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3807 Old York Rd
C- Composite 54.3
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +21.2/30.0
  • ARV discount +11.6/15.0
  • DSCR +6.8/10.0
  • 1% rule +4.5/10.0
  • Livability +3.8/5.0
  • Rent growth +2.9/5.0
  • Condition / age +2.5/5.0
  • Schools +1.0/10.0
  • Appreciation +0.0/10.0

$199,997

3807 Old York Rd · Baltimore, MD 21218
3 bd · 2.0 ba · 1,220 sqft · Townhouse public records · 63 Days on market
Built 1926 1,075 sqft lot $164/sqft · 29% above area Est $220k · 9% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Seller is willing to assist with buyer closing costs with an acceptable offer, creating an excellent opportunity to reduce out-of-pocket expenses and make homeownership more affordable. Classic Baltimore townhome with modern comfort and unmatched city connectivity. Welcome to this pristine 2-story townhouse offering 3 bedrooms and 3 full baths, perfectly positioned in a vibrant Baltimore neighborhood just moments from everything you need. This classic brick townhome features bright, spacious living areas, a well-designed layout, and a move-in-ready feel following a complete renovation. The home is equipped with a sleek, efficient kitchen ready for your personal touch, while the upper level includes cozy bedrooms with ample storage. The finished walkout basement is perfect for a recreation room, home office, or guest suite. Major updates include a new HVAC system, updated electrical and plumbing, and a new roof for added peace of mind. The home also features new luxury vinyl plank flooring, granite countertops, and refreshed finishes throughout. Outdoor improvements feature a new deck, fence, and professional landscaping, creating inviting exterior spaces to enjoy. Situated near Greenmount Avenue and E 38th Street, you’ll enjoy quick access to major commuter routes, including I-83 and downtown Baltimore. Just minutes away, you’ll find Johns Hopkins University, Wyman Park, and Mullan Park, offering green spaces, walking paths, and outdoor recreation. If you're commuting, exploring local parks, or enjoying the surrounding community, this home delivers a balanced lifestyle with accessibility and comfort at its core. Some images may reflect virtual staging, to help showcase the home.

Key facts

  • Built 1926
  • Listed 63 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath townhouse listed at $200k.

Deal economics

  • At list price, monthly cash flow is $234 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $190k (5.2% below list).
  • Recommended offer: $188k (6.0% below list) — sets the bar for market timing.
  • Cap rate 8.0% vs local median 6.0% in Baltimore — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 76/100 on livability (#90 in MD, #3,396 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, housing A+; Watch: schools D, crime F.
  • Baltimore City Public Schools (urban): math 7% / reading 16% proficiency, ranked #24 of 24 in MD (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising (+1.6%/yr); 330 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 19d on market — plan ~3-4 weeks tenant-placement turnaround); 1,273 units permitted in Baltimore city in 2024 (1,104 in 5+ unit buildings).
  • This rent runs 36% of the median local income ($62k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Baltimore County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

  • It's been on market 63 days — a 6% lower offer ($188k) is reasonable based on typical stale-listing flexibility.
  • Current owner paid $30k; list at $200k implies a 567% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: flood insurance adds $56/mo; built in 1926 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: severe flood risk; major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $187,997 (6.0% below list)

Questions for the listing agent

  1. It's been on market 63 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Built in 1926 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.95%
Cap rate
8.03%
Cash-on-cash
6.21%
DSCR
1.28
GRM
8.8

CMA / ARV

ARV (median comp)
$220,144
List price
$199,997
Delta
-9.15%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
646 E 37th St 0.15mi 3/2.0 1,284 (+5%) 0mo $94,000 $73 84
608 Chestnut Hill Ave 0.11mi 2/1.0 (-1) 1,156 (-5%) 1mo $73,000 $63 77
827 Belgian Ave 0.36mi 3/2.0 1,260 (+3%) 2mo $130,000 $103 76
515 E 35th St 0.35mi 3/1.5 1,260 (+3%) 1mo $135,999 $108 76
604 E 35th St E 0.33mi 3/1.0 1,260 (+3%) 1mo $94,000 $75 75
739 Springfield Ave 0.39mi 3/1.0 1,160 (-5%) 2mo $125,000 $108 68
3633 Elkader Rd 0.32mi 2/1.5 (-1) 1,304 (+7%) 1mo $265,000 $203 66
3807 Elkader Rd 0.27mi 4/2.0 (+1) 1,352 (+11%) 0mo $235,000 $174 64
3825 Elkader Rd 0.26mi 4/2.0 (+1) 1,352 (+11%) 1mo $275,000 $203 64
3405 Greenway #302 0.64mi 2/1.5 (-1) 1,221 (+0%) 1mo $265,000 $217 62
609 Melville Ave 0.29mi 4/2.0 (+1) 1,364 (+12%) 1mo $120,000 $88 60
4100 N Charles St #1110 0.67mi 2/2.0 (-1) 1,363 (+12%) 0mo $339,000 $249 44

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.63% rent growth · sell at horizon

5-year hold
IRR
-10.0%
Equity multiple
0.64×
Total profit
$-20,110
Equity at exit
$29,820
10-year hold
IRR
-2.5%
Equity multiple
0.84×
Total profit
$-8,773
Equity at exit
$17,292

Cash invested: $55,999 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (CITY)
12 Strongly Tenant-Friendly
State Maryland
27 Tenant-Leaning · D+14
County
— inherits STATE
City Baltimore
12 Strongly Tenant-Friendly · D+58
Just-cause for tenancies > 1 yr.

ZIP-level market 21218

Rents YoY
1.6%
Active inventory
330
Price-to-rent
8.8×

Monthly cashflow live

Estimated rent
$1,897 high interval (Pro) →
Mortgage (P&I)
$1,049
Tax from tax record
$77 /mo · $918/yr
Insurance
$83
Flood insurance flood zone
−$56 /mo · $666/yr
HOA
$0
Vacancy / Maint / Mgmt
$398
Net cashflow
$234

Break-even live

Break-even rent $1,600
Max offer price $199,997
Occupancy floor 83%

Sensitivity live

Price -10% $347 -5% $291 +0% $234 +5% $178 +10% $121
Rent -10% $84 -5% $159 +0% $234 +5% $309 +10% $384
Rate -1.0pp $335 -0.5pp $285 base $234 +0.5pp $182 +1.0pp $130

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$49,999
Closing costs
$6,000
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
612 Chestnut Hill Ave Unit 1 Baltimore, MD 2.0 1.0 900 $1,999 $2.22 44d 1 0.12mi
3721 Ellerslie Ave Baltimore, MD 1.0–3.0 1.0–2.0 894 $1,603 $1.79 2d 1 0.14mi
721 E 36th St Unit Na Baltimore, MD 2.0 1.0 1156 $1,650 $1.43 44d 1 0.29mi
3529 Greenmount Ave Baltimore, MD 3.0 2.0 1316 $1,575 $1.20 44d 1 0.33mi
724 E 35th St Baltimore, MD 3.0 1.5 1368 $2,000 $1.46 15d 1 0.37mi
720 Springfield Ave Baltimore, MD 3.0 1.0 1160 $2,000 $1.72 44d 1 0.40mi
815 Gilrubin Ct Baltimore, MD 2.0 1.0 900 $1,695 $1.88 44d 1 0.42mi
956 Argonne Dr Baltimore, MD 1.0–2.0 1.0 662 $1,295 $1.95 5d 6 0.42mi
812 Nat Ct Apt 12 Baltimore, MD 2.0 1.0 900 $1,295 $1.44 44d 1 0.44mi
1040 E 33rd St Baltimore, MD 1.0–2.0 1.0–2.0 775 $1,525 $1.97 3d 10 0.51mi
4407 Old York Rd Baltimore, MD 3.0 1.5 1356 $1,574 $1.16 44d 1 0.54mi
4407 Old York Rd Baltimore, MD 3.0 1.5 1356 $1,574 $1.16 21d 1 0.54mi
3601 Greenway #101 Baltimore, MD 2.0 2.0 1470 $2,700 $1.84 5d 1 0.54mi
531 Willow Ave Unit Na Baltimore, MD 4.0 1.0 1300 $1,800 $1.38 21d 1 0.60mi
1 E University Pkwy Baltimore, MD 1.0–3.0 1.0–2.0 1045 $2,500 $2.39 5d 2 0.62mi
3501 Saint Paul St Baltimore, MD 3.0 1.0–2.5 916 $2,700 $2.95 2d 172 0.62mi
3221 Guilford Ave Apt A Baltimore, MD 3.0 1.5 1025 $2,925 $2.85 18d 1 0.66mi
835 E Cold Spring Ln Baltimore, MD 2.0 1.5 997 $1,400 $1.40 24d 1 0.67mi
616 Montpelier St Baltimore, MD 3.0 1.0 1150 $1,750 $1.52 11d 1 0.67mi
1504 Upshire Rd Unit 1E Baltimore, MD 2.0 1.0 1000 $1,400 $1.40 44d 1 0.68mi
3811 Canterbury Rd Baltimore, MD 2.0 1.0–2.0 975 $2,495 $2.56 13d 5 0.69mi
3130 Guilford Ave Apt B Baltimore, MD 2.0 1.0 700 $1,790 $2.56 18d 1 0.73mi
3126 Guilford Ave Apt A Baltimore, MD 2.0 1.0 700 $1,770 $2.53 4d 1 0.73mi
3201 Saint Paul St Baltimore, MD 1.0–2.0 1.5–2.0 1532 $3,200 $2.09 3d 1 0.74mi
3026 Mathews St Baltimore, MD 2.0 1.0 996 $1,350 $1.36 15d 1 0.75mi
3012 Mathews St Baltimore, MD 2.0 1.0 996 $1,100 $1.10 18d 1 0.77mi
1502 Fernley Rd Baltimore, MD 3.0 2.0 1350 $2,800 $2.07 44d 1 0.78mi
936 Montpelier St Baltimore, MD 2.0 1.0 1260 $1,450 $1.15 24d 1 0.79mi
105 W 39th St Baltimore, MD 2.0 1.0 753 $2,250 $2.99 5d 1 0.79mi
108 W 39th St Baltimore, MD 2.0 1.0–2.0 1350 $2,189 $1.62 4d 11 0.80mi
3221 The Alameda Unit 2 Baltimore, MD 2.0 1.0 750 $1,200 $1.60 24d 1 0.87mi
5001 Midwood Ave Apt 2A Baltimore, MD 2.0 1.0 750 $1,265 $1.69 44d 1 0.90mi
436 Ilchester Ave Unit 1 Baltimore, MD 2.0 2.0 1002 $1,350 $1.35 44d 1 0.91mi
1617 Argonne Dr Baltimore, MD 4.0 2.0 1200 $2,550 $2.12 44d 1 0.92mi
2821 Mathews St Unit 27-668 Baltimore, MD 2.0 1.0 730 $1,050 $1.44 24d 1 0.93mi
500 W University Pkwy Baltimore, MD 3.0 1.0–2.0 955 $3,020 $3.16 2d 60 0.94mi
402 E 28th St Baltimore, MD 3.0 1.0 1436 $2,200 $1.53 44d 1 0.96mi
1260 Rossiter Ave Baltimore, MD 2.0 1.0 710 $1,250 $1.76 2d 37 0.97mi
519 E 28th St Baltimore, MD 3.0 2.0 1500 $2,000 $1.33 5d 1 0.97mi
543 Chateau Ave Baltimore, MD 3.0 2.0 1152 $1,900 $1.65 5d 1 1.00mi

Listing history 11 events

  1. 2026-06-07
    status $199,997 Pending 63 DOM
  2. 2026-06-04
    days on market $199,997 Active 63 DOM
  3. 2026-06-03
    days on market $199,997 Active 62 DOM
  4. 2026-06-02
    days on market $199,997 Active 61 DOM
  5. 2026-06-01
    days on market $199,997 Active 60 DOM
  6. 2026-05-31
    days on market $199,997 Active 59 DOM
  7. 2026-04-24
    price $199,997 1719-char remark
    Show marketing remark (1719 chars)

    Seller is willing to assist with buyer closing costs with an acceptable offer, creating an excellent opportunity to reduce out-of-pocket expenses and make homeownership more affordable. Classic Baltimore townhome with modern comfort and unmatched city connectivity. Welcome to this pristine 2-story townhouse offering 3 bedrooms and 3 full baths, perfectly positioned in a vibrant Baltimore neighborhood just moments from everything you need. This classic brick townhome features bright, spacious living areas, a well-designed layout, and a move-in-ready feel following a complete renovation. The home is equipped with a sleek, efficient kitchen ready for your personal touch, while the upper level includes cozy bedrooms with ample storage. The finished walkout basement is perfect for a recreation room, home office, or guest suite. Major updates include a new HVAC system, updated electrical and plumbing, and a new roof for added peace of mind. The home also features new luxury vinyl plank flooring, granite countertops, and refreshed finishes throughout. Outdoor improvements feature a new deck, fence, and professional landscaping, creating inviting exterior spaces to enjoy. Situated near Greenmount Avenue and E 38th Street, you’ll enjoy quick access to major commuter routes, including I-83 and downtown Baltimore. Just minutes away, you’ll find Johns Hopkins University, Wyman Park, and Mullan Park, offering green spaces, walking paths, and outdoor recreation. If you're commuting, exploring local parks, or enjoying the surrounding community, this home delivers a balanced lifestyle with accessibility and comfort at its core. Some images may reflect virtual staging, to help showcase the home.

  8. 2026-04-16
    price $215,000 1719-char remark
    Show marketing remark (1719 chars)

    Seller is willing to assist with buyer closing costs with an acceptable offer, creating an excellent opportunity to reduce out-of-pocket expenses and make homeownership more affordable. Classic Baltimore townhome with modern comfort and unmatched city connectivity. Welcome to this pristine 2-story townhouse offering 3 bedrooms and 3 full baths, perfectly positioned in a vibrant Baltimore neighborhood just moments from everything you need. This classic brick townhome features bright, spacious living areas, a well-designed layout, and a move-in-ready feel following a complete renovation. The home is equipped with a sleek, efficient kitchen ready for your personal touch, while the upper level includes cozy bedrooms with ample storage. The finished walkout basement is perfect for a recreation room, home office, or guest suite. Major updates include a new HVAC system, updated electrical and plumbing, and a new roof for added peace of mind. The home also features new luxury vinyl plank flooring, granite countertops, and refreshed finishes throughout. Outdoor improvements feature a new deck, fence, and professional landscaping, creating inviting exterior spaces to enjoy. Situated near Greenmount Avenue and E 38th Street, you’ll enjoy quick access to major commuter routes, including I-83 and downtown Baltimore. Just minutes away, you’ll find Johns Hopkins University, Wyman Park, and Mullan Park, offering green spaces, walking paths, and outdoor recreation. If you're commuting, exploring local parks, or enjoying the surrounding community, this home delivers a balanced lifestyle with accessibility and comfort at its core. Some images may reflect virtual staging, to help showcase the home.

  9. 2026-04-02
    listed $235,000 Active 1719-char remark
    Show marketing remark (1719 chars)

    Seller is willing to assist with buyer closing costs with an acceptable offer, creating an excellent opportunity to reduce out-of-pocket expenses and make homeownership more affordable. Classic Baltimore townhome with modern comfort and unmatched city connectivity. Welcome to this pristine 2-story townhouse offering 3 bedrooms and 3 full baths, perfectly positioned in a vibrant Baltimore neighborhood just moments from everything you need. This classic brick townhome features bright, spacious living areas, a well-designed layout, and a move-in-ready feel following a complete renovation. The home is equipped with a sleek, efficient kitchen ready for your personal touch, while the upper level includes cozy bedrooms with ample storage. The finished walkout basement is perfect for a recreation room, home office, or guest suite. Major updates include a new HVAC system, updated electrical and plumbing, and a new roof for added peace of mind. The home also features new luxury vinyl plank flooring, granite countertops, and refreshed finishes throughout. Outdoor improvements feature a new deck, fence, and professional landscaping, creating inviting exterior spaces to enjoy. Situated near Greenmount Avenue and E 38th Street, you’ll enjoy quick access to major commuter routes, including I-83 and downtown Baltimore. Just minutes away, you’ll find Johns Hopkins University, Wyman Park, and Mullan Park, offering green spaces, walking paths, and outdoor recreation. If you're commuting, exploring local parks, or enjoying the surrounding community, this home delivers a balanced lifestyle with accessibility and comfort at its core. Some images may reflect virtual staging, to help showcase the home.

  10. 2026-03-25
    historical $235,000 1719-char remark
    Show marketing remark (1719 chars)

    Seller is willing to assist with buyer closing costs with an acceptable offer, creating an excellent opportunity to reduce out-of-pocket expenses and make homeownership more affordable. Classic Baltimore townhome with modern comfort and unmatched city connectivity. Welcome to this pristine 2-story townhouse offering 3 bedrooms and 3 full baths, perfectly positioned in a vibrant Baltimore neighborhood just moments from everything you need. This classic brick townhome features bright, spacious living areas, a well-designed layout, and a move-in-ready feel following a complete renovation. The home is equipped with a sleek, efficient kitchen ready for your personal touch, while the upper level includes cozy bedrooms with ample storage. The finished walkout basement is perfect for a recreation room, home office, or guest suite. Major updates include a new HVAC system, updated electrical and plumbing, and a new roof for added peace of mind. The home also features new luxury vinyl plank flooring, granite countertops, and refreshed finishes throughout. Outdoor improvements feature a new deck, fence, and professional landscaping, creating inviting exterior spaces to enjoy. Situated near Greenmount Avenue and E 38th Street, you’ll enjoy quick access to major commuter routes, including I-83 and downtown Baltimore. Just minutes away, you’ll find Johns Hopkins University, Wyman Park, and Mullan Park, offering green spaces, walking paths, and outdoor recreation. If you're commuting, exploring local parks, or enjoying the surrounding community, this home delivers a balanced lifestyle with accessibility and comfort at its core. Some images may reflect virtual staging, to help showcase the home.

  11. 1983-07-19
    soldstatus $30,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MD · Partial reset (capped growth)

Current annual tax
$918 · $77/mo
Projected year-2 tax
$1,549 · $129/mo
Expected delta
+$631/yr (+$53/mo · 68.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 8/10 Severe FEMA zone X (unshaded) · 99% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 7/10 Severe 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 6 unhealthy d/yr today · 7 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$22,762
− Mortgage interest
−$11,203
− Property taxes
−$918
− Insurance
−$1,666
− Repairs & maintenance
−$1,821
− Management
−$1,821
− Depreciation
−$5,818
Taxable loss
−$486
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$117
After-tax cash flow
$2,928/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Baltimore City Public Schools
NCES district ID
2400090
Math proficiency
7% ▼ -9.00%
Reading proficiency
16% ▼ -5.00%
Median HH income
$42,108
Composite
10.08/100
National rank
#9805
State rank
#24 of 24 in MD

Livability — Baltimore

Score
76/100
State rank
#90
US rank
#3396

Category grades

Amenities A+ Commute A+ Cost of living A- Crime F Employment C Housing A+ Health & safety A+ User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Baltimore, MD
County
Baltimore City · 558,601 people
City population
588,727
Metro
Baltimore-Columbia-Towson, MD
Population (ZIP)
44,014
Household income
$62,488
Rent vs Own
51.9% rent · 48.1% own
Severe rent burden
2564.0

Population outlook (Baltimore County) Hauer SSP2

Today (2025)
624,249 people
By 2030
621,541 · -0.4%
By 2040
609,756 · -2.3%
By 2050
597,249 · -4.3%
By 2075
552,236 · -11.5%
By 2100
513,934 · -17.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.58)
Race & ethnicity
Black 60% White 26% Two or more races 6% Hispanic / Latino 5% Asian 5%
Hispanic origin (detail)
Common ancestry
Romanian 2% Italian 1% Scotch-Irish 1%
Foreign-born
10% · Canada, China, South Korea
Languages at home
87% English-only · Spanish 4% French/Haitian/Cajun 2% Chinese 2%

Political lean MEDSL · Baltimore

2024 margin
Solid D (+73.0) · D 85.2% · R 12.2% · Other 2.6%
2008→2024 swing
-2.5pp toward R · 2008: 75.5pp · 2024: 73.0pp
All cycles
2024: D+73.0 2020: D+76.6 2016: D+74.6 2012: D+76.4 2008: D+75.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -463.14%
Current HPI
292.3986
Rent YoY
▲ 1.63%
Metro
Baltimore-Columbia-Towson, MD
State GDP YoY
▲ 2.97%
F500 in state
12

Industry mix (Fortune 500 HQ in MD)

Industry F500 HQs Revenue

Price history

+566.7% since first listed
5 events — show timeline
  • 2026-04-24 Price Changed $199,997 BRIGHT MLS
  • 2026-04-16 Price Changed $215,000 BRIGHT MLS
  • 2026-04-02 Listed $235,000 BRIGHT MLS
  • 2026-03-25 Coming Soon $235,000 BRIGHT MLS
  • 1983-07-19 Sold (Public Records) $30,000 Public Records

Property tax history

-6.2%/yr

Latest (2025): $918 · -65.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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