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141 Wallen Rnch
C- Composite 53.0
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Cash flow +14.2/30.0
  • DSCR +4.3/10.0
  • Appreciation +4.1/10.0
  • 1% rule +4.0/10.0
  • Schools +4.0/10.0
  • Rent growth +2.5/5.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0

$130,000

141 Wallen Rnch · Trinity Village, CA 95527
2 bd · 1.5 ba · 1,300 sqft · SingleFamily · 54 Days on market
Built 1960 Est $192k · 32% under ↓ 45% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Are you dreaming of a cabin in the woods. .. or three? Hawkins Creek runs through this 2.36 acre property with tons of possibility. Three structures, vast rock gardens as well as a large garden area/pasture across a lovely bridge. Fruit trees, kiwi vines, berries, you name it! The original 1300ft2 main house is currently under renovation with a covered porch out back right on the creek. The 800ft2 cabin uphill is framed, sided, wired and has a metal roof. The 700ft2 studio cabin is has some unique finishes and an attached single garage. Sale is AS IS. Bring your homesteading or rental visions to life!

Key facts

  • Remodeled
  • Fruit trees
  • Fenced garden area

Tags

REMODELEDFENCED GARDEN AREAFRUIT TREESWATER SOURCE

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.5-bath single-family listed at $130k.

Deal economics

  • At list price, monthly cash flow is $-45 ($-545/yr) — negative.
  • To cash-flow at today's rent, offer at most $123k (5.1% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $117k (10.3% below list).
  • Recommended offer: $117k (10.3% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 49/100 on livability (#1,153 in CA) — a working-class tenant base; expect higher turnover. Watch: health & safety C-, crime D-, amenities F.
  • Burnt Ranch Elementary (rural): math 40% / reading 50% proficiency, ranked #614 of 1,400 in CA (top 44%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Burnt Ranch Elementary (math 44% / reading 54%, grade D, #410 of 1,571 statewide, top 28%, 91 students, 57% FRL).
  • Market conditions: 22 active listings in the ZIP; 21 units permitted in Trinity County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-1.9%/yr); year-one equity from $899 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Trinity County population projected at -38% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

  • It's been on market 54 days — a 3% lower offer ($126k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 3y ago; this cycle's ask has dropped $69k (35%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: flood insurance adds $68/mo.
  • Climate carrying-cost: severe flood risk; major wildfire risk; extreme-heat days projected 9→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $116,556 (10.3% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 54 days. Have you received any prior offers? Is the seller open to a 10% concession, seller financing, or rate buy-down credit?
  3. Built in 1960 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.90%
Cap rate
6.50%
Cash-on-cash
0.74%
DSCR
1.03
GRM
9.3

CMA / ARV

ARV (on-the-fly)
$192,400
Comps found
2
Show comp detail 2 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
50 Flame Tree Rd 0.52mi 2/1.0 1,350 (+4%) 9mo $200,000 $148 60
50 Flame Tree Rd 0.52mi 2/1.0 1,350 (+4%) 9mo $200,000 $148 60

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-1.89% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-12.3%
Equity multiple
0.51×
Total profit
$-17,766
Equity at exit
$25,910
10-year hold
IRR
-4.6%
Equity multiple
0.63×
Total profit
$-13,454
Equity at exit
$22,776

Cash invested: $36,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 95527

Home prices YoY
-2.1%
Active inventory
22
Price-to-rent
9.3×

Monthly cashflow live

Estimated rent
$1,166 medium interval (Pro) →
Mortgage (P&I)
$682
Tax est. 1.5%
$162 /mo · $1,950/yr
Insurance
$54
Flood insurance flood zone
−$68 /mo · $814/yr
HOA
$0
Vacancy / Maint / Mgmt
$245
Net cashflow
$-45

Break-even live

Break-even rent $1,223
Max offer price $123,425
Occupancy floor 99%

Sensitivity live

Price -10% $44 -5% $-1 +0% $-45 +5% $-90 +10% $-135
Rent -10% $-138 -5% $-91 +0% $-45 +5% $1 +10% $47
Rate -1.0pp $20 -0.5pp $-12 base $-45 +0.5pp $-79 +1.0pp $-113

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$32,500
Closing costs
$3,900
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 9 events

  1. 2026-03-28
    status Pending
  2. 2026-03-24
    price $130,000
  3. 2026-03-21
    price $150,000
  4. 2026-03-05
    price $175,000
  5. 2026-01-30
    listed $199,000 Active
  6. 2024-09-03
    soldstatus $165,000 Closed 608-char remark
    Show marketing remark (608 chars)

    Are you dreaming of a cabin in the woods. .. or three? Hawkins Creek runs through this 2.36 acre property with tons of possibility. Three structures, vast rock gardens as well as a large garden area/pasture across a lovely bridge. Fruit trees, kiwi vines, berries, you name it! The original 1300ft2 main house is currently under renovation with a covered porch out back right on the creek. The 800ft2 cabin uphill is framed, sided, wired and has a metal roof. The 700ft2 studio cabin is has some unique finishes and an attached single garage. Sale is AS IS. Bring your homesteading or rental visions to life!

  7. 2024-07-26
    status Pending 608-char remark
    Show marketing remark (608 chars)

    Are you dreaming of a cabin in the woods. .. or three? Hawkins Creek runs through this 2.36 acre property with tons of possibility. Three structures, vast rock gardens as well as a large garden area/pasture across a lovely bridge. Fruit trees, kiwi vines, berries, you name it! The original 1300ft2 main house is currently under renovation with a covered porch out back right on the creek. The 800ft2 cabin uphill is framed, sided, wired and has a metal roof. The 700ft2 studio cabin is has some unique finishes and an attached single garage. Sale is AS IS. Bring your homesteading or rental visions to life!

  8. 2024-02-24
    price $165,000 608-char remark
    Show marketing remark (608 chars)

    Are you dreaming of a cabin in the woods. .. or three? Hawkins Creek runs through this 2.36 acre property with tons of possibility. Three structures, vast rock gardens as well as a large garden area/pasture across a lovely bridge. Fruit trees, kiwi vines, berries, you name it! The original 1300ft2 main house is currently under renovation with a covered porch out back right on the creek. The 800ft2 cabin uphill is framed, sided, wired and has a metal roof. The 700ft2 studio cabin is has some unique finishes and an attached single garage. Sale is AS IS. Bring your homesteading or rental visions to life!

  9. 2023-11-30
    listed $235,000 Active 608-char remark
    Show marketing remark (608 chars)

    Are you dreaming of a cabin in the woods. .. or three? Hawkins Creek runs through this 2.36 acre property with tons of possibility. Three structures, vast rock gardens as well as a large garden area/pasture across a lovely bridge. Fruit trees, kiwi vines, berries, you name it! The original 1300ft2 main house is currently under renovation with a covered porch out back right on the creek. The 800ft2 cabin uphill is framed, sided, wired and has a metal roof. The 700ft2 studio cabin is has some unique finishes and an attached single garage. Sale is AS IS. Bring your homesteading or rental visions to life!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 10/10 Extreme FEMA zone D · 99% chance over 30 yrs
  • 🔥 Wildfire 6/10 Major
  • 🌡 Heat 5/10 Major 9 d/yr ≥101°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 10/10 Extreme 38 unhealthy d/yr today · 42 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$13,987
− Mortgage interest
−$7,282
− Property taxes
−$1,950
− Insurance
−$1,464
− Repairs & maintenance
−$1,119
− Management
−$1,119
− Depreciation
−$3,782
Taxable loss
−$2,729
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$655
After-tax cash flow
$110/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Burnt Ranch Elementary
NCES district ID
0606510
Math proficiency
40% ▲ 20.00%
Reading proficiency
50% ▲ 10.00%
Median HH income
$37,482
Composite
39.65/100
National rank
#8040
State rank
#614 of 1400 in CA

Livability — Trinity Village

Score
49/100
State rank
#1153
US rank
#25801

Category grades

Amenities F Commute F Cost of living F Crime D- Employment D- Housing F Health & safety C- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Trinity Village, CA
Population (ZIP)
708

Population outlook (Trinity County) Hauer SSP2

Today (2025)
11,337 people
By 2030
10,349 · -8.7%
By 2040
8,518 · -24.9%
By 2050
7,084 · -37.5%
By 2075
4,693 · -58.6%
By 2100
2,894 · -74.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (87%)
Race & ethnicity
White 87% Native American 11% Two or more races 2%
Common ancestry
Portuguese 4% Lithuanian 2% Serbian 1%
Foreign-born
3%
Languages at home
97% English-only · Other Indo-European 3%

Political lean MEDSL · Trinity

2024 margin
Lean R (+9.4) · D 43.4% · R 52.8% · Other 3.8%
2008→2024 swing
-14.0pp toward R · 2008: 4.6pp · 2024: -9.4pp
All cycles
2024: R+9.4 2020: R+5.4 2016: R+11.3 2012: R+1.1 2008: D+4.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -1.89%
Current HPI
86.6321
Rent YoY
Metro
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

-44.7% since first listed
9 events — show timeline
  • 2026-03-28 Pending Trinity AOR
  • 2026-03-24 Price Changed $130,000 Trinity AOR
  • 2026-03-21 Price Changed $150,000 Trinity AOR
  • 2026-03-05 Price Changed $175,000 Trinity AOR
  • 2026-01-30 Listed $199,000 Trinity AOR
  • 2024-09-03 Sold (MLS) $165,000 Trinity AOR
  • 2024-07-26 Pending Trinity AOR
  • 2024-02-24 Price Changed $165,000 Trinity AOR
  • 2023-11-30 Listed $235,000 Trinity AOR

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…