320 S Stricker · Baltimore, MD 21223

$149,900

4 bd · 2.0 ba · 1,410 sqft · Townhouse · 283 Days on market

Built 1913 870 sqft lot $106/sqft · 11% above area Est $135k · 11% over

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Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• DSCR +10.0/10.0
• 1% rule +9.0/10.0
• Rent growth +4.4/5.0
• Livability +3.8/5.0
• ARV discount +2.6/15.0
• Condition / age +2.5/5.0
• Schools +1.0/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

New updated price! Nestled in the charming neighborhood of Mount Clare, this delightful end-of-row townhouse exudes warmth and character. Built in 1913, the traditional brick front design invites you into a home that seamlessly blends historic charm with modern convenience. With four spacious bedrooms and two full bathrooms, this residence is perfect for those seeking comfort and style. The heart of the home features a well-appointed kitchen equipped with stainless steel appliances, including a cooktop and electric oven/range, making meal preparation a joy. The neighborhood is a true gem, offering a vibrant community atmosphere. Enjoy leisurely strolls to nearby parks, where you can unwind or engage in outdoor activities. Convenient on-street parking adds to the ease of living in this welcoming area. With an unfinished basement featuring a waterproofing system, there's potential for additional storage or creative space to suit your needs. Experience the charm of Mount Clare, where community spirit thrives and every day feels like home. This property is not just a house; it's a place where memories are made and cherished. Don't miss the opportunity to make it yours! Recent updates include a new roof, HVAC system, Hot water heater and new windows. Freshly painted! Why rent, when you could buy this lovely townhome for less than your monthly rent. Many grants available for those that qualify! Call me to inquire about grants that you don't have to pay back!

Key facts

• Waterproofing system
• Unfinished basement
• End-of-row townhouse

Tags

• END-OF-ROW TOWNHOUSE
• TRADITIONAL BRICK FRONT
• WELL-APPOINTED KITCHEN
• STAINLESS STEEL APPLIANCES
• UNFINISHED BASEMENT
• WATERPROOFING SYSTEM

What this means for you Summary

Snapshot

• This is a 4-bed/2.0-bath townhouse listed at $150k.

Deal economics

• At list price, monthly cash flow is $725 ($9k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $150k).
• Recommended offer: $132k (12.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 76/100 on livability (#90 in MD, #3,396 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, housing A+; Watch: crime F.
• Baltimore City Public Schools (urban): math 7% / reading 16% proficiency, ranked #24 of 24 in MD (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: Elmer A. Henderson: A Johns Hopkins Partnership (math 2% / reading 16%, grade F, #650 of 860 statewide, top 77%, 642 students, 80% FRL); Baltimore Polytechnic Institute (math 71% / reading 84%, grade A-, #22 of 222 statewide, top 10%, 1,555 students, 43% FRL) — zoned schools average 62% FRL vs 79% district-wide (17 pts lower); this property's tenant base skews higher-income than the district average.
• Zoned-school proficiency averages 43% at this address vs 12% district-wide (+32 pts) — the actual schools serving this property are materially stronger than the Baltimore City Public Schools average implies; a family-tenant draw the district grade alone would hide.
• Market conditions: Rents rising fast (+7.5%/yr); 425 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); 1,273 units permitted in Baltimore city in 2024 (1,104 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Baltimore County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
• At projected returns (-3.0% appreciation + 7.5% rent growth), your $42k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

• It's been on market 283 days — a 12% lower offer ($132k) is reasonable based on typical stale-listing flexibility.
• 11 sale attempts since 16y ago; this cycle's ask has dropped $50k (25%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $2k; list at $150k implies a 6417% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1913 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $131,912 (12.0% below list)

Questions for the listing agent

1. It's been on market 283 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1913 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.40% ✓
• Cap rate: 12.10%
• Cash-on-cash: 20.72%
• DSCR: 1.92
• GRM: 5.9

CMA / ARV

• ARV (median comp): $135,097
• List price: $149,900
• Delta: 10.96%
• Verdict: OVERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1241 James St	0.32mi	3/2.0 (-1)	1,412 (+0%)	1mo	$225,000	$159	79
1933 W Pratt St	0.38mi	4/—	1,365 (-3%)	2mo	$30,000	$22	76
1109 S Carey St	0.32mi	3/2.0 (-1)	1,478 (+5%)	2mo	$219,900	$149	71
916 S Carey St	0.26mi	3/1.5 (-1)	1,288 (-9%)	1mo	$100,000	$78	66
835 W Cross St	0.66mi	3/2.5 (-1)	1,380 (-2%)	2mo	$243,600	$177	57
1110 W Lombard St	0.35mi	3/2.5 (-1)	1,206 (-14%)	1mo	$180,000	$149	52
2211 W Pratt St	0.58mi	3/1.0 (-1)	1,500 (+6%)	2mo	$30,000	$20	52
2216 W Fayette St	0.71mi	3/1.5 (-1)	1,326 (-6%)	1mo	$77,000	$58	49
817 W Cross St	0.68mi	3/3.5 (-1)	1,320 (-6%)	1mo	$260,000	$197	46
121 Parkin St	0.59mi	3/2.0 (-1)	1,208 (-14%)	0mo	$175,000	$145	44
1906 W Saratoga St	0.68mi	3/1.5 (-1)	1,273 (-10%)	2mo	$155,000	$122	43
835 1/2 W Lombard St	0.66mi	3/1.0 (-1)	1,242 (-12%)	2mo	$255,000	$205	39

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 7.51% rent growth · sell at horizon

5-year hold

• IRR: 17.8%
• Equity multiple: 1.76×
• Total profit: $31,812
• Equity at exit: $22,351

10-year hold

• IRR: 29.1%
• Equity multiple: 4.14×
• Total profit: $131,916
• Equity at exit: $12,961

Cash invested: $41,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (CITY): 12 Strongly Tenant-Friendly
• State Maryland: 27 Tenant-Leaning · D+14
• County: — inherits STATE
• City Baltimore: 12 Strongly Tenant-Friendly · D+58

Just-cause for tenancies > 1 yr.

Methodology + full state rankings →

ZIP-level market 21223

• Rents YoY: 7.5%
• Active inventory: 425
• Price-to-rent: 5.9×

Monthly cashflow live

• Estimated rent: $2,101 high
• Mortgage (P&I): −$786
• Tax from tax record: −$86 /mo · $1,033/yr
• Insurance: −$62
• HOA: −$0
• Vacancy / Maint / Mgmt: −$441
• Net cashflow: $725

Break-even live

Break-even rent $1,183

Max offer price $149,900

Occupancy floor 60%

Sensitivity live

Price	-10% $810	-5% $767	+0% $725	+5% $682	+10% $640
Rent	-10% $559	-5% $642	+0% $725	+5% $808	+10% $891
Rate	-1.0pp $800	-0.5pp $763	base $725	+0.5pp $686	+1.0pp $647

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $37,475
• Closing costs: $4,497
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1315 Hollins St Unit 2 Baltimore, MD	3.0	2.0	1096	$1,950	$1.78	14d	1	0.26mi
1315 Hollins St Unit 2 Baltimore, MD	3.0	2.0	1096	$1,860	$1.70	6d	1	0.26mi
104 S Carrollton Ave Baltimore, MD	3.0	4.0	1232	$2,200	$1.79	0d	1	0.28mi
1635 Frederick Ave Baltimore, MD	3.0	2.0	1224	$1,850	$1.51	45d	1	0.29mi
1115 W Lombard St Baltimore, MD	3.0	1.0	1468	$2,100	$1.43	45d	1	0.33mi
1111 W Lombard St Baltimore, MD	3.0	1.0	1200	$1,295	$1.08	6d	1	0.34mi
1127 S Carey St Baltimore, MD	3.0	2.5	1340	$1,900	$1.42	6d	1	0.36mi
1142 Sargeant St Baltimore, MD	3.0	2.0	1080	$1,601	$1.48	0d	1	0.39mi
1142 Sargeant St Baltimore, MD	3.0	2.0	1080	$1,601	$1.48	4d	1	0.39mi
1259 Washington Blvd Baltimore, MD	3.0	3.0	1232	$2,799	$2.27	0d	1	0.39mi
1243 Washington Blvd Baltimore, MD	3.0	2.0	1148	$1,950	$1.70	45d	1	0.40mi
514 S Payson St Unit 2 Baltimore, MD	3.0	2.0	1264	$1,750	$1.38	45d	1	0.41mi
1125 Washington Blvd Baltimore, MD	4.0	2.5	1200	$2,750	$2.29	19d	1	0.44mi
923 McHenry St Baltimore, MD	3.0	1.0	1008	$1,625	$1.61	45d	1	0.45mi
311 S Pulaski St Baltimore, MD	5.0	3.0	1450	$2,400	$1.66	45d	1	0.46mi
311 S Pulaski St Baltimore, MD	5.0	3.0	1450	$2,400	$1.66	5d	1	0.46mi
1918 W Baltimore St Baltimore, MD	2.0–3.0	1.0–2.0	857	$1,434	$1.67	45d	1	0.46mi
1000 Hollins St Unit 1000 Hollins Baltimore, MD	3.0	2.5	1472	$2,600	$1.77	46d	1	0.47mi
1839 W Fayette St Baltimore, MD	3.0	1.5	1426	$1,675	$1.17	25d	1	0.47mi
913 W Lombard St Baltimore, MD	3.0	1.0	1452	$1,600	$1.10	25d	1	0.49mi
1519 Penrose Ave Baltimore, MD	3.0	2.0	1200	$1,875	$1.56	45d	1	0.50mi
110 S Poppleton St Baltimore, MD	3.0	1.5	1800	$1,900	$1.06	45d	1	0.50mi
1226 W Cross St Baltimore, MD	3.0	3.0	1551	$2,250	$1.45	45d	1	0.52mi
1814 Penrose Ave Baltimore, MD	3.0	1.0	1624	$1,700	$1.05	19d	1	0.59mi
101 N Schroeder St Baltimore, MD	3.0	1.0–2.0	1037	$3,185	$3.07	0d	11	0.59mi
819 Ramsay St Baltimore, MD	4.0	3.5	1856	$3,000	$1.62	14d	1	0.59mi
827 Washington Blvd Baltimore, MD	3.0	1.0	1512	$2,000	$1.32	25d	1	0.61mi
508 Wyeth St Baltimore, MD	3.0	3.0	1234	$1,850	$1.50	45d	1	0.61mi
803 McHenry St Baltimore, MD	4.0	2.5	1856	$2,599	$1.40	5d	1	0.63mi
324 Scott St Baltimore, MD	4.0	2.5	1656	$3,000	$1.81	45d	1	0.64mi
2225 W Baltimore St Baltimore, MD	3.0	2.5	1200	$1,600	$1.33	25d	1	0.65mi
610 Scott St Baltimore, MD	5.0	3.0	1700	$2,750	$1.62	14d	1	0.66mi
2005 Penrose Ave Baltimore, MD	3.0	1.0	1232	$1,600	$1.30	0d	1	0.66mi
2232 W Baltimore St Baltimore, MD	3.0	1.0	1250	$1,875	$1.50	25d	1	0.67mi
519 Scott St Unit 2 Baltimore, MD	3.0	3.0	1600	$3,000	$1.88	45d	1	0.68mi
709 Scott St Baltimore, MD	3.0	2.5	1448	$2,500	$1.73	25d	1	0.69mi
709 Scott St Baltimore, MD	3.0	3.0	1448	$2,500	$1.73	16d	1	0.69mi
748 McHenry St Baltimore, MD	3.0	2.0	1288	$2,100	$1.63	6d	1	0.70mi
39 N Bentalou St Baltimore, MD	3.0	2.5	1844	$1,700	$0.92	5d	1	0.71mi
2012 W Saratoga St Baltimore, MD	3.0	1.0	1300	$1,700	$1.31	25d	1	0.72mi

Listing history 47 events

1. 2026-06-21
   days on market $149,900 Active 283 DOM
2. 2026-06-18
   days on market $149,900 Active 280 DOM
3. 2026-06-17
   days on market $149,900 Active 279 DOM
4. 2026-06-16
   days on market $149,900 Active 278 DOM
5. 2026-06-15
   days on market $149,900 Active 277 DOM
6. 2026-06-13
   days on market $149,900 Active 275 DOM
7. 2026-06-09
   days on market $149,900 Active 271 DOM
8. 2026-06-08
   days on market $149,900 Active 270 DOM
9. 2026-06-07
   days on market $149,900 Active 269 DOM
10. 2026-06-04
    days on market $149,900 Active 266 DOM
11. 2026-06-03
    days on market $149,900 Active 265 DOM
12. 2026-06-02
    days on market $149,900 Active 264 DOM
13. 2026-06-01
    days on market $149,900 Active 263 DOM
14. 2026-05-31
    days on market $149,900 Active 262 DOM
15. 2026-05-06
    status Active 1477-char remark

    Show marketing remark (1477 chars)

    New updated price! Nestled in the charming neighborhood of Mount Clare, this delightful end-of-row townhouse exudes warmth and character. Built in 1913, the traditional brick front design invites you into a home that seamlessly blends historic charm with modern convenience. With four spacious bedrooms and two full bathrooms, this residence is perfect for those seeking comfort and style. The heart of the home features a well-appointed kitchen equipped with stainless steel appliances, including a cooktop and electric oven/range, making meal preparation a joy. The neighborhood is a true gem, offering a vibrant community atmosphere. Enjoy leisurely strolls to nearby parks, where you can unwind or engage in outdoor activities. Convenient on-street parking adds to the ease of living in this welcoming area. With an unfinished basement featuring a waterproofing system, there's potential for additional storage or creative space to suit your needs. Experience the charm of Mount Clare, where community spirit thrives and every day feels like home. This property is not just a house; it's a place where memories are made and cherished. Don't miss the opportunity to make it yours! Recent updates include a new roof, HVAC system, Hot water heater and new windows. Freshly painted! Why rent, when you could buy this lovely townhome for less than your monthly rent. Many grants available for those that qualify! Call me to inquire about grants that you don't have to pay back!

16. 2026-05-03
    historical 1477-char remark

    Show marketing remark (1477 chars)

    New updated price! Nestled in the charming neighborhood of Mount Clare, this delightful end-of-row townhouse exudes warmth and character. Built in 1913, the traditional brick front design invites you into a home that seamlessly blends historic charm with modern convenience. With four spacious bedrooms and two full bathrooms, this residence is perfect for those seeking comfort and style. The heart of the home features a well-appointed kitchen equipped with stainless steel appliances, including a cooktop and electric oven/range, making meal preparation a joy. The neighborhood is a true gem, offering a vibrant community atmosphere. Enjoy leisurely strolls to nearby parks, where you can unwind or engage in outdoor activities. Convenient on-street parking adds to the ease of living in this welcoming area. With an unfinished basement featuring a waterproofing system, there's potential for additional storage or creative space to suit your needs. Experience the charm of Mount Clare, where community spirit thrives and every day feels like home. This property is not just a house; it's a place where memories are made and cherished. Don't miss the opportunity to make it yours! Recent updates include a new roof, HVAC system, Hot water heater and new windows. Freshly painted! Why rent, when you could buy this lovely townhome for less than your monthly rent. Many grants available for those that qualify! Call me to inquire about grants that you don't have to pay back!

17. 2026-02-15
    price $149,900 1477-char remark

    Show marketing remark (1477 chars)

    New updated price! Nestled in the charming neighborhood of Mount Clare, this delightful end-of-row townhouse exudes warmth and character. Built in 1913, the traditional brick front design invites you into a home that seamlessly blends historic charm with modern convenience. With four spacious bedrooms and two full bathrooms, this residence is perfect for those seeking comfort and style. The heart of the home features a well-appointed kitchen equipped with stainless steel appliances, including a cooktop and electric oven/range, making meal preparation a joy. The neighborhood is a true gem, offering a vibrant community atmosphere. Enjoy leisurely strolls to nearby parks, where you can unwind or engage in outdoor activities. Convenient on-street parking adds to the ease of living in this welcoming area. With an unfinished basement featuring a waterproofing system, there's potential for additional storage or creative space to suit your needs. Experience the charm of Mount Clare, where community spirit thrives and every day feels like home. This property is not just a house; it's a place where memories are made and cherished. Don't miss the opportunity to make it yours! Recent updates include a new roof, HVAC system, Hot water heater and new windows. Freshly painted! Why rent, when you could buy this lovely townhome for less than your monthly rent. Many grants available for those that qualify! Call me to inquire about grants that you don't have to pay back!

18. 2026-02-03
    status Active 1477-char remark

    Show marketing remark (1477 chars)

    New updated price! Nestled in the charming neighborhood of Mount Clare, this delightful end-of-row townhouse exudes warmth and character. Built in 1913, the traditional brick front design invites you into a home that seamlessly blends historic charm with modern convenience. With four spacious bedrooms and two full bathrooms, this residence is perfect for those seeking comfort and style. The heart of the home features a well-appointed kitchen equipped with stainless steel appliances, including a cooktop and electric oven/range, making meal preparation a joy. The neighborhood is a true gem, offering a vibrant community atmosphere. Enjoy leisurely strolls to nearby parks, where you can unwind or engage in outdoor activities. Convenient on-street parking adds to the ease of living in this welcoming area. With an unfinished basement featuring a waterproofing system, there's potential for additional storage or creative space to suit your needs. Experience the charm of Mount Clare, where community spirit thrives and every day feels like home. This property is not just a house; it's a place where memories are made and cherished. Don't miss the opportunity to make it yours! Recent updates include a new roof, HVAC system, Hot water heater and new windows. Freshly painted! Why rent, when you could buy this lovely townhome for less than your monthly rent. Many grants available for those that qualify! Call me to inquire about grants that you don't have to pay back!

19. 2026-01-30
    historical 1477-char remark

    Show marketing remark (1477 chars)

    New updated price! Nestled in the charming neighborhood of Mount Clare, this delightful end-of-row townhouse exudes warmth and character. Built in 1913, the traditional brick front design invites you into a home that seamlessly blends historic charm with modern convenience. With four spacious bedrooms and two full bathrooms, this residence is perfect for those seeking comfort and style. The heart of the home features a well-appointed kitchen equipped with stainless steel appliances, including a cooktop and electric oven/range, making meal preparation a joy. The neighborhood is a true gem, offering a vibrant community atmosphere. Enjoy leisurely strolls to nearby parks, where you can unwind or engage in outdoor activities. Convenient on-street parking adds to the ease of living in this welcoming area. With an unfinished basement featuring a waterproofing system, there's potential for additional storage or creative space to suit your needs. Experience the charm of Mount Clare, where community spirit thrives and every day feels like home. This property is not just a house; it's a place where memories are made and cherished. Don't miss the opportunity to make it yours! Recent updates include a new roof, HVAC system, Hot water heater and new windows. Freshly painted! Why rent, when you could buy this lovely townhome for less than your monthly rent. Many grants available for those that qualify! Call me to inquire about grants that you don't have to pay back!

20. 2025-11-20
    price $169,900 1477-char remark

    Show marketing remark (1477 chars)

    New updated price! Nestled in the charming neighborhood of Mount Clare, this delightful end-of-row townhouse exudes warmth and character. Built in 1913, the traditional brick front design invites you into a home that seamlessly blends historic charm with modern convenience. With four spacious bedrooms and two full bathrooms, this residence is perfect for those seeking comfort and style. The heart of the home features a well-appointed kitchen equipped with stainless steel appliances, including a cooktop and electric oven/range, making meal preparation a joy. The neighborhood is a true gem, offering a vibrant community atmosphere. Enjoy leisurely strolls to nearby parks, where you can unwind or engage in outdoor activities. Convenient on-street parking adds to the ease of living in this welcoming area. With an unfinished basement featuring a waterproofing system, there's potential for additional storage or creative space to suit your needs. Experience the charm of Mount Clare, where community spirit thrives and every day feels like home. This property is not just a house; it's a place where memories are made and cherished. Don't miss the opportunity to make it yours! Recent updates include a new roof, HVAC system, Hot water heater and new windows. Freshly painted! Why rent, when you could buy this lovely townhome for less than your monthly rent. Many grants available for those that qualify! Call me to inquire about grants that you don't have to pay back!

21. 2025-10-09
    price $179,900 1477-char remark

    Show marketing remark (1477 chars)

    New updated price! Nestled in the charming neighborhood of Mount Clare, this delightful end-of-row townhouse exudes warmth and character. Built in 1913, the traditional brick front design invites you into a home that seamlessly blends historic charm with modern convenience. With four spacious bedrooms and two full bathrooms, this residence is perfect for those seeking comfort and style. The heart of the home features a well-appointed kitchen equipped with stainless steel appliances, including a cooktop and electric oven/range, making meal preparation a joy. The neighborhood is a true gem, offering a vibrant community atmosphere. Enjoy leisurely strolls to nearby parks, where you can unwind or engage in outdoor activities. Convenient on-street parking adds to the ease of living in this welcoming area. With an unfinished basement featuring a waterproofing system, there's potential for additional storage or creative space to suit your needs. Experience the charm of Mount Clare, where community spirit thrives and every day feels like home. This property is not just a house; it's a place where memories are made and cherished. Don't miss the opportunity to make it yours! Recent updates include a new roof, HVAC system, Hot water heater and new windows. Freshly painted! Why rent, when you could buy this lovely townhome for less than your monthly rent. Many grants available for those that qualify! Call me to inquire about grants that you don't have to pay back!

22. 2025-09-21
    price $189,900 1477-char remark

    Show marketing remark (1477 chars)

    New updated price! Nestled in the charming neighborhood of Mount Clare, this delightful end-of-row townhouse exudes warmth and character. Built in 1913, the traditional brick front design invites you into a home that seamlessly blends historic charm with modern convenience. With four spacious bedrooms and two full bathrooms, this residence is perfect for those seeking comfort and style. The heart of the home features a well-appointed kitchen equipped with stainless steel appliances, including a cooktop and electric oven/range, making meal preparation a joy. The neighborhood is a true gem, offering a vibrant community atmosphere. Enjoy leisurely strolls to nearby parks, where you can unwind or engage in outdoor activities. Convenient on-street parking adds to the ease of living in this welcoming area. With an unfinished basement featuring a waterproofing system, there's potential for additional storage or creative space to suit your needs. Experience the charm of Mount Clare, where community spirit thrives and every day feels like home. This property is not just a house; it's a place where memories are made and cherished. Don't miss the opportunity to make it yours! Recent updates include a new roof, HVAC system, Hot water heater and new windows. Freshly painted! Why rent, when you could buy this lovely townhome for less than your monthly rent. Many grants available for those that qualify! Call me to inquire about grants that you don't have to pay back!

23. 2025-09-04
    listed $199,900 Active 1477-char remark

    Show marketing remark (1477 chars)

    New updated price! Nestled in the charming neighborhood of Mount Clare, this delightful end-of-row townhouse exudes warmth and character. Built in 1913, the traditional brick front design invites you into a home that seamlessly blends historic charm with modern convenience. With four spacious bedrooms and two full bathrooms, this residence is perfect for those seeking comfort and style. The heart of the home features a well-appointed kitchen equipped with stainless steel appliances, including a cooktop and electric oven/range, making meal preparation a joy. The neighborhood is a true gem, offering a vibrant community atmosphere. Enjoy leisurely strolls to nearby parks, where you can unwind or engage in outdoor activities. Convenient on-street parking adds to the ease of living in this welcoming area. With an unfinished basement featuring a waterproofing system, there's potential for additional storage or creative space to suit your needs. Experience the charm of Mount Clare, where community spirit thrives and every day feels like home. This property is not just a house; it's a place where memories are made and cherished. Don't miss the opportunity to make it yours! Recent updates include a new roof, HVAC system, Hot water heater and new windows. Freshly painted! Why rent, when you could buy this lovely townhome for less than your monthly rent. Many grants available for those that qualify! Call me to inquire about grants that you don't have to pay back!

24. 2019-10-17
    soldstatus $2,300
25. 2012-11-07
    historical
26. 2012-11-07
    historical
27. 2012-09-12
    price
28. 2012-08-22
    listed Active
29. 2012-08-22
    listed $17,900
30. 2012-05-25
    historical
31. 2012-03-09
    listed $18,000
32. 2010-12-22
    historical
33. 2010-12-19
    historical
34. 2010-08-18
    historical Withdrawn
35. 2010-08-17
    historical
36. 2010-06-22
    price Active
37. 2010-06-22
    status Active
38. 2010-06-16
    listed $25,000
39. 2010-06-02
    historical Expired
40. 2010-05-15
    listed $25,000
41. 2010-03-15
    price
42. 2010-02-01
    price
43. 2010-01-20
    price
44. 2010-01-13
    listed Active
45. 2010-01-13
    listed $22,900
46. 2005-12-06
    soldstatus $80,000
47. 1983-10-20
    soldstatus $7,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MD · Partial reset (capped growth)

• Current annual tax: $1,033 · $86/mo
• Projected year-2 tax: $1,334 · $111/mo
• Expected delta: +$300/yr (+$25/mo · 29.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 7/10 Severe 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 6 unhealthy d/yr today · 7 by 30 yrs out

Taxation est. · year 1

• Rental income: $25,208
• − Mortgage interest: −$8,397
• − Property taxes: −$1,033
• − Insurance: −$750
• − Repairs & maintenance: −$2,017
• − Management: −$2,017
• − Depreciation: −$4,361
• Taxable income: $6,635
• Est. tax owed @ 24.0%: −$1,592
• After-tax cash flow: $7,106/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Baltimore City Public Schools
• NCES district ID: 2400090
• Math proficiency: 7% ▼ -9.00%
• Reading proficiency: 16% ▼ -5.00%
• Median HH income: $42,108
• Composite: 10.08/100
• National rank: #9805
• State rank: #24 of 24 in MD

Livability — Baltimore

• Score: 76/100
• State rank: #90
• US rank: #3396

Category grades

Amenities A+ Commute A+ Cost of living A- Crime F Employment C Housing A+ Health & safety A+ User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Baltimore, MD
• County: Baltimore City · 558,601 people
• City population: 588,727
• Metro: Baltimore-Columbia-Towson, MD
• Population (ZIP): 19,572
• Household income: $45,840
• Rent vs Own: 68.0% rent · 32.0% own
• Severe rent burden: 1755.0

Population outlook (Baltimore County) Hauer SSP2

• Today (2025): 624,249 people
• By 2030: 621,541 · -0.4%
• By 2040: 609,756 · -2.3%
• By 2050: 597,249 · -4.3%
• By 2075: 552,236 · -11.5%
• By 2100: 513,934 · -17.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (72%)
• Race & ethnicity: Black 72% White 16% Hispanic / Latino 7% Two or more races 6% Asian 1%
• Hispanic origin (detail): Mexican 3% Puerto Rican 1%
• Common ancestry: Romanian 1%
• Foreign-born: 8% · Canada
• Languages at home: 90% English-only · Spanish 6% French/Haitian/Cajun 2% Other Indo-European 1%

Political lean MEDSL · Baltimore

• 2024 margin: Solid D (+73.0) · D 85.2% · R 12.2% · Other 2.6%
• 2008→2024 swing: -2.5pp toward R · 2008: 75.5pp · 2024: 73.0pp
• All cycles: 2024: D+73.0 2020: D+76.6 2016: D+74.6 2012: D+76.4 2008: D+75.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -97.99%
• Current HPI: 140.5836
• Rent YoY: ▲ 7.51%
• Metro: Baltimore-Columbia-Towson, MD
• State GDP YoY: ▲ 2.97%
• F500 in state: 12

Industry mix (Fortune 500 HQ in MD)

Industry	F500 HQs	Revenue
▸Aerospace / Defense	1	$71B
▸Utilities	1	$25B
▸Hotels	1	$24B
▸Consumer Goods	1	$7B
▸Real Estate	1	$6B
▸Chemicals	1	$2B

Price history

+2041.4% since first listed

33 events — show timeline

• 2026-05-06 Relisted — BRIGHT MLS
• 2026-05-03 Listing Removed — BRIGHT MLS
• 2026-02-15 Price Changed $149,900 BRIGHT MLS
• 2026-02-03 Relisted — BRIGHT MLS
• 2026-01-30 Listing Removed — BRIGHT MLS
• 2025-11-20 Price Changed $169,900 BRIGHT MLS
• 2025-10-09 Price Changed $179,900 BRIGHT MLS
• 2025-09-21 Price Changed $189,900 BRIGHT MLS
• 2025-09-04 Listed $199,900 BRIGHT MLS
• 2019-10-17 Sold (Public Records) $2,300 Public Records
• 2012-11-07 Delisted — MRIS
• 2012-11-07 Listing Removed — BRIGHT MLS
• 2012-09-12 Price Changed — MRIS
• 2012-08-22 Listed — MRIS
• 2012-08-22 Listed $17,900 BRIGHT MLS
• 2012-05-25 Listing Removed — BRIGHT MLS
• 2012-03-09 Listed $18,000 BRIGHT MLS
• 2010-12-22 Listing Removed — BRIGHT MLS
• 2010-12-19 Listing Removed — BRIGHT MLS
• 2010-08-18 Delisted — MRIS
• 2010-08-17 Listing Removed — BRIGHT MLS
• 2010-06-22 Relisted — MRIS
• 2010-06-22 Price Changed — MRIS
• 2010-06-16 Listed $25,000 BRIGHT MLS
• 2010-06-02 Delisted — MRIS
• 2010-05-15 Listed $25,000 BRIGHT MLS
• 2010-03-15 Price Changed — MRIS
• 2010-02-01 Price Changed — MRIS
• 2010-01-20 Price Changed — MRIS
• 2010-01-13 Listed — MRIS
• 2010-01-13 Listed $22,900 BRIGHT MLS
• 2005-12-06 Sold (Public Records) $80,000 Public Records
• 1983-10-20 Sold (Public Records) $7,000 Public Records

Property tax history

+2.9%/yr

Latest (2025): $1,033 · +2.3% YoY. Source: county tax records.