5662 Parchester Dr · Normandy, MO
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $1,054 – $1,958
Heat risk 5/10 · Moderate
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 20 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- 1.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 4 days/yr
- Unhealthy air days in 30 yrs
- 5 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +26.4/30.0
- DSCR +9.0/10.0
- 1% rule +6.1/10.0
- Rent growth +3.8/5.0
- Livability +3.2/5.0
- Condition / age +2.5/5.0
- Schools +1.2/10.0
- ARV discount +0.0/15.0
- Appreciation +0.0/10.0
$110,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
1-0 ENVOY MORTGAGE BUYDOWN AVAILABLE. Welcome to this beautifully remodeled 3-bedroom, 1-bath home, perfectly set on a corner lot in a quiet neighborhood. Updated from top to bottom, this home offers a fresh, move-in-ready feel while still keeping a warm and inviting charm. Step inside and you’ll notice how the space flows easily from room to room. Though modest in size, the layout is practical and makes the most of every inch. Everything has been thoughtfully updated, so you can simply settle in and enjoy. The full basement provides extra room for storage, hobbies, or future possibilities. Outside, the corner lot adds a sense of openness and gives you a little more space to enjoy. Well cared for and easy to love, this home is a great fit for anyone looking for something comfortable and updated in a peaceful setting. Plus, the seller is offering a $1,500 credit toward appliances, giving you the chance to choose what fits your style.
Key facts
- Full basement
- Corner lot
- 7,405 sq ft lot
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $110k.
Deal economics
- At list price, monthly cash flow is $289 ($3k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $110k).
- Recommended offer: $103k (6.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 65/100 on livability (#290 in MO) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: employment C-, crime F, amenities F.
- Ferguson-Florissant R-II (suburban): math 7% / reading 20% proficiency, ranked #311 of 324 in MO (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 70% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Bermuda Elementary (143 students, 98% FRL); Steam Academy At Msb High Scho (math 12% / reading 62%, grade F, #291 of 521 statewide, top 60%, 437 students, 99% FRL) — zoned schools average 99% FRL vs 70% district-wide (29 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Zoned-school proficiency averages 37% at this address vs 14% district-wide (+24 pts) — the actual schools serving this property are materially stronger than the Ferguson-Florissant R-II average implies; a family-tenant draw the district grade alone would hide.
- Market conditions: Rents rising fast (+5.2%/yr); 23 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); 45% of comp listings sitting > 30 days — soft ceiling on asking rent; lower-income renter base — watch delinquency; 920 units permitted in St. Louis County in 2024 (250 in 5+ unit buildings).
- This rent runs 34% of the median local income ($43k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $761 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- At projected returns (-3.0% appreciation + 5.2% rent growth), your $31k cash investment doubles in ~9 years — after that, you're playing with house money.
Negotiation context
- It's been on market 87 days — a 6% lower offer ($103k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts since 3y ago; this cycle's ask has dropped $15k (12%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $8k; list at $110k implies a 1275% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: built in 1955 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 87 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
- Built in 1955 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.11% ✓
- Cap rate
- 9.44%
- Cash-on-cash
- 11.25%
- DSCR
- 1.50
- GRM
- 7.5
CMA / ARV
- ARV (median comp)
- $90,169
- List price
- $110,000
- Delta
- 21.99%
- Verdict
- OVERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 7775 Paddington Dr | 0.07mi | 3/1.0 | 864 (0%) | 8mo | $84,000 | $97 | 90 |
| 5633 Parchester Dr | 0.08mi | 3/1.0 | 864 (0%) | 7mo | $79,900 | $92 | 90 |
| 5300 Bermuda Dr | 0.48mi | 2/1.0 (-1) | 875 (+1%) | 5mo | $45,000 | $51 | 66 |
| 8350 Hill Ave | 0.69mi | 3/1.0 | 912 (+6%) | 1mo | $94,900 | $104 | 58 |
| 5316 Colton Dr | 0.48mi | 2/1.0 (-1) | 792 (-8%) | 7mo | $99,900 | $126 | 53 |
| 4723 N Hills Ln | 0.62mi | 3/2.0 | 965 (+12%) | 1mo | $85,000 | $88 | 47 |
| 7501 Blanding Dr | 0.51mi | 2/1.0 (-1) | 768 (-11%) | 7mo | $65,000 | $85 | 47 |
| 8319 Hawkesbury Dr | 0.70mi | 2/1.0 (-1) | 938 (+9%) | 6mo | $79,900 | $85 | 43 |
| 6188 Dupree Ave | 0.71mi | 3/1.5 | 972 (+12%) | 4mo | $75,000 | $77 | 40 |
| 4815 Barbara Dr | 0.69mi | 3/1.5 | 988 (+14%) | 6mo | $98,500 | $100 | 37 |
| 804 Marion Pl | 0.74mi | 2/1.0 (-1) | 972 (+12%) | 8mo | $137,900 | $142 | 33 |
| 7605 San Diego Ave | 0.73mi | 2/1.0 (-1) | 750 (-13%) | 8mo | $79,500 | $106 | 32 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 5.21% rent growth · sell at horizon
- IRR
- 2.7%
- Equity multiple
- 1.11×
- Total profit
- $3,326
- Equity at exit
- $16,401
- IRR
- 14.2%
- Equity multiple
- 2.25×
- Total profit
- $38,422
- Equity at exit
- $9,511
Cash invested: $30,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 81 Strongly Landlord-Friendly
- State Missouri
- 81 Strongly Landlord-Friendly · R+10
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 63121
- Rents YoY
- 5.2%
- Active inventory
- 23
- Price-to-rent
- 7.5×
Monthly cashflow live
- Estimated rent
- $1,226 high interval (Pro) →
- Mortgage (P&I)
- −$577
- Tax from tax record
- −$57 /mo · $687/yr
- Insurance
- −$46
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$258
- Net cashflow
- $289
Break-even live
Sensitivity live
| Price | -10% $351 | -5% $320 | +0% $289 | +5% $258 | +10% $227 |
|---|---|---|---|---|---|
| Rent | -10% $192 | -5% $240 | +0% $289 | +5% $337 | +10% $386 |
| Rate | -1.0pp $344 | -0.5pp $317 | base $289 | +0.5pp $260 | +1.0pp $231 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $27,500
- Closing costs
- $3,300
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 7816 Dartmoor Dr Saint Louis, MO | 3.0 | 1.0 | 950 | $1,195 | $1.26 | 45d | 1 | 0.10mi |
| 5900 Sheriton Dr Saint Louis, MO | 3.0 | 1.0 | 864 | $1,050 | $1.22 | 25d | 1 | 0.17mi |
| 5925 Brand Ave Saint Louis, MO | 3.0 | 1.0 | 951 | $1,200 | $1.26 | 45d | 1 | 0.18mi |
| 5830 Bermuda Dr Unit 34C St. Louis, MO | 2.0 | 1.0 | 850 | $895 | $1.05 | 45d | 1 | 0.28mi |
| 5830 Bermuda Dr Unit 30B St. Louis, MO | 2.0 | 1.0 | 900 | $895 | $0.99 | 25d | 1 | 0.28mi |
| 7733 Brand Ave Saint Louis, MO | 2.0 | 1.0 | 656 | $1,090 | $1.66 | 25d | 1 | 0.38mi |
| 204 Hawkesbury Dr Saint Louis, MO | 2.0 | 1.0 | 849 | $1,250 | $1.47 | 0d | 1 | 0.49mi |
| 204 Hawkesbury Dr Saint Louis, MO | 2.0 | 1.0 | 849 | $1,250 | $1.47 | 6d | 1 | 0.49mi |
| 6180 Emerald Ave Saint Louis, MO | 2.0 | 1.0 | 729 | $1,300 | $1.78 | 45d | 1 | 0.68mi |
| 6188 Dupree Ave Saint Louis, MO | 3.0 | 1.5 | 972 | $1,300 | $1.34 | 45d | 1 | 0.68mi |
| 8408 Hill Ave Saint Louis, MO | 3.0 | 2.0 | 1040 | $1,550 | $1.49 | 25d | 1 | 0.71mi |
| 26 Arbor Village Ct Ferguson, MO | 1.0–2.0 | 1.0 | 714 | $950 | $1.33 | 25d | 1 | 0.75mi |
| 801 Thomas Ave Saint Louis, MO | 3.0 | 1.0 | 864 | $1,350 | $1.56 | 45d | 1 | 0.79mi |
| 617 Tesmore Pl Saint Louis, MO | 2.0 | 1.0 | 877 | $1,200 | $1.37 | 45d | 1 | 0.81mi |
| 223 Wiegel Dr Saint Louis, MO | 3.0 | 1.0 | 864 | $1,560 | $1.81 | 14d | 1 | 0.84mi |
| 12 Lee Ave Saint Louis, MO | 2.0 | 1.0 | 832 | $1,080 | $1.30 | 9d | 1 | 0.86mi |
| 12 Lee Ave Saint Louis, MO | 2.0 | 1.0 | 832 | $1,080 | $1.30 | 0d | 1 | 0.86mi |
| 806 Marvin Ave Saint Louis, MO | 2.0 | 1.0 | 726 | $1,100 | $1.52 | 45d | 1 | 0.87mi |
| 5300 Grove Ave Saint Louis, MO | 3.0 | 1.0 | 840 | $1,295 | $1.54 | 25d | 1 | 0.88mi |
| 110 Paul Ave Saint Louis, MO | 3.0 | 1.0 | 875 | $1,025 | $1.17 | 0d | 1 | 0.94mi |
| 419 S Florissant Rd Ferguson, MO | 2.0 | 1.0 | 1100 | $1,200 | $1.09 | 45d | 1 | 0.98mi |
| 222 Randolph Ave Saint Louis, MO | 2.0 | 1.0 | 964 | $1,400 | $1.45 | 9d | 1 | 1.03mi |
| 296 Meadowcrest Dr Saint Louis, MO | 3.0 | 1.0 | 960 | $1,550 | $1.61 | 16d | 1 | 1.10mi |
| 709 Suburban Ave Saint Louis, MO | 2.0 | 1.0 | 975 | $1,400 | $1.44 | 45d | 1 | 1.10mi |
| 246 Louisa Ave Saint Louis, MO | 3.0 | 1.0 | 1036 | $1,600 | $1.54 | 45d | 1 | 1.10mi |
| 360 S Harvey Ave Saint Louis, MO | 2.0 | 1.0 | 936 | $925 | $0.99 | 45d | 1 | 1.15mi |
| 450 S Dade Ave Saint Louis, MO | 2.0 | 1.0 | 1040 | $1,200 | $1.15 | 25d | 1 | 1.15mi |
| 249 S Hartnett Ave Saint Louis, MO | 3.0 | 1.0 | 960 | $1,220 | $1.27 | 25d | 1 | 1.16mi |
| 519 Graf Ave Saint Louis, MO | 3.0 | 2.0 | 887 | $1,297 | $1.46 | 22d | 1 | 1.16mi |
| 5600 Gatesworth Ave Saint Louis, MO | 2.0 | 1.0 | 672 | $1,095 | $1.63 | 6d | 1 | 1.20mi |
| 7420 Pleaseway Dr Saint Louis, MO | 2.0 | 1.0 | 952 | $1,250 | $1.31 | 23d | 1 | 1.23mi |
| 422 Plaza Ave Saint Louis, MO | 3.0 | 1.0 | 792 | $975 | $1.23 | 0d | 1 | 1.24mi |
| 227 Meadowcrest Dr Saint Louis, MO | 3.0 | 1.0 | 960 | $1,500 | $1.56 | 45d | 1 | 1.24mi |
| 7414 Pleaseway Dr Saint Louis, MO | 2.0 | 1.0 | 768 | $1,100 | $1.43 | 45d | 1 | 1.25mi |
| 5500 Mable Ave Unit 5530 B1 St. Louis, MO | 3.0 | 1.0 | 850 | $915 | $1.08 | 45d | 1 | 1.26mi |
| 5500 Mable Ave Unit 5518 B4 St. Louis, MO | 2.0 | 1.0 | 750 | $835 | $1.11 | 45d | 1 | 1.26mi |
| 7431 Esterbrook Dr Saint Louis, MO | 2.0 | 1.0 | 792 | $1,350 | $1.70 | 45d | 1 | 1.27mi |
| 5613 Statler Ave Saint Louis, MO | 2.0 | 1.0 | 864 | $1,300 | $1.50 | 6d | 1 | 1.29mi |
| 945 Edgehill Dr Saint Louis, MO | 3.0 | 1.0 | 1110 | $1,575 | $1.42 | 45d | 1 | 1.30mi |
| 224 S Harvey Ave Saint Louis, MO | 2.0 | 1.0 | 936 | $995 | $1.06 | 0d | 1 | 1.34mi |
Listing history 32 events
-
2026-06-21days on market $110,000 Active 87 DOM
-
2026-06-18days on market $110,000 Active 84 DOM
-
2026-06-17days on market $110,000 Active 83 DOM
-
2026-06-16days on market $110,000 Active 82 DOM
-
2026-06-15days on market $110,000 Active 81 DOM
-
2026-06-13days on market $110,000 Active 79 DOM
-
2026-06-13days on market $110,000 Active 78 DOM
-
2026-06-09days on market $110,000 Active 75 DOM
-
2026-06-08days on market $110,000 Active 74 DOM
-
2026-06-07days on market $110,000 Active 73 DOM
-
2026-06-05days on market $110,000 Active 70 DOM
-
2026-06-03days on market $110,000 Active 69 DOM
-
2026-06-02pricedays on market $110,000 Active 68 DOM
-
2026-06-01days on market $115,000 Active 67 DOM
-
2026-05-31days on market $115,000 Active 66 DOM
-
2026-05-04price $115,000 952-char remark
Show marketing remark (952 chars)
1-0 ENVOY MORTGAGE BUYDOWN AVAILABLE. Welcome to this beautifully remodeled 3-bedroom, 1-bath home, perfectly set on a corner lot in a quiet neighborhood. Updated from top to bottom, this home offers a fresh, move-in-ready feel while still keeping a warm and inviting charm. Step inside and you’ll notice how the space flows easily from room to room. Though modest in size, the layout is practical and makes the most of every inch. Everything has been thoughtfully updated, so you can simply settle in and enjoy. The full basement provides extra room for storage, hobbies, or future possibilities. Outside, the corner lot adds a sense of openness and gives you a little more space to enjoy. Well cared for and easy to love, this home is a great fit for anyone looking for something comfortable and updated in a peaceful setting. Plus, the seller is offering a $1,500 credit toward appliances, giving you the chance to choose what fits your style.
-
2026-04-18price $120,000 952-char remark
Show marketing remark (952 chars)
1-0 ENVOY MORTGAGE BUYDOWN AVAILABLE. Welcome to this beautifully remodeled 3-bedroom, 1-bath home, perfectly set on a corner lot in a quiet neighborhood. Updated from top to bottom, this home offers a fresh, move-in-ready feel while still keeping a warm and inviting charm. Step inside and you’ll notice how the space flows easily from room to room. Though modest in size, the layout is practical and makes the most of every inch. Everything has been thoughtfully updated, so you can simply settle in and enjoy. The full basement provides extra room for storage, hobbies, or future possibilities. Outside, the corner lot adds a sense of openness and gives you a little more space to enjoy. Well cared for and easy to love, this home is a great fit for anyone looking for something comfortable and updated in a peaceful setting. Plus, the seller is offering a $1,500 credit toward appliances, giving you the chance to choose what fits your style.
-
2026-03-26$125,000 Active 952-char remark
Show marketing remark (952 chars)
1-0 ENVOY MORTGAGE BUYDOWN AVAILABLE. Welcome to this beautifully remodeled 3-bedroom, 1-bath home, perfectly set on a corner lot in a quiet neighborhood. Updated from top to bottom, this home offers a fresh, move-in-ready feel while still keeping a warm and inviting charm. Step inside and you’ll notice how the space flows easily from room to room. Though modest in size, the layout is practical and makes the most of every inch. Everything has been thoughtfully updated, so you can simply settle in and enjoy. The full basement provides extra room for storage, hobbies, or future possibilities. Outside, the corner lot adds a sense of openness and gives you a little more space to enjoy. Well cared for and easy to love, this home is a great fit for anyone looking for something comfortable and updated in a peaceful setting. Plus, the seller is offering a $1,500 credit toward appliances, giving you the chance to choose what fits your style.
-
2025-01-31soldstatus Closed 295-char remark
Show marketing remark (295 chars)
Investors-- Welcome to your NEXT investment. 3 BR / 1 BA -- on a spacious corner lot and full basement! Located in a quiet, great neighborhood with lots of potential! It's tenant occupied so enjoy cash flow from day one and do updates later! Being sold "as-is" no repairs will be done.
-
2025-01-04status Pending 295-char remark
Show marketing remark (295 chars)
Investors-- Welcome to your NEXT investment. 3 BR / 1 BA -- on a spacious corner lot and full basement! Located in a quiet, great neighborhood with lots of potential! It's tenant occupied so enjoy cash flow from day one and do updates later! Being sold "as-is" no repairs will be done.
-
2025-01-03status Active 295-char remark
Show marketing remark (295 chars)
Investors-- Welcome to your NEXT investment. 3 BR / 1 BA -- on a spacious corner lot and full basement! Located in a quiet, great neighborhood with lots of potential! It's tenant occupied so enjoy cash flow from day one and do updates later! Being sold "as-is" no repairs will be done.
-
2024-06-22historical 295-char remark
Show marketing remark (295 chars)
Investors-- Welcome to your NEXT investment. 3 BR / 1 BA -- on a spacious corner lot and full basement! Located in a quiet, great neighborhood with lots of potential! It's tenant occupied so enjoy cash flow from day one and do updates later! Being sold "as-is" no repairs will be done.
-
2024-06-19historical Active Under Contract 295-char remark
Show marketing remark (295 chars)
Investors-- Welcome to your NEXT investment. 3 BR / 1 BA -- on a spacious corner lot and full basement! Located in a quiet, great neighborhood with lots of potential! It's tenant occupied so enjoy cash flow from day one and do updates later! Being sold "as-is" no repairs will be done.
-
2024-06-14$50,000 Active 295-char remark
Show marketing remark (295 chars)
Investors-- Welcome to your NEXT investment. 3 BR / 1 BA -- on a spacious corner lot and full basement! Located in a quiet, great neighborhood with lots of potential! It's tenant occupied so enjoy cash flow from day one and do updates later! Being sold "as-is" no repairs will be done.
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2023-07-01historical
-
2023-02-11$65,000 Active
-
2020-01-07soldstatus $8,000
-
2001-06-11soldstatus $30,000
-
1988-10-24soldstatus $24,380
-
1988-03-01soldstatus
-
1988-03-01soldstatus $32,610
-
1983-10-01soldstatus $32,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast MO · Resets to sale price
- Current annual tax
- $687 · $57/mo
- Projected year-2 tax
- $1,067 · $89/mo
- Expected delta
- +$380/yr (+$32/mo · 55.4%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 5/10 Major 7 d/yr ≥107°F today · 20 d/yr by 30 yrs out
- Wind 2/10 Low 100% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $14,715
- − Mortgage interest
- −$6,162
- − Property taxes
- −$687
- − Insurance
- −$550
- − Repairs & maintenance
- −$1,177
- − Management
- −$1,177
- − Depreciation
- −$3,200
- Taxable income
- $1,762
- Est. tax owed @ 24.0%
- −$423
- After-tax cash flow
- $3,043/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Ferguson-Florissant R-II
- NCES district ID
- 2912010
- Math proficiency
- 7% ▼ -9.00%
- Reading proficiency
- 20% ▼ -6.00%
- Median HH income
- $44,610
- Composite
- 11.96/100
- National rank
- #9666
- State rank
- #311 of 324 in MO
Livability — Normandy
- Score
- 65/100
- State rank
- #290
- US rank
- #13498
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Normandy, MO
- County
- Saint Louis County · 888,823 people
- City population
- 25,008
- Metro
- St. Louis, MO-IL
- Population (ZIP)
- 25,008
- Household income
- $42,701
- Rent vs Own
- Severe rent burden
- 1611.0
Population outlook (St. Louis County) Hauer SSP2
- Today (2025)
- 1,025,227 people
- By 2030
- 1,028,023 · +0.3%
- By 2040
- 1,020,940 · -0.4%
- By 2050
- 1,007,280 · -1.8%
- By 2075
- 987,277 · -3.7%
- By 2100
- 921,984 · -10.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Black (80%)
- Race & ethnicity
- Black 80% White 14% Two or more races 4% Hispanic / Latino 2% Asian 2%
- Common ancestry
- Lithuanian 1%
- Foreign-born
- 2% · Canada
- Languages at home
- 96% English-only · Spanish 2% Other Indo-European 1%
Political lean MEDSL · St. Louis
- 2024 margin
- Strong D (+23.4) · D 60.8% · R 37.4% · Other 1.7%
- 2008→2024 swing
- +3.5pp toward D · 2008: 19.9pp · 2024: 23.4pp
- All cycles
- 2024: D+23.4 2020: D+24.0 2016: D+16.2 2012: D+13.7 2008: D+19.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -177.84%
- Current HPI
- 100.4494
- Rent YoY
- ▲ 5.21%
- Metro
- St. Louis, MO-IL
- State GDP YoY
- ▲ 1.84%
- F500 in state
- 20
Industry mix (Fortune 500 HQ in MO)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 1 | $163B |
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| Insurance | 1 | $21B |
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| Industrial Technology | 1 | $17B |
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| Retail | 1 | $16B |
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| Industrial Distribution | 1 | $10B |
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| Utilities | 1 | $9B |
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Price history
+259.4% since first listed17 events — show timeline
- 2026-05-04 Price Changed $115,000 MARIS as Distributed by MLS Grid
- 2026-04-18 Price Changed $120,000 MARIS as Distributed by MLS Grid
- 2026-03-26 Listed $125,000 MARIS as Distributed by MLS Grid
- 2025-01-31 Sold (MLS) — MARIS as Distributed by MLS Grid
- 2025-01-04 Pending — MARIS as Distributed by MLS Grid
- 2025-01-03 Relisted — MARIS as Distributed by MLS Grid
- 2024-06-22 Delisted — MARIS as Distributed by MLS Grid
- 2024-06-19 Contingent — MARIS as Distributed by MLS Grid
- 2024-06-14 Listed $50,000 MARIS as Distributed by MLS Grid
- 2023-07-01 Delisted — MARIS as Distributed by MLS Grid
- 2023-02-11 Listed $65,000 MARIS as Distributed by MLS Grid
- 2020-01-07 Sold (Public Records) $8,000 Public Records
- 2001-06-11 Sold (Public Records) $30,000 Public Records
- 1988-10-24 Sold (Public Records) $24,380 Public Records
- 1988-03-01 Sold (Public Records) $32,610 Public Records
- 1988-03-01 Sold (Public Records) — Public Records
- 1983-10-01 Sold (Public Records) $32,000 Public Records
Property tax history
-5.0%/yrLatest (2022): $687 · +0.3% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…