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8085 Worthington Park Dr
A- Composite 81.1
Why this score? — see what drove the A- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Schools +6.7/10.0
  • Livability +4.4/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$210,000

8085 Worthington Park Dr · Strongsville, OH 44149
4 bd · 1.5 ba · 1,708 sqft · SingleFamily public records · 5 Days on market
Built 1964 0.41 ac lot Est $311k · 32% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Spacious Split That Needs Work!! No Kitchen!! Great Lot Abuts Big Creek Parkway!! Home Is Being Sold AS IS!! Cash Buyers Please!! Three Bedrooms Second Level---Bedroom And Family Room Lower Level!! Home Has Great Potential!! Bring Your Ideas!! Priced To Sell!! Wont Last!!

Key facts

  • Great lot
  • Big creek parkway
  • 0.41 acre lot

Tags

GREAT LOTBIG CREEK PARKWAY

Property features AI

Exterior

  • Parking: Attached 2-car garage
  • Utilities: Public water; Public sewer
  • Home design: Single-family property; Above-grade finished area approximately 1,708
  • Construction: Aluminum siding; Asphalt/fiberglass roof; Block foundation; Built (year per public records)
  • Exterior features: Lot roughly 0.41 acres

Interior

  • Kitchen: Kitchen (16 x 10)
  • Bedrooms: Lower-level bedroom (14 x 10); Second-floor bedroom (12 x 12); Second-floor bedroom (14 x 13); Second-floor bedroom (16 x 12)
  • Bathrooms: Two full bathrooms
  • Heating & cooling: Gas baseboard heating
  • Interior features: Full basement; One fireplace

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/1.5-bath single-family listed at $210k.

Deal economics

  • At list price, monthly cash flow is $5k ($54k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($8k rent vs $210k).
  • Cap rate 32.2% vs local median 3.1% in Strongsville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 88/100 on livability (#27 in OH, #243 nationally) — a professional / high-income tenant draw. Strengths: schools A+, crime A+, amenities A+; Watch: commute F.
  • Strongsville City (suburban): math 73% / reading 79% proficiency, ranked #62 of 656 in OH (top 10%) — strong family-tenant draw, lease renewals of 3-5y typical; only 15% free/reduced lunch — higher-income household profile.
  • Market conditions: 116 active listings in the ZIP; 2 comparable units currently listed for rent nearby; high-income renter base; 1,441 units permitted in Cuyahoga County in 2024 (700 in 5+ unit buildings).
  • At $7,640/mo this rent would consume 80% of the median local household income ($114k/yr) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Cuyahoga County population projected to shrink 8% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $59k cash investment doubles in ~2 years — after that, you're playing with house money.

Negotiation context

  • Only 5 days on market — expect competitive offers; lowballing is unlikely to land.
  • Current owner paid $40k; list at $210k implies a 432% gain — meaningful room to come down on a strong offer.
Recommended offer $210,000

Questions for the listing agent

  1. Built in 1964 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
3.64%
Cap rate
32.15%
Cash-on-cash
92.35%
DSCR
5.11
GRM
2.3

CMA / ARV

ARV (on-the-fly)
$310,856
Comps found
2
Show comp detail 2 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
17943 Strongsville Blvd 0.22mi 4/2.0 1,530 (-10%) 10mo $278,500 $182 61
18737 Evergreen Dr 0.25mi 4/2.0 1,944 (+14%) 7mo $322,000 $166 57

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
93.1%
Equity multiple
5.33×
Total profit
$254,337
Equity at exit
$31,312
10-year hold
IRR
96.0%
Equity multiple
11.09×
Total profit
$593,211
Equity at exit
$18,157

Cash invested: $58,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
73 Landlord-Friendly
State Ohio
73 Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

ZIP-level market 44149

Active inventory
116
Price-to-rent
2.3×

Monthly cashflow live

Estimated rent
$7,640 medium interval (Pro) →
Mortgage (P&I)
$1,101
Tax from tax record
$322 /mo · $3,863/yr
Insurance
$88
HOA
$0
Vacancy / Maint / Mgmt
$1,604
Net cashflow
$4,525

Break-even live

Break-even rent $1,912
Max offer price $210,000
Occupancy floor 36%

Sensitivity live

Price -10% $4,644 -5% $4,585 +0% $4,525 +5% $4,466 +10% $4,406
Rent -10% $3,922 -5% $4,223 +0% $4,525 +5% $4,827 +10% $5,129
Rate -1.0pp $4,631 -0.5pp $4,579 base $4,525 +0.5pp $4,471 +1.0pp $4,415

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$52,500
Closing costs
$6,300
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
8040 Strongsville Blvd Unit 1496063P Strongsville, OH 3.0 2.0 1980 $8,055 $4.07 22d 1 0.22mi
367 S Rocky River Dr Unit 1496132P Berea, OH 4.0 2.0 1765 $5,357 $3.04 8d 1 1.38mi

Listing history 5 events

  1. 2026-06-13
    statusdays on market $210,000 Pending 5 DOM
  2. 2026-06-09
    days on market $210,000 Active 4 DOM
  3. 2026-06-08
    days on market $210,000 Active 3 DOM
  4. 2026-06-07
    remarks 272-char remark
  5. 2026-06-07
    listed $210,000 Active 2 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OH · Partial reset (capped growth)

Current annual tax
$3,863 · $322/mo
Projected year-2 tax
$3,863 · $322/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥96°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$91,685
− Mortgage interest
−$11,763
− Property taxes
−$3,863
− Insurance
−$1,050
− Repairs & maintenance
−$7,335
− Management
−$7,335
− Depreciation
−$6,109
Taxable income
$54,230
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$13,015
After-tax cash flow
$41,288/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Strongsville City
NCES district ID
3904484
Math proficiency
73% ▼ -10.00%
Reading proficiency
79% ▼ -2.00%
Median HH income
$78,206
Composite
67.02/100
National rank
#395
State rank
#62 of 656 in OH

Livability — Strongsville

Score
88/100
State rank
#27
US rank
#243

Category grades

Amenities A+ Commute F Cost of living A+ Crime A+ Employment A+ Housing A+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Strongsville, OH
County
Cuyahoga · 1,045,444 people
City population
46,110
Metro
Cleveland, OH
Population (ZIP)
21,042
Household income
$114,107
Rent vs Own
5.7% rent · 94.3% own
Severe rent burden
2.7

Population outlook (Cuyahoga County) Hauer SSP2

Today (2025)
1,244,621 people
By 2030
1,230,093 · -1.2%
By 2040
1,189,108 · -4.5%
By 2050
1,145,706 · -7.9%
By 2075
1,076,557 · -13.5%
By 2100
978,987 · -21.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (91%)
Race & ethnicity
White 91% Asian 3% Two or more races 3% Hispanic / Latino 3% Black 1%
Common ancestry
Romanian 11% Italian 2% Slovak 2%
Foreign-born
7% · Canada, China
Languages at home
92% English-only · Other Indo-European 2% Arabic 1% Russian/Polish/Slavic 1%

Political lean MEDSL · Cuyahoga

2024 margin
Solid D (+31.5) · D 65.4% · R 33.9%
2008→2024 swing
-7.4pp toward R · 2008: 38.9pp · 2024: 31.5pp
All cycles
2024: D+31.5 2020: D+34.1 2016: D+35.0 2012: D+38.7 2008: D+38.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -238.17%
Current HPI
196.9311
Rent YoY
Metro
State GDP YoY
▲ 1.98%
F500 in state
48

Industry mix (Fortune 500 HQ in OH)

Industry F500 HQs Revenue

Price history

+431.6% since first listed
2 events — show timeline
  • 2026-06-05 Listed $210,000 MLSNOW
  • 1971-08-01 Sold (Public Records) $39,500 Public Records

Property tax history

+2.6%/yr

Latest (2025): $3,863 · -0.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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