1110 Maria Dr · Jackson, MS 39204

$95,000

3 bd · 1.5 ba · 1,456 sqft · SingleFamily public records · 122 Days on market

Built 1961 0.32 ac lot $65/sqft · 62% above area

---

Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +27.9/30.0
• Appreciation +10.0/10.0
• DSCR +9.9/10.0
• 1% rule +7.7/10.0
• ARV discount +7.5/15.0
• Rent growth +5.0/5.0
• Livability +3.4/5.0
• Condition / age +2.5/5.0
• Schools +1.1/10.0

Listing remarks MLS

Two great tenant-occupied properties available! These properties are listed and priced separately, but can be sold together as a magnificent win or sold individually as their own unique gems. This property was recently remodeled and is currently cash flowing! You heard me right! An investor's dream is exactly what you can expect as this property will generate cash from day one and offers low maintenance. This home is in great condition and would make an easily manageable property to add to your portfolio. An investment property that's appeasing to the owner and tenant is a win-win! With a nice-sized corner lot and an attached covered carport, this property has the potential to make for a long-term tenant. Inside, you will find a nice, open kitchen with a versatile dining area allowing this property to fit as a top option for a tenant with a small or large family. Along with a quaint living room at the front of the home is also a large den allowing room for the tenant to arrange a large living room or a space for versatile use. Each bedroom offers ample room and closet space. The full bathroom and half bathroom offer convenience appreciated by any family. With a large backyard, there are many reasons this property is fit the perfect investment, as well as a satisfied long-term tenant. Happy tenants in live here, but please call to schedule an appointment to check it out for yourself! If interested in both properties, please call for details.

Key facts

• 0.32 acre lot
• 2 parking spots
• Built 1961

What this means for you Summary

Snapshot

• This is a 3-bed/1.5-bath single-family listed at $95k.

Deal economics

• At list price, monthly cash flow is $293 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $95k).
• Recommended offer: $84k (12.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 68/100 on livability (#66 in MS) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: schools F, amenities F, employment F.
• Jackson Public School District (urban): math 9% / reading 18% proficiency, ranked #112 of 130 in MS (top 86%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 88% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents rising fast (+13.6%/yr); 121 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 40% of comp listings sitting > 30 days — soft ceiling on asking rent; lower-income renter base — watch delinquency; 167 units permitted in Hinds County in 2024 (0 in 5+ unit buildings).
• At $1,210/mo this rent would consume 48% of the median local household income ($30k/yr) (locally 1099% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• In year one you build about $10k of equity ($657 loan paydown + $10k appreciation (10.0% local appreciation)).
• Hinds County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
• At projected returns (10.0% appreciation + 8.0% rent growth), your $27k cash investment doubles in ~2 years — after that, you're playing with house money.
• By year 4, paydown + projected appreciation supports a ~$36k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 122 days — a 12% lower offer ($84k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 25y ago; this cycle's ask has dropped $10k (10%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $83,600 (12.0% below list)

Questions for the listing agent

1. It's been on market 122 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1961 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.27% ✓
• Cap rate: 9.99%
• Cash-on-cash: 13.20%
• DSCR: 1.59
• GRM: 6.5

CMA / ARV

• ARV (median comp): $58,778
• List price: $95,000
• Delta: 61.63%
• Verdict: OVERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
2646 Revere St	0.29mi	3/1.0	1,360 (-7%)	0mo	$30,000	$22	73
2813 Marydale Dr	0.46mi	3/1.5	1,500 (+3%)	2mo	$34,999	$23	72
1351 Dorgan St	0.23mi	3/1.0	1,328 (-9%)	8mo	$49,000	$37	66
2081 Shady Lane Dr	0.53mi	3/2.0	1,420 (-2%)	4mo	$12,000	$8	66
1941 Catalina Dr	0.71mi	3/1.5	1,458 (+0%)	1mo	$85,000	$58	66
931 Stuart St	0.44mi	3/2.0	1,363 (-6%)	3mo	$32,500	$24	64
1136 Killarney St	0.30mi	4/2.0 (+1)	1,608 (+10%)	2mo	$45,500	$28	60
404 Mcdowell Park Cir	0.55mi	3/1.5	1,358 (-7%)	4mo	$99,000	$73	60
837 Combs St	0.64mi	4/2.0 (+1)	1,408 (-3%)	1mo	$15,500	$11	57
1945 Camellia Ln	0.71mi	3/2.0	1,525 (+5%)	5mo	$62,900	$41	53
3007 Oak Forest Dr	0.69mi	4/2.0 (+1)	1,520 (+4%)	6mo	$99,700	$66	49
1776 Wood Glen Dr	0.72mi	3/2.0	1,309 (-10%)	5mo	$39,900	$30	43

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold

• IRR: 36.4%
• Equity multiple: 3.89×
• Total profit: $76,787
• Equity at exit: $85,584

10-year hold

• IRR: 33.2%
• Equity multiple: 9.55×
• Total profit: $227,352
• Equity at exit: $184,564

Cash invested: $26,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Mississippi: 90 Strongly Landlord-Friendly · R+11
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; very landlord-favorable; no rent control.

Methodology + full state rankings →

ZIP-level market 39204

• Home prices YoY: 8.0%
• Rents YoY: 13.6%
• Active inventory: 121
• Price-to-rent: 6.5×

Monthly cashflow live

• Estimated rent: $1,210 high
• Mortgage (P&I): −$498
• Tax from tax record: −$125 /mo · $1,502/yr
• Insurance: −$40
• HOA: −$0
• Vacancy / Maint / Mgmt: −$254
• Net cashflow: $293

Break-even live

Break-even rent $839

Max offer price $95,000

Occupancy floor 71%

Sensitivity live

Price	-10% $346	-5% $319	+0% $293	+5% $266	+10% $239
Rent	-10% $197	-5% $245	+0% $293	+5% $340	+10% $388
Rate	-1.0pp $340	-0.5pp $317	base $293	+0.5pp $268	+1.0pp $243

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $23,750
• Closing costs: $2,850
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1126 Barbara Ann Dr Jackson, MS	3.0	1.0	1343	$1,000	$0.74	14d	1	0.12mi
1126 Barbara Ann Dr Jackson, MS	3.0	1.0	1343	$1,000	$0.74	44d	1	0.12mi
2732 Woodside Dr Jackson, MS	4.0	2.0	1566	$1,050	$0.67	24d	1	0.24mi
2694 Woodside Dr Jackson, MS	3.0	1.0	1509	$1,075	$0.71	14d	1	0.24mi
2694 Woodside Dr Jackson, MS	3.0	1.0	1509	$1,075	$0.71	24d	1	0.24mi
2242 Castle Hill Dr Jackson, MS	4.0	2.0	1500	$1,475	$0.98	14d	1	0.30mi
2242 Castle Hill Dr Jackson, MS	4.0	2.0	1500	$1,475	$0.98	24d	1	0.30mi
2729 Carleton St Jackson, MS	4.0	2.0	1666	$1,575	$0.95	14d	1	0.32mi
1513 Maria Dr Jackson, MS	3.0	2.0	1120	$1,200	$1.07	14d	1	0.33mi
1513 Maria Dr Jackson, MS	3.0	2.0	1120	$1,200	$1.07	24d	1	0.33mi
2873 Teresa Dr Jackson, MS	3.0	1.0	1100	$1,100	$1.00	44d	1	0.52mi
843 Reaves St Jackson, MS	3.0	2.0	1408	$1,084	$0.77	44d	1	0.57mi
427 McDowell Park Cir Jackson, MS	3.0	1.5	1308	$1,200	$0.92	14d	1	0.59mi
2786 Brookwood Dr Jackson, MS	3.0	1.0	1003	$1,100	$1.10	44d	1	0.62mi
2858 Fairhill Dr Jackson, MS	2.0	1.0	900	$825	$0.92	44d	1	0.64mi
1223 Marydale Dr Jackson, MS	3.0	1.0	1300	$950	$0.73	44d	1	0.66mi
3030 Oak Forest Dr Jackson, MS	3.0	2.0	1200	$1,100	$0.92	14d	1	0.70mi
3030 Oak Forest Dr Jackson, MS	3.0	1.5	1200	$1,100	$0.92	44d	1	0.70mi
2904 Marwood Dr Jackson, MS	3.0	2.0	1554	$1,250	$0.80	24d	1	0.75mi
3020 Lakewood Dr Jackson, MS	4.0	2.0	1600	$1,150	$0.72	24d	1	0.78mi
3147 Bilgray Dr Jackson, MS	3.0	2.0	1850	$1,306	$0.71	44d	1	0.84mi
3122 Oak Forest Dr Jackson, MS	3.0	2.0	1421	$1,100	$0.77	44d	1	0.84mi
3049 Lakewood Dr Jackson, MS	3.0	1.0	1200	$975	$0.81	44d	1	0.85mi
125 Wingfield Ct Unit NA Jackson, MS	4.0	2.0	1797	$1,650	$0.92	24d	1	0.86mi
3152 Bilgray Dr Jackson, MS	3.0	1.5	1200	$1,100	$0.92	14d	1	0.86mi
3151 Shirley Dr Jackson, MS	4.0	2.0	1474	$1,306	$0.89	14d	1	0.90mi
3162 Oak Forest Dr Jackson, MS	3.0	1.5	1280	$1,236	$0.97	44d	1	0.91mi
2401 Coronet Pl Jackson, MS	3.0	1.0	1200	$1,400	$1.17	24d	1	0.96mi
1219 Woody Dr Jackson, MS	3.0	1.0	1058	$1,150	$1.09	24d	1	0.99mi
2915 Longwood Dr Jackson, MS	3.0	2.0	1800	$1,400	$0.78	24d	1	1.02mi
1848 Willaneel Dr Jackson, MS	4.0	2.0	1623	$1,100	$0.68	14d	1	1.03mi
1533 Raymond Rd Jackson, MS	2.0	1.0	1135	$1,010	$0.89	44d	1	1.05mi
316 Woody Dr Jackson, MS	3.0	1.0	1185	$1,250	$1.05	44d	1	1.13mi
316 Woody Dr Jackson, MS	3.0	1.0	1185	$1,250	$1.05	14d	1	1.13mi
2808 Ridgeland Dr Jackson, MS	3.0	2.0	1606	$1,600	$1.00	44d	1	1.13mi
1805 Hospital Dr Jackson, MS	3.0	2.0	1335	$1,050	$0.79	14d	1	1.14mi
225 W McDowell Rd Jackson, MS	1.0–3.0	1.0–2.0	900	$1,200	$1.33	44d	18	1.18mi
201 W Santa Clair St Jackson, MS	2.0	1.0	1182	$950	$0.80	24d	1	1.20mi
201 W Santa Clair St Jackson, MS	2.0	1.0	1182	$950	$0.80	14d	1	1.20mi
267 Woody Dr Jackson, MS	3.0	1.5	1165	$1,100	$0.94	44d	1	1.20mi

Listing history 35 events

1. 2026-06-18
   days on market $95,000 Active 122 DOM
2. 2026-06-17
   days on market $95,000 Active 121 DOM
3. 2026-06-16
   days on market $95,000 Active 120 DOM
4. 2026-06-15
   days on market $95,000 Active 119 DOM
5. 2026-06-14
   days on market $95,000 Active 117 DOM
6. 2026-06-13
   days on market $95,000 Active 116 DOM
7. 2026-06-10
   days on market $95,000 Active 114 DOM
8. 2026-06-09
   days on market $95,000 Active 113 DOM
9. 2026-06-08
   days on market $95,000 Active 112 DOM
10. 2026-06-07
    days on market $95,000 Active 111 DOM
11. 2026-06-05
    days on market $95,000 Active 108 DOM
12. 2026-06-03
    days on market $95,000 Active 107 DOM
13. 2026-06-02
    days on market $95,000 Active 106 DOM
14. 2026-06-01
    pricedays on market $95,000 Active 105 DOM
15. 2026-05-31
    days on market $105,000 Active 104 DOM
16. 2026-05-30
    days on market $105,000 Active 103 DOM
17. 2026-02-16
    listed $105,000 Active 1464-char remark

    Show marketing remark (1464 chars)

    Two great tenant-occupied properties available! These properties are listed and priced separately, but can be sold together as a magnificent win or sold individually as their own unique gems. This property was recently remodeled and is currently cash flowing! You heard me right! An investor's dream is exactly what you can expect as this property will generate cash from day one and offers low maintenance. This home is in great condition and would make an easily manageable property to add to your portfolio. An investment property that's appeasing to the owner and tenant is a win-win! With a nice-sized corner lot and an attached covered carport, this property has the potential to make for a long-term tenant. Inside, you will find a nice, open kitchen with a versatile dining area allowing this property to fit as a top option for a tenant with a small or large family. Along with a quaint living room at the front of the home is also a large den allowing room for the tenant to arrange a large living room or a space for versatile use. Each bedroom offers ample room and closet space. The full bathroom and half bathroom offer convenience appreciated by any family. With a large backyard, there are many reasons this property is fit the perfect investment, as well as a satisfied long-term tenant. Happy tenants in live here, but please call to schedule an appointment to check it out for yourself! If interested in both properties, please call for details.

18. 2023-10-19
    soldstatus Closed 42-char remark

    Show marketing remark (42 chars)

    3 bed/2 bath fixer in need of an overhaul.

19. 2023-10-19
    soldstatus

    Show marketing remark (42 chars)

    3 bed/2 bath fixer in need of an overhaul.

20. 2023-10-03
    status Pending 42-char remark

    Show marketing remark (42 chars)

    3 bed/2 bath fixer in need of an overhaul.

21. 2023-09-27
    price $15,000 42-char remark

    Show marketing remark (42 chars)

    3 bed/2 bath fixer in need of an overhaul.

22. 2023-09-13
    price $20,000 42-char remark

    Show marketing remark (42 chars)

    3 bed/2 bath fixer in need of an overhaul.

23. 2023-09-06
    price $25,000 42-char remark

    Show marketing remark (42 chars)

    3 bed/2 bath fixer in need of an overhaul.

24. 2023-06-28
    price $29,000 42-char remark

    Show marketing remark (42 chars)

    3 bed/2 bath fixer in need of an overhaul.

25. 2023-06-23
    price $35,000 42-char remark

    Show marketing remark (42 chars)

    3 bed/2 bath fixer in need of an overhaul.

26. 2023-04-27
    price $40,000 42-char remark

    Show marketing remark (42 chars)

    3 bed/2 bath fixer in need of an overhaul.

27. 2023-04-20
    price $50,000 42-char remark

    Show marketing remark (42 chars)

    3 bed/2 bath fixer in need of an overhaul.

28. 2023-03-17
    listed $55,000 Active 42-char remark

    Show marketing remark (42 chars)

    3 bed/2 bath fixer in need of an overhaul.

29. 2021-10-01
    historical
30. 2014-07-25
    soldstatus
31. 2014-07-24
    soldstatus
32. 2014-06-06
    listed $28,000
33. 2001-12-21
    listed $36,000
34. 1994-04-04
    soldstatus
35. 1993-08-20
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MS · Resets to sale price

• Current annual tax: $1,502 · $125/mo
• Projected year-2 tax: $1,502 · $125/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (shaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 7/10 Severe 7 d/yr ≥108°F today · 18 d/yr by 30 yrs out
• 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $14,514
• − Mortgage interest: −$5,321
• − Property taxes: −$1,502
• − Insurance: −$475
• − Repairs & maintenance: −$1,161
• − Management: −$1,161
• − Depreciation: −$2,764
• Taxable income: $2,130
• Est. tax owed @ 24.0%: −$511
• After-tax cash flow: $3,000/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Jackson Public School District
• NCES district ID: 2802190
• Math proficiency: 9% ▼ -14.00%
• Reading proficiency: 18% ▼ -7.00%
• Median HH income: $33,234
• Composite: 10.89/100
• National rank: #9755
• State rank: #112 of 130 in MS

Livability — Jackson

• Score: 68/100
• State rank: #66
• US rank: #9695

Category grades

Amenities F Commute A+ Cost of living A+ Crime C Employment F Housing A+ Health & safety F User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Jackson, MS
• County: Hinds County · 167,040 people
• City population: 140,204
• Metro: Jackson, MS
• Population (ZIP): 13,249
• Household income: $30,237
• Rent vs Own: 66.3% rent · 33.7% own
• Severe rent burden: 1099.0

Population outlook (Hinds County) Hauer SSP2

• Today (2025): 242,528 people
• By 2030: 241,113 · -0.6%
• By 2040: 235,557 · -2.9%
• By 2050: 226,946 · -6.4%
• By 2075: 199,995 · -17.5%
• By 2100: 164,165 · -32.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (90%)
• Race & ethnicity: Black 90% White 5% Two or more races 4% Hispanic / Latino 3%
• Foreign-born: 2% · Canada
• Languages at home: 97% English-only · Spanish 2%

Political lean MEDSL · Hinds

• 2024 margin: Solid D (+46.1) · D 72.4% · R 26.3% · Other 1.4%
• 2008→2024 swing: +7.1pp toward D · 2008: 39.0pp · 2024: 46.1pp
• All cycles: 2024: D+46.1 2020: D+48.3 2016: D+43.7 2012: D+45.1 2008: D+39.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 17.25%
• Current HPI: 233.9061
• Rent YoY: ▲ 13.56%
• Metro: Jackson, MS
• State GDP YoY: —
• F500 in state: 0

Price history

+191.7% since first listed

19 events — show timeline

• 2026-02-16 Listed $105,000 MLSU
• 2023-10-19 Sold (Public Records) — Public Records
• 2023-10-19 Sold (MLS) — MLSU
• 2023-10-03 Pending — MLSU
• 2023-09-27 Price Changed $15,000 MLSU
• 2023-09-13 Price Changed $20,000 MLSU
• 2023-09-06 Price Changed $25,000 MLSU
• 2023-06-28 Price Changed $29,000 MLSU
• 2023-06-23 Price Changed $35,000 MLSU
• 2023-04-27 Price Changed $40,000 MLSU
• 2023-04-20 Price Changed $50,000 MLSU
• 2023-03-17 Listed $55,000 MLSU
• 2021-10-01 Listing Removed — MLSU
• 2014-07-25 Sold (MLS) — MLSU
• 2014-07-24 Sold (Public Records) — Public Records
• 2014-06-06 Listed $28,000 MLSU
• 2001-12-21 Listed $36,000 MLSU
• 1994-04-04 Sold (Public Records) — Public Records
• 1993-08-20 Sold (Public Records) — Public Records

Property tax history

+1.2%/yr

Latest (2025): $1,502 · +3.2% YoY. Source: county tax records.