1812 Atrium Dr · Sun City Center, FL 33573

$219,000

2 bd · 2.0 ba · 1,212 sqft · SingleFamily public records · 102 Days on market

Built 1987 3,250 sqft lot $119/mo HOA · 6% of rent

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +9.4/30.0
• ARV discount +7.5/15.0
• Schools +4.2/10.0
• Livability +3.9/5.0
• 1% rule +3.6/10.0
• Appreciation +3.4/10.0
• Rent growth +3.2/5.0
• DSCR +2.6/10.0
• Condition / age +2.5/5.0

Listing remarks MLS

This 2 Bedroom / 2 Bathroom corner Villa is in the very desirable Cypressview II Community in Sun City. Walk into an open concept home with a wall of windows and sliding glass doors looking onto the patio. The kitchenhas backsplash and newer fridge, stove and microwave. Home features an open living room, large sitting/dining room with patio surrounded by durable vinyl fencing for privacy. The primary bedroom is currently used as an office with large desk, queen sofa bed, en-suite full bath with shower and walk-in closet. 2nd bedroom has a King size BeautyRest mattress and boxspring and large closet. The garage has plenty of room for your car, storage and space for your golf cart. There is currently a golf cart at property which is for sale. Everything about this property has been well maintained. Home is located on a quiet cul-de-sac with plenty of overflow parking. Attached Villa is also for sale (different owners). Great Investment potential: buy both units for double rental income or live on one side and rent out the other to pay the mortgage! Experience what Sun City Center has! Many amenities including indoor and outdoor pools, a huge fitness center, tennis courts, shuffleboard, pickle ball, entertainment and over 200 clubs, to keep you busy. You can drive a car or take a golf cart to get you around town. The low monthly HOA covers lawn care and water for irrigation. Welcome home!

Key facts

• Sliding glass doors
• Wall of windows
• Walk in closet

Tags

• CORNER VILLA
• OPEN CONCEPT HOME
• WALL OF WINDOWS
• SLIDING GLASS DOORS
• EN SUITE FULL BATH
• WALK IN CLOSET

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath single-family listed at $219k.

Deal economics

• At list price, monthly cash flow is $-156 ($-2k/yr) — negative.
• To cash-flow at today's rent, offer at most $191k (12.6% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $188k (14.2% below list).
• Recommended offer: $188k (14.2% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 78/100 on livability (#178 in FL, #2,736 nationally) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety A+, crime B+; Watch: schools D+, amenities F.
• Hillsborough (suburban): math 47% / reading 50% proficiency, ranked #41 of 73 in FL (top 56%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents rising (+2.6%/yr); 602 active listings in the ZIP; 15 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 9,053 units permitted in Hillsborough County in 2024 (4,555 in 5+ unit buildings).
• This rent runs 31% of the median local income ($73k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
• Hillsborough County population projected at +37% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 102 days — a 9% lower offer ($199k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 16y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $88k; list at $219k implies a 149% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: moderate flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→29/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $187,991 (14.2% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 102 days. Have you received any prior offers? Is the seller open to a 14% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.86% ✗
• Cap rate: 5.44%
• Cash-on-cash: -3.06%
• DSCR: 0.86
• GRM: 9.7

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 2.65% rent growth · sell at horizon

5-year hold

• IRR: -21.8%
• Equity multiple: 0.25×
• Total profit: $-45,992
• Equity at exit: $32,654

10-year hold

• IRR: -16.3%
• Equity multiple: 0.10×
• Total profit: $-55,116
• Equity at exit: $18,935

Cash invested: $61,320 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33573

• Home prices YoY: -1.2%
• Rents YoY: 2.6%
• Active inventory: 602
• Price-to-rent: 9.7×

Monthly cashflow live

• Estimated rent: $1,880 high
• Mortgage (P&I): −$1,148
• Tax from tax record: −$283 /mo · $3,392/yr
• Insurance: −$91
• HOA: −$119
• Vacancy / Maint / Mgmt: −$395
• Net cashflow: $-156

Break-even live

Break-even rent $2,078

Max offer price $191,398

Occupancy floor —

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $54,750
• Closing costs: $6,570
• Reserves months: —
• Total cash needed: —

Rent comps 15 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1750 Atrium Dr Sun City Center, FL	2.0	2.0	1367	$1,750	$1.28	24d	1	0.15mi
810 Oakmont Ave Sun City Center, FL	2.0	2.0	1266	$2,100	$1.66	24d	1	0.80mi
4408 Eternal Prince Dr Sun City Center, FL	3.0	2.0	1451	$1,800	$1.24	24d	1	0.84mi
15519 Telford Spring Dr Sun City Center, FL	3.0	2.0	1348	$2,090	$1.55	24d	1	0.95mi
704 Torrey Pines Ave Sun City Center, FL	2.0	1.0	981	$1,675	$1.71	24d	1	1.03mi
704 Torrey Pines Ave Sun City Center, FL	2.0	1.0	981	$1,700	$1.73	15d	1	1.03mi
8117 Alamosa Wood Ave Ruskin, FL	3.0	2.0	1346	$1,895	$1.41	24d	1	1.15mi
1528 Chevy Chase Dr Sun City Center, FL	2.0	2.0	1346	$2,000	$1.49	24d	1	1.17mi
1104 Desert Hills Dr Sun City Center, FL	2.0	2.0	1383	$1,825	$1.32	17d	1	1.19mi
717 Indian Wells Ave Sun City Center, FL	2.0	2.0	1264	$1,595	$1.26	24d	1	1.21mi
7338 Lumber Port Dr Ruskin, FL	3.0	2.0	1298	$2,030	$1.56	5d	1	1.32mi
701 Cypress Pl Sun City Center, FL	2.0	2.0	1425	$1,700	$1.19	24d	1	1.33mi
7329 Lumber Port Dr Ruskin, FL	3.0	2.0	1275	$2,000	$1.57	4d	1	1.37mi
1301 Warwick Ct Unit 1301 Sun City Center, FL	1.0	1.0	1102	$1,575	$1.43	24d	1	1.38mi
1005 Rickenbacker Dr Sun City Center, FL	2.0	1.0	1224	$1,595	$1.30	3d	1	1.43mi

HOA detail

• Monthly dues: $119 · $1,428/yr
• Likely covers: waterlandscapingpoolgym

Listing history 23 events

1. 2026-06-18
   days on market $219,000 Active 102 DOM
2. 2026-06-17
   days on market $219,000 Active 101 DOM
3. 2026-06-16
   days on market $219,000 Active 100 DOM
4. 2026-06-15
   days on market $219,000 Active 99 DOM
5. 2026-06-13
   days on market $219,000 Active 97 DOM
6. 2026-06-13
   days on market $219,000 Active 96 DOM
7. 2026-06-09
   days on market $219,000 Active 93 DOM
8. 2026-06-08
   days on market $219,000 Active 92 DOM
9. 2026-06-07
   days on market $219,000 Active 91 DOM
10. 2026-06-04
    days on market $219,000 Active 88 DOM
11. 2026-06-03
    days on market $219,000 Active 87 DOM
12. 2026-06-02
    days on market $219,000 Active 86 DOM
13. 2026-06-01
    days on market $219,000 Active 85 DOM
14. 2026-05-31
    days on market $219,000 Active 84 DOM
15. 2026-03-08
    listed $219,000 Active 1412-char remark

    Show marketing remark (1412 chars)

    This 2 Bedroom / 2 Bathroom corner Villa is in the very desirable Cypressview II Community in Sun City. Walk into an open concept home with a wall of windows and sliding glass doors looking onto the patio. The kitchenhas backsplash and newer fridge, stove and microwave. Home features an open living room, large sitting/dining room with patio surrounded by durable vinyl fencing for privacy. The primary bedroom is currently used as an office with large desk, queen sofa bed, en-suite full bath with shower and walk-in closet. 2nd bedroom has a King size BeautyRest mattress and boxspring and large closet. The garage has plenty of room for your car, storage and space for your golf cart. There is currently a golf cart at property which is for sale. Everything about this property has been well maintained. Home is located on a quiet cul-de-sac with plenty of overflow parking. Attached Villa is also for sale (different owners). Great Investment potential: buy both units for double rental income or live on one side and rent out the other to pay the mortgage! Experience what Sun City Center has! Many amenities including indoor and outdoor pools, a huge fitness center, tennis courts, shuffleboard, pickle ball, entertainment and over 200 clubs, to keep you busy. You can drive a car or take a golf cart to get you around town. The low monthly HOA covers lawn care and water for irrigation. Welcome home!

16. 2014-04-23
    soldstatus $88,000
17. 2014-04-21
    soldstatus $88,000 Sold 880-char remark

    Show marketing remark (880 chars)

    Come and see this lovely, move-in ready, furnished Somerset model. This home has a new roof (December 2013), new plumbing (January 2014), and new hurricane impact resistant windows (February 2014) in the kitchen and bedrooms. The screened lanai, which includes easily installed hurricane shutters, opens up to a lovely outdoor patio area with a privacy fence. The 1.5 car garage features a work bench and room for a golf cart. This home has been well kept and maintained. Golf cart is available under separate contract. Here in Sun City Center, over 200 clubs and activities await you, and golf carts are our second mode of transportation. Tampa, St Petersburg, Bradenton and Sarasota are just a short drive away with professional sports, the arts, as well as award winning beaches, and the excitement and fun of Disney is just 90 minutes away! This IS Florida living at its best!

18. 2014-02-20
    listed $90,000 880-char remark

    Show marketing remark (880 chars)

    Come and see this lovely, move-in ready, furnished Somerset model. This home has a new roof (December 2013), new plumbing (January 2014), and new hurricane impact resistant windows (February 2014) in the kitchen and bedrooms. The screened lanai, which includes easily installed hurricane shutters, opens up to a lovely outdoor patio area with a privacy fence. The 1.5 car garage features a work bench and room for a golf cart. This home has been well kept and maintained. Golf cart is available under separate contract. Here in Sun City Center, over 200 clubs and activities await you, and golf carts are our second mode of transportation. Tampa, St Petersburg, Bradenton and Sarasota are just a short drive away with professional sports, the arts, as well as award winning beaches, and the excitement and fun of Disney is just 90 minutes away! This IS Florida living at its best!

19. 2011-03-07
    soldstatus $68,000
20. 2011-03-04
    soldstatus $68,000
21. 2010-12-21
    listed $72,900
22. 1994-06-06
    soldstatus $58,500
23. 1987-10-01
    soldstatus $59,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $3,392 · $283/mo
• Projected year-2 tax: $3,392 · $283/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 5/10 Major FEMA zone X (unshaded) · 65% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 10/10 Extreme 7 d/yr ≥109°F today · 29 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $22,559
• − Mortgage interest: −$12,267
• − Property taxes: −$3,392
• − Insurance: −$1,095
• − Repairs & maintenance: −$1,805
• − Management: −$1,805
• − HOA: −$1,428
• − Depreciation: −$6,371
• Taxable loss: −$5,604
• Est. tax savings @ 24.0%: +$1,345
• After-tax cash flow: $-530/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Hillsborough
• NCES district ID: 1200870
• Math proficiency: 47% ▼ -8.00%
• Reading proficiency: 50% ▼ -4.00%
• Median HH income: $50,622
• Composite: 41.6/100
• National rank: #3435
• State rank: #41 of 73 in FL

Livability — Sun City Center

• Score: 78/100
• State rank: #178
• US rank: #2736

Category grades

Amenities F Commute B+ Cost of living B+ Crime B+ Employment C+ Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Sun City Center, FL
• County: Hillsborough County · 1,540,968 people
• City population: 35,362
• Metro: Tampa-St. Petersburg-Clearwater, FL
• Population (ZIP): 35,362
• Household income: $72,834
• Rent vs Own: 17.3% rent · 82.7% own
• Severe rent burden: 1382.0

Population outlook (Hillsborough County) Hauer SSP2

• Today (2025): 1,607,022 people
• By 2030: 1,733,968 · +7.9%
• By 2040: 1,979,565 · +23.2%
• By 2050: 2,203,427 · +37.1%
• By 2075: 2,667,893 · +66.0%
• By 2100: 2,891,558 · +79.9%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (73%)
• Race & ethnicity: White 73% Hispanic / Latino 13% Two or more races 11% Black 10% Asian 1%
• Hispanic origin (detail): Mexican 1% Puerto Rican 6% Cuban 2%
• Common ancestry: Romanian 3% Lithuanian 3% Slovak 2%
• Foreign-born: 8% · Canada, Vietnam
• Languages at home: 86% English-only · Spanish 10% French/Haitian/Cajun 1% German/W. Germanic 1%

Political lean MEDSL · Hillsborough

• 2024 margin: Toss-up / Even · D 47.8% · R 50.9% · Other 1.3%
• 2008→2024 swing: -10.2pp toward R · 2008: 7.1pp · 2024: -3.1pp
• All cycles: 2024: R+3.1 2020: D+6.9 2016: D+6.8 2012: D+6.7 2008: D+7.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -3.27%
• Current HPI: 272.9767
• Rent YoY: ▲ 2.65%
• Metro: Tampa-St. Petersburg-Clearwater, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+265.6% since first listed

9 events — show timeline

• 2026-03-08 Listed $219,000 Stellar MLS as Distributed by MLS Grid
• 2014-04-23 Sold (Public Records) $88,000 Public Records
• 2014-04-21 Sold (MLS) $88,000 Stellar MLS as Distributed by MLS Grid
• 2014-02-20 Listed $90,000 Stellar MLS as Distributed by MLS Grid
• 2011-03-07 Sold (Public Records) $68,000 Public Records
• 2011-03-04 Sold (MLS) $68,000 Stellar MLS as Distributed by MLS Grid
• 2010-12-21 Listed $72,900 Stellar MLS as Distributed by MLS Grid
• 1994-06-06 Sold (Public Records) $58,500 Public Records
• 1987-10-01 Sold (Public Records) $59,900 Public Records

Property tax history

+7.9%/yr

Latest (2025): $3,392 · +10.2% YoY. Source: county tax records.