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210 6th St
C- Composite 51.51
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +14.6/15.0
  • Cash flow +11.0/30.0
  • Appreciation +10.0/10.0
  • DSCR +3.2/10.0
  • Livability +2.9/5.0
  • Schools +2.8/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • 1% rule +2.0/10.0

$172,000

210 6th St · Graysville, TN 37338
2 bd · 1.0 ba · 1,092 sqft · SingleFamily public records · 150 Days on market
Built 1932 0.34 ac lot $158/sqft · 16% below area Est $204k · 16% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

PRICE IMPROVEMENT!! VERY MOTIVATED SELLER!!! Selling below appraised value. One year home warranty being offered. Recently purchased home, but buyer found love in another state so this house is ready for a new owner. This quaint home is perfectly positioned right across from a beautiful park and walking track. It features 2 bedrooms, one bath and a walk through bonus room, perfect for an office or nursery. If these walls could talk . .. .. The large back yard is great for relaxing and spending the evenings watching fireflies. The neighborhood is peaceful and quiet, perfect for daily strolls in the park and morning coffee on the front porch. This home is NOT located in a flood zone and also incudes a root cellar. Call today to schedule your tour of this sweet home.

Key facts

  • Root cellar
  • Walking track
  • Large back yard

Tags

WALKING TRACKLARGE BACK YARDPEACEFUL NEIGHBORHOODROOT CELLAR

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $172k.

Deal economics

  • At list price, monthly cash flow is $-71 ($-855/yr) — negative.
  • To cash-flow at today's rent, offer at most $159k (7.3% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $120k (30.2% below list).
  • Recommended offer: $120k (30.2% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 58/100 on livability (#298 in TN) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+; Watch: health & safety C-, schools F, amenities F.
  • Rhea County (rural): math 35% / reading 31% proficiency, ranked #38 of 139 in TN (top 27%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 51 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 198 units permitted in Rhea County in 2024 (40 in 5+ unit buildings).

Forward outlook

  • In year one you build about $18k of equity ($1k loan paydown + $17k appreciation (10.0% local appreciation)).
  • At projected returns (10.0% appreciation + 3.0% rent growth), your $48k cash investment doubles in ~3 years — after that, you're playing with house money.
  • By year 3, paydown + projected appreciation supports a ~$47k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 150 days — a 12% lower offer ($151k) is reasonable based on typical stale-listing flexibility.
  • 16 sale attempts since 9y ago; this cycle's ask has dropped $17k (9%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: built in 1932 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: moderate flood risk; moderate wildfire risk; extreme-heat days projected 8→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $120,000 (30.2% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 150 days. Have you received any prior offers? Is the seller open to a 30% concession, seller financing, or rate buy-down credit?
  3. Built in 1932 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.70%
Cap rate
5.80%
Cash-on-cash
-1.78%
DSCR
0.92
GRM
11.9

CMA / ARV

ARV (median comp)
$204,319
List price
$172,000
Delta
-15.82%
Verdict
UNDERPRICED
Comps
15 within 1.0 mi
Show comp detail 4 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
483 Pikeville Ave 0.13mi 2/1.0 1,128 (+3%) 2mo $52,250 $46 87
4314 Dayton Ave 0.36mi 2/1.0 1,120 (+3%) 4mo $103,000 $92 75
150 Harmon Rd 0.43mi 3/1.5 (+1) 1,100 (+1%) 4mo $240,000 $218 68
4696 Cranmore Cove Rd 0.46mi 3/1.0 (+1) 1,242 (+14%) 6mo $235,000 $189 45

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
23.0%
Equity multiple
2.85×
Total profit
$89,053
Equity at exit
$154,951
10-year hold
IRR
20.5%
Equity multiple
6.52×
Total profit
$265,642
Equity at exit
$334,158

Cash invested: $48,160 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Tennessee
87 Strongly Landlord-Friendly · R+13
County
— inherits STATE
City
— inherits STATE
14-day notice (URLTA); generally landlord-favorable; Nashville court paced moderate.

ZIP-level market 37338

Home prices YoY
3.6%
Active inventory
51
Price-to-rent
11.9×

Monthly cashflow live

Estimated rent
$1,200 medium interval (Pro) →
Mortgage (P&I)
$902
Tax from tax record
$46 /mo · $547/yr
Insurance
$72
HOA
$0
Vacancy / Maint / Mgmt
$252
Net cashflow
$-71

Break-even live

Break-even rent $1,290
Max offer price $159,416
Occupancy floor

Sensitivity live

Price -10% $26 -5% $-23 +0% $-71 +5% $-120 +10% $-169
Rent -10% $-166 -5% $-119 +0% $-71 +5% $-24 +10% $24
Rate -1.0pp $15 -0.5pp $-27 base $-71 +0.5pp $-116 +1.0pp $-161

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$43,000
Closing costs
$5,160
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
210 6th St Graysville, TN 2.0 1.0 1092 $1,200 $1.10 15d 1 0.01mi

Listing history 50 events

  1. 2026-06-03
    days on market $172,000 Active 150 DOM
  2. 2026-06-02
    days on market $172,000 Active 149 DOM
  3. 2026-06-01
    days on market $172,000 Active 148 DOM
  4. 2026-05-31
    days on market $172,000 Active 147 DOM
  5. 2026-05-02
    price $172,000 775-char remark
    Show marketing remark (775 chars)

    PRICE IMPROVEMENT!! VERY MOTIVATED SELLER!!! Selling below appraised value. One year home warranty being offered. Recently purchased home, but buyer found love in another state so this house is ready for a new owner. This quaint home is perfectly positioned right across from a beautiful park and walking track. It features 2 bedrooms, one bath and a walk through bonus room, perfect for an office or nursery. If these walls could talk . .. .. The large back yard is great for relaxing and spending the evenings watching fireflies. The neighborhood is peaceful and quiet, perfect for daily strolls in the park and morning coffee on the front porch. This home is NOT located in a flood zone and also incudes a root cellar. Call today to schedule your tour of this sweet home.

  6. 2026-05-01
    price $172,000 775-char remark
    Show marketing remark (775 chars)

    PRICE IMPROVEMENT!! VERY MOTIVATED SELLER!!! Selling below appraised value. One year home warranty being offered. Recently purchased home, but buyer found love in another state so this house is ready for a new owner. This quaint home is perfectly positioned right across from a beautiful park and walking track. It features 2 bedrooms, one bath and a walk through bonus room, perfect for an office or nursery. If these walls could talk . .. .. The large back yard is great for relaxing and spending the evenings watching fireflies. The neighborhood is peaceful and quiet, perfect for daily strolls in the park and morning coffee on the front porch. This home is NOT located in a flood zone and also incudes a root cellar. Call today to schedule your tour of this sweet home.

  7. 2026-05-01
    price $172,000
    Show marketing remark (775 chars)

    PRICE IMPROVEMENT!! VERY MOTIVATED SELLER!!! Selling below appraised value. One year home warranty being offered. Recently purchased home, but buyer found love in another state so this house is ready for a new owner. This quaint home is perfectly positioned right across from a beautiful park and walking track. It features 2 bedrooms, one bath and a walk through bonus room, perfect for an office or nursery. If these walls could talk . .. .. The large back yard is great for relaxing and spending the evenings watching fireflies. The neighborhood is peaceful and quiet, perfect for daily strolls in the park and morning coffee on the front porch. This home is NOT located in a flood zone and also incudes a root cellar. Call today to schedule your tour of this sweet home.

  8. 2026-05-01
    price $172,000
    Show marketing remark (775 chars)

    PRICE IMPROVEMENT!! VERY MOTIVATED SELLER!!! Selling below appraised value. One year home warranty being offered. Recently purchased home, but buyer found love in another state so this house is ready for a new owner. This quaint home is perfectly positioned right across from a beautiful park and walking track. It features 2 bedrooms, one bath and a walk through bonus room, perfect for an office or nursery. If these walls could talk . .. .. The large back yard is great for relaxing and spending the evenings watching fireflies. The neighborhood is peaceful and quiet, perfect for daily strolls in the park and morning coffee on the front porch. This home is NOT located in a flood zone and also incudes a root cellar. Call today to schedule your tour of this sweet home.

  9. 2026-03-25
    price $175,000 775-char remark
    Show marketing remark (775 chars)

    PRICE IMPROVEMENT!! VERY MOTIVATED SELLER!!! Selling below appraised value. One year home warranty being offered. Recently purchased home, but buyer found love in another state so this house is ready for a new owner. This quaint home is perfectly positioned right across from a beautiful park and walking track. It features 2 bedrooms, one bath and a walk through bonus room, perfect for an office or nursery. If these walls could talk . .. .. The large back yard is great for relaxing and spending the evenings watching fireflies. The neighborhood is peaceful and quiet, perfect for daily strolls in the park and morning coffee on the front porch. This home is NOT located in a flood zone and also incudes a root cellar. Call today to schedule your tour of this sweet home.

  10. 2026-03-25
    price $175,000 775-char remark
    Show marketing remark (775 chars)

    PRICE IMPROVEMENT!! VERY MOTIVATED SELLER!!! Selling below appraised value. One year home warranty being offered. Recently purchased home, but buyer found love in another state so this house is ready for a new owner. This quaint home is perfectly positioned right across from a beautiful park and walking track. It features 2 bedrooms, one bath and a walk through bonus room, perfect for an office or nursery. If these walls could talk . .. .. The large back yard is great for relaxing and spending the evenings watching fireflies. The neighborhood is peaceful and quiet, perfect for daily strolls in the park and morning coffee on the front porch. This home is NOT located in a flood zone and also incudes a root cellar. Call today to schedule your tour of this sweet home.

  11. 2026-03-25
    price $175,000
    Show marketing remark (775 chars)

    PRICE IMPROVEMENT!! VERY MOTIVATED SELLER!!! Selling below appraised value. One year home warranty being offered. Recently purchased home, but buyer found love in another state so this house is ready for a new owner. This quaint home is perfectly positioned right across from a beautiful park and walking track. It features 2 bedrooms, one bath and a walk through bonus room, perfect for an office or nursery. If these walls could talk . .. .. The large back yard is great for relaxing and spending the evenings watching fireflies. The neighborhood is peaceful and quiet, perfect for daily strolls in the park and morning coffee on the front porch. This home is NOT located in a flood zone and also incudes a root cellar. Call today to schedule your tour of this sweet home.

  12. 2026-03-24
    price $175,000
  13. 2026-03-11
    price $178,000 775-char remark
    Show marketing remark (775 chars)

    PRICE IMPROVEMENT!! VERY MOTIVATED SELLER!!! Selling below appraised value. One year home warranty being offered. Recently purchased home, but buyer found love in another state so this house is ready for a new owner. This quaint home is perfectly positioned right across from a beautiful park and walking track. It features 2 bedrooms, one bath and a walk through bonus room, perfect for an office or nursery. If these walls could talk . .. .. The large back yard is great for relaxing and spending the evenings watching fireflies. The neighborhood is peaceful and quiet, perfect for daily strolls in the park and morning coffee on the front porch. This home is NOT located in a flood zone and also incudes a root cellar. Call today to schedule your tour of this sweet home.

  14. 2026-03-11
    price $178,000 775-char remark
    Show marketing remark (775 chars)

    PRICE IMPROVEMENT!! VERY MOTIVATED SELLER!!! Selling below appraised value. One year home warranty being offered. Recently purchased home, but buyer found love in another state so this house is ready for a new owner. This quaint home is perfectly positioned right across from a beautiful park and walking track. It features 2 bedrooms, one bath and a walk through bonus room, perfect for an office or nursery. If these walls could talk . .. .. The large back yard is great for relaxing and spending the evenings watching fireflies. The neighborhood is peaceful and quiet, perfect for daily strolls in the park and morning coffee on the front porch. This home is NOT located in a flood zone and also incudes a root cellar. Call today to schedule your tour of this sweet home.

  15. 2026-03-11
    price $178,000
    Show marketing remark (775 chars)

    PRICE IMPROVEMENT!! VERY MOTIVATED SELLER!!! Selling below appraised value. One year home warranty being offered. Recently purchased home, but buyer found love in another state so this house is ready for a new owner. This quaint home is perfectly positioned right across from a beautiful park and walking track. It features 2 bedrooms, one bath and a walk through bonus room, perfect for an office or nursery. If these walls could talk . .. .. The large back yard is great for relaxing and spending the evenings watching fireflies. The neighborhood is peaceful and quiet, perfect for daily strolls in the park and morning coffee on the front porch. This home is NOT located in a flood zone and also incudes a root cellar. Call today to schedule your tour of this sweet home.

  16. 2026-03-11
    price $178,000
    Show marketing remark (775 chars)

    PRICE IMPROVEMENT!! VERY MOTIVATED SELLER!!! Selling below appraised value. One year home warranty being offered. Recently purchased home, but buyer found love in another state so this house is ready for a new owner. This quaint home is perfectly positioned right across from a beautiful park and walking track. It features 2 bedrooms, one bath and a walk through bonus room, perfect for an office or nursery. If these walls could talk . .. .. The large back yard is great for relaxing and spending the evenings watching fireflies. The neighborhood is peaceful and quiet, perfect for daily strolls in the park and morning coffee on the front porch. This home is NOT located in a flood zone and also incudes a root cellar. Call today to schedule your tour of this sweet home.

  17. 2026-02-02
    price $184,000
    Show marketing remark (775 chars)

    PRICE IMPROVEMENT!! VERY MOTIVATED SELLER!!! Selling below appraised value. One year home warranty being offered. Recently purchased home, but buyer found love in another state so this house is ready for a new owner. This quaint home is perfectly positioned right across from a beautiful park and walking track. It features 2 bedrooms, one bath and a walk through bonus room, perfect for an office or nursery. If these walls could talk . .. .. The large back yard is great for relaxing and spending the evenings watching fireflies. The neighborhood is peaceful and quiet, perfect for daily strolls in the park and morning coffee on the front porch. This home is NOT located in a flood zone and also incudes a root cellar. Call today to schedule your tour of this sweet home.

  18. 2026-02-02
    price $184,000 775-char remark
    Show marketing remark (775 chars)

    PRICE IMPROVEMENT!! VERY MOTIVATED SELLER!!! Selling below appraised value. One year home warranty being offered. Recently purchased home, but buyer found love in another state so this house is ready for a new owner. This quaint home is perfectly positioned right across from a beautiful park and walking track. It features 2 bedrooms, one bath and a walk through bonus room, perfect for an office or nursery. If these walls could talk . .. .. The large back yard is great for relaxing and spending the evenings watching fireflies. The neighborhood is peaceful and quiet, perfect for daily strolls in the park and morning coffee on the front porch. This home is NOT located in a flood zone and also incudes a root cellar. Call today to schedule your tour of this sweet home.

  19. 2026-02-02
    price $184,000
    Show marketing remark (775 chars)

    PRICE IMPROVEMENT!! VERY MOTIVATED SELLER!!! Selling below appraised value. One year home warranty being offered. Recently purchased home, but buyer found love in another state so this house is ready for a new owner. This quaint home is perfectly positioned right across from a beautiful park and walking track. It features 2 bedrooms, one bath and a walk through bonus room, perfect for an office or nursery. If these walls could talk . .. .. The large back yard is great for relaxing and spending the evenings watching fireflies. The neighborhood is peaceful and quiet, perfect for daily strolls in the park and morning coffee on the front porch. This home is NOT located in a flood zone and also incudes a root cellar. Call today to schedule your tour of this sweet home.

  20. 2026-02-02
    price $184,000 775-char remark
    Show marketing remark (775 chars)

    PRICE IMPROVEMENT!! VERY MOTIVATED SELLER!!! Selling below appraised value. One year home warranty being offered. Recently purchased home, but buyer found love in another state so this house is ready for a new owner. This quaint home is perfectly positioned right across from a beautiful park and walking track. It features 2 bedrooms, one bath and a walk through bonus room, perfect for an office or nursery. If these walls could talk . .. .. The large back yard is great for relaxing and spending the evenings watching fireflies. The neighborhood is peaceful and quiet, perfect for daily strolls in the park and morning coffee on the front porch. This home is NOT located in a flood zone and also incudes a root cellar. Call today to schedule your tour of this sweet home.

  21. 2026-01-05
    listed $188,900 Active
  22. 2026-01-04
    listed $188,900 Active 775-char remark
    Show marketing remark (775 chars)

    PRICE IMPROVEMENT!! VERY MOTIVATED SELLER!!! Selling below appraised value. One year home warranty being offered. Recently purchased home, but buyer found love in another state so this house is ready for a new owner. This quaint home is perfectly positioned right across from a beautiful park and walking track. It features 2 bedrooms, one bath and a walk through bonus room, perfect for an office or nursery. If these walls could talk . .. .. The large back yard is great for relaxing and spending the evenings watching fireflies. The neighborhood is peaceful and quiet, perfect for daily strolls in the park and morning coffee on the front porch. This home is NOT located in a flood zone and also incudes a root cellar. Call today to schedule your tour of this sweet home.

  23. 2026-01-04
    listed $188,900 Active 775-char remark
    Show marketing remark (775 chars)

    PRICE IMPROVEMENT!! VERY MOTIVATED SELLER!!! Selling below appraised value. One year home warranty being offered. Recently purchased home, but buyer found love in another state so this house is ready for a new owner. This quaint home is perfectly positioned right across from a beautiful park and walking track. It features 2 bedrooms, one bath and a walk through bonus room, perfect for an office or nursery. If these walls could talk . .. .. The large back yard is great for relaxing and spending the evenings watching fireflies. The neighborhood is peaceful and quiet, perfect for daily strolls in the park and morning coffee on the front porch. This home is NOT located in a flood zone and also incudes a root cellar. Call today to schedule your tour of this sweet home.

  24. 2026-01-04
    listed $188,900 Active
    Show marketing remark (775 chars)

    PRICE IMPROVEMENT!! VERY MOTIVATED SELLER!!! Selling below appraised value. One year home warranty being offered. Recently purchased home, but buyer found love in another state so this house is ready for a new owner. This quaint home is perfectly positioned right across from a beautiful park and walking track. It features 2 bedrooms, one bath and a walk through bonus room, perfect for an office or nursery. If these walls could talk . .. .. The large back yard is great for relaxing and spending the evenings watching fireflies. The neighborhood is peaceful and quiet, perfect for daily strolls in the park and morning coffee on the front porch. This home is NOT located in a flood zone and also incudes a root cellar. Call today to schedule your tour of this sweet home.

  25. 2026-01-01
    historical
  26. 2025-12-31
    historical
  27. 2025-11-14
    price $190,000
  28. 2025-11-14
    price $190,000
  29. 2025-11-14
    price $190,000
  30. 2025-11-14
    price $190,000
  31. 2025-11-06
    price $194,500
  32. 2025-11-06
    price $194,500
  33. 2025-11-06
    price $194,500
  34. 2025-11-06
    price $194,500
  35. 2025-10-06
    price $199,900
  36. 2025-10-06
    price $199,900
  37. 2025-10-06
    price $199,900
  38. 2025-10-06
    price $199,900
  39. 2025-09-14
    price $214,000
  40. 2025-09-14
    price $214,000
  41. 2025-09-14
    price $214,000
  42. 2025-09-14
    price $214,000
  43. 2025-08-25
    price $218,000
  44. 2025-08-25
    price $218,000
  45. 2025-08-25
    price $218,000
  46. 2025-08-25
    price $218,000
  47. 2025-08-15
    listed $225,000 Active
  48. 2025-08-14
    listed $225,000 Active
  49. 2025-08-14
    listed $225,000 Active
  50. 2025-06-10
    soldstatus $190,000 Closed

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TN · Resets to sale price

Current annual tax
$547 · $46/mo
Projected year-2 tax
$1,221 · $102/mo
Expected delta
+$674/yr (+$56/mo · 123.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 5/10 Major FEMA zone X (unshaded) · 57% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 6/10 Major 8 d/yr ≥105°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 10% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$14,400
− Mortgage interest
−$9,635
− Property taxes
−$547
− Insurance
−$860
− Repairs & maintenance
−$1,152
− Management
−$1,152
− Depreciation
−$5,004
Taxable loss
−$3,949
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$948
After-tax cash flow
$93/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Rhea County
NCES district ID
4703510
Math proficiency
35% ▼ -7.00%
Reading proficiency
31% ▼ -5.00%
Median HH income
$39,059
Composite
27.67/100
National rank
#6917
State rank
#38 of 139 in TN

Livability — Graysville

Score
58/100
State rank
#298
US rank
#20631

Category grades

Amenities F Commute F Cost of living A+ Crime B- Employment F Housing A+ Health & safety C- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Graysville, TN
Population (ZIP)
2,991

Population outlook (Rhea County) Hauer SSP2

Today (2025)
33,187 people
By 2030
33,482 · +0.9%
By 2040
33,786 · +1.8%
By 2050
33,730 · +1.6%
By 2075
33,603 · +1.3%
By 2100
33,312 · +0.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (88%)
Race & ethnicity
White 88% Two or more races 7% Hispanic / Latino 4% Black 3%
Common ancestry
Iranian 2% Lithuanian 2% Slovak 1%
Foreign-born
1% · Canada
Languages at home
98% English-only · Spanish 1%

Political lean MEDSL · Rhea

2024 margin
Solid R (+66.9) · D 16.0% · R 82.9% · Other 1.1%
2008→2024 swing
-20.7pp toward R · 2008: -46.2pp · 2024: -66.9pp
All cycles
2024: R+66.9 2020: R+63.7 2016: R+61.3 2012: R+48.9 2008: R+46.2

Not yet ingested

Civics

Market trends

HPI YoY
▲ 12.62%
Current HPI
365.0013
Rent YoY
Metro
State GDP YoY
▲ 2.78%
F500 in state
22

Industry mix (Fortune 500 HQ in TN)

Industry F500 HQs Revenue

Price history

+588.0% since first listed
77 events — show timeline
  • 2026-05-02 Price Changed $172,000 GCAR
  • 2026-05-01 Price Changed $172,000 RCAOR
  • 2026-05-01 Price Changed $172,000 REALTRACS as Distributed by MLS Grid
  • 2026-05-01 Price Changed $172,000 Knoxville MLS
  • 2026-03-25 Price Changed $175,000 RCAOR
  • 2026-03-25 Price Changed $175,000 GCAR
  • 2026-03-25 Price Changed $175,000 REALTRACS as Distributed by MLS Grid
  • 2026-03-24 Price Changed $175,000 Knoxville MLS
  • 2026-03-11 Price Changed $178,000 RCAOR
  • 2026-03-11 Price Changed $178,000 GCAR
  • 2026-03-11 Price Changed $178,000 REALTRACS as Distributed by MLS Grid
  • 2026-03-11 Price Changed $178,000 Knoxville MLS
  • 2026-02-02 Price Changed $184,000 Knoxville MLS
  • 2026-02-02 Price Changed $184,000 RCAOR
  • 2026-02-02 Price Changed $184,000 REALTRACS as Distributed by MLS Grid
  • 2026-02-02 Price Changed $184,000 GCAR
  • 2026-01-05 Listed $188,900 REALTRACS as Distributed by MLS Grid
  • 2026-01-04 Listed $188,900 Knoxville MLS
  • 2026-01-04 Listed $188,900 RCAOR
  • 2026-01-04 Listed $188,900 GCAR
  • 2026-01-01 Listing Removed REALTRACS as Distributed by MLS Grid
  • 2025-12-31 Listing Removed Knoxville MLS
  • 2025-11-14 Price Changed $190,000 RCAOR
  • 2025-11-14 Price Changed $190,000 GCAR
  • 2025-11-14 Price Changed $190,000 REALTRACS as Distributed by MLS Grid
  • 2025-11-14 Price Changed $190,000 Knoxville MLS
  • 2025-11-06 Price Changed $194,500 RCAOR
  • 2025-11-06 Price Changed $194,500 GCAR
  • 2025-11-06 Price Changed $194,500 REALTRACS as Distributed by MLS Grid
  • 2025-11-06 Price Changed $194,500 Knoxville MLS
  • 2025-10-06 Price Changed $199,900 RCAOR
  • 2025-10-06 Price Changed $199,900 REALTRACS as Distributed by MLS Grid
  • 2025-10-06 Price Changed $199,900 Knoxville MLS
  • 2025-10-06 Price Changed $199,900 GCAR
  • 2025-09-14 Price Changed $214,000 GCAR
  • 2025-09-14 Price Changed $214,000 RCAOR
  • 2025-09-14 Price Changed $214,000 REALTRACS as Distributed by MLS Grid
  • 2025-09-14 Price Changed $214,000 Knoxville MLS
  • 2025-08-25 Price Changed $218,000 RCAOR
  • 2025-08-25 Price Changed $218,000 Knoxville MLS
  • 2025-08-25 Price Changed $218,000 GCAR
  • 2025-08-25 Price Changed $218,000 REALTRACS as Distributed by MLS Grid
  • 2025-08-15 Listed $225,000 REALTRACS as Distributed by MLS Grid
  • 2025-08-14 Listed $225,000 RCAOR
  • 2025-08-14 Listed $225,000 Knoxville MLS
  • 2025-06-10 Sold (Public Records) $190,000 Public Records
  • 2025-06-10 Sold (MLS) $190,000 Knoxville MLS
  • 2025-06-10 Sold (MLS) $190,000 REALTRACS as Distributed by MLS Grid
  • 2025-06-10 Sold (MLS) $190,000 GCAR
  • 2025-06-10 Sold (MLS) $190,000 RCAOR
  • 2025-05-08 Contingent GCAR
  • 2025-05-08 Contingent REALTRACS as Distributed by MLS Grid
  • 2025-05-08 Pending RCAOR
  • 2025-05-08 Pending Knoxville MLS
  • 2025-05-06 Price Changed $199,000 GCAR
  • 2025-05-06 Price Changed $199,000 RCAOR
  • 2025-05-06 Price Changed $199,000 REALTRACS as Distributed by MLS Grid
  • 2025-05-06 Price Changed $199,000 Knoxville MLS
  • 2025-04-19 Listed $219,500 REALTRACS as Distributed by MLS Grid
  • 2025-04-19 Listed $219,500 RCAOR
  • 2025-04-19 Listed $219,500 GCAR
  • 2025-04-19 Listed $219,500 Knoxville MLS
  • 2024-03-14 Rental Removed $1,000 APPFOLIO
  • 2024-02-02 Listed for Rent $1,000 APPFOLIO
  • 2024-02-02 Rental Removed $1,000 TURBOTENANT
  • 2024-01-31 Listed for Rent $1,000 TURBOTENANT
  • 2022-11-28 Rental Removed TURBOTENANT
  • 2019-04-30 Sold (MLS) $25,000 GCAR
  • 2019-04-30 Sold (MLS) $25,000 RCAOR
  • 2019-04-25 Listed $25,133 RCAOR
  • 2019-04-10 Listed $25,133 GCAR
  • 2018-04-03 Sold (Public Records) $140,100 Public Records
  • 2018-03-28 Sold (MLS) $14,000 RCAOR
  • 2018-03-28 Sold (MLS) $14,000 REALTRACS as Distributed by MLS Grid
  • 2018-03-28 Sold (MLS) $14,000 Knoxville MLS
  • 2018-03-28 Sold (MLS) $14,000 GCAR
  • 2017-09-11 Listed $25,000 RCAOR

Property tax history

+5.4%/yr

Latest (2025): $547 · +0.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…