2013 W Del Webb Blvd · Sun City Center, FL 33573

$215,000

2 bd · 2.0 ba · 1,480 sqft · SingleFamily public records · 28 Days on market

Built 1993 4,500 sqft lot $155/mo HOA · 8% of rent

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +8.9/30.0
• ARV discount +7.5/15.0
• Schools +4.2/10.0
• 1% rule +4.1/10.0
• Livability +3.9/5.0
• Appreciation +3.4/10.0
• Rent growth +3.2/5.0
• DSCR +2.5/10.0
• Condition / age +2.5/5.0

Listing remarks MLS

Welcome home to Sun City Center! This beautiful home has two bedrooms and two bathrooms in a split floor plan which provides lots of privacy for both the owner and guests. There is a spacious living area for entertaining and relaxing. The Florida room has electricity and air and can be used year around. This home was repainted and replumbed in 2021. Nestled in the back of Del Webb West, this property is quiet and enjoyable. The HOA covers basic lawn care. Sun City Center has many amenities, like pools, pickleball, clubs, events and so much more. Being just south of Tampa, you have access to world class beaches and arts and entertainment. There is a one time fee of $2100 paid at closing for the Sun City Center Community Association and $304/year/person fee for the association owned recreational facilities.

Key facts

• Access to amenities
• Nearby shopping
• Enclosed rear lanai

Tags

• MAINTENANCE FREE LIVING
• ENCLOSED REAR LANAI
• IMPACT RATED WINDOWS
• ACCESS TO AMENITIES
• NEARBY SHOPPING

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath single-family listed at $215k.

Deal economics

• At list price, monthly cash flow is $-174 ($-2k/yr) — negative.
• To cash-flow at today's rent, offer at most $184k (14.3% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $197k (8.5% below list).
• Recommended offer: $184k (14.3% below list) — sets the bar for cash-flow.

Location & tenants

• Location reads 78/100 on livability (#178 in FL, #2,736 nationally) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety A+, crime B+; Watch: amenities F.
• Hillsborough (suburban): math 47% / reading 50% proficiency, ranked #41 of 73 in FL (top 56%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Lennard High School (math 30% / reading 46%, grade F, #328 of 667 statewide, top 50%, 2,404 students, 47% FRL).
• Market conditions: Rents rising (+2.6%/yr); 605 active listings in the ZIP; 24 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); 9,053 units permitted in Hillsborough County in 2024 (4,555 in 5+ unit buildings).
• This rent runs 32% of the median local income ($73k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
• Hillsborough County population projected at +37% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 28 days — a 2% lower offer ($212k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts since 5y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $185k; 16% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→28/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $184,335 (14.3% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.91% ✗
• Cap rate: 5.32%
• Cash-on-cash: -3.46%
• DSCR: 0.85
• GRM: 9.1

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 2.65% rent growth · sell at horizon

5-year hold

• IRR: -22.4%
• Equity multiple: 0.23×
• Total profit: $-46,407
• Equity at exit: $32,057

10-year hold

• IRR: -17.4%
• Equity multiple: 0.06×
• Total profit: $-56,735
• Equity at exit: $18,589

Cash invested: $60,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33573

• Home prices YoY: -1.2%
• Rents YoY: 2.6%
• Active inventory: 605
• Price-to-rent: 9.1×

Monthly cashflow live

• Estimated rent: $1,967 high
• Mortgage (P&I): −$1,127
• Tax from tax record: −$356 /mo · $4,267/yr
• Insurance: −$90
• HOA: −$155
• Vacancy / Maint / Mgmt: −$413
• Net cashflow: $-174

Break-even live

Break-even rent $2,187

Max offer price $184,335

Occupancy floor —

Sensitivity live

Price	-10% $-52	-5% $-113	+0% $-174	+5% $-234	+10% $-295
Rent	-10% $-329	-5% $-251	+0% $-174	+5% $-96	+10% $-18
Rate	-1.0pp $-65	-0.5pp $-119	base $-174	+0.5pp $-229	+1.0pp $-286

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $53,750
• Closing costs: $6,450
• Reserves months: —
• Total cash needed: —

Rent comps 24 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1750 Atrium Dr Sun City Center, FL	2.0	2.0	1367	$1,750	$1.28	25d	1	0.40mi
1904 N Pebble Beach Blvd Sun City Center, FL	3.0	2.0	1756	$1,600	$0.91	15d	1	0.43mi
1814 Columbine Pl Sun City Center, FL	2.0	2.0	1516	$2,100	$1.39	25d	1	0.46mi
15503 Prestwick Rose Pl Unit 1 Sun City Center, FL	3.0	2.5	1666	$2,000	$1.20	25d	1	0.58mi
9718 Mulberry Marsh Ln Sun City Center, FL	3.0	2.5	1663	$1,973	$1.19	17d	1	0.58mi
9637 Pembrooke Pines Dr Sun City Center, FL	2.0	2.5	1548	$2,100	$1.36	25d	1	0.59mi
9771 Pembrooke Pines Dr Sun City Center, FL	3.0	2.5	1634	$2,025	$1.24	5d	1	0.64mi
4408 Eternal Prince Dr Sun City Center, FL	3.0	2.0	1451	$1,800	$1.24	25d	1	0.66mi
15504 Florence Hollow Pl Sun City Center, FL	3.0	2.5	1787	$2,150	$1.20	6d	1	0.69mi
810 Oakmont Ave Sun City Center, FL	2.0	2.0	1266	$2,100	$1.66	25d	1	0.92mi
15519 Telford Spring Dr Sun City Center, FL	3.0	2.0	1348	$2,090	$1.55	25d	1	0.97mi
8117 Alamosa Wood Ave Ruskin, FL	3.0	2.0	1346	$1,895	$1.41	25d	1	1.08mi
704 Torrey Pines Ave Sun City Center, FL	2.0	1.0	981	$1,700	$1.73	16d	1	1.11mi
704 Torrey Pines Ave Sun City Center, FL	2.0	1.0	981	$1,675	$1.71	25d	1	1.11mi
10324 Geese Trail Cir Sun City Center, FL	3.0	2.0	1672	$2,300	$1.38	0d	1	1.12mi
301 Bryce Ct Sun City Center, FL	2.0	2.0	1830	$1,850	$1.01	25d	1	1.29mi
1104 Desert Hills Dr Sun City Center, FL	2.0	2.0	1383	$1,825	$1.32	18d	1	1.33mi
7338 Lumber Port Dr Ruskin, FL	3.0	2.0	1298	$1,975	$1.52	0d	1	1.33mi
717 Indian Wells Ave Sun City Center, FL	2.0	2.0	1264	$1,595	$1.26	25d	1	1.33mi
714 Indian Wells Ave Sun City Center, FL	2.0	2.0	1515	$1,695	$1.12	25d	1	1.36mi
7329 Lumber Port Dr Ruskin, FL	3.0	2.0	1275	$2,000	$1.57	5d	1	1.37mi
1703 Amhurst Cir Sun City Center, FL	2.0	2.0	1550	$1,995	$1.29	6d	1	1.38mi
1528 Chevy Chase Dr Sun City Center, FL	2.0	2.0	1346	$2,000	$1.49	25d	1	1.40mi
701 Cypress Pl Sun City Center, FL	2.0	2.0	1425	$1,700	$1.19	25d	1	1.44mi

HOA detail

• Monthly dues: $155 · $1,860/yr
• Likely covers: electriclandscapingpool

Listing history 8 events

1. 2026-04-28
   status Pending
2. 2026-03-31
   listed $215,000 Active
3. 2021-06-30
   soldstatus $184,900
4. 2021-06-24
   soldstatus $184,900 Closed 818-char remark

   Show marketing remark (818 chars)

   Welcome home to Sun City Center! This beautiful home has two bedrooms and two bathrooms in a split floor plan which provides lots of privacy for both the owner and guests. There is a spacious living area for entertaining and relaxing. The Florida room has electricity and air and can be used year around. This home was repainted and replumbed in 2021. Nestled in the back of Del Webb West, this property is quiet and enjoyable. The HOA covers basic lawn care. Sun City Center has many amenities, like pools, pickleball, clubs, events and so much more. Being just south of Tampa, you have access to world class beaches and arts and entertainment. There is a one time fee of $2100 paid at closing for the Sun City Center Community Association and $304/year/person fee for the association owned recreational facilities.

5. 2021-05-25
   status Pending 818-char remark

   Show marketing remark (818 chars)

   Welcome home to Sun City Center! This beautiful home has two bedrooms and two bathrooms in a split floor plan which provides lots of privacy for both the owner and guests. There is a spacious living area for entertaining and relaxing. The Florida room has electricity and air and can be used year around. This home was repainted and replumbed in 2021. Nestled in the back of Del Webb West, this property is quiet and enjoyable. The HOA covers basic lawn care. Sun City Center has many amenities, like pools, pickleball, clubs, events and so much more. Being just south of Tampa, you have access to world class beaches and arts and entertainment. There is a one time fee of $2100 paid at closing for the Sun City Center Community Association and $304/year/person fee for the association owned recreational facilities.

6. 2021-02-26
   listed $184,900 Active 818-char remark

   Show marketing remark (818 chars)

   Welcome home to Sun City Center! This beautiful home has two bedrooms and two bathrooms in a split floor plan which provides lots of privacy for both the owner and guests. There is a spacious living area for entertaining and relaxing. The Florida room has electricity and air and can be used year around. This home was repainted and replumbed in 2021. Nestled in the back of Del Webb West, this property is quiet and enjoyable. The HOA covers basic lawn care. Sun City Center has many amenities, like pools, pickleball, clubs, events and so much more. Being just south of Tampa, you have access to world class beaches and arts and entertainment. There is a one time fee of $2100 paid at closing for the Sun City Center Community Association and $304/year/person fee for the association owned recreational facilities.

7. 2001-02-06
   soldstatus $93,500
8. 1993-10-04
   soldstatus $77,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $4,267 · $356/mo
• Projected year-2 tax: $4,267 · $356/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 10/10 Extreme 7 d/yr ≥108°F today · 28 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $23,606
• − Mortgage interest: −$12,043
• − Property taxes: −$4,267
• − Insurance: −$1,075
• − Repairs & maintenance: −$1,888
• − Management: −$1,888
• − HOA: −$1,860
• − Depreciation: −$6,255
• Taxable loss: −$5,671
• Est. tax savings @ 24.0%: +$1,361
• After-tax cash flow: $-722/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Hillsborough
• NCES district ID: 1200870
• Math proficiency: 47% ▼ -8.00%
• Reading proficiency: 50% ▼ -4.00%
• Median HH income: $50,622
• Composite: 41.6/100
• National rank: #3435
• State rank: #41 of 73 in FL

Livability — Sun City Center

• Score: 78/100
• State rank: #178
• US rank: #2736

Category grades

Amenities F Commute B+ Cost of living B+ Crime B+ Employment C+ Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Sun City Center, FL
• County: Hillsborough County · 1,540,968 people
• City population: 35,362
• Metro: Tampa-St. Petersburg-Clearwater, FL
• Population (ZIP): 35,362
• Household income: $72,834
• Rent vs Own: 17.3% rent · 82.7% own
• Severe rent burden: 1382.0

Population outlook (Hillsborough County) Hauer SSP2

• Today (2025): 1,607,022 people
• By 2030: 1,733,968 · +7.9%
• By 2040: 1,979,565 · +23.2%
• By 2050: 2,203,427 · +37.1%
• By 2075: 2,667,893 · +66.0%
• By 2100: 2,891,558 · +79.9%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (73%)
• Race & ethnicity: White 73% Hispanic / Latino 13% Two or more races 11% Black 10% Asian 1%
• Hispanic origin (detail): Mexican 1% Puerto Rican 6% Cuban 2%
• Common ancestry: Romanian 3% Lithuanian 3% Slovak 2%
• Foreign-born: 8% · Canada, Vietnam
• Languages at home: 86% English-only · Spanish 10% French/Haitian/Cajun 1% German/W. Germanic 1%

Political lean MEDSL · Hillsborough

• 2024 margin: Toss-up / Even · D 47.8% · R 50.9% · Other 1.3%
• 2008→2024 swing: -10.2pp toward R · 2008: 7.1pp · 2024: -3.1pp
• All cycles: 2024: R+3.1 2020: D+6.9 2016: D+6.8 2012: D+6.7 2008: D+7.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -3.27%
• Current HPI: 272.9767
• Rent YoY: ▲ 2.65%
• Metro: Tampa-St. Petersburg-Clearwater, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+179.2% since first listed

8 events — show timeline

• 2026-04-28 Pending — Stellar MLS as Distributed by MLS Grid
• 2026-03-31 Listed $215,000 Stellar MLS as Distributed by MLS Grid
• 2021-06-30 Sold (Public Records) $184,900 Public Records
• 2021-06-24 Sold (MLS) $184,900 Stellar MLS as Distributed by MLS Grid
• 2021-05-25 Pending — Stellar MLS as Distributed by MLS Grid
• 2021-02-26 Listed $184,900 Stellar MLS as Distributed by MLS Grid
• 2001-02-06 Sold (Public Records) $93,500 Public Records
• 1993-10-04 Sold (Public Records) $77,000 Public Records

Property tax history

+12.8%/yr

Latest (2025): $4,267 · +5.4% YoY. Source: county tax records.