CashFlowRE
Sign in Sign up
564 Rattlesnake Dr
B- Composite 69.83
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +28.1/30.0
  • DSCR +10.0/10.0
  • 1% rule +7.7/10.0
  • ARV discount +7.5/15.0
  • Appreciation +5.0/10.0
  • Livability +3.3/5.0
  • Schools +3.2/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0

$75,000

564 Rattlesnake Dr · Marshall, AR 72650
2 bd · 1.0 ba · 1,092 sqft · SingleFamily · 2 Days on market
Built 1992

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

3.61 ACRES - VIEW OF SOUTH MOUNTAIN/DEVILS BACKBONE MOUNTAIN - NEW WELL, 200 AMP ELECTRICITY, HISTORIC BARN, ROOT CELLAR, 9X20FT CONCRETE PAD, MASSIVE OAK TREES. 18 MINS TO GRINDERS FERRY/BUFFALO RIVER, 7 MINUTES TO DAISY QUEEN AND EVERYTHING IN MARSHALL. VERY QUIET AND PRIVATE!!! END OF DEAD END ROAD. SURVEY ON FILE. SHOWING BY APPOINTMENT ONLY.

Key facts

  • New well
  • Historic barn
  • Root cellar

Tags

VIEW OF SOUTH MOUNTAINDEVILS BACKBONE MOUNTAINNEW WELL200 AMP ELECTRICITYHISTORIC BARNROOT CELLAR

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $75k.

Deal economics

  • At list price, monthly cash flow is $235 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($954 rent vs $75k).
  • Cap rate 10.1% vs local median 3.5% in Marshall — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 66/100 on livability (#115 in AR) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: schools D+, crime D-, amenities F.
  • Searcy County School District (rural): math 39% / reading 40% proficiency, ranked #82 of 238 in AR (top 34%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 79 active listings in the ZIP.

Forward outlook

  • In year one you build about $3k of equity ($519 loan paydown + $2k appreciation (3.0% local appreciation)).
  • Searcy County population projected at -26% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (3.0% appreciation + 3.0% rent growth), your $21k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

  • Only 2 days on market — expect competitive offers; lowballing is unlikely to land.
  • 3 sale attempts since 13y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $35k; list at $75k implies a 114% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: moderate wildfire risk — expect insurance premiums to compound above CPI over the hold.
Recommended offer $75,000

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  3. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.27%
Cap rate
10.06%
Cash-on-cash
13.45%
DSCR
1.60
GRM
6.6

CMA / ARV

No comps found within radius.

Projected returns pro-forma

3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
20.1%
Equity multiple
2.14×
Total profit
$24,045
Equity at exit
$33,723
10-year hold
IRR
21.3%
Equity multiple
4.08×
Total profit
$64,613
Equity at exit
$51,972

Cash invested: $21,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
92 Strongly Landlord-Friendly
State Arkansas
92 Strongly Landlord-Friendly · R+14
County
— inherits STATE
City
— inherits STATE
Only US state where non-payment is criminal. Strongly landlord-favorable; very few tenant protections.

ZIP-level market 72650

Active inventory
79
Price-to-rent
6.6×

Monthly cashflow live

Estimated rent
$954 medium interval (Pro) →
Mortgage (P&I)
$393
Tax est. 1.5%
$94 /mo · $1,125/yr
Insurance
$31
HOA
$0
Vacancy / Maint / Mgmt
$200
Net cashflow
$235

Break-even live

Break-even rent $656
Max offer price $75,000
Occupancy floor 70%

Sensitivity live

Price -10% $287 -5% $261 +0% $235 +5% $210 +10% $184
Rent -10% $160 -5% $198 +0% $235 +5% $273 +10% $311
Rate -1.0pp $273 -0.5pp $255 base $235 +0.5pp $216 +1.0pp $196

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$18,750
Closing costs
$2,250
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 3 events

  1. 2026-06-19
    days on market $75,000 Active 2 DOM
  2. 2026-06-17
    remarks 348-char remark
  3. 2026-06-17
    listed $75,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥106°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 2% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$11,449
− Mortgage interest
−$4,201
− Property taxes
−$1,125
− Insurance
−$375
− Repairs & maintenance
−$916
− Management
−$916
− Depreciation
−$2,182
Taxable income
$1,735
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$416
After-tax cash flow
$2,409/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Searcy County School District
NCES district ID
0509480
Math proficiency
39% ▼ -16.00%
Reading proficiency
40% ▼ -10.00%
Median HH income
$31,222
Composite
32.28/100
National rank
#5751
State rank
#82 of 238 in AR

Livability — Marshall

Score
66/100
State rank
#115
US rank
#11273

Category grades

Amenities F Commute F Cost of living A+ Crime D- Employment F Housing A+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Population (ZIP)
4,462

Population outlook (Searcy County) Hauer SSP2

Today (2025)
7,091 people
By 2030
6,656 · -6.1%
By 2040
5,868 · -17.2%
By 2050
5,250 · -26.0%
By 2075
4,407 · -37.9%
By 2100
3,834 · -45.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (88%)
Race & ethnicity
White 88% Two or more races 9% Hispanic / Latino 3% Native American 2%
Common ancestry
Iranian 4% Romanian 2% Italian 1%
Foreign-born
1% · Canada
Languages at home
97% English-only · Spanish 2%

Political lean MEDSL · Searcy

2024 margin
Solid R (+72.2) · D 13.2% · R 85.4% · Other 1.4%
2008→2024 swing
-26.3pp toward R · 2008: -45.9pp · 2024: -72.2pp
All cycles
2024: R+72.2 2020: R+69.1 2016: R+63.7 2012: R+51.0 2008: R+45.9

Not yet ingested

Civics

Market trends

HPI YoY
Current HPI
Rent YoY
Metro
State GDP YoY
▲ 3.80%
F500 in state
10

Industry mix (Fortune 500 HQ in AR)

Industry F500 HQs Revenue

Price history

+127.3% since first listed
7 events — show timeline
  • 2026-06-17 Listed $75,000 FSBO.com
  • 2014-04-15 Listing Removed CARMLS
  • 2014-02-10 Listed $85,000 CARMLS
  • 2014-02-09 Listing Removed CARMLS
  • 2013-08-08 Listed $85,000 CARMLS
  • 2007-03-15 Sold (Public Records) $35,000 Public Records
  • 2002-07-03 Sold (Public Records) $33,000 Public Records

Property tax history

+11.0%/yr

Latest (2025): $49 · +8.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…