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314 W 25th Ave
C- Composite 54.78
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +24.8/30.0
  • DSCR +8.0/10.0
  • ARV discount +7.5/15.0
  • 1% rule +5.1/10.0
  • Livability +2.7/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +1.7/10.0
  • Appreciation +0.0/10.0

$125,000

314 W 25th Ave · Cordele, GA 31015
2 bd · 1.5 ba · 1,500 sqft · SingleFamily public records · 180 Days on market
Built 1977 $83/sqft · 61% above area

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to 314 W 25th Ave, a charming and inviting home offering more than 1,500 sq ft of comfortable living space. This 4-bedroom, 1.5-bath property delivers the perfect blend of character, space, and convenience-ideal for first-time buyers, downsizers, or investors looking for a solid, well-located home. Step inside to a bright and spacious living room that flows easily into the dining area, creating an open and welcoming feel for everyday living or entertaining. The kitchen offers plenty of cabinet space and room to personalize to your taste. Both bedrooms are generously sized, with an additional half bath providing extra functionality for guests or busy mornings. Outside, you'll find a large, level backyard with endless potential-add a garden, build an outdoor seating area, or simply enjoy the space as it is. The home sits on a quiet street in an established neighborhood, just minutes from local shopping, dining, schools, and major highways. This property offers the room, location, and value you've been searching for. Whether you're ready to make it your own or looking for a smart investment, this home is full of opportunity. Don't miss out-schedule your showing today!

Key facts

  • Large level backyard
  • Built 1977
  • Listed 180 days

Tags

LARGE LEVEL BACKYARDBRIGHT SPACIOUS LIVING ROOMPLENTY OF CABINET SPACE

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.5-bath single-family listed at $125k.

Deal economics

  • At list price, monthly cash flow is $265 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $125k).
  • Recommended offer: $110k (12.0% below list) — sets the bar for market timing.
  • Cap rate 8.8% vs local median 4.1% in Cordele — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 53/100 on livability (#556 in GA) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+; Watch: schools F, crime F, amenities F.
  • Crisp County (rural): math 20% / reading 21% proficiency, ranked #143 of 174 in GA (top 82%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 73% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 166 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 21 units permitted in Crisp County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $864 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Crisp County population projected at -22% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

  • It's been on market 180 days — a 12% lower offer ($110k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts; this cycle's ask has dropped $40k (24%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $28k; list at $125k implies a 339% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $110,000 (12.0% below list)

Questions for the listing agent

  1. It's been on market 180 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1977 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.01%
Cap rate
8.83%
Cash-on-cash
9.08%
DSCR
1.40
GRM
8.2

CMA / ARV

ARV (median comp)
$77,638
List price
$125,000
Delta
61.00%
Verdict
OVERPRICED
Comps
20 within 1.0 mi
Show comp detail 5 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
312 E 17th Ave 0.64mi 3/1.5 (+1) 1,446 (-4%) 5mo $36,000 $25 55
615 E 28th Ave 0.71mi 3/2.0 (+1) 1,449 (-3%) 1mo $185,000 $128 53
701 E 18th Ave 0.62mi 3/2.0 (+1) 1,400 (-7%) 7mo $149,000 $106 47
623 E 25th Ave 0.73mi 3/1.5 (+1) 1,379 (-8%) 10mo $159,900 $116 39
801 E 18th Ave 0.56mi 3/2.0 (+1) 1,723 (+15%) 8mo $85,000 $49 36

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-2.6%
Equity multiple
0.90×
Total profit
$-3,455
Equity at exit
$18,638
10-year hold
IRR
7.0%
Equity multiple
1.53×
Total profit
$18,458
Equity at exit
$10,808

Cash invested: $35,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 31015

Home prices YoY
-24.1%
Active inventory
166
Price-to-rent
8.2×

Monthly cashflow live

Estimated rent
$1,265 medium interval (Pro) →
Mortgage (P&I)
$656
Tax from tax record
$27 /mo · $324/yr
Insurance
$52
HOA
$0
Vacancy / Maint / Mgmt
$266
Net cashflow
$265

Break-even live

Break-even rent $930
Max offer price $125,000
Occupancy floor 74%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$31,250
Closing costs
$3,750
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1506 S Pecan St Cordele, GA 2.0–3.0 2.5 1350 $1,265 $0.94 21d 1 1.15mi

Listing history 24 events

  1. 2026-06-18
    days on market $125,000 Active 180 DOM
  2. 2026-06-17
    days on market $125,000 Active 179 DOM
  3. 2026-06-16
    days on market $125,000 Active 178 DOM
  4. 2026-06-15
    days on market $125,000 Active 177 DOM
  5. 2026-06-13
    days on market $125,000 Active 175 DOM
  6. 2026-06-12
    days on market $125,000 Active 174 DOM
  7. 2026-06-09
    days on market $125,000 Active 171 DOM
  8. 2026-06-08
    days on market $125,000 Active 170 DOM
  9. 2026-06-07
    days on market $125,000 Active 169 DOM
  10. 2026-06-07
    days on market $125,000 Active 168 DOM
  11. 2026-06-04
    days on market $125,000 Active 165 DOM
  12. 2026-06-02
    days on market $125,000 Active 164 DOM
  13. 2026-06-01
    days on market $125,000 Active 163 DOM
  14. 2026-05-31
    days on market $125,000 Active 162 DOM
  15. 2026-05-31
    days on market $125,000 Active 161 DOM
  16. 2026-05-07
    status Back On Market 1203-char remark
    Show marketing remark (1203 chars)

    Welcome to 314 W 25th Ave, a charming and inviting home offering more than 1,500 sq ft of comfortable living space. This 4-bedroom, 1.5-bath property delivers the perfect blend of character, space, and convenience-ideal for first-time buyers, downsizers, or investors looking for a solid, well-located home. Step inside to a bright and spacious living room that flows easily into the dining area, creating an open and welcoming feel for everyday living or entertaining. The kitchen offers plenty of cabinet space and room to personalize to your taste. Both bedrooms are generously sized, with an additional half bath providing extra functionality for guests or busy mornings. Outside, you'll find a large, level backyard with endless potential-add a garden, build an outdoor seating area, or simply enjoy the space as it is. The home sits on a quiet street in an established neighborhood, just minutes from local shopping, dining, schools, and major highways. This property offers the room, location, and value you've been searching for. Whether you're ready to make it your own or looking for a smart investment, this home is full of opportunity. Don't miss out-schedule your showing today!

  17. 2026-05-02
    historical 1203-char remark
    Show marketing remark (1203 chars)

    Welcome to 314 W 25th Ave, a charming and inviting home offering more than 1,500 sq ft of comfortable living space. This 4-bedroom, 1.5-bath property delivers the perfect blend of character, space, and convenience-ideal for first-time buyers, downsizers, or investors looking for a solid, well-located home. Step inside to a bright and spacious living room that flows easily into the dining area, creating an open and welcoming feel for everyday living or entertaining. The kitchen offers plenty of cabinet space and room to personalize to your taste. Both bedrooms are generously sized, with an additional half bath providing extra functionality for guests or busy mornings. Outside, you'll find a large, level backyard with endless potential-add a garden, build an outdoor seating area, or simply enjoy the space as it is. The home sits on a quiet street in an established neighborhood, just minutes from local shopping, dining, schools, and major highways. This property offers the room, location, and value you've been searching for. Whether you're ready to make it your own or looking for a smart investment, this home is full of opportunity. Don't miss out-schedule your showing today!

  18. 2026-04-26
    price $125,000
    Show marketing remark (1203 chars)

    Welcome to 314 W 25th Ave, a charming and inviting home offering more than 1,500 sq ft of comfortable living space. This 4-bedroom, 1.5-bath property delivers the perfect blend of character, space, and convenience-ideal for first-time buyers, downsizers, or investors looking for a solid, well-located home. Step inside to a bright and spacious living room that flows easily into the dining area, creating an open and welcoming feel for everyday living or entertaining. The kitchen offers plenty of cabinet space and room to personalize to your taste. Both bedrooms are generously sized, with an additional half bath providing extra functionality for guests or busy mornings. Outside, you'll find a large, level backyard with endless potential-add a garden, build an outdoor seating area, or simply enjoy the space as it is. The home sits on a quiet street in an established neighborhood, just minutes from local shopping, dining, schools, and major highways. This property offers the room, location, and value you've been searching for. Whether you're ready to make it your own or looking for a smart investment, this home is full of opportunity. Don't miss out-schedule your showing today!

  19. 2026-04-26
    price $125,000 1203-char remark
    Show marketing remark (1203 chars)

    Welcome to 314 W 25th Ave, a charming and inviting home offering more than 1,500 sq ft of comfortable living space. This 4-bedroom, 1.5-bath property delivers the perfect blend of character, space, and convenience-ideal for first-time buyers, downsizers, or investors looking for a solid, well-located home. Step inside to a bright and spacious living room that flows easily into the dining area, creating an open and welcoming feel for everyday living or entertaining. The kitchen offers plenty of cabinet space and room to personalize to your taste. Both bedrooms are generously sized, with an additional half bath providing extra functionality for guests or busy mornings. Outside, you'll find a large, level backyard with endless potential-add a garden, build an outdoor seating area, or simply enjoy the space as it is. The home sits on a quiet street in an established neighborhood, just minutes from local shopping, dining, schools, and major highways. This property offers the room, location, and value you've been searching for. Whether you're ready to make it your own or looking for a smart investment, this home is full of opportunity. Don't miss out-schedule your showing today!

  20. 2025-12-24
    price $135,000
  21. 2025-12-23
    price $135,000 1203-char remark
    Show marketing remark (1203 chars)

    Welcome to 314 W 25th Ave, a charming and inviting home offering more than 1,500 sq ft of comfortable living space. This 4-bedroom, 1.5-bath property delivers the perfect blend of character, space, and convenience-ideal for first-time buyers, downsizers, or investors looking for a solid, well-located home. Step inside to a bright and spacious living room that flows easily into the dining area, creating an open and welcoming feel for everyday living or entertaining. The kitchen offers plenty of cabinet space and room to personalize to your taste. Both bedrooms are generously sized, with an additional half bath providing extra functionality for guests or busy mornings. Outside, you'll find a large, level backyard with endless potential-add a garden, build an outdoor seating area, or simply enjoy the space as it is. The home sits on a quiet street in an established neighborhood, just minutes from local shopping, dining, schools, and major highways. This property offers the room, location, and value you've been searching for. Whether you're ready to make it your own or looking for a smart investment, this home is full of opportunity. Don't miss out-schedule your showing today!

  22. 2025-12-03
    listed $165,000 New 1203-char remark
    Show marketing remark (1203 chars)

    Welcome to 314 W 25th Ave, a charming and inviting home offering more than 1,500 sq ft of comfortable living space. This 4-bedroom, 1.5-bath property delivers the perfect blend of character, space, and convenience-ideal for first-time buyers, downsizers, or investors looking for a solid, well-located home. Step inside to a bright and spacious living room that flows easily into the dining area, creating an open and welcoming feel for everyday living or entertaining. The kitchen offers plenty of cabinet space and room to personalize to your taste. Both bedrooms are generously sized, with an additional half bath providing extra functionality for guests or busy mornings. Outside, you'll find a large, level backyard with endless potential-add a garden, build an outdoor seating area, or simply enjoy the space as it is. The home sits on a quiet street in an established neighborhood, just minutes from local shopping, dining, schools, and major highways. This property offers the room, location, and value you've been searching for. Whether you're ready to make it your own or looking for a smart investment, this home is full of opportunity. Don't miss out-schedule your showing today!

  23. 2025-12-03
    listed $165,000 Active
    Show marketing remark (1203 chars)

    Welcome to 314 W 25th Ave, a charming and inviting home offering more than 1,500 sq ft of comfortable living space. This 4-bedroom, 1.5-bath property delivers the perfect blend of character, space, and convenience-ideal for first-time buyers, downsizers, or investors looking for a solid, well-located home. Step inside to a bright and spacious living room that flows easily into the dining area, creating an open and welcoming feel for everyday living or entertaining. The kitchen offers plenty of cabinet space and room to personalize to your taste. Both bedrooms are generously sized, with an additional half bath providing extra functionality for guests or busy mornings. Outside, you'll find a large, level backyard with endless potential-add a garden, build an outdoor seating area, or simply enjoy the space as it is. The home sits on a quiet street in an established neighborhood, just minutes from local shopping, dining, schools, and major highways. This property offers the room, location, and value you've been searching for. Whether you're ready to make it your own or looking for a smart investment, this home is full of opportunity. Don't miss out-schedule your showing today!

  24. 1979-05-01
    soldstatus $28,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$324 · $27/mo
Projected year-2 tax
$1,150 · $96/mo
Expected delta
+$826/yr (+$69/mo · 254.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 7/10 Severe 7 d/yr ≥110°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$15,180
− Mortgage interest
−$7,002
− Property taxes
−$324
− Insurance
−$625
− Repairs & maintenance
−$1,214
− Management
−$1,214
− Depreciation
−$3,636
Taxable income
$1,164
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$279
After-tax cash flow
$2,898/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Crisp County
NCES district ID
1301560
Math proficiency
20% ▼ -10.00%
Reading proficiency
21% ▼ -7.00%
Median HH income
$32,681
Composite
16.68/100
National rank
#9168
State rank
#143 of 174 in GA

Livability — Cordele

Score
53/100
State rank
#556
US rank
#24483

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment F Housing B- Health & safety F User ratings D+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Cordele, GA
Population (ZIP)
18,615

Population outlook (Crisp County) Hauer SSP2

Today (2025)
21,484 people
By 2030
20,594 · -4.1%
By 2040
18,691 · -13.0%
By 2050
16,769 · -21.9%
By 2075
12,329 · -42.6%
By 2100
8,591 · -60.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.55)
Race & ethnicity
Black 48% White 47% Hispanic / Latino 3% Two or more races 2%
Common ancestry
Slovak 2% Italian 1% Serbian 1%
Foreign-born
1% · Canada, China
Languages at home
97% English-only · Spanish 2%

Political lean MEDSL · Crisp

2024 margin
Strong R (+25.9) · D 36.9% · R 62.8%
2008→2024 swing
-8.2pp toward R · 2008: -17.7pp · 2024: -25.9pp
All cycles
2024: R+25.9 2020: R+24.9 2016: R+22.7 2012: R+13.8 2008: R+17.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -57.99%
Current HPI
182.3676
Rent YoY
Metro
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+338.6% since first listed
9 events — show timeline
  • 2026-05-07 Relisted GAMLS
  • 2026-05-02 Listing Removed GAMLS
  • 2026-04-26 Price Changed $125,000 CGMLS
  • 2026-04-26 Price Changed $125,000 GAMLS
  • 2025-12-24 Price Changed $135,000 CGMLS
  • 2025-12-23 Price Changed $135,000 GAMLS
  • 2025-12-03 Listed $165,000 CGMLS
  • 2025-12-03 Listed $165,000 GAMLS
  • 1979-05-01 Sold (Public Records) $28,500 Public Records

Property tax history

-4.1%/yr

Latest (2025): $324 · +12.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…