1426 Scott St · La Marque, TX 77568

$169,000

3 bd · 2.0 ba · 1,686 sqft · SingleFamily public records · 22 Days on market

Built 1975 8,820 sqft lot Est $223k · 24% under ↓ 6% since listing

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +20.6/30.0
• ARV discount +15.0/15.0
• DSCR +6.5/10.0
• 1% rule +5.8/10.0
• Rent growth +3.5/5.0
• Livability +3.0/5.0
• Condition / age +2.5/5.0
• Schools +2.4/10.0
• Appreciation +0.0/10.0

Listing remarks

3-bedroom, 2-bath home located in the heart of La Marque. This home features an open-concept living area with a cozy fireplace, a spacious kitchen with adjoining breakfast area, and a separate formal dining room perfect for entertaining. The split floor plan offers comfortable living with generously sized bedrooms and plenty of natural light throughout. The property includes a 2-car garage, a large fenced backyard with a storage shed, and added security features including bars on select doors and shutters on windows. Fresh paint in the living room gives the home a clean, updated feel. Conveniently located near schools, shopping, dining, and easy access to I-45 for commuting to Galveston or

Key facts

• Spacious kitchen
• Split floor plan
• Cozy fireplace

Tags

• OPEN-CONCEPT LIVING AREA
• COZY FIREPLACE
• SPACIOUS KITCHEN
• ADJOINING BREAKFAST AREA
• SEPARATE FORMAL DINING ROOM
• SPLIT FLOOR PLAN

Property features AI

Exterior

• Parking: Attached 2-car garage
• Security: Smoke detectors
• Utilities: Public water; Public sewer
• Home design: Residential property; Faces south; Built in 1975; Slab foundation
• Construction: Composition roof
• Exterior features: Covered patio; Patio; Deck; Fence (back yard); Storage shed(s); Storm/security shutters

Interior

• Kitchen: Dishwasher; Electric oven; Electric range; Garbage disposal
• Bedrooms: Primary bedroom on first floor (15 x 14); Bedroom on first floor (12 x 12); Bedroom on first floor (12 x 11)
• Flooring: Carpet; Tile
• Bathrooms: 2 full bathrooms; Primary bathroom on first floor (6 x 8); Bathroom on first floor (7 x 5)
• Heating & cooling: Central heating (electric); Central air conditioning (electric)
• Interior features: Wood-burning fireplace (1); Tub with shower; Ceiling fans; Kitchen/dining combo; 8 total rooms
• Laundry & utility: Washer hookup; Electric dryer hookup

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $169k.

Deal economics

• At list price, monthly cash flow is $100 ($1k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $169k).
• Recommended offer: $166k (1.5% below list) — sets the bar for market timing.
• Cap rate 7.9% vs local median 5.6% in La Marque — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 59/100 on livability (#1,136 in TX) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+; Watch: employment D, crime F, amenities F.
• Texas City ISD (suburban): math 28% / reading 29% proficiency, ranked #655 of 826 in TX (top 79%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 66% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: Hayley El (math 7% / reading 11%, grade F, #4,293 of 4,322 statewide, top 99%, 562 students, 92% FRL); La Marque H S (math 27% / reading 20%, grade F, #1,342 of 1,632 statewide, top 82%, 647 students, 91% FRL) — zoned schools average 92% FRL vs 66% district-wide (26 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Zoned-school proficiency averages 16% at this address vs 28% district-wide (-12 pts) — the specific schools serving this property underperform the Texas City ISD average; the district grade overstates school quality for this exact location.
• Market conditions: Rents rising (+4.0%/yr); 654 active listings in the ZIP; 10 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 40% of comp listings sitting > 30 days — soft ceiling on asking rent; 3,258 units permitted in Galveston County in 2024 (0 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• Galveston County population projected at +43% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 22 days — a 2% lower offer ($166k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts; this cycle's ask has dropped $10k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: flood insurance adds $125/mo.
• Climate carrying-cost: in FEMA flood zone A (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→28/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $166,465 (1.5% below list)

Questions for the listing agent

1. Built in 1975 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.08% ✓
• Cap rate: 7.89%
• Cash-on-cash: 5.72%
• DSCR: 1.25
• GRM: 7.7

CMA / ARV

• ARV (on-the-fly): $222,552
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1303 Red Bud Ln Ln	0.35mi	3/2.0	1,796 (+6%)	4mo	$170,000	$95	69
1131 Prune St	0.29mi	4/2.0 (+1)	1,623 (-4%)	8mo	$215,000	$132	68
1311 Scott St	0.15mi	2/2.0 (-1)	1,520 (-10%)	6mo	$164,000	$108	66
2201 Meadow Ln	0.69mi	3/2.0	1,660 (-2%)	2mo	$248,000	$149	64
1925 Palm St	0.19mi	3/2.0	1,442 (-14%)	5mo	$199,900	$139	63
1010 Ross St	0.42mi	3/2.5	1,520 (-10%)	3mo	$269,000	$177	59
1112 Cora St	0.66mi	3/2.0	1,631 (-3%)	6mo	$175,000	$107	59
1220 Walnut St	0.41mi	3/2.0	1,448 (-14%)	0mo	$200,000	$138	57
2115 Scott St	0.62mi	3/2.5	1,584 (-6%)	8mo	$159,000	$100	53
1226 Sunset Ln	0.59mi	3/2.0	1,500 (-11%)	3mo	$249,000	$166	52
1906 Little St	0.51mi	4/2.0 (+1)	1,520 (-10%)	9mo	$90,000	$59	48
925 Cedar Dr	0.68mi	4/3.0 (+1)	1,492 (-12%)	9mo	$180,000	$121	33

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.95% rent growth · sell at horizon

5-year hold

• IRR: -11.0%
• Equity multiple: 0.60×
• Total profit: $-19,109
• Equity at exit: $25,198

10-year hold

• IRR: -0.2%
• Equity multiple: 0.99×
• Total profit: $-528
• Equity at exit: $14,612

Cash invested: $47,320 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Texas: 87 Strongly Landlord-Friendly · R+5
• County: — inherits STATE
• City: — inherits STATE

3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

Methodology + full state rankings →

ZIP-level market 77568

• Home prices YoY: -22.7%
• Rents YoY: 4.0%
• Active inventory: 654
• Price-to-rent: 7.7×

Monthly cashflow live

• Estimated rent: $1,821 high
• Mortgage (P&I): −$886
• Tax from tax record: −$256 /mo · $3,075/yr
• Insurance: −$70
• Flood insurance flood zone: −$125 /mo · $1,502/yr
• HOA: −$0
• Vacancy / Maint / Mgmt: −$382
• Net cashflow: $100

Break-even live

Break-even rent $1,694

Max offer price $169,000

Occupancy floor 89%

Sensitivity live

Price	-10% $196	-5% $148	+0% $100	+5% $52	+10% $5
Rent	-10% $-44	-5% $28	+0% $100	+5% $172	+10% $244
Rate	-1.0pp $185	-0.5pp $143	base $100	+0.5pp $56	+1.0pp $12

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $42,250
• Closing costs: $5,070
• Reserves months: —
• Total cash needed: —

Rent comps 10 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1029 Sycamore St La Marque, TX	3.0	2.0	1928	$1,695	$0.88	16d	1	0.27mi
1825 Bayou Rd La Marque, TX	2.0	1.0	1200	$1,195	$1.00	44d	1	0.39mi
1230 Kirsten St La Marque, TX	3.0	2.0	1704	$1,660	$0.97	3d	1	0.61mi
509 Bluebonnet Dr La Marque, TX	4.0	1.0	1223	$1,550	$1.27	44d	1	0.89mi
1401 Austin St La Marque, TX	4.0	3.0	1542	$2,400	$1.56	44d	1	0.97mi
105 Plum St La Marque, TX	4.0	1.5	1329	$2,100	$1.58	3d	1	1.01mi
1013 Margot St La Marque, TX	3.0	2.0	1099	$1,500	$1.36	19d	1	1.08mi
203 Beatrice St La Marque, TX	3.0	1.0	1304	$1,395	$1.07	25d	1	1.13mi
1006 E Camp Cir La Marque, TX	3.0	1.0	1230	$1,500	$1.22	25d	1	1.26mi
309 S Bell Dr Texas City, TX	2.0	2.0	1316	$1,650	$1.25	44d	1	1.40mi

Listing history 16 events

1. 2026-06-18
   days on market $169,000 Active 22 DOM
2. 2026-06-17
   days on market $169,000 Active 21 DOM
3. 2026-06-16
   days on market $169,000 Active 20 DOM
4. 2026-06-15
   days on market $169,000 Active 19 DOM
5. 2026-06-13
   days on market $169,000 Active 17 DOM
6. 2026-06-09
   days on market $169,000 Active 13 DOM
7. 2026-06-08
   days on market $169,000 Active 12 DOM
8. 2026-06-07
   days on market $169,000 Active 11 DOM
9. 2026-06-04
   days on market $169,000 Active 8 DOM
10. 2026-06-03
    days on market $169,000 Active 7 DOM
11. 2026-06-02
    pricedays on market $169,000 Active 6 DOM
12. 2026-06-01
    days on market $179,000 Active 5 DOM
13. 2026-05-31
    days on market $179,000 Active 4 DOM
14. 2026-05-27
    listed $179,000 Active
15. 2026-04-02
    historical
16. 2025-10-31
    listed $189,900 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

• Current annual tax: $3,075 · $256/mo
• Projected year-2 tax: $3,093 · $258/mo
• Expected delta: +$18/yr (+$1/mo · 0.6%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 7/10 Severe FEMA zone A · 60% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 10/10 Extreme 7 d/yr ≥109°F today · 28 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $21,850
• − Mortgage interest: −$9,467
• − Property taxes: −$3,075
• − Insurance: −$2,348
• − Repairs & maintenance: −$1,748
• − Management: −$1,748
• − Depreciation: −$4,916
• Taxable loss: −$1,452
• Est. tax savings @ 24.0%: +$348
• After-tax cash flow: $1,552/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Texas City ISD
• NCES district ID: 4842510
• Math proficiency: 28% ▼ -10.00%
• Reading proficiency: 29% ▼ -4.00%
• Median HH income: $44,875
• Composite: 24.47/100
• National rank: #7664
• State rank: #655 of 826 in TX

Livability — La Marque

• Score: 59/100
• State rank: #1136
• US rank: #20037

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D Housing A+ Health & safety F User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: La Marque, TX
• County: Galveston County · 357,330 people
• City population: 49,936
• Metro: Houston-The Woodlands-Sugar Land, TX
• Population (ZIP): 23,083
• Household income: $74,694
• Rent vs Own: 28.0% rent · 72.0% own
• Severe rent burden: 700.0

Population outlook (Galveston County) Hauer SSP2

• Today (2025): 390,640 people
• By 2030: 425,226 · +8.9%
• By 2040: 493,765 · +26.4%
• By 2050: 559,698 · +43.3%
• By 2075: 719,260 · +84.1%
• By 2100: 819,628 · +109.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Highly diverse neighborhood (Simpson 0.71)
• Race & ethnicity: White 37% Hispanic / Latino 29% Black 26% Two or more races 17% Asian 3%
• Hispanic origin (detail): Mexican 22% Puerto Rican 1%
• Common ancestry: Lithuanian 1% Italian 1% Serbian 1%
• Foreign-born: 8% · Canada
• Languages at home: 77% English-only · Spanish 21% Tagalog/Filipino 1% Other Asian/Pacific 1%

Political lean MEDSL · Galveston

• 2024 margin: Strong R (+27.4) · D 35.7% · R 63.1% · Other 1.2%
• 2008→2024 swing: -7.9pp toward R · 2008: -19.5pp · 2024: -27.4pp
• All cycles: 2024: R+27.4 2020: R+22.6 2016: R+22.6 2012: R+26.9 2008: R+19.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -69.39%
• Current HPI: 236.0239
• Rent YoY: ▲ 3.95%
• Metro: Houston-The Woodlands-Sugar Land, TX
• State GDP YoY: ▲ 3.95%
• F500 in state: 110

Industry mix (Fortune 500 HQ in TX)

Industry	F500 HQs	Revenue
▸Energy	16	$1,198B
▸Technology	5	$198B
▸Engineering / Construction	4	$72B
▸Energy Services	3	$60B
▸Utilities	3	$41B
▸Healthcare	2	$330B

Price history

-5.7% since first listed

3 events — show timeline

• 2026-05-27 Listed $179,000 HARMLS
• 2026-04-02 Listing Removed — HARMLS
• 2025-10-31 Listed $189,900 HARMLS

Property tax history

+3.7%/yr

Latest (2025): $3,075 · +13.3% YoY. Source: county tax records.