34527 Violet Dr N · Pinellas Park, FL 33781

$124,900

2 bd · 2.0 ba · 624 sqft · Manufactured public records · 30 Days on market

Built 1973 $210/mo HOA · 12% of rent

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +26.9/30.0
• 1% rule +9.6/10.0
• DSCR +9.3/10.0
• ARV discount +7.5/15.0
• Schools +4.3/10.0
• Livability +3.9/5.0
• Condition / age +2.5/5.0
• Rent growth +1.8/5.0
• Appreciation +0.0/10.0

Listing remarks

This Community was rated top 5 retirement communities for 2025! Must see the inside of this home! Very light and bright, very up to date furniture, and has been beautifully renovated/updated! List price includes the Share (valued at $55,000). This home shows pride of ownership for sure! Don’t let the fact that it is a single wide scare you, It has an add-on which features 2 rooms, 1 a bonus room with a pull-out bed, and the other a is set up as a bedroom/NO closet. The primary bedroom has an updated 1/2 bath, most of the floors have been redone with Laminate and/or vinyl planking, other than the ADD-on rooms which have carpet. Kitchen has been fully renovated with beautiful counterto

Key facts

• Updated half bath
• Garage
• Community pool

Tags

• FULLY RENOVATED KITCHEN
• UPDATED HALF BATH
• NEWER DOUBLE PANE WINDOWS
• TURNKEY FULLY FURNISHED
• ADD-ON WITH BONUS ROOM
• CLOSE PROXIMITY TO BEACHES

Property features AI

Finance

• Other: Turnkey (furnished); Clubhouse and community recreation features; Directions and showing require appointment (owner occupied)
• Financial info: Total monthly fees $210; Total annual fees $2,520; Lease restrictions apply
• HOA & community: Monthly HOA $210 (includes common area taxes, pool, escrow reserves, grounds maintenance, management, private road, recreational facilities, sewer, trash, water); Association amenities: Clubhouse, Fitness Center, Laundry, Pool, Recreation Facilities, Shuffleboard Court, Spa/Hot Tub, Lobby key required; Association approval required; Buyer approval required; Deed restrictions; Street lights; Senior community; No pets allowed

Exterior

• Parking: Covered parking; Driveway; 2-space carport
• Utilities: Public water; Public sewer; Electricity connected; Cable available; Water connected; Sewer connected
• Home design: Residential mobile home (double wide); One story; Faces south; Entry level: One
• Construction: Metal siding; Roof: Other / roof over; Foundation: Crawlspace with pillar/post/pier; Built as double wide mobile home
• Exterior features: Covered front porch; Covered patio; Exterior lighting; Private maintained paved/asphalt road

Interior

• Kitchen: Dishwasher; Microwave; Range; Refrigerator; Electric water heater
• Bedrooms: 2 bedrooms
• Flooring: Carpet; Ceramic tile; Laminate
• Bathrooms: 1 full bath; 1 half bath
• Heating & cooling: Electric heating; Mini-split cooling unit(s)
• Interior features: Ceiling fans; Eat-in kitchen; Living room and dining room combo; Solid surface counters; Solid wood cabinets; Split bedroom floor plan; Double pane windows; Window treatments; Bonus room
• Laundry & utility: Laundry area in garage

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath manufactured listed at $125k.

Deal economics

• At list price, monthly cash flow is $347 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $125k).
• Recommended offer: $123k (1.5% below list) — sets the bar for market timing.
• Cap rate 9.6% vs local median 4.1% in Pinellas Park — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 78/100 on livability (#170 in FL, #2,546 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: employment D+, amenities F.
• Pinellas (suburban): math 51% / reading 51% proficiency, ranked #31 of 73 in FL (top 42%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Pinellas Park Elementary School (math 43% / reading 39%, grade F, #1,454 of 2,144 statewide, top 69%, 452 students, 74% FRL); Pinellas Park Middle School (math 44% / reading 38%, grade F, #353 of 571 statewide, top 63%, 1,126 students, 67% FRL); Pinellas Park High School (math 28% / reading 35%, grade F, #424 of 667 statewide, top 64%, 1,919 students, 57% FRL) — zoned schools average 66% FRL vs 48% district-wide (18 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Zoned-school proficiency averages 38% at this address vs 51% district-wide (-13 pts) — the specific schools serving this property underperform the Pinellas average; the district grade overstates school quality for this exact location.
• Market conditions: Rents soft (-3.0%/yr); 230 active listings in the ZIP; 12 comparable units currently listed for rent nearby; rentals at typical pace (median 20d on market — plan ~3-4 weeks tenant-placement turnaround); 2,676 units permitted in Pinellas County in 2024 (1,422 in 5+ unit buildings).
• This rent runs 38% of the median local income ($58k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $864 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Pinellas County population projected at +14% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

• It's been on market 30 days — a 2% lower offer ($123k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: moderate flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 6→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $123,026 (1.5% below list)

Questions for the listing agent

1. Built in 1973 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.46% ✓
• Cap rate: 9.63%
• Cash-on-cash: 11.92%
• DSCR: 1.53
• GRM: 5.7

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -2.6%
• Equity multiple: 0.91×
• Total profit: $-3,291
• Equity at exit: $18,623

10-year hold

• IRR: 2.7%
• Equity multiple: 1.16×
• Total profit: $5,664
• Equity at exit: $10,799

Cash invested: $34,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33781

• Rents YoY: -3.0%
• Active inventory: 230
• Price-to-rent: 5.7×

Monthly cashflow live

• Estimated rent: $1,822 high
• Mortgage (P&I): −$655
• Tax from tax record: −$175 /mo · $2,103/yr
• Insurance: −$52
• HOA: −$210
• Vacancy / Maint / Mgmt: −$383
• Net cashflow: $347

Break-even live

Break-even rent $1,383

Max offer price $124,900

Occupancy floor 76%

Sensitivity live

Price	-10% $418	-5% $383	+0% $347	+5% $312	+10% $277
Rent	-10% $203	-5% $275	+0% $347	+5% $419	+10% $491
Rate	-1.0pp $410	-0.5pp $379	base $347	+0.5pp $315	+1.0pp $282

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $31,225
• Closing costs: $3,747
• Reserves months: —
• Total cash needed: —

Rent comps 12 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
3110 Grand Ave Pinellas Park, FL	1.0–3.0	1.0–2.0	1104	$2,467	$2.23	0d	35	0.45mi
4071 76th Ave N Pinellas Park, FL	2.0	1.0	700	$1,724	$2.46	0d	4	0.54mi
4355 84th Ave N Pinellas Park, FL	1.0	1.0	700	$1,550	$2.21	4d	10	0.72mi
4520 76th Ave N Pinellas Park, FL	2.0	1.0	700	$1,545	$2.21	26d	1	0.87mi
3715 66th Ave N Unit B Pinellas Park, FL	2.0	1.0	750	$1,475	$1.97	23d	1	0.95mi
4701 88th Ave N Pinellas Park, FL	1.0–2.0	1.0–2.0	855	$1,853	$2.17	12d	20	1.05mi
4675 72nd Ave N Pinellas Park, FL	2.0	1.0	750	$1,649	$2.20	23d	1	1.10mi
8400 49th St N Pinellas Park, FL	1.0–2.0	1.0–2.0	707	$1,749	$2.47	0d	21	1.20mi
4940 87th Ave Unit C Pinellas Park, FL	2.0	1.0	700	$2,600	$3.71	26d	1	1.21mi
5060 76th Ave N #409 Pinellas Park, FL	1.0	1.0	750	$1,295	$1.73	23d	1	1.33mi
9505 49th St N Pinellas Park, FL	1.0–3.0	1.0–2.0	1049	$2,273	$2.17	0d	20	1.39mi
3791 58th Ave N Unit 3 St. Petersburg, FL	1.0	1.0	500	$1,430	$2.86	19d	1	1.47mi

HOA detail

• Monthly dues: $210 · $2,520/yr

Listing history 32 events

1. 2026-06-22
   days on market $124,900 Active 30 DOM
2. 2026-06-18
   days on market $124,900 Active 27 DOM
3. 2026-06-17
   days on market $124,900 Active 26 DOM
4. 2026-06-16
   days on market $124,900 Active 25 DOM
5. 2026-06-15
   days on market $124,900 Active 24 DOM
6. 2026-06-13
   days on market $124,900 Active 22 DOM
7. 2026-06-09
   days on market $124,900 Active 18 DOM
8. 2026-06-08
   days on market $124,900 Active 17 DOM
9. 2026-06-07
   days on market $124,900 Active 16 DOM
10. 2026-06-04
    days on market $124,900 Active 13 DOM
11. 2026-06-03
    days on market $124,900 Active 12 DOM
12. 2026-06-02
    remarks 693-char remark
13. 2026-06-02
    days on market $124,900 Active 11 DOM
14. 2026-06-01
    days on market $124,900 Active 10 DOM
15. 2026-05-31
    days on market $124,900 Active 9 DOM
16. 2026-05-22
    listed $124,900 Active
17. 2026-04-30
    historical
18. 2026-03-31
    price $129,900
19. 2026-03-03
    status Active
20. 2026-02-28
    historical
21. 2025-07-19
    listed $139,900 Active
22. 2025-05-16
    historical
23. 2025-03-03
    price $139,900
24. 2025-02-03
    price $144,900
25. 2025-01-31
    price $149,900
26. 2024-11-15
    listed $154,900 Active
27. 2024-05-14
    soldstatus $120,000
28. 2024-05-06
    soldstatus $120,000 Closed
29. 2024-04-01
    status Pending
30. 2024-03-20
    listed $124,900 Active
31. 2010-02-23
    soldstatus $41,500
32. 2005-08-01
    soldstatus $35,700

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $2,103 · $175/mo
• Projected year-2 tax: $2,103 · $175/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 5/10 Major FEMA zone X (unshaded) · 51% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 10/10 Extreme 6 d/yr ≥106°F today · 21 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $21,868
• − Mortgage interest: −$6,996
• − Property taxes: −$2,103
• − Insurance: −$624
• − Repairs & maintenance: −$1,749
• − Management: −$1,749
• − HOA: −$2,520
• − Depreciation: −$3,633
• Taxable income: $2,491
• Est. tax owed @ 24.0%: −$598
• After-tax cash flow: $3,570/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Pinellas
• NCES district ID: 1201560
• Math proficiency: 51% ▼ -5.00%
• Reading proficiency: 51% ▼ -3.00%
• Median HH income: $46,270
• Composite: 43.27/100
• National rank: #3046
• State rank: #31 of 73 in FL

Livability — Pinellas Park

• Score: 78/100
• State rank: #170
• US rank: #2546

Category grades

Amenities F Commute A+ Cost of living A+ Crime C+ Employment D+ Housing A+ Health & safety A+ User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Pinellas Park, FL
• County: Pinellas County · 939,478 people
• City population: 50,533
• Metro: Tampa-St. Petersburg-Clearwater, FL
• Population (ZIP): 28,072
• Household income: $57,785
• Rent vs Own: 35.6% rent · 64.4% own
• Severe rent burden: 1115.0

Population outlook (Pinellas County) Hauer SSP2

• Today (2025): 1,027,532 people
• By 2030: 1,063,586 · +3.5%
• By 2040: 1,125,020 · +9.5%
• By 2050: 1,168,637 · +13.7%
• By 2075: 1,265,188 · +23.1%
• By 2100: 1,260,357 · +22.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.60)
• Race & ethnicity: White 59% Hispanic / Latino 16% Asian 14% Two or more races 11% Black 7%
• Hispanic origin (detail): Mexican 2% Puerto Rican 6% Cuban 5%
• Common ancestry: Romanian 3% Lithuanian 3% Slovak 2%
• Foreign-born: 18% · Canada, Vietnam, Jamaica
• Languages at home: 72% English-only · Spanish 12% Vietnamese 7% Other Asian/Pacific 3%

Political lean MEDSL · Pinellas

• 2024 margin: Lean R (+5.2) · D 46.9% · R 52.1%
• 2008→2024 swing: -13.5pp toward R · 2008: 8.3pp · 2024: -5.2pp
• All cycles: 2024: R+5.2 2020: D+0.2 2016: R+1.1 2012: D+5.6 2008: D+8.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -409.77%
• Current HPI: 348.546
• Rent YoY: ▼ -2.95%
• Metro: Tampa-St. Petersburg-Clearwater, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+249.9% since first listed

17 events — show timeline

• 2026-05-22 Listed $124,900 Stellar MLS as Distributed by MLS Grid
• 2026-04-30 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2026-03-31 Price Changed $129,900 Stellar MLS as Distributed by MLS Grid
• 2026-03-03 Relisted — Stellar MLS as Distributed by MLS Grid
• 2026-02-28 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2025-07-19 Listed $139,900 Stellar MLS as Distributed by MLS Grid
• 2025-05-16 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2025-03-03 Price Changed $139,900 Stellar MLS as Distributed by MLS Grid
• 2025-02-03 Price Changed $144,900 Stellar MLS as Distributed by MLS Grid
• 2025-01-31 Price Changed $149,900 Stellar MLS as Distributed by MLS Grid
• 2024-11-15 Listed $154,900 Stellar MLS as Distributed by MLS Grid
• 2024-05-14 Sold (Public Records) $120,000 Public Records
• 2024-05-06 Sold (MLS) $120,000 Stellar MLS as Distributed by MLS Grid
• 2024-04-01 Pending — Stellar MLS as Distributed by MLS Grid
• 2024-03-20 Listed $124,900 Stellar MLS as Distributed by MLS Grid
• 2010-02-23 Sold (Public Records) $41,500 Public Records
• 2005-08-01 Sold (Public Records) $35,700 Public Records

Property tax history

+8.5%/yr

Latest (2025): $2,103 · +45.1% YoY. Source: county tax records.