9201 Claymont Dr · Tuckahoe, VA 23229

$449,950

4 bd · 2.5 ba · 2,562 sqft · SingleFamily public records · 42 Days on market

Built 1965 0.36 ac lot Est $589k · 24% under

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Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +15.0/15.0
• Cash flow +12.4/30.0
• Schools +4.9/10.0
• Livability +3.8/5.0
• DSCR +3.7/10.0
• Rent growth +3.3/5.0
• 1% rule +2.8/10.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Welcome to 9201 Claymont Dr located in Three Chopt Estates! Priced below tax assessment! Home is located at the end of a cul-de-sac, featuring a BRAND NEW 50 YEAR ROOF! NEW GUTTERS! Home was recently professionally deep cleaned and carpets steam cleaned as well. Property has a whole house generator. Close proximity to local amenities, parks, schools, and shopping centers ensuring easy access to all of your daily needs. Don't miss the chance to make this address your home! Discover the true essence of comfortable living at 9201 Claymont Dr, Henrico, VA 23229. New downstairs heat pump will be installed.

Key facts

• Spacious backyard
• Finished basement
• Bright sunroom

Tags

• WHOLE-HOUSE GENERATOR
• FINISHED BASEMENT
• BRIGHT SUNROOM
• LANDSCAPED FRONT YARD
• SPACIOUS BACKYARD

What this means for you Summary

Snapshot

• This is a 4-bed/2.5-bath single-family listed at $450k.

Deal economics

• At list price, monthly cash flow is $-75 ($-904/yr) — negative.
• To cash-flow at today's rent, offer at most $437k (3.0% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $350k (22.3% below list).
• Recommended offer: $350k (22.3% below list) — sets the bar for 1% rule.
• Cap rate 6.1% vs local median 2.7% in Tuckahoe — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 75/100 on livability (#128 in VA, #4,108 nationally) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+, crime A; Watch: amenities D+, cost of living D, commute F.
• Henrico County Public School District (suburban): math 49% / reading 64% proficiency, ranked #68 of 131 in VA (top 52%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: Rents rising (+3.1%/yr); 153 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals at typical pace (median 14d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,826 units permitted in Henrico County in 2024 (785 in 5+ unit buildings).
• This rent runs 39% of the median local income ($108k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $13k of value loss. Plan a longer hold.
• Henrico County population projected at +21% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 42 days — a 3% lower offer ($436k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $349,686 (22.3% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 42 days. Have you received any prior offers? Is the seller open to a 22% concession, seller financing, or rate buy-down credit?
3. Built in 1965 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.78% ✗
• Cap rate: 6.09%
• Cash-on-cash: -0.72%
• DSCR: 0.97
• GRM: 10.7

CMA / ARV

• ARV (on-the-fly): $589,260
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
9201 Claymont Dr	0.00mi	4/3.0	2,394 (-7%)	1mo	$435,000	$182	86
9303 Lawndell Rd	0.25mi	4/2.0	2,374 (-7%)	4mo	$430,000	$181	71
9317 Skyview Dr	0.34mi	3/2.5 (-1)	2,325 (-9%)	0mo	$535,000	$230	63
9315 Skyview Dr	0.35mi	3/2.5 (-1)	2,324 (-9%)	0mo	$600,000	$258	63
9510 Pine Shadow Dr	0.67mi	4/2.5	2,522 (-2%)	4mo	$630,000	$250	63
8421 Yolanda Rd	0.57mi	4/3.0	2,714 (+6%)	2mo	$365,000	$134	60
2209 Boardman Ln	0.65mi	4/2.5	2,444 (-5%)	4mo	$610,000	$250	58
8425 Michael Rd	0.64mi	4/2.5	2,378 (-7%)	1mo	$460,000	$193	58
9610 Wildbriar Ln	0.26mi	5/3.5 (+1)	2,267 (-12%)	2mo	$480,000	$212	58
9520 Oldhouse Dr	0.64mi	4/2.5	2,308 (-10%)	2mo	$532,000	$231	52
8810 Fordson Rd	0.46mi	4/2.5	2,193 (-14%)	4mo	$505,000	$230	52
2200 Dartford Rd	0.52mi	3/3.0 (-1)	2,204 (-14%)	1mo	$467,500	$212	45

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.11% rent growth · sell at horizon

5-year hold

• IRR: -17.4%
• Equity multiple: 0.39×
• Total profit: $-77,435
• Equity at exit: $67,089

10-year hold

• IRR: -9.3%
• Equity multiple: 0.42×
• Total profit: $-72,477
• Equity at exit: $38,903

Cash invested: $125,986 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 55 Moderately Landlord-Leaning
• State Virginia: 55 Moderately Landlord-Leaning · D+2
• County: — inherits STATE
• City: — inherits STATE

VRLTA gives some tenant protections; Northern Virginia courts slower; rural VA landlord-leaning.

Methodology + full state rankings →

ZIP-level market 23229

• Rents YoY: 3.1%
• Active inventory: 153
• Price-to-rent: 10.7×

Monthly cashflow live

• Estimated rent: $3,497 high
• Mortgage (P&I): −$2,360
• Tax from tax record: −$291 /mo · $3,489/yr
• Insurance: −$187
• HOA: −$0
• Vacancy / Maint / Mgmt: −$734
• Net cashflow: $-75

Break-even live

Break-even rent $3,592

Max offer price $436,644

Occupancy floor 97%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $112,488
• Closing costs: $13,498
• Reserves months: —
• Total cash needed: —

Rent comps 5 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
8651 Nesslewood Rd Henrico, VA	5.0	5.0	3618	$3,500	$0.97	2d	1	0.49mi
9621 Peppertree Dr Henrico, VA	5.0	2.5	2352	$5,850	$2.49	43d	1	1.00mi
9721 Pemberton Crossing Dr Henrico, VA	3.0	3.0	2096	$3,599	$1.72	23d	1	1.21mi
3513 Bartley Pond Ct Unit 1 Richmond, VA	4.0	4.0	2004	$2,450	$1.22	2d	1	1.27mi
1303 Barnard Dr Henrico, VA	5.0	2.0	1950	$3,200	$1.64	14d	1	1.39mi

Listing history 11 events

1. 2026-04-16
   status Pending
2. 2026-03-24
   price $449,950
3. 2026-03-18
   price $459,950
4. 2026-03-05
   listed $469,950 Active
5. 2025-08-25
   soldstatus $400,000
6. 2025-08-21
   soldstatus $400,000 Closed 608-char remark

   Show marketing remark (608 chars)

   Welcome to 9201 Claymont Dr located in Three Chopt Estates! Priced below tax assessment! Home is located at the end of a cul-de-sac, featuring a BRAND NEW 50 YEAR ROOF! NEW GUTTERS! Home was recently professionally deep cleaned and carpets steam cleaned as well. Property has a whole house generator. Close proximity to local amenities, parks, schools, and shopping centers ensuring easy access to all of your daily needs. Don't miss the chance to make this address your home! Discover the true essence of comfortable living at 9201 Claymont Dr, Henrico, VA 23229. New downstairs heat pump will be installed.

7. 2025-07-17
   status Pending 608-char remark

   Show marketing remark (608 chars)

   Welcome to 9201 Claymont Dr located in Three Chopt Estates! Priced below tax assessment! Home is located at the end of a cul-de-sac, featuring a BRAND NEW 50 YEAR ROOF! NEW GUTTERS! Home was recently professionally deep cleaned and carpets steam cleaned as well. Property has a whole house generator. Close proximity to local amenities, parks, schools, and shopping centers ensuring easy access to all of your daily needs. Don't miss the chance to make this address your home! Discover the true essence of comfortable living at 9201 Claymont Dr, Henrico, VA 23229. New downstairs heat pump will be installed.

8. 2025-07-09
   price $418,000 608-char remark

   Show marketing remark (608 chars)

   Welcome to 9201 Claymont Dr located in Three Chopt Estates! Priced below tax assessment! Home is located at the end of a cul-de-sac, featuring a BRAND NEW 50 YEAR ROOF! NEW GUTTERS! Home was recently professionally deep cleaned and carpets steam cleaned as well. Property has a whole house generator. Close proximity to local amenities, parks, schools, and shopping centers ensuring easy access to all of your daily needs. Don't miss the chance to make this address your home! Discover the true essence of comfortable living at 9201 Claymont Dr, Henrico, VA 23229. New downstairs heat pump will be installed.

9. 2025-06-25
   price $430,000 608-char remark

   Show marketing remark (608 chars)

   Welcome to 9201 Claymont Dr located in Three Chopt Estates! Priced below tax assessment! Home is located at the end of a cul-de-sac, featuring a BRAND NEW 50 YEAR ROOF! NEW GUTTERS! Home was recently professionally deep cleaned and carpets steam cleaned as well. Property has a whole house generator. Close proximity to local amenities, parks, schools, and shopping centers ensuring easy access to all of your daily needs. Don't miss the chance to make this address your home! Discover the true essence of comfortable living at 9201 Claymont Dr, Henrico, VA 23229. New downstairs heat pump will be installed.

10. 2025-06-20
    listed $450,000 Active 608-char remark

    Show marketing remark (608 chars)

    Welcome to 9201 Claymont Dr located in Three Chopt Estates! Priced below tax assessment! Home is located at the end of a cul-de-sac, featuring a BRAND NEW 50 YEAR ROOF! NEW GUTTERS! Home was recently professionally deep cleaned and carpets steam cleaned as well. Property has a whole house generator. Close proximity to local amenities, parks, schools, and shopping centers ensuring easy access to all of your daily needs. Don't miss the chance to make this address your home! Discover the true essence of comfortable living at 9201 Claymont Dr, Henrico, VA 23229. New downstairs heat pump will be installed.

11. 1965-01-01
    soldstatus $26,700

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast VA · Resets to sale price

• Current annual tax: $3,489 · $291/mo
• Projected year-2 tax: $3,690 · $307/mo
• Expected delta: +$200/yr (+$17/mo · 5.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 7/10 Severe 7 d/yr ≥103°F today · 17 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $41,962
• − Mortgage interest: −$25,204
• − Property taxes: −$3,489
• − Insurance: −$2,250
• − Repairs & maintenance: −$3,357
• − Management: −$3,357
• − Depreciation: −$13,089
• Taxable loss: −$8,784
• Est. tax savings @ 24.0%: +$2,108
• After-tax cash flow: $1,204/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Henrico County Public School District
• NCES district ID: 5101890
• Math proficiency: 49% ▼ -32.00%
• Reading proficiency: 64% ▼ -12.00%
• Median HH income: $61,854
• Composite: 49.25/100
• National rank: #2031
• State rank: #68 of 131 in VA

Livability — Tuckahoe

• Score: 75/100
• State rank: #128
• US rank: #4108

Category grades

Amenities D+ Commute F Cost of living D Crime A Employment A+ Housing A+ Health & safety B- User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Tuckahoe, VA
• County: Henrico County · 334,490 people
• City population: 26,050
• Metro: Richmond, VA
• Population (ZIP): 35,689
• Household income: $107,854
• Rent vs Own: 28.8% rent · 71.2% own
• Severe rent burden: 998.0

Population outlook (Henrico County) Hauer SSP2

• Today (2025): 365,885 people
• By 2030: 384,255 · +5.0%
• By 2040: 416,688 · +13.9%
• By 2050: 442,376 · +20.9%
• By 2075: 488,037 · +33.4%
• By 2100: 487,430 · +33.2%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (73%)
• Race & ethnicity: White 73% Hispanic / Latino 9% Two or more races 7% Asian 7% Black 6%
• Hispanic origin (detail): Mexican 2%
• Common ancestry: Slovak 4% Italian 3% Serbian 3%
• Foreign-born: 16% · Canada, Vietnam, China
• Languages at home: 80% English-only · Spanish 8% Other Indo-European 4% Arabic 3%

Political lean MEDSL · Henrico

• 2024 margin: Strong D (+28.9) · D 63.7% · R 34.8% · Other 1.5%
• 2008→2024 swing: +16.6pp toward D · 2008: 12.2pp · 2024: 28.9pp
• All cycles: 2024: D+28.9 2020: D+29.0 2016: D+21.0 2012: D+11.7 2008: D+12.2

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -316.94%
• Current HPI: 361.1207
• Rent YoY: ▲ 3.11%
• Metro: Richmond, VA
• State GDP YoY: ▲ 2.40%
• F500 in state: 50

Industry mix (Fortune 500 HQ in VA)

Industry	F500 HQs	Revenue
▸Aerospace / Defense	4	$236B
▸Technology / Defense	3	$32B
▸Financial Services	2	$176B
▸Utilities	2	$27B
▸Insurance	2	$25B
▸Technology	2	$15B

Price history

+1585.2% since first listed

11 events — show timeline

• 2026-04-16 Pending — CVRMLS
• 2026-03-24 Price Changed $449,950 CVRMLS
• 2026-03-18 Price Changed $459,950 CVRMLS
• 2026-03-05 Listed $469,950 CVRMLS
• 2025-08-25 Sold (Public Records) $400,000 Public Records
• 2025-08-21 Sold (MLS) $400,000 CVRMLS
• 2025-07-17 Pending — CVRMLS
• 2025-07-09 Price Changed $418,000 CVRMLS
• 2025-06-25 Price Changed $430,000 CVRMLS
• 2025-06-20 Listed $450,000 CVRMLS
• 1965-01-01 Sold (Public Records) $26,700 Public Records

Property tax history

+5.5%/yr

Latest (2025): $3,489 · +5.1% YoY. Source: county tax records.