3413 Noble St · Baltimore, MD 21224

$175,000

3 bd · 1.5 ba · 1,560 sqft · Townhouse public records · 198 Days on market

Built 1900 $112/sqft · 21% above area Est $145k · 21% over

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +26.8/30.0
• DSCR +9.2/10.0
• 1% rule +7.7/10.0
• Livability +3.8/5.0
• Rent growth +2.8/5.0
• Condition / age +2.5/5.0
• Schools +1.0/10.0
• ARV discount +0.0/15.0
• Appreciation +0.0/10.0

Listing remarks MLS

Investor Opportunity – 3 Properties Available Individually or as a Package. All Same Owner. All zoned accordingly. All have current rental license. ALL SOLD AS IS. Discover a solid investment opportunity featuring three income-producing properties available for purchase separately or as a portfolio. Property 1– East Baltimore A single-family dwelling offering additional investment flexibility. Ideal for leasing, renovating, or adding to an existing rental portfolio. Both properties are offered As-Is, giving investors the opportunity to update, improve, and maximize returns. Perfect for seasoned investors or new buyers looking to enter the Baltimore rental market with stable cash-flow potential. Property 2 – Brooklyn, Baltimore City This interior rowhome is configured as a two-unit building, each offering one bedroom, one bath, and previously generating $995/month per unit each with private access to the basement for laundry and storage. Utilities are well-separated with individual electric panels/meters and individual gas meters for each unit—ideal for streamlined tenant management. Recent improvements include updated electric panels, newer water heaters, renovated kitchens, and a recent roof. . Both units provide strong rental potential with room for value-add improvements and rental rate increases. Property 3- Brooklyn (Offical listing coming soon) 2 unit dwelling Unit A: 3 bed, 2 bath Occupied; $1250 / month income generation Unit B: 1 bed, 1 bath Recently Vacant (Previously rent collection: $1050)

Key facts

• Renovated kitchens
• Newer water heaters
• Spacious kitchen

Tags

• SPACIOUS KITCHEN
• PRIVATE ACCESS TO BASEMENT
• UPDATED ELECTRIC PANELS
• NEWER WATER HEATERS
• RENOVATED KITCHENS
• RECENT ROOF

What this means for you Summary

Snapshot

• This is a 3-bed/1.5-bath townhouse listed at $175k.

Deal economics

• At list price, monthly cash flow is $478 ($6k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $175k).
• Recommended offer: $154k (12.0% below list) — sets the bar for market timing.
• Cap rate 9.6% vs local median 6.0% in Baltimore — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 76/100 on livability (#90 in MD, #3,396 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, housing A+; Watch: schools D, crime F.
• Baltimore City Public Schools (urban): math 7% / reading 16% proficiency, ranked #24 of 24 in MD (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents rising (+1.3%/yr); 393 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,273 units permitted in Baltimore city in 2024 (1,104 in 5+ unit buildings).
• This rent runs 30% of the median local income ($89k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• Baltimore County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

• It's been on market 198 days — a 12% lower offer ($154k) is reasonable based on typical stale-listing flexibility.
• 12 sale attempts since 20y ago; this cycle's ask has dropped $10k (5%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $126k; 39% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Watch-outs: built in 1900 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $154,000 (12.0% below list)

Questions for the listing agent

1. It's been on market 198 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1900 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.27% ✓
• Cap rate: 9.57%
• Cash-on-cash: 11.70%
• DSCR: 1.52
• GRM: 6.5

CMA / ARV

• ARV (median comp): $144,704
• List price: $175,000
• Delta: 20.94%
• Verdict: OVERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
118 S Eaton St	0.22mi	3/3.5	1,569 (+1%)	1mo	$330,000	$210	80
36 N Decker Ave	0.30mi	3/2.0	1,430 (-8%)	0mo	$325,000	$227	70
38 S Curley St	0.39mi	3/1.0	1,729 (+11%)	0mo	$181,100	$105	62
3702 Foster Ave	0.58mi	2/2.0 (-1)	1,632 (+5%)	1mo	$339,000	$208	58
263 S East Ave	0.32mi	2/2.0 (-1)	1,767 (+13%)	0mo	$375,000	$212	56
735 S Curley St	0.72mi	3/2.0	1,476 (-5%)	1mo	$325,000	$220	55
341 S Macon St	0.70mi	2/2.0 (-1)	1,625 (+4%)	1mo	$214,900	$132	53
808 S Eaton St	0.70mi	2/2.0 (-1)	1,488 (-5%)	1mo	$325,000	$218	52
2534 E Baltimore St	0.65mi	3/3.0	1,685 (+8%)	0mo	$495,000	$294	50
220 N Luzerne Ave	0.67mi	3/1.0	1,372 (-12%)	1mo	$120,000	$87	46
145 N Milton Ave	0.70mi	2/2.0 (-1)	1,353 (-13%)	1mo	$260,000	$192	37
730 S Decker Ave	0.69mi	4/3.5 (+1)	1,740 (+12%)	0mo	$564,900	$325	35

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.31% rent growth · sell at horizon

5-year hold

• IRR: -0.9%
• Equity multiple: 0.97×
• Total profit: $-1,589
• Equity at exit: $26,093

10-year hold

• IRR: 6.9%
• Equity multiple: 1.48×
• Total profit: $23,315
• Equity at exit: $15,131

Cash invested: $49,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (CITY): 12 Strongly Tenant-Friendly
• State Maryland: 27 Tenant-Leaning · D+14
• County: — inherits STATE
• City Baltimore: 12 Strongly Tenant-Friendly · D+58

Just-cause for tenancies > 1 yr.

Methodology + full state rankings →

ZIP-level market 21224

• Rents YoY: 1.3%
• Active inventory: 393
• Price-to-rent: 6.5×

Monthly cashflow live

• Estimated rent: $2,230 high
• Mortgage (P&I): −$918
• Tax from tax record: −$294 /mo · $3,523/yr
• Insurance: −$73
• HOA: −$0
• Vacancy / Maint / Mgmt: −$468
• Net cashflow: $478

Break-even live

Break-even rent $1,626

Max offer price $175,000

Occupancy floor 74%

Sensitivity live

Price	-10% $577	-5% $527	+0% $478	+5% $428	+10% $379
Rent	-10% $301	-5% $390	+0% $478	+5% $566	+10% $654
Rate	-1.0pp $566	-0.5pp $522	base $478	+0.5pp $432	+1.0pp $386

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $43,750
• Closing costs: $5,250
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
3430 E Baltimore St Baltimore, MD	3.0	2.5	1316	$2,250	$1.71	24d	1	0.04mi
3436 Leverton Ave Baltimore, MD	3.0	3.5	1500	$2,350	$1.57	24d	1	0.09mi
3304 E Baltimore St Baltimore, MD	3.0	1.5	1514	$1,875	$1.24	44d	1	0.09mi
1 N Clinton St Baltimore, MD	4.0	1.5	1200	$1,700	$1.42	20d	1	0.09mi
113 N Clinton St Baltimore, MD	2.0	1.0	1300	$1,995	$1.53	44d	1	0.11mi
3502 E Lombard St Baltimore, MD	3.0	2.0	1522	$1,870	$1.23	44d	1	0.11mi
3212 E Baltimore St Baltimore, MD	2.0	3.0	1931	$2,350	$1.22	24d	1	0.16mi
17 N East Ave Baltimore, MD	2.0	2.0	1326	$2,550	$1.92	24d	1	0.17mi
106 S Bouldin St Baltimore, MD	2.0	3.0	1134	$2,100	$1.85	21d	1	0.18mi
3710 E Pratt St Baltimore, MD	2.0	3.5	1230	$1,900	$1.54	24d	1	0.22mi
29 N Ellwood Ave Baltimore, MD	3.0	1.5	1100	$2,395	$2.18	24d	1	0.23mi
115 S Eaton St Baltimore, MD	3.0	2.5	1393	$1,800	$1.29	17d	1	0.24mi
127 S Robinson St Baltimore, MD	2.0	1.5	1400	$2,000	$1.43	44d	1	0.24mi
10 N Ellwood Ave Baltimore, MD	4.0	2.5	1768	$2,500	$1.41	44d	1	0.25mi
235 S Highland Ave Baltimore, MD	2.0	1.5	1222	$2,000	$1.64	24d	1	0.26mi
113 N Decker Ave Baltimore, MD	3.0	3.5	1800	$2,850	$1.58	24d	1	0.27mi
249 S East Ave Baltimore, MD	2.0	2.0	1680	$2,250	$1.34	24d	1	0.30mi
404 N Robinson St Baltimore, MD	3.0	3.0	1320	$2,100	$1.59	17d	1	0.31mi
404 N Robinson St Baltimore, MD	3.0	3.0	1320	$2,200	$1.67	24d	1	0.31mi
150 N Curley St Baltimore, MD	2.0	2.5	1266	$1,850	$1.46	18d	1	0.37mi
102 S Curley St Baltimore, MD	2.0	1.5	1200	$1,800	$1.50	5d	1	0.38mi
3304 McElderry St Baltimore, MD	3.0	2.0	1413	$1,900	$1.34	44d	1	0.39mi
34 N Linwood Ave Baltimore, MD	2.0	1.5	1288	$2,400	$1.86	24d	1	0.40mi
11 N Streeper St Baltimore, MD	3.0	3.5	1800	$2,600	$1.44	44d	1	0.42mi
10 N Streeper St Baltimore, MD	3.0	2.5	1440	$2,500	$1.74	24d	1	0.43mi
2903 Jefferson St Baltimore, MD	3.0	3.0	1609	$1,850	$1.15	44d	1	0.46mi
2815 Orleans St Baltimore, MD	2.0	1.0	1204	$1,600	$1.33	3d	1	0.46mi
3905 Bank St Baltimore, MD	4.0	1.0–3.0	909	$2,820	$3.10	3d	20	0.48mi
2800 Orleans St Baltimore, MD	3.0	1.0	1404	$1,600	$1.14	15d	1	0.49mi
2800 Orleans St Baltimore, MD	3.0	1.0	1404	$1,600	$1.14	18d	1	0.49mi
3306 Fleet St Baltimore, MD	4.0	3.0	1308	$3,500	$2.68	44d	1	0.51mi
139 N Lakewood Ave Unit 1 Baltimore, MD	4.0	2.0	1370	$2,500	$1.82	44d	1	0.54mi
139 N Lakewood Ave Baltimore, MD	4.0	2.5	1370	$2,500	$1.82	44d	1	0.54mi
4015 Eastern Ave Unit 2L Baltimore, MD	3.0	2.0	1100	$1,800	$1.64	44d	1	0.55mi
2934 E Monument St Baltimore, MD	2.0	1.0	1200	$1,499	$1.25	44d	1	0.56mi
502 S Haven St Baltimore, MD	2.0	2.5	1440	$2,400	$1.67	24d	1	0.57mi
502 S Haven St Baltimore, MD	2.0	2.5	1440	$2,400	$1.67	17d	1	0.57mi
127 N Glover St Baltimore, MD	2.0	1.5	1110	$2,100	$1.89	3d	1	0.58mi
2619 E Fayette St Baltimore, MD	3.0	2.0	1600	$1,900	$1.19	44d	1	0.58mi
718 N Curley St Baltimore, MD	3.0	3.0	1500	$2,000	$1.33	5d	1	0.60mi

Listing history 50 events

1. 2026-06-21
   days on market $175,000 Active 198 DOM
2. 2026-06-18
   days on market $175,000 Active 195 DOM
3. 2026-06-17
   days on market $175,000 Active 194 DOM
4. 2026-06-16
   days on market $175,000 Active 193 DOM
5. 2026-06-15
   days on market $175,000 Active 192 DOM
6. 2026-06-13
   days on market $175,000 Active 190 DOM
7. 2026-06-09
   days on market $175,000 Active 186 DOM
8. 2026-06-08
   days on market $175,000 Active 185 DOM
9. 2026-06-07
   days on market $175,000 Active 184 DOM
10. 2026-06-04
    days on market $175,000 Active 181 DOM
11. 2026-06-03
    days on market $175,000 Active 180 DOM
12. 2026-06-02
    days on market $175,000 Active 179 DOM
13. 2026-06-01
    days on market $175,000 Active 178 DOM
14. 2026-05-31
    days on market $175,000 Active 177 DOM
15. 2026-04-22
    price $175,000 1553-char remark

    Show marketing remark (1553 chars)

    Investor Opportunity – 3 Properties Available Individually or as a Package. All Same Owner. All zoned accordingly. All have current rental license. ALL SOLD AS IS. Discover a solid investment opportunity featuring three income-producing properties available for purchase separately or as a portfolio. Property 1– East Baltimore A single-family dwelling offering additional investment flexibility. Ideal for leasing, renovating, or adding to an existing rental portfolio. Both properties are offered As-Is, giving investors the opportunity to update, improve, and maximize returns. Perfect for seasoned investors or new buyers looking to enter the Baltimore rental market with stable cash-flow potential. Property 2 – Brooklyn, Baltimore City This interior rowhome is configured as a two-unit building, each offering one bedroom, one bath, and previously generating $995/month per unit each with private access to the basement for laundry and storage. Utilities are well-separated with individual electric panels/meters and individual gas meters for each unit—ideal for streamlined tenant management. Recent improvements include updated electric panels, newer water heaters, renovated kitchens, and a recent roof. . Both units provide strong rental potential with room for value-add improvements and rental rate increases. Property 3- Brooklyn (Offical listing coming soon) 2 unit dwelling Unit A: 3 bed, 2 bath Occupied; $1250 / month income generation Unit B: 1 bed, 1 bath Recently Vacant (Previously rent collection: $1050)

16. 2025-12-05
    listed $185,000 Active 1553-char remark

    Show marketing remark (1553 chars)

    Investor Opportunity – 3 Properties Available Individually or as a Package. All Same Owner. All zoned accordingly. All have current rental license. ALL SOLD AS IS. Discover a solid investment opportunity featuring three income-producing properties available for purchase separately or as a portfolio. Property 1– East Baltimore A single-family dwelling offering additional investment flexibility. Ideal for leasing, renovating, or adding to an existing rental portfolio. Both properties are offered As-Is, giving investors the opportunity to update, improve, and maximize returns. Perfect for seasoned investors or new buyers looking to enter the Baltimore rental market with stable cash-flow potential. Property 2 – Brooklyn, Baltimore City This interior rowhome is configured as a two-unit building, each offering one bedroom, one bath, and previously generating $995/month per unit each with private access to the basement for laundry and storage. Utilities are well-separated with individual electric panels/meters and individual gas meters for each unit—ideal for streamlined tenant management. Recent improvements include updated electric panels, newer water heaters, renovated kitchens, and a recent roof. . Both units provide strong rental potential with room for value-add improvements and rental rate increases. Property 3- Brooklyn (Offical listing coming soon) 2 unit dwelling Unit A: 3 bed, 2 bath Occupied; $1250 / month income generation Unit B: 1 bed, 1 bath Recently Vacant (Previously rent collection: $1050)

17. 2025-10-21
    historical $1,850
18. 2025-09-02
    listed $1,850
19. 2021-06-22
    soldstatus $126,000
20. 2021-05-03
    soldstatus $126,000 Closed 821-char remark

    Show marketing remark (821 chars)

    Oh hello Highlandtown!! This gorgeous 3-bedroom 1.5 bathroom had been mindfully updated throughout and will leave you stunned! Home boasts modern new floors, paint, appliances and more. You will not find a turnkey home like this for the price anywhere! Are you a first-time homebuyer who doesn’t want to break the bank but still wants the fun of city life. ? Look no more, this one is for you! Private patio on rear for your entertaining needs, first floor half bath, bonus 3rd bedroom in basement and ample storage space makes this one easy to call “home. ” All of this within easy walking distance to Patterson Park and steps to the hip Highlandtown arts and entertainment district. Easy commuter access to 95/895 and a stone throw to Hopkins at Bayview. Act now before the prices are a premium!

21. 2021-04-15
    status Pending 821-char remark

    Show marketing remark (821 chars)

    Oh hello Highlandtown!! This gorgeous 3-bedroom 1.5 bathroom had been mindfully updated throughout and will leave you stunned! Home boasts modern new floors, paint, appliances and more. You will not find a turnkey home like this for the price anywhere! Are you a first-time homebuyer who doesn’t want to break the bank but still wants the fun of city life. ? Look no more, this one is for you! Private patio on rear for your entertaining needs, first floor half bath, bonus 3rd bedroom in basement and ample storage space makes this one easy to call “home. ” All of this within easy walking distance to Patterson Park and steps to the hip Highlandtown arts and entertainment district. Easy commuter access to 95/895 and a stone throw to Hopkins at Bayview. Act now before the prices are a premium!

22. 2021-04-14
    soldstatus $126,000 Closed 821-char remark

    Show marketing remark (821 chars)

    Oh hello Highlandtown!! This gorgeous 3-bedroom 1.5 bathroom had been mindfully updated throughout and will leave you stunned! Home boasts modern new floors, paint, appliances and more. You will not find a turnkey home like this for the price anywhere! Are you a first-time homebuyer who doesn’t want to break the bank but still wants the fun of city life. ? Look no more, this one is for you! Private patio on rear for your entertaining needs, first floor half bath, bonus 3rd bedroom in basement and ample storage space makes this one easy to call “home. ” All of this within easy walking distance to Patterson Park and steps to the hip Highlandtown arts and entertainment district. Easy commuter access to 95/895 and a stone throw to Hopkins at Bayview. Act now before the prices are a premium!

23. 2021-03-24
    status Pending 821-char remark

    Show marketing remark (821 chars)

    Oh hello Highlandtown!! This gorgeous 3-bedroom 1.5 bathroom had been mindfully updated throughout and will leave you stunned! Home boasts modern new floors, paint, appliances and more. You will not find a turnkey home like this for the price anywhere! Are you a first-time homebuyer who doesn’t want to break the bank but still wants the fun of city life. ? Look no more, this one is for you! Private patio on rear for your entertaining needs, first floor half bath, bonus 3rd bedroom in basement and ample storage space makes this one easy to call “home. ” All of this within easy walking distance to Patterson Park and steps to the hip Highlandtown arts and entertainment district. Easy commuter access to 95/895 and a stone throw to Hopkins at Bayview. Act now before the prices are a premium!

24. 2021-03-24
    price $126,000 821-char remark

    Show marketing remark (821 chars)

    Oh hello Highlandtown!! This gorgeous 3-bedroom 1.5 bathroom had been mindfully updated throughout and will leave you stunned! Home boasts modern new floors, paint, appliances and more. You will not find a turnkey home like this for the price anywhere! Are you a first-time homebuyer who doesn’t want to break the bank but still wants the fun of city life. ? Look no more, this one is for you! Private patio on rear for your entertaining needs, first floor half bath, bonus 3rd bedroom in basement and ample storage space makes this one easy to call “home. ” All of this within easy walking distance to Patterson Park and steps to the hip Highlandtown arts and entertainment district. Easy commuter access to 95/895 and a stone throw to Hopkins at Bayview. Act now before the prices are a premium!

25. 2021-03-22
    status Active 821-char remark

    Show marketing remark (821 chars)

    Oh hello Highlandtown!! This gorgeous 3-bedroom 1.5 bathroom had been mindfully updated throughout and will leave you stunned! Home boasts modern new floors, paint, appliances and more. You will not find a turnkey home like this for the price anywhere! Are you a first-time homebuyer who doesn’t want to break the bank but still wants the fun of city life. ? Look no more, this one is for you! Private patio on rear for your entertaining needs, first floor half bath, bonus 3rd bedroom in basement and ample storage space makes this one easy to call “home. ” All of this within easy walking distance to Patterson Park and steps to the hip Highlandtown arts and entertainment district. Easy commuter access to 95/895 and a stone throw to Hopkins at Bayview. Act now before the prices are a premium!

26. 2021-03-21
    historical 821-char remark

    Show marketing remark (821 chars)

    Oh hello Highlandtown!! This gorgeous 3-bedroom 1.5 bathroom had been mindfully updated throughout and will leave you stunned! Home boasts modern new floors, paint, appliances and more. You will not find a turnkey home like this for the price anywhere! Are you a first-time homebuyer who doesn’t want to break the bank but still wants the fun of city life. ? Look no more, this one is for you! Private patio on rear for your entertaining needs, first floor half bath, bonus 3rd bedroom in basement and ample storage space makes this one easy to call “home. ” All of this within easy walking distance to Patterson Park and steps to the hip Highlandtown arts and entertainment district. Easy commuter access to 95/895 and a stone throw to Hopkins at Bayview. Act now before the prices are a premium!

27. 2021-03-15
    listed $125,000 Active 821-char remark

    Show marketing remark (821 chars)

    Oh hello Highlandtown!! This gorgeous 3-bedroom 1.5 bathroom had been mindfully updated throughout and will leave you stunned! Home boasts modern new floors, paint, appliances and more. You will not find a turnkey home like this for the price anywhere! Are you a first-time homebuyer who doesn’t want to break the bank but still wants the fun of city life. ? Look no more, this one is for you! Private patio on rear for your entertaining needs, first floor half bath, bonus 3rd bedroom in basement and ample storage space makes this one easy to call “home. ” All of this within easy walking distance to Patterson Park and steps to the hip Highlandtown arts and entertainment district. Easy commuter access to 95/895 and a stone throw to Hopkins at Bayview. Act now before the prices are a premium!

28. 2016-06-30
    soldstatus $67,000
29. 2016-06-20
    soldstatus $67,000 Sold
30. 2016-06-20
    soldstatus $67,000
31. 2016-05-27
    price $67,000
32. 2016-04-28
    status Contingent (No Kick Out)
33. 2016-04-22
    price $69,900
34. 2016-04-01
    listed $74,999 Active
35. 2016-04-01
    listed $67,000
36. 2016-01-02
    historical
37. 2015-12-31
    historical
38. 2015-10-24
    price
39. 2015-10-06
    price
40. 2015-09-03
    listed Active
41. 2015-09-02
    listed $73,000
42. 2015-05-11
    historical
43. 2015-05-11
    historical
44. 2015-04-28
    soldstatus $45,000 Sold
45. 2015-04-28
    soldstatus $45,000
46. 2015-03-20
    status Contract
47. 2015-03-10
    listed $45,000 Active
48. 2015-03-10
    listed $45,000
49. 2006-12-20
    soldstatus $119,900
50. 2006-11-28
    soldstatus $119,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MD · Partial reset (capped growth)

• Current annual tax: $3,523 · $294/mo
• Projected year-2 tax: $3,523 · $294/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 8/10 Severe 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 6 unhealthy d/yr today · 7 by 30 yrs out

Taxation est. · year 1

• Rental income: $26,762
• − Mortgage interest: −$9,803
• − Property taxes: −$3,523
• − Insurance: −$875
• − Repairs & maintenance: −$2,141
• − Management: −$2,141
• − Depreciation: −$5,091
• Taxable income: $3,188
• Est. tax owed @ 24.0%: −$765
• After-tax cash flow: $4,966/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Baltimore City Public Schools
• NCES district ID: 2400090
• Math proficiency: 7% ▼ -9.00%
• Reading proficiency: 16% ▼ -5.00%
• Median HH income: $42,108
• Composite: 10.08/100
• National rank: #9805
• State rank: #24 of 24 in MD

Livability — Baltimore

• Score: 76/100
• State rank: #90
• US rank: #3396

Category grades

Amenities A+ Commute A+ Cost of living A- Crime F Employment C Housing A+ Health & safety A+ User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Baltimore, MD
• County: Baltimore City · 558,601 people
• City population: 588,727
• Metro: Baltimore-Columbia-Towson, MD
• Population (ZIP): 47,465
• Household income: $89,017
• Rent vs Own: 41.5% rent · 58.5% own
• Severe rent burden: 1786.0

Population outlook (Baltimore County) Hauer SSP2

• Today (2025): 624,249 people
• By 2030: 621,541 · -0.4%
• By 2040: 609,756 · -2.3%
• By 2050: 597,249 · -4.3%
• By 2075: 552,236 · -11.5%
• By 2100: 513,934 · -17.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.62)
• Race & ethnicity: White 55% Hispanic / Latino 21% Black 16% Two or more races 7% Asian 4%
• Hispanic origin (detail): Mexican 4% Puerto Rican 2% Dominican 1%
• Common ancestry: Romanian 5% Lithuanian 2% Italian 1%
• Foreign-born: 17% · Canada, China, Vietnam
• Languages at home: 76% English-only · Spanish 18% Other Indo-European 2% Russian/Polish/Slavic 1%

Political lean MEDSL · Baltimore

• 2024 margin: Solid D (+73.0) · D 85.2% · R 12.2% · Other 2.6%
• 2008→2024 swing: -2.5pp toward R · 2008: 75.5pp · 2024: 73.0pp
• All cycles: 2024: D+73.0 2020: D+76.6 2016: D+74.6 2012: D+76.4 2008: D+75.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -332.23%
• Current HPI: 241.284
• Rent YoY: ▲ 1.31%
• Metro: Baltimore-Columbia-Towson, MD
• State GDP YoY: ▲ 2.97%
• F500 in state: 12

Industry mix (Fortune 500 HQ in MD)

Industry	F500 HQs	Revenue
▸Aerospace / Defense	1	$71B
▸Utilities	1	$25B
▸Hotels	1	$24B
▸Consumer Goods	1	$7B
▸Real Estate	1	$6B
▸Chemicals	1	$2B

Price history

+46.0% since first listed

40 events — show timeline

• 2026-04-22 Price Changed $175,000 BRIGHT MLS
• 2025-12-05 Listed $185,000 BRIGHT MLS
• 2025-10-21 Rental Removed $1,850 BRIGHTMLS
• 2025-09-02 Listed for Rent $1,850 BRIGHTMLS
• 2021-06-22 Sold (Public Records) $126,000 Public Records
• 2021-05-03 Sold (MLS) $126,000 BRIGHT MLS
• 2021-04-15 Pending — BRIGHT MLS
• 2021-04-14 Sold (MLS) $126,000 BRIGHT MLS
• 2021-03-24 Pending — BRIGHT MLS
• 2021-03-24 Price Changed $126,000 BRIGHT MLS
• 2021-03-22 Relisted — BRIGHT MLS
• 2021-03-21 Listing Removed — BRIGHT MLS
• 2021-03-15 Listed $125,000 BRIGHT MLS
• 2016-06-30 Sold (Public Records) $67,000 Public Records
• 2016-06-20 Sold (MLS) $67,000 BRIGHT MLS
• 2016-06-20 Sold (MLS) $67,000 MRIS
• 2016-05-27 Price Changed $67,000 MRIS
• 2016-04-28 Pending — MRIS
• 2016-04-22 Price Changed $69,900 MRIS
• 2016-04-01 Listed $74,999 MRIS
• 2016-04-01 Listed $67,000 BRIGHT MLS
• 2016-01-02 Listing Removed — BRIGHT MLS
• 2015-12-31 Delisted — MRIS
• 2015-10-24 Price Changed — MRIS
• 2015-10-06 Price Changed — MRIS
• 2015-09-03 Listed — MRIS
• 2015-09-02 Listed $73,000 BRIGHT MLS
• 2015-05-11 Delisted — MRIS
• 2015-05-11 Listing Removed — BRIGHT MLS
• 2015-04-28 Sold (MLS) $45,000 BRIGHT MLS
• 2015-04-28 Sold (MLS) $45,000 MRIS
• 2015-03-20 Pending — MRIS
• 2015-03-10 Listed $45,000 MRIS
• 2015-03-10 Listed $45,000 BRIGHT MLS
• 2006-12-20 Sold (Public Records) $119,900 Public Records
• 2006-11-28 Sold (MLS) $119,900 MRIS
• 2006-10-31 Delisted — MRIS
• 2006-08-23 Listed $119,900 MRIS
• 2006-08-22 Delisted — MRIS
• 2006-03-10 Listed — MRIS

Property tax history

+2.8%/yr

Latest (2025): $3,523 · +17.7% YoY. Source: county tax records.