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2424 Bevel Ln 🏗️ New Construction
F Composite 31.08
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +7.5/30.0
  • ARV discount +7.5/15.0
  • Livability +3.7/5.0
  • Schools +3.5/10.0
  • 1% rule +3.0/10.0
  • Condition / age +2.5/5.0
  • Rent growth +1.8/5.0
  • DSCR +1.6/10.0
  • Appreciation +0.0/10.0

$270,490

2424 Bevel Ln · Haines City, FL 33837
3 bd · 2.5 ba · 1,378 sqft · Land · 20 Days on market
Built 2026 1,742 sqft lot $170/mo HOA · 8% of rent ↓ 2% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Under Construction. The upscale Crestone townhome provides ample space to live and grow with a total of three bedrooms. The first level features a spacious and flexible open-concept layout shared between the dazzling kitchen, dining room and family room, maximizing the interior living space. Two secondary bedrooms and a lavish owner’s suite featuring a full bathroom comprise the second floor. Brentwood is a master-planned community in Davenport, FL. Brentwood has something for residents of all ages to enjoy, including a resort style swimming pool and playground. Conveniently located close to Posner Park for shopping, dining and entertainment options, and Advent Health Heart of Florida

Key facts

  • Open-concept layout
  • $170 HOA
  • Garage

Tags

OPEN-CONCEPT LAYOUTRESORT STYLE SWIMMING POOLMASTER-PLANNED COMMUNITYCLOSE PROXIMITY TO HIGHWAY 27CLOSE PROXIMITY TO I-4

Property features AI

Finance

  • Other: CDD applies; Lease restrictions may apply; Pets allowed in community
  • Financial info: Other annual assessment amount listed ($2,140); Total monthly fees shown as $170 and total annual fees $2,040
  • HOA & community: HOA required (monthly fee $68); Association amenities include pool and playground; Association approval required; Monthly HOA amount listed as $68

Exterior

  • Parking: Attached 1-car garage (11 x 20) with garage door opener; Driveway
  • Security: Smoke detector(s)
  • Utilities: Public water; Public sewer; Electricity available and connected; Cable available and connected; Underground utilities
  • Home design: Attached townhouse; Two levels; Under construction (projected completion June 18, 2026); North-facing
  • Construction: Block and cement siding construction; Shingle roof; Stem wall foundation; New construction by Lennar Homes (model: Crestone II, builder license CBC1260831)
  • Exterior features: Patio; Porch; Paved, private lot; Irrigation equipment; Pool (community or other)

Interior

  • Kitchen: Dishwasher; Disposal; Microwave; Range; Refrigerator; Solid surface counters
  • Bedrooms: 3 bedrooms
  • Flooring: Carpet; Ceramic tile
  • Bathrooms: 2 full bathrooms; 1 half bathroom
  • Heating & cooling: Central heating (electric); Central air conditioning
  • Interior features: Kitchen/family room combo; Open floorplan; Pest guard system; Solid surface counters; Thermostat; Walk-in closets; Thermal windows; Smoke detector(s)
  • Laundry & utility: Inside laundry; Washer; Dryer; Inside utility / family room area

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…
🏗️ New construction. Builder plan / spec listing (the home may be to-be-built); metrics use comparable previous sales.

What this means for you Summary

Snapshot

  • This is a 3-bed/2.5-bath land listed at $270k.

Deal economics

  • At list price, monthly cash flow is $-337 ($-4k/yr) — negative.
  • To cash-flow at today's rent, offer at most $222k (18.0% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $216k (20.3% below list).
  • Recommended offer: $216k (20.3% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 74/100 on livability (#285 in FL, #4,575 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F, employment F.
  • Polk (suburban): math 39% / reading 43% proficiency, ranked #62 of 73 in FL (top 85%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Bella Citta (940 students, 35% FRL); Shelley S. Boone Middle School (math 25% / reading 25%, grade F, #517 of 571 statewide, top 91%, 1,403 students, 52% FRL); Ridge Community High School (math 12% / reading 33%, grade F, #539 of 667 statewide, top 81%, 2,711 students, 48% FRL).
  • Zoned-school proficiency averages 24% at this address vs 41% district-wide (-17 pts) — the specific schools serving this property underperform the Polk average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents soft (-2.7%/yr); 1396 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 10,384 units permitted in Polk County in 2024 (1,716 in 5+ unit buildings).
  • This rent runs 32% of the median local income ($81k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • Polk County population projected at +33% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 20 days — a 2% lower offer ($266k) is reasonable based on typical stale-listing flexibility.
Recommended offer $215,513 (20.3% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.80%
Cap rate
4.80%
Cash-on-cash
-5.34%
DSCR
0.76
GRM
10.5

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-29.1%
Equity multiple
0.06×
Total profit
$-71,457
Equity at exit
$40,331
10-year hold
IRR
-50.0%
Equity multiple
-0.50×
Total profit
$-113,692
Equity at exit
$23,387

Cash invested: $75,737 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 33837

Home prices YoY
-33.9%
Rents YoY
-2.7%
Active inventory
1396
Price-to-rent
10.5×

Monthly cashflow live

Estimated rent
$2,155 high interval (Pro) →
Mortgage (P&I)
$1,418
Tax est. 1.5%
$338 /mo · $4,057/yr
Insurance
$113
HOA
$170
Vacancy / Maint / Mgmt
$453
Net cashflow
$-337

Break-even live

Break-even rent $2,581
Max offer price $221,763
Occupancy floor

Sensitivity live

Price -10% $-150 -5% $-243 +0% $-337 +5% $-430 +10% $-524
Rent -10% $-507 -5% $-422 +0% $-337 +5% $-252 +10% $-166
Rate -1.0pp $-201 -0.5pp $-268 base $-337 +0.5pp $-407 +1.0pp $-478

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$67,622
Closing costs
$8,115
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2419 Bevel Ln Davenport, FL 3.0 2.5 1628 $1,850 $1.14 20d 1 0.04mi
2419 Bevel Ln Davenport, FL 3.0 2.5 1628 $1,850 $1.14 25d 1 0.04mi
3126 Kurtz Ter Davenport, FL 3.0 2.5 1629 $1,900 $1.17 5d 1 0.15mi
3122 Kurtz Ter Davenport, FL 3.0 2.5 1787 $1,900 $1.06 25d 1 0.15mi
3106 Kurtz Ter Davenport, FL 3.0 2.5 1787 $2,100 $1.18 16d 1 0.15mi
3123 Kurtz Ter Davenport, FL 3.0 2.5 1787 $2,050 $1.15 4d 1 0.17mi
3119 Kurtz Ter Davenport, FL 3.0 2.5 1628 $1,890 $1.16 25d 1 0.17mi
3111 Kurtz Ter Davenport, FL 3.0 2.5 1787 $2,050 $1.15 4d 1 0.18mi
3107 Kurtz Ter Davenport, FL 3.0 2.5 1787 $1,900 $1.06 25d 1 0.18mi
1440 Plank Pl Davenport, FL 3.0 2.5 1789 $2,100 $1.17 25d 1 0.18mi
1419 Plank Pl Davenport, FL 3.0 2.5 1464 $2,300 $1.57 25d 1 0.20mi
1215 Draintree St Davenport, FL 3.0 2.5 1673 $1,900 $1.14 16d 1 0.21mi
1532 Lumber Ave Davenport, FL 3.0 2.5 1463 $2,000 $1.37 25d 1 0.21mi
1204 Draintree St Davenport, FL 3.0 3.0 1758 $1,975 $1.12 5d 1 0.23mi
1105 Grassy Lake Dr Davenport, FL 1.0–3.0 1.0–2.0 987 $2,065 $2.09 5d 103 0.23mi
2939 Maloof Dr Davenport, FL 3.0 2.5 1787 $2,050 $1.15 25d 1 0.24mi
1256 Draintree St Davenport, FL 3.0 2.5 1692 $2,275 $1.34 25d 1 0.24mi
2641 Olympic Ct Davenport, FL 3.0 2.5 1673 $2,000 $1.20 25d 1 0.28mi
2223 Tongass Bnd Davenport, FL 3.0 2.5 1673 $2,100 $1.26 5d 1 0.32mi
2312 Gifford Dr Davenport, FL 3.0 2.5 1789 $2,100 $1.17 25d 1 0.39mi
5308 Rocky Hawk Run Davenport, FL 3.0 2.0 1480 $2,150 $1.45 20d 1 0.41mi
188 Holly Village Dr Unit 188 Davenport, FL 4.0 2.5 1620 $2,000 $1.23 5d 1 0.43mi
188 Holly Village Dr Unit 189 Davenport, FL 3.0 2.5 1348 $2,100 $1.56 16d 1 0.43mi
3676 Rolling Ridge Bnd Davenport, FL 4.0 2.0 1824 $2,500 $1.37 20d 1 0.55mi
3294 Partington Blvd Unit 3294 Davenport, FL 4.0 2.0 1665 $2,150 $1.29 5d 1 0.65mi
544 Pinecrest Loop Davenport, FL 3.0 2.0 1435 $1,895 $1.32 5d 1 0.76mi
338 Pinecrest Loop Davenport, FL 3.0 2.0 1616 $2,000 $1.24 25d 1 0.79mi
2115 Palmer Rd Davenport, FL 2.0–3.0 2.5 1613 $2,395 $1.48 5d 19 0.87mi
107 Nicholson Dr Davenport, FL 3.0 2.0 1396 $2,000 $1.43 25d 1 0.88mi
113 Feltrim Reserve Blvd Davenport, FL 3.0 2.5 1672 $1,850 $1.11 25d 1 0.91mi
3445 Huntwicke Blvd Davenport, FL 4.0 2.0 1525 $1,995 $1.31 25d 1 0.94mi
141 Feltrim Reserve Blvd Davenport, FL 3.0 2.5 1672 $2,000 $1.20 15d 1 0.94mi
281 Feltrim Reserve Blvd Davenport, FL 3.0 2.5 1672 $1,900 $1.14 25d 1 0.97mi
768 Majesty Dr Davenport, FL 4.0 3.0 1531 $2,400 $1.57 25d 1 1.03mi
1831 Rock Elm Rd Davenport, FL 3.0 2.5 1463 $1,950 $1.33 23d 1 1.04mi
3025 Ascend Ridge Dr Davenport, FL 1.0–3.0 1.0–2.0 1172 $2,149 $1.83 5d 14 1.05mi
211 Aylesbury Ln Davenport, FL 4.0 2.0 1402 $2,500 $1.78 25d 1 1.05mi
1823 Rock Elm Rd Davenport, FL 3.0 2.5 1464 $2,050 $1.40 13d 1 1.05mi
636 Majesty Dr Davenport, FL 4.0 2.0 1446 $2,395 $1.66 16d 1 1.06mi
1824 Rock Elm Rd Davenport, FL 3.0 2.5 1464 $1,950 $1.33 20d 1 1.06mi

HOA detail

Monthly dues
$170 · $2,040/yr
Likely covers
pool

Listing history 3 events

  1. 2026-05-07
    status Pending
  2. 2026-04-29
    price $270,490
  3. 2026-04-17
    listed $275,490 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$25,862
− Mortgage interest
−$15,152
− Property taxes
−$4,057
− Insurance
−$1,352
− Repairs & maintenance
−$2,069
− Management
−$2,069
− HOA
−$2,040
− Depreciation
−$7,869
Taxable loss
−$8,747
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,099
After-tax cash flow
$-1,942/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Polk
NCES district ID
1201590
Math proficiency
39% ▼ -11.00%
Reading proficiency
43% ▼ -4.00%
Median HH income
$43,979
Composite
34.74/100
National rank
#5132
State rank
#62 of 73 in FL

Livability — Haines City

Score
74/100
State rank
#285
US rank
#4575

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment F Housing A+ Health & safety A+ User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Polk County · 740,051 people
City population
51,255
Metro
Lakeland-Winter Haven, FL
Population (ZIP)
47,389
Household income
$81,276
Rent vs Own
18.5% rent · 81.5% own
Severe rent burden
424.0

Population outlook (Polk County) Hauer SSP2

Today (2025)
752,975 people
By 2030
804,621 · +6.9%
By 2040
906,117 · +20.3%
By 2050
1,000,476 · +32.9%
By 2075
1,197,520 · +59.0%
By 2100
1,271,518 · +68.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.68)
Race & ethnicity
Hispanic / Latino 42% White 36% Two or more races 16% Black 15% Asian 2%
Hispanic origin (detail)
Mexican 7% Puerto Rican 22% Cuban 2% Dominican 1%
Common ancestry
Hispanic 5% Romanian 3% Lithuanian 1%
Foreign-born
18% · Canada, Jamaica
Languages at home
55% English-only · Spanish 35% French/Haitian/Cajun 6% Other Indo-European 2%

Political lean MEDSL · Polk

2024 margin
Strong R (+20.7) · D 39.2% · R 59.9%
2008→2024 swing
-14.6pp toward R · 2008: -6.1pp · 2024: -20.7pp
All cycles
2024: R+20.7 2020: R+14.4 2016: R+14.1 2012: R+6.8 2008: R+6.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -131.62%
Current HPI
256.8165
Rent YoY
▼ -2.73%
Metro
Lakeland-Winter Haven, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

-1.8% since first listed
3 events — show timeline
  • 2026-05-07 Pending Stellar MLS as Distributed by MLS Grid
  • 2026-04-29 Price Changed $270,490 Stellar MLS as Distributed by MLS Grid
  • 2026-04-17 Listed $275,490 Stellar MLS as Distributed by MLS Grid

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…