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5153 Westbrook
C- Composite 51.29
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +13.4/15.0
  • Appreciation +10.0/10.0
  • Cash flow +9.8/30.0
  • Schools +4.5/10.0
  • Rent growth +3.1/5.0
  • Livability +2.9/5.0
  • DSCR +2.8/10.0
  • Condition / age +2.5/5.0
  • 1% rule +2.3/10.0

$185,000

5153 Westbrook · Union City, GA 30291
2 bd · 1.0 ba · 800 sqft · SingleFamily public records · 46 Days on market
Built 1947 10,410 sqft lot $231/sqft · 23% above area Est $213k · 13% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Beautifully updated 2 bed, 2 bath home in the heart of Union City! This move-in ready gem features all-new electrical, fresh paint throughout, stylish new flooring, and modern tile in both bathrooms. Step inside to an open-concept layout that seamlessly connects the kitchen, dining, and living areas-perfect for everyday living and entertaining. The spacious bonus room offers great flexibility, ideal for a home office, playroom, or an additional living space to suit your needs. Located in a quiet, community-oriented neighborhood, this home offers both comfort and convenience. Just minutes from I-285 and Jonesboro Road, you'll enjoy quick access to local shopping, dining, and all that downtown Atlanta has to offer. Don't miss the opportunity to make this updated, versatile home your own!

Key facts

  • Spacious bonus room
  • Open-concept layout
  • 0.24 acre lot

Tags

OPEN-CONCEPT LAYOUTSPACIOUS BONUS ROOMQUICK ACCESS TO LOCAL SHOPPINGQUICK ACCESS TO DINING

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $185k.

Deal economics

  • At list price, monthly cash flow is $-118 ($-1k/yr) — negative.
  • To cash-flow at today's rent, offer at most $164k (11.3% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $135k (26.9% below list).
  • Recommended offer: $135k (26.9% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 58/100 on livability (#443 in GA) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+; Watch: crime D+, schools F, amenities F.
  • Fulton County (suburban): math 49% / reading 53% proficiency, ranked #12 of 174 in GA (top 7%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: Rents rising (+2.2%/yr); 167 active listings in the ZIP; 16 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 11,565 units permitted in Fulton County in 2024 (8,159 in 5+ unit buildings).
  • This rent runs 34% of the median local income ($48k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • In year one you build about $20k of equity ($1k loan paydown + $18k appreciation (10.0% local appreciation)).
  • Fulton County population projected at +38% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • By year 2, paydown + projected appreciation supports a ~$32k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 46 days — a 3% lower offer ($179k) is reasonable based on typical stale-listing flexibility.
  • 10 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $80k; list at $185k implies a 131% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1947 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $135,320 (26.9% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 46 days. Have you received any prior offers? Is the seller open to a 27% concession, seller financing, or rate buy-down credit?
  3. Built in 1947 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.73%
Cap rate
5.53%
Cash-on-cash
-2.74%
DSCR
0.88
GRM
11.4

CMA / ARV

ARV (median comp)
$212,945
List price
$185,000
Delta
-13.12%
Verdict
UNDERPRICED
Comps
10 within 1.0 mi
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
6697 Gresham St 0.36mi 3/1.0 (+1) 864 (+8%) 8mo $150,000 $174 58

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 2.2% rent growth · sell at horizon

5-year hold
IRR
22.1%
Equity multiple
2.78×
Total profit
$92,108
Equity at exit
$166,663
10-year hold
IRR
19.7%
Equity multiple
6.31×
Total profit
$274,972
Equity at exit
$359,414

Cash invested: $51,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30291

Home prices YoY
11.1%
Rents YoY
2.2%
Active inventory
167
Price-to-rent
11.4×

Monthly cashflow live

Estimated rent
$1,353 high interval (Pro) →
Mortgage (P&I)
$970
Tax from tax record
$140 /mo · $1,680/yr
Insurance
$77
HOA
$0
Vacancy / Maint / Mgmt
$284
Net cashflow
$-118

Break-even live

Break-even rent $1,503
Max offer price $164,110
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$46,250
Closing costs
$5,550
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 16 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
6410 Raymond Ter Union City, GA 2.0 1.0 783 $1,000 $1.28 43d 1 0.23mi
6510 Lower Dixie Lake Rd Union City, GA 2.0 1.0 800 $1,050 $1.31 44d 1 0.33mi
6341 Raymond Ter Union City, GA 2.0 1.0 798 $1,250 $1.57 5d 1 0.35mi
5058 Jonesboro Rd Union City, GA 2.0 1.0–1.5 997 $1,395 $1.40 20d 1 0.53mi
5058 Jonesboro Rd Unit E37 Union City, GA 2.0 1.5 997 $1,395 $1.40 4d 1 0.53mi
5300 Highway 138 Union City, GA 1.0–2.0 1.0–2.0 990 $1,350 $1.36 16d 19 0.76mi
6305 Shannon Pkwy Apt 101 Union City, GA 2.0 1.0 676 $1,650 $2.44 43d 1 0.98mi
6305 Shannon Pkwy Union City, GA 2.0 1.0 676 $2,150 $3.18 24d 1 0.99mi
7000 Goodson Rd #69 Union City, GA 3.0 2.0 960 $1,400 $1.46 43d 1 1.02mi
116 Spring Ct Unit 1 Fairburn, GA 2.0 1.0 944 $1,095 $1.16 43d 1 1.06mi
227 Bay St SE Unit 227 Fairburn, GA 2.0 1.0 1034 $1,250 $1.21 21d 1 1.10mi
227 Bay St SE Unit 227 Fairburn, GA 2.0 1.0 1034 $1,250 $1.21 1d 1 1.10mi
50 Clay St Fairburn, GA 2.0 1.5 1138 $1,473 $1.29 1d 11 1.12mi
119 Elder St Unit D Fairburn, GA 1.0 1.0 1000 $1,250 $1.25 21d 1 1.13mi
4483 Flat Shoals Rd Union City, GA 1.0–2.0 1.0–2.5 957 $1,495 $1.56 43d 1 1.40mi
365 Elder St Fairburn, GA 3.0 2.5 1084 $1,625 $1.50 24d 1 1.45mi

Listing history 31 events

  1. 2026-06-02
    status $185,000 Pending 46 DOM
  2. 2026-06-01
    days on market $185,000 Active Under Contract 46 DOM
  3. 2026-05-31
    days on market $185,000 Active Under Contract 45 DOM
  4. 2026-05-12
    historical Active Under Contract 796-char remark
    Show marketing remark (814 chars)

    Beautifully updated 2 bed, 2 bath home in the heart of Union City! This move-in ready gem features all-new electrical, fresh paint throughout, stylish new flooring, and modern tile in both bathrooms. Step inside to an open-concept layout that seamlessly connects the kitchen, dining, and living areas—perfect for everyday living and entertaining. The spacious bonus room offers great flexibility, ideal for a home office, playroom, or an additional living space to suit your needs. Located in a quiet, community-oriented neighborhood, this home offers both comfort and convenience. Just minutes from I-285 and Jonesboro Road, you’ll enjoy quick access to local shopping, dining, and all that downtown Atlanta has to offer. Don’t miss the opportunity to make this updated, versatile home your own!

  5. 2026-05-12
    historical Active Under Contract 814-char remark
    Show marketing remark (814 chars)

    Beautifully updated 2 bed, 2 bath home in the heart of Union City! This move-in ready gem features all-new electrical, fresh paint throughout, stylish new flooring, and modern tile in both bathrooms. Step inside to an open-concept layout that seamlessly connects the kitchen, dining, and living areas—perfect for everyday living and entertaining. The spacious bonus room offers great flexibility, ideal for a home office, playroom, or an additional living space to suit your needs. Located in a quiet, community-oriented neighborhood, this home offers both comfort and convenience. Just minutes from I-285 and Jonesboro Road, you’ll enjoy quick access to local shopping, dining, and all that downtown Atlanta has to offer. Don’t miss the opportunity to make this updated, versatile home your own!

  6. 2026-04-16
    listed $185,000 New 796-char remark
    Show marketing remark (814 chars)

    Beautifully updated 2 bed, 2 bath home in the heart of Union City! This move-in ready gem features all-new electrical, fresh paint throughout, stylish new flooring, and modern tile in both bathrooms. Step inside to an open-concept layout that seamlessly connects the kitchen, dining, and living areas—perfect for everyday living and entertaining. The spacious bonus room offers great flexibility, ideal for a home office, playroom, or an additional living space to suit your needs. Located in a quiet, community-oriented neighborhood, this home offers both comfort and convenience. Just minutes from I-285 and Jonesboro Road, you’ll enjoy quick access to local shopping, dining, and all that downtown Atlanta has to offer. Don’t miss the opportunity to make this updated, versatile home your own!

  7. 2026-04-16
    listed $185,000 Active 814-char remark
    Show marketing remark (814 chars)

    Beautifully updated 2 bed, 2 bath home in the heart of Union City! This move-in ready gem features all-new electrical, fresh paint throughout, stylish new flooring, and modern tile in both bathrooms. Step inside to an open-concept layout that seamlessly connects the kitchen, dining, and living areas—perfect for everyday living and entertaining. The spacious bonus room offers great flexibility, ideal for a home office, playroom, or an additional living space to suit your needs. Located in a quiet, community-oriented neighborhood, this home offers both comfort and convenience. Just minutes from I-285 and Jonesboro Road, you’ll enjoy quick access to local shopping, dining, and all that downtown Atlanta has to offer. Don’t miss the opportunity to make this updated, versatile home your own!

  8. 2025-07-22
    historical
  9. 2025-07-22
    historical
  10. 2025-06-23
    price $199,000
  11. 2025-06-23
    price $199,000
  12. 2025-06-12
    listed $210,000 Active
  13. 2025-06-12
    listed $210,000 New
  14. 2025-06-04
    historical
  15. 2025-06-03
    historical
  16. 2025-05-15
    listed $214,995 Active
  17. 2025-05-15
    listed $214,995 New
  18. 2025-05-14
    historical
  19. 2025-04-30
    historical
  20. 2025-04-11
    price $224,995
  21. 2025-04-11
    price $224,995
  22. 2025-03-14
    listed $225,000 New
  23. 2025-03-14
    listed $225,000 Active
  24. 2024-06-27
    soldstatus $80,000 Sold
  25. 2024-06-27
    soldstatus $80,000 Closed
  26. 2024-06-14
    status Under Contract
  27. 2024-06-13
    status Pending
  28. 2024-06-10
    listed $99,500 Active
  29. 2024-05-30
    listed $99,500 New
  30. 1997-03-13
    soldstatus $58,800
  31. 1996-09-09
    soldstatus $33,200

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$1,680 · $140/mo
Projected year-2 tax
$1,702 · $142/mo
Expected delta
+$22/yr (+$2/mo · 1.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 5/10 Major 7 d/yr ≥104°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$16,238
− Mortgage interest
−$10,363
− Property taxes
−$1,680
− Insurance
−$925
− Repairs & maintenance
−$1,299
− Management
−$1,299
− Depreciation
−$5,382
Taxable loss
−$4,710
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,130
After-tax cash flow
$-289/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Fulton County
NCES district ID
1302280
Math proficiency
49% ▼ -2.00%
Reading proficiency
53% ▬ 0.00%
Median HH income
$68,035
Composite
45.33/100
National rank
#2640
State rank
#12 of 174 in GA

Livability — Union City

Score
58/100
State rank
#443
US rank
#21281

Category grades

Amenities F Commute F Cost of living A+ Crime D+ Employment F Housing A+ Health & safety F User ratings D+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Union City, GA
County
Fulton County · 1,094,430 people
City population
25,130
Metro
Atlanta-Sandy Springs-Alpharetta, GA
Population (ZIP)
25,130
Household income
$48,184
Rent vs Own
61.3% rent · 38.7% own
Severe rent burden
1778.0

Population outlook (Fulton County) Hauer SSP2

Today (2025)
1,203,707 people
By 2030
1,299,706 · +8.0%
By 2040
1,488,256 · +23.6%
By 2050
1,664,580 · +38.3%
By 2075
2,036,072 · +69.2%
By 2100
2,222,402 · +84.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (86%)
Race & ethnicity
Black 86% Hispanic / Latino 7% Two or more races 6% White 3%
Hispanic origin (detail)
Mexican 4%
Common ancestry
Italian 1%
Foreign-born
5% · Canada
Languages at home
92% English-only · Spanish 6%

Political lean MEDSL · Fulton

2024 margin
Solid D (+44.9) · D 71.9% · R 27.0% · Other 1.1%
2008→2024 swing
+9.8pp toward D · 2008: 35.0pp · 2024: 44.9pp
All cycles
2024: D+44.9 2020: D+46.4 2016: D+42.1 2012: D+29.6 2008: D+35.0

Not yet ingested

Civics

Market trends

HPI YoY
▲ 23.98%
Current HPI
239.3471
Rent YoY
▲ 2.20%
Metro
Atlanta-Sandy Springs-Alpharetta, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+457.2% since first listed
28 events — show timeline
  • 2026-05-12 Contingent GAMLS
  • 2026-05-12 Contingent FMLS
  • 2026-04-16 Listed $185,000 FMLS
  • 2026-04-16 Listed $185,000 GAMLS
  • 2025-07-22 Listing Removed GAMLS
  • 2025-07-22 Listing Removed FMLS
  • 2025-06-23 Price Changed $199,000 GAMLS
  • 2025-06-23 Price Changed $199,000 FMLS
  • 2025-06-12 Listed $210,000 GAMLS
  • 2025-06-12 Listed $210,000 FMLS
  • 2025-06-04 Listing Removed FMLS
  • 2025-06-03 Listing Removed GAMLS
  • 2025-05-15 Listed $214,995 GAMLS
  • 2025-05-15 Listed $214,995 FMLS
  • 2025-05-14 Listing Removed FMLS
  • 2025-04-30 Listing Removed GAMLS
  • 2025-04-11 Price Changed $224,995 GAMLS
  • 2025-04-11 Price Changed $224,995 FMLS
  • 2025-03-14 Listed $225,000 FMLS
  • 2025-03-14 Listed $225,000 GAMLS
  • 2024-06-27 Sold (MLS) $80,000 FMLS
  • 2024-06-27 Sold (MLS) $80,000 GAMLS
  • 2024-06-14 Pending GAMLS
  • 2024-06-13 Pending FMLS
  • 2024-06-10 Listed $99,500 FMLS
  • 2024-05-30 Listed $99,500 GAMLS
  • 1997-03-13 Sold (Public Records) $58,800 Public Records
  • 1996-09-09 Sold (Public Records) $33,200 Public Records

Property tax history

+10.8%/yr

Latest (2025): $1,680 · +55.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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