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604 Winkler Ave
D- Composite 35.49
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.2/30.0
  • DSCR +4.7/10.0
  • Rent growth +4.0/5.0
  • 1% rule +3.7/10.0
  • Livability +3.2/5.0
  • Condition / age +2.5/5.0
  • Schools +2.3/10.0
  • ARV discount +0.0/15.0
  • Appreciation +0.0/10.0

$155,000

604 Winkler Ave · Louisville, KY 40208
3 bd · 1.0 ba · 1,112 sqft · SingleFamily · 110 Days on market
Built 1905 3,794 sqft lot Est $131k · 18% over

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Here is a great opportunity to get a 3 bedroom home with many updates - brand new A/C, new kitchen, new carpet, fresh paint! Investors are going to want to snatch this one up! Located near the University of Louisville, this is your chance to secure solid rental income for years to come. But not just investors! The shotgun style home with front, side, and rear entrances allows for a lot of versatility in how the 1100+ square feet are allocated for living and bedroom space. Can't beat the price for a house in such good shape! This may be perfect for the first-time homebuyer or a growing family. Come see it before it's under contract!

Key facts

  • New ac unit
  • Off street parking
  • New roof

Tags

NEW ROOFNEW AC UNITFULL PRIVACY FENCED YARDOFF STREET PARKING

Property features AI

Finance

  • HOA & community: No association fee; No monthly maintenance

Exterior

  • Utilities: Electricity connected; Natural gas available
  • Home design: Single-family residence (Shotgun style); 1 story
  • Construction: Built in 1905; Vinyl siding with wood frame construction; Shingle roof; Crawl space foundation
  • Exterior features: Privacy wood fencing enclosing the yard; Sidewalk

Interior

  • Kitchen: Kitchen on the first floor; Dining room on the first floor
  • Bedrooms: 3 bedrooms, all on the first floor; Primary bedroom on the first floor
  • Bathrooms: 1 full bathroom on the first floor
  • Heating & cooling: Forced air heating (natural gas); Central air conditioning
  • Interior features: 5 total rooms; 3 closets; Cellar basement
  • Laundry & utility: First-floor laundry

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $155k.

Deal economics

  • At list price, monthly cash flow is $53 ($636/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $134k (13.4% below list).
  • Recommended offer: $134k (13.4% below list) — sets the bar for 1% rule.
  • Cap rate 6.7% vs local median 5.0% in Louisville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 63/100 on livability (#333 in KY) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: employment C-, health & safety D+, schools D-.
  • Jefferson County (urban): math 19% / reading 35% proficiency, ranked #121 of 165 in KY (top 73%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: Rents rising fast (+6.1%/yr); 76 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 2,836 units permitted in Jefferson County in 2024 (1,558 in 5+ unit buildings).
  • This rent runs 41% of the median local income ($40k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Jefferson County population projected at +13% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 110 days — a 9% lower offer ($141k) is reasonable based on typical stale-listing flexibility.
  • 7 sale attempts since 25y ago; this cycle's ask has dropped $20k (11%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $85k; list at $155k implies a 82% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1905 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $134,206 (13.4% below list)

Questions for the listing agent

  1. It's been on market 110 days. Have you received any prior offers? Is the seller open to a 13% concession, seller financing, or rate buy-down credit?
  2. Built in 1905 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.87%
Cap rate
6.70%
Cash-on-cash
1.47%
DSCR
1.07
GRM
9.6

CMA / ARV

ARV (on-the-fly)
$131,216
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
511 M St 0.10mi 3/1.0 1,075 (-3%) 3mo $135,000 $126 88
613 Creel Ave 0.18mi 3/1.0 1,182 (+6%) 3mo $185,000 $157 79
3017 Rodman St 0.31mi 3/1.0 1,203 (+8%) 2mo $142,500 $118 70
520 M St 0.10mi 2/1.0 (-1) 986 (-11%) 2mo $57,500 $58 69
1209 Weller Ave 0.38mi 2/1.0 (-1) 1,080 (-3%) 4mo $125,000 $116 69
1127 Lillian Ave 0.44mi 3/1.0 1,152 (+4%) 5mo $122,500 $106 69
1153 Lincoln Ave 0.45mi 2/1.0 (-1) 1,205 (+8%) 5mo $119,000 $99 56
1125 Homeview Dr 0.64mi 3/1.0 1,230 (+11%) 2mo $125,000 $102 50
938 Burton Ave 0.42mi 2/1.0 (-1) 956 (-14%) 5mo $139,900 $146 48
1148 Euclid Ave 0.61mi 3/1.0 950 (-15%) 2mo $150,000 $158 46
1315 Weller Ave 0.69mi 2/1.0 (-1) 996 (-10%) 3mo $125,000 $126 43
1401 Homeview Dr 0.72mi 4/1.0 (+1) 1,244 (+12%) 5mo $127,000 $102 38

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 6.06% rent growth · sell at horizon

5-year hold
IRR
-10.8%
Equity multiple
0.60×
Total profit
$-17,503
Equity at exit
$23,111
10-year hold
IRR
2.2%
Equity multiple
1.18×
Total profit
$7,636
Equity at exit
$13,402

Cash invested: $43,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
83 Strongly Landlord-Friendly
State Kentucky
83 Strongly Landlord-Friendly · R+16
County
— inherits STATE
City
— inherits STATE
7-day pay-or-quit (URLTA cities); generally landlord-friendly.

ZIP-level market 40208

Home prices YoY
-23.3%
Rents YoY
6.1%
Active inventory
76
Price-to-rent
9.6×

Monthly cashflow live

Estimated rent
$1,342 high interval (Pro) →
Mortgage (P&I)
$813
Tax from tax record
$130 /mo · $1,558/yr
Insurance
$65
HOA
$0
Vacancy / Maint / Mgmt
$282
Net cashflow
$53

Break-even live

Break-even rent $1,275
Max offer price $155,000
Occupancy floor 91%

Sensitivity live

Price -10% $141 -5% $97 +0% $53 +5% $9 +10% $-35
Rent -10% $-53 -5% $0 +0% $53 +5% $106 +10% $159
Rate -1.0pp $131 -0.5pp $92 base $53 +0.5pp $13 +1.0pp $-28

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$38,750
Closing costs
$4,650
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
500 Montana Ave Louisville, KY 2.0 1.0 1191 $1,200 $1.01 15d 1 0.10mi
508 M St Louisville, KY 2.0 1.5 1035 $1,100 $1.06 24d 1 0.14mi
510 Colorado Ave Louisville, KY 3.0 2.0 1500 $1,750 $1.17 24d 1 0.25mi
315 M St Unit 101 Louisville, KY 3.0 1.5 1200 $1,800 $1.50 12d 1 0.25mi
2718 S 3rd St Unit 1 Louisville, KY 2.0 1.0 1200 $1,400 $1.17 12d 1 0.27mi
2501 S 4th St Louisville, KY 1.0–3.0 1.0–3.0 897 $6,345 $7.07 4d 1 0.30mi
2501 S 3rd St Louisville, KY 1.0–2.0 1.0–2.0 1011 $1,550 $1.53 4d 2 0.31mi
2826 Taylor Blvd Louisville, KY 3.0 1.0 1044 $1,345 $1.29 24d 1 0.32mi
2913 S 3rd St Louisville, KY 2.0 1.0 1026 $1,200 $1.17 24d 1 0.38mi
1055 Euclid Ave Louisville, KY 2.0 1.0 914 $1,325 $1.45 24d 1 0.41mi
1120 Weller Ave Louisville, KY 2.0 1.0 912 $1,500 $1.64 4d 1 0.42mi
1147 Lincoln Ave Louisville, KY 4.0 1.0 1323 $1,295 $0.98 4d 1 0.43mi
1161 Lincoln Ave Louisville, KY 2.0 1.5 1358 $1,150 $0.85 17d 1 0.48mi
3107 Montana Ave Louisville, KY 2.0 1.0 986 $995 $1.01 24d 1 0.48mi
1301 Lillian Ave Louisville, KY 3.0 1.0 974 $1,250 $1.28 17d 1 0.51mi
1122 Larchmont Ave Unit B Louisville, KY 2.0 1.0 864 $750 $0.87 24d 1 0.64mi
1122 Larchmont Ave Louisville, KY 2.0 1.0 864 $750 $0.87 17d 1 0.64mi
1305 Larchmont Ave Louisville, KY 2.0 1.0 1113 $1,350 $1.21 17d 1 0.65mi
4600 South St Unit PARKWAYE1 Louisville, KY 2.0 1.0 700 $749 $1.07 24d 1 0.74mi
1244 Algonquin Pkwy Louisville, KY 3.0 1.5 1136 $1,400 $1.23 24d 1 0.76mi
1438 Lillian Ave Louisville, KY 2.0 1.0 777 $1,050 $1.35 18d 1 0.77mi
2 Eutropia Ct Louisville, KY 3.0 2.0 1367 $1,950 $1.43 18d 1 0.83mi
3860 Southern Pkwy Louisville, KY 3.0 1.0 1064 $1,250 $1.17 24d 1 0.88mi
310 W Kenton St Louisville, KY 3.0 2.0 1295 $1,350 $1.04 24d 1 0.91mi
1637 Thornberry Ave Louisville, KY 2.0 1.0 700 $1,250 $1.79 4d 1 0.91mi
615 Dresden Ave Louisville, KY 3.0 1.0 884 $1,450 $1.64 24d 1 0.92mi
3909 Southern Pkwy Unit 2 Louisville, KY 3.0 1.0 1000 $1,100 $1.10 4d 1 0.93mi
623 Dresden Ave Louisville, KY 2.0 1.0 750 $975 $1.30 17d 1 0.93mi
1501 Bellamy Pl Louisville, KY 2.0–4.0 2.0–4.0 1074 $2,217 $2.06 4d 1 0.94mi
1702 S 2nd St Apt 1 Louisville, KY 2.0 1.0 875 $1,100 $1.26 24d 1 0.94mi
520 Wainwright Ave Louisville, KY 2.0 1.0 1000 $1,495 $1.50 17d 1 0.98mi
409 W Gaulbert Ave Unit 201 Louisville, KY 2.0 1.0 772 $1,100 $1.42 24d 1 1.01mi
4007 Southern Pkwy Unit 1 Louisville, KY 4.0 1.0 1500 $1,395 $0.93 4d 1 1.02mi
1521 S 4th St Unit 6 Louisville, KY 2.0 1.0 750 $1,025 $1.37 24d 1 1.03mi
1521 S 4th St Unit 7 Louisville, KY 2.0 1.0 750 $1,125 $1.50 24d 1 1.03mi
2125 Crittenden Dr Louisville, KY 3.0 2.0 1450 $1,800 $1.24 18d 1 1.03mi
551 Denmark St Louisville, KY 3.0 1.5 1160 $1,700 $1.47 24d 1 1.05mi
414 W Hill St Louisville, KY 3.0 1.5 1150 $1,500 $1.30 24d 1 1.06mi
570 Lilly Ave Louisville, KY 2.0 1.0 800 $1,275 $1.59 24d 1 1.09mi
415 Belgravia Ct Unit 3 Louisville, KY 2.0 1.0 700 $800 $1.14 24d 1 1.13mi

Listing history 39 events

  1. 2026-06-21
    days on market $155,000 Active 110 DOM
  2. 2026-06-18
    days on market $155,000 Active 107 DOM
  3. 2026-06-17
    days on market $155,000 Active 106 DOM
  4. 2026-06-16
    days on market $155,000 Active 105 DOM
  5. 2026-06-15
    days on market $155,000 Active 104 DOM
  6. 2026-06-13
    days on market $155,000 Active 102 DOM
  7. 2026-06-10
    days on market $155,000 Active 99 DOM
  8. 2026-06-09
    days on market $155,000 Active 98 DOM
  9. 2026-06-08
    days on market $155,000 Active 97 DOM
  10. 2026-06-07
    days on market $155,000 Active 96 DOM
  11. 2026-06-03
    days on market $155,000 Active 92 DOM
  12. 2026-06-02
    days on market $155,000 Active 91 DOM
  13. 2026-06-01
    days on market $155,000 Active 90 DOM
  14. 2026-05-31
    days on market $155,000 Active 89 DOM
  15. 2026-05-11
    price $155,000
  16. 2026-04-15
    price $160,000
  17. 2026-04-02
    price $162,000
  18. 2026-03-23
    price $165,000
  19. 2026-03-10
    price $170,000
  20. 2026-03-03
    listed $175,000 Active
  21. 2020-08-03
    status Pending 639-char remark
    Show marketing remark (639 chars)

    Here is a great opportunity to get a 3 bedroom home with many updates - brand new A/C, new kitchen, new carpet, fresh paint! Investors are going to want to snatch this one up! Located near the University of Louisville, this is your chance to secure solid rental income for years to come. But not just investors! The shotgun style home with front, side, and rear entrances allows for a lot of versatility in how the 1100+ square feet are allocated for living and bedroom space. Can't beat the price for a house in such good shape! This may be perfect for the first-time homebuyer or a growing family. Come see it before it's under contract!

  22. 2020-08-03
    soldstatus $85,000 Closed 639-char remark
    Show marketing remark (639 chars)

    Here is a great opportunity to get a 3 bedroom home with many updates - brand new A/C, new kitchen, new carpet, fresh paint! Investors are going to want to snatch this one up! Located near the University of Louisville, this is your chance to secure solid rental income for years to come. But not just investors! The shotgun style home with front, side, and rear entrances allows for a lot of versatility in how the 1100+ square feet are allocated for living and bedroom space. Can't beat the price for a house in such good shape! This may be perfect for the first-time homebuyer or a growing family. Come see it before it's under contract!

  23. 2020-06-19
    historical Active Under Contract 639-char remark
    Show marketing remark (639 chars)

    Here is a great opportunity to get a 3 bedroom home with many updates - brand new A/C, new kitchen, new carpet, fresh paint! Investors are going to want to snatch this one up! Located near the University of Louisville, this is your chance to secure solid rental income for years to come. But not just investors! The shotgun style home with front, side, and rear entrances allows for a lot of versatility in how the 1100+ square feet are allocated for living and bedroom space. Can't beat the price for a house in such good shape! This may be perfect for the first-time homebuyer or a growing family. Come see it before it's under contract!

  24. 2020-06-18
    listed $85,000 Active 639-char remark
    Show marketing remark (639 chars)

    Here is a great opportunity to get a 3 bedroom home with many updates - brand new A/C, new kitchen, new carpet, fresh paint! Investors are going to want to snatch this one up! Located near the University of Louisville, this is your chance to secure solid rental income for years to come. But not just investors! The shotgun style home with front, side, and rear entrances allows for a lot of versatility in how the 1100+ square feet are allocated for living and bedroom space. Can't beat the price for a house in such good shape! This may be perfect for the first-time homebuyer or a growing family. Come see it before it's under contract!

  25. 2017-12-19
    soldstatus $63,000
  26. 2017-12-08
    soldstatus $63,000 Closed 370-char remark
    Show marketing remark (370 chars)

    Check out this updated home that is minutes from the University of Louisville. There is also a nice 25 x 16 deck, which would be perfect for entertaining. New electric hot water heater and furnace was installed 2014. House was renovated in 2009 - windows , siding, floors, insulation, drywall, electric, plumbing, etc. New carpet and paint was done in the last 6 months.

  27. 2017-10-15
    status Pending 370-char remark
    Show marketing remark (370 chars)

    Check out this updated home that is minutes from the University of Louisville. There is also a nice 25 x 16 deck, which would be perfect for entertaining. New electric hot water heater and furnace was installed 2014. House was renovated in 2009 - windows , siding, floors, insulation, drywall, electric, plumbing, etc. New carpet and paint was done in the last 6 months.

  28. 2017-09-26
    status Active 370-char remark
    Show marketing remark (370 chars)

    Check out this updated home that is minutes from the University of Louisville. There is also a nice 25 x 16 deck, which would be perfect for entertaining. New electric hot water heater and furnace was installed 2014. House was renovated in 2009 - windows , siding, floors, insulation, drywall, electric, plumbing, etc. New carpet and paint was done in the last 6 months.

  29. 2017-09-26
    price $71,000 370-char remark
    Show marketing remark (370 chars)

    Check out this updated home that is minutes from the University of Louisville. There is also a nice 25 x 16 deck, which would be perfect for entertaining. New electric hot water heater and furnace was installed 2014. House was renovated in 2009 - windows , siding, floors, insulation, drywall, electric, plumbing, etc. New carpet and paint was done in the last 6 months.

  30. 2017-09-26
    price $67,000 370-char remark
    Show marketing remark (370 chars)

    Check out this updated home that is minutes from the University of Louisville. There is also a nice 25 x 16 deck, which would be perfect for entertaining. New electric hot water heater and furnace was installed 2014. House was renovated in 2009 - windows , siding, floors, insulation, drywall, electric, plumbing, etc. New carpet and paint was done in the last 6 months.

  31. 2017-09-14
    historical 370-char remark
    Show marketing remark (370 chars)

    Check out this updated home that is minutes from the University of Louisville. There is also a nice 25 x 16 deck, which would be perfect for entertaining. New electric hot water heater and furnace was installed 2014. House was renovated in 2009 - windows , siding, floors, insulation, drywall, electric, plumbing, etc. New carpet and paint was done in the last 6 months.

  32. 2017-09-14
    listed $68,000 370-char remark
    Show marketing remark (370 chars)

    Check out this updated home that is minutes from the University of Louisville. There is also a nice 25 x 16 deck, which would be perfect for entertaining. New electric hot water heater and furnace was installed 2014. House was renovated in 2009 - windows , siding, floors, insulation, drywall, electric, plumbing, etc. New carpet and paint was done in the last 6 months.

  33. 2017-09-13
    historical
  34. 2017-06-13
    listed $68,000 Active
  35. 2007-01-11
    soldstatus $15,900
  36. 2007-01-10
    soldstatus $15,900
  37. 2006-08-16
    listed $19,900
  38. 2002-04-26
    soldstatus $33,000
  39. 2001-10-14
    listed $36,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast KY · Resets to sale price

Current annual tax
$1,558 · $130/mo
Projected year-2 tax
$1,558 · $130/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 5/10 Major 7 d/yr ≥104°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$16,105
− Mortgage interest
−$8,682
− Property taxes
−$1,558
− Insurance
−$775
− Repairs & maintenance
−$1,288
− Management
−$1,288
− Depreciation
−$4,509
Taxable loss
−$1,996
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$479
After-tax cash flow
$1,115/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Jefferson County
NCES district ID
2102990
Math proficiency
19% ▼ -17.00%
Reading proficiency
35% ▼ -11.00%
Median HH income
$47,885
Composite
23.45/100
National rank
#7884
State rank
#121 of 165 in KY

Livability — Louisville

Score
63/100
State rank
#333
US rank
#15887

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment C- Housing A+ Health & safety D+ User ratings C-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Louisville, KY
County
Jefferson County · 790,184 people
City population
769,292
Metro
Louisville/Jefferson County, KY-IN
Population (ZIP)
15,605
Household income
$39,560
Rent vs Own
73.8% rent · 26.2% own
Severe rent burden
1136.0

Population outlook (Jefferson County) Hauer SSP2

Today (2025)
823,112 people
By 2030
849,343 · +3.2%
By 2040
895,696 · +8.8%
By 2050
933,630 · +13.4%
By 2075
1,028,262 · +24.9%
By 2100
1,072,675 · +30.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.56)
Race & ethnicity
White 62% Black 22% Two or more races 9% Hispanic / Latino 6% Asian 1%
Hispanic origin (detail)
Mexican 4%
Common ancestry
Italian 3% Lithuanian 2% Slovak 2%
Foreign-born
5% · Canada, China, South Korea
Languages at home
90% English-only · Spanish 3% French/Haitian/Cajun 1%

Political lean MEDSL · Jefferson

2024 margin
D (+16.6) · D 57.4% · R 40.9% · Other 1.7%
2008→2024 swing
+4.5pp toward D · 2008: 12.0pp · 2024: 16.6pp
All cycles
2024: D+16.6 2020: D+20.1 2016: D+13.3 2012: D+11.1 2008: D+12.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -72.97%
Current HPI
240.6261
Rent YoY
▲ 6.06%
Metro
Louisville/Jefferson County, KY-IN
State GDP YoY
▲ 1.81%
F500 in state
4

Industry mix (Fortune 500 HQ in KY)

Industry F500 HQs Revenue

Price history

+324.7% since first listed
25 events — show timeline
  • 2026-05-11 Price Changed $155,000 Metro Search MLS
  • 2026-04-15 Price Changed $160,000 Metro Search MLS
  • 2026-04-02 Price Changed $162,000 Metro Search MLS
  • 2026-03-23 Price Changed $165,000 Metro Search MLS
  • 2026-03-10 Price Changed $170,000 Metro Search MLS
  • 2026-03-03 Listed $175,000 Metro Search MLS
  • 2020-08-03 Pending Metro Search MLS
  • 2020-08-03 Sold (MLS) $85,000 Metro Search MLS
  • 2020-06-19 Contingent Metro Search MLS
  • 2020-06-18 Listed $85,000 Metro Search MLS
  • 2017-12-19 Sold (Public Records) $63,000 Public Records
  • 2017-12-08 Sold (MLS) $63,000 Metro Search MLS
  • 2017-10-15 Pending Metro Search MLS
  • 2017-09-26 Relisted Metro Search MLS
  • 2017-09-26 Price Changed $67,000 Metro Search MLS
  • 2017-09-26 Price Changed $71,000 Metro Search MLS
  • 2017-09-14 Listed $68,000 Metro Search MLS
  • 2017-09-14 Listing Removed Metro Search MLS
  • 2017-09-13 Listing Removed Metro Search MLS
  • 2017-06-13 Listed $68,000 Metro Search MLS
  • 2007-01-11 Sold (Public Records) $15,900 Public Records
  • 2007-01-10 Sold (MLS) $15,900 Metro Search MLS
  • 2006-08-16 Listed $19,900 Metro Search MLS
  • 2002-04-26 Sold (MLS) $33,000 Metro Search MLS
  • 2001-10-14 Listed $36,500 Metro Search MLS

Property tax history

+10.9%/yr

Latest (2025): $1,558 · -1.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…