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2600 Euclid Ave
B- Composite 69.18
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Livability +3.9/5.0
  • Rent growth +2.7/5.0
  • Condition / age +2.5/5.0
  • Schools +1.5/10.0
  • Appreciation +1.1/10.0

$90,000

2600 Euclid Ave · Kansas City, MO 64127
3 bd · 1.5 ba · 2,064 sqft · SingleFamily public records · 105 Days on market
Built 1921 3,894 sqft lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Investors - A Fixer-Upper. Separate Quarters W/ Entrance (Former Beauty Salon). Face Of Fireplace Burgularized. Great Potential. * $500 Selling Bonus At $10000. Unique.

Key facts

  • 3,894 sq ft lot
  • Built 1921
  • Listed 105 days

Property features AI

Finance

  • Other: Property listed as a fixer and advertised 'Fixer Up' — suitable for renovation
  • Financial info: Annual tax amount listed

Exterior

  • Parking: Off-street parking
  • Utilities: Public water (city/public - verify); Public sewer; Cable, fiber, and high-speed internet available
  • Home design: Single-family residence; Residential property; 2-story floor plan; Corner lot; Inside city limits
  • Construction: Board & batten siding with stone and frame elements; Composition roof; Approximate living area 2,702 (per listing); Age: 101+ years
  • Exterior features: Porch; Outbuilding / shed(s); Fixer condition

Interior

  • Bedrooms: 5 bedrooms (includes a main-floor primary bedroom and a basement bedroom)
  • Flooring: Carpet; Laminate
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Electric heating with forced air and heat pump options; Gas-capable heat pump; Electric cooling (central)
  • Interior features: Entry and family room on the main level; Main floor primary bedroom; Formal dining area; Basement bedroom; Inside entrance to basement; Unfinished basement with walk-out access; One fireplace in the family room
  • Laundry & utility: Laundry located in the basement

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.5-bath single-family listed at $90k.

Deal economics

  • At list price, monthly cash flow is $671 ($8k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $90k).
  • Recommended offer: $82k (9.0% below list) — sets the bar for market timing.
  • Cap rate 15.2% vs local median 3.9% in Kansas City — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 78/100 on livability (#28 in MO, #2,671 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, cost of living A+; Watch: schools C-, crime F.
  • Kansas City 33 (urban): math 12% / reading 24% proficiency, ranked #308 of 324 in MO (top 95%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 75% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents flat; 107 active listings in the ZIP; 21 comparable units currently listed for rent nearby; rentals at typical pace (median 17d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 4,002 units permitted in Jackson County in 2024 (2,271 in 5+ unit buildings).
  • At $1,566/mo this rent would consume 57% of the median local household income ($33k/yr) (locally 1943% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $622 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Jackson County population projected at +4% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 0.9% rent growth), your $25k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 105 days — a 9% lower offer ($82k) is reasonable based on typical stale-listing flexibility.
  • 6 sale attempts since 28y ago; this cycle's ask has dropped $40k (31%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: built in 1921 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $81,900 (9.0% below list)

Questions for the listing agent

  1. It's been on market 105 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. Built in 1921 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.74%
Cap rate
15.24%
Cash-on-cash
31.97%
DSCR
2.42
GRM
4.8

CMA / ARV

ARV (on-the-fly)
$214,656
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2328 Prospect Ave 0.48mi 3/1.5 1,963 (-5%) 4mo $135,000 $69 66
2528 Olive St 0.25mi 3/2.0 1,768 (-14%) 1mo $214,900 $122 62
2638 Benton Blvd 0.56mi 4/2.5 (+1) 2,156 (+4%) 1mo $224,000 $104 56
2116 Garfield Ave 0.50mi 3/3.0 2,210 (+7%) 5mo $350,000 $158 55
1315 E 28th Ter 0.53mi 4/2.0 (+1) 2,086 (+1%) 14mo $175,500 $84 54
2740 Park Ave 0.29mi 3/2.5 1,855 (-10%) 14mo $184,000 $99 54
3041 Park Ave 0.63mi 4/2.0 (+1) 2,283 (+11%) 1mo $105,000 $46 45
2935 Wayne Ave 0.51mi 4/1.5 (+1) 2,358 (+14%) 8mo $204,900 $87 41
2600 West Paseo Blvd 0.42mi 4/3.5 (+1) 2,357 (+14%) 7mo $625,000 $265 38
2625 Benton Blvd 0.60mi 4/3.5 (+1) 2,322 (+12%) 6mo $295,000 $127 33
2528 Bellefontaine Ave 0.69mi 4/1.5 (+1) 1,800 (-13%) 12mo $169,000 $94 32
2416 Forest Ave 0.61mi 4/4.0 (+1) 2,348 (+14%) 11mo $669,000 $285 25

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.94% rent growth · sell at horizon

5-year hold
IRR
24.7%
Equity multiple
1.99×
Total profit
$24,981
Equity at exit
$13,419
10-year hold
IRR
31.2%
Equity multiple
3.55×
Total profit
$64,243
Equity at exit
$7,782

Cash invested: $25,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
81 Strongly Landlord-Friendly
State Missouri
81 Strongly Landlord-Friendly · R+10
County
— inherits STATE
City
— inherits STATE
Generally landlord-friendly; St Louis has some habitability requirements.

ZIP-level market 64127

Home prices YoY
-2.6%
Rents YoY
0.9%
Active inventory
107
Price-to-rent
4.8×

Monthly cashflow live

Estimated rent
$1,566 high interval (Pro) →
Mortgage (P&I)
$472
Tax from tax record
$56 /mo · $674/yr
Insurance
$38
HOA
$0
Vacancy / Maint / Mgmt
$329
Net cashflow
$671

Break-even live

Break-even rent $716
Max offer price $90,000
Occupancy floor 52%

Sensitivity live

Price -10% $722 -5% $697 +0% $671 +5% $646 +10% $620
Rent -10% $548 -5% $609 +0% $671 +5% $733 +10% $795
Rate -1.0pp $717 -0.5pp $694 base $671 +0.5pp $648 +1.0pp $624

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$22,500
Closing costs
$2,700
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 21 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2708 Olive St Kansas City, MO 4.0 2.0 1585 $1,500 $0.95 18d 1 0.31mi
2729 Grove St Kansas City, MO 3.0 2.0 1510 $1,375 $0.91 44d 1 0.38mi
2501 Troost Ave Kansas City, MO 2.0 1.0–2.0 984 $2,679 $2.72 44d 15 0.59mi
2523 Charlotte St Kansas City, MO 3.0 3.0 1500 $2,050 $1.37 44d 1 0.80mi
2715 Holmes St Kansas City, MO 3.0 2.0 1848 $2,095 $1.13 17d 1 0.87mi
2901 Charlotte St Kansas City, MO 2.0 1.0 1700 $1,700 $1.00 13d 1 0.87mi
3205 E 31st St Kansas City, MO 4.0 1.0 1800 $1,325 $0.74 24d 1 1.02mi
2705 McGee Trfy Kansas City, MO 3.0 1.0–2.0 1000 $2,881 $2.88 2d 13 1.09mi
2002 E 35th St Kansas City, MO 3.0 2.0 1426 $1,295 $0.91 8d 1 1.10mi
2018 E 35th St Kansas City, MO 3.0 2.0 1502 $1,800 $1.20 4d 1 1.10mi
3434 Olive St Kansas City, MO 3.0 2.0 2020 $1,445 $0.72 44d 1 1.11mi
3305 E 19th St Kansas City, MO 2.0 1.0 1500 $1,200 $0.80 44d 1 1.12mi
3346 Agnes Ave Kansas City, MO 3.0 1.0 1400 $1,200 $0.86 8d 1 1.17mi
3434 Chestnut Ave Kansas City, MO 2.0 1.0 1512 $1,100 $0.73 11d 1 1.20mi
2846 Myrtle Ave Kansas City, MO 3.0 2.0 1705 $1,350 $0.79 17d 1 1.31mi
3419 College Ave Kansas City, MO 4.0 1.0 1608 $1,300 $0.81 3d 1 1.35mi
3305 Askew Ave Kansas City, MO 3.0 1.5 1428 $1,450 $1.02 24d 1 1.36mi
3333 Gillham Rd Kansas City, MO 4.0 2.0 1500 $2,000 $1.33 15d 1 1.42mi
3630 Agnes Ave Kansas City, MO 3.0 2.0 1448 $1,500 $1.04 11d 1 1.48mi
217 W Pershing Rd Kansas City, MO 2.0 2.0 1423 $2,807 $1.97 5d 1 1.48mi
2980 Baltimore Ave Kansas City, MO 2.0 2.0 1225 $2,354 $1.92 44d 5 1.50mi

Listing history 5 events

  1. 2026-06-21
    days on market $90,000 Active 105 DOM
  2. 2026-06-18
    days on market $90,000 Active 102 DOM
  3. 2026-06-17
    days on market $90,000 Active 101 DOM
  4. 2026-06-16
    remarks 687-char remark
  5. 2026-06-16
    listed $90,000 Active 100 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MO · Resets to sale price

Current annual tax
$674 · $56/mo
Projected year-2 tax
$873 · $73/mo
Expected delta
+$198/yr (+$17/mo · 29.4%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$18,790
− Mortgage interest
−$5,041
− Property taxes
−$674
− Insurance
−$450
− Repairs & maintenance
−$1,503
− Management
−$1,503
− Depreciation
−$2,618
Taxable income
$6,999
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,680
After-tax cash flow
$6,376/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Kansas City 33
NCES district ID
2916400
Math proficiency
12% ▼ -8.00%
Reading proficiency
24% ▬ 0.00%
Median HH income
$35,227
Composite
14.8/100
National rank
#9387
State rank
#308 of 324 in MO

Livability — Kansas City

Score
78/100
State rank
#28
US rank
#2671

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment C+ Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Kansas City, MO
County
Jackson County · 687,798 people
City population
439,467
Metro
Kansas City, MO-KS
Population (ZIP)
17,668
Household income
$33,111
Rent vs Own
54.5% rent · 45.5% own
Severe rent burden
1943.0

Population outlook (Jackson County) Hauer SSP2

Today (2025)
719,589 people
By 2030
731,456 · +1.6%
By 2040
746,689 · +3.8%
By 2050
749,289 · +4.1%
By 2075
736,227 · +2.3%
By 2100
668,210 · -7.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.65)
Race & ethnicity
Black 42% Hispanic / Latino 40% Two or more races 13% White 12% Native American 1%
Hispanic origin (detail)
Mexican 28%
Foreign-born
20% · Canada, Vietnam
Languages at home
67% English-only · Spanish 29%

Political lean MEDSL · Jackson

2024 margin
D (+19.3) · D 58.9% · R 39.5% · Other 1.6%
2008→2024 swing
-6.1pp toward R · 2008: 25.4pp · 2024: 19.3pp
All cycles
2024: D+19.3 2020: D+22.0 2016: D+16.6 2012: D+19.0 2008: D+25.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -7.88%
Current HPI
289.2468
Rent YoY
▲ 0.94%
Metro
Kansas City, MO-KS
State GDP YoY
▲ 1.84%
F500 in state
20

Industry mix (Fortune 500 HQ in MO)

Industry F500 HQs Revenue

Price history

+800.0% since first listed
19 events — show timeline
  • 2026-06-16 Relisted Heartland MLS as Distributed by MLS Grid
  • 2026-04-24 Listing Removed Heartland MLS as Distributed by MLS Grid
  • 2026-04-03 Contingent Heartland MLS as Distributed by MLS Grid
  • 2026-03-23 Relisted Heartland MLS as Distributed by MLS Grid
  • 2026-03-13 Pending Heartland MLS as Distributed by MLS Grid
  • 2026-02-07 Price Changed $90,000 Heartland MLS as Distributed by MLS Grid
  • 2026-02-07 Relisted Heartland MLS as Distributed by MLS Grid
  • 2026-01-26 Pending Heartland MLS as Distributed by MLS Grid
  • 2026-01-13 Price Changed $100,000 Heartland MLS as Distributed by MLS Grid
  • 2026-01-11 Relisted Heartland MLS as Distributed by MLS Grid
  • 2026-01-10 Contingent Heartland MLS as Distributed by MLS Grid
  • 2026-01-07 Pending Heartland MLS as Distributed by MLS Grid
  • 2025-12-26 Price Changed $115,000 Heartland MLS as Distributed by MLS Grid
  • 2025-12-19 Listed $129,900 Heartland MLS as Distributed by MLS Grid
  • 2025-12-04 Coming Soon $129,900 Heartland MLS as Distributed by MLS Grid
  • 2020-06-10 Sold (Public Records) Public Records
  • 1998-05-16 Sold (MLS) Heartland MLS as Distributed by MLS Grid
  • 1998-03-19 Listed $10,000 Heartland MLS as Distributed by MLS Grid
  • 1994-12-14 Sold (Public Records) Public Records

Property tax history

+7.4%/yr

Latest (2025): $674 · +17.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…