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5708 Orchard View Dr Duplex
C+ Composite 63.33
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +27.2/30.0
  • DSCR +9.5/10.0
  • ARV discount +7.5/15.0
  • 1% rule +7.4/10.0
  • Rent growth +4.5/5.0
  • Livability +3.4/5.0
  • Condition / age +2.8/5.0
  • Schools +1.1/10.0
  • Appreciation +0.0/10.0

$219,900

5708 Orchard View Dr · Jackson, MS 39211
4 bd · 2.0 ba · 1,842 sqft · MultiFamily · 39 Days on market
Built 1954 Average condition 0.26 ac lot $119/sqft · 52% above area

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Multi-family units

County records classify this as Multi-Family (2-4 Unit). Listing-text estimate: 2 units. confirmed

Listing remarks

Welcome to this charming mid-century duplex in the heart of Northeast Jackson's Ridgewood Park! Built in 1954, this 1,842 sq. ft. home offers a perfect blend of vintage character and practical design. The exterior features classic brick veneer and sits on a level, 0.26-acre rectangular lot with a private backyard. Inside, both units offer an efficient layout with spacious living areas and kitchens plumbed for natural gas. Central air and heat provide year-round comfort. Parking is convenient with an attached carport and concrete driveway, making this duplex as functional as it is inviting.

Key facts

  • Private backyard
  • Central air and heat
  • Brick veneer

Tags

MID-CENTURY DUPLEXBRICK VENEERPRIVATE BACKYARDEFFICIENT LAYOUTSPACIOUS LIVING AREASCENTRAL AIR AND HEAT

Property features AI

Finance

  • HOA & community: Near entertainment and park; Street lights in the area

Exterior

  • Parking: Attached parking; 1-car carport; Driveway (no garage); Total parking for 1 vehicle
  • Utilities: Public water; Public sewer; Electricity connected; Natural gas connected; Cable connected
  • Home design: House; One level
  • Construction: Brick, brick veneer, and wood siding exterior; Asphalt shingle roof; Slab foundation; Built per public records
  • Exterior features: Front porch; Rear porch; Patio; Slab; Outdoor lighting; Private yard; Rain gutters; Chain link fencing; City lot with front yard; level

Interior

  • Kitchen: Dishwasher; Electric range; Freestanding refrigerator; Microwave
  • Bedrooms: Primary bedroom (Main level) — approximately 11 x 12; Second bedroom (Main level) — approximately 10 x 11
  • Flooring: Ceramic tile; Vinyl; Wood
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating (natural gas); Central air (electric)
  • Interior features: Ceiling fans; Eat-in kitchen; High-speed internet; Laminate countertops; Total of 2 rooms
  • Laundry & utility: Washer hookup; Electric dryer hookup

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2 × 2-bed/1.0-bath units multifamily listed at $220k. Condition is rated average.

Deal economics

  • At list price, monthly cash flow is $632 ($8k/yr) — positive. Per door: $316/mo.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $220k).
  • Recommended offer: $213k (3.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 68/100 on livability (#66 in MS) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: amenities F, employment F, health & safety F.
  • Jackson Public School District (urban): math 9% / reading 18% proficiency, ranked #112 of 130 in MS (top 86%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 88% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Spann Elementary School (math 7% / reading 21%, grade F, #289 of 375 statewide, top 78%, 395 students, 100% FRL); Kirksey Middle School (math 7% / reading 13%, grade F, #152 of 179 statewide, top 88%, 247 students, 100% FRL); Murrah High School (math 12% / reading 27%, grade F, #130 of 197 statewide, top 68%, 1,326 students, 100% FRL).
  • Market conditions: Rents rising fast (+7.9%/yr); 222 active listings in the ZIP; 21 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 167 units permitted in Hinds County in 2024 (0 in 5+ unit buildings).
  • At $2,724/mo this rent would consume 47% of the median local household income ($69k/yr) (locally 736% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Hinds County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (-3.0% appreciation + 7.9% rent growth), your $62k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 39 days — a 3% lower offer ($213k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Watch-outs: built in 1954 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $213,303 (3.0% below list)

Questions for the listing agent

  1. It's been on market 39 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Can we see the unit-by-unit rent roll, current vacancy, and any below-market leases? What's the average tenancy length?
  3. What capital expenditures (roof, boiler, parking lot, exteriors) have been made in the last 5 years, and what's planned in the next 2?
  4. Built in 1954 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.24%
Cap rate
9.74%
Cash-on-cash
12.32%
DSCR
1.55
GRM
6.7

CMA / ARV

ARV (median comp)
$144,357
List price
$219,900
Delta
52.33%
Verdict
OVERPRICED
Comps
7 within 2.0 mi

Projected returns pro-forma

-3.0% appreciation · 7.9% rent growth · sell at horizon

5-year hold
IRR
7.4%
Equity multiple
1.30×
Total profit
$18,772
Equity at exit
$32,788
10-year hold
IRR
20.6%
Equity multiple
3.15×
Total profit
$132,380
Equity at exit
$19,013

Cash invested: $61,572 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Mississippi
90 Strongly Landlord-Friendly · R+11
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; very landlord-favorable; no rent control.

ZIP-level market 39211

Rents YoY
7.9%
Active inventory
222
Price-to-rent
13.5×

Monthly cashflow live

Estimated rent
$2,724 high interval (Pro) →
Mortgage (P&I)
$1,153
Tax est. 1.5%
$275 /mo · $3,298/yr
Insurance
$92
HOA
$0
Vacancy / Maint / Mgmt
$572
Net cashflow
$632

Break-even live

Break-even rent $1,924
Max offer price $219,900
Occupancy floor 72%

Sensitivity live

Price -10% $784 -5% $708 +0% $632 +5% $556 +10% $480
Rent -10% $417 -5% $525 +0% $632 +5% $740 +10% $847
Rate -1.0pp $743 -0.5pp $688 base $632 +0.5pp $575 +1.0pp $517

2-unit breakdown (identical units grouped — click to expand)

UnitsBedsBathsEst. rent
Total (2 units) $2,724

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$54,975
Closing costs
$6,597
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 21 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
120 Parkway Dr Jackson, MS 1.0–3.0 1.0–2.0 1076 $2,255 $2.10 16d 15 0.51mi
2009 Lake Trace Dr Jackson, MS 4.0 2.0 2028 $1,950 $0.96 16d 1 0.54mi
5855 Canton Park Dr Jackson, MS 4.0 2.0 1955 $1,675 $0.86 26d 1 0.61mi
5855 Canton Park Dr Jackson, MS 4.0 2.0 2401 $1,675 $0.70 16d 1 0.61mi
119 S Canton Club Cir Jackson, MS 3.0 2.0 1444 $1,595 $1.10 26d 1 0.64mi
47 Moss Forest Cir Jackson, MS 4.0 3.0 2624 $3,000 $1.14 16d 1 0.83mi
1702 Jamestown Way Unit 1702 Jackson, MS 3.0 2.0 1465 $1,495 $1.02 46d 1 0.98mi
117 Rolling Creek Dr Jackson, MS 4.0 2.5 2459 $2,700 $1.10 26d 1 1.04mi
5538 Pine Lane Dr Jackson, MS 3.0 2.0 1627 $1,465 $0.90 46d 1 1.06mi
51 Northtown Dr Unit 001G Jackson, MS 3.0 2.0 1260 $1,449 $1.15 16d 1 1.10mi
5544 Wayneland Dr Jackson, MS 3.0 2.0 1800 $1,831 $1.02 46d 1 1.11mi
1620 E County Line Rd Ridgeland, MS 1.0–3.0 1.0–2.5 1126 $1,595 $1.42 16d 7 1.14mi
5301 Ridgewood Rd Jackson, MS 3.0 2.0 1482 $1,850 $1.25 46d 1 1.27mi
51 Northtown Dr Unit 001B Jackson, MS 3.0 2.0 1260 $1,499 $1.19 16d 1 1.33mi
51 Northtown Dr Unit 021A Jackson, MS 3.0 2.0 1500 $1,694 $1.13 23d 1 1.33mi
51 Northtown Dr Unit 002G Jackson, MS 3.0 2.0 1260 $1,644 $1.30 46d 1 1.33mi
51 Northtown Dr Unit 001F Jackson, MS 3.0 2.0 1260 $1,644 $1.30 16d 1 1.33mi
492 E Beasley Rd Jackson, MS 1.0–3.0 1.0–2.0 1133 $1,440 $1.27 16d 8 1.41mi
35 Meadowoods Ter Jackson, MS 3.0 2.0 1269 $1,450 $1.14 26d 1 1.41mi
5125 Old Canton Rd Jackson, MS 3.0 3.0 2025 $2,100 $1.04 26d 1 1.43mi
212 Pimlico Pl Jackson, MS 3.0 2.0 1600 $900 $0.56 16d 1 1.45mi

Listing history 19 events

  1. 2026-06-23
    days on market $219,900 Active 39 DOM
  2. 2026-06-22
    days on market $219,900 Active 38 DOM
  3. 2026-06-18
    days on market $219,900 Active 35 DOM
  4. 2026-06-17
    days on market $219,900 Active 34 DOM
  5. 2026-06-16
    days on market $219,900 Active 33 DOM
  6. 2026-06-15
    days on market $219,900 Active 32 DOM
  7. 2026-06-14
    days on market $219,900 Active 30 DOM
  8. 2026-06-13
    days on market $219,900 Active 29 DOM
  9. 2026-06-10
    days on market $219,900 Active 27 DOM
  10. 2026-06-09
    days on market $219,900 Active 26 DOM
  11. 2026-06-08
    days on market $219,900 Active 25 DOM
  12. 2026-06-07
    days on market $219,900 Active 24 DOM
  13. 2026-06-05
    days on market $219,900 Active 21 DOM
  14. 2026-06-03
    days on market $219,900 Active 20 DOM
  15. 2026-06-02
    days on market $219,900 Active 19 DOM
  16. 2026-06-01
    days on market $219,900 Active 18 DOM
  17. 2026-05-31
    days on market $219,900 Active 17 DOM
  18. 2026-05-30
    days on market $219,900 Active 16 DOM
  19. 2026-05-14
    listed $219,900 Active 597-char remark

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$32,688
− Mortgage interest
−$12,318
− Property taxes
−$3,298
− Insurance
−$1,100
− Repairs & maintenance
−$2,615
− Management
−$2,615
− Depreciation
−$6,397
Taxable income
$4,345
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,043
After-tax cash flow
$6,545/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 7 photos

Average 55/100 Moderate rehab

This mid-century duplex offers a blend of vintage charm and practical design, but requires moderate updates to enhance its curb appeal and interior aesthetics.

Repairs flagged

  • Moderate exterior siding — moderate wear
  • Minor kitchen cabinets — dated design
  • Minor bathroom fixtures — basic design

Value-add opportunities

  • Both paint interior walls — enhances curb appeal and interior aesthetics
  • Both replace kitchen cabinets — modernizes the space and increases appeal
  • Both update bathroom fixtures — modernizes the space and increases appeal

Renovation cost estimate screening

Repair itemSeverityEst. cost
exterior siding · moderate wear Moderate $3,000–15,000
kitchen cabinets · dated design Minor $500–3,000
bathroom fixtures · basic design Minor $500–3,000
Total estimated repair cost · 3 items $4,000–21,000

Value-add ROI direction

  • Both paint interior walls — enhances curb appeal and interior aesthetics
  • Both replace kitchen cabinets — modernizes the space and increases appeal
  • Both update bathroom fixtures — modernizes the space and increases appeal

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Jackson Public School District
NCES district ID
2802190
Math proficiency
9% ▼ -14.00%
Reading proficiency
18% ▼ -7.00%
Median HH income
$33,234
Composite
10.89/100
National rank
#9755
State rank
#112 of 130 in MS

Livability — Jackson

Score
68/100
State rank
#66
US rank
#9695

Category grades

Amenities F Commute A+ Cost of living A+ Crime C Employment F Housing A+ Health & safety F User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Jackson, MS
County
Hinds County · 167,040 people
City population
140,204
Metro
Jackson, MS
Population (ZIP)
23,838
Household income
$69,426
Rent vs Own
38.0% rent · 62.0% own
Severe rent burden
736.0

Population outlook (Hinds County) Hauer SSP2

Today (2025)
242,528 people
By 2030
241,113 · -0.6%
By 2040
235,557 · -2.9%
By 2050
226,946 · -6.4%
By 2075
199,995 · -17.5%
By 2100
164,165 · -32.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority Black (59%)
Race & ethnicity
Black 59% White 36% Hispanic / Latino 3% Two or more races 2%
Common ancestry
Serbian 2% Italian 2% Slovak 1%
Foreign-born
2% · Canada, China
Languages at home
96% English-only · Spanish 3% Chinese 1%

Political lean MEDSL · Hinds

2024 margin
Solid D (+46.1) · D 72.4% · R 26.3% · Other 1.4%
2008→2024 swing
+7.1pp toward D · 2008: 39.0pp · 2024: 46.1pp
All cycles
2024: D+46.1 2020: D+48.3 2016: D+43.7 2012: D+45.1 2008: D+39.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -135.99%
Current HPI
145.5192
Rent YoY
▲ 7.90%
Metro
Jackson, MS
State GDP YoY
F500 in state
0

Price history

1 event — show timeline
  • 2026-05-14 Listed $219,900 MLSU

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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