4249 Stratford Dr #4249 · Beacon Square, FL
Flood risk 9/10 · Severe
- FEMA flood zone
- AE
- Chance of flooding over 30 yrs
- 0.99%
- Est. flood insurance / yr
- $1,737 – $8,500
Fire risk 2/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 109°F)
- 7 days/yr
- Hot days in 30 yrs
- 27 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Cash flow +10.7/30.0
- 1% rule +7.5/10.0
- Condition / age +4.0/5.0
- Schools +3.6/10.0
- Livability +3.3/5.0
- DSCR +2.9/10.0
- Rent growth +2.7/5.0
- Appreciation +0.0/10.0
$84,500
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
* * NEW PRICE * * NEW PORT RICHEY 55+ COMMUNITY 2/2 MAINTENANCE FREE VILLA! LIGHT & BRIGHT CORNER UNIT! START LIVING THE FLORIDA DREAM TODAY! THIS WELL MAINTAINED HOME FEATURES A COZY KITCHEN W/ EAT IN SPACE, DINING ROOM SPACE & SPACIOUS FAMILY ROOM! THE OWNERS SUITE OFFERS ROOMY CLOSET & EN SUITE BATH. THE GUEST BEDROOM IS GENEROUSLY SIZED WITH ADJACENT GUEST BATH! RELAX IN THE FLORIDA ROOM WHICH BOASTS MANY WINDOWS WHICH HELPS TO MAKE THIS UNIT LIGHT & BRIGHT! STORAGE ABOUNDS WITH MANY CLOSETS IN THIS HOME! NEWER A/C! LOCATED CLOSE TO MANY SHOPS, RESTAURANTS, DOCTORS, CLOSE TO BEAUTIFUL LOCAL BEACHES & SHORT DRIVE TO TAMPA INTERNATIONAL AIRPORT & ST. PETE/CLEARWATER AIRPORT! GARDENS OF BEACON SQUARE IS A MAINTENANCE FREE-GATED COMMUNITY WITH RECREATION ROOM, LAUNDRY ROOM & SWIMMING POOL! THIS AMAZING HOME IS OFFERED FURNISHED! JUST BRING YOUR PERSONAL BELONGINGS! DELIGHTFUL!
Key facts
- Gated community
- Updated electrical
- Community clubhouse
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath condo listed at $84k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $-571 ($-7k/yr) — negative.
- To cash-flow at today's rent, offer at most $2k (97.9% below list).
- Meets the 1% rule at list price ($2k rent vs $84k).
- Recommended offer: $2k (97.9% below list) — sets the bar for cash-flow.
Location & tenants
- Location reads 66/100 on livability (#600 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety B; Watch: employment D, amenities F, commute F.
- Pasco (suburban): math 50% / reading 52% proficiency, ranked #32 of 73 in FL (top 44%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Gulf Trace Elementary School (math 39% / reading 38%, grade F, #1,575 of 2,144 statewide, top 74%, 611 students, 84% FRL); Paul R. Smith Middle School (math 32% / reading 38%, grade F, #416 of 571 statewide, top 74%, 994 students, 82% FRL); Anclote High School (math 28% / reading 38%, grade F, #406 of 667 statewide, top 61%, 1,205 students, 77% FRL) — zoned schools average 81% FRL vs 48% district-wide (33 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Zoned-school proficiency averages 36% at this address vs 51% district-wide (-16 pts) — the specific schools serving this property underperform the Pasco average; the district grade overstates school quality for this exact location.
- Market conditions: Rents flat; 843 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 78d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 62% of comp listings sitting > 30 days — soft ceiling on asking rent; 6,765 units permitted in Pasco County in 2024 (1,250 in 5+ unit buildings).
- This rent runs 34% of the median local income ($57k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $584 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- Pasco County population projected at +29% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 169 days — a 12% lower offer ($74k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts since 5y ago; this cycle's ask has dropped $15k (15%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: flood insurance adds $427/mo; HOA is 51% of rent.
- Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→27/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 169 days. Have you received any prior offers? Is the seller open to a 98% concession, seller financing, or rate buy-down credit?
- Built in 1972 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 1.88% ✓
- Cap rate
- 4.24%
- Cash-on-cash
- -7.35%
- DSCR
- 0.67
- GRM
- 4.4
CMA / ARV
- ARV (median comp)
- $105,162
- List price
- $84,500
- Delta
- -19.65%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 4946 Blue Heron Dr | 0.56mi | 2/1.0 | 1,044 (-1%) | 0mo | $305,000 | $292 | 69 |
| 3640 Landale Dr | 1.08mi | 2/1.5 | 1,008 (-4%) | 0mo | $152,500 | $151 | 56 |
| 4927 Drift Tide Dr | 0.68mi | 2/1.0 | 992 (-6%) | 0mo | $168,500 | $170 | 55 |
| 3920 Edgemont Dr | 0.50mi | 3/2.0 (+1) | 1,176 (+12%) | 0mo | $270,000 | $230 | 51 |
| 4555 Marine Pkwy #106 | 0.96mi | 2/2.0 | 958 (-9%) | 0mo | $78,000 | $81 | 50 |
| 4926 Forecastle Dr | 0.54mi | 2/2.0 | 1,300 (+24%) | 0mo | $415,000 | $319 | 49 |
| 3410 Columbus Dr | 1.48mi | 2/1.5 | 1,136 (+8%) | 0mo | $175,000 | $154 | 49 |
| 3442 Wiltshire Dr | 1.16mi | 2/1.0 | 978 (-7%) | 0mo | $145,000 | $148 | 49 |
| 4706 Burney Dr | 1.27mi | 2/2.0 | 1,167 (+11%) | 0mo | $150,000 | $129 | 46 |
| 4817 Drift Tide Dr | 0.58mi | 2/1.0 | 866 (-18%) | 0mo | $225,000 | $260 | 44 |
| 4516 Seagull Dr #701 | 1.50mi | 2/2.0 | 1,283 (+22%) | 0mo | $325,000 | $253 | 40 |
| 4344 Kohler St | 0.77mi | 3/1.0 (+1) | 1,181 (+12%) | 0mo | $200,000 | $169 | 35 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.72% rent growth · sell at horizon
- IRR
- -98.7%
- Equity multiple
- -1.23×
- Total profit
- $-52,867
- Equity at exit
- $12,599
- IRR
- —
- Equity multiple
- -3.38×
- Total profit
- $-103,686
- Equity at exit
- $7,306
Cash invested: $23,660 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
Active competition Active MLS
- For sale now
- 6 active · 2 under contract
- Median asking
- $117,400 ($117/sqft)
- Median days on market
- 106 d
- This list price
- 17% of active listings are priced below it
- ARV vs active asking
- -14.1% vs current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 34652
- Home prices YoY
- -26.1%
- Rents YoY
- 0.7%
- Active inventory
- 843
- Price-to-rent
- 4.4×
Monthly cashflow live
- Estimated rent
- $1,591 high interval (Pro) →
- Mortgage (P&I)
- −$443
- Tax est. 1.5%
- −$106 /mo · $1,268/yr
- Insurance
- −$35
- Flood insurance flood zone
- −$427 /mo · $5,118/yr
- HOA
- −$818
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$334
- Net cashflow
- $-571
Break-even live
Sensitivity live
| Price | -10% $-513 | -5% $-542 | +0% $-571 | +5% $-601 | +10% $-630 |
|---|---|---|---|---|---|
| Rent | -10% $-697 | -5% $-634 | +0% $-571 | +5% $-509 | +10% $-446 |
| Rate | -1.0pp $-529 | -0.5pp $-550 | base $-571 | +0.5pp $-593 | +1.0pp $-616 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $21,125
- Closing costs
- $2,535
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 4408 Rustic Dr New Port Richey, FL | 2.0 | 1.0 | 1101 | $1,500 | $1.36 | 165d | 1 | 0.04mi |
| 4411 Rustic Dr Unit 1 New Port Richey, FL | 2.0 | 2.0 | 1050 | $1,450 | $1.38 | 153d | 1 | 0.07mi |
| 4428 Sunstate Dr New Port Richey, FL | 2.0 | 2.0 | 1050 | $1,700 | $1.62 | 10d | 1 | 0.10mi |
| 4347 Rustic Dr New Port Richey, FL | 2.0 | 1.0 | 975 | $1,195 | $1.23 | 107d | 1 | 0.10mi |
| 4211 Stratford Dr Unit 4211 New Port Richey, FL | 2.0 | 2.0 | 1080 | $1,500 | $1.39 | 10d | 1 | 0.11mi |
| 4201 Hampton Dr New Port Richey, FL | 2.0 | 2.0 | 1050 | $1,395 | $1.33 | 25d | 1 | 0.12mi |
| 4261 Richmere Dr Unit 1 New Port Richey, FL | 2.0 | 1.0 | 959 | $1,300 | $1.36 | 2d | 1 | 0.15mi |
| 4247 Sheldon Pl #4247 New Port Richey, FL | 2.0 | 2.0 | 1064 | $1,595 | $1.50 | 38d | 1 | 0.18mi |
| 4221 Touchton Pl New Port Richey, FL | 2.0 | 2.0 | 888 | $1,300 | $1.46 | 164d | 1 | 0.18mi |
| 4228 Redcliff Pl New Port Richey, FL | 2.0 | 2.0 | 888 | $1,750 | $1.97 | 37d | 1 | 0.20mi |
| 4122 Hampton Dr New Port Richey, FL | 2.0 | 2.0 | 1050 | $1,795 | $1.71 | 139d | 1 | 0.20mi |
| 4122 Hampton Dr New Port Richey, FL | 2.0 | 2.0 | 1050 | $1,595 | $1.52 | 10d | 1 | 0.20mi |
| 4240 Sheldon Pl Unit 4240 New Port Richey, FL | 2.0 | 2.0 | 888 | $1,250 | $1.41 | 10d | 1 | 0.22mi |
| 4223 Sheldon Pl #23 New Port Richey, FL | 2.0 | 2.0 | 888 | $1,600 | $1.80 | 77d | 1 | 0.22mi |
| 4216 Hillsdale Dr New Port Richey, FL | 2.0 | 1.5 | 1321 | $1,750 | $1.32 | 87d | 1 | 0.30mi |
| 4113 Schooner Ln New Port Richey, FL | 3.0 | 2.0 | 1464 | $1,900 | $1.30 | 90d | 1 | 0.31mi |
| 4333 Newbury Dr New Port Richey, FL | 2.0 | 2.0 | 1264 | $1,950 | $1.54 | 10d | 1 | 0.32mi |
| 4332 Newbury Dr New Port Richey, FL | 2.0 | 1.0 | 848 | $1,400 | $1.65 | 10d | 1 | 0.32mi |
| 4282 Rudder Way New Port Richey, FL | 3.0 | 2.0 | 1454 | $2,000 | $1.38 | 165d | 1 | 0.34mi |
| 4282 Rudder Way New Port Richey, FL | 3.0 | 2.0 | 1310 | $2,000 | $1.53 | 144d | 1 | 0.34mi |
| 4302 Rudder Way New Port Richey, FL | 2.0 | 2.0 | 1345 | $1,800 | $1.34 | 10d | 1 | 0.34mi |
| 4232 Newbury Dr New Port Richey, FL | 2.0 | 1.5 | 1036 | $1,650 | $1.59 | 10d | 1 | 0.37mi |
| 4031 Davit Dr New Port Richey, FL | 2.0 | 2.0 | 1144 | $1,600 | $1.40 | 158d | 1 | 0.38mi |
| 4031 Davit Dr New Port Richey, FL | 2.0 | 2.0 | 1144 | $1,600 | $1.40 | 1d | 1 | 0.38mi |
| 4022 Davit Dr New Port Richey, FL | 2.0 | 2.0 | 1144 | $1,600 | $1.40 | 158d | 1 | 0.40mi |
| 4022 Davit Dr New Port Richey, FL | 2.0 | 2.0 | 1144 | $1,600 | $1.40 | 1d | 1 | 0.40mi |
| 4645 Gazania St New Port Richey, FL | 3.0 | 1.0 | 988 | $1,095 | $1.11 | 10d | 1 | 0.43mi |
| 4632 Salvia St New Port Richey, FL | 2.0 | 1.0 | 932 | $1,600 | $1.72 | 3d | 1 | 0.47mi |
| 4301 Straits Ln New Port Richey, FL | 3.0 | 1.5 | 1284 | $1,765 | $1.37 | 90d | 1 | 0.47mi |
| 4015 Cashmere Dr New Port Richey, FL | 3.0 | 2.0 | 1334 | $1,995 | $1.50 | 10d | 1 | 0.48mi |
| 4540 Irene Loop New Port Richey, FL | 2.0 | 1.0 | 768 | $1,550 | $2.02 | 165d | 1 | 0.50mi |
| 4721 Naftis Ln New Port Richey, FL | 3.0 | 2.0 | 1104 | $1,700 | $1.54 | 153d | 1 | 0.50mi |
| 4645 Irene Loop New Port Richey, FL | 3.0 | 1.0 | 1158 | $1,600 | $1.38 | 77d | 1 | 0.53mi |
| 3847 Lighthouse Way New Port Richey, FL | 2.0 | 2.0 | 1144 | $1,595 | $1.39 | 162d | 1 | 0.53mi |
| 4133 Grayton Dr New Port Richey, FL | 2.0 | 1.5 | 1068 | $1,727 | $1.62 | 145d | 1 | 0.54mi |
| 4616 Irene Loop New Port Richey, FL | 2.0 | 1.0 | 898 | $1,595 | $1.78 | 55d | 1 | 0.54mi |
| 4811 Drift Tide Dr New Port Richey, FL | 2.0 | 1.0 | 1088 | $1,145 | $1.05 | 69d | 1 | 0.54mi |
| 4852 Pompano Dr New Port Richey, FL | 2.0 | 2.0 | 1104 | $2,900 | $2.63 | 165d | 1 | 0.55mi |
| 4931 Pompano Dr New Port Richey, FL | 2.0 | 2.0 | 1116 | $2,400 | $2.15 | 37d | 1 | 0.59mi |
| 4124 Flamingo Dr New Port Richey, FL | 3.0 | 1.0 | 744 | $1,500 | $2.02 | 155d | 1 | 0.61mi |
Property features AI
Finance
- Other
- Property subtype: CondominiumZoning: MF1Total acreage: 0 to less than 1/4
- Financial info
- Total annual fees: $9,816Monthly fees: $818Lease restrictions apply
- HOA & community
- Has HOA (Gardens of Beacon Square)Monthly condo/association fee: $818Association fees include cable TV, structure and grounds maintenance, pool, recreational facilities and waterAssociation approval requiredClubhouse and poolSenior communityPets allowed (restrictions apply)
Exterior
- Parking
- Carport (1 space)
- Utilities
- Public waterPublic sewerElectricity available
- Home design
- CondominiumResidential propertySingle-story (One level)Faces northFloor 1
- Construction
- Block, concrete and stucco constructionMetal roofSlab foundationBuilt as part of building 4249
- Exterior features
- Exterior lightingCleared and landscaped lotSidewalksPaved road
Interior
- Kitchen
- DishwasherRangeRefrigerator
- Bedrooms
- 2 bedrooms
- Flooring
- Tile
- Bathrooms
- 2 full bathrooms
- Heating & cooling
- Central heating (electric)Central air conditioning
- Interior features
- Built-in featuresCeiling fansLiving room/dining room combo
- Laundry & utility
- Laundry: Other
HOA detail $818/mo · $9,816/yr condo
- Likely covers
- waterpoolsecurity
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 50 events
-
2026-11-08days on market $84,500 Active 169 DOM
-
2026-11-07days on market $84,500 Active 168 DOM
-
2026-11-06days on market $84,500 Active 167 DOM
-
2026-11-05days on market $84,500 Active 166 DOM
-
2026-11-04days on market $84,500 Active 165 DOM
-
2026-11-02days on market $84,500 Active 163 DOM
-
2026-11-01days on market $84,500 Active 162 DOM
-
2026-10-31days on market $84,500 Active 161 DOM
-
2026-10-30days on market $84,500 Active 160 DOM
-
2026-10-29days on market $84,500 Active 159 DOM
-
2026-10-28days on market $84,500 Active 158 DOM
-
2026-10-27days on market $84,500 Active 157 DOM
-
2026-10-26days on market $84,500 Active 156 DOM
-
2026-10-25days on market $84,500 Active 155 DOM
-
2026-10-24days on market $84,500 Active 154 DOM
-
2026-10-23days on market $84,500 Active 153 DOM
-
2026-10-22days on market $84,500 Active 152 DOM
-
2026-10-21days on market $84,500 Active 151 DOM
-
2026-10-20days on market $84,500 Active 150 DOM
-
2026-10-19days on market $84,500 Active 149 DOM
-
2026-10-18days on market $84,500 Active 148 DOM
-
2026-10-17days on market $84,500 Active 147 DOM
-
2026-10-16days on market $84,500 Active 146 DOM
-
2026-10-15days on market $84,500 Active 145 DOM
-
2026-10-14days on market $84,500 Active 144 DOM
-
2026-10-13days on market $84,500 Active 143 DOM
-
2026-10-12days on market $84,500 Active 142 DOM
-
2026-10-11days on market $84,500 Active 141 DOM
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2026-10-10days on market $84,500 Active 140 DOM
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2026-10-09days on market $84,500 Active 139 DOM
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2026-10-08days on market $84,500 Active 138 DOM
-
2026-10-08days on market $84,500 Active 137 DOM
-
2026-10-06days on market $84,500 Active 136 DOM
-
2026-10-05days on market $84,500 Active 135 DOM
-
2026-10-04days on market $84,500 Active 134 DOM
-
2026-10-04days on market $84,500 Active 133 DOM
-
2026-10-02days on market $84,500 Active 132 DOM
-
2026-10-01days on market $84,500 Active 131 DOM
-
2026-09-30days on market $84,500 Active 130 DOM
-
2026-09-29days on market $84,500 Active 129 DOM
-
2026-09-28days on market $84,500 Active 128 DOM
-
2026-09-27days on market $84,500 Active 127 DOM
-
2026-09-25price $84,500 Active 125 DOM
-
2026-09-25days on market $89,900 Active 125 DOM
-
2026-09-24days on market $89,900 Active 124 DOM
-
2026-09-23days on market $89,900 Active 123 DOM
-
2026-09-22days on market $89,900 Active 122 DOM
-
2026-09-21days on market $89,900 Active 121 DOM
-
2026-09-20days on market $89,900 Active 120 DOM
-
2026-09-19days on market $89,900 Active 119 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 9/10 Extreme FEMA zone AE · 99% chance over 30 yrs
- Wildfire 2/10 Low
- Heat 10/10 Extreme 7 d/yr ≥109°F today · 27 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
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Taxation est. · year 1
- Rental income
- $19,095
- − Mortgage interest
- −$4,733
- − Property taxes
- −$1,268
- − Insurance
- −$5,541
- − Repairs & maintenance
- −$1,528
- − Management
- −$1,528
- − HOA
- −$9,816
- − Depreciation
- −$2,458
- Taxable loss
- −$7,776
- Est. tax savings @ 24.0%
- +$1,866
- After-tax cash flow
- $-4,991/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This move-in-ready condo is in good condition with neutral paint and new tile flooring. It offers a good balance of modern upgrades and low-maintenance Florida living.
Value-add opportunities
- Both Painting the exterior — Enhances curb appeal and can increase both resale and rental value ↑
- Both Landscaping improvements — Enhances curb appeal and can increase both resale and rental value ↑
ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
Zoned Schools
Schools (NCES district)
- District
- Pasco
- NCES district ID
- 1201530
- Math proficiency
- 50% ▼ -10.00%
- Reading proficiency
- 52% ▼ -5.00%
- Median HH income
- $45,039
- Composite
- 43.14/100
- National rank
- #3074
- State rank
- #32 of 73 in FL
Livability — Beacon Square
- Score
- 66/100
- State rank
- #600
- US rank
- #11494
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Beacon Square, FL
- County
- Pasco County · 570,045 people
- Metro
- Tampa-St. Petersburg-Clearwater, FL
- Population (ZIP)
- 27,444
- Household income
- $56,931
- Rent vs Own
- Severe rent burden
- 22% of renters
Population outlook (Pasco County) Hauer SSP2
- Today (2025)
- 570,045 people
- By 2030
- 605,844 · +6.3%
- By 2040
- 674,806 · +18.4%
- By 2050
- 736,022 · +29.1%
- By 2075
- 862,900 · +51.4%
- By 2100
- 906,364 · +59.0%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (78%)
- Race & ethnicity
- White 78% Hispanic / Latino 13% Two or more races 9% Black 4%
- Hispanic origin (detail)
- Mexican 3% Puerto Rican 4% Cuban 4%
- Languages at home
- 87% English-only · Spanish 9% Other Indo-European 1% Russian/Polish/Slavic 1%
Political lean MEDSL · Pasco
- 2024 margin
- Strong R (+25.2) · D 36.9% · R 62.1% · Other 1.0%
- 2008→2024 swing
- -21.6pp toward R · 2008: -3.6pp · 2024: -25.2pp
- All cycles
- 2024: R+25.2 2020: R+20.1 2016: R+21.6 2012: R+6.7 2008: R+3.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -109.49%
- Current HPI
- 310.8347
- Rent YoY
- ▲ 0.72%
- Metro
- Tampa-St. Petersburg-Clearwater, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
-18.4% since first listed6 events — show timeline
- 2026-05-23 Listed $99,999 Stellar MLS as Distributed by MLS Grid
- 2021-12-06 Sold (MLS) $110,000 Stellar MLS as Distributed by MLS Grid
- 2021-11-06 Pending — Stellar MLS as Distributed by MLS Grid
- 2021-10-27 Price Changed $115,000 Stellar MLS as Distributed by MLS Grid
- 2021-10-15 Price Changed $119,000 Stellar MLS as Distributed by MLS Grid
- 2021-10-05 Listed $122,500 Stellar MLS as Distributed by MLS Grid
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…