334 Wood Dale Dr · Jackson, MS 39216

$160,000

3 bd · 2.5 ba · 2,178 sqft · SingleFamily public records · 7 Days on market

Built 1955 0.31 ac lot Est $264k · 39% under ↓ 20% since listing

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +27.6/30.0
• ARV discount +15.0/15.0
• DSCR +9.7/10.0
• 1% rule +6.8/10.0
• Livability +3.4/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Schools +1.1/10.0
• Appreciation +0.0/10.0

Listing remarks

Spacious 3-bedroom, 2-bath home located in the heart of Jackson! Conveniently situated near shopping, dining, schools, and major roadways, this property offers great potential for homeowners or investors alike. Features include a generous living area, functional floor plan, and a sizable yard perfect for outdoor enjoyment. With a little TLC, this home could truly shine. Don't miss this opportunity to add value in a well-established neighborhood!

Key facts

• Sizable yard
• 0.31 acre lot
• 2 garage spots

Tags

• SIZABLE YARD
• WELL-ESTABLISHED NEIGHBORHOOD

What this means for you Summary

Snapshot

• This is a 3-bed/2.5-bath single-family listed at $160k.

Deal economics

• At list price, monthly cash flow is $413 ($5k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $160k).

Location & tenants

• Location reads 68/100 on livability (#66 in MS) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: amenities F, employment F, health & safety F.
• Jackson Public School District (urban): math 9% / reading 18% proficiency, ranked #112 of 130 in MS (top 86%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 88% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: Mcwillie Elementary School (math 27% / reading 47%, grade F, #135 of 375 statewide, top 39%, 385 students, 100% FRL); Murrah High School (math 12% / reading 27%, grade F, #130 of 197 statewide, top 68%, 1,326 students, 100% FRL).
• Zoned-school proficiency averages 28% at this address vs 14% district-wide (+15 pts) — the actual schools serving this property are materially stronger than the Jackson Public School District average implies; a family-tenant draw the district grade alone would hide.
• Market conditions: 42 active listings in the ZIP; 13 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 46% of comp listings sitting > 30 days — soft ceiling on asking rent; lower-income renter base — watch delinquency; 167 units permitted in Hinds County in 2024 (0 in 5+ unit buildings).
• At $1,886/mo this rent would consume 52% of the median local household income ($44k/yr) (locally 356% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• Hinds County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
• At projected returns (-3.0% appreciation + 3.0% rent growth), your $45k cash investment doubles in ~10 years — after that, you're playing with house money.

Negotiation context

• Only 7 days on market — expect competitive offers; lowballing is unlikely to land.
• 7 sale attempts since 22y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: flood insurance adds $66/mo; built in 1955 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: severe flood risk; severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $160,000

Questions for the listing agent

1. Built in 1955 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.18% ✓
• Cap rate: 9.89%
• Cash-on-cash: 12.83%
• DSCR: 1.57
• GRM: 7.1

CMA / ARV

• ARV (on-the-fly): $263,538
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
405 Wood Dale Dr	0.11mi	2/2.0 (-1)	2,288 (+5%)	2mo	$279,000	$122	78
3565 Cowan Pl	0.15mi	3/3.0	2,357 (+8%)	8mo	$320,000	$136	71
3726 Greenwich St	0.34mi	3/3.0	2,398 (+10%)	1mo	$290,000	$121	64
4081 Redwing Ave	0.68mi	3/2.0	2,085 (-4%)	5mo	$235,000	$113	55
767 Sherwood Dr	0.35mi	3/2.5	1,882 (-14%)	10mo	$258,500	$137	52
4040 N State St	0.70mi	3/2.0	2,337 (+7%)	2mo	$210,000	$90	52
4059 Council Cir	0.56mi	3/2.0	1,929 (-11%)	2mo	$235,000	$122	51
617 Seneca Ave	0.45mi	3/2.0	1,936 (-11%)	12mo	$289,900	$150	48
3410 Old Canton Rd	0.38mi	3/2.0	1,875 (-14%)	11mo	$95,000	$51	48
438 Downing St	0.69mi	4/2.0 (+1)	1,906 (-12%)	3mo	$165,000	$87	38
4087 Redwing Ave	0.69mi	3/2.0	1,870 (-14%)	7mo	$225,000	$120	37
3935 Greaves St	0.70mi	3/1.5	1,884 (-14%)	6mo	$185,000	$98	35

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 0.2%
• Equity multiple: 1.01×
• Total profit: $369
• Equity at exit: $23,857

10-year hold

• IRR: 9.9%
• Equity multiple: 1.76×
• Total profit: $34,212
• Equity at exit: $13,834

Cash invested: $44,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Mississippi: 90 Strongly Landlord-Friendly · R+11
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; very landlord-favorable; no rent control.

Methodology + full state rankings →

ZIP-level market 39216

• Home prices YoY: -8.0%
• Active inventory: 42
• Price-to-rent: 7.1×

Monthly cashflow live

• Estimated rent: $1,886 high
• Mortgage (P&I): −$839
• Tax from tax record: −$105 /mo · $1,258/yr
• Insurance: −$67
• Flood insurance flood zone: −$66 /mo · $798/yr
• HOA: −$0
• Vacancy / Maint / Mgmt: −$396
• Net cashflow: $413

Break-even live

Break-even rent $1,363

Max offer price $160,000

Occupancy floor 73%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $40,000
• Closing costs: $4,800
• Reserves months: —
• Total cash needed: —

Rent comps 13 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
3611 N State St Jackson, MS	3.0	2.5	1540	$1,800	$1.17	43d	1	0.60mi
4056 Redwing Ave Jackson, MS	3.0	2.0	1678	$1,850	$1.10	43d	1	0.63mi
4220 Council Cir Jackson, MS	3.0	2.5	1780	$1,850	$1.04	23d	1	0.63mi
724 Meadowbrook Rd Jackson, MS	3.0	2.0	1593	$2,150	$1.35	43d	1	0.73mi
4091 Pine Hill Dr Jackson, MS	3.0	2.0	1551	$3,000	$1.93	23d	1	0.83mi
622 Naples Rd Jackson, MS	4.0	2.5	2210	$1,650	$0.75	23d	1	0.95mi
246 Eastbrooke St Jackson, MS	2.0	2.0	1777	$2,750	$1.55	43d	1	1.08mi
341 E Northside Dr Jackson, MS	4.0	2.0	1732	$1,775	$1.02	23d	1	1.09mi
220 Melbourne Rd Jackson, MS	4.0	2.0	1744	$1,350	$0.77	43d	1	1.11mi
4627 Estelle Dr Jackson, MS	3.0	2.0	1489	$1,475	$0.99	23d	1	1.18mi
20 N Hill Pkwy Jackson, MS	1.0–3.0	1.0–2.5	1046	$1,100	$1.05	13d	31	1.33mi
824 Oakwood St Unit B Jackson, MS	2.0	1.5	2537	$1,700	$0.67	43d	1	1.38mi
1710 N State St Jackson, MS	2.0	2.0	1800	$2,450	$1.36	23d	1	1.41mi

Listing history 17 events

1. 2026-03-18
   status Pending
2. 2026-03-10
   listed $160,000 Active
3. 2021-10-20
   historical
4. 2021-10-08
   historical
5. 2017-09-15
   soldstatus
6. 2017-09-13
   soldstatus
7. 2017-08-19
   listed $229,000
8. 2017-02-07
   listed $229,900
9. 2014-04-16
   soldstatus
10. 2014-02-26
    listed $249,900
11. 2005-08-01
    soldstatus
12. 2005-08-01
    soldstatus
13. 2005-04-22
    listed $235,000
14. 2005-02-15
    soldstatus
15. 2004-05-12
    listed $185,000
16. 2004-03-05
    listed $199,500
17. 1982-04-16
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MS · Resets to sale price

• Current annual tax: $1,258 · $105/mo
• Projected year-2 tax: $1,264 · $105/mo
• Expected delta: +$6/yr (+$1/mo · 0.5%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 8/10 Severe FEMA zone X (shaded) · 99% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 7/10 Severe 7 d/yr ≥108°F today · 20 d/yr by 30 yrs out
• 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $22,628
• − Mortgage interest: −$8,962
• − Property taxes: −$1,258
• − Insurance: −$1,598
• − Repairs & maintenance: −$1,810
• − Management: −$1,810
• − Depreciation: −$4,655
• Taxable income: $2,536
• Est. tax owed @ 24.0%: −$609
• After-tax cash flow: $4,344/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Jackson Public School District
• NCES district ID: 2802190
• Math proficiency: 9% ▼ -14.00%
• Reading proficiency: 18% ▼ -7.00%
• Median HH income: $33,234
• Composite: 10.89/100
• National rank: #9755
• State rank: #112 of 130 in MS

Livability — Jackson

• Score: 68/100
• State rank: #66
• US rank: #9695

Category grades

Amenities F Commute A+ Cost of living A+ Crime C Employment F Housing A+ Health & safety F User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Jackson, MS
• County: Hinds County · 167,040 people
• City population: 140,204
• Metro: Jackson, MS
• Population (ZIP): 2,902
• Household income: $43,750
• Rent vs Own: 59.8% rent · 40.2% own
• Severe rent burden: 356.0

Population outlook (Hinds County) Hauer SSP2

• Today (2025): 242,528 people
• By 2030: 241,113 · -0.6%
• By 2040: 235,557 · -2.9%
• By 2050: 226,946 · -6.4%
• By 2075: 199,995 · -17.5%
• By 2100: 164,165 · -32.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (68%)
• Race & ethnicity: White 68% Black 31%
• Common ancestry: Slovak 4% Lithuanian 3% Italian 2%
• Foreign-born: 2% · China
• Languages at home: 96% English-only · Other Indo-European 2% Arabic 1% Spanish 1%

Political lean MEDSL · Hinds

• 2024 margin: Solid D (+46.1) · D 72.4% · R 26.3% · Other 1.4%
• 2008→2024 swing: +7.1pp toward D · 2008: 39.0pp · 2024: 46.1pp
• All cycles: 2024: D+46.1 2020: D+48.3 2016: D+43.7 2012: D+45.1 2008: D+39.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -14.69%
• Current HPI: 168.5049
• Rent YoY: —
• Metro: Jackson, MS
• State GDP YoY: —
• F500 in state: 0

Price history

-19.8% since first listed

17 events — show timeline

• 2026-03-18 Pending — MLSU
• 2026-03-10 Listed $160,000 MLSU
• 2021-10-20 Listing Removed — MLSU
• 2021-10-08 Listing Removed — MLSU
• 2017-09-15 Sold (MLS) — MLSU
• 2017-09-13 Sold (Public Records) — Public Records
• 2017-08-19 Listed $229,000 MLSU
• 2017-02-07 Listed $229,900 MLSU
• 2014-04-16 Sold (MLS) — MLSU
• 2014-02-26 Listed $249,900 MLSU
• 2005-08-01 Sold (Public Records) — Public Records
• 2005-08-01 Sold (MLS) — MLSU
• 2005-04-22 Listed $235,000 MLSU
• 2005-02-15 Sold (MLS) — MLSU
• 2004-05-12 Listed $185,000 MLSU
• 2004-03-05 Listed $199,500 MLSU
• 1982-04-16 Sold (Public Records) — Public Records

Property tax history

-9.2%/yr

Latest (2025): $1,258 · +3.3% YoY. Source: county tax records.