5153 Westbrook · Union City, GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 5/10 · Moderate
- Hot days now (above 104°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +13.4/15.0
- Appreciation +10.0/10.0
- Cash flow +9.8/30.0
- Schools +4.5/10.0
- Rent growth +3.1/5.0
- Livability +2.9/5.0
- DSCR +2.8/10.0
- Condition / age +2.5/5.0
- 1% rule +2.3/10.0
$185,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Beautifully updated 2 bed, 2 bath home in the heart of Union City! This move-in ready gem features all-new electrical, fresh paint throughout, stylish new flooring, and modern tile in both bathrooms. Step inside to an open-concept layout that seamlessly connects the kitchen, dining, and living areas-perfect for everyday living and entertaining. The spacious bonus room offers great flexibility, ideal for a home office, playroom, or an additional living space to suit your needs. Located in a quiet, community-oriented neighborhood, this home offers both comfort and convenience. Just minutes from I-285 and Jonesboro Road, you'll enjoy quick access to local shopping, dining, and all that downtown Atlanta has to offer. Don't miss the opportunity to make this updated, versatile home your own!
Key facts
- Spacious bonus room
- Open-concept layout
- 0.24 acre lot
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath single-family listed at $185k.
Deal economics
- At list price, monthly cash flow is $-118 ($-1k/yr) — negative.
- To cash-flow at today's rent, offer at most $164k (11.3% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $135k (26.9% below list).
- Recommended offer: $135k (26.9% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 58/100 on livability (#443 in GA) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+; Watch: crime D+, schools F, amenities F.
- Fulton County (suburban): math 49% / reading 53% proficiency, ranked #12 of 174 in GA (top 7%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Market conditions: Rents rising (+2.2%/yr); 167 active listings in the ZIP; 16 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 11,565 units permitted in Fulton County in 2024 (8,159 in 5+ unit buildings).
- This rent runs 34% of the median local income ($48k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- In year one you build about $20k of equity ($1k loan paydown + $18k appreciation (10.0% local appreciation)).
- Fulton County population projected at +38% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- By year 2, paydown + projected appreciation supports a ~$32k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 46 days — a 3% lower offer ($179k) is reasonable based on typical stale-listing flexibility.
- 10 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $80k; list at $185k implies a 131% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: built in 1947 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 46 days. Have you received any prior offers? Is the seller open to a 27% concession, seller financing, or rate buy-down credit?
- Built in 1947 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.73% ✗
- Cap rate
- 5.53%
- Cash-on-cash
- -2.74%
- DSCR
- 0.88
- GRM
- 11.4
CMA / ARV
- ARV (median comp)
- $212,945
- List price
- $185,000
- Delta
- -13.12%
- Verdict
- UNDERPRICED
- Comps
- 10 within 1.0 mi
Show comp detail 1 sale within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 6697 Gresham St | 0.36mi | 3/1.0 (+1) | 864 (+8%) | 8mo | $150,000 | $174 | 58 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
10.0% appreciation · 2.2% rent growth · sell at horizon
- IRR
- 22.1%
- Equity multiple
- 2.78×
- Total profit
- $92,108
- Equity at exit
- $166,663
- IRR
- 19.7%
- Equity multiple
- 6.31×
- Total profit
- $274,972
- Equity at exit
- $359,414
Cash invested: $51,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 30291
- Home prices YoY
- 11.1%
- Rents YoY
- 2.2%
- Active inventory
- 167
- Price-to-rent
- 11.4×
Monthly cashflow live
- Estimated rent
- $1,353 high interval (Pro) →
- Mortgage (P&I)
- −$970
- Tax from tax record
- −$140 /mo · $1,680/yr
- Insurance
- −$77
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$284
- Net cashflow
- $-118
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $46,250
- Closing costs
- $5,550
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 16 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 6410 Raymond Ter Union City, GA | 2.0 | 1.0 | 783 | $1,000 | $1.28 | 43d | 1 | 0.23mi |
| 6510 Lower Dixie Lake Rd Union City, GA | 2.0 | 1.0 | 800 | $1,050 | $1.31 | 44d | 1 | 0.33mi |
| 6341 Raymond Ter Union City, GA | 2.0 | 1.0 | 798 | $1,250 | $1.57 | 5d | 1 | 0.35mi |
| 5058 Jonesboro Rd Union City, GA | 2.0 | 1.0–1.5 | 997 | $1,395 | $1.40 | 20d | 1 | 0.53mi |
| 5058 Jonesboro Rd Unit E37 Union City, GA | 2.0 | 1.5 | 997 | $1,395 | $1.40 | 4d | 1 | 0.53mi |
| 5300 Highway 138 Union City, GA | 1.0–2.0 | 1.0–2.0 | 990 | $1,350 | $1.36 | 16d | 19 | 0.76mi |
| 6305 Shannon Pkwy Apt 101 Union City, GA | 2.0 | 1.0 | 676 | $1,650 | $2.44 | 43d | 1 | 0.98mi |
| 6305 Shannon Pkwy Union City, GA | 2.0 | 1.0 | 676 | $2,150 | $3.18 | 24d | 1 | 0.99mi |
| 7000 Goodson Rd #69 Union City, GA | 3.0 | 2.0 | 960 | $1,400 | $1.46 | 43d | 1 | 1.02mi |
| 116 Spring Ct Unit 1 Fairburn, GA | 2.0 | 1.0 | 944 | $1,095 | $1.16 | 43d | 1 | 1.06mi |
| 227 Bay St SE Unit 227 Fairburn, GA | 2.0 | 1.0 | 1034 | $1,250 | $1.21 | 21d | 1 | 1.10mi |
| 227 Bay St SE Unit 227 Fairburn, GA | 2.0 | 1.0 | 1034 | $1,250 | $1.21 | 1d | 1 | 1.10mi |
| 50 Clay St Fairburn, GA | 2.0 | 1.5 | 1138 | $1,473 | $1.29 | 1d | 11 | 1.12mi |
| 119 Elder St Unit D Fairburn, GA | 1.0 | 1.0 | 1000 | $1,250 | $1.25 | 21d | 1 | 1.13mi |
| 4483 Flat Shoals Rd Union City, GA | 1.0–2.0 | 1.0–2.5 | 957 | $1,495 | $1.56 | 43d | 1 | 1.40mi |
| 365 Elder St Fairburn, GA | 3.0 | 2.5 | 1084 | $1,625 | $1.50 | 24d | 1 | 1.45mi |
Listing history 31 events
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2026-06-02status $185,000 Pending 46 DOM
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2026-06-01days on market $185,000 Active Under Contract 46 DOM
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2026-05-31days on market $185,000 Active Under Contract 45 DOM
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2026-05-12historical Active Under Contract 796-char remark
Show marketing remark (814 chars)
Beautifully updated 2 bed, 2 bath home in the heart of Union City! This move-in ready gem features all-new electrical, fresh paint throughout, stylish new flooring, and modern tile in both bathrooms. Step inside to an open-concept layout that seamlessly connects the kitchen, dining, and living areas—perfect for everyday living and entertaining. The spacious bonus room offers great flexibility, ideal for a home office, playroom, or an additional living space to suit your needs. Located in a quiet, community-oriented neighborhood, this home offers both comfort and convenience. Just minutes from I-285 and Jonesboro Road, you’ll enjoy quick access to local shopping, dining, and all that downtown Atlanta has to offer. Don’t miss the opportunity to make this updated, versatile home your own!
-
2026-05-12historical Active Under Contract 814-char remark
Show marketing remark (814 chars)
Beautifully updated 2 bed, 2 bath home in the heart of Union City! This move-in ready gem features all-new electrical, fresh paint throughout, stylish new flooring, and modern tile in both bathrooms. Step inside to an open-concept layout that seamlessly connects the kitchen, dining, and living areas—perfect for everyday living and entertaining. The spacious bonus room offers great flexibility, ideal for a home office, playroom, or an additional living space to suit your needs. Located in a quiet, community-oriented neighborhood, this home offers both comfort and convenience. Just minutes from I-285 and Jonesboro Road, you’ll enjoy quick access to local shopping, dining, and all that downtown Atlanta has to offer. Don’t miss the opportunity to make this updated, versatile home your own!
-
2026-04-16$185,000 New 796-char remark
Show marketing remark (814 chars)
Beautifully updated 2 bed, 2 bath home in the heart of Union City! This move-in ready gem features all-new electrical, fresh paint throughout, stylish new flooring, and modern tile in both bathrooms. Step inside to an open-concept layout that seamlessly connects the kitchen, dining, and living areas—perfect for everyday living and entertaining. The spacious bonus room offers great flexibility, ideal for a home office, playroom, or an additional living space to suit your needs. Located in a quiet, community-oriented neighborhood, this home offers both comfort and convenience. Just minutes from I-285 and Jonesboro Road, you’ll enjoy quick access to local shopping, dining, and all that downtown Atlanta has to offer. Don’t miss the opportunity to make this updated, versatile home your own!
-
2026-04-16$185,000 Active 814-char remark
Show marketing remark (814 chars)
Beautifully updated 2 bed, 2 bath home in the heart of Union City! This move-in ready gem features all-new electrical, fresh paint throughout, stylish new flooring, and modern tile in both bathrooms. Step inside to an open-concept layout that seamlessly connects the kitchen, dining, and living areas—perfect for everyday living and entertaining. The spacious bonus room offers great flexibility, ideal for a home office, playroom, or an additional living space to suit your needs. Located in a quiet, community-oriented neighborhood, this home offers both comfort and convenience. Just minutes from I-285 and Jonesboro Road, you’ll enjoy quick access to local shopping, dining, and all that downtown Atlanta has to offer. Don’t miss the opportunity to make this updated, versatile home your own!
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2025-07-22historical
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2025-07-22historical
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2025-06-23price $199,000
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2025-06-23price $199,000
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2025-06-12$210,000 Active
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2025-06-12$210,000 New
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2025-06-04historical
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2025-06-03historical
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2025-05-15$214,995 Active
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2025-05-15$214,995 New
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2025-05-14historical
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2025-04-30historical
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2025-04-11price $224,995
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2025-04-11price $224,995
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2025-03-14$225,000 New
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2025-03-14$225,000 Active
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2024-06-27soldstatus $80,000 Sold
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2024-06-27soldstatus $80,000 Closed
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2024-06-14status Under Contract
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2024-06-13status Pending
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2024-06-10$99,500 Active
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2024-05-30$99,500 New
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1997-03-13soldstatus $58,800
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1996-09-09soldstatus $33,200
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast GA · Resets to sale price
- Current annual tax
- $1,680 · $140/mo
- Projected year-2 tax
- $1,702 · $142/mo
- Expected delta
- +$22/yr (+$2/mo · 1.3%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 5/10 Major 7 d/yr ≥104°F today · 18 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $16,238
- − Mortgage interest
- −$10,363
- − Property taxes
- −$1,680
- − Insurance
- −$925
- − Repairs & maintenance
- −$1,299
- − Management
- −$1,299
- − Depreciation
- −$5,382
- Taxable loss
- −$4,710
- Est. tax savings @ 24.0%
- +$1,130
- After-tax cash flow
- $-289/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Fulton County
- NCES district ID
- 1302280
- Math proficiency
- 49% ▼ -2.00%
- Reading proficiency
- 53% ▬ 0.00%
- Median HH income
- $68,035
- Composite
- 45.33/100
- National rank
- #2640
- State rank
- #12 of 174 in GA
Livability — Union City
- Score
- 58/100
- State rank
- #443
- US rank
- #21281
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Union City, GA
- County
- Fulton County · 1,094,430 people
- City population
- 25,130
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- Population (ZIP)
- 25,130
- Household income
- $48,184
- Rent vs Own
- Severe rent burden
- 1778.0
Population outlook (Fulton County) Hauer SSP2
- Today (2025)
- 1,203,707 people
- By 2030
- 1,299,706 · +8.0%
- By 2040
- 1,488,256 · +23.6%
- By 2050
- 1,664,580 · +38.3%
- By 2075
- 2,036,072 · +69.2%
- By 2100
- 2,222,402 · +84.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Black (86%)
- Race & ethnicity
- Black 86% Hispanic / Latino 7% Two or more races 6% White 3%
- Hispanic origin (detail)
- Mexican 4%
- Common ancestry
- Italian 1%
- Foreign-born
- 5% · Canada
- Languages at home
- 92% English-only · Spanish 6%
Political lean MEDSL · Fulton
- 2024 margin
- Solid D (+44.9) · D 71.9% · R 27.0% · Other 1.1%
- 2008→2024 swing
- +9.8pp toward D · 2008: 35.0pp · 2024: 44.9pp
- All cycles
- 2024: D+44.9 2020: D+46.4 2016: D+42.1 2012: D+29.6 2008: D+35.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 23.98%
- Current HPI
- 239.3471
- Rent YoY
- ▲ 2.20%
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
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| Retail | 1 | $160B |
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| Transportation / Logistics | 1 | $91B |
|
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| Airlines | 1 | $62B |
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| Consumer Goods | 1 | $47B |
|
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| Utilities | 1 | $25B |
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Price history
+457.2% since first listed28 events — show timeline
- 2026-05-12 Contingent — GAMLS
- 2026-05-12 Contingent — FMLS
- 2026-04-16 Listed $185,000 FMLS
- 2026-04-16 Listed $185,000 GAMLS
- 2025-07-22 Listing Removed — GAMLS
- 2025-07-22 Listing Removed — FMLS
- 2025-06-23 Price Changed $199,000 GAMLS
- 2025-06-23 Price Changed $199,000 FMLS
- 2025-06-12 Listed $210,000 GAMLS
- 2025-06-12 Listed $210,000 FMLS
- 2025-06-04 Listing Removed — FMLS
- 2025-06-03 Listing Removed — GAMLS
- 2025-05-15 Listed $214,995 GAMLS
- 2025-05-15 Listed $214,995 FMLS
- 2025-05-14 Listing Removed — FMLS
- 2025-04-30 Listing Removed — GAMLS
- 2025-04-11 Price Changed $224,995 GAMLS
- 2025-04-11 Price Changed $224,995 FMLS
- 2025-03-14 Listed $225,000 FMLS
- 2025-03-14 Listed $225,000 GAMLS
- 2024-06-27 Sold (MLS) $80,000 FMLS
- 2024-06-27 Sold (MLS) $80,000 GAMLS
- 2024-06-14 Pending — GAMLS
- 2024-06-13 Pending — FMLS
- 2024-06-10 Listed $99,500 FMLS
- 2024-05-30 Listed $99,500 GAMLS
- 1997-03-13 Sold (Public Records) $58,800 Public Records
- 1996-09-09 Sold (Public Records) $33,200 Public Records
Property tax history
+10.8%/yrLatest (2025): $1,680 · +55.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…