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7119 Bellefontaine Ave
C Composite 57.95
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +24.1/30.0
  • Appreciation +10.0/10.0
  • DSCR +7.8/10.0
  • 1% rule +5.0/10.0
  • Livability +3.9/5.0
  • Rent growth +3.2/5.0
  • Condition / age +2.5/5.0
  • Schools +1.5/10.0
  • ARV discount +0.0/15.0

$109,900

7119 Bellefontaine Ave · Kansas City, MO 64132
2 bd · 1.0 ba · 623 sqft · SingleFamily public records · 311 Days on market
Built 1926 4,828 sqft lot $176/sqft · 66% above area Est $76k · 44% over

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Brand new remodeled bungalow with so many updates, don't wait to come see it! NEW furnace & AC unit along with all new windows & doors to keep electric bills low! New exterior and interior paint throughout the home along with all new flooring! Fully renovated kitchen and bathroom! This one is ready for its new owner to call it home!

Key facts

  • New furnace
  • New ac unit
  • New doors

Tags

REMODELED BUNGALOWNEW FURNACENEW AC UNITNEW WINDOWSNEW DOORSNEW EXTERIOR PAINT

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $110k.

Deal economics

  • At list price, monthly cash flow is $216 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $110k).
  • Recommended offer: $97k (12.0% below list) — sets the bar for market timing.
  • Cap rate 8.7% vs local median 3.9% in Kansas City — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 78/100 on livability (#28 in MO, #2,671 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, cost of living A+; Watch: schools C-, crime F.
  • Kansas City 33 (urban): math 12% / reading 24% proficiency, ranked #308 of 324 in MO (top 95%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 75% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising (+3.0%/yr); 93 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals leasing fast (median 13d on market — plan ~1-2 weeks tenant-placement turnaround); 4,002 units permitted in Jackson County in 2024 (2,271 in 5+ unit buildings).

Forward outlook

  • In year one you build about $12k of equity ($760 loan paydown + $11k appreciation (10.0% local appreciation)).
  • Jackson County population projected at +4% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (10.0% appreciation + 3.0% rent growth), your $31k cash investment doubles in ~3 years — after that, you're playing with house money.
  • By year 4, paydown + projected appreciation supports a ~$42k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 311 days — a 12% lower offer ($97k) is reasonable based on typical stale-listing flexibility.
  • 9 sale attempts since 24y ago; this cycle's ask has dropped $35k (24%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $41k; list at $110k implies a 167% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1926 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $96,712 (12.0% below list)

Questions for the listing agent

  1. It's been on market 311 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1926 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.00%
Cap rate
8.66%
Cash-on-cash
8.44%
DSCR
1.38
GRM
8.3

CMA / ARV

ARV (median comp)
$76,397
List price
$109,900
Delta
43.85%
Verdict
OVERPRICED
Comps
20 within 1.0 mi
Show comp detail 7 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
3309 E 73rd St 0.26mi 2/1.0 672 (+8%) 1mo $79,000 $118 74
7403 Montgall Ave 0.42mi 2/1.0 614 (-1%) 7mo $85,000 $138 72
7430 Chestnut Ave 0.45mi 2/1.0 596 (-4%) 12mo $69,500 $117 62
2247 E 69th Ter 0.53mi 3/1.5 (+1) 608 (-2%) 12mo $79,900 $131 55
6920 Agnes St 0.26mi 3/1.0 (+1) 691 (+11%) 13mo $90,000 $130 54
3014 E 69 St 0.32mi 2/1.0 696 (+12%) 14mo $80,000 $115 54
3816 E 68th St 0.65mi 2/1.0 631 (+1%) 23mo $95,000 $151 49

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 2.98% rent growth · sell at horizon

5-year hold
IRR
30.4%
Equity multiple
3.39×
Total profit
$73,572
Equity at exit
$99,007
10-year hold
IRR
26.3%
Equity multiple
7.68×
Total profit
$205,670
Equity at exit
$213,512

Cash invested: $30,772 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
81 Strongly Landlord-Friendly
State Missouri
81 Strongly Landlord-Friendly · R+10
County
— inherits STATE
City
— inherits STATE
Generally landlord-friendly; St Louis has some habitability requirements.

ZIP-level market 64132

Home prices YoY
23.6%
Rents YoY
3.0%
Active inventory
93
Price-to-rent
8.3×

Monthly cashflow live

Estimated rent
$1,099 medium interval (Pro) →
Mortgage (P&I)
$576
Tax from tax record
$30 /mo · $358/yr
Insurance
$46
HOA
$0
Vacancy / Maint / Mgmt
$231
Net cashflow
$216

Break-even live

Break-even rent $825
Max offer price $109,900
Occupancy floor 75%

Sensitivity live

Price -10% $279 -5% $248 +0% $216 +5% $185 +10% $154
Rent -10% $130 -5% $173 +0% $216 +5% $260 +10% $303
Rate -1.0pp $272 -0.5pp $244 base $216 +0.5pp $188 +1.0pp $159

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$27,475
Closing costs
$3,297
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 3 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2422 E 70th Ter Kansas City, MO 2.0 1.0 748 $1,356 $1.81 13d 1 0.38mi
6921 Prospect Ave Unit C Kansas City, MO 1.0 1.0 538 $850 $1.58 4d 1 0.40mi
3601 E Meyer Blvd Kansas City, MO 1.0 1.0 560 $900 $1.61 44d 1 0.72mi

Listing history 47 events

  1. 2026-06-18
    days on market $109,900 Active 311 DOM
  2. 2026-06-17
    price $109,900 Active 310 DOM
  3. 2026-06-17
    days on market $114,900 Active 310 DOM
  4. 2026-06-16
    days on market $114,900 Active 309 DOM
  5. 2026-06-15
    days on market $114,900 Active 308 DOM
  6. 2026-06-13
    days on market $114,900 Active 306 DOM
  7. 2026-06-09
    days on market $114,900 Active 302 DOM
  8. 2026-06-08
    days on market $114,900 Active 301 DOM
  9. 2026-06-07
    days on market $114,900 Active 300 DOM
  10. 2026-06-05
    days on market $114,900 Active 297 DOM
  11. 2026-06-03
    days on market $114,900 Active 296 DOM
  12. 2026-06-02
    days on market $114,900 Active 295 DOM
  13. 2026-06-01
    days on market $114,900 Active 294 DOM
  14. 2026-05-31
    days on market $114,900 Active 293 DOM
  15. 2026-05-08
    price $114,900 350-char remark
    Show marketing remark (350 chars)

    Brand new remodeled bungalow with so many updates, don't wait to come see it! NEW furnace & AC unit along with all new windows & doors to keep electric bills low! New exterior and interior paint throughout the home along with all new flooring! Fully renovated kitchen and bathroom! This one is ready for its new owner to call it home!

  16. 2026-03-31
    price $119,900 350-char remark
    Show marketing remark (350 chars)

    Brand new remodeled bungalow with so many updates, don't wait to come see it! NEW furnace & AC unit along with all new windows & doors to keep electric bills low! New exterior and interior paint throughout the home along with all new flooring! Fully renovated kitchen and bathroom! This one is ready for its new owner to call it home!

  17. 2026-02-25
    price $124,900 350-char remark
    Show marketing remark (350 chars)

    Brand new remodeled bungalow with so many updates, don't wait to come see it! NEW furnace & AC unit along with all new windows & doors to keep electric bills low! New exterior and interior paint throughout the home along with all new flooring! Fully renovated kitchen and bathroom! This one is ready for its new owner to call it home!

  18. 2025-11-25
    price $129,900 350-char remark
    Show marketing remark (350 chars)

    Brand new remodeled bungalow with so many updates, don't wait to come see it! NEW furnace & AC unit along with all new windows & doors to keep electric bills low! New exterior and interior paint throughout the home along with all new flooring! Fully renovated kitchen and bathroom! This one is ready for its new owner to call it home!

  19. 2025-10-10
    price $134,900 350-char remark
    Show marketing remark (350 chars)

    Brand new remodeled bungalow with so many updates, don't wait to come see it! NEW furnace & AC unit along with all new windows & doors to keep electric bills low! New exterior and interior paint throughout the home along with all new flooring! Fully renovated kitchen and bathroom! This one is ready for its new owner to call it home!

  20. 2025-09-18
    price $139,900 350-char remark
    Show marketing remark (350 chars)

    Brand new remodeled bungalow with so many updates, don't wait to come see it! NEW furnace & AC unit along with all new windows & doors to keep electric bills low! New exterior and interior paint throughout the home along with all new flooring! Fully renovated kitchen and bathroom! This one is ready for its new owner to call it home!

  21. 2025-08-11
    listed $144,900 Active 350-char remark
    Show marketing remark (350 chars)

    Brand new remodeled bungalow with so many updates, don't wait to come see it! NEW furnace & AC unit along with all new windows & doors to keep electric bills low! New exterior and interior paint throughout the home along with all new flooring! Fully renovated kitchen and bathroom! This one is ready for its new owner to call it home!

  22. 2025-03-20
    historical
  23. 2025-02-07
    listed $129,995 Active
  24. 2025-01-11
    historical
  25. 2024-10-11
    price $134,500
  26. 2024-09-12
    listed $135,000 Active
  27. 2024-08-21
    historical
  28. 2024-07-21
    price $125,000
  29. 2024-06-05
    price $130,000
  30. 2024-05-22
    price $135,000
  31. 2024-05-02
    listed $140,000 Active
  32. 2023-01-03
    historical
  33. 2022-10-24
    price $135,000
  34. 2022-09-23
    price $140,000
  35. 2022-08-24
    listed $149,900 Active
  36. 2022-07-07
    soldstatus Closed
  37. 2022-06-23
    status Pending
  38. 2022-06-16
    status Active
  39. 2022-06-11
    status Pending
  40. 2022-06-08
    listed $55,000 Active
  41. 2005-11-22
    soldstatus
  42. 2005-10-17
    listed $29,000
  43. 2005-09-02
    soldstatus $41,157
  44. 2003-05-12
    soldstatus
  45. 2002-12-02
    soldstatus
  46. 2002-08-05
    listed $23,000
  47. 1983-01-01
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MO · Resets to sale price

Current annual tax
$358 · $30/mo
Projected year-2 tax
$1,066 · $89/mo
Expected delta
+$708/yr (+$59/mo · 197.5%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥106°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$13,192
− Mortgage interest
−$6,156
− Property taxes
−$358
− Insurance
−$550
− Repairs & maintenance
−$1,055
− Management
−$1,055
− Depreciation
−$3,197
Taxable income
$820
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$197
After-tax cash flow
$2,401/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Kansas City 33
NCES district ID
2916400
Math proficiency
12% ▼ -8.00%
Reading proficiency
24% ▬ 0.00%
Median HH income
$35,227
Composite
14.8/100
National rank
#9387
State rank
#308 of 324 in MO

Livability — Kansas City

Score
78/100
State rank
#28
US rank
#2671

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment C+ Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Kansas City, MO
County
Jackson County · 687,798 people
City population
439,467
Metro
Kansas City, MO-KS
Population (ZIP)
12,084
Household income
$45,622
Rent vs Own
51.2% rent · 48.8% own
Severe rent burden
679.0

Population outlook (Jackson County) Hauer SSP2

Today (2025)
719,589 people
By 2030
731,456 · +1.6%
By 2040
746,689 · +3.8%
By 2050
749,289 · +4.1%
By 2075
736,227 · +2.3%
By 2100
668,210 · -7.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (66%)
Race & ethnicity
Black 66% White 16% Hispanic / Latino 11% Two or more races 10%
Hispanic origin (detail)
Mexican 9%
Common ancestry
Italian 2% Scotch-Irish 1% Romanian 1%
Foreign-born
6% · Canada, Jamaica
Languages at home
92% English-only · Spanish 7%

Political lean MEDSL · Jackson

2024 margin
D (+19.3) · D 58.9% · R 39.5% · Other 1.6%
2008→2024 swing
-6.1pp toward R · 2008: 25.4pp · 2024: 19.3pp
All cycles
2024: D+19.3 2020: D+22.0 2016: D+16.6 2012: D+19.0 2008: D+25.4

Not yet ingested

Civics

Market trends

HPI YoY
▲ 79.13%
Current HPI
414.4305
Rent YoY
▲ 2.98%
Metro
Kansas City, MO-KS
State GDP YoY
▲ 1.84%
F500 in state
20

Industry mix (Fortune 500 HQ in MO)

Industry F500 HQs Revenue

Price history

+399.6% since first listed
33 events — show timeline
  • 2026-05-08 Price Changed $114,900 Heartland MLS as Distributed by MLS Grid
  • 2026-03-31 Price Changed $119,900 Heartland MLS as Distributed by MLS Grid
  • 2026-02-25 Price Changed $124,900 Heartland MLS as Distributed by MLS Grid
  • 2025-11-25 Price Changed $129,900 Heartland MLS as Distributed by MLS Grid
  • 2025-10-10 Price Changed $134,900 Heartland MLS as Distributed by MLS Grid
  • 2025-09-18 Price Changed $139,900 Heartland MLS as Distributed by MLS Grid
  • 2025-08-11 Listed $144,900 Heartland MLS as Distributed by MLS Grid
  • 2025-03-20 Listing Removed Heartland MLS as Distributed by MLS Grid
  • 2025-02-07 Listed $129,995 Heartland MLS as Distributed by MLS Grid
  • 2025-01-11 Listing Removed Heartland MLS as Distributed by MLS Grid
  • 2024-10-11 Price Changed $134,500 Heartland MLS as Distributed by MLS Grid
  • 2024-09-12 Listed $135,000 Heartland MLS as Distributed by MLS Grid
  • 2024-08-21 Listing Removed Heartland MLS as Distributed by MLS Grid
  • 2024-07-21 Price Changed $125,000 Heartland MLS as Distributed by MLS Grid
  • 2024-06-05 Price Changed $130,000 Heartland MLS as Distributed by MLS Grid
  • 2024-05-22 Price Changed $135,000 Heartland MLS as Distributed by MLS Grid
  • 2024-05-02 Listed $140,000 Heartland MLS as Distributed by MLS Grid
  • 2023-01-03 Listing Removed Heartland MLS as Distributed by MLS Grid
  • 2022-10-24 Price Changed $135,000 Heartland MLS as Distributed by MLS Grid
  • 2022-09-23 Price Changed $140,000 Heartland MLS as Distributed by MLS Grid
  • 2022-08-24 Listed $149,900 Heartland MLS as Distributed by MLS Grid
  • 2022-07-07 Sold (MLS) Heartland MLS as Distributed by MLS Grid
  • 2022-06-23 Pending Heartland MLS as Distributed by MLS Grid
  • 2022-06-16 Relisted Heartland MLS as Distributed by MLS Grid
  • 2022-06-11 Pending Heartland MLS as Distributed by MLS Grid
  • 2022-06-08 Listed $55,000 Heartland MLS as Distributed by MLS Grid
  • 2005-11-22 Sold (MLS) Heartland MLS as Distributed by MLS Grid
  • 2005-10-17 Listed $29,000 Heartland MLS as Distributed by MLS Grid
  • 2005-09-02 Sold (Public Records) $41,157 Public Records
  • 2003-05-12 Sold (Public Records) Public Records
  • 2002-12-02 Sold (MLS) Heartland MLS as Distributed by MLS Grid
  • 2002-08-05 Listed $23,000 Heartland MLS as Distributed by MLS Grid
  • 1983-01-01 Sold (Public Records) Public Records

Property tax history

+4.8%/yr

Latest (2025): $358 · -43.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…