#61 of 73 in FL

Livability — Marion Oaks

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Census place
Marion Oaks, FL
County
Marion County · 315,796 people
City population
25,030
Metro
Ocala, FL
Population (ZIP)
26,813
Household income
$72,366
Rent vs Own
21.5% rent · 78.5% own
Severe rent burden
228.0

Population outlook (Marion County) Hauer SSP2

Today (2025)
365,905 people
By 2030
376,768 · +3.0%
By 2040
396,555 · +8.4%
By 2050
412,723 · +12.8%
By 2075
446,090 · +21.9%
By 2100
436,193 · +19.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.69)
Race & ethnicity
White 34% Black 33% Hispanic / Latino 29% Two or more races 19% Asian 1%
Hispanic origin (detail)
Mexican 1% Puerto Rican 17% Cuban 3%
Common ancestry
Hispanic 3% Portuguese 2% Romanian 1%
Foreign-born
17% · Canada, Jamaica
Languages at home
67% English-only · Spanish 27% French/Haitian/Cajun 4% Other Indo-European 1%

Political lean MEDSL · Marion

2024 margin
Solid R (+31.6) · D 33.8% · R 65.5%
2008→2024 swing
-20.0pp toward R · 2008: -11.6pp · 2024: -31.6pp
All cycles
2024: R+31.6 2020: R+25.9 2016: R+26.2 2012: R+16.2 2008: R+11.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -45.25%
Current HPI
224.3536
Rent YoY
▼ -0.67%
Metro
Ocala, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

-3.3% since first listed
5 events — show timeline
  • 2026-05-15 Price Changed $289,900 Stellar MLS as Distributed by MLS Grid
  • 2026-03-24 Price Changed $292,000 Stellar MLS as Distributed by MLS Grid
  • 2026-02-20 Price Changed $294,000 Stellar MLS as Distributed by MLS Grid
  • 2026-01-15 Price Changed $297,000 Stellar MLS as Distributed by MLS Grid
  • 2025-10-15 Listed $299,900 Stellar MLS as Distributed by MLS Grid

Property tax history

+18.5%/yr

Latest (2025): $1,015 · +171.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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