26250 9th St Spc 105 · Highland, CA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 7/10 · Major
- Est. fire insurance / yr
- $659 – $1,223
Heat risk 8/10 · Major
- Hot days now (above 101°F)
- 5 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 10/10 · Severe
- Unhealthy air days now
- 29 days/yr
- Unhealthy air days in 30 yrs
- 35 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Condition / age +4.2/5.0
- Rent growth +3.2/5.0
- Schools +3.1/10.0
- Livability +3.0/5.0
- ARV discount +0.0/15.0
- Appreciation +0.0/10.0
$88,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome to 26250 9th St, Space 105 in Highland — a beautifully remodeled 1-bedroom, 1-bath home located in a secure gated community with 24-hour security. This cozy home offers modern finishes and a comfortable layout designed for easy living. Step into a bright, updated interior featuring new flooring, stylish kitchen cabinetry, and quartz countertops with a custom backsplash. The kitchen features a gas range, microwave, and a convenient stackable washer and dryer. The upgraded bathroom offers a sleek walk-in shower and updated fixtures. Enjoy two covered parking spaces, a community pool, and access to a park with a playground— all within a peaceful, well-maintained park. With affordable space rent and a move-in-ready interior, this home blends comfort, security, and value in one great package.
Key facts
- Gated community
- Kitchen cabinetry
- New flooring
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 1-bed/1.0-bath manufactured listed at $88k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $703 ($8k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $88k).
- Recommended offer: $77k (12.0% below list) — sets the bar for market timing.
- Cap rate 15.9% vs local median 3.0% in Highland — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 59/100 on livability (#618 in CA) — a working-class tenant base; expect higher turnover. Strengths: housing A-; Watch: schools C-, commute D+, crime D-.
- San Bernardino City Unified (urban): math 27% / reading 40% proficiency, ranked #959 of 1,400 in CA (top 68%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 81% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising (+2.9%/yr); 152 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals at typical pace (median 19d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 5,458 units permitted in San Bernardino County in 2024 (1,500 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $608 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- San Bernardino County population projected at +15% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (-3.0% appreciation + 2.9% rent growth), your $25k cash investment doubles in ~4 years — after that, you're playing with house money.
Negotiation context
- It's been on market 190 days — a 12% lower offer ($77k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts since 2y ago; this cycle's ask is 4534% above the opening price — seller raised mid-cycle; expect resistance to lowballs.
Risks & watch-outs
- Climate carrying-cost: major wildfire risk; extreme-heat days projected 5→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 190 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1975 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.89% ✓
- Cap rate
- 15.89%
- Cash-on-cash
- 34.26%
- DSCR
- 2.52
- GRM
- 4.4
CMA / ARV
- ARV (median comp)
- $65,000
- List price
- $88,000
- Delta
- 35.38%
- Verdict
- OVERPRICED
- Comps
- 1 within 2.0 mi
Show comp detail 1 sale within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 26250 E 9th #103 | 0.01mi | 2/1.0 (+1) | 510 (+2%) | 12mo | $55,000 | $108 | 81 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 2.91% rent growth · sell at horizon
- IRR
- 29.6%
- Equity multiple
- 2.23×
- Total profit
- $30,418
- Equity at exit
- $13,121
- IRR
- 36.8%
- Equity multiple
- 4.40×
- Total profit
- $83,665
- Equity at exit
- $7,609
Cash invested: $24,640 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 18 Strongly Tenant-Friendly
- State California
- 18 Strongly Tenant-Friendly · D+13
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 92346
- Rents YoY
- 2.9%
- Active inventory
- 152
- Price-to-rent
- 4.4×
Monthly cashflow live
- Estimated rent
- $1,660 high interval (Pro) →
- Mortgage (P&I)
- −$461
- Tax est. 1.5%
- −$110 /mo · $1,320/yr
- Insurance
- −$37
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$349
- Net cashflow
- $703
Break-even live
Sensitivity live
| Price | -10% $764 | -5% $734 | +0% $703 | +5% $673 | +10% $643 |
|---|---|---|---|---|---|
| Rent | -10% $572 | -5% $638 | +0% $703 | +5% $769 | +10% $835 |
| Rate | -1.0pp $748 | -0.5pp $726 | base $703 | +0.5pp $681 | +1.0pp $657 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $22,000
- Closing costs
- $2,640
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 6 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 26660 9th St Highland, CA | 1.0–2.0 | 1.0–2.0 | 755 | $1,825 | $2.42 | 0d | 5 | 0.37mi |
| 26030 E Baseline St San Bernardino, CA | 1.0–2.0 | 1.0 | 788 | $1,450 | $1.84 | 44d | 1 | 0.56mi |
| 26674 Ward St Highland, CA | 1.0 | 1.0 | 720 | $1,432 | $1.99 | 13d | 1 | 0.66mi |
| 7239 Sterling Ave San Bernardino, CA | 2.0 | 1.0 | 600 | $1,750 | $2.92 | 19d | 1 | 0.83mi |
| 27205 Main St Highland, CA | 1.0 | 1.0 | 700 | $1,575 | $2.25 | 44d | 1 | 1.38mi |
| 1422 E 9th St San Bernardino, CA | 1.0–2.0 | 1.0 | 675 | $1,599 | $2.37 | 0d | 3 | 1.42mi |
Listing history 24 events
-
2026-06-21days on market $88,000 Active 190 DOM
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2026-06-18days on market $88,000 Active 187 DOM
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2026-06-17days on market $88,000 Active 186 DOM
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2026-06-16days on market $88,000 Active 185 DOM
-
2026-06-15days on market $88,000 Active 184 DOM
-
2026-06-13days on market $88,000 Active 182 DOM
-
2026-06-09days on market $88,000 Active 178 DOM
-
2026-06-08days on market $88,000 Active 177 DOM
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2026-06-07days on market $88,000 Active 176 DOM
-
2026-06-04days on market $88,000 Active 173 DOM
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2026-06-03days on market $88,000 Active 172 DOM
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2026-06-02days on market $88,000 Active 171 DOM
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2026-06-01days on market $88,000 Active 170 DOM
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2026-05-31days on market $88,000 Active 169 DOM
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2026-05-01$1,899
-
2026-03-15price $88,000 818-char remark
Show marketing remark (818 chars)
Welcome to 26250 9th St, Space 105 in Highland — a beautifully remodeled 1-bedroom, 1-bath home located in a secure gated community with 24-hour security. This cozy home offers modern finishes and a comfortable layout designed for easy living. Step into a bright, updated interior featuring new flooring, stylish kitchen cabinetry, and quartz countertops with a custom backsplash. The kitchen features a gas range, microwave, and a convenient stackable washer and dryer. The upgraded bathroom offers a sleek walk-in shower and updated fixtures. Enjoy two covered parking spaces, a community pool, and access to a park with a playground— all within a peaceful, well-maintained park. With affordable space rent and a move-in-ready interior, this home blends comfort, security, and value in one great package.
-
2025-12-17status Active 818-char remark
Show marketing remark (818 chars)
Welcome to 26250 9th St, Space 105 in Highland — a beautifully remodeled 1-bedroom, 1-bath home located in a secure gated community with 24-hour security. This cozy home offers modern finishes and a comfortable layout designed for easy living. Step into a bright, updated interior featuring new flooring, stylish kitchen cabinetry, and quartz countertops with a custom backsplash. The kitchen features a gas range, microwave, and a convenient stackable washer and dryer. The upgraded bathroom offers a sleek walk-in shower and updated fixtures. Enjoy two covered parking spaces, a community pool, and access to a park with a playground— all within a peaceful, well-maintained park. With affordable space rent and a move-in-ready interior, this home blends comfort, security, and value in one great package.
-
2025-10-13historical 818-char remark
Show marketing remark (818 chars)
Welcome to 26250 9th St, Space 105 in Highland — a beautifully remodeled 1-bedroom, 1-bath home located in a secure gated community with 24-hour security. This cozy home offers modern finishes and a comfortable layout designed for easy living. Step into a bright, updated interior featuring new flooring, stylish kitchen cabinetry, and quartz countertops with a custom backsplash. The kitchen features a gas range, microwave, and a convenient stackable washer and dryer. The upgraded bathroom offers a sleek walk-in shower and updated fixtures. Enjoy two covered parking spaces, a community pool, and access to a park with a playground— all within a peaceful, well-maintained park. With affordable space rent and a move-in-ready interior, this home blends comfort, security, and value in one great package.
-
2025-10-10$89,999 Active 818-char remark
Show marketing remark (818 chars)
Welcome to 26250 9th St, Space 105 in Highland — a beautifully remodeled 1-bedroom, 1-bath home located in a secure gated community with 24-hour security. This cozy home offers modern finishes and a comfortable layout designed for easy living. Step into a bright, updated interior featuring new flooring, stylish kitchen cabinetry, and quartz countertops with a custom backsplash. The kitchen features a gas range, microwave, and a convenient stackable washer and dryer. The upgraded bathroom offers a sleek walk-in shower and updated fixtures. Enjoy two covered parking spaces, a community pool, and access to a park with a playground— all within a peaceful, well-maintained park. With affordable space rent and a move-in-ready interior, this home blends comfort, security, and value in one great package.
-
2025-02-07soldstatus $80,000 Closed Sale 611-char remark
Show marketing remark (611 chars)
WOW. .. .. Completely remodeled NOT a FLIP the owner did it right as he was living in it!!! The kitchen and bathroom both look like they are right out of a Model Home!! Kitchen is a dream with Quartz Counter and a custom tiled Back-Splash also top of the line stove, dishwasher and stacked washer-dryer are included!! ! All new cabinets, new flooring throughout and the Bathroom has a great walk-in shower!!!! This is a must see. The price is under market for a quick sale!!! The park is a Family Park with a pool and a recreation room that can be reserved for parties, etc. and the rent is UNDER $800 a month!!
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2025-02-05status Pending Sale 611-char remark
Show marketing remark (611 chars)
WOW. .. .. Completely remodeled NOT a FLIP the owner did it right as he was living in it!!! The kitchen and bathroom both look like they are right out of a Model Home!! Kitchen is a dream with Quartz Counter and a custom tiled Back-Splash also top of the line stove, dishwasher and stacked washer-dryer are included!! ! All new cabinets, new flooring throughout and the Bathroom has a great walk-in shower!!!! This is a must see. The price is under market for a quick sale!!! The park is a Family Park with a pool and a recreation room that can be reserved for parties, etc. and the rent is UNDER $800 a month!!
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2025-01-23historical Active Under Contract 611-char remark
Show marketing remark (611 chars)
WOW. .. .. Completely remodeled NOT a FLIP the owner did it right as he was living in it!!! The kitchen and bathroom both look like they are right out of a Model Home!! Kitchen is a dream with Quartz Counter and a custom tiled Back-Splash also top of the line stove, dishwasher and stacked washer-dryer are included!! ! All new cabinets, new flooring throughout and the Bathroom has a great walk-in shower!!!! This is a must see. The price is under market for a quick sale!!! The park is a Family Park with a pool and a recreation room that can be reserved for parties, etc. and the rent is UNDER $800 a month!!
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2024-12-10price $79,900 611-char remark
Show marketing remark (611 chars)
WOW. .. .. Completely remodeled NOT a FLIP the owner did it right as he was living in it!!! The kitchen and bathroom both look like they are right out of a Model Home!! Kitchen is a dream with Quartz Counter and a custom tiled Back-Splash also top of the line stove, dishwasher and stacked washer-dryer are included!! ! All new cabinets, new flooring throughout and the Bathroom has a great walk-in shower!!!! This is a must see. The price is under market for a quick sale!!! The park is a Family Park with a pool and a recreation room that can be reserved for parties, etc. and the rent is UNDER $800 a month!!
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2024-10-25$84,900 Active 611-char remark
Show marketing remark (611 chars)
WOW. .. .. Completely remodeled NOT a FLIP the owner did it right as he was living in it!!! The kitchen and bathroom both look like they are right out of a Model Home!! Kitchen is a dream with Quartz Counter and a custom tiled Back-Splash also top of the line stove, dishwasher and stacked washer-dryer are included!! ! All new cabinets, new flooring throughout and the Bathroom has a great walk-in shower!!!! This is a must see. The price is under market for a quick sale!!! The park is a Family Park with a pool and a recreation room that can be reserved for parties, etc. and the rent is UNDER $800 a month!!
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 7/10 Severe
- Heat 8/10 Severe 5 d/yr ≥101°F today · 16 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 10/10 Extreme 29 unhealthy d/yr today · 35 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $19,923
- − Mortgage interest
- −$4,929
- − Property taxes
- −$1,320
- − Insurance
- −$440
- − Repairs & maintenance
- −$1,594
- − Management
- −$1,594
- − Depreciation
- −$2,560
- Taxable income
- $7,486
- Est. tax owed @ 24.0%
- −$1,797
- After-tax cash flow
- $6,645/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 13 photos
This remodeled mobile home is in good condition with updated interiors and a maintained exterior. It offers a good balance of modern finishes and a comfortable layout.
Value-add opportunities
- Both paint exterior — enhances curb appeal and resale value
- Both trim landscaping — improves curb appeal and rental value
Renovation cost estimate screening
Value-add ROI direction
- Both paint exterior — enhances curb appeal and resale value ↑
- Both trim landscaping — improves curb appeal and rental value ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- San Bernardino City Unified
- NCES district ID
- 0634170
- Math proficiency
- 27% ▲ 1.00%
- Reading proficiency
- 40% ▬ 0.00%
- Median HH income
- $39,758
- Composite
- 30.8/100
- National rank
- #11385
- State rank
- #959 of 1400 in CA
Livability — Highland
- Score
- 59/100
- State rank
- #618
- US rank
- #19608
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Highland, CA
- County
- San Bernardino County · 2,030,291 people
- City population
- 56,179
- Metro
- Riverside-San Bernardino-Ontario, CA
- Population (ZIP)
- 56,179
- Household income
- $85,163
- Rent vs Own
- Severe rent burden
- 1816.0
Population outlook (San Bernardino County) Hauer SSP2
- Today (2025)
- 2,300,329 people
- By 2030
- 2,378,907 · +3.4%
- By 2040
- 2,523,137 · +9.7%
- By 2050
- 2,642,388 · +14.9%
- By 2075
- 2,880,769 · +25.2%
- By 2100
- 2,909,436 · +26.5%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.63)
- Race & ethnicity
- Hispanic / Latino 53% White 26% Two or more races 14% Black 8% Asian 8% Native American 1%
- Hispanic origin (detail)
- Mexican 46%
- Common ancestry
- Italian 1% Iranian 1% Lithuanian 1%
- Foreign-born
- 19% · Canada, Vietnam, South Korea
- Languages at home
- 60% English-only · Spanish 32% Vietnamese 2% Tagalog/Filipino 2%
Political lean MEDSL · San Bernardino
- 2024 margin
- Toss-up / Even · D 47.5% · R 49.7% · Other 2.8%
- 2008→2024 swing
- -8.5pp toward R · 2008: 6.3pp · 2024: -2.1pp
- All cycles
- 2024: R+2.1 2020: D+10.7 2016: D+9.8 2012: D+5.4 2008: D+6.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -328.00%
- Current HPI
- 367.2829
- Rent YoY
- ▲ 2.91%
- Metro
- Riverside-San Bernardino-Ontario, CA
- State GDP YoY
- ▲ 3.21%
- F500 in state
- 116
Industry mix (Fortune 500 HQ in CA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 27 | $1,492B |
|
||
| Financial Services | 3 | $174B |
|
||
| Retail | 3 | $44B |
|
||
| Insurance | 3 | $26B |
|
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| Media / Entertainment | 2 | $115B |
|
||
| Pharmaceuticals / Biotech | 2 | $62B |
|
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Price history
-97.8% since first listed10 events — show timeline
- 2026-05-01 Listed for Rent $1,899 CRMLS
- 2026-03-15 Price Changed $88,000 CRMLS
- 2025-12-17 Relisted — CRMLS
- 2025-10-13 Listing Removed — CRMLS
- 2025-10-10 Listed $89,999 CRMLS
- 2025-02-07 Sold (MLS) $80,000 CRMLS
- 2025-02-05 Pending — CRMLS
- 2025-01-23 Contingent — CRMLS
- 2024-12-10 Price Changed $79,900 CRMLS
- 2024-10-25 Listed $84,900 CRMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…