163 Via Milano · Rancho Mirage, CA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $659 – $1,223
Heat risk 9/10 · Severe
- Hot days now (above 113°F)
- 7 days/yr
- Hot days in 30 yrs
- 20 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 5 days/yr
- Unhealthy air days in 30 yrs
- 7 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +14.2/15.0
- Cash flow +9.2/30.0
- Rent growth +3.4/5.0
- 1% rule +3.1/10.0
- Schools +2.7/10.0
- DSCR +2.6/10.0
- Livability +2.6/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$643,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Rarely available 4BR/3BA home in the gated community of Tuscany in beautiful Rancho Mirage. This spectacular Plan 4 Sienna home is located on a premium corner lot. Open floor plan with warm, neutral colors and high ceilings. Gourmet kitchen including center island with prep sink and granite countertops. Kitchen is open to family room/den with fireplace. Generous master suite with walk-in closet, soaking tub, separate shower and dual vanities. Generous sized private backyard with room for pool.
Key facts
- Tot lot
- Community pool
- Private backyard
Tags
Property features AI
Finance
- Other: Disclosures include CC&R, pet restrictions, and home warranty plan; Short-term rentals not allowed; Possession: close plus 1 day
- Financial info: Rental restrictions in place; Listing terms: Conventional, 1031 Exchange, Cash
- HOA & community: Monthly association fee: $230; Association amenities: greenbelt/park, playground, community mailbox, doggie park; Association pet rules apply
Exterior
- Parking: Attached 2-car garage; Driveway; Garage door opener; Total 2 parking spaces
- Security: Gated community
- Utilities: Water: local water district (CVWD); Sewer: unknown; Cable TV available; PUD: yes
- Home design: Mediterranean/Tuscan style; Single-story (ground level); Detached single family residence; Front door faces south; Concrete and tile roof
- Construction: Stucco and wood exterior; Slab foundation; Built (year source: assessor)
- Exterior features: Gated community; Covered concrete patio; Partial block fencing; Sprinkler system with timer; Corner lot; Back yard, front yard and landscaped lawn; Underground utilities; Level lot
Interior
- Kitchen: Kitchen island; Granite tile counters; Pantry; Breakfast counter/bar; Breakfast nook
- Bedrooms: Walk-in closet
- Flooring: Laminate; Wood
- Bathrooms: 3 full bathrooms; Sunken tub; Shower stall; Shower and tub; Dual-entry (Jack & Jill); Powder room
- Heating & cooling: Fireplace(s) (gas starter); Air conditioning; Zoned HVAC; Electric cooling; Ceiling fans; Dual cooling
- Interior features: Coffered ceilings; Recessed lighting; High-speed data wiring; High (9 ft+) ceilings; French doors; Blinds
- Laundry & utility: Laundry in dedicated room; Washer; Dryer; 220V in laundry; Gas water heater
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/3.0-bath single-family listed at $643k.
Deal economics
- At list price, monthly cash flow is $-486 ($-6k/yr) — negative.
- To cash-flow at today's rent, offer at most $557k (13.4% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $518k (19.4% below list).
- Recommended offer: $518k (19.4% below list) — sets the bar for 1% rule.
- Cap rate 5.4% vs local median 3.0% in Rancho Mirage — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 51/100 on livability (#1,065 in CA) — a working-class tenant base; expect higher turnover. Strengths: employment A+; Watch: amenities F, commute F, cost of living F.
- Palm Springs Unified (suburban): math 21% / reading 42% proficiency, ranked #328 of 517 in CA (top 63%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 73% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Sunny Sands Elementary (721 students, 98% FRL); James Workman Middle (1,028 students, 99% FRL); Rancho Mirage High (math 15% / reading 38%, grade F, #804 of 1,170 statewide, top 69%, 1,491 students, 97% FRL) — zoned schools average 98% FRL vs 73% district-wide (25 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: Rents rising (+3.7%/yr); 532 active listings in the ZIP; 24 comparable units currently listed for rent nearby; rentals lingering (median 46d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 67% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 9,195 units permitted in Riverside County in 2024 (1,512 in 5+ unit buildings).
- At $5,181/mo this rent would consume 58% of the median local household income ($107k/yr) (locally 498% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $4k of loan paydown is wiped out by about $19k of value loss. Plan a longer hold.
- Riverside County population projected at +22% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 45 days — a 3% lower offer ($624k) is reasonable based on typical stale-listing flexibility.
- 8 sale attempts since 21y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 45 days. Have you received any prior offers? Is the seller open to a 19% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.81% ✗
- Cap rate
- 5.39%
- Cash-on-cash
- -3.24%
- DSCR
- 0.86
- GRM
- 10.3
CMA / ARV
- ARV (median comp)
- $754,838
- List price
- $643,000
- Delta
- -14.82%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 245 Via Martelli | 0.14mi | 4/3.0 | 2,434 (0%) | 0mo | $730,000 | $300 | 93 |
| 10 Iridium Way | 0.31mi | 4/3.0 | 2,540 (+4%) | 2mo | $1,050,000 | $413 | 77 |
| 162 Via Milano | 0.03mi | 3/3.0 (-1) | 2,184 (-10%) | 1mo | $620,000 | $284 | 76 |
| 129 Via Palermo | 0.49mi | 4/3.0 | 2,430 (-0%) | 1mo | $610,000 | $251 | 76 |
| 125 Via Palermo | 0.51mi | 4/3.0 | 2,430 (-0%) | 1mo | $645,692 | $266 | 75 |
| 115 Via Palermo | 0.48mi | 4/3.0 | 2,457 (+1%) | 1mo | $650,000 | $265 | 75 |
| 136 Via Solaro | 0.06mi | 3/3.0 (-1) | 2,184 (-10%) | 1mo | $600,000 | $275 | 74 |
| 171 Via Milano | 0.05mi | 3/2.5 (-1) | 2,184 (-10%) | 1mo | $635,000 | $291 | 73 |
| 108 Via Palermo | 0.50mi | 4/3.0 | 2,488 (+2%) | 0mo | $670,000 | $269 | 73 |
| 407 Via Milano | 0.42mi | 3/2.5 (-1) | 2,713 (+12%) | 1mo | $675,000 | $249 | 54 |
| 64 Via Las Flores | 0.56mi | 3/3.5 (-1) | 2,642 (+8%) | 0mo | $849,000 | $321 | 52 |
| 29721 Calle Tampico | 0.73mi | 3/3.0 (-1) | 2,232 (-8%) | 1mo | $410,000 | $184 | 46 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.72% rent growth · sell at horizon
- IRR
- -20.9%
- Equity multiple
- 0.27×
- Total profit
- $-131,218
- Equity at exit
- $95,873
- IRR
- -12.6%
- Equity multiple
- 0.23×
- Total profit
- $-137,741
- Equity at exit
- $55,595
Cash invested: $180,040 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 18 Strongly Tenant-Friendly
- State California
- 18 Strongly Tenant-Friendly · D+13
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 92270
- Rents YoY
- 3.7%
- Active inventory
- 532
- Price-to-rent
- 10.3×
Monthly cashflow live
- Estimated rent
- $5,181 high interval (Pro) →
- Mortgage (P&I)
- −$3,372
- Tax from tax record
- −$709 /mo · $8,508/yr
- Insurance
- −$268
- HOA
- −$230
- Vacancy / Maint / Mgmt
- −$1,088
- Net cashflow
- $-486
Break-even live
Sensitivity live
| Price | -10% $-122 | -5% $-304 | +0% $-486 | +5% $-668 | +10% $-850 |
|---|---|---|---|---|---|
| Rent | -10% $-895 | -5% $-691 | +0% $-486 | +5% $-282 | +10% $-77 |
| Rate | -1.0pp $-162 | -0.5pp $-323 | base $-486 | +0.5pp $-653 | +1.0pp $-822 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $160,750
- Closing costs
- $19,290
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 24 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 192 Via San Lucia Rancho Mirage, CA | 3.0 | 2.0 | 1843 | $4,175 | $2.27 | 45d | 1 | 0.11mi |
| 245 Via Martelli Rancho Mirage, CA | 4.0 | 3.0 | 2434 | $4,000 | $1.64 | 6d | 1 | 0.14mi |
| 244 Via Padua Rancho Mirage, CA | 4.0 | 3.0 | 2434 | $4,650 | $1.91 | 45d | 1 | 0.22mi |
| 71 Via Las Flores Rancho Mirage, CA | 3.0 | 3.5 | 2724 | $5,900 | $2.17 | 4d | 1 | 0.57mi |
| 39 Calle del Norte Rancho Mirage, CA | 3.0 | 4.5 | 3267 | $10,000 | $3.06 | 45d | 1 | 0.61mi |
| 88 Via Las Flores Rancho Mirage, CA | 3.0 | 2.5 | 2333 | $5,000 | $2.14 | 45d | 1 | 0.65mi |
| 30399 Sterling Rd Cathedral City, CA | 4.0 | 2.0 | 1600 | $3,195 | $2.00 | 45d | 1 | 0.67mi |
| 31675 Victor Rd Cathedral City, CA | 4.0 | 2.0 | 1887 | $3,500 | $1.85 | 45d | 1 | 0.77mi |
| 96 Via Bella Rancho Mirage, CA | 3.0 | 3.5 | 3006 | $13,000 | $4.32 | 45d | 1 | 0.86mi |
| 278 Loch Lomond Rd Rancho Mirage, CA | 4.0 | 4.0 | 2471 | $12,000 | $4.86 | 45d | 1 | 0.97mi |
| 267 Loch Lomond Rd Rancho Mirage, CA | 4.0 | 5.0 | 3038 | $13,000 | $4.28 | 45d | 1 | 0.97mi |
| 30595 Sierra Pl Cathedral City, CA | 4.0 | 2.0 | 2130 | $3,000 | $1.41 | 45d | 1 | 1.01mi |
| 253 Loch Lomond Rd Rancho Mirage, CA | 3.0 | 4.0 | 2452 | $11,900 | $4.85 | 45d | 1 | 1.04mi |
| 21 Via Bella Rancho Mirage, CA | 3.0 | 2.0 | 2331 | $3,900 | $1.67 | 26d | 1 | 1.16mi |
| 18 Via Bella Rancho Mirage, CA | 3.0 | 3.0 | 2333 | $5,200 | $2.23 | 45d | 1 | 1.17mi |
| 20 Via Bella Rancho Mirage, CA | 3.0 | 2.5 | 2367 | $3,995 | $1.69 | 23d | 1 | 1.18mi |
| 30356 Avenida del Padre Cathedral City, CA | 3.0 | 2.0 | 1697 | $2,995 | $1.76 | 45d | 1 | 1.26mi |
| 30925 Avenida Juarez Cathedral City, CA | 3.0 | 2.0 | 1905 | $3,600 | $1.89 | 45d | 1 | 1.35mi |
| 136 Royal Saint Georges Way Rancho Mirage, CA | 3.0 | 3.0 | 3349 | $13,000 | $3.88 | 22d | 1 | 1.37mi |
| 68845 Durango Rd Cathedral City, CA | 3.0 | 2.5 | 1626 | $3,375 | $2.08 | 45d | 1 | 1.42mi |
| 30125 Avenida Juarez Unit 30125 Cathedral City, CA | 4.0 | 3.0 | 1735 | $2,999 | $1.73 | 16d | 1 | 1.44mi |
| 38 Burgundy Rancho Mirage, CA | 3.0 | 3.0 | 2726 | $4,500 | $1.65 | 20d | 1 | 1.45mi |
| 30375 Avenida Alvera Cathedral City, CA | 3.0 | 2.0 | 1665 | $3,500 | $2.10 | 45d | 1 | 1.46mi |
| 68920 Concepcion Rd Cathedral City, CA | 4.0 | 4.0 | 2350 | $4,500 | $1.91 | 25d | 1 | 1.47mi |
HOA detail
- Monthly dues
- $230 · $2,760/yr
- Likely covers
- poolsecurity
Listing history 50 events
-
2026-06-21days on market $643,000 Active 45 DOM
-
2026-06-18days on market $643,000 Active 42 DOM
-
2026-06-17days on market $643,000 Active 41 DOM
-
2026-06-16days on market $643,000 Active 40 DOM
-
2026-06-15days on market $643,000 Active 39 DOM
-
2026-06-13days on market $643,000 Active 37 DOM
-
2026-06-13days on market $643,000 Active 36 DOM
-
2026-06-09days on market $643,000 Active 33 DOM
-
2026-06-08days on market $643,000 Active 32 DOM
-
2026-06-07days on market $643,000 Active 31 DOM
-
2026-06-04days on market $643,000 Active 28 DOM
-
2026-06-03days on market $643,000 Active 27 DOM
-
2026-06-02days on market $643,000 Active 26 DOM
-
2026-06-01days on market $643,000 Active 25 DOM
-
2026-05-31days on market $643,000 Active 24 DOM
-
2026-05-13status Active 847-char remark
-
2026-05-07status Pending 847-char remark
-
2026-05-01$643,000 Active 847-char remark
-
2021-03-23soldstatus $565,000 Closed 499-char remark
Show marketing remark (499 chars)
Rarely available 4BR/3BA home in the gated community of Tuscany in beautiful Rancho Mirage. This spectacular Plan 4 Sienna home is located on a premium corner lot. Open floor plan with warm, neutral colors and high ceilings. Gourmet kitchen including center island with prep sink and granite countertops. Kitchen is open to family room/den with fireplace. Generous master suite with walk-in closet, soaking tub, separate shower and dual vanities. Generous sized private backyard with room for pool.
-
2021-03-23soldstatus $563,500
Show marketing remark (499 chars)
Rarely available 4BR/3BA home in the gated community of Tuscany in beautiful Rancho Mirage. This spectacular Plan 4 Sienna home is located on a premium corner lot. Open floor plan with warm, neutral colors and high ceilings. Gourmet kitchen including center island with prep sink and granite countertops. Kitchen is open to family room/den with fireplace. Generous master suite with walk-in closet, soaking tub, separate shower and dual vanities. Generous sized private backyard with room for pool.
-
2021-03-19status Pending 499-char remark
Show marketing remark (499 chars)
Rarely available 4BR/3BA home in the gated community of Tuscany in beautiful Rancho Mirage. This spectacular Plan 4 Sienna home is located on a premium corner lot. Open floor plan with warm, neutral colors and high ceilings. Gourmet kitchen including center island with prep sink and granite countertops. Kitchen is open to family room/den with fireplace. Generous master suite with walk-in closet, soaking tub, separate shower and dual vanities. Generous sized private backyard with room for pool.
-
2021-03-14historical Active Under Contract 499-char remark
Show marketing remark (499 chars)
Rarely available 4BR/3BA home in the gated community of Tuscany in beautiful Rancho Mirage. This spectacular Plan 4 Sienna home is located on a premium corner lot. Open floor plan with warm, neutral colors and high ceilings. Gourmet kitchen including center island with prep sink and granite countertops. Kitchen is open to family room/den with fireplace. Generous master suite with walk-in closet, soaking tub, separate shower and dual vanities. Generous sized private backyard with room for pool.
-
2021-03-10$565,000 Active 499-char remark
Show marketing remark (499 chars)
Rarely available 4BR/3BA home in the gated community of Tuscany in beautiful Rancho Mirage. This spectacular Plan 4 Sienna home is located on a premium corner lot. Open floor plan with warm, neutral colors and high ceilings. Gourmet kitchen including center island with prep sink and granite countertops. Kitchen is open to family room/den with fireplace. Generous master suite with walk-in closet, soaking tub, separate shower and dual vanities. Generous sized private backyard with room for pool.
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2018-01-24soldstatus $430,000 Sold
Show marketing remark (840 chars)
Welcome to this beautifully maintained home in the Gated Tuscany development in Rancho Mirage. Walk into a grand entrance that enters to the large living and dining room areas. Just beyond is the large Kitchen to include stainless appliances and an island that is open to the spacious great room which includes a fireplace for those necessary cozy nights. Kitchen also includes an area with workspace desk and opens to the private lush back yard which has a fully covered patio. Large master suite also has access to the back yard. Take advantage of what this home has to offer and enjoy the Rancho Mirage Lifestyle. This home is great for full time or vacationers. This gated community includes a pool, spa, play area and dog park. Community is centrally located in the valley close to Palm Springs and Palm Desert areas. Photos to follow.
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2018-01-24soldstatus $430,000
Show marketing remark (840 chars)
Welcome to this beautifully maintained home in the Gated Tuscany development in Rancho Mirage. Walk into a grand entrance that enters to the large living and dining room areas. Just beyond is the large Kitchen to include stainless appliances and an island that is open to the spacious great room which includes a fireplace for those necessary cozy nights. Kitchen also includes an area with workspace desk and opens to the private lush back yard which has a fully covered patio. Large master suite also has access to the back yard. Take advantage of what this home has to offer and enjoy the Rancho Mirage Lifestyle. This home is great for full time or vacationers. This gated community includes a pool, spa, play area and dog park. Community is centrally located in the valley close to Palm Springs and Palm Desert areas. Photos to follow.
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2018-01-22status Pending
Show marketing remark (840 chars)
Welcome to this beautifully maintained home in the Gated Tuscany development in Rancho Mirage. Walk into a grand entrance that enters to the large living and dining room areas. Just beyond is the large Kitchen to include stainless appliances and an island that is open to the spacious great room which includes a fireplace for those necessary cozy nights. Kitchen also includes an area with workspace desk and opens to the private lush back yard which has a fully covered patio. Large master suite also has access to the back yard. Take advantage of what this home has to offer and enjoy the Rancho Mirage Lifestyle. This home is great for full time or vacationers. This gated community includes a pool, spa, play area and dog park. Community is centrally located in the valley close to Palm Springs and Palm Desert areas. Photos to follow.
-
2017-12-23historical Contingent
Show marketing remark (840 chars)
Welcome to this beautifully maintained home in the Gated Tuscany development in Rancho Mirage. Walk into a grand entrance that enters to the large living and dining room areas. Just beyond is the large Kitchen to include stainless appliances and an island that is open to the spacious great room which includes a fireplace for those necessary cozy nights. Kitchen also includes an area with workspace desk and opens to the private lush back yard which has a fully covered patio. Large master suite also has access to the back yard. Take advantage of what this home has to offer and enjoy the Rancho Mirage Lifestyle. This home is great for full time or vacationers. This gated community includes a pool, spa, play area and dog park. Community is centrally located in the valley close to Palm Springs and Palm Desert areas. Photos to follow.
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2017-11-21$434,900 Active
Show marketing remark (840 chars)
Welcome to this beautifully maintained home in the Gated Tuscany development in Rancho Mirage. Walk into a grand entrance that enters to the large living and dining room areas. Just beyond is the large Kitchen to include stainless appliances and an island that is open to the spacious great room which includes a fireplace for those necessary cozy nights. Kitchen also includes an area with workspace desk and opens to the private lush back yard which has a fully covered patio. Large master suite also has access to the back yard. Take advantage of what this home has to offer and enjoy the Rancho Mirage Lifestyle. This home is great for full time or vacationers. This gated community includes a pool, spa, play area and dog park. Community is centrally located in the valley close to Palm Springs and Palm Desert areas. Photos to follow.
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2017-11-20historical
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2017-09-29price $439,900
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2017-07-01$449,000 Active
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2008-05-30historical
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2008-05-30soldstatus $406,000
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2008-04-19historical
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2008-04-06price $445,000
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2008-04-01price $448,000
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2008-03-21price $449,000
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2008-03-06price $458,000
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2008-01-05price $499,000
-
2007-12-27price $500,000
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2007-11-04$520,000
-
2007-11-01historical
-
2007-08-15price $535,000
-
2007-06-20price $547,000
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2007-03-23price $549,900
-
2007-02-22price $559,900
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2006-08-26$579,500
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2005-05-27soldstatus $550,000
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2005-05-02historical
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2005-02-10$560,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast CA · Resets to sale price
- Current annual tax
- $8,508 · $709/mo
- Projected year-2 tax
- $8,508 · $709/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 9/10 Extreme 7 d/yr ≥113°F today · 20 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 4/10 Moderate 5 unhealthy d/yr today · 7 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $62,167
- − Mortgage interest
- −$36,018
- − Property taxes
- −$8,508
- − Insurance
- −$3,215
- − Repairs & maintenance
- −$4,973
- − Management
- −$4,973
- − HOA
- −$2,760
- − Depreciation
- −$18,705
- Taxable loss
- −$16,986
- Est. tax savings @ 24.0%
- +$4,077
- After-tax cash flow
- $-1,758/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Palm Springs Unified
- NCES district ID
- 0629550
- Math proficiency
- 21% ▼ -7.00%
- Reading proficiency
- 42% ▬ 0.00%
- Median HH income
- $43,638
- Composite
- 26.76/100
- National rank
- #7131
- State rank
- #328 of 517 in CA
Livability — Rancho Mirage
- Score
- 51/100
- State rank
- #1065
- US rank
- #25255
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Rancho Mirage, CA
- County
- Riverside County · 2,287,001 people
- City population
- 17,563
- Metro
- Riverside-San Bernardino-Ontario, CA
- Population (ZIP)
- 17,563
- Household income
- $107,364
- Rent vs Own
- Severe rent burden
- 498.0
Population outlook (Riverside County) Hauer SSP2
- Today (2025)
- 2,664,475 people
- By 2030
- 2,802,692 · +5.2%
- By 2040
- 3,050,904 · +14.5%
- By 2050
- 3,256,783 · +22.2%
- By 2075
- 3,655,058 · +37.2%
- By 2100
- 3,766,594 · +41.4%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (77%)
- Race & ethnicity
- White 77% Hispanic / Latino 15% Two or more races 6% Asian 4% Black 2%
- Hispanic origin (detail)
- Mexican 12%
- Common ancestry
- Slovak 4% Romanian 3% Lithuanian 3%
- Foreign-born
- 17% · Canada, South Korea, China
- Languages at home
- 81% English-only · Spanish 11% Other Indo-European 3% French/Haitian/Cajun 1%
Political lean MEDSL · Riverside
- 2024 margin
- Toss-up / Even · D 48.0% · R 49.3% · Other 2.6%
- 2008→2024 swing
- -3.6pp toward R · 2008: 2.3pp · 2024: -1.3pp
- All cycles
- 2024: R+1.3 2020: D+8.0 2016: D+4.3 2012: R+0.4 2008: D+2.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -210.99%
- Current HPI
- 282.2957
- Rent YoY
- ▲ 3.72%
- Metro
- Riverside-San Bernardino-Ontario, CA
- State GDP YoY
- ▲ 3.21%
- F500 in state
- 116
Industry mix (Fortune 500 HQ in CA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 27 | $1,492B |
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| Financial Services | 3 | $174B |
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| Retail | 3 | $44B |
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| Insurance | 3 | $26B |
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| Media / Entertainment | 2 | $115B |
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| Pharmaceuticals / Biotech | 2 | $62B |
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Price history
+14.8% since first listed35 events — show timeline
- 2026-05-13 Relisted — GPSMLS
- 2026-05-07 Pending — GPSMLS
- 2026-05-01 Listed $643,000 GPSMLS
- 2021-03-23 Sold (Public Records) $563,500 Public Records
- 2021-03-23 Sold (MLS) $565,000 GPSMLS
- 2021-03-19 Pending — GPSMLS
- 2021-03-14 Contingent — GPSMLS
- 2021-03-10 Listed $565,000 GPSMLS
- 2018-01-24 Sold (Public Records) $430,000 Public Records
- 2018-01-24 Sold (MLS) $430,000 GPSMLS
- 2018-01-22 Pending — GPSMLS
- 2017-12-23 Contingent — GPSMLS
- 2017-11-21 Listed $434,900 GPSMLS
- 2017-11-20 Listing Removed — GPSMLS
- 2017-09-29 Price Changed $439,900 GPSMLS
- 2017-07-01 Listed $449,000 GPSMLS
- 2008-05-30 Listing Removed — GPSMLS
- 2008-05-30 Sold (Public Records) $406,000 Public Records
- 2008-04-19 Contingent — GPSMLS
- 2008-04-06 Price Changed $445,000 GPSMLS
- 2008-04-01 Price Changed $448,000 GPSMLS
- 2008-03-21 Price Changed $449,000 GPSMLS
- 2008-03-06 Price Changed $458,000 GPSMLS
- 2008-01-05 Price Changed $499,000 GPSMLS
- 2007-12-27 Price Changed $500,000 GPSMLS
- 2007-11-04 Listed $520,000 GPSMLS
- 2007-11-01 Listing Removed — GPSMLS
- 2007-08-15 Price Changed $535,000 GPSMLS
- 2007-06-20 Price Changed $547,000 GPSMLS
- 2007-03-23 Price Changed $549,900 GPSMLS
- 2007-02-22 Price Changed $559,900 GPSMLS
- 2006-08-26 Listed $579,500 GPSMLS
- 2005-05-27 Sold (Public Records) $550,000 Public Records
- 2005-05-02 Listing Removed — GPSMLS
- 2005-02-10 Listed $560,000 GPSMLS
Property tax history
+1.9%/yrLatest (2025): $8,508 · -0.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…