CashFlowRE
Sign in Sign up
3006 25th St
C- Composite 51.88
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +16.4/30.0
  • ARV discount +15.0/15.0
  • DSCR +5.1/10.0
  • 1% rule +4.7/10.0
  • Livability +4.0/5.0
  • Condition / age +2.5/5.0
  • Rent growth +2.2/5.0
  • Schools +2.0/10.0
  • Appreciation +0.0/10.0

$160,000

3006 25th St · Fort Worth, TX 76106
3 bd · 1.0 ba · 1,200 sqft · SingleFamily public records · 50 Days on market
Built 1926 7,013 sqft lot $133/sqft · 24% below area Est $210k · 24% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Charming 3-bedroom, 1-bath home offering approximately 1,200 sq ft of living space, conveniently located near the Fort Worth Stockyards. No HOA! This property presents a great opportunity for investors or buyers looking to add their personal touch, with strong rental potential. Selling as-is.

Key facts

  • 7,013 sq ft lot
  • Built 1926
  • Listed 50 days

Tags

FORT WORTH STOCKYARDSSTRONG RENTAL POTENTIAL

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $160k.

Deal economics

  • At list price, monthly cash flow is $90 ($1k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $156k (2.7% below list).
  • Recommended offer: $155k (3.0% below list) — sets the bar for market timing.
  • Cap rate 7.0% vs local median 3.9% in Fort Worth — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 80/100 on livability (#49 in TX, #1,954 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, cost of living A+, housing A+; Watch: schools D+, crime F.
  • Fort Worth ISD (urban): math 18% / reading 28% proficiency, ranked #742 of 826 in TX (top 90%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 73% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents soft (-1.0%/yr); 69 active listings in the ZIP; 24 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 42% of comp listings sitting > 30 days — soft ceiling on asking rent; 18,938 units permitted in Tarrant County in 2024 (8,336 in 5+ unit buildings).
  • This rent runs 34% of the median local income ($55k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Tarrant County population projected at +41% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 50 days — a 3% lower offer ($155k) is reasonable based on typical stale-listing flexibility.
  • 6 sale attempts since 15y ago; this cycle's ask has dropped $15k (9%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: built in 1926 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $155,200 (3.0% below list)

Questions for the listing agent

  1. It's been on market 50 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Built in 1926 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.97%
Cap rate
6.97%
Cash-on-cash
2.41%
DSCR
1.11
GRM
8.6

CMA / ARV

ARV (median comp)
$209,867
List price
$160,000
Delta
-23.76%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2907 NW 26th St 0.13mi 4/2.0 (+1) 1,222 (+2%) 3mo $212,500 $174 79
3320 26th St 0.44mi 3/1.0 1,184 (-1%) 2mo $224,474 $190 76
4812 Flagstone Dr 0.42mi 3/1.0 1,224 (+2%) 3mo $190,000 $155 75
2917 NW Loraine St 0.33mi 3/2.0 1,224 (+2%) 10mo $270,000 $221 69
2500 Capri Dr 0.37mi 4/1.0 (+1) 1,226 (+2%) 11mo $195,000 $159 65
2717 NW 27th St 0.37mi 3/2.0 1,096 (-9%) 6mo $245,000 $224 59
2412 25th St 0.72mi 3/2.0 1,200 (0%) 5mo $149,900 $125 58
2901 NW 18th St 0.53mi 3/2.0 1,326 (+10%) 1mo $243,500 $184 53
2814 NW 20th St 0.40mi 3/2.0 1,370 (+14%) 3mo $223,300 $163 51
3203 NW 33rd St 0.69mi 3/1.0 1,056 (-12%) 2mo $210,000 $199 46
2716 18th St 0.58mi 4/3.0 (+1) 1,153 (-4%) 9mo $150,000 $130 46
2502 NW 20th St 0.73mi 3/2.0 1,363 (+14%) 9mo $265,000 $194 32

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-16.0%
Equity multiple
0.45×
Total profit
$-24,719
Equity at exit
$23,857
10-year hold
IRR
-14.3%
Equity multiple
0.29×
Total profit
$-31,602
Equity at exit
$13,834

Cash invested: $44,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 76106

Home prices YoY
-6.9%
Rents YoY
-1.0%
Active inventory
69
Price-to-rent
8.6×

Monthly cashflow live

Estimated rent
$1,557 high interval (Pro) →
Mortgage (P&I)
$839
Tax from tax record
$234 /mo · $2,811/yr
Insurance
$67
HOA
$0
Vacancy / Maint / Mgmt
$327
Net cashflow
$90

Break-even live

Break-even rent $1,443
Max offer price $160,000
Occupancy floor 89%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$40,000
Closing costs
$4,800
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 24 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2600 NW 21st St Fort Worth, TX 2.0 1.0 1449 $1,275 $0.88 24d 1 0.56mi
2327 Wagner Ave Fort Worth, TX 2.0 1.0 725 $1,050 $1.45 43d 1 0.57mi
2701 NW 18th St #2 Fort Worth, TX 3.0 1.5 800 $1,345 $1.68 7d 1 0.62mi
2762 Beverly Hills Dr Fort Worth, TX 2.0 1.0 720 $1,600 $2.22 24d 1 0.68mi
2125 Grayson Ave Fort Worth, TX 2.0 1.0 900 $1,200 $1.33 43d 1 0.69mi
2207 Mcgown Ave Fort Worth, TX 2.0 1.0 775 $1,050 $1.35 43d 1 0.73mi
5205 Calloway St Fort Worth, TX 2.0 1.0 872 $1,495 $1.71 43d 1 0.89mi
2704 Rosen Ave Fort Worth, TX 3.0 1.0 1456 $1,750 $1.20 2d 1 0.89mi
3665 Marine Creek Pkwy Fort Worth, TX 1.0–2.0 1.0–2.0 896 $1,770 $1.98 1d 36 0.91mi
5217 Calloway St Unit B Fort Worth, TX 3.0 2.0 964 $1,275 $1.32 24d 1 0.92mi
5217 Calloway St Unit B Fort Worth, TX 3.0 2.0 964 $1,275 $1.32 43d 1 0.92mi
5217 Calloway St Fort Worth, TX 3.0 2.0 964 $1,375 $1.43 43d 1 0.92mi
3007 Prairie Ave Fort Worth, TX 3.0 2.0 1487 $2,111 $1.42 3d 1 0.99mi
5000 Montrose Dr Fort Worth, TX 3.0 2.0 1230 $1,875 $1.52 43d 1 1.02mi
5201 Azle Ave Unit 01 Fort Worth, TX 2.0 2.0 868 $1,250 $1.44 43d 1 1.02mi
2969 Loving Ave Fort Worth, TX 2.0 1.0 1100 $1,195 $1.09 19d 1 1.05mi
3000 Comanche Ave Unit B Fort Worth, TX 3.0 2.0 1200 $1,450 $1.21 43d 1 1.10mi
2424 Mckinley Ave Fort Worth, TX 2.0 2.0 1200 $1,750 $1.46 13d 1 1.10mi
2424 Mckinley Ave Fort Worth, TX 2.0 2.0 1200 $1,750 $1.46 22d 1 1.10mi
2708 Chestnut Ave Fort Worth, TX 3.0 2.0 1367 $2,111 $1.54 6d 1 1.26mi
2514 Columbus Ave Fort Worth, TX 3.0 2.0 1432 $2,500 $1.75 43d 1 1.28mi
1501 Greenbrier Dr Fort Worth, TX 3.0 2.0 1332 $1,900 $1.43 2d 1 1.36mi
5600 Azle Ave Fort Worth, TX 1.0–2.0 1.0–2.0 935 $1,362 $1.46 20d 7 1.37mi
4307 Old Decatur Rd Fort Worth, TX 1.0–2.0 1.0–2.0 862 $1,359 $1.58 1d 6 1.49mi

Listing history 20 events

  1. 2026-05-12
    price $160,000 293-char remark
    Show marketing remark (293 chars)

    Charming 3-bedroom, 1-bath home offering approximately 1,200 sq ft of living space, conveniently located near the Fort Worth Stockyards. No HOA! This property presents a great opportunity for investors or buyers looking to add their personal touch, with strong rental potential. Selling as-is.

  2. 2026-05-01
    price $165,000 293-char remark
    Show marketing remark (293 chars)

    Charming 3-bedroom, 1-bath home offering approximately 1,200 sq ft of living space, conveniently located near the Fort Worth Stockyards. No HOA! This property presents a great opportunity for investors or buyers looking to add their personal touch, with strong rental potential. Selling as-is.

  3. 2026-04-24
    price $170,000 293-char remark
    Show marketing remark (293 chars)

    Charming 3-bedroom, 1-bath home offering approximately 1,200 sq ft of living space, conveniently located near the Fort Worth Stockyards. No HOA! This property presents a great opportunity for investors or buyers looking to add their personal touch, with strong rental potential. Selling as-is.

  4. 2026-04-01
    listed $175,000 Active 293-char remark
    Show marketing remark (293 chars)

    Charming 3-bedroom, 1-bath home offering approximately 1,200 sq ft of living space, conveniently located near the Fort Worth Stockyards. No HOA! This property presents a great opportunity for investors or buyers looking to add their personal touch, with strong rental potential. Selling as-is.

  5. 2013-01-02
    soldstatus
  6. 2012-12-31
    soldstatus Closed 402-char remark
    Show marketing remark (402 chars)

    This 1926 charming home sits on an oversized lot with a private backyard entry and 2 storage sheds. The inside boasts an open floor plan with restained original hardwood floors. 2012 remodeling consists of new kitchen with dark cabinetry, new stove to be installed upon execution of offer, new bathroom, electrical, paint, carpet and restained hardwood floors. This home DOES have Central Air and Heat.

  7. 2012-12-27
    status Pending 402-char remark
    Show marketing remark (402 chars)

    This 1926 charming home sits on an oversized lot with a private backyard entry and 2 storage sheds. The inside boasts an open floor plan with restained original hardwood floors. 2012 remodeling consists of new kitchen with dark cabinetry, new stove to be installed upon execution of offer, new bathroom, electrical, paint, carpet and restained hardwood floors. This home DOES have Central Air and Heat.

  8. 2012-11-27
    status Active 402-char remark
    Show marketing remark (402 chars)

    This 1926 charming home sits on an oversized lot with a private backyard entry and 2 storage sheds. The inside boasts an open floor plan with restained original hardwood floors. 2012 remodeling consists of new kitchen with dark cabinetry, new stove to be installed upon execution of offer, new bathroom, electrical, paint, carpet and restained hardwood floors. This home DOES have Central Air and Heat.

  9. 2012-11-25
    status Pending 402-char remark
    Show marketing remark (402 chars)

    This 1926 charming home sits on an oversized lot with a private backyard entry and 2 storage sheds. The inside boasts an open floor plan with restained original hardwood floors. 2012 remodeling consists of new kitchen with dark cabinetry, new stove to be installed upon execution of offer, new bathroom, electrical, paint, carpet and restained hardwood floors. This home DOES have Central Air and Heat.

  10. 2012-11-19
    historical Active Option Contract 402-char remark
    Show marketing remark (402 chars)

    This 1926 charming home sits on an oversized lot with a private backyard entry and 2 storage sheds. The inside boasts an open floor plan with restained original hardwood floors. 2012 remodeling consists of new kitchen with dark cabinetry, new stove to be installed upon execution of offer, new bathroom, electrical, paint, carpet and restained hardwood floors. This home DOES have Central Air and Heat.

  11. 2012-11-19
    status Pending 402-char remark
    Show marketing remark (402 chars)

    This 1926 charming home sits on an oversized lot with a private backyard entry and 2 storage sheds. The inside boasts an open floor plan with restained original hardwood floors. 2012 remodeling consists of new kitchen with dark cabinetry, new stove to be installed upon execution of offer, new bathroom, electrical, paint, carpet and restained hardwood floors. This home DOES have Central Air and Heat.

  12. 2012-10-27
    listed $65,000 Active 402-char remark
    Show marketing remark (402 chars)

    This 1926 charming home sits on an oversized lot with a private backyard entry and 2 storage sheds. The inside boasts an open floor plan with restained original hardwood floors. 2012 remodeling consists of new kitchen with dark cabinetry, new stove to be installed upon execution of offer, new bathroom, electrical, paint, carpet and restained hardwood floors. This home DOES have Central Air and Heat.

  13. 2012-10-22
    historical
  14. 2012-10-01
    status Active
  15. 2012-09-12
    historical
  16. 2012-09-12
    listed $64,000
  17. 2011-12-12
    soldstatus
  18. 2011-08-25
    historical
  19. 2011-06-07
    listed $42,000 Active
  20. 1976-06-09
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$2,811 · $234/mo
Projected year-2 tax
$2,928 · $244/mo
Expected delta
+$117/yr (+$10/mo · 4.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 7/10 Severe 7 d/yr ≥109°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 21% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$18,681
− Mortgage interest
−$8,962
− Property taxes
−$2,811
− Insurance
−$800
− Repairs & maintenance
−$1,494
− Management
−$1,494
− Depreciation
−$4,655
Taxable loss
−$1,535
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$369
After-tax cash flow
$1,447/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Fort Worth ISD
NCES district ID
4819700
Math proficiency
18% ▼ -16.00%
Reading proficiency
28% ▼ -6.00%
Median HH income
$42,109
Composite
19.61/100
National rank
#8753
State rank
#742 of 826 in TX

Livability — Fort Worth

Score
80/100
State rank
#49
US rank
#1954

Category grades

Amenities A+ Commute A Cost of living A+ Crime F Employment B- Housing A+ Health & safety A User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Fort Worth, TX
County
Tarrant County · 2,033,669 people
City population
911,619
Metro
Dallas-Fort Worth-Arlington, TX
Population (ZIP)
35,946
Household income
$55,431
Rent vs Own
51.6% rent · 48.4% own
Severe rent burden
1539.0

Population outlook (Tarrant County) Hauer SSP2

Today (2025)
2,380,417 people
By 2030
2,578,900 · +8.3%
By 2040
2,974,995 · +25.0%
By 2050
3,350,489 · +40.8%
By 2075
4,216,909 · +77.2%
By 2100
4,741,527 · +99.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Hispanic (80%)
Race & ethnicity
Hispanic / Latino 80% Two or more races 30% White 9% Black 9% Asian 1%
Hispanic origin (detail)
Mexican 71%
Common ancestry
Ukrainian 1%
Foreign-born
33% · Canada
Languages at home
30% English-only · Spanish 66% Other Indo-European 1% Arabic 1%

Political lean MEDSL · Tarrant

2024 margin
Lean R (+5.1) · D 46.7% · R 51.9% · Other 1.4%
2008→2024 swing
+6.6pp toward D · 2008: -11.7pp · 2024: -5.1pp
All cycles
2024: R+5.1 2020: D+0.2 2016: R+8.7 2012: R+15.7 2008: R+11.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -24.42%
Current HPI
329.4589
Rent YoY
▼ -1.02%
Metro
Dallas-Fort Worth-Arlington, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+281.0% since first listed
20 events — show timeline
  • 2026-05-12 Price Changed $160,000 NTREIS
  • 2026-05-01 Price Changed $165,000 NTREIS
  • 2026-04-24 Price Changed $170,000 NTREIS
  • 2026-04-01 Listed $175,000 NTREIS
  • 2013-01-02 Sold (Public Records) Public Records
  • 2012-12-31 Sold (MLS) NTREIS
  • 2012-12-27 Pending NTREIS
  • 2012-11-27 Relisted NTREIS
  • 2012-11-25 Pending NTREIS
  • 2012-11-19 Contingent NTREIS
  • 2012-11-19 Pending NTREIS
  • 2012-10-27 Listed $65,000 NTREIS
  • 2012-10-22 Listing Removed NTREIS
  • 2012-10-01 Relisted NTREIS
  • 2012-09-12 Listed $64,000 NTREIS
  • 2012-09-12 Listing Removed NTREIS
  • 2011-12-12 Sold (Public Records) Public Records
  • 2011-08-25 Listing Removed NTREIS
  • 2011-06-07 Listed $42,000 NTREIS
  • 1976-06-09 Sold (Public Records) Public Records

Property tax history

+5.0%/yr

Latest (2025): $2,811 · +7.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…