564 Rattlesnake Dr · Marshall, AR
Flood risk 1/10 · Minimal
- FEMA flood zone
- —
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- —
Fire risk 5/10 · Moderate
- Est. fire insurance / yr
- $1,499 – $2,785
Heat risk 4/10 · Minor
- Hot days now (above 106°F)
- 7 days/yr
- Hot days in 30 yrs
- 19 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- 2.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +28.1/30.0
- DSCR +10.0/10.0
- 1% rule +7.7/10.0
- ARV discount +7.5/15.0
- Appreciation +5.0/10.0
- Livability +3.3/5.0
- Schools +3.2/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
$75,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
3.61 ACRES - VIEW OF SOUTH MOUNTAIN/DEVILS BACKBONE MOUNTAIN - NEW WELL, 200 AMP ELECTRICITY, HISTORIC BARN, ROOT CELLAR, 9X20FT CONCRETE PAD, MASSIVE OAK TREES. 18 MINS TO GRINDERS FERRY/BUFFALO RIVER, 7 MINUTES TO DAISY QUEEN AND EVERYTHING IN MARSHALL. VERY QUIET AND PRIVATE!!! END OF DEAD END ROAD. SURVEY ON FILE. SHOWING BY APPOINTMENT ONLY.
Key facts
- New well
- Historic barn
- Root cellar
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath single-family listed at $75k.
Deal economics
- At list price, monthly cash flow is $235 ($3k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($954 rent vs $75k).
- Cap rate 10.1% vs local median 3.5% in Marshall — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 66/100 on livability (#115 in AR) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: schools D+, crime D-, amenities F.
- Searcy County School District (rural): math 39% / reading 40% proficiency, ranked #82 of 238 in AR (top 34%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: 79 active listings in the ZIP.
Forward outlook
- In year one you build about $3k of equity ($519 loan paydown + $2k appreciation (3.0% local appreciation)).
- Searcy County population projected at -26% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (3.0% appreciation + 3.0% rent growth), your $21k cash investment doubles in ~4 years — after that, you're playing with house money.
Negotiation context
- Only 2 days on market — expect competitive offers; lowballing is unlikely to land.
- 3 sale attempts since 13y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $35k; list at $75k implies a 114% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: moderate wildfire risk — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.27% ✓
- Cap rate
- 10.06%
- Cash-on-cash
- 13.45%
- DSCR
- 1.60
- GRM
- 6.6
CMA / ARV
No comps found within radius.
Projected returns pro-forma
3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 20.1%
- Equity multiple
- 2.14×
- Total profit
- $24,045
- Equity at exit
- $33,723
- IRR
- 21.3%
- Equity multiple
- 4.08×
- Total profit
- $64,613
- Equity at exit
- $51,972
Cash invested: $21,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 92 Strongly Landlord-Friendly
- State Arkansas
- 92 Strongly Landlord-Friendly · R+14
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 72650
- Active inventory
- 79
- Price-to-rent
- 6.6×
Monthly cashflow live
- Estimated rent
- $954 medium interval (Pro) →
- Mortgage (P&I)
- −$393
- Tax est. 1.5%
- −$94 /mo · $1,125/yr
- Insurance
- −$31
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$200
- Net cashflow
- $235
Break-even live
Sensitivity live
| Price | -10% $287 | -5% $261 | +0% $235 | +5% $210 | +10% $184 |
|---|---|---|---|---|---|
| Rent | -10% $160 | -5% $198 | +0% $235 | +5% $273 | +10% $311 |
| Rate | -1.0pp $273 | -0.5pp $255 | base $235 | +0.5pp $216 | +1.0pp $196 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $18,750
- Closing costs
- $2,250
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 3 events
-
2026-06-19days on market $75,000 Active 2 DOM
-
2026-06-17remarks 348-char remark
-
2026-06-17$75,000 Active 1 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low 0% chance over 30 yrs
- Wildfire 5/10 Major
- Heat 4/10 Moderate 7 d/yr ≥106°F today · 19 d/yr by 30 yrs out
- Wind 2/10 Low 2% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $11,449
- − Mortgage interest
- −$4,201
- − Property taxes
- −$1,125
- − Insurance
- −$375
- − Repairs & maintenance
- −$916
- − Management
- −$916
- − Depreciation
- −$2,182
- Taxable income
- $1,735
- Est. tax owed @ 24.0%
- −$416
- After-tax cash flow
- $2,409/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Searcy County School District
- NCES district ID
- 0509480
- Math proficiency
- 39% ▼ -16.00%
- Reading proficiency
- 40% ▼ -10.00%
- Median HH income
- $31,222
- Composite
- 32.28/100
- National rank
- #5751
- State rank
- #82 of 238 in AR
Livability — Marshall
- Score
- 66/100
- State rank
- #115
- US rank
- #11273
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Population (ZIP)
- 4,462
Population outlook (Searcy County) Hauer SSP2
- Today (2025)
- 7,091 people
- By 2030
- 6,656 · -6.1%
- By 2040
- 5,868 · -17.2%
- By 2050
- 5,250 · -26.0%
- By 2075
- 4,407 · -37.9%
- By 2100
- 3,834 · -45.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (88%)
- Race & ethnicity
- White 88% Two or more races 9% Hispanic / Latino 3% Native American 2%
- Common ancestry
- Iranian 4% Romanian 2% Italian 1%
- Foreign-born
- 1% · Canada
- Languages at home
- 97% English-only · Spanish 2%
Political lean MEDSL · Searcy
- 2024 margin
- Solid R (+72.2) · D 13.2% · R 85.4% · Other 1.4%
- 2008→2024 swing
- -26.3pp toward R · 2008: -45.9pp · 2024: -72.2pp
- All cycles
- 2024: R+72.2 2020: R+69.1 2016: R+63.7 2012: R+51.0 2008: R+45.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- —
- Current HPI
- —
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.80%
- F500 in state
- 10
Industry mix (Fortune 500 HQ in AR)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Retail | 1 | $681B |
|
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| Food / Agriculture | 1 | $53B |
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| Retail / Energy | 1 | $22B |
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| Transportation / Logistics | 1 | $12B |
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| Energy | 1 | $4B |
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Price history
+127.3% since first listed7 events — show timeline
- 2026-06-17 Listed $75,000 FSBO.com
- 2014-04-15 Listing Removed — CARMLS
- 2014-02-10 Listed $85,000 CARMLS
- 2014-02-09 Listing Removed — CARMLS
- 2013-08-08 Listed $85,000 CARMLS
- 2007-03-15 Sold (Public Records) $35,000 Public Records
- 2002-07-03 Sold (Public Records) $33,000 Public Records
Property tax history
+11.0%/yrLatest (2025): $49 · +8.5% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…