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2030 Lawfer Ave
D+ Composite 47.67
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +13.2/30.0
  • ARV discount +11.5/15.0
  • Schools +5.7/10.0
  • DSCR +4.0/10.0
  • Livability +4.0/5.0
  • Rent growth +3.5/5.0
  • 1% rule +3.2/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$280,000

2030 Lawfer Ave · Fullerton, PA 18104
3 bd · 2.0 ba · 1,404 sqft · Townhouse public records · 4 Days on market
Built 1925 3,485 sqft lot Est $307k · 9% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to 2030 Lawfer Avenue, a classic Colonial twin located in South Whitehall Township within the Parkland School District. Situated in the Greenawald neighborhood, this home offers a combination of character, functionality, and convenient access to many of the Lehigh Valley's everyday amenities. A covered front porch welcomes you inside, where a spacious living room flows into a formal dining room, creating a layout well-suited for everyday living and entertaining. The eat-in kitchen offers generous cabinet storage, gas cooking, and space for casual dining. Upstairs, three bedrooms and a full bathroom provide comfortable accommodations, while the walk-up attic delivers valuable storage space rarely found at this price point. The full basement expands the home's functionality even further with a second full bathroom, laundry area, substantial storage space, and an outside entrance. Outside, the fenced backyard provides space for gardening, outdoor activities, or relaxation, while the covered rear porch overlooks the yard. A utility shed adds additional storage, and the private off-street parking pad provides everyday convenience. Additional features include public water, public sewer, gas heat, 200-amp electrical service, and low annual taxes. The location offers convenient access to shopping, dining, parks, healthcare facilities, and major commuter routes throughout the Lehigh Valley. Greenawald is also known locally for its annual holiday light displays, a longstanding seasonal tradition enjoyed by many area residents and visitors. Whether you're seeking your first home, looking to downsize, or searching for an opportunity to personalize a property over time, 2030 Lawfer Avenue offers a practical combination of space, location, and value in South Whitehall Township. Schedule your private showing today.

Key facts

  • Covered front porch
  • Utility shed
  • Eat-in kitchen

Tags

COVERED FRONT PORCHEAT-IN KITCHENWALK-UP ATTICFENCED BACKYARDCOVERED REAR PORCHUTILITY SHED

Property features AI

Finance

  • Other: Total below-grade area approximately 702 (finished/unfinished details provided); Above-grade finished and unfinished area reported (estimated)

Exterior

  • Parking: Four total parking spaces; Two driveway spaces; Two off-street spaces; Paved parking; on-street parking available
  • Utilities: Public water; Public sewer; Natural gas available; natural gas hot water; Electric service with 100 amp circuit breaker panel; Cable TV available; Phone available; Broadband, cable, and DSL internet; Municipal trash service
  • Home design: Semi-detached structure; Three levels; Main entrance faces east; Fee simple ownership; Property in good condition
  • Construction: Stucco exterior; Block foundation; Asphalt/fiberglass roof; Building not winterized; Estimated year built
  • Exterior features: Porch(es); Gutter system; Front yard and rear yard; Privacy and partial fencing; Property not in development

Interior

  • Kitchen: Dishwasher; Microwave; Gas oven/range; Refrigerator; Breakfast area / combined kitchen-dining layout
  • Bedrooms: Three bedrooms on the upper level
  • Flooring: Carpet; Laminate; Wood
  • Bathrooms: Two full bathrooms (one on upper level, one on lower level)
  • Heating & cooling: Hot water heating with baseboard and radiator systems; Natural gas heating and hot water; Ceiling fan(s); Window unit(s) for cooling
  • Interior features: Attic; Tub with shower; Breakfast area; Combination kitchen and dining area; Dining area; Ceiling fan(s); Plaster and drywall walls/ceilings
  • Laundry & utility: Washer in unit; Dryer in unit; Laundry hookups

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath townhouse listed at $280k.

Deal economics

  • At list price, monthly cash flow is $-6 ($-70/yr) — negative.
  • To cash-flow at today's rent, offer at most $279k (0.4% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $231k (17.5% below list).
  • Recommended offer: $231k (17.5% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 80/100 on livability (#227 in PA, #1,976 nationally) — a professional / high-income tenant draw. Strengths: cost of living A+, housing A+, health & safety A+; Watch: commute F.
  • Parkland SD (suburban): math 59% / reading 70% proficiency, ranked #40 of 539 in PA (top 7%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease; only 15% free/reduced lunch — higher-income household profile.
  • Zoned schools: Fred J. Jaindl El Sch (math 72% / reading 79%, grade A, #88 of 1,518 statewide, top 6%, 447 students, 25% FRL); Orefield Ms (math 33% / reading 60%, grade D+, #172 of 512 statewide, top 35%, 917 students, 36% FRL); Parkland Hs (math 81% / reading 24%, grade C-, #107 of 437 statewide, top 25%, 3,220 students, 25% FRL).
  • Market conditions: Rents rising fast (+4.1%/yr); 163 active listings in the ZIP; 14 comparable units currently listed for rent nearby; rentals at typical pace (median 16d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 765 units permitted in Lehigh County in 2024 (286 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • Lehigh County population projected at +21% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • Only 4 days on market — expect competitive offers; lowballing is unlikely to land.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: built in 1925 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $230,905 (17.5% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Built in 1925 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.82%
Cap rate
6.27%
Cash-on-cash
-0.09%
DSCR
1.00
GRM
10.1

CMA / ARV

ARV (on-the-fly)
$307,476
Comps found
10
Show comp detail 10 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2027 Lawfer Ave 0.03mi 4/1.5 (+1) 1,374 (-2%) 10mo $300,000 $218 80
2370 Minnie Ln 0.19mi 3/1.5 1,512 (+8%) 12mo $331,551 $219 67
2431 Lisa Ln 0.26mi 3/1.5 1,512 (+8%) 14mo $332,000 $220 61
2376 Minnie Ln 0.19mi 3/1.5 1,512 (+8%) 18mo $325,000 $215 61
2413 Kris Dr 0.25mi 3/1.5 1,512 (+8%) 18mo $300,000 $198 59
2489 Lisa Ln 0.28mi 3/1.5 1,512 (+8%) 24mo $336,500 $223 52
1662 Whitehall Ave 0.54mi 3/1.5 1,320 (-6%) 14mo $315,000 $239 51
2413 Walbert 0.65mi 3/1.5 1,516 (+8%) 10mo $270,000 $178 46
1642 Whitehall Ave 0.58mi 3/1.5 1,280 (-9%) 13mo $294,000 $230 46
2107 Walbert Ave 0.71mi 3/1.5 1,486 (+6%) 15mo $300,000 $202 42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.07% rent growth · sell at horizon

5-year hold
IRR
-15.3%
Equity multiple
0.45×
Total profit
$-43,263
Equity at exit
$41,749
10-year hold
IRR
-5.2%
Equity multiple
0.65×
Total profit
$-27,739
Equity at exit
$24,209

Cash invested: $78,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 18104

Rents YoY
4.1%
Active inventory
163
Price-to-rent
10.1×

Monthly cashflow live

Estimated rent
$2,309 high interval (Pro) →
Mortgage (P&I)
$1,468
Tax from tax record
$245 /mo · $2,940/yr
Insurance
$117
HOA
$0
Vacancy / Maint / Mgmt
$485
Net cashflow
$-6

Break-even live

Break-even rent $2,316
Max offer price $278,963
Occupancy floor 95%

Sensitivity live

Price -10% $153 -5% $73 +0% $-6 +5% $-85 +10% $-164
Rent -10% $-188 -5% $-97 +0% $-6 +5% $85 +10% $177
Rate -1.0pp $135 -0.5pp $65 base $-6 +0.5pp $-78 +1.0pp $-152

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$70,000
Closing costs
$8,400
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 14 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1664 Whitehall Ave Allentown, PA 3.0 1.5 1320 $2,400 $1.82 16d 1 0.52mi
1988 Presidential Dr Whitehall, PA 1.0–2.0 1.0–2.5 1230 $2,501 $2.03 4d 11 0.72mi
1223 N Albright Ave Allentown, PA 3.0 1.5 1080 $2,200 $2.04 45d 1 1.07mi
2338 W Pennsylvania St Allentown, PA 2.0 1.0 1000 $2,000 $2.00 45d 1 1.11mi
1150 N 19th St Unit 2 Allentown, PA 2.0 1.0 977 $1,750 $1.79 4d 1 1.13mi
1150 N 19th St Unit 2nd Floor Allentown, PA 2.0 1.0 977 $1,750 $1.79 45d 1 1.13mi
10 Lincoln Pl Whitehall, PA 3.0 2.5 1760 $2,300 $1.31 25d 1 1.16mi
1720 Pennsylvania St Allentown, PA 2.0 2.0 950 $1,895 $1.99 4d 1 1.21mi
1055 N 22nd St Unit 00 1014A Allentown, PA 2.0 2.0 1100 $1,820 $1.65 46d 1 1.22mi
1701 Congress St Unit 1701/4 Allentown, PA 2.0 2.0 950 $1,795 $1.89 4d 1 1.25mi
1464 N Cedar Crest Blvd #18 Allentown, PA 2.0 1.0 1057 $1,600 $1.51 4d 1 1.30mi
1399 Presidential Dr Whitehall, PA 3.0 2.5 1440 $2,500 $1.74 25d 1 1.44mi
1229 Pericles Pl Whitehall, PA 1.0–3.0 1.0–2.0 1574 $2,750 $1.75 4d 7 1.44mi
311 Robert Morris Blvd Allentown, PA 1.0–2.0 1.0–2.0 1057 $2,730 $2.58 4d 19 1.48mi

Listing history 5 events

  1. 2026-06-07
    statusdays on market $280,000 Pending 4 DOM
  2. 2026-06-03
    days on market $280,000 Active 3 DOM
  3. 2026-06-02
    days on market $280,000 Active 2 DOM
  4. 2026-06-01
    remarks 699-char remark
  5. 2026-06-01
    listed $280,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

Current annual tax
$2,940 · $245/mo
Projected year-2 tax
$3,682 · $307/mo
Expected delta
+$742/yr (+$62/mo · 25.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 5/10 Major 7 d/yr ≥99°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 18% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$27,709
− Mortgage interest
−$15,684
− Property taxes
−$2,940
− Insurance
−$1,400
− Repairs & maintenance
−$2,217
− Management
−$2,217
− Depreciation
−$8,145
Taxable loss
−$4,895
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,175
After-tax cash flow
$1,104/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Parkland SD
NCES district ID
4218510
Math proficiency
59% ▼ -11.00%
Reading proficiency
70% ▼ -12.00%
Median HH income
$77,976
Composite
57.44/100
National rank
#1074
State rank
#40 of 539 in PA

Livability — Fullerton

Score
80/100
State rank
#227
US rank
#1976

Category grades

Amenities B+ Commute F Cost of living A+ Crime B Employment B+ Housing A+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Lehigh County · 333,019 people
Metro
Allentown-Bethlehem-Easton, PA-NJ
Population (ZIP)
48,683
Household income
$94,601
Rent vs Own
29.0% rent · 71.0% own
Severe rent burden
1298.0

Population outlook (Lehigh County) Hauer SSP2

Today (2025)
392,957 people
By 2030
408,319 · +3.9%
By 2040
440,007 · +12.0%
By 2050
475,940 · +21.1%
By 2075
590,448 · +50.3%
By 2100
690,314 · +75.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (68%)
Race & ethnicity
White 68% Hispanic / Latino 14% Asian 8% Two or more races 8% Black 6%
Hispanic origin (detail)
Puerto Rican 5% Dominican 5%
Common ancestry
Romanian 5% Polish 2% Lithuanian 2%
Foreign-born
15% · Canada, China, Jamaica
Languages at home
79% English-only · Spanish 10% Other Indo-European 4% Chinese 2%

Political lean MEDSL · Lehigh

2024 margin
Toss-up / Even · D 50.7% · R 48.0% · Other 1.2%
2008→2024 swing
-12.9pp toward R · 2008: 15.6pp · 2024: 2.7pp
All cycles
2024: D+2.7 2020: D+7.6 2016: D+4.4 2012: D+7.5 2008: D+15.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -294.71%
Current HPI
277.8639
Rent YoY
▲ 4.07%
Metro
Allentown-Bethlehem-Easton, PA-NJ
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

+0.0% since first listed
2 events — show timeline
  • 2026-05-31 Listed $280,000 BRIGHT MLS
  • 2026-05-31 Listed $280,000 GLVRMLS

Property tax history

+2.1%/yr

Latest (2026): $2,940 · +3.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…