314 W 25th Ave · Cordele, GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 7/10 · Major
- Hot days now (above 110°F)
- 7 days/yr
- Hot days in 30 yrs
- 19 days/yr
Wind risk 8/10 · Major
- Chance of severe wind over 30 yrs
- 80.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +24.8/30.0
- DSCR +8.0/10.0
- ARV discount +7.5/15.0
- 1% rule +5.1/10.0
- Livability +2.7/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Schools +1.7/10.0
- Appreciation +0.0/10.0
$125,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome to 314 W 25th Ave, a charming and inviting home offering more than 1,500 sq ft of comfortable living space. This 4-bedroom, 1.5-bath property delivers the perfect blend of character, space, and convenience-ideal for first-time buyers, downsizers, or investors looking for a solid, well-located home. Step inside to a bright and spacious living room that flows easily into the dining area, creating an open and welcoming feel for everyday living or entertaining. The kitchen offers plenty of cabinet space and room to personalize to your taste. Both bedrooms are generously sized, with an additional half bath providing extra functionality for guests or busy mornings. Outside, you'll find a large, level backyard with endless potential-add a garden, build an outdoor seating area, or simply enjoy the space as it is. The home sits on a quiet street in an established neighborhood, just minutes from local shopping, dining, schools, and major highways. This property offers the room, location, and value you've been searching for. Whether you're ready to make it your own or looking for a smart investment, this home is full of opportunity. Don't miss out-schedule your showing today!
Key facts
- Large level backyard
- Built 1977
- Listed 180 days
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.5-bath single-family listed at $125k.
Deal economics
- At list price, monthly cash flow is $265 ($3k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $125k).
- Recommended offer: $110k (12.0% below list) — sets the bar for market timing.
- Cap rate 8.8% vs local median 4.1% in Cordele — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 53/100 on livability (#556 in GA) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+; Watch: schools F, crime F, amenities F.
- Crisp County (rural): math 20% / reading 21% proficiency, ranked #143 of 174 in GA (top 82%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 73% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: 166 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 21 units permitted in Crisp County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $864 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Crisp County population projected at -22% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
Negotiation context
- It's been on market 180 days — a 12% lower offer ($110k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts; this cycle's ask has dropped $40k (24%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $28k; list at $125k implies a 339% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 180 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1977 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.01% ✓
- Cap rate
- 8.83%
- Cash-on-cash
- 9.08%
- DSCR
- 1.40
- GRM
- 8.2
CMA / ARV
- ARV (median comp)
- $77,638
- List price
- $125,000
- Delta
- 61.00%
- Verdict
- OVERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 5 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 312 E 17th Ave | 0.64mi | 3/1.5 (+1) | 1,446 (-4%) | 5mo | $36,000 | $25 | 55 |
| 615 E 28th Ave | 0.71mi | 3/2.0 (+1) | 1,449 (-3%) | 1mo | $185,000 | $128 | 53 |
| 701 E 18th Ave | 0.62mi | 3/2.0 (+1) | 1,400 (-7%) | 7mo | $149,000 | $106 | 47 |
| 623 E 25th Ave | 0.73mi | 3/1.5 (+1) | 1,379 (-8%) | 10mo | $159,900 | $116 | 39 |
| 801 E 18th Ave | 0.56mi | 3/2.0 (+1) | 1,723 (+15%) | 8mo | $85,000 | $49 | 36 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -2.6%
- Equity multiple
- 0.90×
- Total profit
- $-3,455
- Equity at exit
- $18,638
- IRR
- 7.0%
- Equity multiple
- 1.53×
- Total profit
- $18,458
- Equity at exit
- $10,808
Cash invested: $35,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 31015
- Home prices YoY
- -24.1%
- Active inventory
- 166
- Price-to-rent
- 8.2×
Monthly cashflow live
- Estimated rent
- $1,265 medium interval (Pro) →
- Mortgage (P&I)
- −$656
- Tax from tax record
- −$27 /mo · $324/yr
- Insurance
- −$52
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$266
- Net cashflow
- $265
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $31,250
- Closing costs
- $3,750
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 1 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1506 S Pecan St Cordele, GA | 2.0–3.0 | 2.5 | 1350 | $1,265 | $0.94 | 21d | 1 | 1.15mi |
Listing history 24 events
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2026-06-18days on market $125,000 Active 180 DOM
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2026-06-17days on market $125,000 Active 179 DOM
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2026-06-16days on market $125,000 Active 178 DOM
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2026-06-15days on market $125,000 Active 177 DOM
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2026-06-13days on market $125,000 Active 175 DOM
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2026-06-12days on market $125,000 Active 174 DOM
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2026-06-09days on market $125,000 Active 171 DOM
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2026-06-08days on market $125,000 Active 170 DOM
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2026-06-07days on market $125,000 Active 169 DOM
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2026-06-07days on market $125,000 Active 168 DOM
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2026-06-04days on market $125,000 Active 165 DOM
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2026-06-02days on market $125,000 Active 164 DOM
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2026-06-01days on market $125,000 Active 163 DOM
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2026-05-31days on market $125,000 Active 162 DOM
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2026-05-31days on market $125,000 Active 161 DOM
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2026-05-07status Back On Market 1203-char remark
Show marketing remark (1203 chars)
Welcome to 314 W 25th Ave, a charming and inviting home offering more than 1,500 sq ft of comfortable living space. This 4-bedroom, 1.5-bath property delivers the perfect blend of character, space, and convenience-ideal for first-time buyers, downsizers, or investors looking for a solid, well-located home. Step inside to a bright and spacious living room that flows easily into the dining area, creating an open and welcoming feel for everyday living or entertaining. The kitchen offers plenty of cabinet space and room to personalize to your taste. Both bedrooms are generously sized, with an additional half bath providing extra functionality for guests or busy mornings. Outside, you'll find a large, level backyard with endless potential-add a garden, build an outdoor seating area, or simply enjoy the space as it is. The home sits on a quiet street in an established neighborhood, just minutes from local shopping, dining, schools, and major highways. This property offers the room, location, and value you've been searching for. Whether you're ready to make it your own or looking for a smart investment, this home is full of opportunity. Don't miss out-schedule your showing today!
-
2026-05-02historical 1203-char remark
Show marketing remark (1203 chars)
Welcome to 314 W 25th Ave, a charming and inviting home offering more than 1,500 sq ft of comfortable living space. This 4-bedroom, 1.5-bath property delivers the perfect blend of character, space, and convenience-ideal for first-time buyers, downsizers, or investors looking for a solid, well-located home. Step inside to a bright and spacious living room that flows easily into the dining area, creating an open and welcoming feel for everyday living or entertaining. The kitchen offers plenty of cabinet space and room to personalize to your taste. Both bedrooms are generously sized, with an additional half bath providing extra functionality for guests or busy mornings. Outside, you'll find a large, level backyard with endless potential-add a garden, build an outdoor seating area, or simply enjoy the space as it is. The home sits on a quiet street in an established neighborhood, just minutes from local shopping, dining, schools, and major highways. This property offers the room, location, and value you've been searching for. Whether you're ready to make it your own or looking for a smart investment, this home is full of opportunity. Don't miss out-schedule your showing today!
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2026-04-26price $125,000
Show marketing remark (1203 chars)
Welcome to 314 W 25th Ave, a charming and inviting home offering more than 1,500 sq ft of comfortable living space. This 4-bedroom, 1.5-bath property delivers the perfect blend of character, space, and convenience-ideal for first-time buyers, downsizers, or investors looking for a solid, well-located home. Step inside to a bright and spacious living room that flows easily into the dining area, creating an open and welcoming feel for everyday living or entertaining. The kitchen offers plenty of cabinet space and room to personalize to your taste. Both bedrooms are generously sized, with an additional half bath providing extra functionality for guests or busy mornings. Outside, you'll find a large, level backyard with endless potential-add a garden, build an outdoor seating area, or simply enjoy the space as it is. The home sits on a quiet street in an established neighborhood, just minutes from local shopping, dining, schools, and major highways. This property offers the room, location, and value you've been searching for. Whether you're ready to make it your own or looking for a smart investment, this home is full of opportunity. Don't miss out-schedule your showing today!
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2026-04-26price $125,000 1203-char remark
Show marketing remark (1203 chars)
Welcome to 314 W 25th Ave, a charming and inviting home offering more than 1,500 sq ft of comfortable living space. This 4-bedroom, 1.5-bath property delivers the perfect blend of character, space, and convenience-ideal for first-time buyers, downsizers, or investors looking for a solid, well-located home. Step inside to a bright and spacious living room that flows easily into the dining area, creating an open and welcoming feel for everyday living or entertaining. The kitchen offers plenty of cabinet space and room to personalize to your taste. Both bedrooms are generously sized, with an additional half bath providing extra functionality for guests or busy mornings. Outside, you'll find a large, level backyard with endless potential-add a garden, build an outdoor seating area, or simply enjoy the space as it is. The home sits on a quiet street in an established neighborhood, just minutes from local shopping, dining, schools, and major highways. This property offers the room, location, and value you've been searching for. Whether you're ready to make it your own or looking for a smart investment, this home is full of opportunity. Don't miss out-schedule your showing today!
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2025-12-24price $135,000
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2025-12-23price $135,000 1203-char remark
Show marketing remark (1203 chars)
Welcome to 314 W 25th Ave, a charming and inviting home offering more than 1,500 sq ft of comfortable living space. This 4-bedroom, 1.5-bath property delivers the perfect blend of character, space, and convenience-ideal for first-time buyers, downsizers, or investors looking for a solid, well-located home. Step inside to a bright and spacious living room that flows easily into the dining area, creating an open and welcoming feel for everyday living or entertaining. The kitchen offers plenty of cabinet space and room to personalize to your taste. Both bedrooms are generously sized, with an additional half bath providing extra functionality for guests or busy mornings. Outside, you'll find a large, level backyard with endless potential-add a garden, build an outdoor seating area, or simply enjoy the space as it is. The home sits on a quiet street in an established neighborhood, just minutes from local shopping, dining, schools, and major highways. This property offers the room, location, and value you've been searching for. Whether you're ready to make it your own or looking for a smart investment, this home is full of opportunity. Don't miss out-schedule your showing today!
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2025-12-03$165,000 New 1203-char remark
Show marketing remark (1203 chars)
Welcome to 314 W 25th Ave, a charming and inviting home offering more than 1,500 sq ft of comfortable living space. This 4-bedroom, 1.5-bath property delivers the perfect blend of character, space, and convenience-ideal for first-time buyers, downsizers, or investors looking for a solid, well-located home. Step inside to a bright and spacious living room that flows easily into the dining area, creating an open and welcoming feel for everyday living or entertaining. The kitchen offers plenty of cabinet space and room to personalize to your taste. Both bedrooms are generously sized, with an additional half bath providing extra functionality for guests or busy mornings. Outside, you'll find a large, level backyard with endless potential-add a garden, build an outdoor seating area, or simply enjoy the space as it is. The home sits on a quiet street in an established neighborhood, just minutes from local shopping, dining, schools, and major highways. This property offers the room, location, and value you've been searching for. Whether you're ready to make it your own or looking for a smart investment, this home is full of opportunity. Don't miss out-schedule your showing today!
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2025-12-03$165,000 Active
Show marketing remark (1203 chars)
Welcome to 314 W 25th Ave, a charming and inviting home offering more than 1,500 sq ft of comfortable living space. This 4-bedroom, 1.5-bath property delivers the perfect blend of character, space, and convenience-ideal for first-time buyers, downsizers, or investors looking for a solid, well-located home. Step inside to a bright and spacious living room that flows easily into the dining area, creating an open and welcoming feel for everyday living or entertaining. The kitchen offers plenty of cabinet space and room to personalize to your taste. Both bedrooms are generously sized, with an additional half bath providing extra functionality for guests or busy mornings. Outside, you'll find a large, level backyard with endless potential-add a garden, build an outdoor seating area, or simply enjoy the space as it is. The home sits on a quiet street in an established neighborhood, just minutes from local shopping, dining, schools, and major highways. This property offers the room, location, and value you've been searching for. Whether you're ready to make it your own or looking for a smart investment, this home is full of opportunity. Don't miss out-schedule your showing today!
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1979-05-01soldstatus $28,500
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast GA · Resets to sale price
- Current annual tax
- $324 · $27/mo
- Projected year-2 tax
- $1,150 · $96/mo
- Expected delta
- +$826/yr (+$69/mo · 254.7%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 7/10 Severe 7 d/yr ≥110°F today · 19 d/yr by 30 yrs out
- Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $15,180
- − Mortgage interest
- −$7,002
- − Property taxes
- −$324
- − Insurance
- −$625
- − Repairs & maintenance
- −$1,214
- − Management
- −$1,214
- − Depreciation
- −$3,636
- Taxable income
- $1,164
- Est. tax owed @ 24.0%
- −$279
- After-tax cash flow
- $2,898/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Crisp County
- NCES district ID
- 1301560
- Math proficiency
- 20% ▼ -10.00%
- Reading proficiency
- 21% ▼ -7.00%
- Median HH income
- $32,681
- Composite
- 16.68/100
- National rank
- #9168
- State rank
- #143 of 174 in GA
Livability — Cordele
- Score
- 53/100
- State rank
- #556
- US rank
- #24483
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Cordele, GA
- Population (ZIP)
- 18,615
Population outlook (Crisp County) Hauer SSP2
- Today (2025)
- 21,484 people
- By 2030
- 20,594 · -4.1%
- By 2040
- 18,691 · -13.0%
- By 2050
- 16,769 · -21.9%
- By 2075
- 12,329 · -42.6%
- By 2100
- 8,591 · -60.0%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.55)
- Race & ethnicity
- Black 48% White 47% Hispanic / Latino 3% Two or more races 2%
- Common ancestry
- Slovak 2% Italian 1% Serbian 1%
- Foreign-born
- 1% · Canada, China
- Languages at home
- 97% English-only · Spanish 2%
Political lean MEDSL · Crisp
- 2024 margin
- Strong R (+25.9) · D 36.9% · R 62.8%
- 2008→2024 swing
- -8.2pp toward R · 2008: -17.7pp · 2024: -25.9pp
- All cycles
- 2024: R+25.9 2020: R+24.9 2016: R+22.7 2012: R+13.8 2008: R+17.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -57.99%
- Current HPI
- 182.3676
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
||
| Retail | 1 | $160B |
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| Transportation / Logistics | 1 | $91B |
|
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| Airlines | 1 | $62B |
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| Consumer Goods | 1 | $47B |
|
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| Utilities | 1 | $25B |
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Price history
+338.6% since first listed9 events — show timeline
- 2026-05-07 Relisted — GAMLS
- 2026-05-02 Listing Removed — GAMLS
- 2026-04-26 Price Changed $125,000 CGMLS
- 2026-04-26 Price Changed $125,000 GAMLS
- 2025-12-24 Price Changed $135,000 CGMLS
- 2025-12-23 Price Changed $135,000 GAMLS
- 2025-12-03 Listed $165,000 CGMLS
- 2025-12-03 Listed $165,000 GAMLS
- 1979-05-01 Sold (Public Records) $28,500 Public Records
Property tax history
-4.1%/yrLatest (2025): $324 · +12.2% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…