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3825 Crestmore Rd #414
B- Composite 69.6
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +8.7/15.0
  • Schools +3.1/10.0
  • Rent growth +2.8/5.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$139,999

3825 Crestmore Rd #414 · Jurupa Valley, CA 92509
3 bd · 2.0 ba · 960 sqft · Manufactured public records · 61 Days on market
Built 2000 $146/sqft · at area comps Est $144k · at est.

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to this charming 3-bedroom, 2-bath mobile home offering comfort, functionality, and great value. The spacious layout features an open-concept living area that flows seamlessly into the kitchen, perfect for both relaxing and entertaining. The primary bedroom includes a private bathroom for added convenience, while the additional bedrooms provide flexibility for family, guests, or a home office. Enjoy natural light throughout the home, along with ample storage and a practical floor plan designed for everyday living. Outside, you’ll find space to create your own outdoor retreat—ideal for morning coffee or evening gatherings. Whether you’re a first-time buyer, downsizing, or looking for an affordable investment, this home is a must-see!

Key facts

  • Community pool
  • Built 2000
  • Listed 61 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $140k.

Deal economics

  • At list price, monthly cash flow is $1k ($13k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $140k).
  • Recommended offer: $132k (6.0% below list) — sets the bar for market timing.
  • Cap rate 15.7% vs local median 2.9% in Jurupa Valley — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 49/100 on livability (#1,170 in CA) — a working-class tenant base; expect higher turnover. Strengths: housing A+, employment A-; Watch: schools F, amenities F, commute F.
  • Jurupa Unified (suburban): math 25% / reading 38% proficiency, ranked #953 of 1,400 in CA (top 68%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 64% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising (+1.3%/yr); 202 active listings in the ZIP; 15 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 40% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 9,195 units permitted in Riverside County in 2024 (1,512 in 5+ unit buildings).
  • This rent runs 30% of the median local income ($95k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $968 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Riverside County population projected at +22% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 1.3% rent growth), your $39k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 61 days — a 6% lower offer ($132k) is reasonable based on typical stale-listing flexibility.
  • 7 sale attempts since 19y ago; this cycle's ask has dropped $10k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: major flood risk; severe wildfire risk; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $131,599 (6.0% below list)

Questions for the listing agent

  1. It's been on market 61 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.73%
Cap rate
15.67%
Cash-on-cash
33.49%
DSCR
2.49
GRM
4.8

CMA / ARV

ARV (median comp)
$143,928
List price
$139,999
Delta
-2.73%
Verdict
FAIR
Comps
4 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 1.31% rent growth · sell at horizon

5-year hold
IRR
26.9%
Equity multiple
2.09×
Total profit
$42,885
Equity at exit
$20,874
10-year hold
IRR
33.5%
Equity multiple
3.83×
Total profit
$110,774
Equity at exit
$12,105

Cash invested: $39,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 92509

Rents YoY
1.3%
Active inventory
202
Price-to-rent
4.8×

Monthly cashflow live

Estimated rent
$2,422 high interval (Pro) →
Mortgage (P&I)
$734
Tax from tax record
$27 /mo · $327/yr
Insurance
$58
HOA
$0
Vacancy / Maint / Mgmt
$509
Net cashflow
$1,094

Break-even live

Break-even rent $1,038
Max offer price $139,999
Occupancy floor 50%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$35,000
Closing costs
$4,200
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 15 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
5286 Odell St Unit C Riverside, CA 2.0 1.0 1000 $2,400 $2.40 43d 1 0.24mi
3701 Mintern St Unit 3701 Riverside, CA 2.0 1.0 875 $1,995 $2.28 43d 1 0.50mi
4581 Palm Ave Unit 4595 Riverside, CA 2.0 2.0 950 $2,350 $2.47 16d 1 1.02mi
4555 Pine St Riverside, CA 1.0–2.0 1.0–2.0 827 $2,370 $2.86 1d 4 1.05mi
4314 University Ave Unit 4 Riverside, CA 2.0 1.0 800 $1,895 $2.37 43d 1 1.06mi
3980 Cedar St Riverside, CA 2.0 1.0 640 $1,895 $2.96 24d 1 1.08mi
4192 Mission Inn Ave Apt D Riverside, CA 2.0 1.0 1000 $1,695 $1.70 4d 1 1.18mi
4192 Mission Inn Ave Unit A Riverside, CA 2.0 1.0 1000 $1,695 $1.70 10d 1 1.18mi
4800 Palm Ave Unit 209 Riverside, CA 2.0 1.0 822 $2,260 $2.75 24d 1 1.18mi
4830 Palm Ave Riverside, CA 1.0–3.0 1.0–2.0 985 $2,750 $2.79 14d 1 1.18mi
3909 5th St Riverside, CA 2.0 1.0 950 $1,700 $1.79 43d 1 1.42mi
3909 5th St Unit 4 Riverside, CA 2.0 1.0 950 $1,700 $1.79 17d 1 1.42mi
4330 Pacific Ave Jurupa Valley, CA 3.0 2.0 910 $3,300 $3.63 43d 1 1.42mi
3448 Fairmount Blvd Riverside, CA 2.0 1.5 584 $2,250 $3.85 43d 1 1.45mi
4359 Elmwood Ct Riverside, CA 2.0 1.0 894 $2,800 $3.13 4d 1 1.46mi

Listing history 25 events

  1. 2026-06-18
    days on market $139,999 Active 61 DOM
  2. 2026-06-17
    days on market $139,999 Active 60 DOM
  3. 2026-06-16
    days on market $139,999 Active 59 DOM
  4. 2026-06-15
    days on market $139,999 Active 58 DOM
  5. 2026-06-13
    days on market $139,999 Active 56 DOM
  6. 2026-06-13
    days on market $139,999 Active 55 DOM
  7. 2026-06-09
    days on market $139,999 Active 52 DOM
  8. 2026-06-08
    days on market $139,999 Active 51 DOM
  9. 2026-06-07
    days on market $139,999 Active 50 DOM
  10. 2026-06-04
    days on market $139,999 Active 47 DOM
  11. 2026-06-03
    days on market $139,999 Active 46 DOM
  12. 2026-06-02
    pricedays on market $139,999 Active 45 DOM
  13. 2026-06-01
    days on market $149,999 Active 44 DOM
  14. 2026-05-31
    days on market $149,999 Active 43 DOM
  15. 2026-04-18
    listed $149,999 Active 768-char remark
    Show marketing remark (768 chars)

    Welcome to this charming 3-bedroom, 2-bath mobile home offering comfort, functionality, and great value. The spacious layout features an open-concept living area that flows seamlessly into the kitchen, perfect for both relaxing and entertaining. The primary bedroom includes a private bathroom for added convenience, while the additional bedrooms provide flexibility for family, guests, or a home office. Enjoy natural light throughout the home, along with ample storage and a practical floor plan designed for everyday living. Outside, you’ll find space to create your own outdoor retreat—ideal for morning coffee or evening gatherings. Whether you’re a first-time buyer, downsizing, or looking for an affordable investment, this home is a must-see!

  16. 2026-03-23
    status Active
  17. 2026-03-16
    status Active
  18. 2026-01-15
    status Active
  19. 2025-12-29
    status Pending Sale
  20. 2025-11-26
    listed $149,999 Active
  21. 2025-11-25
    historical
  22. 2007-10-18
    historical
  23. 2007-07-19
    listed $61,000
  24. 2007-03-31
    historical
  25. 2007-03-30
    listed $75,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CA · Resets to sale price

Current annual tax
$327 · $27/mo
Projected year-2 tax
$1,064 · $89/mo
Expected delta
+$737/yr (+$61/mo · 225.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 6/10 Major FEMA zone X · 74% chance over 30 yrs
  • 🔥 Wildfire 8/10 Severe
  • 🌡 Heat 8/10 Severe 7 d/yr ≥103°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 10/10 Extreme 27 unhealthy d/yr today · 32 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$29,070
− Mortgage interest
−$7,842
− Property taxes
−$327
− Insurance
−$700
− Repairs & maintenance
−$2,326
− Management
−$2,326
− Depreciation
−$4,073
Taxable income
$11,477
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,754
After-tax cash flow
$10,373/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Jurupa Unified
NCES district ID
0619260
Math proficiency
25% ▲ 2.00%
Reading proficiency
38% ▲ 2.00%
Median HH income
$58,100
Composite
30.97/100
National rank
#11327
State rank
#953 of 1400 in CA

Livability — Jurupa Valley

Score
49/100
State rank
#1170
US rank
#25915

Category grades

Amenities F Commute F Cost of living F Crime C+ Employment A- Housing A+ Health & safety F User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Jurupa Valley, CA
County
Riverside County · 2,287,001 people
City population
119,165
Metro
Riverside-San Bernardino-Ontario, CA
Population (ZIP)
81,182
Household income
$95,355
Rent vs Own
28.7% rent · 71.3% own
Severe rent burden
1694.0

Population outlook (Riverside County) Hauer SSP2

Today (2025)
2,664,475 people
By 2030
2,802,692 · +5.2%
By 2040
3,050,904 · +14.5%
By 2050
3,256,783 · +22.2%
By 2075
3,655,058 · +37.2%
By 2100
3,766,594 · +41.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Hispanic (74%)
Race & ethnicity
Hispanic / Latino 74% White 17% Two or more races 16% Black 4% Asian 4% Native American 1%
Hispanic origin (detail)
Mexican 67%
Common ancestry
Lithuanian 1%
Foreign-born
28% · Canada, China, Vietnam
Languages at home
42% English-only · Spanish 54% Other Indo-European 1% Tagalog/Filipino 1%

Political lean MEDSL · Riverside

2024 margin
Toss-up / Even · D 48.0% · R 49.3% · Other 2.6%
2008→2024 swing
-3.6pp toward R · 2008: 2.3pp · 2024: -1.3pp
All cycles
2024: R+1.3 2020: D+8.0 2016: D+4.3 2012: R+0.4 2008: D+2.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -374.91%
Current HPI
464.8939
Rent YoY
▲ 1.31%
Metro
Riverside-San Bernardino-Ontario, CA
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

+100.0% since first listed
11 events — show timeline
  • 2026-04-18 Listed $149,999 CRMLS
  • 2026-03-23 Relisted CRMLS
  • 2026-03-16 Relisted CRMLS
  • 2026-01-15 Relisted CRMLS
  • 2025-12-29 Pending CRMLS
  • 2025-11-26 Listed $149,999 CRMLS
  • 2025-11-25 Coming Soon CRMLS
  • 2007-10-18 Listing Removed CRMLS
  • 2007-07-19 Listed $61,000 CRMLS
  • 2007-03-31 Listing Removed CRMLS
  • 2007-03-30 Listed $75,000 CRMLS

Property tax history

-2.6%/yr

Latest (2025): $327 · +5.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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