141 Wallen Rnch · Trinity Village, CA
Flood risk 10/10 · Severe
- FEMA flood zone
- D
- Chance of flooding over 30 yrs
- 0.99%
- Est. flood insurance / yr
- $544 – $1,084
Fire risk 6/10 · Moderate
- Est. fire insurance / yr
- $659 – $1,223
Heat risk 5/10 · Moderate
- Hot days now (above 101°F)
- 9 days/yr
- Hot days in 30 yrs
- 19 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 10/10 · Severe
- Unhealthy air days now
- 38 days/yr
- Unhealthy air days in 30 yrs
- 42 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Cash flow +14.2/30.0
- DSCR +4.3/10.0
- Appreciation +4.1/10.0
- 1% rule +4.0/10.0
- Schools +4.0/10.0
- Rent growth +2.5/5.0
- Livability +2.5/5.0
- Condition / age +2.5/5.0
$130,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Are you dreaming of a cabin in the woods. .. or three? Hawkins Creek runs through this 2.36 acre property with tons of possibility. Three structures, vast rock gardens as well as a large garden area/pasture across a lovely bridge. Fruit trees, kiwi vines, berries, you name it! The original 1300ft2 main house is currently under renovation with a covered porch out back right on the creek. The 800ft2 cabin uphill is framed, sided, wired and has a metal roof. The 700ft2 studio cabin is has some unique finishes and an attached single garage. Sale is AS IS. Bring your homesteading or rental visions to life!
Key facts
- Remodeled
- Fruit trees
- Fenced garden area
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.5-bath single-family listed at $130k.
Deal economics
- At list price, monthly cash flow is $-45 ($-545/yr) — negative.
- To cash-flow at today's rent, offer at most $123k (5.1% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $117k (10.3% below list).
- Recommended offer: $117k (10.3% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 49/100 on livability (#1,153 in CA) — a working-class tenant base; expect higher turnover. Watch: health & safety C-, crime D-, amenities F.
- Burnt Ranch Elementary (rural): math 40% / reading 50% proficiency, ranked #614 of 1,400 in CA (top 44%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Burnt Ranch Elementary (math 44% / reading 54%, grade D, #410 of 1,571 statewide, top 28%, 91 students, 57% FRL).
- Market conditions: 22 active listings in the ZIP; 21 units permitted in Trinity County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-1.9%/yr); year-one equity from $899 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- Trinity County population projected at -38% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
Negotiation context
- It's been on market 54 days — a 3% lower offer ($126k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts since 3y ago; this cycle's ask has dropped $69k (35%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: flood insurance adds $68/mo.
- Climate carrying-cost: severe flood risk; major wildfire risk; extreme-heat days projected 9→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 54 days. Have you received any prior offers? Is the seller open to a 10% concession, seller financing, or rate buy-down credit?
- Built in 1960 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.90% ✗
- Cap rate
- 6.50%
- Cash-on-cash
- 0.74%
- DSCR
- 1.03
- GRM
- 9.3
CMA / ARV
- ARV (on-the-fly)
- $192,400
- Comps found
- 2
Show comp detail 2 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 50 Flame Tree Rd | 0.52mi | 2/1.0 | 1,350 (+4%) | 9mo | $200,000 | $148 | 60 |
| 50 Flame Tree Rd | 0.52mi | 2/1.0 | 1,350 (+4%) | 9mo | $200,000 | $148 | 60 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-1.89% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -12.3%
- Equity multiple
- 0.51×
- Total profit
- $-17,766
- Equity at exit
- $25,910
- IRR
- -4.6%
- Equity multiple
- 0.63×
- Total profit
- $-13,454
- Equity at exit
- $22,776
Cash invested: $36,400 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 18 Strongly Tenant-Friendly
- State California
- 18 Strongly Tenant-Friendly · D+13
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 95527
- Home prices YoY
- -2.1%
- Active inventory
- 22
- Price-to-rent
- 9.3×
Monthly cashflow live
- Estimated rent
- $1,166 medium interval (Pro) →
- Mortgage (P&I)
- −$682
- Tax est. 1.5%
- −$162 /mo · $1,950/yr
- Insurance
- −$54
- Flood insurance flood zone
- −$68 /mo · $814/yr
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$245
- Net cashflow
- $-45
Break-even live
Sensitivity live
| Price | -10% $44 | -5% $-1 | +0% $-45 | +5% $-90 | +10% $-135 |
|---|---|---|---|---|---|
| Rent | -10% $-138 | -5% $-91 | +0% $-45 | +5% $1 | +10% $47 |
| Rate | -1.0pp $20 | -0.5pp $-12 | base $-45 | +0.5pp $-79 | +1.0pp $-113 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $32,500
- Closing costs
- $3,900
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 9 events
-
2026-03-28status Pending
-
2026-03-24price $130,000
-
2026-03-21price $150,000
-
2026-03-05price $175,000
-
2026-01-30$199,000 Active
-
2024-09-03soldstatus $165,000 Closed 608-char remark
Show marketing remark (608 chars)
Are you dreaming of a cabin in the woods. .. or three? Hawkins Creek runs through this 2.36 acre property with tons of possibility. Three structures, vast rock gardens as well as a large garden area/pasture across a lovely bridge. Fruit trees, kiwi vines, berries, you name it! The original 1300ft2 main house is currently under renovation with a covered porch out back right on the creek. The 800ft2 cabin uphill is framed, sided, wired and has a metal roof. The 700ft2 studio cabin is has some unique finishes and an attached single garage. Sale is AS IS. Bring your homesteading or rental visions to life!
-
2024-07-26status Pending 608-char remark
Show marketing remark (608 chars)
Are you dreaming of a cabin in the woods. .. or three? Hawkins Creek runs through this 2.36 acre property with tons of possibility. Three structures, vast rock gardens as well as a large garden area/pasture across a lovely bridge. Fruit trees, kiwi vines, berries, you name it! The original 1300ft2 main house is currently under renovation with a covered porch out back right on the creek. The 800ft2 cabin uphill is framed, sided, wired and has a metal roof. The 700ft2 studio cabin is has some unique finishes and an attached single garage. Sale is AS IS. Bring your homesteading or rental visions to life!
-
2024-02-24price $165,000 608-char remark
Show marketing remark (608 chars)
Are you dreaming of a cabin in the woods. .. or three? Hawkins Creek runs through this 2.36 acre property with tons of possibility. Three structures, vast rock gardens as well as a large garden area/pasture across a lovely bridge. Fruit trees, kiwi vines, berries, you name it! The original 1300ft2 main house is currently under renovation with a covered porch out back right on the creek. The 800ft2 cabin uphill is framed, sided, wired and has a metal roof. The 700ft2 studio cabin is has some unique finishes and an attached single garage. Sale is AS IS. Bring your homesteading or rental visions to life!
-
2023-11-30$235,000 Active 608-char remark
Show marketing remark (608 chars)
Are you dreaming of a cabin in the woods. .. or three? Hawkins Creek runs through this 2.36 acre property with tons of possibility. Three structures, vast rock gardens as well as a large garden area/pasture across a lovely bridge. Fruit trees, kiwi vines, berries, you name it! The original 1300ft2 main house is currently under renovation with a covered porch out back right on the creek. The 800ft2 cabin uphill is framed, sided, wired and has a metal roof. The 700ft2 studio cabin is has some unique finishes and an attached single garage. Sale is AS IS. Bring your homesteading or rental visions to life!
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 10/10 Extreme FEMA zone D · 99% chance over 30 yrs
- Wildfire 6/10 Major
- Heat 5/10 Major 9 d/yr ≥101°F today · 19 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 10/10 Extreme 38 unhealthy d/yr today · 42 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $13,987
- − Mortgage interest
- −$7,282
- − Property taxes
- −$1,950
- − Insurance
- −$1,464
- − Repairs & maintenance
- −$1,119
- − Management
- −$1,119
- − Depreciation
- −$3,782
- Taxable loss
- −$2,729
- Est. tax savings @ 24.0%
- +$655
- After-tax cash flow
- $110/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Burnt Ranch Elementary
- NCES district ID
- 0606510
- Math proficiency
- 40% ▲ 20.00%
- Reading proficiency
- 50% ▲ 10.00%
- Median HH income
- $37,482
- Composite
- 39.65/100
- National rank
- #8040
- State rank
- #614 of 1400 in CA
Livability — Trinity Village
- Score
- 49/100
- State rank
- #1153
- US rank
- #25801
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Trinity Village, CA
- Population (ZIP)
- 708
Population outlook (Trinity County) Hauer SSP2
- Today (2025)
- 11,337 people
- By 2030
- 10,349 · -8.7%
- By 2040
- 8,518 · -24.9%
- By 2050
- 7,084 · -37.5%
- By 2075
- 4,693 · -58.6%
- By 2100
- 2,894 · -74.5%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (87%)
- Race & ethnicity
- White 87% Native American 11% Two or more races 2%
- Common ancestry
- Portuguese 4% Lithuanian 2% Serbian 1%
- Foreign-born
- 3%
- Languages at home
- 97% English-only · Other Indo-European 3%
Political lean MEDSL · Trinity
- 2024 margin
- Lean R (+9.4) · D 43.4% · R 52.8% · Other 3.8%
- 2008→2024 swing
- -14.0pp toward R · 2008: 4.6pp · 2024: -9.4pp
- All cycles
- 2024: R+9.4 2020: R+5.4 2016: R+11.3 2012: R+1.1 2008: D+4.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -1.89%
- Current HPI
- 86.6321
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.21%
- F500 in state
- 116
Industry mix (Fortune 500 HQ in CA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 27 | $1,492B |
|
||
| Financial Services | 3 | $174B |
|
||
| Retail | 3 | $44B |
|
||
| Insurance | 3 | $26B |
|
||
| Media / Entertainment | 2 | $115B |
|
||
| Pharmaceuticals / Biotech | 2 | $62B |
|
||
Price history
-44.7% since first listed9 events — show timeline
- 2026-03-28 Pending — Trinity AOR
- 2026-03-24 Price Changed $130,000 Trinity AOR
- 2026-03-21 Price Changed $150,000 Trinity AOR
- 2026-03-05 Price Changed $175,000 Trinity AOR
- 2026-01-30 Listed $199,000 Trinity AOR
- 2024-09-03 Sold (MLS) $165,000 Trinity AOR
- 2024-07-26 Pending — Trinity AOR
- 2024-02-24 Price Changed $165,000 Trinity AOR
- 2023-11-30 Listed $235,000 Trinity AOR
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…