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167 Llewellyn Rd
D Composite 40.83
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Cash flow +7.1/30.0
  • 1% rule +5.5/10.0
  • Rent growth +3.9/5.0
  • Schools +3.0/10.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • DSCR +1.3/10.0
  • Appreciation +0.0/10.0

$149,000

167 Llewellyn Rd · Llewellyn, PA 17901
4 bd · 1.0 ba · 1,704 sqft · SingleFamily public records · 5 Days on market
Built 1900 1.20 ac lot $87/sqft · 26% below area Est $202k · 26% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

4 Bedroom farmhouse sitting on 1.2 Acres in a great neighborhood on Llewellyn Rd. Modern Kitchen and 2 modern bathrooms, one on each floor. 1st Floor laundry. Large yard with off street parking. House functions as it should. Will need some updates. Yard is private for outside living. Minutes from town.

Key facts

  • 1.2 acre lot
  • 4 parking spots
  • Built 1900

Property features AI

Exterior

  • Parking: Four total garage/parking spaces; Driveway with two spaces; Two off-street spaces
  • Utilities: Public water; Public sewer; Oil hot water; Heating fuel: oil
  • Home design: Detached single-family home; Estimated original construction with major remodel in 1975; Above-grade finished living area reported (estimated)
  • Construction: Frame construction; Shingle roof; Foundation: permanent stone
  • Exterior features: Not in a federal flood zone; No tidal water on the lot

Interior

  • Kitchen: Kitchen (appliance details not provided)
  • Bedrooms: Four bedrooms on the upper level; Rooms listed include: Dining Room, Family Room, Kitchen, Laundry, Attic
  • Bathrooms: Two full bathrooms (one on main level, one on upper level)
  • Heating & cooling: Baseboard hot water heating; Window air conditioning units (electric)
  • Interior features: 2+ access exits; Unfinished basement
  • Laundry & utility: Laundry room

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/1.0-bath single-family listed at $149k.

Deal economics

  • At list price, monthly cash flow is $-209 ($-3k/yr) — negative.
  • To cash-flow at today's rent, offer at most $144k (3.7% below list).
  • Meets the 1% rule at list price ($2k rent vs $149k).
  • Recommended offer: $144k (3.7% below list) — sets the bar for cash-flow.

Location & tenants

  • Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
  • Minersville Area SD (town): math 21% / reading 50% proficiency, ranked #420 of 539 in PA (top 78%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising fast (+5.7%/yr); 177 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 169 units permitted in Schuylkill County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Schuylkill County population projected at -16% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

  • Only 5 days on market — expect competitive offers; lowballing is unlikely to land.

Risks & watch-outs

  • Watch-outs: property tax is 4.8% of price; built in 1900 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $143,508 (3.7% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Built in 1900 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.05%
Cap rate
4.61%
Cash-on-cash
-6.02%
DSCR
0.73
GRM
8.0

CMA / ARV

ARV (median comp)
$201,794
List price
$149,000
Delta
-26.16%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
215 S 4th St 0.73mi 4/1.5 1,586 (-7%) 5mo $115,000 $73 48
521 S 3rd St 0.49mi 4/2.0 1,620 (-5%) 21mo $47,000 $29 47
2 E Edgar Lewis St 0.69mi 3/1.5 (-1) 1,600 (-6%) 5mo $243,000 $152 47
237 Laurel St 0.72mi 3/1.0 (-1) 1,800 (+6%) 10mo $154,900 $86 44
447-449 S 3rd St 0.52mi 4/2.5 1,525 (-10%) 11mo $124,000 $81 43
423 Lytle St 0.56mi 5/2.0 (+1) 1,500 (-12%) 4mo $158,000 $105 42
401 Church St 0.71mi 5/2.0 (+1) 1,656 (-3%) 15mo $99,900 $60 41
532 Pine Hill St 0.48mi 3/1.5 (-1) 1,820 (+7%) 23mo $113,500 $62 40
227 Linden St 0.69mi 3/1.5 (-1) 1,635 (-4%) 21mo $160,720 $98 37
419 Coal St 0.66mi 3/1.5 (-1) 1,490 (-13%) 10mo $165,000 $111 33
1160 Bunting St 0.65mi 4/2.0 1,942 (+14%) 16mo $240,000 $124 29
1484 Bunting St 0.75mi 4/2.0 1,945 (+14%) 21mo $315,000 $162 20

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 5.7% rent growth · sell at horizon

5-year hold
IRR
-22.1%
Equity multiple
0.21×
Total profit
$-32,852
Equity at exit
$22,216
10-year hold
IRR
-8.5%
Equity multiple
0.38×
Total profit
$-25,783
Equity at exit
$12,883

Cash invested: $41,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 17901

Home prices YoY
-21.2%
Rents YoY
5.7%
Active inventory
177
Price-to-rent
8.0×

Monthly cashflow live

Estimated rent
$1,560 medium interval (Pro) →
Mortgage (P&I)
$781
Tax from tax record
$598 /mo · $7,175/yr
Insurance
$62
HOA
$0
Vacancy / Maint / Mgmt
$328
Net cashflow
$-209

Break-even live

Break-even rent $1,825
Max offer price $143,508
Occupancy floor

Sensitivity live

Price -10% $305 -5% $254 +0% $-209 +5% $-252 +10% $-294
Rent -10% $-333 -5% $-271 +0% $-209 +5% $-148 +10% $-86
Rate -1.0pp $-134 -0.5pp $-171 base $-209 +0.5pp $-248 +1.0pp $-287

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$37,250
Closing costs
$4,470
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
504 Laurel St Minersville, PA 3.0 2.0 1059 $1,150 $1.09 44d 1 0.51mi

Listing history 2 events

  1. 2026-05-18
    listed $149,000 Active 303-char remark
  2. 2026-05-03
    historical $149,000 303-char remark

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

Current annual tax
$7,175 · $598/mo
Projected year-2 tax
$7,175 · $598/mo
Expected delta
$0/yr ($0/mo · -0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥95°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 8% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$18,714
− Mortgage interest
−$8,346
− Property taxes
−$7,175
− Insurance
−$745
− Repairs & maintenance
−$1,497
− Management
−$1,497
− Depreciation
−$4,335
Taxable loss
−$4,881
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,171
After-tax cash flow
$-1,341/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Minersville Area SD
NCES district ID
4215510
Math proficiency
21% ▼ -12.00%
Reading proficiency
50% ▼ -8.00%
Median HH income
$40,865
Composite
29.77/100
National rank
#6433
State rank
#420 of 539 in PA

Livability — Llewellyn

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

County
Schuylkill County · 22,371 people
Metro
Pottsville, PA
Population (ZIP)
22,371
Household income
$62,484
Rent vs Own
29.9% rent · 70.1% own
Severe rent burden
622.0

Population outlook (Schuylkill County) Hauer SSP2

Today (2025)
137,447 people
By 2030
133,121 · -3.1%
By 2040
124,172 · -9.7%
By 2050
115,611 · -15.9%
By 2075
100,796 · -26.7%
By 2100
86,667 · -36.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (90%)
Race & ethnicity
White 90% Hispanic / Latino 5% Two or more races 3% Black 2%
Common ancestry
Romanian 9% Iranian 5% Subsaharan African 3%
Foreign-born
1% · Canada
Languages at home
96% English-only · Spanish 2% German/W. Germanic 1% French/Haitian/Cajun 1%

Political lean MEDSL · Schuylkill

2024 margin
Solid R (+42.1) · D 28.5% · R 70.6%
2008→2024 swing
-33.4pp toward R · 2008: -8.7pp · 2024: -42.1pp
All cycles
2024: R+42.1 2020: R+39.9 2016: R+43.4 2012: R+13.4 2008: R+8.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -54.14%
Current HPI
200.6516
Rent YoY
▲ 5.70%
Metro
Pottsville, PA
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

+0.0% since first listed
3 events — show timeline
  • 2026-05-22 Pending BRIGHT MLS
  • 2026-05-18 Listed $149,000 BRIGHT MLS
  • 2026-05-03 Coming Soon $149,000 BRIGHT MLS

Property tax history

+12.1%/yr

Latest (2026): $7,175 · +187.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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