4101 E 59th St · Kansas City, MO 64130

$115,000

3 bd · 1.0 ba · 940 sqft · SingleFamily public records · 212 Days on market

Built 1910 7,419 sqft lot $122/sqft · 15% above area Est $100k · 15% over ↓ 8% since listing

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +26.4/30.0
• DSCR +9.0/10.0
• 1% rule +5.7/10.0
• Livability +3.9/5.0
• Rent growth +3.6/5.0
• Condition / age +2.5/5.0
• Schools +1.5/10.0
• ARV discount +0.8/15.0
• Appreciation +0.0/10.0

Listing remarks MLS

Great opportunity for investors or a perfect starter home! This stunning 3-bedroom, 2-bathroom rental home offers a serene escape, perfect for both relaxation and entertaining. Imagine preparing meals in a kitchen adorned with luxurious granite countertops, offering both style and durability for all your culinary adventures. The open floor plan seamlessly connects the living spaces, providing an inviting atmosphere for gatherings with loved ones. Each bedroom is a cozy retreat, ensuring restful nights and rejuvenating mornings. The full bathrooms are designed with comfort in mind, offering a refreshing start to your day. Step outside into a vibrant neighborhood that promises convenience and accessibility to local amenities. With its prime location, you'll find shopping, dining, and recreational activities just a stone's throw away. Experience the perfect blend of tranquility and connectivity in this beautiful home. Make 4101 East 59th Street your next destination for a lifestyle filled with warmth and modern living.

Key facts

• 7,419 sq ft lot
• Garage
• Built 1910

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $115k.

Deal economics

• At list price, monthly cash flow is $302 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $115k).
• Recommended offer: $101k (12.0% below list) — sets the bar for market timing.
• Cap rate 9.4% vs local median 3.9% in Kansas City — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 78/100 on livability (#28 in MO, #2,671 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, cost of living A+; Watch: schools C-, crime F.
• Kansas City 33 (urban): math 12% / reading 24% proficiency, ranked #308 of 324 in MO (top 95%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 75% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents rising fast (+4.4%/yr); 185 active listings in the ZIP; 29 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 48% of comp listings sitting > 30 days — soft ceiling on asking rent; lower-income renter base — watch delinquency; 4,002 units permitted in Jackson County in 2024 (2,271 in 5+ unit buildings).
• This rent runs 35% of the median local income ($42k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $795 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
• Jackson County population projected at +4% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
• At projected returns (-3.0% appreciation + 4.4% rent growth), your $32k cash investment doubles in ~9 years — after that, you're playing with house money.

Negotiation context

• It's been on market 212 days — a 12% lower offer ($101k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

• Watch-outs: built in 1910 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $101,200 (12.0% below list)

Questions for the listing agent

1. It's been on market 212 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1910 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.07% ✓
• Cap rate: 9.44%
• Cash-on-cash: 11.25%
• DSCR: 1.50
• GRM: 7.8

CMA / ARV

• ARV (median comp): $100,186
• List price: $115,000
• Delta: 14.79%
• Verdict: OVERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
5833 Jackson Ave	0.08mi	3/1.0	941 (+0%)	10mo	$69,999	$74	88
3821 E 59th Ter	0.15mi	2/1.0 (-1)	900 (-4%)	8mo	$107,000	$119	75
5907 Jackson Ave	0.06mi	3/1.0	840 (-11%)	7mo	$84,900	$101	73
5707 Swope Pkwy	0.30mi	3/1.0	992 (+6%)	10mo	$127,500	$129	69
4401 E 54th Ter	0.59mi	3/1.0	984 (+5%)	10mo	$89,999	$91	56
5752 College Ave	0.54mi	4/1.0 (+1)	1,008 (+7%)	2mo	$125,000	$124	56
5842 Bellefontaine Ave	0.66mi	3/1.0	864 (-8%)	1mo	$89,900	$104	55
3821 E 53rd Ter	0.67mi	3/1.0	902 (-4%)	11mo	$70,000	$78	53
3451 E 54th St	0.68mi	3/2.0	869 (-8%)	7mo	$115,000	$132	46
5923 Walrond Ave	0.57mi	2/1.0 (-1)	812 (-14%)	5mo	$125,000	$154	41
3212 E 60th St	0.54mi	2/1.0 (-1)	818 (-13%)	10mo	$78,500	$96	40
6133 Walrond Ave	0.64mi	2/1.0 (-1)	832 (-12%)	10mo	$89,500	$108	37

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.42% rent growth · sell at horizon

5-year hold

• IRR: 1.9%
• Equity multiple: 1.07×
• Total profit: $2,317
• Equity at exit: $17,147

10-year hold

• IRR: 12.6%
• Equity multiple: 2.06×
• Total profit: $34,096
• Equity at exit: $9,943

Cash invested: $32,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 81 Strongly Landlord-Friendly
• State Missouri: 81 Strongly Landlord-Friendly · R+10
• County: — inherits STATE
• City: — inherits STATE

Generally landlord-friendly; St Louis has some habitability requirements.

Methodology + full state rankings →

ZIP-level market 64130

• Home prices YoY: -21.5%
• Rents YoY: 4.4%
• Active inventory: 185
• Price-to-rent: 7.8×

Monthly cashflow live

• Estimated rent: $1,235 high
• Mortgage (P&I): −$603
• Tax from tax record: −$23 /mo · $274/yr
• Insurance: −$48
• HOA: −$0
• Vacancy / Maint / Mgmt: −$259
• Net cashflow: $302

Break-even live

Break-even rent $853

Max offer price $115,000

Occupancy floor 71%

Sensitivity live

Price	-10% $367	-5% $334	+0% $302	+5% $269	+10% $237
Rent	-10% $204	-5% $253	+0% $302	+5% $351	+10% $399
Rate	-1.0pp $360	-0.5pp $331	base $302	+0.5pp $272	+1.0pp $242

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $28,750
• Closing costs: $3,450
• Reserves months: —
• Total cash needed: —

Rent comps 29 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
4250 E 60 Ter Unit 4250 Kansas City, MO	2.0	1.0	783	$895	$1.14	25d	1	0.22mi
3617 E 58th St Unit 2 Kansas City, MO	2.0	1.0	936	$875	$0.93	45d	1	0.36mi
3615 E 58th St Unit 1 Kansas City, MO	2.0	1.0	936	$875	$0.93	45d	1	0.36mi
3604 E 61st St Unit 3604 Kansas City, MO	3.0	1.0	875	$1,300	$1.49	45d	1	0.38mi
3600 E 57th St Kansas City, MO	3.0	1.0	1037	$1,250	$1.21	45d	1	0.45mi
5709 Bales Ave Kansas City, MO	2.0	1.0	782	$1,095	$1.40	25d	1	0.46mi
6029 Indiana Ave Kansas City, MO	2.0	1.0	832	$1,150	$1.38	45d	1	0.47mi
5752 College Ave Kansas City, MO	4.0	1.0	1120	$1,600	$1.43	18d	1	0.56mi
5614 Indiana Ave Kansas City, MO	3.0	1.0	900	$1,175	$1.31	45d	1	0.61mi
2512 E 59th St Kansas City, MO	2.0	1.0	750	$1,150	$1.53	45d	1	0.98mi
3315 E 52nd St Kansas City, MO	2.0	1.0	662	$1,125	$1.70	25d	1	1.02mi
6703 Walrond Ave Kansas City, MO	2.0	1.0	912	$1,200	$1.32	3d	1	1.10mi
6817 Cleveland Ave Kansas City, MO	2.0	1.0	779	$1,100	$1.41	45d	1	1.11mi
3949 Doctor Martin Luther King Junior Blvd Kansas City, MO	1.0–2.0	1.0–2.0	945	$1,565	$1.66	3d	3	1.14mi
2205 E 59th St Kansas City, MO	2.0	1.0	724	$1,025	$1.42	17d	1	1.19mi
6901 Jackson Ave Unit 6903 Kansas City, MO	3.0	1.0	1000	$1,200	$1.20	22d	1	1.20mi
5713 Brooklyn Ave Kansas City, MO	2.0	1.0	600	$1,200	$2.00	8d	1	1.21mi
3017 E 51st St Kansas City, MO	2.0	1.0	621	$1,303	$2.10	8d	1	1.22mi
2100 E 58th St Kansas City, MO	2.0	1.0	1030	$1,500	$1.46	45d	1	1.27mi
6941 Spruce Ave Kansas City, MO	2.0	1.0	815	$950	$1.17	45d	1	1.29mi
5730 Garfield Ave Kansas City, MO	3.0	1.0	866	$1,195	$1.38	17d	1	1.31mi
5013 S Benton Ave Kansas City, MO	3.0	1.0	978	$1,225	$1.25	25d	1	1.36mi
5702 Euclid Ave Kansas City, MO	2.0	1.0	683	$1,000	$1.46	45d	1	1.37mi
2430 E 67th Ter Kansas City, MO	3.0	2.0	960	$1,195	$1.24	45d	1	1.40mi
2421 E 67th Ter Kansas City, MO	2.0	1.0	816	$1,125	$1.38	17d	1	1.42mi
5529 Michigan Ave Kansas City, MO	2.0	1.0	847	$995	$1.17	45d	1	1.45mi
4917 S Benton Ave Kansas City, MO	2.0	1.0	1000	$1,100	$1.10	25d	1	1.45mi
4911 S Benton Ave Kansas City, MO	2.0	1.0	1000	$1,100	$1.10	18d	1	1.47mi
5410 Euclid Ave Kansas City, MO	3.0	2.0	1119	$1,395	$1.25	45d	1	1.49mi

Listing history 21 events

1. 2026-06-21
   days on market $115,000 Active 212 DOM
2. 2026-06-18
   days on market $115,000 Active 209 DOM
3. 2026-06-17
   days on market $115,000 Active 208 DOM
4. 2026-06-16
   days on market $115,000 Active 207 DOM
5. 2026-06-15
   days on market $115,000 Active 206 DOM
6. 2026-06-13
   days on market $115,000 Active 204 DOM
7. 2026-06-09
   days on market $115,000 Active 200 DOM
8. 2026-06-08
   days on market $115,000 Active 199 DOM
9. 2026-06-07
   days on market $115,000 Active 198 DOM
10. 2026-06-05
    days on market $115,000 Active 195 DOM
11. 2026-06-03
    days on market $115,000 Active 194 DOM
12. 2026-06-02
    days on market $115,000 Active 193 DOM
13. 2026-06-01
    days on market $115,000 Active 192 DOM
14. 2026-05-31
    days on market $115,000 Active 191 DOM
15. 2026-05-13
    historical Active Under Contract 1031-char remark

    Show marketing remark (1031 chars)

    Great opportunity for investors or a perfect starter home! This stunning 3-bedroom, 2-bathroom rental home offers a serene escape, perfect for both relaxation and entertaining. Imagine preparing meals in a kitchen adorned with luxurious granite countertops, offering both style and durability for all your culinary adventures. The open floor plan seamlessly connects the living spaces, providing an inviting atmosphere for gatherings with loved ones. Each bedroom is a cozy retreat, ensuring restful nights and rejuvenating mornings. The full bathrooms are designed with comfort in mind, offering a refreshing start to your day. Step outside into a vibrant neighborhood that promises convenience and accessibility to local amenities. With its prime location, you'll find shopping, dining, and recreational activities just a stone's throw away. Experience the perfect blend of tranquility and connectivity in this beautiful home. Make 4101 East 59th Street your next destination for a lifestyle filled with warmth and modern living.

16. 2026-05-07
    price $115,000 1031-char remark

    Show marketing remark (1031 chars)

    Great opportunity for investors or a perfect starter home! This stunning 3-bedroom, 2-bathroom rental home offers a serene escape, perfect for both relaxation and entertaining. Imagine preparing meals in a kitchen adorned with luxurious granite countertops, offering both style and durability for all your culinary adventures. The open floor plan seamlessly connects the living spaces, providing an inviting atmosphere for gatherings with loved ones. Each bedroom is a cozy retreat, ensuring restful nights and rejuvenating mornings. The full bathrooms are designed with comfort in mind, offering a refreshing start to your day. Step outside into a vibrant neighborhood that promises convenience and accessibility to local amenities. With its prime location, you'll find shopping, dining, and recreational activities just a stone's throw away. Experience the perfect blend of tranquility and connectivity in this beautiful home. Make 4101 East 59th Street your next destination for a lifestyle filled with warmth and modern living.

17. 2026-03-16
    price $120,000 1031-char remark

    Show marketing remark (1031 chars)

    Great opportunity for investors or a perfect starter home! This stunning 3-bedroom, 2-bathroom rental home offers a serene escape, perfect for both relaxation and entertaining. Imagine preparing meals in a kitchen adorned with luxurious granite countertops, offering both style and durability for all your culinary adventures. The open floor plan seamlessly connects the living spaces, providing an inviting atmosphere for gatherings with loved ones. Each bedroom is a cozy retreat, ensuring restful nights and rejuvenating mornings. The full bathrooms are designed with comfort in mind, offering a refreshing start to your day. Step outside into a vibrant neighborhood that promises convenience and accessibility to local amenities. With its prime location, you'll find shopping, dining, and recreational activities just a stone's throw away. Experience the perfect blend of tranquility and connectivity in this beautiful home. Make 4101 East 59th Street your next destination for a lifestyle filled with warmth and modern living.

18. 2025-11-21
    listed $125,000 Active 1031-char remark

    Show marketing remark (1031 chars)

    Great opportunity for investors or a perfect starter home! This stunning 3-bedroom, 2-bathroom rental home offers a serene escape, perfect for both relaxation and entertaining. Imagine preparing meals in a kitchen adorned with luxurious granite countertops, offering both style and durability for all your culinary adventures. The open floor plan seamlessly connects the living spaces, providing an inviting atmosphere for gatherings with loved ones. Each bedroom is a cozy retreat, ensuring restful nights and rejuvenating mornings. The full bathrooms are designed with comfort in mind, offering a refreshing start to your day. Step outside into a vibrant neighborhood that promises convenience and accessibility to local amenities. With its prime location, you'll find shopping, dining, and recreational activities just a stone's throw away. Experience the perfect blend of tranquility and connectivity in this beautiful home. Make 4101 East 59th Street your next destination for a lifestyle filled with warmth and modern living.

19. 2025-01-22
    soldstatus
20. 2024-08-12
    soldstatus
21. 1994-01-25
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MO · Resets to sale price

• Current annual tax: $274 · $23/mo
• Projected year-2 tax: $1,116 · $93/mo
• Expected delta: +$842/yr (+$70/mo · 307.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 4/10 Moderate 7 d/yr ≥106°F today · 17 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 5 by 30 yrs out

Taxation est. · year 1

• Rental income: $14,819
• − Mortgage interest: −$6,442
• − Property taxes: −$274
• − Insurance: −$575
• − Repairs & maintenance: −$1,185
• − Management: −$1,185
• − Depreciation: −$3,345
• Taxable income: $1,812
• Est. tax owed @ 24.0%: −$435
• After-tax cash flow: $3,186/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Kansas City 33
• NCES district ID: 2916400
• Math proficiency: 12% ▼ -8.00%
• Reading proficiency: 24% ▬ 0.00%
• Median HH income: $35,227
• Composite: 14.8/100
• National rank: #9387
• State rank: #308 of 324 in MO

Livability — Kansas City

• Score: 78/100
• State rank: #28
• US rank: #2671

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment C+ Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Kansas City, MO
• County: Jackson County · 687,798 people
• City population: 439,467
• Metro: Kansas City, MO-KS
• Population (ZIP): 19,644
• Household income: $42,221
• Rent vs Own: 48.4% rent · 51.6% own
• Severe rent burden: 1132.0

Population outlook (Jackson County) Hauer SSP2

• Today (2025): 719,589 people
• By 2030: 731,456 · +1.6%
• By 2040: 746,689 · +3.8%
• By 2050: 749,289 · +4.1%
• By 2075: 736,227 · +2.3%
• By 2100: 668,210 · -7.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (80%)
• Race & ethnicity: Black 80% White 9% Hispanic / Latino 8% Two or more races 6%
• Hispanic origin (detail): Mexican 5%
• Common ancestry: Lithuanian 1% Swedish 0%
• Foreign-born: 6% · Canada
• Languages at home: 92% English-only · Spanish 7%

Political lean MEDSL · Jackson

• 2024 margin: D (+19.3) · D 58.9% · R 39.5% · Other 1.6%
• 2008→2024 swing: -6.1pp toward R · 2008: 25.4pp · 2024: 19.3pp
• All cycles: 2024: D+19.3 2020: D+22.0 2016: D+16.6 2012: D+19.0 2008: D+25.4

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -73.32%
• Current HPI: 267.491
• Rent YoY: ▲ 4.42%
• Metro: Kansas City, MO-KS
• State GDP YoY: ▲ 1.84%
• F500 in state: 20

Industry mix (Fortune 500 HQ in MO)

Industry	F500 HQs	Revenue
▸Healthcare	1	$163B
▸Insurance	1	$21B
▸Industrial Technology	1	$17B
▸Retail	1	$16B
▸Industrial Distribution	1	$10B
▸Utilities	1	$9B

Price history

-8.0% since first listed

7 events — show timeline

• 2026-05-13 Contingent — Heartland MLS as Distributed by MLS Grid
• 2026-05-07 Price Changed $115,000 Heartland MLS as Distributed by MLS Grid
• 2026-03-16 Price Changed $120,000 Heartland MLS as Distributed by MLS Grid
• 2025-11-21 Listed $125,000 Heartland MLS as Distributed by MLS Grid
• 2025-01-22 Sold (Public Records) — Public Records
• 2024-08-12 Sold (Public Records) — Public Records
• 1994-01-25 Sold (Public Records) — Public Records

Property tax history

+10.8%/yr

Latest (2025): $274 · -39.2% YoY. Source: county tax records.