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709 SW Douglas Ave
B- Composite 65.19
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Appreciation +4.6/10.0
  • Livability +3.2/5.0
  • Rent growth +2.9/5.0
  • Condition / age +2.5/5.0
  • Schools +2.0/10.0
  • ARV discount +0.0/15.0

$79,500

709 SW Douglas Ave · Lawton, OK 73501
3 bd · 1.0 ba · 1,012 sqft · SingleFamily public records · 12 Days on market
Built 1941 Est $57k · 40% over

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Please call or text Stefanie Johnson at 580 583 5238 for more information, or to schedule a showing.

Key facts

  • Covered porch
  • Metal shed
  • Hvac

Tags

NEW ROOFCOVERED PORCHMETAL SHEDFRENCH DOORSHVACCARPET CLEANED

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $80k.

Deal economics

  • At list price, monthly cash flow is $569 ($7k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $80k).
  • Cap rate 14.9% vs local median 6.0% in Lawton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 63/100 on livability (#206 in OK) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: employment D, schools D-, crime F.
  • Lawton (urban): math 20% / reading 26% proficiency, ranked #137 of 270 in OK (top 51%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: Rents rising (+1.7%/yr); 120 active listings in the ZIP; 133 units permitted in Comanche County in 2024 (0 in 5+ unit buildings).
  • This rent runs 32% of the median local income ($50k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-0.7%/yr); year-one equity from $550 of loan paydown is wiped out by about $564 of value loss. Plan a longer hold.
  • Comanche County population projected to shrink 3% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (-0.7% appreciation + 1.7% rent growth), your $22k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

  • Only 12 days on market — expect competitive offers; lowballing is unlikely to land.
  • 3 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $58k; 37% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Watch-outs: built in 1941 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major wildfire risk; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $79,500

Questions for the listing agent

  1. Built in 1941 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.67%
Cap rate
14.88%
Cash-on-cash
30.68%
DSCR
2.37
GRM
5.0

CMA / ARV

ARV (on-the-fly)
$56,672
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1505 SW 8th St 0.24mi 3/1.0 1,000 (-1%) 11mo $40,000 $40 78
914 SW Monroe 0.32mi 2/1.0 (-1) 1,000 (-1%) 4mo $11,000 $11 75
709 SW Garfield Ave 0.21mi 3/1.0 1,100 (+9%) 2mo $19,000 $17 74
1208 SW Pennsylvania Ave 0.45mi 3/1.0 1,000 (-1%) 10mo $78,000 $78 68
1729 SW 12th St 0.43mi 3/1.0 900 (-11%) 1mo $16,000 $18 61
1303 SW Monroe 0.58mi 3/1.5 975 (-4%) 6mo $66,000 $68 60
1749 SW 12th St 0.41mi 3/1.0 900 (-11%) 12mo $15,000 $17 52
1216 SW Pennsylvania 0.48mi 3/2.0 1,100 (+9%) 8mo $25,000 $23 52
1326 SW New York Ave 0.57mi 2/1.0 (-1) 886 (-12%) 6mo $140,000 $158 43
1306 SW Oklahoma Ave 0.68mi 3/1.0 900 (-11%) 12mo $50,000 $56 40
923 SW 5th St 0.69mi 3/1.0 876 (-13%) 13mo $82,000 $94 34
1515 SW Georgia Ave 0.73mi 2/2.0 (-1) 900 (-11%) 14mo $150,000 $167 27

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-0.71% appreciation · 1.7% rent growth · sell at horizon

5-year hold
IRR
28.7%
Equity multiple
2.33×
Total profit
$29,575
Equity at exit
$20,306
10-year hold
IRR
32.5%
Equity multiple
4.28×
Total profit
$73,050
Equity at exit
$22,288

Cash invested: $22,260 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
83 Strongly Landlord-Friendly
State Oklahoma
83 Strongly Landlord-Friendly · R+20
County
— inherits STATE
City
— inherits STATE
5-day notice; strongly landlord-favorable.

ZIP-level market 73501

Home prices YoY
-0.4%
Rents YoY
1.7%
Active inventory
120
Price-to-rent
5.0×

Monthly cashflow live

Estimated rent
$1,331 medium interval (Pro) →
Mortgage (P&I)
$417
Tax from tax record
$32 /mo · $388/yr
Insurance
$33
HOA
$0
Vacancy / Maint / Mgmt
$280
Net cashflow
$569

Break-even live

Break-even rent $611
Max offer price $79,500
Occupancy floor 52%

Sensitivity live

Price -10% $614 -5% $592 +0% $569 +5% $547 +10% $524
Rent -10% $464 -5% $517 +0% $569 +5% $622 +10% $674
Rate -1.0pp $609 -0.5pp $589 base $569 +0.5pp $549 +1.0pp $528

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$19,875
Closing costs
$2,385
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 10 events

  1. 2026-06-21
    days on market $79,500 Active 12 DOM
  2. 2026-06-19
    days on market $79,500 Active 10 DOM
  3. 2026-06-18
    days on market $79,500 Active 9 DOM
  4. 2026-06-17
    days on market $79,500 Active 8 DOM
  5. 2026-06-16
    days on market $79,500 Active 7 DOM
  6. 2026-06-15
    days on market $79,500 Active 6 DOM
  7. 2026-06-14
    days on market $79,500 Active 4 DOM
  8. 2026-06-13
    days on market $79,500 Active 3 DOM
  9. 2026-06-10
    remarks 359-char remark
  10. 2026-06-10
    listed $79,500 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OK · Resets to sale price

Current annual tax
$388 · $32/mo
Projected year-2 tax
$716 · $60/mo
Expected delta
+$328/yr (+$27/mo · 84.4%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 7/10 Severe
  • 🌡 Heat 6/10 Major 7 d/yr ≥109°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 3/10 Moderate 6% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$15,973
− Mortgage interest
−$4,453
− Property taxes
−$388
− Insurance
−$398
− Repairs & maintenance
−$1,278
− Management
−$1,278
− Depreciation
−$2,313
Taxable income
$5,866
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,408
After-tax cash flow
$5,423/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Lawton
NCES district ID
4017250
Math proficiency
20% ▼ -12.00%
Reading proficiency
26% ▼ -9.00%
Median HH income
$42,618
Composite
19.68/100
National rank
#8732
State rank
#137 of 270 in OK

Livability — Lawton

Score
63/100
State rank
#206
US rank
#15131

Category grades

Amenities B- Commute F Cost of living A+ Crime F Employment D Housing A+ Health & safety F User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Lawton, OK
County
Comanche County · 96,361 people
City population
89,233
Metro
Lawton, OK
Population (ZIP)
20,397
Household income
$49,741
Rent vs Own
54.8% rent · 45.2% own
Severe rent burden
742.0

Population outlook (Comanche County) Hauer SSP2

Today (2025)
124,518 people
By 2030
124,231 · -0.2%
By 2040
122,193 · -1.9%
By 2050
120,368 · -3.3%
By 2075
120,492 · -3.2%
By 2100
123,113 · -1.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Highly diverse neighborhood (Simpson 0.73)
Race & ethnicity
White 45% Black 20% Two or more races 18% Hispanic / Latino 14% Native American 7% Asian 3%
Hispanic origin (detail)
Mexican 7% Puerto Rican 4%
Common ancestry
Lithuanian 2% Italian 2% Slovak 1%
Foreign-born
6% · Canada, Vietnam, South Korea
Languages at home
88% English-only · Spanish 8% Tagalog/Filipino 1% German/W. Germanic 1%

Political lean MEDSL · Comanche

2024 margin
Strong R (+23.3) · D 37.4% · R 60.7% · Other 1.9%
2008→2024 swing
-5.8pp toward R · 2008: -17.5pp · 2024: -23.3pp
All cycles
2024: R+23.3 2020: R+20.1 2016: R+23.7 2012: R+17.0 2008: R+17.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -0.71%
Current HPI
172.4877
Rent YoY
▲ 1.70%
Metro
Lawton, OK
State GDP YoY
▲ 1.55%
F500 in state
6

Industry mix (Fortune 500 HQ in OK)

Industry F500 HQs Revenue

Price history

+32.7% since first listed
7 events — show timeline
  • 2026-06-09 Listed $79,500 FSBO.com
  • 2024-12-24 Listing Removed MLSOK
  • 2024-11-08 Price Changed $88,000 MLSOK
  • 2024-09-25 Listed $91,000 MLSOK
  • 2022-10-03 Sold (Public Records) $58,000 Public Records
  • 2022-10-03 Sold (MLS) $58,000 LBRMLS
  • 2022-09-14 Listed $59,900 LBRMLS

Property tax history

+8.6%/yr

Latest (2025): $388 · -0.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…