211 White Ave · Arbyrd, MO 63821

$67,000

2 bd · 1.0 ba · 820 sqft · Other public records · 14 Days on market

Built 1955 0.34 ac lot

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +7.5/15.0
• Appreciation +3.8/10.0
• Livability +2.8/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Schools +2.3/10.0

Listing remarks

This charming bungalow style home presents a genuine opportunity for investors and owner-occupants ready to unlock its potential. Priced to move, it offers solid bones and room for vision—whether you're planning a renovation project, building equity, or adding to your rental portfolio. The home features 2 bedrooms and 1 bathroom, providing a straightforward layout. An open living room creates flexible space for entertaining or everyday living. Outside, a spacious backyard offers room for expansion, outdoor projects, or future improvements. A detached storage shed provides practical storage for tools, equipment, or seasonal items—a valuable asset for any investor or homeowner. Th

Key facts

• Spacious backyard
• Bungalow style home
• 0.34 acre lot

Tags

• BUNGALOW STYLE HOME
• SPACIOUS BACKYARD
• DETACHED STORAGE SHED

Property features AI

Exterior

• Utilities: Public water; Public sewer; Electricity connected (220 volts); Natural gas available
• Home design: Single-family residence; One story
• Construction: Vinyl siding
• Exterior features: City lot; Lot dimensions approximately 100 x 150

Interior

• Bedrooms: 2 bedrooms (both on the main level)
• Bathrooms: 1 full bathroom (on the main level)
• Heating & cooling: Natural gas heating; Ceiling fan(s) cooling; Other heating and cooling features
• Interior features: Ceiling fan(s)

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath other listed at $67k.

Deal economics

• At list price, monthly cash flow is $365 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $67k).

Location & tenants

• Location reads 56/100 on livability (#675 in MO) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+; Watch: health & safety C-, crime F, amenities F.
• Southland C-9 (rural): math 20% / reading 30% proficiency, ranked #494 of 535 in MO (top 92%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 67% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: Southland Elem. (math 5% / reading 5%, grade F, #1,072 of 1,115 statewide, top 98%, 148 students, 98% FRL); Southland High (math 12% / reading 27%, grade F, #478 of 521 statewide, top 92%, 101 students, 97% FRL) — zoned schools average 98% FRL vs 67% district-wide (31 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Zoned-school proficiency averages 12% at this address vs 25% district-wide (-13 pts) — the specific schools serving this property underperform the Southland C-9 average; the district grade overstates school quality for this exact location.
• Market conditions: 1 active listings in the ZIP; 30 units permitted in Dunklin County in 2024 (0 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-2.4%/yr); year-one equity from $463 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
• Dunklin County population projected at -22% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (-2.4% appreciation + 3.0% rent growth), your $19k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

• Only 14 days on market — expect competitive offers; lowballing is unlikely to land.
• 4 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: flood insurance adds $192/mo; built in 1955 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: in FEMA flood zone AH (mandatory federal flood insurance); extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $67,000

Questions for the listing agent

1. Built in 1955 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.80% ✓
• Cap rate: 16.28%
• Cash-on-cash: 35.66%
• DSCR: 2.59
• GRM: 4.6

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-2.38% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 18.1%
• Equity multiple: 1.76×
• Total profit: $14,244
• Equity at exit: $11,861

10-year hold

• IRR: 25.6%
• Equity multiple: 3.36×
• Total profit: $44,262
• Equity at exit: $9,059

Cash invested: $18,760 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 81 Strongly Landlord-Friendly
• State Missouri: 81 Strongly Landlord-Friendly · R+10
• County: — inherits STATE
• City: — inherits STATE

Generally landlord-friendly; St Louis has some habitability requirements.

Methodology + full state rankings →

ZIP-level market 63821

• Home prices YoY: -3.3%
• Active inventory: 1
• Price-to-rent: 4.6×

Monthly cashflow live

• Estimated rent: $1,206 medium
• Mortgage (P&I): −$351
• Tax from tax record: −$16 /mo · $194/yr
• Insurance: −$28
• Flood insurance flood zone: −$192 /mo · $2,309/yr
• HOA: −$0
• Vacancy / Maint / Mgmt: −$253
• Net cashflow: $365

Break-even live

Break-even rent $744

Max offer price $67,000

Occupancy floor 65%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $16,750
• Closing costs: $2,010
• Reserves months: —
• Total cash needed: —

Listing history 11 events

1. 2026-06-19
   days on market $67,000 Active 14 DOM
2. 2026-06-18
   days on market $67,000 Active 13 DOM
3. 2026-06-17
   days on market $67,000 Active 12 DOM
4. 2026-06-16
   days on market $67,000 Active 11 DOM
5. 2026-06-15
   days on market $67,000 Active 10 DOM
6. 2026-06-14
   days on market $67,000 Active 8 DOM
7. 2026-06-12
   days on market $67,000 Active 7 DOM
8. 2026-06-09
   days on market $67,000 Active 4 DOM
9. 2026-06-08
   days on market $67,000 Active 3 DOM
10. 2026-06-07
    remarks 687-char remark
11. 2026-06-07
    listed $67,000 Active 2 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MO · Resets to sale price

• Current annual tax: $194 · $16/mo
• Projected year-2 tax: $650 · $54/mo
• Expected delta: +$456/yr (+$38/mo · 234.6%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone AH · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 6/10 Major 7 d/yr ≥109°F today · 20 d/yr by 30 yrs out
• 💨 Wind 4/10 Moderate 9% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $14,474
• − Mortgage interest: −$3,753
• − Property taxes: −$194
• − Insurance: −$2,644
• − Repairs & maintenance: −$1,158
• − Management: −$1,158
• − Depreciation: −$1,949
• Taxable income: $3,618
• Est. tax owed @ 24.0%: −$868
• After-tax cash flow: $3,512/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Southland C-9
• NCES district ID: 2928620
• Math proficiency: 20% ▬ 0.00%
• Reading proficiency: 30% ▼ -5.00%
• Median HH income: $29,586
• Composite: 23.13/100
• National rank: #13345
• State rank: #494 of 535 in MO

Livability — Arbyrd

• Score: 56/100
• State rank: #675
• US rank: #22405

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D- Housing A+ Health & safety C- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Arbyrd, MO
• City population: 627
• Population (ZIP): 627

Population outlook (Dunklin County) Hauer SSP2

• Today (2025): 28,599 people
• By 2030: 27,230 · -4.8%
• By 2040: 24,696 · -13.6%
• By 2050: 22,402 · -21.7%
• By 2075: 17,776 · -37.8%
• By 2100: 13,890 · -51.4%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (70%)
• Race & ethnicity: White 70% Two or more races 23% Hispanic / Latino 22%
• Hispanic origin (detail): Mexican 22%
• Common ancestry: Scotch-Irish 4% Slovak 4% Iranian 2%
• Foreign-born: 9% · Canada
• Languages at home: 84% English-only · Spanish 16%

Political lean MEDSL · Dunklin

• 2024 margin: Solid R (+61.8) · D 18.8% · R 80.5%
• 2008→2024 swing: -40.5pp toward R · 2008: -21.3pp · 2024: -61.8pp
• All cycles: 2024: R+61.8 2020: R+57.0 2016: R+53.6 2012: R+30.2 2008: R+21.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -2.38%
• Current HPI: 70.1107
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.84%
• F500 in state: 20

Industry mix (Fortune 500 HQ in MO)

Industry	F500 HQs	Revenue
▸Healthcare	1	$163B
▸Insurance	1	$21B
▸Industrial Technology	1	$17B
▸Retail	1	$16B
▸Industrial Distribution	1	$10B
▸Utilities	1	$9B

Price history

+35.4% since first listed

9 events — show timeline

• 2026-06-05 Listed $67,000 MARIS as Distributed by MLS Grid
• 2025-05-13 Listing Removed — CARMLS
• 2024-11-01 Relisted — CARMLS
• 2024-11-01 Listing Removed — CARMLS
• 2023-10-16 Listed $48,000 CARMLS
• 2023-06-06 Listing Removed — CARMLS
• 2022-09-10 Price Changed $48,000 CARMLS
• 2022-07-03 Listed $49,500 CARMLS
• 2001-06-06 Sold (Public Records) — Public Records

Property tax history

+3.2%/yr

Latest (2025): $194 · +1.2% YoY. Source: county tax records.