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419 Mower St
B Composite 72.06
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.6/15.0
  • Appreciation +5.0/10.0
  • Livability +3.1/5.0
  • Schools +2.9/10.0
  • Rent growth +2.5/5.0
  • Condition / age +1.0/5.0

$69,000

419 Mower St · Duenweg, MO 64841
2 bd · 1.0 ba · 768 sqft · SingleFamily · 12 Days on market
Built 1960 Poor condition 8,450 sqft lot Est $69k · at est.

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Investors and Flippers Delight!!!! Utility Room and Bonus Room is not included in the square footage. Home is in a great area and has so much potential!

Key facts

  • 8,450 sq ft lot
  • Built 1960
  • Listed 12 days

Property features AI

Finance

  • Other: No additional financial or community amenities provided
  • Financial info: Annual tax amount listed (financial details excluded per instructions)
  • HOA & community: No HOA information listed

Exterior

  • Parking: No designated parking
  • Security: No security features listed
  • Utilities: Public sewer
  • Home design: Single-family residential property, freestanding
  • Construction: Brick construction; Block foundation; Built area listed as 768 above-grade finished (size provided)
  • Exterior features: Shingle roof; Lot dimensions approximately 65 x 130

Interior

  • Kitchen: Appliances and kitchen details not provided
  • Bedrooms: Bedroom count not specified
  • Flooring: No flooring specified
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Central heating; Natural gas heating; Cooling present
  • Interior features: No specific interior finish details listed; Total of 4 rooms
  • Laundry & utility: No laundry or utility appliances listed

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $69k. Condition is rated poor.

Deal economics

  • At list price, monthly cash flow is $487 ($6k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $69k).

Location & tenants

  • Location reads 62/100 on livability (#377 in MO) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime A-; Watch: amenities F, commute F, employment F.
  • Joplin Schools (urban): math 30% / reading 39% proficiency, ranked #231 of 324 in MO (top 71%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Soaring Heights Elem. (math 17% / reading 22%, grade F, #941 of 1,115 statewide, top 86%, 407 students, 56% FRL); East Middle (math 22% / reading 40%, grade F, #279 of 391 statewide, top 72%, 597 students, 66% FRL).
  • Market conditions: 65 active listings in the ZIP; 602 units permitted in Jasper County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $3k of equity ($477 loan paydown + $2k appreciation (3.0% local appreciation)).
  • At projected returns (3.0% appreciation + 3.0% rent growth), your $19k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

  • Only 12 days on market — expect competitive offers; lowballing is unlikely to land.
Recommended offer $69,000

Questions for the listing agent

  1. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
  2. Built in 1960 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.77%
Cap rate
14.76%
Cash-on-cash
30.25%
DSCR
2.35
GRM
4.7

CMA / ARV

ARV (on-the-fly)
$69,120
Comps found
1
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
419 Mower St 0.03mi 2/1.0 768 (0%) 1mo $69,000 $90 98

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
36.1%
Equity multiple
3.04×
Total profit
$39,347
Equity at exit
$31,025
10-year hold
IRR
36.2%
Equity multiple
6.00×
Total profit
$96,639
Equity at exit
$47,814

Cash invested: $19,320 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
81 Strongly Landlord-Friendly
State Missouri
81 Strongly Landlord-Friendly · R+10
County
— inherits STATE
City
— inherits STATE
Generally landlord-friendly; St Louis has some habitability requirements.

ZIP-level market 64841

Active inventory
65
Price-to-rent
4.7×

Monthly cashflow live

Estimated rent
$1,220 medium interval (Pro) →
Mortgage (P&I)
$362
Tax est. 1.5%
$86 /mo · $1,035/yr
Insurance
$29
HOA
$0
Vacancy / Maint / Mgmt
$256
Net cashflow
$487

Break-even live

Break-even rent $604
Max offer price $69,000
Occupancy floor 55%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$17,250
Closing costs
$2,070
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 3 events

  1. 2026-05-11
    status Pending
  2. 2026-05-07
    historical Active Under Contract
  3. 2026-04-29
    listed $69,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$14,640
− Mortgage interest
−$3,865
− Property taxes
−$1,035
− Insurance
−$345
− Repairs & maintenance
−$1,171
− Management
−$1,171
− Depreciation
−$2,007
Taxable income
$5,046
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,211
After-tax cash flow
$4,633/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 10 photos

Poor 20/100 Extensive rehab

This home requires extensive repairs and updates to bring it up to modern standards. The extensive work needed includes updating the kitchen, repairing the exterior, replacing the flooring, and repairing the windows. These updates will significantly increase its resale and rental value.

Repairs flagged

  • Major kitchen cabinets — severely worn and outdated
  • Major bathroom fixtures — dated and worn
  • Major exterior siding — severely damaged
  • Major flooring — damaged and uneven
  • Major interior walls — damaged and uneven
  • Major windows — damaged frames

Value-add opportunities

  • Both update kitchen cabinets and fixtures — modernizing the kitchen will appeal to buyers and renters
  • Both repair and paint exterior — a fresh exterior will improve curb appeal and attract buyers
  • Both repair and replace flooring — a new floor will improve the home's condition and appeal
  • Both repair and replace windows — new windows will improve energy efficiency and curb appeal

Renovation cost estimate screening

Repair itemSeverityEst. cost
kitchen cabinets · severely worn and outdated Major $15,000–50,000
bathroom fixtures · dated and worn Major $15,000–50,000
exterior siding · severely damaged Major $15,000–50,000
flooring · damaged and uneven Major $15,000–50,000
interior walls · damaged and uneven Major $15,000–50,000
windows · damaged frames Major $15,000–50,000
Total estimated repair cost · 6 items $90,000–300,000

Value-add ROI direction

  • Both update kitchen cabinets and fixtures — modernizing the kitchen will appeal to buyers and renters
  • Both repair and paint exterior — a fresh exterior will improve curb appeal and attract buyers
  • Both repair and replace flooring — a new floor will improve the home's condition and appeal
  • Both repair and replace windows — new windows will improve energy efficiency and curb appeal

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Joplin Schools
NCES district ID
2916350
Math proficiency
30% ▼ -3.00%
Reading proficiency
39% ▼ -3.00%
Median HH income
$38,648
Composite
28.82/100
National rank
#6657
State rank
#231 of 324 in MO

Livability — Duenweg

Score
62/100
State rank
#377
US rank
#16618

Category grades

Amenities F Commute F Cost of living A+ Crime A- Employment F Housing A+ Health & safety D- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Duenweg, MO
City population
1,326
Population (ZIP)
1,326

Population outlook (Jasper County) Hauer SSP2

Today (2025)
120,033 people
By 2030
120,091 · +0.0%
By 2040
119,297 · -0.6%
By 2050
117,705 · -1.9%
By 2075
110,402 · -8.0%
By 2100
99,719 · -16.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (84%)
Race & ethnicity
White 84% Two or more races 11% Hispanic / Latino 7% Asian 2% Black 1%
Hispanic origin (detail)
Puerto Rican 2%
Common ancestry
Italian 4% Romanian 3% Slovak 2%
Foreign-born
2%
Languages at home
95% English-only · Spanish 4% Other Asian/Pacific 1%

Political lean MEDSL · Jasper

2024 margin
Solid R (+46.8) · D 25.9% · R 72.7% · Other 1.4%
2008→2024 swing
-13.6pp toward R · 2008: -33.2pp · 2024: -46.8pp
All cycles
2024: R+46.8 2020: R+46.2 2016: R+50.8 2012: R+41.0 2008: R+33.2

Not yet ingested

Civics

Market trends

HPI YoY
Current HPI
Rent YoY
Metro
State GDP YoY
▲ 1.84%
F500 in state
20

Industry mix (Fortune 500 HQ in MO)

Industry F500 HQs Revenue

Price history

3 events — show timeline
  • 2026-05-11 Pending OGAR
  • 2026-05-07 Contingent OGAR
  • 2026-04-29 Listed $69,000 OGAR

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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