25 1st Ave · Englewood, FL 34223

$299,000

2 bd · 1.0 ba · 777 sqft · SingleFamily public records · 263 Days on market

Built 1971 9,375 sqft lot $385/sqft · 22% above area Est $244k · 22% over

---

Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +15.6/30.0
• Schools +5.4/10.0
• DSCR +4.8/10.0
• Rent growth +4.8/5.0
• Livability +3.7/5.0
• 1% rule +3.3/10.0
• Condition / age +2.5/5.0
• ARV discount +0.0/15.0
• Appreciation +0.0/10.0

Listing remarks MLS

Motivated Seller! Less than three miles from the beach, this property is in the X flood zone and offers both a welcoming main home and a detached 320-square-foot efficiency apartment, making it the perfect setup for a family home with added income potential. Live in the main residence and rent out the guest cottage, or keep it for visiting family and friends. Outside you will find low-maintenance xeriscaping, a brand new garage door, and privacy fencing. Step inside the main home where there is easy care tile flooring throughout the main living areas and a kitchen with granite countertops, soft-close wood cabinetry, and plenty of storage. A cozy dinette sits just off the kitchen with sliding glass doors to the screened lanai, letting you open the home and enjoy salty coastal breezes flowing through the home. Both bedrooms have reach-in closets, while the shared bathroom has been updated with a granite vanity and a shower-tub combination. In the single-car garage there is a laundry area and a convenient half bath. The backyard is designed for outdoor living, complete with an oak shade tree, privacy hedge along the lanai, and a paver patio that’s ready for entertaining or quiet evenings outside. The detached efficiency cottage is a wonderful bonus. With tongue-and-groove ceilings that add warmth and character, this open layout combines living, dining, sleeping, and a kitchenette into one versatile space. A walk-in shower and single-sink vanity finish out the bathroom, making it ideal for generating rental income, creating a personal retreat, or accommodating multi-generational living. Located close to everything in Englewood you will be able to easily enjoy the weekly Farmer’s Market on Dearborn, listen to live music at one of the several tiki bars and restaurants after a trip to the beach, take in a ballgame at one of the two major league Spring Training Facilities, visit one of the many nature parks or hike the trails for exercise. No matter what you enjoy, you will find everything within close proximity. Venice Beach and Downtown is less than 15 miles away and Port Charlotte is less than 17 miles away, you will be right in the middle of all the hub and activity of the area, yet enjoy the privacy and small town charm Englewood provides. Here, you’ll enjoy the privacy and small-town charm of Englewood with the convenience of nearby cities and attractions. This home with a guest cottage located at 25 1st Avenue truly combines lifestyle and opportunity. Schedule your showing today and see for yourself everything it has to offer.

Key facts

• Privacy fencing
• Screened lanai
• Granite countertops

Tags

• DETACHED EFFICIENCY APARTMENT
• LOW MAINTENANCE XERISCAPING
• PRIVACY FENCING
• GRANITE COUNTERTOPS
• SOFT CLOSE WOOD CABINETRY
• SCREENED LANAI

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath single-family listed at $299k.

Deal economics

• At list price, monthly cash flow is $127 ($2k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $249k (16.7% below list).
• Recommended offer: $249k (16.7% below list) — sets the bar for 1% rule.
• Cap rate 6.8% vs local median 3.8% in Englewood — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 73/100 on livability (#321 in FL) — a middle-class / working-renter tenant base. Strengths: housing A+, cost of living A, health & safety A; Watch: employment C-, amenities F, commute F.
• Sarasota (urban): math 63% / reading 63% proficiency, ranked #7 of 73 in FL (top 10%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Englewood Elementary School (math 65% / reading 66%, grade B+, #500 of 2,144 statewide, top 24%, 587 students, 52% FRL).
• Market conditions: Rents rising fast (+9.0%/yr); 726 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 7,466 units permitted in Sarasota County in 2024 (2,138 in 5+ unit buildings).
• This rent runs 39% of the median local income ($76k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
• Sarasota County population projected at +20% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 263 days — a 12% lower offer ($263k) is reasonable based on typical stale-listing flexibility.
• 9 sale attempts since 3y ago; this cycle's ask has dropped $51k (15%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $85k; list at $299k implies a 252% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→30/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $249,164 (16.7% below list)

Questions for the listing agent

1. It's been on market 263 days. Have you received any prior offers? Is the seller open to a 17% concession, seller financing, or rate buy-down credit?
2. Built in 1971 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.83% ✗
• Cap rate: 6.80%
• Cash-on-cash: 1.81%
• DSCR: 1.08
• GRM: 10.0

CMA / ARV

• ARV (median comp): $244,215
• List price: $299,000
• Delta: 22.43%
• Verdict: OVERPRICED
• Comps: 2 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold

• IRR: -8.5%
• Equity multiple: 0.67×
• Total profit: $-27,326
• Equity at exit: $44,582

10-year hold

• IRR: 6.1%
• Equity multiple: 1.55×
• Total profit: $46,104
• Equity at exit: $25,852

Cash invested: $83,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34223

• Home prices YoY: -34.2%
• Rents YoY: 9.0%
• Active inventory: 726
• Price-to-rent: 10.0×

Monthly cashflow live

• Estimated rent: $2,492 high
• Mortgage (P&I): −$1,568
• Tax from tax record: −$149 /mo · $1,792/yr
• Insurance: −$125
• HOA: −$0
• Vacancy / Maint / Mgmt: −$523
• Net cashflow: $127

Break-even live

Break-even rent $2,332

Max offer price $299,000

Occupancy floor 90%

Sensitivity live

Price	-10% $296	-5% $211	+0% $127	+5% $42	+10% $-43
Rent	-10% $-70	-5% $28	+0% $127	+5% $225	+10% $323
Rate	-1.0pp $277	-0.5pp $203	base $127	+0.5pp $49	+1.0pp $-30

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $74,750
• Closing costs: $8,970
• Reserves months: —
• Total cash needed: —

Rent comps 6 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1210 S Maryknoll Rd Englewood, FL	2.0	2.0	1063	$2,600	$2.45	23d	1	0.88mi
1401 S McCall Rd Unit 301A Englewood, FL	2.0	2.0	1093	$3,300	$3.02	23d	1	0.90mi
5041 N Beach Rd Unit 3-A Englewood, FL	2.0	1.0	864	$3,000	$3.47	23d	1	1.08mi
5031 N Beach Rd #112 Englewood, FL	2.0	2.0	1035	$2,500	$2.42	15d	1	1.16mi
1435 New Point Comfort Rd Unit B Englewood, FL	1.0	1.0	744	$1,520	$2.04	23d	1	1.21mi
2955 N Beach Rd Unit E122 Englewood, FL	2.0	2.0	1060	$2,850	$2.69	23d	1	1.25mi

Listing history 41 events

1. 2026-06-21
   days on market $299,000 Active 263 DOM
2. 2026-06-18
   days on market $299,000 Active 260 DOM
3. 2026-06-17
   days on market $299,000 Active 259 DOM
4. 2026-06-15
   days on market $299,000 Active 257 DOM
5. 2026-06-13
   days on market $299,000 Active 255 DOM
6. 2026-06-13
   pricedays on market $299,000 Active 254 DOM
7. 2026-06-10
   days on market $329,000 Active 252 DOM
8. 2026-06-09
   days on market $329,000 Active 251 DOM
9. 2026-06-08
   days on market $329,000 Active 249 DOM
10. 2026-06-05
    days on market $329,000 Active 246 DOM
11. 2026-06-03
    days on market $329,000 Active 245 DOM
12. 2026-06-02
    days on market $329,000 Active 244 DOM
13. 2026-06-01
    days on market $329,000 Active 243 DOM
14. 2026-05-31
    days on market $329,000 Active 242 DOM
15. 2026-04-30
    price $329,000 2589-char remark

    Show marketing remark (2589 chars)

    Motivated Seller! Less than three miles from the beach, this property is in the X flood zone and offers both a welcoming main home and a detached 320-square-foot efficiency apartment, making it the perfect setup for a family home with added income potential. Live in the main residence and rent out the guest cottage, or keep it for visiting family and friends. Outside you will find low-maintenance xeriscaping, a brand new garage door, and privacy fencing. Step inside the main home where there is easy care tile flooring throughout the main living areas and a kitchen with granite countertops, soft-close wood cabinetry, and plenty of storage. A cozy dinette sits just off the kitchen with sliding glass doors to the screened lanai, letting you open the home and enjoy salty coastal breezes flowing through the home. Both bedrooms have reach-in closets, while the shared bathroom has been updated with a granite vanity and a shower-tub combination. In the single-car garage there is a laundry area and a convenient half bath. The backyard is designed for outdoor living, complete with an oak shade tree, privacy hedge along the lanai, and a paver patio that’s ready for entertaining or quiet evenings outside. The detached efficiency cottage is a wonderful bonus. With tongue-and-groove ceilings that add warmth and character, this open layout combines living, dining, sleeping, and a kitchenette into one versatile space. A walk-in shower and single-sink vanity finish out the bathroom, making it ideal for generating rental income, creating a personal retreat, or accommodating multi-generational living. Located close to everything in Englewood you will be able to easily enjoy the weekly Farmer’s Market on Dearborn, listen to live music at one of the several tiki bars and restaurants after a trip to the beach, take in a ballgame at one of the two major league Spring Training Facilities, visit one of the many nature parks or hike the trails for exercise. No matter what you enjoy, you will find everything within close proximity. Venice Beach and Downtown is less than 15 miles away and Port Charlotte is less than 17 miles away, you will be right in the middle of all the hub and activity of the area, yet enjoy the privacy and small town charm Englewood provides. Here, you’ll enjoy the privacy and small-town charm of Englewood with the convenience of nearby cities and attractions. This home with a guest cottage located at 25 1st Avenue truly combines lifestyle and opportunity. Schedule your showing today and see for yourself everything it has to offer.

16. 2026-04-30
    price $329,000 2589-char remark

    Show marketing remark (2589 chars)

    Motivated Seller! Less than three miles from the beach, this property is in the X flood zone and offers both a welcoming main home and a detached 320-square-foot efficiency apartment, making it the perfect setup for a family home with added income potential. Live in the main residence and rent out the guest cottage, or keep it for visiting family and friends. Outside you will find low-maintenance xeriscaping, a brand new garage door, and privacy fencing. Step inside the main home where there is easy care tile flooring throughout the main living areas and a kitchen with granite countertops, soft-close wood cabinetry, and plenty of storage. A cozy dinette sits just off the kitchen with sliding glass doors to the screened lanai, letting you open the home and enjoy salty coastal breezes flowing through the home. Both bedrooms have reach-in closets, while the shared bathroom has been updated with a granite vanity and a shower-tub combination. In the single-car garage there is a laundry area and a convenient half bath. The backyard is designed for outdoor living, complete with an oak shade tree, privacy hedge along the lanai, and a paver patio that’s ready for entertaining or quiet evenings outside. The detached efficiency cottage is a wonderful bonus. With tongue-and-groove ceilings that add warmth and character, this open layout combines living, dining, sleeping, and a kitchenette into one versatile space. A walk-in shower and single-sink vanity finish out the bathroom, making it ideal for generating rental income, creating a personal retreat, or accommodating multi-generational living. Located close to everything in Englewood you will be able to easily enjoy the weekly Farmer’s Market on Dearborn, listen to live music at one of the several tiki bars and restaurants after a trip to the beach, take in a ballgame at one of the two major league Spring Training Facilities, visit one of the many nature parks or hike the trails for exercise. No matter what you enjoy, you will find everything within close proximity. Venice Beach and Downtown is less than 15 miles away and Port Charlotte is less than 17 miles away, you will be right in the middle of all the hub and activity of the area, yet enjoy the privacy and small town charm Englewood provides. Here, you’ll enjoy the privacy and small-town charm of Englewood with the convenience of nearby cities and attractions. This home with a guest cottage located at 25 1st Avenue truly combines lifestyle and opportunity. Schedule your showing today and see for yourself everything it has to offer.

17. 2026-01-13
    price $339,000 2589-char remark

    Show marketing remark (2589 chars)

    Motivated Seller! Less than three miles from the beach, this property is in the X flood zone and offers both a welcoming main home and a detached 320-square-foot efficiency apartment, making it the perfect setup for a family home with added income potential. Live in the main residence and rent out the guest cottage, or keep it for visiting family and friends. Outside you will find low-maintenance xeriscaping, a brand new garage door, and privacy fencing. Step inside the main home where there is easy care tile flooring throughout the main living areas and a kitchen with granite countertops, soft-close wood cabinetry, and plenty of storage. A cozy dinette sits just off the kitchen with sliding glass doors to the screened lanai, letting you open the home and enjoy salty coastal breezes flowing through the home. Both bedrooms have reach-in closets, while the shared bathroom has been updated with a granite vanity and a shower-tub combination. In the single-car garage there is a laundry area and a convenient half bath. The backyard is designed for outdoor living, complete with an oak shade tree, privacy hedge along the lanai, and a paver patio that’s ready for entertaining or quiet evenings outside. The detached efficiency cottage is a wonderful bonus. With tongue-and-groove ceilings that add warmth and character, this open layout combines living, dining, sleeping, and a kitchenette into one versatile space. A walk-in shower and single-sink vanity finish out the bathroom, making it ideal for generating rental income, creating a personal retreat, or accommodating multi-generational living. Located close to everything in Englewood you will be able to easily enjoy the weekly Farmer’s Market on Dearborn, listen to live music at one of the several tiki bars and restaurants after a trip to the beach, take in a ballgame at one of the two major league Spring Training Facilities, visit one of the many nature parks or hike the trails for exercise. No matter what you enjoy, you will find everything within close proximity. Venice Beach and Downtown is less than 15 miles away and Port Charlotte is less than 17 miles away, you will be right in the middle of all the hub and activity of the area, yet enjoy the privacy and small town charm Englewood provides. Here, you’ll enjoy the privacy and small-town charm of Englewood with the convenience of nearby cities and attractions. This home with a guest cottage located at 25 1st Avenue truly combines lifestyle and opportunity. Schedule your showing today and see for yourself everything it has to offer.

18. 2026-01-13
    price $339,000 2589-char remark

    Show marketing remark (2589 chars)

    Motivated Seller! Less than three miles from the beach, this property is in the X flood zone and offers both a welcoming main home and a detached 320-square-foot efficiency apartment, making it the perfect setup for a family home with added income potential. Live in the main residence and rent out the guest cottage, or keep it for visiting family and friends. Outside you will find low-maintenance xeriscaping, a brand new garage door, and privacy fencing. Step inside the main home where there is easy care tile flooring throughout the main living areas and a kitchen with granite countertops, soft-close wood cabinetry, and plenty of storage. A cozy dinette sits just off the kitchen with sliding glass doors to the screened lanai, letting you open the home and enjoy salty coastal breezes flowing through the home. Both bedrooms have reach-in closets, while the shared bathroom has been updated with a granite vanity and a shower-tub combination. In the single-car garage there is a laundry area and a convenient half bath. The backyard is designed for outdoor living, complete with an oak shade tree, privacy hedge along the lanai, and a paver patio that’s ready for entertaining or quiet evenings outside. The detached efficiency cottage is a wonderful bonus. With tongue-and-groove ceilings that add warmth and character, this open layout combines living, dining, sleeping, and a kitchenette into one versatile space. A walk-in shower and single-sink vanity finish out the bathroom, making it ideal for generating rental income, creating a personal retreat, or accommodating multi-generational living. Located close to everything in Englewood you will be able to easily enjoy the weekly Farmer’s Market on Dearborn, listen to live music at one of the several tiki bars and restaurants after a trip to the beach, take in a ballgame at one of the two major league Spring Training Facilities, visit one of the many nature parks or hike the trails for exercise. No matter what you enjoy, you will find everything within close proximity. Venice Beach and Downtown is less than 15 miles away and Port Charlotte is less than 17 miles away, you will be right in the middle of all the hub and activity of the area, yet enjoy the privacy and small town charm Englewood provides. Here, you’ll enjoy the privacy and small-town charm of Englewood with the convenience of nearby cities and attractions. This home with a guest cottage located at 25 1st Avenue truly combines lifestyle and opportunity. Schedule your showing today and see for yourself everything it has to offer.

19. 2025-10-01
    listed $349,900 Active 2589-char remark

    Show marketing remark (2589 chars)

    Motivated Seller! Less than three miles from the beach, this property is in the X flood zone and offers both a welcoming main home and a detached 320-square-foot efficiency apartment, making it the perfect setup for a family home with added income potential. Live in the main residence and rent out the guest cottage, or keep it for visiting family and friends. Outside you will find low-maintenance xeriscaping, a brand new garage door, and privacy fencing. Step inside the main home where there is easy care tile flooring throughout the main living areas and a kitchen with granite countertops, soft-close wood cabinetry, and plenty of storage. A cozy dinette sits just off the kitchen with sliding glass doors to the screened lanai, letting you open the home and enjoy salty coastal breezes flowing through the home. Both bedrooms have reach-in closets, while the shared bathroom has been updated with a granite vanity and a shower-tub combination. In the single-car garage there is a laundry area and a convenient half bath. The backyard is designed for outdoor living, complete with an oak shade tree, privacy hedge along the lanai, and a paver patio that’s ready for entertaining or quiet evenings outside. The detached efficiency cottage is a wonderful bonus. With tongue-and-groove ceilings that add warmth and character, this open layout combines living, dining, sleeping, and a kitchenette into one versatile space. A walk-in shower and single-sink vanity finish out the bathroom, making it ideal for generating rental income, creating a personal retreat, or accommodating multi-generational living. Located close to everything in Englewood you will be able to easily enjoy the weekly Farmer’s Market on Dearborn, listen to live music at one of the several tiki bars and restaurants after a trip to the beach, take in a ballgame at one of the two major league Spring Training Facilities, visit one of the many nature parks or hike the trails for exercise. No matter what you enjoy, you will find everything within close proximity. Venice Beach and Downtown is less than 15 miles away and Port Charlotte is less than 17 miles away, you will be right in the middle of all the hub and activity of the area, yet enjoy the privacy and small town charm Englewood provides. Here, you’ll enjoy the privacy and small-town charm of Englewood with the convenience of nearby cities and attractions. This home with a guest cottage located at 25 1st Avenue truly combines lifestyle and opportunity. Schedule your showing today and see for yourself everything it has to offer.

20. 2025-10-01
    listed $349,900 Active 2589-char remark

    Show marketing remark (2589 chars)

    Motivated Seller! Less than three miles from the beach, this property is in the X flood zone and offers both a welcoming main home and a detached 320-square-foot efficiency apartment, making it the perfect setup for a family home with added income potential. Live in the main residence and rent out the guest cottage, or keep it for visiting family and friends. Outside you will find low-maintenance xeriscaping, a brand new garage door, and privacy fencing. Step inside the main home where there is easy care tile flooring throughout the main living areas and a kitchen with granite countertops, soft-close wood cabinetry, and plenty of storage. A cozy dinette sits just off the kitchen with sliding glass doors to the screened lanai, letting you open the home and enjoy salty coastal breezes flowing through the home. Both bedrooms have reach-in closets, while the shared bathroom has been updated with a granite vanity and a shower-tub combination. In the single-car garage there is a laundry area and a convenient half bath. The backyard is designed for outdoor living, complete with an oak shade tree, privacy hedge along the lanai, and a paver patio that’s ready for entertaining or quiet evenings outside. The detached efficiency cottage is a wonderful bonus. With tongue-and-groove ceilings that add warmth and character, this open layout combines living, dining, sleeping, and a kitchenette into one versatile space. A walk-in shower and single-sink vanity finish out the bathroom, making it ideal for generating rental income, creating a personal retreat, or accommodating multi-generational living. Located close to everything in Englewood you will be able to easily enjoy the weekly Farmer’s Market on Dearborn, listen to live music at one of the several tiki bars and restaurants after a trip to the beach, take in a ballgame at one of the two major league Spring Training Facilities, visit one of the many nature parks or hike the trails for exercise. No matter what you enjoy, you will find everything within close proximity. Venice Beach and Downtown is less than 15 miles away and Port Charlotte is less than 17 miles away, you will be right in the middle of all the hub and activity of the area, yet enjoy the privacy and small town charm Englewood provides. Here, you’ll enjoy the privacy and small-town charm of Englewood with the convenience of nearby cities and attractions. This home with a guest cottage located at 25 1st Avenue truly combines lifestyle and opportunity. Schedule your showing today and see for yourself everything it has to offer.

21. 2025-07-31
    historical
22. 2025-07-31
    historical
23. 2025-05-03
    price $349,900
24. 2025-05-03
    price $349,900
25. 2025-05-01
    status Active
26. 2025-05-01
    status Active
27. 2025-04-30
    historical
28. 2025-04-30
    historical
29. 2024-10-11
    listed $399,000 Active
30. 2024-10-11
    listed $399,000 Active
31. 2024-07-31
    historical
32. 2024-07-31
    historical
33. 2024-03-30
    price $450,000
34. 2024-03-30
    price $450,000
35. 2023-11-17
    listed $478,500 Active
36. 2023-11-17
    listed $478,500 Active
37. 2023-09-13
    historical
38. 2023-04-21
    price $499,000
39. 2023-03-13
    listed $525,000 Active
40. 2002-07-02
    soldstatus $85,000
41. 1982-02-01
    soldstatus $42,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $1,792 · $149/mo
• Projected year-2 tax: $2,482 · $207/mo
• Expected delta: +$690/yr (+$57/mo · 38.5%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 6/10 Major FEMA zone X (shaded) · 64% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 30 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $29,900
• − Mortgage interest: −$16,749
• − Property taxes: −$1,792
• − Insurance: −$1,495
• − Repairs & maintenance: −$2,392
• − Management: −$2,392
• − Depreciation: −$8,698
• Taxable loss: −$3,618
• Est. tax savings @ 24.0%: +$868
• After-tax cash flow: $2,386/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Sarasota
• NCES district ID: 1201680
• Math proficiency: 63% ▼ -8.00%
• Reading proficiency: 63% ▼ -3.00%
• Median HH income: $51,167
• Composite: 53.68/100
• National rank: #1428
• State rank: #7 of 73 in FL

Livability — Englewood

• Score: 73/100
• State rank: #321
• US rank: #5655

Category grades

Amenities F Commute F Cost of living A Crime A- Employment C- Housing A+ Health & safety A User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Englewood, FL
• County: Sarasota County · 448,376 people
• City population: 35,420
• Metro: North Port-Sarasota-Bradenton, FL
• Population (ZIP): 19,884
• Household income: $76,016
• Rent vs Own: 12.5% rent · 87.5% own
• Severe rent burden: 290.0

Population outlook (Sarasota County) Hauer SSP2

• Today (2025): 452,380 people
• By 2030: 474,175 · +4.8%
• By 2040: 511,577 · +13.1%
• By 2050: 541,467 · +19.7%
• By 2075: 604,947 · +33.7%
• By 2100: 621,965 · +37.5%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (94%)
• Race & ethnicity: White 94% Two or more races 3% Hispanic / Latino 3% Asian 1%
• Common ancestry: Romanian 7% Lithuanian 4% Iranian 2%
• Foreign-born: 9% · Canada
• Languages at home: 94% English-only · German/W. Germanic 2% Spanish 1% Other Indo-European 1%

Political lean MEDSL · Sarasota

• 2024 margin: R (+18.2) · D 40.5% · R 58.7%
• 2008→2024 swing: -18.1pp toward R · 2008: -0.1pp · 2024: -18.2pp
• All cycles: 2024: R+18.2 2020: R+10.4 2016: R+11.6 2012: R+7.4 2008: R+0.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -146.26%
• Current HPI: 281.0529
• Rent YoY: ▲ 9.02%
• Metro: North Port-Sarasota-Bradenton, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+683.3% since first listed

27 events — show timeline

• 2026-04-30 Price Changed $329,000 Stellar MLS as Distributed by MLS Grid
• 2026-04-30 Price Changed $329,000 Stellar MLS as Distributed by MLS Grid
• 2026-01-13 Price Changed $339,000 Stellar MLS as Distributed by MLS Grid
• 2026-01-13 Price Changed $339,000 Stellar MLS as Distributed by MLS Grid
• 2025-10-01 Listed $349,900 Stellar MLS as Distributed by MLS Grid
• 2025-10-01 Listed $349,900 Stellar MLS as Distributed by MLS Grid
• 2025-07-31 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2025-07-31 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2025-05-03 Price Changed $349,900 Stellar MLS as Distributed by MLS Grid
• 2025-05-03 Price Changed $349,900 Stellar MLS as Distributed by MLS Grid
• 2025-05-01 Relisted — Stellar MLS as Distributed by MLS Grid
• 2025-05-01 Relisted — Stellar MLS as Distributed by MLS Grid
• 2025-04-30 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2025-04-30 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2024-10-11 Listed $399,000 Stellar MLS as Distributed by MLS Grid
• 2024-10-11 Listed $399,000 Stellar MLS as Distributed by MLS Grid
• 2024-07-31 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2024-07-31 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2024-03-30 Price Changed $450,000 Stellar MLS as Distributed by MLS Grid
• 2024-03-30 Price Changed $450,000 Stellar MLS as Distributed by MLS Grid
• 2023-11-17 Listed $478,500 Stellar MLS as Distributed by MLS Grid
• 2023-11-17 Listed $478,500 Stellar MLS as Distributed by MLS Grid
• 2023-09-13 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2023-04-21 Price Changed $499,000 Stellar MLS as Distributed by MLS Grid
• 2023-03-13 Listed $525,000 Stellar MLS as Distributed by MLS Grid
• 2002-07-02 Sold (Public Records) $85,000 Public Records
• 1982-02-01 Sold (Public Records) $42,000 Public Records

Property tax history

+6.0%/yr

Latest (2025): $1,792 · +3.1% YoY. Source: county tax records.