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Trillium IV B Plan 🏗️ New Construction
D+ Composite 46.66
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Appreciation +10.0/10.0
  • Cash flow +9.4/30.0
  • ARV discount +7.5/15.0
  • Condition / age +5.0/5.0
  • Livability +3.5/5.0
  • Schools +3.2/10.0
  • 1% rule +2.9/10.0
  • DSCR +2.7/10.0
  • Rent growth +2.5/5.0

$265,990

Trillium IV B Plan · Sterlington, LA 71280
3 bd · 2.0 ba · 1,848 sqft · SingleFamily · 954 Days on market
Excellent condition

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Introducing the Trillium IV B floor plan by DSLD Homes, offering an ideal combination of energy-efficient living and stylish design. With 1,848 square feet of living space and a total area of 2,459 square feet, this home is designed for families seeking a spacious, functional, and comfortable environment. The open floor plan connects the kitchen, dining, and living areas, creating an inviting and spacious atmosphere perfect for everyday living and entertaining. The home's brick and stucco exterior provides a timeless, durable aesthetic, while the covered rear porch offers an excellent outdoor living space to relax and unwind. The chef-inspired kitchen features recessed canned lighting, a walk-in pantry, and ample counter space for preparing meals and organizing kitchen essentials. The boot bench in the utility room helps keep your home organized, offering a practical solution for everyday living. The master suite is a serene retreat, complete with a double master vanity, a garden master tub, a separate master shower, and a spacious walk-in master closet designed for maximum storage and organization. Additional features include three bedrooms, two bathrooms, a two-car garage for parking and extra storage, and energy-efficient construction that helps lower utility costs while enhancing comfort. The Trillium IV B is perfect for those looking for a well-designed, energy-efficient home with spacious living areas and modern features. Whether you're hosting family gatherings or

Key facts

  • 2 garage spots
  • Listed 953 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…
🏗️ New construction. The $265,990 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $318,349.

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $266k. Condition is rated excellent.

Deal economics

  • At list price, monthly cash flow is $-225 ($-3k/yr) — negative.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $250k (6.0% below list).
  • Recommended offer: $234k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 70/100 on livability (#60 in LA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, schools A-; Watch: health & safety D, amenities F, commute F.
  • Ouachita Parish (suburban): math 31% / reading 45% proficiency, ranked #26 of 98 in LA (top 26%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 189 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 345 units permitted in Ouachita Parish in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $34k of equity ($2k loan paydown + $32k appreciation (10.0% local appreciation)).
  • By year 2, paydown + projected appreciation supports a ~$55k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 954 days — a 12% lower offer ($234k) is reasonable based on typical stale-listing flexibility.
Recommended offer $234,071 (12.0% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 954 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.79%
Cap rate
5.44%
Cash-on-cash
-3.03%
DSCR
0.87
GRM
10.6

CMA / ARV

ARV (median comp)
$318,349
List price
$265,990
Delta
-16.45%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
107 Vieux Carre 0.19mi 3/2.0 1,800 (-3%) 8mo $315,000 $175 80
301 Southern Grove Rd 0.15mi 3/2.0 1,926 (+4%) 10mo $280,000 $145 78
304 Southern Grove Rd 0.13mi 3/2.0 2,020 (+9%) 4mo $289,000 $143 75
125 Blue Sky Dr 0.17mi 3/2.0 1,936 (+5%) 14mo $325,000 $168 73
211 Barker Dr 0.48mi 4/2.0 (+1) 1,838 (-0%) 2mo $290,000 $158 70
202 Thatcher Ln 0.55mi 4/2.0 (+1) 1,863 (+1%) 3mo $305,000 $164 66
207 Winkler Way 0.46mi 3/2.0 1,967 (+6%) 4mo $305,000 $155 65
207 Lynnhaven St 0.15mi 3/2.0 1,618 (-12%) 10mo $236,000 $146 64
123 Vieux Carre Pl 0.26mi 3/2.0 1,675 (-9%) 12mo $325,000 $194 63
121 Vieux Carre 0.25mi 3/2.0 1,680 (-9%) 13mo $325,000 $193 62
302 Winkler Way 0.33mi 4/2.5 (+1) 1,968 (+6%) 13mo $322,900 $164 56
212 Hoover Dr 0.50mi 4/2.0 (+1) 1,706 (-8%) 10mo $270,000 $158 50

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
22.1%
Equity multiple
2.78×
Total profit
$159,086
Equity at exit
$286,794
10-year hold
IRR
19.9%
Equity multiple
6.38×
Total profit
$479,829
Equity at exit
$618,483

Cash invested: $89,138 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Louisiana
90 Strongly Landlord-Friendly · R+12
County
— inherits STATE
City
— inherits STATE
5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

ZIP-level market 71280

Home prices YoY
4.1%
Active inventory
189
Price-to-rent
8.9×

Monthly cashflow live

Estimated rent
$2,500 medium interval (Pro) →
Mortgage (P&I)
$1,669
Tax est. 1.5%
$398 /mo · $4,775/yr
Insurance
$133
HOA
$0
Vacancy / Maint / Mgmt
$525
Net cashflow
$-225

Break-even live

Break-even rent $2,785
Max offer price $285,786
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$79,587
Closing costs
$9,550
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
115 Lynnhaven St Monroe, LA 3.0 2.0 1710 $2,500 $1.46 43d 1 0.11mi

Listing history 19 events

  1. 2026-06-19
    days on market $265,990 Active 954 DOM
  2. 2026-06-18
    days on market $265,990 Active 953 DOM
  3. 2026-06-17
    days on market $265,990 Active 952 DOM
  4. 2026-06-16
    days on market $265,990 Active 951 DOM
  5. 2026-06-15
    days on market $265,990 Active 950 DOM
  6. 2026-06-14
    days on market $265,990 Active 948 DOM
  7. 2026-06-13
    days on market $265,990 Active 947 DOM
  8. 2026-06-10
    days on market $265,990 Active 945 DOM
  9. 2026-06-09
    days on market $265,990 Active 944 DOM
  10. 2026-06-08
    days on market $265,990 Active 943 DOM
  11. 2026-06-07
    days on market $265,990 Active 942 DOM
  12. 2026-06-03
    days on market $265,990 Active 938 DOM
  13. 2026-06-02
    days on market $265,990 Active 937 DOM
  14. 2026-06-01
    days on market $265,990 Active 936 DOM
  15. 2026-05-31
    days on market $265,990 Active 935 DOM
  16. 2026-05-30
    days on market $265,990 Active 934 DOM
  17. 2026-04-14
    price $265,990 1495-char remark
    Show marketing remark (1495 chars)

    Introducing the Trillium IV B floor plan by DSLD Homes, offering an ideal combination of energy-efficient living and stylish design. With 1,848 square feet of living space and a total area of 2,459 square feet, this home is designed for families seeking a spacious, functional, and comfortable environment. The open floor plan connects the kitchen, dining, and living areas, creating an inviting and spacious atmosphere perfect for everyday living and entertaining. The home's brick and stucco exterior provides a timeless, durable aesthetic, while the covered rear porch offers an excellent outdoor living space to relax and unwind. The chef-inspired kitchen features recessed canned lighting, a walk-in pantry, and ample counter space for preparing meals and organizing kitchen essentials. The boot bench in the utility room helps keep your home organized, offering a practical solution for everyday living. The master suite is a serene retreat, complete with a double master vanity, a garden master tub, a separate master shower, and a spacious walk-in master closet designed for maximum storage and organization. Additional features include three bedrooms, two bathrooms, a two-car garage for parking and extra storage, and energy-efficient construction that helps lower utility costs while enhancing comfort. The Trillium IV B is perfect for those looking for a well-designed, energy-efficient home with spacious living areas and modern features. Whether you're hosting family gatherings or

  18. 2023-11-20
    price $263,990 1495-char remark
    Show marketing remark (1495 chars)

    Introducing the Trillium IV B floor plan by DSLD Homes, offering an ideal combination of energy-efficient living and stylish design. With 1,848 square feet of living space and a total area of 2,459 square feet, this home is designed for families seeking a spacious, functional, and comfortable environment. The open floor plan connects the kitchen, dining, and living areas, creating an inviting and spacious atmosphere perfect for everyday living and entertaining. The home's brick and stucco exterior provides a timeless, durable aesthetic, while the covered rear porch offers an excellent outdoor living space to relax and unwind. The chef-inspired kitchen features recessed canned lighting, a walk-in pantry, and ample counter space for preparing meals and organizing kitchen essentials. The boot bench in the utility room helps keep your home organized, offering a practical solution for everyday living. The master suite is a serene retreat, complete with a double master vanity, a garden master tub, a separate master shower, and a spacious walk-in master closet designed for maximum storage and organization. Additional features include three bedrooms, two bathrooms, a two-car garage for parking and extra storage, and energy-efficient construction that helps lower utility costs while enhancing comfort. The Trillium IV B is perfect for those looking for a well-designed, energy-efficient home with spacious living areas and modern features. Whether you're hosting family gatherings or

  19. 2023-11-08
    listed $258,990 Active 1495-char remark
    Show marketing remark (1495 chars)

    Introducing the Trillium IV B floor plan by DSLD Homes, offering an ideal combination of energy-efficient living and stylish design. With 1,848 square feet of living space and a total area of 2,459 square feet, this home is designed for families seeking a spacious, functional, and comfortable environment. The open floor plan connects the kitchen, dining, and living areas, creating an inviting and spacious atmosphere perfect for everyday living and entertaining. The home's brick and stucco exterior provides a timeless, durable aesthetic, while the covered rear porch offers an excellent outdoor living space to relax and unwind. The chef-inspired kitchen features recessed canned lighting, a walk-in pantry, and ample counter space for preparing meals and organizing kitchen essentials. The boot bench in the utility room helps keep your home organized, offering a practical solution for everyday living. The master suite is a serene retreat, complete with a double master vanity, a garden master tub, a separate master shower, and a spacious walk-in master closet designed for maximum storage and organization. Additional features include three bedrooms, two bathrooms, a two-car garage for parking and extra storage, and energy-efficient construction that helps lower utility costs while enhancing comfort. The Trillium IV B is perfect for those looking for a well-designed, energy-efficient home with spacious living areas and modern features. Whether you're hosting family gatherings or

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$30,000
− Mortgage interest
−$17,833
− Property taxes
−$4,775
− Insurance
−$1,592
− Repairs & maintenance
−$2,400
− Management
−$2,400
− Depreciation
−$9,261
Taxable loss
−$8,261
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,983
After-tax cash flow
$-718/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 2 photos

Excellent 100/100 None rehab

This Trillium IV B home by DSLD Homes is in excellent condition with no visible repairs or maintenance needed. It offers a spacious and functional floor plan with a timeless exterior. Potential value-adding updates include painting, landscaping, new flooring, and lighting to further enhance its curb appeal and interior aesthetics.

Value-add opportunities

  • Both Painting exterior and interior — Enhances curb appeal and interior aesthetics
  • Both Landscaping improvements — Enhances curb appeal and adds value
  • Both New flooring in bathrooms and kitchen — Improves functionality and aesthetics
  • Both New lighting fixtures throughout — Enhances interior aesthetics and energy efficiency

Renovation cost estimate screening

Value-add ROI direction

  • Both Painting exterior and interior — Enhances curb appeal and interior aesthetics
  • Both Landscaping improvements — Enhances curb appeal and adds value
  • Both New flooring in bathrooms and kitchen — Improves functionality and aesthetics
  • Both New lighting fixtures throughout — Enhances interior aesthetics and energy efficiency

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Ouachita Parish
NCES district ID
2201200
Math proficiency
31% ▼ -38.00%
Reading proficiency
45% ▼ -31.00%
Median HH income
$43,316
Composite
32.14/100
National rank
#5791
State rank
#26 of 98 in LA

Livability — Sterlington

Score
70/100
State rank
#60
US rank
#7741

Category grades

Amenities F Commute F Cost of living A+ Crime B+ Employment C+ Housing A+ Health & safety D User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

Population (ZIP)
4,999

Population outlook (Ouachita County) Hauer SSP2

Today (2025)
163,370 people
By 2030
165,520 · +1.3%
By 2040
167,652 · +2.6%
By 2050
166,699 · +2.0%
By 2075
156,348 · -4.3%
By 2100
134,102 · -17.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (74%)
Race & ethnicity
White 74% Black 21% Hispanic / Latino 4%
Common ancestry
Lithuanian 4% Iranian 2% Danish 1%
Foreign-born
3% · Canada, Jamaica
Languages at home
98% English-only · Spanish 2%

Political lean MEDSL · Ouachita

2024 margin
Strong R (+27.9) · D 35.5% · R 63.3% · Other 1.2%
2008→2024 swing
-2.7pp toward R · 2008: -25.2pp · 2024: -27.9pp
All cycles
2024: R+27.9 2020: R+23.6 2016: R+25.4 2012: R+20.9 2008: R+25.2

Not yet ingested

Civics

Market trends

HPI YoY
▲ 11.14%
Current HPI
283.4492
Rent YoY
Metro
State GDP YoY
▲ 3.29%
F500 in state
10

Industry mix (Fortune 500 HQ in LA)

Industry F500 HQs Revenue

Price history

+2.7% since first listed
3 events — show timeline
  • 2026-04-14 Price Changed $265,990 Zillow
  • 2023-11-20 Price Changed $263,990 Zillow
  • 2023-11-08 Listed $258,990 Zillow

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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