79 Shamrock Ct · Pemberton, NJ 08088

$65,999

2 bd · 1.0 ba · 720 sqft · Manufactured · 80 Days on market

Built 1969 Fair condition ↓ 3% since listing

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +7.5/15.0
• Schools +4.5/10.0
• Livability +3.6/5.0
• Rent growth +2.5/5.0
• Condition / age +2.2/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Nestled in the charming community of Mobile Estates, this exquisite mobile home offers a unique blend of comfort and modern living. Built in 1969, this single-wide gem has been thoughtfully designed to provide an inviting atmosphere, perfect for those seeking a cozy retreat. Step inside to discover a well-appointed living space that seamlessly combines functionality with style. The heart of the home features a spacious kitchen equipped with high-quality appliances, including a gas stove, refrigerator, and convenient washer and dryer. These essential amenities ensure that daily tasks are effortless, allowing you to focus on what truly matters-creating memories in your new home. With two bedrooms and a full bathroom, this residence is designed for both relaxation and practicality. The layout promotes a sense of openness, making it easy to entertain guests or enjoy quiet evenings at home. The aluminum siding not only enhances the exterior's aesthetic appeal but also ensures durability and low maintenance, allowing you to spend more time enjoying your surroundings. The property boasts ample parking options with a driveway and off-street parking, providing convenience for you and your guests. While the home does not feature a pool, the community offers a serene environment where you can unwind and enjoy the beauty of nature. Imagine sipping your morning coffee on your porch, surrounded by the tranquility of Mobile Estates. This community fosters a sense of belonging, where neighbors become friends and every day feels like a getaway. The charm of this mobile home is complemented by its prime location, offering easy access to local amenities and attractions. This property is not just a home; it's a lifestyle choice that embraces comfort, convenience, and community. Whether you're looking to downsize or seeking a peaceful retreat, this mobile home is a perfect fit. Experience the warmth and charm of Mobile Estates-where your dream of a cozy, high-end living space becomes a reality.

Key facts

• Built 1969
• Listed 79 days

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath manufactured listed at $66k. Condition is rated fair.

Deal economics

• At list price, monthly cash flow is $1k ($14k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $66k).
• Recommended offer: $62k (6.0% below list) — sets the bar for market timing.
• Cap rate 27.4% vs local median 4.9% in Pemberton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 72/100 on livability (#217 in NJ) — a middle-class / working-renter tenant base. Strengths: crime A+, housing A+, health & safety A+; Watch: cost of living C-, schools D-, amenities F.
• Lenape Regional High School District (suburban): math 34% / reading 60% proficiency, ranked #136 of 472 in NJ (top 29%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 156 active listings in the ZIP; 2,161 units permitted in Burlington County in 2024 (988 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $456 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
• Burlington County population projected to shrink 5% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
• At projected returns (-3.0% appreciation + 3.0% rent growth), your $18k cash investment doubles in ~2 years — after that, you're playing with house money.

Negotiation context

• It's been on market 80 days — a 6% lower offer ($62k) is reasonable based on typical stale-listing flexibility.

Recommended offer $62,039 (6.0% below list)

Questions for the listing agent

1. It's been on market 80 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
2. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
3. Built in 1969 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 3.10% ✓
• Cap rate: 27.37%
• Cash-on-cash: 75.27%
• DSCR: 4.35
• GRM: 2.7

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 75.2%
• Equity multiple: 4.42×
• Total profit: $63,161
• Equity at exit: $9,841

10-year hold

• IRR: 78.9%
• Equity multiple: 9.13×
• Total profit: $150,187
• Equity at exit: $5,706

Cash invested: $18,480 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 21 Tenant-Leaning
• State New Jersey: 21 Tenant-Leaning · D+6
• County: — inherits STATE
• City: — inherits STATE

Anti-eviction Act requires just-cause statewide; rent control in 100+ municipalities; one of the most tenant-friendly states.

Methodology + full state rankings →

ZIP-level market 08088

• Active inventory: 156
• Price-to-rent: 2.7×

Monthly cashflow live

• Estimated rent: $2,045 medium
• Mortgage (P&I): −$346
• Tax est. 1.5%: −$82 /mo · $990/yr
• Insurance: −$27
• HOA: −$0
• Vacancy / Maint / Mgmt: −$429
• Net cashflow: $1,159

Break-even live

Break-even rent $577

Max offer price $65,999

Occupancy floor 38%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $16,500
• Closing costs: $1,980
• Reserves months: —
• Total cash needed: —

Listing history 17 events

1. 2026-06-18
   days on market $65,999 Active 80 DOM
2. 2026-06-17
   days on market $65,999 Active 79 DOM
3. 2026-06-16
   days on market $65,999 Active 78 DOM
4. 2026-06-15
   days on market $65,999 Active 77 DOM
5. 2026-06-13
   days on market $65,999 Active 75 DOM
6. 2026-06-13
   days on market $65,999 Active 74 DOM
7. 2026-06-09
   days on market $65,999 Active 71 DOM
8. 2026-06-08
   days on market $65,999 Active 70 DOM
9. 2026-06-07
   days on market $65,999 Active 69 DOM
10. 2026-06-04
    days on market $65,999 Active 66 DOM
11. 2026-06-03
    days on market $65,999 Active 65 DOM
12. 2026-06-02
    days on market $65,999 Active 64 DOM
13. 2026-06-01
    days on market $65,999 Active 63 DOM
14. 2026-05-31
    days on market $65,999 Active 62 DOM
15. 2026-05-11
    price $65,999 2009-char remark

    Show marketing remark (2009 chars)

    Nestled in the charming community of Mobile Estates, this exquisite mobile home offers a unique blend of comfort and modern living. Built in 1969, this single-wide gem has been thoughtfully designed to provide an inviting atmosphere, perfect for those seeking a cozy retreat. Step inside to discover a well-appointed living space that seamlessly combines functionality with style. The heart of the home features a spacious kitchen equipped with high-quality appliances, including a gas stove, refrigerator, and convenient washer and dryer. These essential amenities ensure that daily tasks are effortless, allowing you to focus on what truly matters-creating memories in your new home. With two bedrooms and a full bathroom, this residence is designed for both relaxation and practicality. The layout promotes a sense of openness, making it easy to entertain guests or enjoy quiet evenings at home. The aluminum siding not only enhances the exterior's aesthetic appeal but also ensures durability and low maintenance, allowing you to spend more time enjoying your surroundings. The property boasts ample parking options with a driveway and off-street parking, providing convenience for you and your guests. While the home does not feature a pool, the community offers a serene environment where you can unwind and enjoy the beauty of nature. Imagine sipping your morning coffee on your porch, surrounded by the tranquility of Mobile Estates. This community fosters a sense of belonging, where neighbors become friends and every day feels like a getaway. The charm of this mobile home is complemented by its prime location, offering easy access to local amenities and attractions. This property is not just a home; it's a lifestyle choice that embraces comfort, convenience, and community. Whether you're looking to downsize or seeking a peaceful retreat, this mobile home is a perfect fit. Experience the warmth and charm of Mobile Estates-where your dream of a cozy, high-end living space becomes a reality.

16. 2026-03-31
    listed $67,999 Active 2009-char remark

    Show marketing remark (2009 chars)

    Nestled in the charming community of Mobile Estates, this exquisite mobile home offers a unique blend of comfort and modern living. Built in 1969, this single-wide gem has been thoughtfully designed to provide an inviting atmosphere, perfect for those seeking a cozy retreat. Step inside to discover a well-appointed living space that seamlessly combines functionality with style. The heart of the home features a spacious kitchen equipped with high-quality appliances, including a gas stove, refrigerator, and convenient washer and dryer. These essential amenities ensure that daily tasks are effortless, allowing you to focus on what truly matters-creating memories in your new home. With two bedrooms and a full bathroom, this residence is designed for both relaxation and practicality. The layout promotes a sense of openness, making it easy to entertain guests or enjoy quiet evenings at home. The aluminum siding not only enhances the exterior's aesthetic appeal but also ensures durability and low maintenance, allowing you to spend more time enjoying your surroundings. The property boasts ample parking options with a driveway and off-street parking, providing convenience for you and your guests. While the home does not feature a pool, the community offers a serene environment where you can unwind and enjoy the beauty of nature. Imagine sipping your morning coffee on your porch, surrounded by the tranquility of Mobile Estates. This community fosters a sense of belonging, where neighbors become friends and every day feels like a getaway. The charm of this mobile home is complemented by its prime location, offering easy access to local amenities and attractions. This property is not just a home; it's a lifestyle choice that embraces comfort, convenience, and community. Whether you're looking to downsize or seeking a peaceful retreat, this mobile home is a perfect fit. Experience the warmth and charm of Mobile Estates-where your dream of a cozy, high-end living space becomes a reality.

17. 2026-03-25
    historical $67,999 2009-char remark

    Show marketing remark (2009 chars)

    Nestled in the charming community of Mobile Estates, this exquisite mobile home offers a unique blend of comfort and modern living. Built in 1969, this single-wide gem has been thoughtfully designed to provide an inviting atmosphere, perfect for those seeking a cozy retreat. Step inside to discover a well-appointed living space that seamlessly combines functionality with style. The heart of the home features a spacious kitchen equipped with high-quality appliances, including a gas stove, refrigerator, and convenient washer and dryer. These essential amenities ensure that daily tasks are effortless, allowing you to focus on what truly matters-creating memories in your new home. With two bedrooms and a full bathroom, this residence is designed for both relaxation and practicality. The layout promotes a sense of openness, making it easy to entertain guests or enjoy quiet evenings at home. The aluminum siding not only enhances the exterior's aesthetic appeal but also ensures durability and low maintenance, allowing you to spend more time enjoying your surroundings. The property boasts ample parking options with a driveway and off-street parking, providing convenience for you and your guests. While the home does not feature a pool, the community offers a serene environment where you can unwind and enjoy the beauty of nature. Imagine sipping your morning coffee on your porch, surrounded by the tranquility of Mobile Estates. This community fosters a sense of belonging, where neighbors become friends and every day feels like a getaway. The charm of this mobile home is complemented by its prime location, offering easy access to local amenities and attractions. This property is not just a home; it's a lifestyle choice that embraces comfort, convenience, and community. Whether you're looking to downsize or seeking a peaceful retreat, this mobile home is a perfect fit. Experience the warmth and charm of Mobile Estates-where your dream of a cozy, high-end living space becomes a reality.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Taxation est. · year 1

• Rental income: $24,535
• − Mortgage interest: −$3,697
• − Property taxes: −$990
• − Insurance: −$330
• − Repairs & maintenance: −$1,963
• − Management: −$1,963
• − Depreciation: −$1,920
• Taxable income: $13,673
• Est. tax owed @ 24.0%: −$3,281
• After-tax cash flow: $10,628/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 8 photos

Fair 45/100 Cosmetic rehab

This mobile home requires cosmetic repairs and maintenance to improve its condition and increase its resale and rental value.

Repairs flagged

• Minor Kitchen cabinets — Light wear and tear
• Minor Kitchen countertops — Light wear and tear
• Minor Bathroom fixtures — Light wear and tear
• Minor Exterior siding — Some discoloration
• Minor Carpeted flooring — Light wear and tear
• Minor Painted walls — Light discoloration

Value-add opportunities

• Both Paint exterior siding — Enhances curb appeal and value
• Both Replace carpeted flooring — Improves comfort and value
• Both Paint interior walls — Enhances interior appearance and value
• Both Replace kitchen cabinets and countertops — Modernizes kitchen and increases value
• Both Replace bathroom fixtures — Modernizes bathroom and increases value

Renovation cost estimate screening

Repair item	Severity	Est. cost
Kitchen cabinets · Light wear and tear	Minor	$500–3,000
Kitchen countertops · Light wear and tear	Minor	$500–3,000
Bathroom fixtures · Light wear and tear	Minor	$500–3,000
Exterior siding · Some discoloration	Minor	$500–3,000
Carpeted flooring · Light wear and tear	Minor	$500–3,000
Painted walls · Light discoloration	Minor	$500–3,000
Total estimated repair cost · 6 items		$3,000–18,000

Value-add ROI direction

• Both Paint exterior siding — Enhances curb appeal and value ↑
• Both Replace carpeted flooring — Improves comfort and value ↑
• Both Paint interior walls — Enhances interior appearance and value ↑
• Both Replace kitchen cabinets and countertops — Modernizes kitchen and increases value ↑
• Both Replace bathroom fixtures — Modernizes bathroom and increases value ↑

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

• District: Lenape Regional High School District
• NCES district ID: 3408490
• Math proficiency: 34% ▼ -2.00%
• Reading proficiency: 60% ▼ -5.00%
• Median HH income: $98,739
• Composite: 44.86/100
• National rank: #2724
• State rank: #136 of 472 in NJ

Livability — Pemberton

• Score: 72/100
• State rank: #217
• US rank: #6053

Category grades

Amenities F Commute F Cost of living C- Crime A+ Employment A Housing A+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Population (ZIP): 24,153

Population outlook (Burlington County) Hauer SSP2

• Today (2025): 453,425 people
• By 2030: 452,359 · -0.2%
• By 2040: 445,033 · -1.9%
• By 2050: 431,760 · -4.8%
• By 2075: 406,277 · -10.4%
• By 2100: 364,732 · -19.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (90%)
• Race & ethnicity: White 90% Hispanic / Latino 4% Two or more races 4% Asian 2% Black 1%
• Common ancestry: Romanian 8% Slovak 2% Iranian 2%
• Foreign-born: 4% · Canada, China
• Languages at home: 94% English-only · Spanish 3% Chinese 1%

Political lean MEDSL · Burlington

• 2024 margin: D (+16.6) · D 57.6% · R 41.0% · Other 1.3%
• 2008→2024 swing: -2.0pp toward R · 2008: 18.6pp · 2024: 16.6pp
• All cycles: 2024: D+16.6 2020: D+19.5 2016: D+14.8 2012: D+18.7 2008: D+18.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -214.45%
• Current HPI: 302.9094
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 2.05%
• F500 in state: 34

Industry mix (Fortune 500 HQ in NJ)

Industry	F500 HQs	Revenue
▸Consumer Goods	3	$31B
▸Pharmaceuticals	2	$153B
▸Technology	2	$21B
▸Insurance	2	$20B
▸Healthcare	2	$19B
▸Financial Services	1	$70B

Price history

-2.9% since first listed

3 events — show timeline

• 2026-05-11 Price Changed $65,999 BRIGHT MLS
• 2026-03-31 Listed $67,999 BRIGHT MLS
• 2026-03-25 Coming Soon $67,999 BRIGHT MLS