3013 SW 52nd St · Oklahoma City, OK
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $2,463 – $4,575
Heat risk 6/10 · Moderate
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 19 days/yr
Wind risk 3/10 · Minor
- Chance of severe wind over 30 yrs
- 4.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +23.3/30.0
- ARV discount +15.0/15.0
- DSCR +7.5/10.0
- 1% rule +5.6/10.0
- Livability +4.0/5.0
- Rent growth +2.8/5.0
- Condition / age +2.5/5.0
- Schools +0.7/10.0
- Appreciation +0.0/10.0
$95,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
Property went under contract during processing. Entered for comps only.
Key facts
- 7,200 sq ft lot
- Built 1957
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath single-family listed at $95k.
Deal economics
- At list price, monthly cash flow is $174 ($2k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $95k).
- Cap rate 8.5% vs local median 3.7% in Oklahoma City — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 80/100 on livability (#3 in OK, #1,635 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: crime F.
- Oklahoma City (urban): math 7% / reading 10% proficiency, ranked #254 of 270 in OK (top 94%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 82% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Arthur Es (math 2% / reading 8%, grade F, #766 of 845 statewide, top 94%, 389 students, 0% FRL); U. S. Grant Hs (math 2% / reading 7%, grade F, #442 of 447 statewide, top 99%, 1,594 students, 0% FRL) — zoned schools average 0% FRL vs 82% district-wide (82 pts lower); this property's tenant base skews higher-income than the district average.
- Market conditions: Rents rising (+1.1%/yr); 93 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 42% of comp listings sitting > 30 days — soft ceiling on asking rent; 5,365 units permitted in Oklahoma County in 2024 (569 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $657 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- Oklahoma County population projected at +41% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- Only 0 days on market — expect competitive offers; lowballing is unlikely to land.
- 2 sale attempts since 18y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $37k; list at $95k implies a 157% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: built in 1957 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1957 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.06% ✓
- Cap rate
- 8.49%
- Cash-on-cash
- 7.86%
- DSCR
- 1.35
- GRM
- 7.9
CMA / ARV
- ARV (on-the-fly)
- $121,716
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 3013 SW 52nd St | 0.00mi | 2/1.0 | 828 (0%) | 1mo | $95,000 | $115 | 99 |
| 3237 SW 48th St | 0.36mi | 2/1.0 | 840 (+1%) | 2mo | $110,000 | $131 | 79 |
| 2948 SW 49th St | 0.18mi | 3/1.0 (+1) | 875 (+6%) | 4mo | $115,000 | $131 | 74 |
| 3108 SW 46th St | 0.37mi | 3/1.0 (+1) | 840 (+1%) | 2mo | $140,000 | $167 | 73 |
| 2932 SW 51st St | 0.09mi | 3/1.0 (+1) | 925 (+12%) | 1mo | $135,000 | $146 | 71 |
| 3224 SW 47th St | 0.37mi | 2/2.0 | 840 (+1%) | 7mo | $125,000 | $149 | 71 |
| 3264 SW 49th St | 0.35mi | 3/1.0 (+1) | 840 (+1%) | 8mo | $76,500 | $91 | 70 |
| 3225 SW 46th St | 0.44mi | 2/1.0 | 864 (+4%) | 8mo | $135,500 | $157 | 66 |
| 2534 SW 51st St | 0.59mi | 2/1.0 | 815 (-2%) | 6mo | $120,000 | $147 | 65 |
| 2924 SW 51st St | 0.11mi | 3/1.0 (+1) | 950 (+15%) | 1mo | $122,000 | $128 | 65 |
| 3101 SW 45th St | 0.46mi | 2/1.0 | 907 (+10%) | 2mo | $151,500 | $167 | 61 |
| 2633 Texoma Dr | 0.52mi | 3/1.0 (+1) | 884 (+7%) | 3mo | $156,800 | $177 | 57 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 1.13% rent growth · sell at horizon
- IRR
- -6.4%
- Equity multiple
- 0.77×
- Total profit
- $-6,165
- Equity at exit
- $14,165
- IRR
- 0.9%
- Equity multiple
- 1.06×
- Total profit
- $1,555
- Equity at exit
- $8,214
Cash invested: $26,600 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 83 Strongly Landlord-Friendly
- State Oklahoma
- 83 Strongly Landlord-Friendly · R+20
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 73119
- Home prices YoY
- -14.4%
- Rents YoY
- 1.1%
- Active inventory
- 93
- Price-to-rent
- 7.9×
Monthly cashflow live
- Estimated rent
- $1,003 high interval (Pro) →
- Mortgage (P&I)
- −$498
- Tax from tax record
- −$81 /mo · $969/yr
- Insurance
- −$40
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$211
- Net cashflow
- $174
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $23,750
- Closing costs
- $2,850
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 5617 S May Ave Oklahoma City, OK | 1.0–3.0 | 1.5 | 1000 | $839 | $0.84 | 24d | 1 | 0.29mi |
| 2801 SW 51st St Oklahoma City, OK | 2.0 | 1.0 | 840 | $1,025 | $1.22 | 2d | 1 | 0.32mi |
| 2741 SW 54th Pl Oklahoma City, OK | 3.0 | 2.0 | 1059 | $1,249 | $1.18 | 2d | 1 | 0.36mi |
| 5901 S May Ave Oklahoma City, OK | 1.0 | 1.0 | 607 | $855 | $1.41 | 44d | 1 | 0.39mi |
| 2741 SW Murray Dr Oklahoma City, OK | 3.0 | 1.0 | 949 | $1,395 | $1.47 | 2d | 1 | 0.40mi |
| 5901 S May Ave Apt 55 Oklahoma City, OK | 2.0 | 2.0 | 859 | $995 | $1.16 | 44d | 1 | 0.41mi |
| 5901 S May Ave Unit 006 Oklahoma City, OK | 2.0 | 2.0 | 859 | $949 | $1.10 | 44d | 1 | 0.41mi |
| 5901 S May Ave Apt 120 Oklahoma City, OK | 1.0 | 1.0 | 607 | $825 | $1.36 | 44d | 1 | 0.41mi |
| 5901 S May Ave Apt 129 Oklahoma City, OK | 1.0 | 1.0 | 527 | $825 | $1.57 | 2d | 1 | 0.41mi |
| 5901 S May Ave Apt 164 Oklahoma City, OK | 1.0 | 1.0 | 607 | $825 | $1.36 | 24d | 1 | 0.41mi |
| 5901 S May Ave Apt 113 Oklahoma City, OK | 1.0 | 1.0 | 607 | $855 | $1.41 | 2d | 1 | 0.41mi |
| 5901 S May Ave Apt 179 Oklahoma City, OK | 1.0 | 1.0 | 527 | $779 | $1.48 | 2d | 1 | 0.41mi |
| 5901 S May Ave Unit 089 VLI Oklahoma City, OK | 2.0 | 2.0 | 859 | $999 | $1.16 | 44d | 1 | 0.41mi |
| 5901 S May Ave Unit 276 VLI Up Oklahoma City, OK | 1.0 | 1.0 | 527 | $875 | $1.66 | 24d | 1 | 0.41mi |
| 5901 S May Ave Unit 105 Oklahoma City, OK | 2.0 | 2.0 | 859 | $995 | $1.16 | 2d | 1 | 0.41mi |
| 5901 S May Ave Unit 086 LI Oklahoma City, OK | 2.0 | 2.0 | 859 | $945 | $1.10 | 20d | 1 | 0.41mi |
| 5901 S May Ave Apt 38 Oklahoma City, OK | 2.0 | 2.0 | 859 | $1,288 | $1.50 | 44d | 1 | 0.41mi |
| 5901 S May Ave Unit 090 Oklahoma City, OK | 2.0 | 2.0 | 859 | $945 | $1.10 | 44d | 1 | 0.41mi |
| 5901 S May Ave Unit 279 VLI Oklahoma City, OK | 1.0 | 1.0 | 527 | $875 | $1.66 | 44d | 1 | 0.41mi |
| 5901 S May Ave Apt 264 Oklahoma City, OK | 1.0 | 1.0 | 527 | $795 | $1.51 | 2d | 1 | 0.41mi |
| 5901 S May Ave Unit 058- Up Oklahoma City, OK | 2.0 | 2.0 | 859 | $945 | $1.10 | 2d | 1 | 0.41mi |
| 5901 S May Ave Unit 004 VLI Up Oklahoma City, OK | 2.0 | 2.0 | 859 | $986 | $1.15 | 44d | 1 | 0.43mi |
| 2500 SW 48th St Oklahoma City, OK | 2.0 | 1.0 | 1096 | $1,050 | $0.96 | 44d | 1 | 0.72mi |
| 2813 SW 62nd St Oklahoma City, OK | 3.0 | 1.5 | 1001 | $1,400 | $1.40 | 24d | 1 | 0.82mi |
| 2412 SW 47th St Oklahoma City, OK | 3.0 | 1.0 | 638 | $1,150 | $1.80 | 24d | 1 | 0.84mi |
| 2908 SW 62nd St Oklahoma City, OK | 3.0 | 1.5 | 936 | $1,450 | $1.55 | 2d | 1 | 0.85mi |
| 2640 SW 38th St Oklahoma City, OK | 3.0 | 2.0 | 944 | $1,050 | $1.11 | 2d | 1 | 1.05mi |
| 2728 SW 65th St Oklahoma City, OK | 3.0 | 1.0 | 863 | $1,250 | $1.45 | 4d | 1 | 1.07mi |
| 3801 SW 43rd St Oklahoma City, OK | 2.0 | 1.0 | 720 | $925 | $1.28 | 44d | 1 | 1.11mi |
| 3800 SW 42nd St Oklahoma City, OK | 2.0 | 1.0 | 790 | $895 | $1.13 | 44d | 1 | 1.13mi |
| 2116 SW 51st St Oklahoma City, OK | 1.0 | 1.0 | 558 | $675 | $1.21 | 44d | 1 | 1.13mi |
| 4330 S Barnes Ave Oklahoma City, OK | 1.0–3.0 | 1.0–2.0 | 860 | $937 | $1.09 | 4d | 9 | 1.27mi |
| 2759 W I 240 Service Rd Oklahoma City, OK | 1.0–2.0 | 1.0–1.5 | 725 | $924 | $1.27 | 4d | 4 | 1.27mi |
| 2120 SW 61st St Oklahoma City, OK | 3.0 | 1.0 | 1101 | $1,200 | $1.09 | 44d | 1 | 1.29mi |
| 2813 SW 33rd St Oklahoma City, OK | 1.0 | 1.0 | 600 | $725 | $1.21 | 44d | 1 | 1.29mi |
| 2336 SW Grand Blvd Oklahoma City, OK | 2.0 | 1.0 | 770 | $995 | $1.29 | 44d | 1 | 1.31mi |
| 2128 SW 41st St Oklahoma City, OK | 2.0 | 1.0 | 860 | $820 | $0.95 | 2d | 1 | 1.32mi |
| 2119 SW 39th St Oklahoma City, OK | 1.0–2.0 | 1.0 | 675 | $909 | $1.35 | 44d | 1 | 1.44mi |
| 3301 S Saint Clair Ave Oklahoma City, OK | 2.0 | 1.0 | 560 | $725 | $1.29 | 2d | 1 | 1.45mi |
| 3120 S Woodward Ave Oklahoma City, OK | 2.0 | 1.0 | 740 | $800 | $1.08 | 2d | 1 | 1.48mi |
Listing history 6 events
-
2026-05-05historical
-
2026-05-01$95,000
-
2009-10-31historical
-
2008-10-21$54,950
-
1994-08-17soldstatus $37,000
-
1983-04-01soldstatus $33,500
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast OK · Resets to sale price
- Current annual tax
- $969 · $81/mo
- Projected year-2 tax
- $969 · $81/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 6/10 Major 7 d/yr ≥107°F today · 19 d/yr by 30 yrs out
- Wind 3/10 Moderate 4% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $12,040
- − Mortgage interest
- −$5,321
- − Property taxes
- −$969
- − Insurance
- −$475
- − Repairs & maintenance
- −$963
- − Management
- −$963
- − Depreciation
- −$2,764
- Taxable income
- $585
- Est. tax owed @ 24.0%
- −$140
- After-tax cash flow
- $1,949/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Oklahoma City
- NCES district ID
- 4022770
- Math proficiency
- 7% ▼ -5.00%
- Reading proficiency
- 10% ▼ -6.00%
- Median HH income
- $35,606
- Composite
- 7.0/100
- National rank
- #9970
- State rank
- #254 of 270 in OK
Livability — Oklahoma City
- Score
- 80/100
- State rank
- #3
- US rank
- #1635
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Oklahoma City, OK
- County
- Oklahoma County · 771,644 people
- City population
- 498,656
- Metro
- Oklahoma City, OK
- Population (ZIP)
- 30,398
- Household income
- $45,421
- Rent vs Own
- Severe rent burden
- 1221.0
Population outlook (Oklahoma County) Hauer SSP2
- Today (2025)
- 911,875 people
- By 2030
- 982,413 · +7.7%
- By 2040
- 1,130,468 · +24.0%
- By 2050
- 1,288,422 · +41.3%
- By 2075
- 1,711,482 · +87.7%
- By 2100
- 2,088,448 · +129.0%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Majority Hispanic (63%)
- Race & ethnicity
- Hispanic / Latino 63% Two or more races 24% White 24% Native American 7% Black 6%
- Hispanic origin (detail)
- Mexican 58%
- Common ancestry
- Slovak 1% Lithuanian 1%
- Foreign-born
- 28% · Canada
- Languages at home
- 45% English-only · Spanish 54%
Political lean MEDSL · Oklahoma
- 2024 margin
- Toss-up / Even · D 48.0% · R 49.7% · Other 2.3%
- 2008→2024 swing
- +15.1pp toward D · 2008: -16.8pp · 2024: -1.7pp
- All cycles
- 2024: R+1.7 2020: R+1.1 2016: R+10.5 2012: R+16.7 2008: R+16.8
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -50.15%
- Current HPI
- 297.1117
- Rent YoY
- ▲ 1.13%
- Metro
- Oklahoma City, OK
- State GDP YoY
- ▲ 1.55%
- F500 in state
- 6
Industry mix (Fortune 500 HQ in OK)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 3 | $48B |
|
||
Price history
+183.6% since first listed6 events — show timeline
- 2026-05-05 Listing Removed — MLSOK
- 2026-05-01 Listed $95,000 MLSOK
- 2009-10-31 Listing Removed — MLSOK
- 2008-10-21 Listed $54,950 MLSOK
- 1994-08-17 Sold (Public Records) $37,000 Public Records
- 1983-04-01 Sold (Public Records) $33,500 Public Records
Property tax history
+2.7%/yrLatest (2025): $969 · +4.4% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…