8 Dogwood Drive Trl · Silver Springs Shores, FL 34472

$290,250

3 bd · 2.0 ba · 1,860 sqft · Land · 177 Days on market

Built 2026 10,019 sqft lot $156/sqft · at area comps Est $281k · at est.

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +8.0/30.0
• Appreciation +8.0/10.0
• ARV discount +5.9/15.0
• Schools +3.6/10.0
• Livability +3.4/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• DSCR +2.0/10.0
• 1% rule +1.1/10.0

Listing remarks MLS

READY NOW. Brand New Block Home construction. emp price drop valid on contract signed on or before 6/13/26 by 5pm. Spacious split and open floorplan. House has a bonus room ideal for a study, home office, nursery, craft room, den or playroom. You will love the additional height of the tray ceiling complete with crown molding in the master bedroom. Large 5' tiled shower in the master bath in lieu of a garden tub, stylish cabinets throughout, stainless appliances (Range, Microwave, Dishwasher), mini-blind insert in rear doors to covered 14x10 patio. Tile flooring in all wet areas, TAEXX in-wall pest control system. Builder Warranty! Closing costs paid when using Seller Approved lenders. Elevation photo is rendering and used for illustration purposes only. INTERIOR PHOTOS are the same floorplan in different home just for reference of potential finished product. Colors and options WILL vary.

Key facts

• Tray ceiling
• Stainless appliances
• Bonus room

Tags

• BONUS ROOM
• TRAY CEILING
• CROWN MOLDING
• TILED SHOWER
• STAINLESS APPLIANCES
• MINI-BLIND INSERT

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath land listed at $290k.

Deal economics

• At list price, monthly cash flow is $-302 ($-4k/yr) — negative.
• To cash-flow at today's rent, offer at most $237k (18.4% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $178k (38.8% below list).
• Recommended offer: $178k (38.8% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 68/100 on livability (#527 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A-; Watch: crime C-, employment D, schools F.
• Marion (rural): math 42% / reading 43% proficiency, ranked #61 of 73 in FL (top 84%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents flat; 674 active listings in the ZIP; 18 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 7,071 units permitted in Marion County in 2024 (534 in 5+ unit buildings).
• This rent runs 33% of the median local income ($64k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• In year one you build about $19k of equity ($2k loan paydown + $17k appreciation (5.9% local appreciation)).
• Marion County population projected at +13% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
• By year 2, paydown + projected appreciation supports a ~$31k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 177 days — a 12% lower offer ($255k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts; this cycle's ask has dropped $35k (11%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $14k; list at $290k implies a 2050% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $177,679 (38.8% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 177 days. Have you received any prior offers? Is the seller open to a 39% concession, seller financing, or rate buy-down credit?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.61% ✗
• Cap rate: 5.05%
• Cash-on-cash: -4.45%
• DSCR: 0.80
• GRM: 13.6

CMA / ARV

• ARV (median comp): $280,500
• List price: $290,250
• Delta: 3.48%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Projected returns pro-forma

5.93% appreciation · 0.17% rent growth · sell at horizon

5-year hold

• IRR: 10.7%
• Equity multiple: 1.72×
• Total profit: $58,346
• Equity at exit: $181,227

10-year hold

• IRR: 11.1%
• Equity multiple: 3.19×
• Total profit: $177,766
• Equity at exit: $327,585

Cash invested: $81,270 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34472

• Home prices YoY: 2.4%
• Rents YoY: 0.2%
• Active inventory: 674
• Price-to-rent: 13.6×

Monthly cashflow live

• Estimated rent: $1,777 high
• Mortgage (P&I): −$1,522
• Tax from tax record: −$62 /mo · $748/yr
• Insurance: −$121
• HOA: −$0
• Vacancy / Maint / Mgmt: −$373
• Net cashflow: $-302

Break-even live

Break-even rent $2,159

Max offer price $236,951

Occupancy floor —

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $72,562
• Closing costs: $8,708
• Reserves months: —
• Total cash needed: —

Rent comps 18 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
88 Dogwood Drive Loop Ocala, FL	3.0	2.0	1659	$1,600	$0.96	21d	1	0.13mi
21 Dogwood Drive Pass Ocala, FL	3.0	2.0	1390	$1,595	$1.15	21d	1	0.15mi
98 Dogwood Drive Cir Ocala, FL	3.0	2.0	1337	$1,695	$1.27	21d	1	0.38mi
2 Dogwood Drive Pl Ocala, FL	4.0	2.0	1608	$2,099	$1.31	21d	1	0.50mi
9 Pine Course Radl Ocala, FL	3.0	2.0	1453	$1,725	$1.19	14d	1	0.50mi
6 Cedar Dr Ocala, FL	3.0	2.0	1477	$1,675	$1.13	21d	1	0.53mi
3 Pine Circle Pass Ocala, FL	3.0	2.0	1674	$1,700	$1.02	21d	1	0.63mi
57 Pine Cir Ocala, FL	3.0	2.0	1270	$1,897	$1.49	14d	1	0.65mi
11 Aspen Dr Ocala, FL	3.0	2.0	1357	$1,725	$1.27	21d	1	0.68mi
23 Aspen Dr Ocala, FL	3.0	2.0	1399	$1,650	$1.18	21d	1	0.68mi
139 Pine Crse Ocala, FL	3.0	2.0	1398	$1,645	$1.18	14d	1	0.69mi
28 Poplar Run Ocala, FL	3.0	2.0	1473	$1,650	$1.12	14d	1	1.10mi
6875 SE 52nd St Ocala, FL	3.0	2.0	1624	$1,750	$1.08	21d	1	1.16mi
7 Pine Run Ter Ocala, FL	3.0	2.0	1432	$1,500	$1.05	14d	1	1.16mi
43 Water Track Loop Ocala, FL	3.0	2.0	1287	$1,799	$1.40	14d	1	1.18mi
50 Walnut Run Ocala, FL	3.0	2.0	1287	$1,795	$1.39	14d	1	1.21mi
7044 Hemlock Crse Ocala, FL	3.0	2.0	1270	$1,897	$1.49	14d	1	1.27mi
123 Juniper Loop Ocala, FL	3.0	2.0	1445	$1,695	$1.17	21d	1	1.43mi

Listing history 19 events

1. 2026-06-13
   statusdays on market $290,250 Pending 177 DOM
2. 2026-06-10
   days on market $290,250 Active 176 DOM
3. 2026-06-09
   days on market $290,250 Active 175 DOM
4. 2026-06-08
   days on market $290,250 Active 174 DOM
5. 2026-06-07
   days on market $290,250 Active 173 DOM
6. 2026-06-03
   days on market $290,250 Active 169 DOM
7. 2026-06-02
   days on market $290,250 Active 168 DOM
8. 2026-05-31
   days on market $290,250 Active 166 DOM
9. 2026-05-30
   days on market $290,250 Active 165 DOM
10. 2026-05-11
    price $290,250 900-char remark

    Show marketing remark (900 chars)

    READY NOW. Brand New Block Home construction. emp price drop valid on contract signed on or before 6/13/26 by 5pm. Spacious split and open floorplan. House has a bonus room ideal for a study, home office, nursery, craft room, den or playroom. You will love the additional height of the tray ceiling complete with crown molding in the master bedroom. Large 5' tiled shower in the master bath in lieu of a garden tub, stylish cabinets throughout, stainless appliances (Range, Microwave, Dishwasher), mini-blind insert in rear doors to covered 14x10 patio. Tile flooring in all wet areas, TAEXX in-wall pest control system. Builder Warranty! Closing costs paid when using Seller Approved lenders. Elevation photo is rendering and used for illustration purposes only. INTERIOR PHOTOS are the same floorplan in different home just for reference of potential finished product. Colors and options WILL vary.

11. 2026-05-11
    price $325,250 900-char remark

    Show marketing remark (900 chars)

    READY NOW. Brand New Block Home construction. emp price drop valid on contract signed on or before 6/13/26 by 5pm. Spacious split and open floorplan. House has a bonus room ideal for a study, home office, nursery, craft room, den or playroom. You will love the additional height of the tray ceiling complete with crown molding in the master bedroom. Large 5' tiled shower in the master bath in lieu of a garden tub, stylish cabinets throughout, stainless appliances (Range, Microwave, Dishwasher), mini-blind insert in rear doors to covered 14x10 patio. Tile flooring in all wet areas, TAEXX in-wall pest control system. Builder Warranty! Closing costs paid when using Seller Approved lenders. Elevation photo is rendering and used for illustration purposes only. INTERIOR PHOTOS are the same floorplan in different home just for reference of potential finished product. Colors and options WILL vary.

12. 2026-04-23
    status Active 900-char remark

    Show marketing remark (900 chars)

    READY NOW. Brand New Block Home construction. emp price drop valid on contract signed on or before 6/13/26 by 5pm. Spacious split and open floorplan. House has a bonus room ideal for a study, home office, nursery, craft room, den or playroom. You will love the additional height of the tray ceiling complete with crown molding in the master bedroom. Large 5' tiled shower in the master bath in lieu of a garden tub, stylish cabinets throughout, stainless appliances (Range, Microwave, Dishwasher), mini-blind insert in rear doors to covered 14x10 patio. Tile flooring in all wet areas, TAEXX in-wall pest control system. Builder Warranty! Closing costs paid when using Seller Approved lenders. Elevation photo is rendering and used for illustration purposes only. INTERIOR PHOTOS are the same floorplan in different home just for reference of potential finished product. Colors and options WILL vary.

13. 2026-04-21
    status Active 900-char remark

    Show marketing remark (900 chars)

    READY NOW. Brand New Block Home construction. emp price drop valid on contract signed on or before 6/13/26 by 5pm. Spacious split and open floorplan. House has a bonus room ideal for a study, home office, nursery, craft room, den or playroom. You will love the additional height of the tray ceiling complete with crown molding in the master bedroom. Large 5' tiled shower in the master bath in lieu of a garden tub, stylish cabinets throughout, stainless appliances (Range, Microwave, Dishwasher), mini-blind insert in rear doors to covered 14x10 patio. Tile flooring in all wet areas, TAEXX in-wall pest control system. Builder Warranty! Closing costs paid when using Seller Approved lenders. Elevation photo is rendering and used for illustration purposes only. INTERIOR PHOTOS are the same floorplan in different home just for reference of potential finished product. Colors and options WILL vary.

14. 2026-04-16
    price $295,250 900-char remark

    Show marketing remark (900 chars)

    READY NOW. Brand New Block Home construction. emp price drop valid on contract signed on or before 6/13/26 by 5pm. Spacious split and open floorplan. House has a bonus room ideal for a study, home office, nursery, craft room, den or playroom. You will love the additional height of the tray ceiling complete with crown molding in the master bedroom. Large 5' tiled shower in the master bath in lieu of a garden tub, stylish cabinets throughout, stainless appliances (Range, Microwave, Dishwasher), mini-blind insert in rear doors to covered 14x10 patio. Tile flooring in all wet areas, TAEXX in-wall pest control system. Builder Warranty! Closing costs paid when using Seller Approved lenders. Elevation photo is rendering and used for illustration purposes only. INTERIOR PHOTOS are the same floorplan in different home just for reference of potential finished product. Colors and options WILL vary.

15. 2026-04-13
    price $325,250 900-char remark

    Show marketing remark (900 chars)

    READY NOW. Brand New Block Home construction. emp price drop valid on contract signed on or before 6/13/26 by 5pm. Spacious split and open floorplan. House has a bonus room ideal for a study, home office, nursery, craft room, den or playroom. You will love the additional height of the tray ceiling complete with crown molding in the master bedroom. Large 5' tiled shower in the master bath in lieu of a garden tub, stylish cabinets throughout, stainless appliances (Range, Microwave, Dishwasher), mini-blind insert in rear doors to covered 14x10 patio. Tile flooring in all wet areas, TAEXX in-wall pest control system. Builder Warranty! Closing costs paid when using Seller Approved lenders. Elevation photo is rendering and used for illustration purposes only. INTERIOR PHOTOS are the same floorplan in different home just for reference of potential finished product. Colors and options WILL vary.

16. 2026-03-09
    price $300,250 900-char remark

    Show marketing remark (900 chars)

    READY NOW. Brand New Block Home construction. emp price drop valid on contract signed on or before 6/13/26 by 5pm. Spacious split and open floorplan. House has a bonus room ideal for a study, home office, nursery, craft room, den or playroom. You will love the additional height of the tray ceiling complete with crown molding in the master bedroom. Large 5' tiled shower in the master bath in lieu of a garden tub, stylish cabinets throughout, stainless appliances (Range, Microwave, Dishwasher), mini-blind insert in rear doors to covered 14x10 patio. Tile flooring in all wet areas, TAEXX in-wall pest control system. Builder Warranty! Closing costs paid when using Seller Approved lenders. Elevation photo is rendering and used for illustration purposes only. INTERIOR PHOTOS are the same floorplan in different home just for reference of potential finished product. Colors and options WILL vary.

17. 2025-12-14
    listed $325,250 Active 900-char remark

    Show marketing remark (900 chars)

    READY NOW. Brand New Block Home construction. emp price drop valid on contract signed on or before 6/13/26 by 5pm. Spacious split and open floorplan. House has a bonus room ideal for a study, home office, nursery, craft room, den or playroom. You will love the additional height of the tray ceiling complete with crown molding in the master bedroom. Large 5' tiled shower in the master bath in lieu of a garden tub, stylish cabinets throughout, stainless appliances (Range, Microwave, Dishwasher), mini-blind insert in rear doors to covered 14x10 patio. Tile flooring in all wet areas, TAEXX in-wall pest control system. Builder Warranty! Closing costs paid when using Seller Approved lenders. Elevation photo is rendering and used for illustration purposes only. INTERIOR PHOTOS are the same floorplan in different home just for reference of potential finished product. Colors and options WILL vary.

18. 2005-02-23
    soldstatus $13,500
19. 2004-08-11
    soldstatus $10,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $748 · $62/mo
• Projected year-2 tax: $2,409 · $201/mo
• Expected delta: +$1,661/yr (+$138/mo · 222.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 21 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $21,321
• − Mortgage interest: −$16,259
• − Property taxes: −$748
• − Insurance: −$1,451
• − Repairs & maintenance: −$1,706
• − Management: −$1,706
• − Depreciation: −$8,444
• Taxable loss: −$8,991
• Est. tax savings @ 24.0%: +$2,158
• After-tax cash flow: $-1,463/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Marion
• NCES district ID: 1201260
• Math proficiency: 42% ▼ -7.00%
• Reading proficiency: 43% ▼ -4.00%
• Median HH income: $40,015
• Composite: 35.61/100
• National rank: #4890
• State rank: #61 of 73 in FL

Livability — Silver Springs Shores

• Score: 68/100
• State rank: #527
• US rank: #9854

Category grades

Amenities F Commute F Cost of living A+ Crime C- Employment D Housing A+ Health & safety A- User ratings A-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Silver Springs Shores, FL
• County: Marion County · 315,796 people
• City population: 34,665
• Metro: Ocala, FL
• Population (ZIP): 35,851
• Household income: $64,208
• Rent vs Own: 19.9% rent · 80.1% own
• Severe rent burden: 655.0

Population outlook (Marion County) Hauer SSP2

• Today (2025): 365,905 people
• By 2030: 376,768 · +3.0%
• By 2040: 396,555 · +8.4%
• By 2050: 412,723 · +12.8%
• By 2075: 446,090 · +21.9%
• By 2100: 436,193 · +19.2%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.65)
• Race & ethnicity: White 50% Hispanic / Latino 25% Black 21% Two or more races 18% Asian 2%
• Hispanic origin (detail): Mexican 2% Puerto Rican 14% Cuban 3%
• Common ancestry: Romanian 2% Iranian 1% Lithuanian 1%
• Foreign-born: 11% · Canada, Jamaica, China
• Languages at home: 78% English-only · Spanish 19% Other Indo-European 1%

Political lean MEDSL · Marion

• 2024 margin: Solid R (+31.6) · D 33.8% · R 65.5%
• 2008→2024 swing: -20.0pp toward R · 2008: -11.6pp · 2024: -31.6pp
• All cycles: 2024: R+31.6 2020: R+25.9 2016: R+26.2 2012: R+16.2 2008: R+11.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 5.93%
• Current HPI: 255.0714
• Rent YoY: ▲ 0.17%
• Metro: Ocala, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+2562.8% since first listed

10 events — show timeline

• 2026-05-11 Price Changed $290,250 Stellar MLS as Distributed by MLS Grid
• 2026-05-11 Price Changed $325,250 Stellar MLS as Distributed by MLS Grid
• 2026-04-23 Relisted — Stellar MLS as Distributed by MLS Grid
• 2026-04-21 Relisted — Stellar MLS as Distributed by MLS Grid
• 2026-04-16 Price Changed $295,250 Stellar MLS as Distributed by MLS Grid
• 2026-04-13 Price Changed $325,250 Stellar MLS as Distributed by MLS Grid
• 2026-03-09 Price Changed $300,250 Stellar MLS as Distributed by MLS Grid
• 2025-12-14 Listed $325,250 Stellar MLS as Distributed by MLS Grid
• 2005-02-23 Sold (Public Records) $13,500 Public Records
• 2004-08-11 Sold (Public Records) $10,900 Public Records

Property tax history

+18.4%/yr

Latest (2025): $748 · +181.1% YoY. Source: county tax records.