2517 Robb St · Baltimore, MD
Flood risk 8/10 · Major
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.99%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $755 – $1,403
Heat risk 8/10 · Major
- Hot days now (above 103°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 6 days/yr
- Unhealthy air days in 30 yrs
- 7 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +28.4/30.0
- DSCR +10.0/10.0
- 1% rule +6.6/10.0
- ARV discount +4.1/15.0
- Livability +3.8/5.0
- Rent growth +2.9/5.0
- Condition / age +2.5/5.0
- Schools +1.0/10.0
- Appreciation +0.0/10.0
$195,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome to your cozy haven! This charming townhome is the perfect choice for first-time buyers seeking a harmonious blend of comfort and affordability. Boasting 3 bedrooms and 1.5 bathrooms, this newly renovated gem is thoughtfully designed for practical, modern living. As you step inside, you'll be greeted by a welcoming space that effortlessly connects the living and dining areas, creating an intimate atmosphere ideal for everyday living. The newly renovated kitchen, complete with modern appliances and ample storage, invites you to embark on delightful culinary adventures. Upstairs, three bedrooms provide a peaceful retreat. The intentional simplicity of the design ensures low maintenance, making homeownership accessible and stress-free. Adding to the home's versatility, the finished basement opens up possibilities for a home office, entertainment area, or playroom. With the convenience of a washer and dryer in the basement, household chores become a breeze. Nestled in a desirable location with proximity to amenities and excellent schools, this residence serves as an ideal starting point for those entering the housing market. Embrace the simplicity and warmth of this home. Schedule a tour today and step into the next chapter of your life in this newly renovated townhome. Welcome home!
Key facts
- Renovated
- Finished basement
- Near parks
Tags
Property features AI
Exterior
- Parking: On-street parking
- Utilities: Public water; Public sewer; Electric service for heating, cooling and hot water
- Home design: Interior townhouse/rowhouse; Fee simple ownership; Not in a federal flood zone
- Construction: Brick front; Concrete perimeter foundation; Above-grade and below-grade structures; Fully finished basement
- Exterior features: Rear yard; Fully fenced yard; Enclosed deck(s)
Interior
- Kitchen: Built-in microwave; Microwave; Oven/Range - Electric; Stove; Refrigerator; Stainless steel appliances
- Bedrooms: Three bedrooms on the upper level
- Flooring: Luxury vinyl plank; Carpet
- Bathrooms: One full bathroom; One half bathroom
- Heating & cooling: Forced air heating (electric); Central air conditioning
- Interior features: Open floor plan; Combination dining/living area; Combination kitchen/dining area; Breakfast area; Dining area; Kitchen island; Tub/shower
- Laundry & utility: Washer in unit; Dryer in unit (electric); Laundry located in basement/lower level; Water heater
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.5-bath townhouse listed at $195k.
Deal economics
- At list price, monthly cash flow is $576 ($7k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $195k).
- Cap rate 10.2% vs local median 6.0% in Baltimore — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 76/100 on livability (#90 in MD, #3,396 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, housing A+; Watch: crime F.
- Baltimore City Public Schools (urban): math 7% / reading 16% proficiency, ranked #24 of 24 in MD (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Elmer A. Henderson: A Johns Hopkins Partnership (math 2% / reading 16%, grade F, #650 of 860 statewide, top 77%, 642 students, 80% FRL); Baltimore Polytechnic Institute (math 71% / reading 84%, grade A-, #22 of 222 statewide, top 10%, 1,555 students, 43% FRL) — zoned schools average 62% FRL vs 79% district-wide (17 pts lower); this property's tenant base skews higher-income than the district average.
- Zoned-school proficiency averages 43% at this address vs 12% district-wide (+32 pts) — the actual schools serving this property are materially stronger than the Baltimore City Public Schools average implies; a family-tenant draw the district grade alone would hide.
- Market conditions: Rents rising (+1.6%/yr); 333 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); 42% of comp listings sitting > 30 days — soft ceiling on asking rent; 1,273 units permitted in Baltimore city in 2024 (1,104 in 5+ unit buildings).
- This rent runs 44% of the median local income ($62k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
- Baltimore County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
Negotiation context
- Only 7 days on market — expect competitive offers; lowballing is unlikely to land.
- 5 sale attempts since 21y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Watch-outs: flood insurance adds $56/mo; built in 1920 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: severe flood risk; major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1920 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.16% ✓
- Cap rate
- 10.18%
- Cash-on-cash
- 13.88%
- DSCR
- 1.62
- GRM
- 7.2
CMA / ARV
- ARV (median comp)
- $181,399
- List price
- $195,000
- Delta
- 10.25%
- Verdict
- OVERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 2005 Kennedy Ave | 0.48mi | 3/2.0 | 2,314 (-4%) | 6mo | $175,000 | $76 | 64 |
| 1764 Homestead St | 0.27mi | 4/3.5 (+1) | 2,200 (-8%) | 7mo | $257,500 | $117 | 55 |
| 1626 E Lafayette Ave | 0.54mi | 3/2.0 | 2,100 (-12%) | 2mo | $219,500 | $105 | 50 |
| 1625 E 29th St | 0.52mi | 4/2.0 (+1) | 2,626 (+9%) | 6mo | $110,000 | $42 | 48 |
| 913 Montpelier St | 0.57mi | 3/1.5 | 2,100 (-12%) | 6mo | $215,000 | $102 | 47 |
| 709 E 21st St | 0.64mi | 3/3.5 | 2,200 (-8%) | 9mo | $330,000 | $150 | 41 |
| 2701 The Alameda | 0.45mi | 3/3.5 | 2,050 (-15%) | 9mo | $200,000 | $98 | 39 |
| 450 E 22nd St | 0.68mi | 3/2.5 | 2,100 (-12%) | 8mo | $375,000 | $179 | 37 |
| 1706 E Federal St | 0.70mi | 3/2.5 | 2,077 (-14%) | 5mo | $185,000 | $89 | 37 |
| 517 E 21st St | 0.68mi | 4/2.5 (+1) | 2,070 (-14%) | 4mo | $147,000 | $71 | 33 |
| 1306 E 33rd St | 0.71mi | 4/2.5 (+1) | 2,050 (-15%) | 2mo | $170,000 | $83 | 32 |
| 448 E 22nd St | 0.68mi | 4/2.5 (+1) | 2,100 (-12%) | 9mo | $380,000 | $181 | 31 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 1.63% rent growth · sell at horizon
- IRR
- 0.9%
- Equity multiple
- 1.04×
- Total profit
- $1,944
- Equity at exit
- $29,075
- IRR
- 9.2%
- Equity multiple
- 1.67×
- Total profit
- $36,416
- Equity at exit
- $16,860
Cash invested: $54,600 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (CITY)
- 12 Strongly Tenant-Friendly
- State Maryland
- 27 Tenant-Leaning · D+14
- County
- — inherits STATE
- City Baltimore
- 12 Strongly Tenant-Friendly · D+58
ZIP-level market 21218
- Rents YoY
- 1.6%
- Active inventory
- 333
- Price-to-rent
- 7.2×
Monthly cashflow live
- Estimated rent
- $2,267 high interval (Pro) →
- Mortgage (P&I)
- −$1,023
- Tax from tax record
- −$56 /mo · $668/yr
- Insurance
- −$81
- Flood insurance flood zone
- −$56 /mo · $666/yr
- HOA
- −$0
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$476
- Net cashflow
- $576
Break-even live
Sensitivity live
| Price | -10% $686 | -5% $631 | +0% $576 | +5% $521 | +10% $465 |
|---|---|---|---|---|---|
| Rent | -10% $397 | -5% $486 | +0% $576 | +5% $665 | +10% $755 |
| Rate | -1.0pp $674 | -0.5pp $625 | base $576 | +0.5pp $525 | +1.0pp $474 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $48,750
- Closing costs
- $5,850
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1539 Abbotston St Baltimore, MD | 3.0 | 2.0 | 1800 | $1,995 | $1.11 | 46d | 1 | 0.39mi |
| 1539 Abbotston St Baltimore, MD | 3.0 | 2.0 | 1900 | $1,899 | $1.00 | 7d | 1 | 0.39mi |
| 1333 E North Ave Baltimore, MD | 4.0 | 2.5 | 1860 | $2,200 | $1.18 | 26d | 1 | 0.44mi |
| 2915 Kirk Ave Baltimore, MD | 4.0 | 2.5 | 1710 | $2,200 | $1.29 | 0d | 1 | 0.52mi |
| 1511 E Lafayette Ave Baltimore, MD | 4.0 | 3.5 | 1988 | $2,650 | $1.33 | 7d | 1 | 0.53mi |
| 534 E 23rd St Baltimore, MD | 3.0 | 2.5 | 1700 | $2,350 | $1.38 | 46d | 1 | 0.59mi |
| 3213 The Alameda Baltimore, MD | 2.0 | 1.0 | 1708 | $1,295 | $0.76 | 6d | 1 | 0.69mi |
| 1532 N Broadway Baltimore, MD | 3.0 | 4.0 | 2696 | $2,700 | $1.00 | 5d | 1 | 0.69mi |
| 424 Ilchester Ave Baltimore, MD | 3.0 | 3.0 | 1976 | $1,800 | $0.91 | 17d | 1 | 0.75mi |
| 1923 E 31st St Baltimore, MD | 3.0 | 1.5 | 2264 | $1,600 | $0.71 | 26d | 1 | 0.76mi |
| 324 E 23rd St Baltimore, MD | 3.0 | 1.5 | 2018 | $2,200 | $1.09 | 26d | 1 | 0.76mi |
| 312 E 25th St Baltimore, MD | 4.0 | 3.5 | 1960 | $2,800 | $1.43 | 46d | 1 | 0.77mi |
| 411 E Lafayette Ave Baltimore, MD | 3.0 | 2.5 | 2450 | $2,900 | $1.18 | 26d | 1 | 0.87mi |
| 1829 N Port St Baltimore, MD | 3.0 | 1.5 | 2000 | $1,625 | $0.81 | 46d | 1 | 0.88mi |
| 412 E Lanvale St Baltimore, MD | 3.0 | 2.0 | 1600 | $3,100 | $1.94 | 7d | 1 | 0.89mi |
| 1827 Guilford Ave Unit G-1809 Baltimore, MD | 3.0 | 3.5 | 1920 | $2,750 | $1.43 | 26d | 1 | 0.91mi |
| 1827 Guilford Ave Unit G-1813 Baltimore, MD | 3.0 | 3.5 | 1920 | $2,750 | $1.43 | 0d | 1 | 0.91mi |
| 1823 Guilford Ave Unit G-1823 Baltimore, MD | 3.0 | 3.5 | 1920 | $2,750 | $1.43 | 46d | 1 | 0.92mi |
| 1813 Guilford Ave Unit G-1813 Baltimore, MD | 3.0 | 3.5 | 1920 | $2,750 | $1.43 | 46d | 1 | 0.92mi |
| 1809 Guilford Ave Unit G-1809 Baltimore, MD | 3.0 | 3.5 | 1920 | $2,750 | $1.43 | 46d | 1 | 0.92mi |
| 1807 Guilford Ave Unit G-1807 Baltimore, MD | 3.0 | 3.5 | 1920 | $2,750 | $1.43 | 46d | 1 | 0.92mi |
| 1801 Guilford Ave Baltimore, MD | 3.0 | 3.5 | 1921 | $2,595 | $1.35 | 26d | 3 | 0.93mi |
| 1607 E Biddle St Baltimore, MD | 4.0 | 3.5 | 2160 | $2,400 | $1.11 | 26d | 1 | 0.97mi |
| 1643 Guilford Ave Baltimore, MD | 3.0 | 3.5 | 2273 | $3,200 | $1.41 | 46d | 1 | 0.99mi |
| 3214 Abell Ave Baltimore, MD | 3.0 | 1.5 | 2300 | $2,800 | $1.22 | 26d | 1 | 1.01mi |
| 348 E University Pkwy Baltimore, MD | 4.0 | 2.0 | 1809 | $2,400 | $1.33 | 46d | 1 | 1.04mi |
| 1824 Saint Paul St Unit 3 Baltimore, MD | 2.0 | 1.0 | 2397 | $1,275 | $0.53 | 46d | 1 | 1.05mi |
| 2522 E Federal St Baltimore, MD | 2.0 | 2.0 | 1760 | $1,400 | $0.80 | 46d | 1 | 1.06mi |
| 1716 Lantern Mews Baltimore, MD | 4.0 | 5.0 | 2016 | $2,700 | $1.34 | 46d | 1 | 1.08mi |
| 1724 Lantern Mews Baltimore, MD | 2.0 | 4.0 | 1610 | $2,600 | $1.61 | 26d | 1 | 1.08mi |
| 1728 Lantern Mews Baltimore, MD | 3.0 | 3.0 | 1600 | $2,700 | $1.69 | 20d | 1 | 1.08mi |
| 1245 E Eager St Baltimore, MD | 3.0 | 1.0 | 1592 | $1,200 | $0.75 | 26d | 1 | 1.15mi |
| 1032 Valley St Baltimore, MD | 4.0 | 2.0 | 1900 | $2,150 | $1.13 | 7d | 1 | 1.16mi |
| 2621 E Oliver St Baltimore, MD | 3.0 | 2.0 | 1600 | $1,700 | $1.06 | 26d | 1 | 1.17mi |
| 3005 Belair Rd Baltimore, MD | 3.0 | 2.0 | 2000 | $1,600 | $0.80 | 20d | 1 | 1.21mi |
| 2210 Lake Ave Baltimore, MD | 3.0 | 1.5 | 2257 | $3,000 | $1.33 | 0d | 1 | 1.21mi |
| 1301 Saint Paul St Baltimore, MD | 3.0 | 1.0–3.0 | 1050 | $2,399 | $2.28 | 46d | 1 | 1.26mi |
| 32 E Preston St Unit B Baltimore, MD | 3.0 | 3.0 | 2500 | $2,890 | $1.16 | 46d | 1 | 1.29mi |
| 2706 E Biddle St Baltimore, MD | 3.0 | 2.0 | 1577 | $1,395 | $0.88 | 46d | 1 | 1.34mi |
| 1403 N Linwood Ave Baltimore, MD | 3.0 | 2.0 | 1660 | $1,995 | $1.20 | 46d | 1 | 1.37mi |
Listing history 21 events
-
2026-06-22days on market $195,000 Active 7 DOM
-
2026-06-21days on market $195,000 Active 6 DOM
-
2026-06-18days on market $195,000 Active 3 DOM
-
2026-06-17days on market $195,000 Active 2 DOM
-
2026-06-15pricedays on market $195,000 Active 1 DOM
-
2026-04-29price $200,000 1412-char remark
-
2026-04-09price $204,900 1412-char remark
-
2026-03-20$215,000 Active 1412-char remark
-
2026-03-17historical $215,000 1412-char remark
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2024-02-07soldstatus $175,000
-
2024-01-19soldstatus $175,000 Closed 1307-char remark
Show marketing remark (1307 chars)
Welcome to your cozy haven! This charming townhome is the perfect choice for first-time buyers seeking a harmonious blend of comfort and affordability. Boasting 3 bedrooms and 1.5 bathrooms, this newly renovated gem is thoughtfully designed for practical, modern living. As you step inside, you'll be greeted by a welcoming space that effortlessly connects the living and dining areas, creating an intimate atmosphere ideal for everyday living. The newly renovated kitchen, complete with modern appliances and ample storage, invites you to embark on delightful culinary adventures. Upstairs, three bedrooms provide a peaceful retreat. The intentional simplicity of the design ensures low maintenance, making homeownership accessible and stress-free. Adding to the home's versatility, the finished basement opens up possibilities for a home office, entertainment area, or playroom. With the convenience of a washer and dryer in the basement, household chores become a breeze. Nestled in a desirable location with proximity to amenities and excellent schools, this residence serves as an ideal starting point for those entering the housing market. Embrace the simplicity and warmth of this home. Schedule a tour today and step into the next chapter of your life in this newly renovated townhome. Welcome home!
-
2023-12-23status Pending 1307-char remark
Show marketing remark (1307 chars)
Welcome to your cozy haven! This charming townhome is the perfect choice for first-time buyers seeking a harmonious blend of comfort and affordability. Boasting 3 bedrooms and 1.5 bathrooms, this newly renovated gem is thoughtfully designed for practical, modern living. As you step inside, you'll be greeted by a welcoming space that effortlessly connects the living and dining areas, creating an intimate atmosphere ideal for everyday living. The newly renovated kitchen, complete with modern appliances and ample storage, invites you to embark on delightful culinary adventures. Upstairs, three bedrooms provide a peaceful retreat. The intentional simplicity of the design ensures low maintenance, making homeownership accessible and stress-free. Adding to the home's versatility, the finished basement opens up possibilities for a home office, entertainment area, or playroom. With the convenience of a washer and dryer in the basement, household chores become a breeze. Nestled in a desirable location with proximity to amenities and excellent schools, this residence serves as an ideal starting point for those entering the housing market. Embrace the simplicity and warmth of this home. Schedule a tour today and step into the next chapter of your life in this newly renovated townhome. Welcome home!
-
2023-11-24$184,999 Active 1307-char remark
Show marketing remark (1307 chars)
Welcome to your cozy haven! This charming townhome is the perfect choice for first-time buyers seeking a harmonious blend of comfort and affordability. Boasting 3 bedrooms and 1.5 bathrooms, this newly renovated gem is thoughtfully designed for practical, modern living. As you step inside, you'll be greeted by a welcoming space that effortlessly connects the living and dining areas, creating an intimate atmosphere ideal for everyday living. The newly renovated kitchen, complete with modern appliances and ample storage, invites you to embark on delightful culinary adventures. Upstairs, three bedrooms provide a peaceful retreat. The intentional simplicity of the design ensures low maintenance, making homeownership accessible and stress-free. Adding to the home's versatility, the finished basement opens up possibilities for a home office, entertainment area, or playroom. With the convenience of a washer and dryer in the basement, household chores become a breeze. Nestled in a desirable location with proximity to amenities and excellent schools, this residence serves as an ideal starting point for those entering the housing market. Embrace the simplicity and warmth of this home. Schedule a tour today and step into the next chapter of your life in this newly renovated townhome. Welcome home!
-
2023-10-07historical
-
2023-09-30historical
-
2021-06-01soldstatus $55,000 Closed
-
2021-05-13status Pending
-
2021-05-10$55,000 Active
-
2007-02-01soldstatus $70,000
-
2005-08-18historical
-
2005-05-22
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast MD · Partial reset (capped growth)
- Current annual tax
- $668 · $56/mo
- Projected year-2 tax
- $1,397 · $116/mo
- Expected delta
- +$729/yr (+$61/mo · 109.1%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 8/10 Severe FEMA zone X (unshaded) · 99% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 8/10 Severe 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 6 unhealthy d/yr today · 7 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $27,203
- − Mortgage interest
- −$10,923
- − Property taxes
- −$668
- − Insurance
- −$1,642
- − Repairs & maintenance
- −$2,176
- − Management
- −$2,176
- − Depreciation
- −$5,673
- Taxable income
- $3,945
- Est. tax owed @ 24.0%
- −$947
- After-tax cash flow
- $5,963/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Baltimore City Public Schools
- NCES district ID
- 2400090
- Math proficiency
- 7% ▼ -9.00%
- Reading proficiency
- 16% ▼ -5.00%
- Median HH income
- $42,108
- Composite
- 10.08/100
- National rank
- #9805
- State rank
- #24 of 24 in MD
Livability — Baltimore
- Score
- 76/100
- State rank
- #90
- US rank
- #3396
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Baltimore, MD
- County
- Baltimore City · 558,601 people
- City population
- 588,727
- Metro
- Baltimore-Columbia-Towson, MD
- Population (ZIP)
- 44,014
- Household income
- $62,488
- Rent vs Own
- Severe rent burden
- 2564.0
Population outlook (Baltimore County) Hauer SSP2
- Today (2025)
- 624,249 people
- By 2030
- 621,541 · -0.4%
- By 2040
- 609,756 · -2.3%
- By 2050
- 597,249 · -4.3%
- By 2075
- 552,236 · -11.5%
- By 2100
- 513,934 · -17.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.58)
- Race & ethnicity
- Black 60% White 26% Two or more races 6% Hispanic / Latino 5% Asian 5%
- Hispanic origin (detail)
- Common ancestry
- Romanian 2% Italian 1% Scotch-Irish 1%
- Foreign-born
- 10% · Canada, China, South Korea
- Languages at home
- 87% English-only · Spanish 4% French/Haitian/Cajun 2% Chinese 2%
Political lean MEDSL · Baltimore
- 2024 margin
- Solid D (+73.0) · D 85.2% · R 12.2% · Other 2.6%
- 2008→2024 swing
- -2.5pp toward R · 2008: 75.5pp · 2024: 73.0pp
- All cycles
- 2024: D+73.0 2020: D+76.6 2016: D+74.6 2012: D+76.4 2008: D+75.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -463.14%
- Current HPI
- 292.3986
- Rent YoY
- ▲ 1.63%
- Metro
- Baltimore-Columbia-Towson, MD
- State GDP YoY
- ▲ 2.97%
- F500 in state
- 12
Industry mix (Fortune 500 HQ in MD)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Aerospace / Defense | 1 | $71B |
|
||
| Utilities | 1 | $25B |
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| Hotels | 1 | $24B |
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| Consumer Goods | 1 | $7B |
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| Real Estate | 1 | $6B |
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| Chemicals | 1 | $2B |
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Price history
+178.6% since first listed18 events — show timeline
- 2026-06-15 Listed $195,000 BRIGHT MLS
- 2026-05-30 Listing Removed — BRIGHT MLS
- 2026-04-29 Price Changed $200,000 BRIGHT MLS
- 2026-04-09 Price Changed $204,900 BRIGHT MLS
- 2026-03-20 Listed $215,000 BRIGHT MLS
- 2026-03-17 Coming Soon — BRIGHT MLS
- 2024-02-07 Sold (Public Records) $175,000 Public Records
- 2024-01-19 Sold (MLS) $175,000 BRIGHT MLS
- 2023-12-23 Pending — BRIGHT MLS
- 2023-11-24 Listed $184,999 BRIGHT MLS
- 2023-10-07 Listing Removed — BRIGHT MLS
- 2023-09-30 Coming Soon — BRIGHT MLS
- 2021-06-01 Sold (MLS) $55,000 BRIGHT MLS
- 2021-05-13 Pending — BRIGHT MLS
- 2021-05-10 Listed $55,000 BRIGHT MLS
- 2007-02-01 Sold (Public Records) $70,000 Public Records
- 2005-08-18 Delisted — MRIS
- 2005-05-22 Listed — MRIS
Property tax history
+1.5%/yrLatest (2025): $668 · -8.2% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…