8085 Worthington Park Dr · Strongsville, OH
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $713 – $1,323
Heat risk 3/10 · Minor
- Hot days now (above 96°F)
- 7 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the A- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- ARV discount +15.0/15.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Schools +6.7/10.0
- Livability +4.4/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$210,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Spacious Split That Needs Work!! No Kitchen!! Great Lot Abuts Big Creek Parkway!! Home Is Being Sold AS IS!! Cash Buyers Please!! Three Bedrooms Second Level---Bedroom And Family Room Lower Level!! Home Has Great Potential!! Bring Your Ideas!! Priced To Sell!! Wont Last!!
Key facts
- Great lot
- Big creek parkway
- 0.41 acre lot
Tags
Property features AI
Exterior
- Parking: Attached 2-car garage
- Utilities: Public water; Public sewer
- Home design: Single-family property; Above-grade finished area approximately 1,708
- Construction: Aluminum siding; Asphalt/fiberglass roof; Block foundation; Built (year per public records)
- Exterior features: Lot roughly 0.41 acres
Interior
- Kitchen: Kitchen (16 x 10)
- Bedrooms: Lower-level bedroom (14 x 10); Second-floor bedroom (12 x 12); Second-floor bedroom (14 x 13); Second-floor bedroom (16 x 12)
- Bathrooms: Two full bathrooms
- Heating & cooling: Gas baseboard heating
- Interior features: Full basement; One fireplace
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/1.5-bath single-family listed at $210k.
Deal economics
- At list price, monthly cash flow is $5k ($54k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($8k rent vs $210k).
- Cap rate 32.2% vs local median 3.1% in Strongsville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 88/100 on livability (#27 in OH, #243 nationally) — a professional / high-income tenant draw. Strengths: schools A+, crime A+, amenities A+; Watch: commute F.
- Strongsville City (suburban): math 73% / reading 79% proficiency, ranked #62 of 656 in OH (top 10%) — strong family-tenant draw, lease renewals of 3-5y typical; only 15% free/reduced lunch — higher-income household profile.
- Market conditions: 116 active listings in the ZIP; 2 comparable units currently listed for rent nearby; high-income renter base; 1,441 units permitted in Cuyahoga County in 2024 (700 in 5+ unit buildings).
- At $7,640/mo this rent would consume 80% of the median local household income ($114k/yr) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
- Cuyahoga County population projected to shrink 8% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $59k cash investment doubles in ~2 years — after that, you're playing with house money.
Negotiation context
- Only 5 days on market — expect competitive offers; lowballing is unlikely to land.
- Current owner paid $40k; list at $210k implies a 432% gain — meaningful room to come down on a strong offer.
Questions for the listing agent
- Built in 1964 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 3.64% ✓
- Cap rate
- 32.15%
- Cash-on-cash
- 92.35%
- DSCR
- 5.11
- GRM
- 2.3
CMA / ARV
- ARV (on-the-fly)
- $310,856
- Comps found
- 2
Show comp detail 2 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 17943 Strongsville Blvd | 0.22mi | 4/2.0 | 1,530 (-10%) | 10mo | $278,500 | $182 | 61 |
| 18737 Evergreen Dr | 0.25mi | 4/2.0 | 1,944 (+14%) | 7mo | $322,000 | $166 | 57 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 93.1%
- Equity multiple
- 5.33×
- Total profit
- $254,337
- Equity at exit
- $31,312
- IRR
- 96.0%
- Equity multiple
- 11.09×
- Total profit
- $593,211
- Equity at exit
- $18,157
Cash invested: $58,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 73 Landlord-Friendly
- State Ohio
- 73 Landlord-Friendly · R+6
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 44149
- Active inventory
- 116
- Price-to-rent
- 2.3×
Monthly cashflow live
- Estimated rent
- $7,640 medium interval (Pro) →
- Mortgage (P&I)
- −$1,101
- Tax from tax record
- −$322 /mo · $3,863/yr
- Insurance
- −$88
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$1,604
- Net cashflow
- $4,525
Break-even live
Sensitivity live
| Price | -10% $4,644 | -5% $4,585 | +0% $4,525 | +5% $4,466 | +10% $4,406 |
|---|---|---|---|---|---|
| Rent | -10% $3,922 | -5% $4,223 | +0% $4,525 | +5% $4,827 | +10% $5,129 |
| Rate | -1.0pp $4,631 | -0.5pp $4,579 | base $4,525 | +0.5pp $4,471 | +1.0pp $4,415 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $52,500
- Closing costs
- $6,300
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 2 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 8040 Strongsville Blvd Unit 1496063P Strongsville, OH | 3.0 | 2.0 | 1980 | $8,055 | $4.07 | 22d | 1 | 0.22mi |
| 367 S Rocky River Dr Unit 1496132P Berea, OH | 4.0 | 2.0 | 1765 | $5,357 | $3.04 | 8d | 1 | 1.38mi |
Listing history 5 events
-
2026-06-13statusdays on market $210,000 Pending 5 DOM
-
2026-06-09days on market $210,000 Active 4 DOM
-
2026-06-08days on market $210,000 Active 3 DOM
-
2026-06-07remarks 272-char remark
-
2026-06-07$210,000 Active 2 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast OH · Partial reset (capped growth)
- Current annual tax
- $3,863 · $322/mo
- Projected year-2 tax
- $3,863 · $322/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 3/10 Moderate 7 d/yr ≥96°F today · 16 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $91,685
- − Mortgage interest
- −$11,763
- − Property taxes
- −$3,863
- − Insurance
- −$1,050
- − Repairs & maintenance
- −$7,335
- − Management
- −$7,335
- − Depreciation
- −$6,109
- Taxable income
- $54,230
- Est. tax owed @ 24.0%
- −$13,015
- After-tax cash flow
- $41,288/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Strongsville City
- NCES district ID
- 3904484
- Math proficiency
- 73% ▼ -10.00%
- Reading proficiency
- 79% ▼ -2.00%
- Median HH income
- $78,206
- Composite
- 67.02/100
- National rank
- #395
- State rank
- #62 of 656 in OH
Livability — Strongsville
- Score
- 88/100
- State rank
- #27
- US rank
- #243
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Strongsville, OH
- County
- Cuyahoga · 1,045,444 people
- City population
- 46,110
- Metro
- Cleveland, OH
- Population (ZIP)
- 21,042
- Household income
- $114,107
- Rent vs Own
- Severe rent burden
- 2.7
Population outlook (Cuyahoga County) Hauer SSP2
- Today (2025)
- 1,244,621 people
- By 2030
- 1,230,093 · -1.2%
- By 2040
- 1,189,108 · -4.5%
- By 2050
- 1,145,706 · -7.9%
- By 2075
- 1,076,557 · -13.5%
- By 2100
- 978,987 · -21.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (91%)
- Race & ethnicity
- White 91% Asian 3% Two or more races 3% Hispanic / Latino 3% Black 1%
- Common ancestry
- Romanian 11% Italian 2% Slovak 2%
- Foreign-born
- 7% · Canada, China
- Languages at home
- 92% English-only · Other Indo-European 2% Arabic 1% Russian/Polish/Slavic 1%
Political lean MEDSL · Cuyahoga
- 2024 margin
- Solid D (+31.5) · D 65.4% · R 33.9%
- 2008→2024 swing
- -7.4pp toward R · 2008: 38.9pp · 2024: 31.5pp
- All cycles
- 2024: D+31.5 2020: D+34.1 2016: D+35.0 2012: D+38.7 2008: D+38.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -238.17%
- Current HPI
- 196.9311
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 1.98%
- F500 in state
- 48
Industry mix (Fortune 500 HQ in OH)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Insurance | 3 | $145B |
|
||
| Industrial Machinery | 3 | $49B |
|
||
| Financial Services | 3 | $24B |
|
||
| Consumer Goods | 2 | $93B |
|
||
| Aerospace / Defense | 2 | $47B |
|
||
| Utilities | 2 | $33B |
|
||
Price history
+431.6% since first listed2 events — show timeline
- 2026-06-05 Listed $210,000 MLSNOW
- 1971-08-01 Sold (Public Records) $39,500 Public Records
Property tax history
+2.6%/yrLatest (2025): $3,863 · -0.4% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…