108 Cherry Blossom Ln · Lady Lake, FL 32159

$349,000

4 bd · 2.0 ba · 1,754 sqft · SingleFamily public records · 33 Days on market

Built 2024 Est $451k · 23% under

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +15.0/15.0
• Cash flow +10.5/30.0
• Schools +4.2/10.0
• Rent growth +3.5/5.0
• Livability +3.5/5.0
• DSCR +3.0/10.0
• 1% rule +2.5/10.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

NEW PRICE!! NEW ROOF 2018 With its INVITING FRONT PORCH this WELL CARED for and HARD TO FIND 4 BDRM/ 2 BATH home is sure to IMPRESS! As you enter the home you are immediately greeted by LARGE LIVING/FAMILY ROOM with VAULTED CEILINGS giving an OPEN SPACIOUS FEEL. The kitchen features all NEWER STAINLESS STEEL appliances, TILE FLOORS, TILE BACK SPLASH, double SS sink, MAPLE cabinets, GRANITE countertops and CLOSET PANTRY. SLIDING GLASS DOORS in dining area open to SCREENED LANAI and additional outside areas for grill and sitting area. OVERSIZED BACKYARD completely enclosed with PRIVACY FENCE - perfect for family play, pets and peacefulness - a big plus! The nice sized MASTER SUITE features LARGE WALK-IN CLOSET and bath with Granite vanity countertop, custom tiled walk-in shower and linen closet. SPLIT PLAN with additional 3 bedrooms and 2nd bath with tub/shower combo and Granite vanity countertop. 4th bedroom would make great office/den, craft room or playroom - whatever your needs may be. HARDWOOD FLOORS throughout all living areas and bedrooms (no carpet) add to the appeal of this home. Laundry room with shelving plus extra deep 2 CAR GARAGE with built-in storage cabinets. ROOF with architectural shingles! On a dead-end street with no thru traffic. GREAT LOCATION with COUNTRY FEEL - family neighborhood next to The Villages and all the nearby shopping, restaurants, entertainment, schools, hospitals & amenities. MOVE-IN READY - NOTHING TO DO BUT SIT BACK, RELAX AND START MAKING FAMILY MEMORIES!

Key facts

• Lake sumter landing
• Volume ceilings
• Cul-de-sac home

Tags

• LAKE SUMTER LANDING
• CUL-DE-SAC HOME
• FULLY FENCED IN BACK YARD
• INDOOR UPGRADES
• PLANK AND TILE FLOORING
• VOLUME CEILINGS

What this means for you Summary

Snapshot

• This is a 4-bed/2.0-bath single-family listed at $349k.

Deal economics

• At list price, monthly cash flow is $-180 ($-2k/yr) — negative.
• To cash-flow at today's rent, offer at most $317k (9.1% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $261k (25.1% below list).
• Recommended offer: $261k (25.1% below list) — sets the bar for 1% rule.
• Cap rate 5.7% vs local median 4.1% in Lady Lake — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 69/100 on livability (#457 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A-; Watch: employment D, amenities F, commute F.
• Lake (suburban): math 49% / reading 50% proficiency, ranked #37 of 73 in FL (top 51%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents rising fast (+4.0%/yr); 576 active listings in the ZIP; 11 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 4,799 units permitted in Lake County in 2024 (814 in 5+ unit buildings).
• At $2,614/mo this rent would consume 54% of the median local household income ($59k/yr) (locally 1047% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
• Lake County population projected at +37% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 33 days — a 3% lower offer ($339k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 7y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $218k; list at $349k implies a 60% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $261,433 (25.1% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 33 days. Have you received any prior offers? Is the seller open to a 25% concession, seller financing, or rate buy-down credit?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.75% ✗
• Cap rate: 5.67%
• Cash-on-cash: -2.22%
• DSCR: 0.90
• GRM: 11.1

CMA / ARV

• ARV (on-the-fly): $450,778
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
8941 E County Road 466	0.09mi	3/2.0 (-1)	1,894 (+8%)	9mo	$332,000	$175	70
635 D'angelo Ln	0.55mi	3/2.0 (-1)	1,712 (-2%)	8mo	$470,000	$275	59
102 Costa Mesa Dr	0.49mi	3/2.0 (-1)	1,676 (-4%)	10mo	$358,000	$214	57
642 Mission Hills Trl	0.70mi	3/2.0 (-1)	1,715 (-2%)	8mo	$460,000	$268	52
583 Arruda Ter	0.73mi	3/2.0 (-1)	1,715 (-2%)	12mo	$440,000	$257	47
637 Arteaga Way	0.70mi	3/2.0 (-1)	1,715 (-2%)	14mo	$492,000	$287	47
632 Arteaga Way	0.69mi	3/2.0 (-1)	1,587 (-10%)	2mo	$487,000	$307	46
438 San Pedro Dr	0.63mi	3/2.0 (-1)	1,527 (-13%)	4mo	$240,000	$157	41
664 Mission Hills Trl	0.74mi	3/2.0 (-1)	1,587 (-10%)	10mo	$500,000	$315	36
648 Mission Hills Trl	0.71mi	3/2.0 (-1)	1,955 (+12%)	11mo	$480,000	$246	34
595 Feliu Run	0.62mi	3/2.0 (-1)	1,532 (-13%)	16mo	$375,000	$245	32
804 Santa Rita Way	0.74mi	3/2.0 (-1)	1,498 (-15%)	10mo	$355,000	$237	28

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.03% rent growth · sell at horizon

5-year hold

• IRR: -18.9%
• Equity multiple: 0.33×
• Total profit: $-65,373
• Equity at exit: $52,037

10-year hold

• IRR: -9.7%
• Equity multiple: 0.38×
• Total profit: $-60,511
• Equity at exit: $30,175

Cash invested: $97,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32159

• Home prices YoY: -16.0%
• Rents YoY: 4.0%
• Active inventory: 576
• Price-to-rent: 11.1×

Monthly cashflow live

• Estimated rent: $2,614 high
• Mortgage (P&I): −$1,830
• Tax from tax record: −$270 /mo · $3,242/yr
• Insurance: −$145
• HOA: −$0
• Vacancy / Maint / Mgmt: −$549
• Net cashflow: $-180

Break-even live

Break-even rent $2,843

Max offer price $317,120

Occupancy floor —

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $87,250
• Closing costs: $10,470
• Reserves months: —
• Total cash needed: —

Rent comps 11 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1205 Bower Ln Lady Lake, FL	3.0	2.0	1866	$2,750	$1.47	24d	1	0.19mi
214 Palermo Pl Lady Lake, FL	3.0	2.0	2452	$3,500	$1.43	24d	1	0.45mi
1220 Turtle Island Rd Lady Lake, FL	3.0	2.0	1504	$2,000	$1.33	24d	1	0.55mi
93 Palermo Pl Lady Lake, FL	3.0	2.5	2590	$2,900	$1.12	24d	1	0.58mi
411 Del Mar Dr Lady Lake, FL	3.0	2.0	1730	$3,000	$1.73	24d	1	0.60mi
623 Arteaga Way Unit 1525262P The Villages, FL	3.0	2.0	1646	$1,896	$1.15	21d	1	0.71mi
824 County Road 466 Lady Lake, FL	2.0–3.0	2.0	1175	$1,549	$1.32	1d	17	0.77mi
532 Carrera Dr Lady Lake, FL	3.0	3.0	2312	$3,500	$1.51	21d	1	1.11mi
715 Hudson Ln Lady Lake, FL	3.0	2.0	1392	$2,700	$1.94	24d	1	1.20mi
423 Highway 466 Lady Lake, FL	1.0–3.0	1.0–2.0	1172	$1,939	$1.65	2d	22	1.40mi
898 Moses Loop The Villages, FL	3.0	2.0	1911	$2,600	$1.36	21d	1	1.47mi

Listing history 25 events

1. 2026-06-18
   days on market $349,000 Active 33 DOM
2. 2026-06-17
   days on market $349,000 Active 32 DOM
3. 2026-06-16
   days on market $349,000 Active 31 DOM
4. 2026-06-15
   days on market $349,000 Active 30 DOM
5. 2026-06-13
   days on market $349,000 Active 28 DOM
6. 2026-06-09
   days on market $349,000 Active 24 DOM
7. 2026-06-08
   days on market $349,000 Active 23 DOM
8. 2026-06-07
   days on market $349,000 Active 22 DOM
9. 2026-06-04
   days on market $349,000 Active 19 DOM
10. 2026-06-03
    days on market $349,000 Active 18 DOM
11. 2026-06-02
    days on market $349,000 Active 17 DOM
12. 2026-06-02
    days on market $349,000 Active 16 DOM
13. 2026-05-31
    days on market $349,000 Active 15 DOM
14. 2026-05-17
    listed $349,000 Active
15. 2026-04-07
    historical
16. 2026-03-03
    listed $369,000 Active
17. 2020-03-12
    soldstatus $217,500
18. 2020-03-06
    soldstatus $217,500 Sold 1527-char remark

    Show marketing remark (1527 chars)

    NEW PRICE!! NEW ROOF 2018 With its INVITING FRONT PORCH this WELL CARED for and HARD TO FIND 4 BDRM/ 2 BATH home is sure to IMPRESS! As you enter the home you are immediately greeted by LARGE LIVING/FAMILY ROOM with VAULTED CEILINGS giving an OPEN SPACIOUS FEEL. The kitchen features all NEWER STAINLESS STEEL appliances, TILE FLOORS, TILE BACK SPLASH, double SS sink, MAPLE cabinets, GRANITE countertops and CLOSET PANTRY. SLIDING GLASS DOORS in dining area open to SCREENED LANAI and additional outside areas for grill and sitting area. OVERSIZED BACKYARD completely enclosed with PRIVACY FENCE - perfect for family play, pets and peacefulness - a big plus! The nice sized MASTER SUITE features LARGE WALK-IN CLOSET and bath with Granite vanity countertop, custom tiled walk-in shower and linen closet. SPLIT PLAN with additional 3 bedrooms and 2nd bath with tub/shower combo and Granite vanity countertop. 4th bedroom would make great office/den, craft room or playroom - whatever your needs may be. HARDWOOD FLOORS throughout all living areas and bedrooms (no carpet) add to the appeal of this home. Laundry room with shelving plus extra deep 2 CAR GARAGE with built-in storage cabinets. ROOF with architectural shingles! On a dead-end street with no thru traffic. GREAT LOCATION with COUNTRY FEEL - family neighborhood next to The Villages and all the nearby shopping, restaurants, entertainment, schools, hospitals & amenities. MOVE-IN READY - NOTHING TO DO BUT SIT BACK, RELAX AND START MAKING FAMILY MEMORIES!

19. 2020-02-25
    status Pending 1527-char remark

    Show marketing remark (1527 chars)

    NEW PRICE!! NEW ROOF 2018 With its INVITING FRONT PORCH this WELL CARED for and HARD TO FIND 4 BDRM/ 2 BATH home is sure to IMPRESS! As you enter the home you are immediately greeted by LARGE LIVING/FAMILY ROOM with VAULTED CEILINGS giving an OPEN SPACIOUS FEEL. The kitchen features all NEWER STAINLESS STEEL appliances, TILE FLOORS, TILE BACK SPLASH, double SS sink, MAPLE cabinets, GRANITE countertops and CLOSET PANTRY. SLIDING GLASS DOORS in dining area open to SCREENED LANAI and additional outside areas for grill and sitting area. OVERSIZED BACKYARD completely enclosed with PRIVACY FENCE - perfect for family play, pets and peacefulness - a big plus! The nice sized MASTER SUITE features LARGE WALK-IN CLOSET and bath with Granite vanity countertop, custom tiled walk-in shower and linen closet. SPLIT PLAN with additional 3 bedrooms and 2nd bath with tub/shower combo and Granite vanity countertop. 4th bedroom would make great office/den, craft room or playroom - whatever your needs may be. HARDWOOD FLOORS throughout all living areas and bedrooms (no carpet) add to the appeal of this home. Laundry room with shelving plus extra deep 2 CAR GARAGE with built-in storage cabinets. ROOF with architectural shingles! On a dead-end street with no thru traffic. GREAT LOCATION with COUNTRY FEEL - family neighborhood next to The Villages and all the nearby shopping, restaurants, entertainment, schools, hospitals & amenities. MOVE-IN READY - NOTHING TO DO BUT SIT BACK, RELAX AND START MAKING FAMILY MEMORIES!

20. 2020-01-21
    price $229,000 1527-char remark

    Show marketing remark (1527 chars)

    NEW PRICE!! NEW ROOF 2018 With its INVITING FRONT PORCH this WELL CARED for and HARD TO FIND 4 BDRM/ 2 BATH home is sure to IMPRESS! As you enter the home you are immediately greeted by LARGE LIVING/FAMILY ROOM with VAULTED CEILINGS giving an OPEN SPACIOUS FEEL. The kitchen features all NEWER STAINLESS STEEL appliances, TILE FLOORS, TILE BACK SPLASH, double SS sink, MAPLE cabinets, GRANITE countertops and CLOSET PANTRY. SLIDING GLASS DOORS in dining area open to SCREENED LANAI and additional outside areas for grill and sitting area. OVERSIZED BACKYARD completely enclosed with PRIVACY FENCE - perfect for family play, pets and peacefulness - a big plus! The nice sized MASTER SUITE features LARGE WALK-IN CLOSET and bath with Granite vanity countertop, custom tiled walk-in shower and linen closet. SPLIT PLAN with additional 3 bedrooms and 2nd bath with tub/shower combo and Granite vanity countertop. 4th bedroom would make great office/den, craft room or playroom - whatever your needs may be. HARDWOOD FLOORS throughout all living areas and bedrooms (no carpet) add to the appeal of this home. Laundry room with shelving plus extra deep 2 CAR GARAGE with built-in storage cabinets. ROOF with architectural shingles! On a dead-end street with no thru traffic. GREAT LOCATION with COUNTRY FEEL - family neighborhood next to The Villages and all the nearby shopping, restaurants, entertainment, schools, hospitals & amenities. MOVE-IN READY - NOTHING TO DO BUT SIT BACK, RELAX AND START MAKING FAMILY MEMORIES!

21. 2019-12-18
    price $235,000 1527-char remark

    Show marketing remark (1527 chars)

    NEW PRICE!! NEW ROOF 2018 With its INVITING FRONT PORCH this WELL CARED for and HARD TO FIND 4 BDRM/ 2 BATH home is sure to IMPRESS! As you enter the home you are immediately greeted by LARGE LIVING/FAMILY ROOM with VAULTED CEILINGS giving an OPEN SPACIOUS FEEL. The kitchen features all NEWER STAINLESS STEEL appliances, TILE FLOORS, TILE BACK SPLASH, double SS sink, MAPLE cabinets, GRANITE countertops and CLOSET PANTRY. SLIDING GLASS DOORS in dining area open to SCREENED LANAI and additional outside areas for grill and sitting area. OVERSIZED BACKYARD completely enclosed with PRIVACY FENCE - perfect for family play, pets and peacefulness - a big plus! The nice sized MASTER SUITE features LARGE WALK-IN CLOSET and bath with Granite vanity countertop, custom tiled walk-in shower and linen closet. SPLIT PLAN with additional 3 bedrooms and 2nd bath with tub/shower combo and Granite vanity countertop. 4th bedroom would make great office/den, craft room or playroom - whatever your needs may be. HARDWOOD FLOORS throughout all living areas and bedrooms (no carpet) add to the appeal of this home. Laundry room with shelving plus extra deep 2 CAR GARAGE with built-in storage cabinets. ROOF with architectural shingles! On a dead-end street with no thru traffic. GREAT LOCATION with COUNTRY FEEL - family neighborhood next to The Villages and all the nearby shopping, restaurants, entertainment, schools, hospitals & amenities. MOVE-IN READY - NOTHING TO DO BUT SIT BACK, RELAX AND START MAKING FAMILY MEMORIES!

22. 2019-11-14
    price $242,900 1527-char remark

    Show marketing remark (1527 chars)

    NEW PRICE!! NEW ROOF 2018 With its INVITING FRONT PORCH this WELL CARED for and HARD TO FIND 4 BDRM/ 2 BATH home is sure to IMPRESS! As you enter the home you are immediately greeted by LARGE LIVING/FAMILY ROOM with VAULTED CEILINGS giving an OPEN SPACIOUS FEEL. The kitchen features all NEWER STAINLESS STEEL appliances, TILE FLOORS, TILE BACK SPLASH, double SS sink, MAPLE cabinets, GRANITE countertops and CLOSET PANTRY. SLIDING GLASS DOORS in dining area open to SCREENED LANAI and additional outside areas for grill and sitting area. OVERSIZED BACKYARD completely enclosed with PRIVACY FENCE - perfect for family play, pets and peacefulness - a big plus! The nice sized MASTER SUITE features LARGE WALK-IN CLOSET and bath with Granite vanity countertop, custom tiled walk-in shower and linen closet. SPLIT PLAN with additional 3 bedrooms and 2nd bath with tub/shower combo and Granite vanity countertop. 4th bedroom would make great office/den, craft room or playroom - whatever your needs may be. HARDWOOD FLOORS throughout all living areas and bedrooms (no carpet) add to the appeal of this home. Laundry room with shelving plus extra deep 2 CAR GARAGE with built-in storage cabinets. ROOF with architectural shingles! On a dead-end street with no thru traffic. GREAT LOCATION with COUNTRY FEEL - family neighborhood next to The Villages and all the nearby shopping, restaurants, entertainment, schools, hospitals & amenities. MOVE-IN READY - NOTHING TO DO BUT SIT BACK, RELAX AND START MAKING FAMILY MEMORIES!

23. 2019-10-04
    listed $247,900 Active 1527-char remark

    Show marketing remark (1527 chars)

    NEW PRICE!! NEW ROOF 2018 With its INVITING FRONT PORCH this WELL CARED for and HARD TO FIND 4 BDRM/ 2 BATH home is sure to IMPRESS! As you enter the home you are immediately greeted by LARGE LIVING/FAMILY ROOM with VAULTED CEILINGS giving an OPEN SPACIOUS FEEL. The kitchen features all NEWER STAINLESS STEEL appliances, TILE FLOORS, TILE BACK SPLASH, double SS sink, MAPLE cabinets, GRANITE countertops and CLOSET PANTRY. SLIDING GLASS DOORS in dining area open to SCREENED LANAI and additional outside areas for grill and sitting area. OVERSIZED BACKYARD completely enclosed with PRIVACY FENCE - perfect for family play, pets and peacefulness - a big plus! The nice sized MASTER SUITE features LARGE WALK-IN CLOSET and bath with Granite vanity countertop, custom tiled walk-in shower and linen closet. SPLIT PLAN with additional 3 bedrooms and 2nd bath with tub/shower combo and Granite vanity countertop. 4th bedroom would make great office/den, craft room or playroom - whatever your needs may be. HARDWOOD FLOORS throughout all living areas and bedrooms (no carpet) add to the appeal of this home. Laundry room with shelving plus extra deep 2 CAR GARAGE with built-in storage cabinets. ROOF with architectural shingles! On a dead-end street with no thru traffic. GREAT LOCATION with COUNTRY FEEL - family neighborhood next to The Villages and all the nearby shopping, restaurants, entertainment, schools, hospitals & amenities. MOVE-IN READY - NOTHING TO DO BUT SIT BACK, RELAX AND START MAKING FAMILY MEMORIES!

24. 2013-09-17
    soldstatus $205,000
25. 2004-10-01
    soldstatus $153,300

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $3,242 · $270/mo
• Projected year-2 tax: $3,242 · $270/mo
• Expected delta: $0/yr ($0/mo · -0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 21 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $31,372
• − Mortgage interest: −$19,549
• − Property taxes: −$3,242
• − Insurance: −$1,745
• − Repairs & maintenance: −$2,510
• − Management: −$2,510
• − Depreciation: −$10,153
• Taxable loss: −$8,337
• Est. tax savings @ 24.0%: +$2,001
• After-tax cash flow: $-165/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Lake
• NCES district ID: 1201050
• Math proficiency: 49% ▼ -7.00%
• Reading proficiency: 50% ▼ -4.00%
• Median HH income: $46,632
• Composite: 42.05/100
• National rank: #3327
• State rank: #37 of 73 in FL

Livability — Lady Lake

• Score: 69/100
• State rank: #457
• US rank: #8302

Category grades

Amenities F Commute F Cost of living A+ Crime C+ Employment D Housing A+ Health & safety A- User ratings A-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Lady Lake, FL
• County: Lake County · 364,602 people
• City population: 32,107
• Metro: Orlando-Kissimmee-Sanford, FL
• Population (ZIP): 32,107
• Household income: $58,518
• Rent vs Own: 17.6% rent · 82.4% own
• Severe rent burden: 1047.0

Population outlook (Lake County) Hauer SSP2

• Today (2025): 386,640 people
• By 2030: 417,107 · +7.9%
• By 2040: 476,676 · +23.3%
• By 2050: 531,296 · +37.4%
• By 2075: 648,303 · +67.7%
• By 2100: 698,530 · +80.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (86%)
• Race & ethnicity: White 86% Hispanic / Latino 6% Two or more races 5% Black 4% Asian 1%
• Hispanic origin (detail): Puerto Rican 3%
• Common ancestry: Romanian 4% Lithuanian 3% Slovak 3%
• Foreign-born: 5% · Canada, Jamaica
• Languages at home: 93% English-only · Spanish 4% German/W. Germanic 1% Other Indo-European 1%

Political lean MEDSL · Lake

• 2024 margin: Strong R (+24.7) · D 37.3% · R 62.0%
• 2008→2024 swing: -11.2pp toward R · 2008: -13.5pp · 2024: -24.7pp
• All cycles: 2024: R+24.7 2020: R+20.0 2016: R+23.1 2012: R+17.1 2008: R+13.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -45.24%
• Current HPI: 237.6208
• Rent YoY: ▲ 4.03%
• Metro: Orlando-Kissimmee-Sanford, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+127.7% since first listed

12 events — show timeline

• 2026-05-17 Listed $349,000 FSBO.com
• 2026-04-07 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2026-03-03 Listed $369,000 Stellar MLS as Distributed by MLS Grid
• 2020-03-12 Sold (Public Records) $217,500 Public Records
• 2020-03-06 Sold (MLS) $217,500 Stellar MLS as Distributed by MLS Grid
• 2020-02-25 Pending — Stellar MLS as Distributed by MLS Grid
• 2020-01-21 Price Changed $229,000 Stellar MLS as Distributed by MLS Grid
• 2019-12-18 Price Changed $235,000 Stellar MLS as Distributed by MLS Grid
• 2019-11-14 Price Changed $242,900 Stellar MLS as Distributed by MLS Grid
• 2019-10-04 Listed $247,900 Stellar MLS as Distributed by MLS Grid
• 2013-09-17 Sold (Public Records) $205,000 Public Records
• 2004-10-01 Sold (Public Records) $153,300 Public Records

Property tax history

+5.0%/yr

Latest (2025): $3,242 · +10.7% YoY. Source: county tax records.