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805 SW A Ave
D+ Composite 47.69
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.0/30.0
  • ARV discount +7.5/15.0
  • 1% rule +5.0/10.0
  • DSCR +5.0/10.0
  • Appreciation +4.6/10.0
  • Livability +3.2/5.0
  • Rent growth +2.9/5.0
  • Condition / age +2.5/5.0
  • Schools +2.0/10.0

$19,900

805 SW A Ave · Lawton, OK 73501
2 bd · 1.0 ba · 1,146 sqft · SingleFamily public records · 102 Days on market
Built 1915 7,500 sqft lot ↓ 13% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Attention investors and renovators. With the right updates, this could be a fantastic income-producing asset or a profitable flip. Has the potential to be rezoned commercial for an office building or business. Property to be sold as is. Call James Shea at 580 512 7501 to schedule a showing today.

Key facts

  • 7,500 sq ft lot
  • Garage
  • Built 1915

Property features AI

Exterior

  • Parking: Detached or attached garage (1 covered garage space, 1 total parking space)
  • Utilities: Public water; Public sewer
  • Home design: Single-family residence; One story
  • Construction: Other construction materials
  • Exterior features: Covered porch; Chain link fencing; Composition roof; City street frontage; Publicly maintained road

Interior

  • Bathrooms: 1 full bathroom
  • Interior features: No fireplace; Crawl space basement

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $20k.

Deal economics

  • At list price, monthly cash flow is $803 ($10k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $20k).
  • Recommended offer: $18k (9.0% below list) — sets the bar for market timing.
  • Cap rate 54.7% vs local median 6.1% in Lawton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 63/100 on livability (#206 in OK) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: employment D, crime F, commute F.
  • Lawton (urban): math 20% / reading 26% proficiency, ranked #137 of 270 in OK (top 51%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Zoned schools: Washington Es (192 students, 0% FRL); Central Ms (math 17% / reading 24%, grade F, #153 of 345 statewide, top 45%, 994 students, 0% FRL); Lawton Hs (math 16% / reading 21%, grade F, #302 of 447 statewide, top 68%, 1,417 students, 0% FRL) — zoned schools average 0% FRL vs 54% district-wide (54 pts lower); this property's tenant base skews higher-income than the district average.
  • Market conditions: Rents rising (+1.7%/yr); 117 active listings in the ZIP; 133 units permitted in Comanche County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-0.7%/yr); year-one equity from $138 of loan paydown is wiped out by about $141 of value loss. Plan a longer hold.
  • Comanche County population projected to shrink 3% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (-0.7% appreciation + 1.7% rent growth), your $6k cash investment doubles in ~1 year — after that, you're playing with house money.

Negotiation context

  • It's been on market 102 days — a 9% lower offer ($18k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: built in 1915 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $18,109 (9.0% below list)

Questions for the listing agent

  1. It's been on market 102 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. Built in 1915 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
6.01%
Cap rate
54.69%
Cash-on-cash
172.84%
DSCR
8.69
GRM
1.4

CMA / ARV

ARV (on-the-fly)
$106,578
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
909 NW Bell Ave 0.29mi 2/1.0 1,100 (-4%) 3mo $77,000 $70 77
509 NW Bell Ave 0.37mi 2/1.0 1,200 (+5%) 1mo $95,000 $79 74
1004 NW Columbia Ave 0.36mi 2/1.0 1,200 (+5%) 6mo $135,000 $113 70
511 NW Bell Ave 0.36mi 3/2.0 (+1) 1,200 (+5%) 2mo $150,000 $125 65
803 NW Arlington Ave 0.19mi 3/3.0 (+1) 1,300 (+13%) 2mo $215,000 $165 54
911 NW Columbia Ave 0.37mi 3/1.0 (+1) 1,300 (+13%) 2mo $120,000 $92 54
211 NW Arlington Ave 0.55mi 2/1.0 1,000 (-13%) 1mo $38,657 $39 53
1416 NW Bell Ave 0.65mi 3/2.0 (+1) 1,200 (+5%) 3mo $119,900 $100 51
1410 NW Columbia Ave 0.66mi 3/2.0 (+1) 1,200 (+5%) 5mo $108,000 $90 49
1404 SW C Ave 0.55mi 3/1.0 (+1) 1,000 (-13%) 3mo $92,500 $93 46
1410 NW Euclid Ave 0.74mi 3/1.0 (+1) 1,048 (-9%) 8mo $67,000 $64 40
312 SW H Ave 0.71mi 2/2.0 1,000 (-13%) 7mo $152,700 $153 35

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-0.71% appreciation · 1.7% rent growth · sell at horizon

5-year hold
IRR
Equity multiple
9.68×
Total profit
$48,356
Equity at exit
$5,083
10-year hold
IRR
Equity multiple
19.62×
Total profit
$103,732
Equity at exit
$5,579

Cash invested: $5,572 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
83 Strongly Landlord-Friendly
State Oklahoma
83 Strongly Landlord-Friendly · R+20
County
— inherits STATE
City
— inherits STATE
5-day notice; strongly landlord-favorable.

ZIP-level market 73501

Home prices YoY
-0.4%
Rents YoY
1.7%
Active inventory
117
Price-to-rent
1.4×

Monthly cashflow live

Estimated rent
$1,197 medium interval (Pro) →
Mortgage (P&I)
$104
Tax from tax record
$30 /mo · $361/yr
Insurance
$8
HOA
$0
Vacancy / Maint / Mgmt
$251
Net cashflow
$803

Break-even live

Break-even rent $181
Max offer price $19,900
Occupancy floor 28%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$4,975
Closing costs
$597
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 22 events

  1. 2026-06-19
    days on market $19,900 Active 102 DOM
  2. 2026-06-18
    days on market $19,900 Active 101 DOM
  3. 2026-06-17
    days on market $19,900 Active 100 DOM
  4. 2026-06-16
    days on market $19,900 Active 99 DOM
  5. 2026-06-15
    days on market $19,900 Active 98 DOM
  6. 2026-06-14
    days on market $19,900 Active 96 DOM
  7. 2026-06-13
    days on market $19,900 Active 95 DOM
  8. 2026-06-10
    days on market $19,900 Active 93 DOM
  9. 2026-06-09
    days on market $19,900 Active 92 DOM
  10. 2026-06-08
    days on market $19,900 Active 91 DOM
  11. 2026-06-07
    days on market $19,900 Active 90 DOM
  12. 2026-06-05
    days on market $19,900 Active 87 DOM
  13. 2026-06-03
    days on market $19,900 Active 86 DOM
  14. 2026-06-02
    days on market $19,900 Active 85 DOM
  15. 2026-06-01
    days on market $19,900 Active 84 DOM
  16. 2026-05-31
    days on market $19,900 Active 83 DOM
  17. 2026-05-30
    days on market $19,900 Active 82 DOM
  18. 2026-03-06
    listed $19,900 Active
  19. 2025-09-03
    status Active
  20. 2025-09-03
    price $24,900
  21. 2025-03-06
    listed $30,000 Active
  22. 2004-05-10
    soldstatus $23,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OK · Resets to sale price

Current annual tax
$361 · $30/mo
Projected year-2 tax
$361 · $30/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 7/10 Severe 7 d/yr ≥109°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 3/10 Moderate 5% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$14,359
− Mortgage interest
−$1,115
− Property taxes
−$361
− Insurance
−$100
− Repairs & maintenance
−$1,149
− Management
−$1,149
− Depreciation
−$579
Taxable income
$9,907
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,378
After-tax cash flow
$7,253/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Lawton
NCES district ID
4017250
Math proficiency
20% ▼ -12.00%
Reading proficiency
26% ▼ -9.00%
Median HH income
$42,618
Composite
19.68/100
National rank
#8732
State rank
#137 of 270 in OK

Livability — Lawton

Score
63/100
State rank
#206
US rank
#15131

Category grades

Amenities B- Commute F Cost of living A+ Crime F Employment D Housing A+ Health & safety F User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Lawton, OK
County
Comanche County · 96,361 people
City population
89,233
Metro
Lawton, OK
Population (ZIP)
20,397
Household income
$49,741
Rent vs Own
54.8% rent · 45.2% own
Severe rent burden
742.0

Population outlook (Comanche County) Hauer SSP2

Today (2025)
124,518 people
By 2030
124,231 · -0.2%
By 2040
122,193 · -1.9%
By 2050
120,368 · -3.3%
By 2075
120,492 · -3.2%
By 2100
123,113 · -1.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Highly diverse neighborhood (Simpson 0.73)
Race & ethnicity
White 45% Black 20% Two or more races 18% Hispanic / Latino 14% Native American 7% Asian 3%
Hispanic origin (detail)
Mexican 7% Puerto Rican 4%
Common ancestry
Lithuanian 2% Italian 2% Slovak 1%
Foreign-born
6% · Canada, Vietnam, South Korea
Languages at home
88% English-only · Spanish 8% Tagalog/Filipino 1% German/W. Germanic 1%

Political lean MEDSL · Comanche

2024 margin
Strong R (+23.3) · D 37.4% · R 60.7% · Other 1.9%
2008→2024 swing
-5.8pp toward R · 2008: -17.5pp · 2024: -23.3pp
All cycles
2024: R+23.3 2020: R+20.1 2016: R+23.7 2012: R+17.0 2008: R+17.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -0.71%
Current HPI
172.4877
Rent YoY
▲ 1.70%
Metro
Lawton, OK
State GDP YoY
▲ 1.55%
F500 in state
6

Industry mix (Fortune 500 HQ in OK)

Industry F500 HQs Revenue

Price history

-13.5% since first listed
5 events — show timeline
  • 2026-03-06 Listed $19,900 LBRMLS
  • 2025-09-03 Relisted LBRMLS
  • 2025-09-03 Price Changed $24,900 LBRMLS
  • 2025-03-06 Listed $30,000 LBRMLS
  • 2004-05-10 Sold (Public Records) $23,000 Public Records

Property tax history

-1.8%/yr

Latest (2025): $361 · +3.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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