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C- Composite 54.9
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +17.7/30.0
  • ARV discount +12.3/15.0
  • 1% rule +7.6/10.0
  • DSCR +5.5/10.0
  • Livability +4.0/5.0
  • Schools +2.8/10.0
  • Condition / age +2.5/5.0
  • Rent growth +2.4/5.0
  • Appreciation +0.0/10.0

$90,000

9455 Olde Village Ct · Dallas, TX 75227
1 bd · 1.5 ba · 870 sqft · Townhouse public records · 103 Days on market
Built 1983 1,699 sqft lot $103/sqft · 11% below area Est $101k · 11% under $145/mo HOA · 13% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

***THIS UNIT IS EXCELLENT FOR A RENTAL PORTFOLIO* WILL NEED A LITTLE TLC BUT IS IDEAL FOR A RENTAL PROPERTY***

Key facts

  • $145 HOA
  • Built 1983
  • Listed 102 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/1.5-bath townhouse listed at $90k.

Deal economics

  • At list price, monthly cash flow is $72 ($863/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $90k).
  • Recommended offer: $82k (9.0% below list) — sets the bar for market timing.
  • Cap rate 7.3% vs local median 2.3% in Dallas — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 81/100 on livability (#24 in TX, #1,380 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+; Watch: schools C-, crime F.
  • Dallas ISD (urban): math 31% / reading 36% proficiency, ranked #559 of 826 in TX (top 68%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 83% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents soft (-0.4%/yr); 179 active listings in the ZIP; 10 comparable units currently listed for rent nearby; rentals at typical pace (median 17d on market — plan ~3-4 weeks tenant-placement turnaround); 40% of comp listings sitting > 30 days — soft ceiling on asking rent; 12,577 units permitted in Dallas County in 2024 (6,829 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $622 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Dallas County population projected at +35% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 103 days — a 9% lower offer ($82k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 21y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $81,900 (9.0% below list)

Questions for the listing agent

  1. It's been on market 103 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.26%
Cap rate
7.25%
Cash-on-cash
3.42%
DSCR
1.15
GRM
6.6

CMA / ARV

ARV (median comp)
$100,858
List price
$90,000
Delta
-10.77%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 5 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
9455 Olde Towne Row 0.05mi 1/1.5 870 (0%) 5mo $90,000 $103 93
2250 Aspen Dr 0.03mi 2/1.5 (+1) 915 (+5%) 2mo $105,000 $115 84
9442 Olde Village Ct 0.03mi 1/1.5 870 (0%) 21mo $95,000 $109 81
2243 Aspen Dr 0.06mi 2/1.5 (+1) 915 (+5%) 4mo $99,000 $108 80
9483 Olde Village Ct 0.02mi 2/1.5 (+1) 915 (+5%) 18mo $105,000 $115 70

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-15.2%
Equity multiple
0.48×
Total profit
$-13,179
Equity at exit
$13,419
10-year hold
IRR
-15.1%
Equity multiple
0.29×
Total profit
$-17,820
Equity at exit
$7,782

Cash invested: $25,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 75227

Home prices YoY
-30.9%
Rents YoY
-0.4%
Active inventory
179
Price-to-rent
6.6×

Monthly cashflow live

Estimated rent
$1,131 high interval (Pro) →
Mortgage (P&I)
$472
Tax from tax record
$167 /mo · $2,005/yr
Insurance
$38
HOA
$145
Vacancy / Maint / Mgmt
$238
Net cashflow
$72

Break-even live

Break-even rent $1,040
Max offer price $90,000
Occupancy floor 89%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$22,500
Closing costs
$2,700
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 10 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2198 Aspen Dr Dallas, TX 2.0 1.5 1110 $1,300 $1.17 3d 1 0.05mi
2194 Aspen Dr Dallas, TX 2.0 1.5 1110 $1,200 $1.08 7d 1 0.06mi
9467 Olde Towne Row Dallas, TX 2.0 1.5 1110 $975 $0.88 43d 1 0.08mi
9415 Bruton Rd Dallas, TX 1.0–3.0 1.0–2.0 885 $849 $0.96 43d 1 0.15mi
9666 Scyene Rd Dallas, TX 1.0–2.0 1.0–2.0 753 $761 $1.01 2d 21 0.76mi
10315 Limestone Dr Dallas, TX 2.0 2.0 1068 $1,450 $1.36 43d 1 0.86mi
10611 Woodleaf Dr Dallas, TX 2.0 2.0 959 $1,695 $1.77 16d 1 1.13mi
10611 Woodleaf Dr Dallas, TX 2.0 2.0 959 $1,650 $1.72 7d 1 1.13mi
8128 Barclay St Dallas, TX 1.0–2.0 1.0 587 $824 $1.40 1d 6 1.26mi
8127 Stonehurst St #5 Dallas, TX 2.0 1.0 1050 $1,250 $1.19 43d 1 1.42mi

HOA detail

Monthly dues
$145 · $1,740/yr

Listing history 19 events

  1. 2026-06-18
    days on market $90,000 Active 103 DOM
  2. 2026-06-17
    days on market $90,000 Active 102 DOM
  3. 2026-06-16
    days on market $90,000 Active 101 DOM
  4. 2026-06-15
    days on market $90,000 Active 100 DOM
  5. 2026-06-13
    days on market $90,000 Active 98 DOM
  6. 2026-06-09
    days on market $90,000 Active 94 DOM
  7. 2026-06-08
    days on market $90,000 Active 93 DOM
  8. 2026-06-07
    days on market $90,000 Active 92 DOM
  9. 2026-06-04
    days on market $90,000 Active 89 DOM
  10. 2026-06-03
    days on market $90,000 Active 88 DOM
  11. 2026-06-02
    days on market $90,000 Active 87 DOM
  12. 2026-06-02
    days on market $90,000 Active 86 DOM
  13. 2026-05-31
    days on market $90,000 Active 85 DOM
  14. 2026-03-07
    listed $90,000 Active 110-char remark
    Show marketing remark (110 chars)

    ***THIS UNIT IS EXCELLENT FOR A RENTAL PORTFOLIO* WILL NEED A LITTLE TLC BUT IS IDEAL FOR A RENTAL PROPERTY***

  15. 2007-10-22
    soldstatus
  16. 2005-08-10
    soldstatus
  17. 2005-07-25
    soldstatus 150-char remark
    Show marketing remark (150 chars)

    Great investment property with potential to get it as a package deal! Seller motivated. Buyer choose carpet color. Go show and sell! Bring all offers!

  18. 2005-07-14
    historical 150-char remark
    Show marketing remark (150 chars)

    Great investment property with potential to get it as a package deal! Seller motivated. Buyer choose carpet color. Go show and sell! Bring all offers!

  19. 2005-06-08
    listed $24,500 150-char remark
    Show marketing remark (150 chars)

    Great investment property with potential to get it as a package deal! Seller motivated. Buyer choose carpet color. Go show and sell! Bring all offers!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$2,005 · $167/mo
Projected year-2 tax
$2,005 · $167/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 7/10 Severe 7 d/yr ≥110°F today · 24 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$13,572
− Mortgage interest
−$5,041
− Property taxes
−$2,005
− Insurance
−$450
− Repairs & maintenance
−$1,086
− Management
−$1,086
− HOA
−$1,740
− Depreciation
−$2,618
Taxable loss
−$454
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$109
After-tax cash flow
$972/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Dallas ISD
NCES district ID
4816230
Math proficiency
31% ▼ -16.00%
Reading proficiency
36% ▼ -4.00%
Median HH income
$42,881
Composite
28.41/100
National rank
#6763
State rank
#559 of 826 in TX

Livability — Dallas

Score
81/100
State rank
#24
US rank
#1380

Category grades

Amenities A+ Commute A+ Cost of living A- Crime F Employment C+ Housing A+ Health & safety A User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Dallas, TX
County
Dallas County · 2,612,404 people
City population
1,168,437
Metro
Dallas-Fort Worth-Arlington, TX
Population (ZIP)
58,319
Household income
$64,008
Rent vs Own
43.7% rent · 56.3% own
Severe rent burden
1679.0

Population outlook (Dallas County) Hauer SSP2

Today (2025)
2,979,839 people
By 2030
3,191,823 · +7.1%
By 2040
3,619,611 · +21.5%
By 2050
4,026,915 · +35.1%
By 2075
4,957,073 · +66.4%
By 2100
5,508,725 · +84.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority Hispanic (62%)
Race & ethnicity
Hispanic / Latino 62% Two or more races 35% Black 28% White 8%
Hispanic origin (detail)
Mexican 56%
Foreign-born
27% · Canada, Vietnam
Languages at home
44% English-only · Spanish 55%

Political lean MEDSL · Dallas

2024 margin
Strong D (+22.2) · D 60.2% · R 38.0% · Other 1.8%
2008→2024 swing
+6.9pp toward D · 2008: 15.3pp · 2024: 22.2pp
All cycles
2024: D+22.2 2020: D+31.6 2016: D+26.2 2012: D+15.4 2008: D+15.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -148.56%
Current HPI
332.3303
Rent YoY
▼ -0.36%
Metro
Dallas-Fort Worth-Arlington, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+267.3% since first listed
6 events — show timeline
  • 2026-03-07 Listed $90,000 NTREIS
  • 2007-10-22 Sold (Public Records) Public Records
  • 2005-08-10 Sold (Public Records) Public Records
  • 2005-07-25 Sold (MLS) NTREIS
  • 2005-07-14 Listing Removed NTREIS
  • 2005-06-08 Listed $24,500 NTREIS

Property tax history

+9.8%/yr

Latest (2025): $2,005 · +7.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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