130 Jasmine Woods Ct Unit 7B · Deltona, FL 32725

$120,000

2 bd · 2.0 ba · 897 sqft · Condo public records · 79 Days on market

Built 1979 $300/mo HOA · 18% of rent

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +18.4/30.0
• 1% rule +9.0/10.0
• ARV discount +7.5/15.0
• DSCR +5.8/10.0
• Schools +3.9/10.0
• Livability +3.6/5.0
• Rent growth +2.7/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

The lovely community comes with plenty of amenities including: heated community pool, mature landscaping, tennis court, BBQ area, and many more. The subdivision is located minutes away from Florida's Sun-rail and I-4

Key facts

• Wooded backdrop
• Clubhouse
• Community pool

Tags

• PRIVATE BALCONY
• WOODED BACKDROP
• COMMUNITY POOL
• CLUBHOUSE
• LAMINATE WOOD FLOORING
• BREAKFAST BAR

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath condo listed at $120k.

Deal economics

• At list price, monthly cash flow is $113 ($1k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $120k).
• Recommended offer: $113k (6.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 71/100 on livability (#381 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: amenities F, commute F.
• Volusia (suburban): math 44% / reading 49% proficiency, ranked #47 of 73 in FL (top 64%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Forest Lake Elementary School (math 45% / reading 53%, grade D, #1,134 of 2,144 statewide, top 54%, 476 students, 62% FRL); University High School (math 28% / reading 46%, grade F, #340 of 667 statewide, top 52%, 2,901 students, 49% FRL) — zoned schools at 56% FRL track the district average.
• Market conditions: Rents flat; 415 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals at typical pace (median 15d on market — plan ~3-4 weeks tenant-placement turnaround); 3,402 units permitted in Volusia County in 2024 (681 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $830 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Volusia County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 79 days — a 6% lower offer ($113k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 18y ago; this cycle's ask has dropped $30k (20%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $72k; list at $120k implies a 67% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $112,800 (6.0% below list)

Questions for the listing agent

1. It's been on market 79 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
2. Built in 1979 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
7. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 1.40% ✓
• Cap rate: 7.42%
• Cash-on-cash: 4.03%
• DSCR: 1.18
• GRM: 6.0

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.61% rent growth · sell at horizon

5-year hold

• IRR: -13.6%
• Equity multiple: 0.53×
• Total profit: $-15,936
• Equity at exit: $17,892

10-year hold

• IRR: -11.0%
• Equity multiple: 0.44×
• Total profit: $-18,962
• Equity at exit: $10,375

Cash invested: $33,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32725

• Rents YoY: 0.6%
• Active inventory: 415
• Price-to-rent: 6.0×

Monthly cashflow live

• Estimated rent: $1,675 high
• Mortgage (P&I): −$629
• Tax from tax record: −$231 /mo · $2,774/yr
• Insurance: −$50
• HOA: −$300
• Vacancy / Maint / Mgmt: −$352
• Net cashflow: $113

Break-even live

Break-even rent $1,532

Max offer price $120,000

Occupancy floor 88%

Sensitivity live

Price	-10% $181	-5% $147	+0% $113	+5% $79	+10% $45
Rent	-10% $-20	-5% $47	+0% $113	+5% $179	+10% $245
Rate	-1.0pp $173	-0.5pp $143	base $113	+0.5pp $82	+1.0pp $50

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $30,000
• Closing costs: $3,600
• Reserves months: —
• Total cash needed: —

Rent comps 6 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
140 Orchid Woods Ct Unit 15B Deltona, FL	2.0	2.0	897	$1,399	$1.56	14d	1	0.13mi
120 Hibiscus Woods Ct Deltona, FL	2.0	2.0	897	$1,475	$1.64	11d	2	0.14mi
100 Sweetgum Woods Ct Unit 8D Deltona, FL	2.0	2.0	897	$1,600	$1.78	14d	1	0.18mi
160 Live Oak Woods Ct Unit 4D Deltona, FL	2.0	2.0	897	$1,575	$1.76	24d	1	0.21mi
164 Perimeter Dr Unit 4A Deltona, FL	2.0	2.0	897	$1,750	$1.95	24d	1	0.28mi
542 Salerno Dr Deltona, FL	3.0	2.0	1120	$1,915	$1.71	11d	1	1.03mi

HOA detail condo

• Monthly dues: $300 · $3,600/yr
• Likely covers: landscapingpool
• Assessments: None detected in remarks — confirm with the listing agent.

Listing history 20 events

1. 2026-04-06
   status Pending
2. 2026-03-23
   price $120,000
3. 2026-03-16
   price $125,000
4. 2026-03-08
   price $133,000
5. 2026-02-09
   price $138,000
6. 2026-02-01
   price $140,000
7. 2026-01-17
   listed $149,900 Active
8. 2017-04-10
   soldstatus $72,000
9. 2017-04-07
   soldstatus $72,000 Sold 216-char remark

   Show marketing remark (216 chars)

   The lovely community comes with plenty of amenities including: heated community pool, mature landscaping, tennis court, BBQ area, and many more. The subdivision is located minutes away from Florida's Sun-rail and I-4

10. 2017-02-04
    status Pending 216-char remark

    Show marketing remark (216 chars)

    The lovely community comes with plenty of amenities including: heated community pool, mature landscaping, tennis court, BBQ area, and many more. The subdivision is located minutes away from Florida's Sun-rail and I-4

11. 2017-02-01
    listed $73,000 Active 216-char remark

    Show marketing remark (216 chars)

    The lovely community comes with plenty of amenities including: heated community pool, mature landscaping, tennis court, BBQ area, and many more. The subdivision is located minutes away from Florida's Sun-rail and I-4

12. 2009-04-06
    soldstatus $67,000
13. 2009-04-02
    soldstatus $67,000 427-char remark

    Show marketing remark (427 chars)

    Adorable condo with artisan flair - new double paned windows, tile & wood floors. Private terrace overlooking a tropical backyard; you can have serenity with your morning coffee or alfresco afternoon cocktails at the pool, which is just down your stairs. Your own oasis of tranquility in the city. The city has just completed a park w/ trails and benches right next door to condo's. Seller will rent or do a lease/option.

14. 2009-04-02
    soldstatus $67,000

    Show marketing remark (427 chars)

    Adorable condo with artisan flair - new double paned windows, tile & wood floors. Private terrace overlooking a tropical backyard; you can have serenity with your morning coffee or alfresco afternoon cocktails at the pool, which is just down your stairs. Your own oasis of tranquility in the city. The city has just completed a park w/ trails and benches right next door to condo's. Seller will rent or do a lease/option.

15. 2009-02-19
    historical 427-char remark

    Show marketing remark (427 chars)

    Adorable condo with artisan flair - new double paned windows, tile & wood floors. Private terrace overlooking a tropical backyard; you can have serenity with your morning coffee or alfresco afternoon cocktails at the pool, which is just down your stairs. Your own oasis of tranquility in the city. The city has just completed a park w/ trails and benches right next door to condo's. Seller will rent or do a lease/option.

16. 2008-08-21
    listed $72,777 427-char remark

    Show marketing remark (427 chars)

    Adorable condo with artisan flair - new double paned windows, tile & wood floors. Private terrace overlooking a tropical backyard; you can have serenity with your morning coffee or alfresco afternoon cocktails at the pool, which is just down your stairs. Your own oasis of tranquility in the city. The city has just completed a park w/ trails and benches right next door to condo's. Seller will rent or do a lease/option.

17. 2008-08-21
    listed $72,777

    Show marketing remark (427 chars)

    Adorable condo with artisan flair - new double paned windows, tile & wood floors. Private terrace overlooking a tropical backyard; you can have serenity with your morning coffee or alfresco afternoon cocktails at the pool, which is just down your stairs. Your own oasis of tranquility in the city. The city has just completed a park w/ trails and benches right next door to condo's. Seller will rent or do a lease/option.

18. 2002-08-29
    soldstatus $53,000
19. 2000-11-03
    soldstatus $42,000
20. 1981-10-01
    soldstatus $47,200

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $2,774 · $231/mo
• Projected year-2 tax: $2,774 · $231/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 9/10 Extreme 7 d/yr ≥107°F today · 23 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $20,101
• − Mortgage interest: −$6,722
• − Property taxes: −$2,774
• − Insurance: −$600
• − Repairs & maintenance: −$1,608
• − Management: −$1,608
• − HOA: −$3,600
• − Depreciation: −$3,491
• Taxable loss: −$303
• Est. tax savings @ 24.0%: +$73
• After-tax cash flow: $1,426/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Volusia
• NCES district ID: 1201920
• Math proficiency: 44% ▼ -9.00%
• Reading proficiency: 49% ▼ -3.00%
• Median HH income: $42,946
• Composite: 39.2/100
• National rank: #4019
• State rank: #47 of 73 in FL

Livability — Deltona

• Score: 71/100
• State rank: #381
• US rank: #6749

Category grades

Amenities F Commute F Cost of living A+ Crime C Employment C Housing A+ Health & safety A+ User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Deltona, FL
• County: Volusia County · 556,871 people
• City population: 101,355
• Metro: Deltona-Daytona Beach-Ormond Beach, FL
• Population (ZIP): 51,987
• Household income: $73,152
• Rent vs Own: 21.3% rent · 78.7% own
• Severe rent burden: 1051.0

Population outlook (Volusia County) Hauer SSP2

• Today (2025): 572,749 people
• By 2030: 598,695 · +4.5%
• By 2040: 644,880 · +12.6%
• By 2050: 681,451 · +19.0%
• By 2075: 759,957 · +32.7%
• By 2100: 778,902 · +36.0%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.63)
• Race & ethnicity: White 45% Hispanic / Latino 39% Two or more races 12% Black 10% Asian 3%
• Hispanic origin (detail): Mexican 3% Puerto Rican 23% Cuban 4% Dominican 3%
• Common ancestry: Romanian 1% Lithuanian 1% Serbian 1%
• Foreign-born: 13% · Canada, Jamaica, Vietnam
• Languages at home: 66% English-only · Spanish 30% Vietnamese 1% Other Indo-European 1%

Political lean MEDSL · Volusia

• 2024 margin: Strong R (+21.8) · D 38.7% · R 60.5%
• 2008→2024 swing: -27.4pp toward R · 2008: 5.7pp · 2024: -21.8pp
• All cycles: 2024: R+21.8 2020: R+14.1 2016: R+13.1 2012: R+1.2 2008: D+5.7

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -195.58%
• Current HPI: 349.7999
• Rent YoY: ▲ 0.61%
• Metro: Deltona-Daytona Beach-Ormond Beach, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+154.2% since first listed

20 events — show timeline

• 2026-04-06 Pending — Stellar MLS as Distributed by MLS Grid
• 2026-03-23 Price Changed $120,000 Stellar MLS as Distributed by MLS Grid
• 2026-03-16 Price Changed $125,000 Stellar MLS as Distributed by MLS Grid
• 2026-03-08 Price Changed $133,000 Stellar MLS as Distributed by MLS Grid
• 2026-02-09 Price Changed $138,000 Stellar MLS as Distributed by MLS Grid
• 2026-02-01 Price Changed $140,000 Stellar MLS as Distributed by MLS Grid
• 2026-01-17 Listed $149,900 Stellar MLS as Distributed by MLS Grid
• 2017-04-10 Sold (Public Records) $72,000 Public Records
• 2017-04-07 Sold (MLS) $72,000 Stellar MLS as Distributed by MLS Grid
• 2017-02-04 Pending — Stellar MLS as Distributed by MLS Grid
• 2017-02-01 Listed $73,000 Stellar MLS as Distributed by MLS Grid
• 2009-04-06 Sold (Public Records) $67,000 Public Records
• 2009-04-02 Sold (MLS) $67,000 Daytona MLS
• 2009-04-02 Sold (MLS) $67,000 Stellar MLS as Distributed by MLS Grid
• 2009-02-19 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2008-08-21 Listed $72,777 Daytona MLS
• 2008-08-21 Listed $72,777 Stellar MLS as Distributed by MLS Grid
• 2002-08-29 Sold (Public Records) $53,000 Public Records
• 2000-11-03 Sold (Public Records) $42,000 Public Records
• 1981-10-01 Sold (Public Records) $47,200 Public Records

Property tax history

+8.0%/yr

Latest (2025): $2,774 · +3.7% YoY. Source: county tax records.