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163 Via Milano
D Composite 40.11
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +14.2/15.0
  • Cash flow +9.2/30.0
  • Rent growth +3.4/5.0
  • 1% rule +3.1/10.0
  • Schools +2.7/10.0
  • DSCR +2.6/10.0
  • Livability +2.6/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$643,000

163 Via Milano · Rancho Mirage, CA 92270
4 bd · 3.0 ba · 2,434 sqft · SingleFamily public records · 45 Days on market
Built 2003 7,405 sqft lot $264/sqft · 15% below area Est $755k · 15% under $230/mo HOA · 4% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Rarely available 4BR/3BA home in the gated community of Tuscany in beautiful Rancho Mirage. This spectacular Plan 4 Sienna home is located on a premium corner lot. Open floor plan with warm, neutral colors and high ceilings. Gourmet kitchen including center island with prep sink and granite countertops. Kitchen is open to family room/den with fireplace. Generous master suite with walk-in closet, soaking tub, separate shower and dual vanities. Generous sized private backyard with room for pool.

Key facts

  • Tot lot
  • Community pool
  • Private backyard

Tags

GATED TUSCANY COMMUNITYLARGE COVERED PATIOPRIVATE BACKYARDCOMMUNITY POOLSPATOT LOT

Property features AI

Finance

  • Other: Disclosures include CC&R, pet restrictions, and home warranty plan; Short-term rentals not allowed; Possession: close plus 1 day
  • Financial info: Rental restrictions in place; Listing terms: Conventional, 1031 Exchange, Cash
  • HOA & community: Monthly association fee: $230; Association amenities: greenbelt/park, playground, community mailbox, doggie park; Association pet rules apply

Exterior

  • Parking: Attached 2-car garage; Driveway; Garage door opener; Total 2 parking spaces
  • Security: Gated community
  • Utilities: Water: local water district (CVWD); Sewer: unknown; Cable TV available; PUD: yes
  • Home design: Mediterranean/Tuscan style; Single-story (ground level); Detached single family residence; Front door faces south; Concrete and tile roof
  • Construction: Stucco and wood exterior; Slab foundation; Built (year source: assessor)
  • Exterior features: Gated community; Covered concrete patio; Partial block fencing; Sprinkler system with timer; Corner lot; Back yard, front yard and landscaped lawn; Underground utilities; Level lot

Interior

  • Kitchen: Kitchen island; Granite tile counters; Pantry; Breakfast counter/bar; Breakfast nook
  • Bedrooms: Walk-in closet
  • Flooring: Laminate; Wood
  • Bathrooms: 3 full bathrooms; Sunken tub; Shower stall; Shower and tub; Dual-entry (Jack & Jill); Powder room
  • Heating & cooling: Fireplace(s) (gas starter); Air conditioning; Zoned HVAC; Electric cooling; Ceiling fans; Dual cooling
  • Interior features: Coffered ceilings; Recessed lighting; High-speed data wiring; High (9 ft+) ceilings; French doors; Blinds
  • Laundry & utility: Laundry in dedicated room; Washer; Dryer; 220V in laundry; Gas water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/3.0-bath single-family listed at $643k.

Deal economics

  • At list price, monthly cash flow is $-486 ($-6k/yr) — negative.
  • To cash-flow at today's rent, offer at most $557k (13.4% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $518k (19.4% below list).
  • Recommended offer: $518k (19.4% below list) — sets the bar for 1% rule.
  • Cap rate 5.4% vs local median 3.0% in Rancho Mirage — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 51/100 on livability (#1,065 in CA) — a working-class tenant base; expect higher turnover. Strengths: employment A+; Watch: amenities F, commute F, cost of living F.
  • Palm Springs Unified (suburban): math 21% / reading 42% proficiency, ranked #328 of 517 in CA (top 63%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 73% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Sunny Sands Elementary (721 students, 98% FRL); James Workman Middle (1,028 students, 99% FRL); Rancho Mirage High (math 15% / reading 38%, grade F, #804 of 1,170 statewide, top 69%, 1,491 students, 97% FRL) — zoned schools average 98% FRL vs 73% district-wide (25 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents rising (+3.7%/yr); 532 active listings in the ZIP; 24 comparable units currently listed for rent nearby; rentals lingering (median 46d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 67% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 9,195 units permitted in Riverside County in 2024 (1,512 in 5+ unit buildings).
  • At $5,181/mo this rent would consume 58% of the median local household income ($107k/yr) (locally 498% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $4k of loan paydown is wiped out by about $19k of value loss. Plan a longer hold.
  • Riverside County population projected at +22% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 45 days — a 3% lower offer ($624k) is reasonable based on typical stale-listing flexibility.
  • 8 sale attempts since 21y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $518,062 (19.4% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 45 days. Have you received any prior offers? Is the seller open to a 19% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.81%
Cap rate
5.39%
Cash-on-cash
-3.24%
DSCR
0.86
GRM
10.3

CMA / ARV

ARV (median comp)
$754,838
List price
$643,000
Delta
-14.82%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
245 Via Martelli 0.14mi 4/3.0 2,434 (0%) 0mo $730,000 $300 93
10 Iridium Way 0.31mi 4/3.0 2,540 (+4%) 2mo $1,050,000 $413 77
162 Via Milano 0.03mi 3/3.0 (-1) 2,184 (-10%) 1mo $620,000 $284 76
129 Via Palermo 0.49mi 4/3.0 2,430 (-0%) 1mo $610,000 $251 76
125 Via Palermo 0.51mi 4/3.0 2,430 (-0%) 1mo $645,692 $266 75
115 Via Palermo 0.48mi 4/3.0 2,457 (+1%) 1mo $650,000 $265 75
136 Via Solaro 0.06mi 3/3.0 (-1) 2,184 (-10%) 1mo $600,000 $275 74
171 Via Milano 0.05mi 3/2.5 (-1) 2,184 (-10%) 1mo $635,000 $291 73
108 Via Palermo 0.50mi 4/3.0 2,488 (+2%) 0mo $670,000 $269 73
407 Via Milano 0.42mi 3/2.5 (-1) 2,713 (+12%) 1mo $675,000 $249 54
64 Via Las Flores 0.56mi 3/3.5 (-1) 2,642 (+8%) 0mo $849,000 $321 52
29721 Calle Tampico 0.73mi 3/3.0 (-1) 2,232 (-8%) 1mo $410,000 $184 46

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.72% rent growth · sell at horizon

5-year hold
IRR
-20.9%
Equity multiple
0.27×
Total profit
$-131,218
Equity at exit
$95,873
10-year hold
IRR
-12.6%
Equity multiple
0.23×
Total profit
$-137,741
Equity at exit
$55,595

Cash invested: $180,040 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 92270

Rents YoY
3.7%
Active inventory
532
Price-to-rent
10.3×

Monthly cashflow live

Estimated rent
$5,181 high interval (Pro) →
Mortgage (P&I)
$3,372
Tax from tax record
$709 /mo · $8,508/yr
Insurance
$268
HOA
$230
Vacancy / Maint / Mgmt
$1,088
Net cashflow
$-486

Break-even live

Break-even rent $5,796
Max offer price $557,113
Occupancy floor

Sensitivity live

Price -10% $-122 -5% $-304 +0% $-486 +5% $-668 +10% $-850
Rent -10% $-895 -5% $-691 +0% $-486 +5% $-282 +10% $-77
Rate -1.0pp $-162 -0.5pp $-323 base $-486 +0.5pp $-653 +1.0pp $-822

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$160,750
Closing costs
$19,290
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 24 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
192 Via San Lucia Rancho Mirage, CA 3.0 2.0 1843 $4,175 $2.27 45d 1 0.11mi
245 Via Martelli Rancho Mirage, CA 4.0 3.0 2434 $4,000 $1.64 6d 1 0.14mi
244 Via Padua Rancho Mirage, CA 4.0 3.0 2434 $4,650 $1.91 45d 1 0.22mi
71 Via Las Flores Rancho Mirage, CA 3.0 3.5 2724 $5,900 $2.17 4d 1 0.57mi
39 Calle del Norte Rancho Mirage, CA 3.0 4.5 3267 $10,000 $3.06 45d 1 0.61mi
88 Via Las Flores Rancho Mirage, CA 3.0 2.5 2333 $5,000 $2.14 45d 1 0.65mi
30399 Sterling Rd Cathedral City, CA 4.0 2.0 1600 $3,195 $2.00 45d 1 0.67mi
31675 Victor Rd Cathedral City, CA 4.0 2.0 1887 $3,500 $1.85 45d 1 0.77mi
96 Via Bella Rancho Mirage, CA 3.0 3.5 3006 $13,000 $4.32 45d 1 0.86mi
278 Loch Lomond Rd Rancho Mirage, CA 4.0 4.0 2471 $12,000 $4.86 45d 1 0.97mi
267 Loch Lomond Rd Rancho Mirage, CA 4.0 5.0 3038 $13,000 $4.28 45d 1 0.97mi
30595 Sierra Pl Cathedral City, CA 4.0 2.0 2130 $3,000 $1.41 45d 1 1.01mi
253 Loch Lomond Rd Rancho Mirage, CA 3.0 4.0 2452 $11,900 $4.85 45d 1 1.04mi
21 Via Bella Rancho Mirage, CA 3.0 2.0 2331 $3,900 $1.67 26d 1 1.16mi
18 Via Bella Rancho Mirage, CA 3.0 3.0 2333 $5,200 $2.23 45d 1 1.17mi
20 Via Bella Rancho Mirage, CA 3.0 2.5 2367 $3,995 $1.69 23d 1 1.18mi
30356 Avenida del Padre Cathedral City, CA 3.0 2.0 1697 $2,995 $1.76 45d 1 1.26mi
30925 Avenida Juarez Cathedral City, CA 3.0 2.0 1905 $3,600 $1.89 45d 1 1.35mi
136 Royal Saint Georges Way Rancho Mirage, CA 3.0 3.0 3349 $13,000 $3.88 22d 1 1.37mi
68845 Durango Rd Cathedral City, CA 3.0 2.5 1626 $3,375 $2.08 45d 1 1.42mi
30125 Avenida Juarez Unit 30125 Cathedral City, CA 4.0 3.0 1735 $2,999 $1.73 16d 1 1.44mi
38 Burgundy Rancho Mirage, CA 3.0 3.0 2726 $4,500 $1.65 20d 1 1.45mi
30375 Avenida Alvera Cathedral City, CA 3.0 2.0 1665 $3,500 $2.10 45d 1 1.46mi
68920 Concepcion Rd Cathedral City, CA 4.0 4.0 2350 $4,500 $1.91 25d 1 1.47mi

HOA detail

Monthly dues
$230 · $2,760/yr
Likely covers
poolsecurity

Listing history 50 events

  1. 2026-06-21
    days on market $643,000 Active 45 DOM
  2. 2026-06-18
    days on market $643,000 Active 42 DOM
  3. 2026-06-17
    days on market $643,000 Active 41 DOM
  4. 2026-06-16
    days on market $643,000 Active 40 DOM
  5. 2026-06-15
    days on market $643,000 Active 39 DOM
  6. 2026-06-13
    days on market $643,000 Active 37 DOM
  7. 2026-06-13
    days on market $643,000 Active 36 DOM
  8. 2026-06-09
    days on market $643,000 Active 33 DOM
  9. 2026-06-08
    days on market $643,000 Active 32 DOM
  10. 2026-06-07
    days on market $643,000 Active 31 DOM
  11. 2026-06-04
    days on market $643,000 Active 28 DOM
  12. 2026-06-03
    days on market $643,000 Active 27 DOM
  13. 2026-06-02
    days on market $643,000 Active 26 DOM
  14. 2026-06-01
    days on market $643,000 Active 25 DOM
  15. 2026-05-31
    days on market $643,000 Active 24 DOM
  16. 2026-05-13
    status Active 847-char remark
  17. 2026-05-07
    status Pending 847-char remark
  18. 2026-05-01
    listed $643,000 Active 847-char remark
  19. 2021-03-23
    soldstatus $565,000 Closed 499-char remark
    Show marketing remark (499 chars)

    Rarely available 4BR/3BA home in the gated community of Tuscany in beautiful Rancho Mirage. This spectacular Plan 4 Sienna home is located on a premium corner lot. Open floor plan with warm, neutral colors and high ceilings. Gourmet kitchen including center island with prep sink and granite countertops. Kitchen is open to family room/den with fireplace. Generous master suite with walk-in closet, soaking tub, separate shower and dual vanities. Generous sized private backyard with room for pool.

  20. 2021-03-23
    soldstatus $563,500
    Show marketing remark (499 chars)

    Rarely available 4BR/3BA home in the gated community of Tuscany in beautiful Rancho Mirage. This spectacular Plan 4 Sienna home is located on a premium corner lot. Open floor plan with warm, neutral colors and high ceilings. Gourmet kitchen including center island with prep sink and granite countertops. Kitchen is open to family room/den with fireplace. Generous master suite with walk-in closet, soaking tub, separate shower and dual vanities. Generous sized private backyard with room for pool.

  21. 2021-03-19
    status Pending 499-char remark
    Show marketing remark (499 chars)

    Rarely available 4BR/3BA home in the gated community of Tuscany in beautiful Rancho Mirage. This spectacular Plan 4 Sienna home is located on a premium corner lot. Open floor plan with warm, neutral colors and high ceilings. Gourmet kitchen including center island with prep sink and granite countertops. Kitchen is open to family room/den with fireplace. Generous master suite with walk-in closet, soaking tub, separate shower and dual vanities. Generous sized private backyard with room for pool.

  22. 2021-03-14
    historical Active Under Contract 499-char remark
    Show marketing remark (499 chars)

    Rarely available 4BR/3BA home in the gated community of Tuscany in beautiful Rancho Mirage. This spectacular Plan 4 Sienna home is located on a premium corner lot. Open floor plan with warm, neutral colors and high ceilings. Gourmet kitchen including center island with prep sink and granite countertops. Kitchen is open to family room/den with fireplace. Generous master suite with walk-in closet, soaking tub, separate shower and dual vanities. Generous sized private backyard with room for pool.

  23. 2021-03-10
    listed $565,000 Active 499-char remark
    Show marketing remark (499 chars)

    Rarely available 4BR/3BA home in the gated community of Tuscany in beautiful Rancho Mirage. This spectacular Plan 4 Sienna home is located on a premium corner lot. Open floor plan with warm, neutral colors and high ceilings. Gourmet kitchen including center island with prep sink and granite countertops. Kitchen is open to family room/den with fireplace. Generous master suite with walk-in closet, soaking tub, separate shower and dual vanities. Generous sized private backyard with room for pool.

  24. 2018-01-24
    soldstatus $430,000 Sold
    Show marketing remark (840 chars)

    Welcome to this beautifully maintained home in the Gated Tuscany development in Rancho Mirage. Walk into a grand entrance that enters to the large living and dining room areas. Just beyond is the large Kitchen to include stainless appliances and an island that is open to the spacious great room which includes a fireplace for those necessary cozy nights. Kitchen also includes an area with workspace desk and opens to the private lush back yard which has a fully covered patio. Large master suite also has access to the back yard. Take advantage of what this home has to offer and enjoy the Rancho Mirage Lifestyle. This home is great for full time or vacationers. This gated community includes a pool, spa, play area and dog park. Community is centrally located in the valley close to Palm Springs and Palm Desert areas. Photos to follow.

  25. 2018-01-24
    soldstatus $430,000
    Show marketing remark (840 chars)

    Welcome to this beautifully maintained home in the Gated Tuscany development in Rancho Mirage. Walk into a grand entrance that enters to the large living and dining room areas. Just beyond is the large Kitchen to include stainless appliances and an island that is open to the spacious great room which includes a fireplace for those necessary cozy nights. Kitchen also includes an area with workspace desk and opens to the private lush back yard which has a fully covered patio. Large master suite also has access to the back yard. Take advantage of what this home has to offer and enjoy the Rancho Mirage Lifestyle. This home is great for full time or vacationers. This gated community includes a pool, spa, play area and dog park. Community is centrally located in the valley close to Palm Springs and Palm Desert areas. Photos to follow.

  26. 2018-01-22
    status Pending
    Show marketing remark (840 chars)

    Welcome to this beautifully maintained home in the Gated Tuscany development in Rancho Mirage. Walk into a grand entrance that enters to the large living and dining room areas. Just beyond is the large Kitchen to include stainless appliances and an island that is open to the spacious great room which includes a fireplace for those necessary cozy nights. Kitchen also includes an area with workspace desk and opens to the private lush back yard which has a fully covered patio. Large master suite also has access to the back yard. Take advantage of what this home has to offer and enjoy the Rancho Mirage Lifestyle. This home is great for full time or vacationers. This gated community includes a pool, spa, play area and dog park. Community is centrally located in the valley close to Palm Springs and Palm Desert areas. Photos to follow.

  27. 2017-12-23
    historical Contingent
    Show marketing remark (840 chars)

    Welcome to this beautifully maintained home in the Gated Tuscany development in Rancho Mirage. Walk into a grand entrance that enters to the large living and dining room areas. Just beyond is the large Kitchen to include stainless appliances and an island that is open to the spacious great room which includes a fireplace for those necessary cozy nights. Kitchen also includes an area with workspace desk and opens to the private lush back yard which has a fully covered patio. Large master suite also has access to the back yard. Take advantage of what this home has to offer and enjoy the Rancho Mirage Lifestyle. This home is great for full time or vacationers. This gated community includes a pool, spa, play area and dog park. Community is centrally located in the valley close to Palm Springs and Palm Desert areas. Photos to follow.

  28. 2017-11-21
    listed $434,900 Active
    Show marketing remark (840 chars)

    Welcome to this beautifully maintained home in the Gated Tuscany development in Rancho Mirage. Walk into a grand entrance that enters to the large living and dining room areas. Just beyond is the large Kitchen to include stainless appliances and an island that is open to the spacious great room which includes a fireplace for those necessary cozy nights. Kitchen also includes an area with workspace desk and opens to the private lush back yard which has a fully covered patio. Large master suite also has access to the back yard. Take advantage of what this home has to offer and enjoy the Rancho Mirage Lifestyle. This home is great for full time or vacationers. This gated community includes a pool, spa, play area and dog park. Community is centrally located in the valley close to Palm Springs and Palm Desert areas. Photos to follow.

  29. 2017-11-20
    historical
  30. 2017-09-29
    price $439,900
  31. 2017-07-01
    listed $449,000 Active
  32. 2008-05-30
    historical
  33. 2008-05-30
    soldstatus $406,000
  34. 2008-04-19
    historical
  35. 2008-04-06
    price $445,000
  36. 2008-04-01
    price $448,000
  37. 2008-03-21
    price $449,000
  38. 2008-03-06
    price $458,000
  39. 2008-01-05
    price $499,000
  40. 2007-12-27
    price $500,000
  41. 2007-11-04
    listed $520,000
  42. 2007-11-01
    historical
  43. 2007-08-15
    price $535,000
  44. 2007-06-20
    price $547,000
  45. 2007-03-23
    price $549,900
  46. 2007-02-22
    price $559,900
  47. 2006-08-26
    listed $579,500
  48. 2005-05-27
    soldstatus $550,000
  49. 2005-05-02
    historical
  50. 2005-02-10
    listed $560,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CA · Resets to sale price

Current annual tax
$8,508 · $709/mo
Projected year-2 tax
$8,508 · $709/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥113°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 4/10 Moderate 5 unhealthy d/yr today · 7 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$62,167
− Mortgage interest
−$36,018
− Property taxes
−$8,508
− Insurance
−$3,215
− Repairs & maintenance
−$4,973
− Management
−$4,973
− HOA
−$2,760
− Depreciation
−$18,705
Taxable loss
−$16,986
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$4,077
After-tax cash flow
$-1,758/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Palm Springs Unified
NCES district ID
0629550
Math proficiency
21% ▼ -7.00%
Reading proficiency
42% ▬ 0.00%
Median HH income
$43,638
Composite
26.76/100
National rank
#7131
State rank
#328 of 517 in CA

Livability — Rancho Mirage

Score
51/100
State rank
#1065
US rank
#25255

Category grades

Amenities F Commute F Cost of living F Crime B- Employment A+ Housing C+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Rancho Mirage, CA
County
Riverside County · 2,287,001 people
City population
17,563
Metro
Riverside-San Bernardino-Ontario, CA
Population (ZIP)
17,563
Household income
$107,364
Rent vs Own
18.0% rent · 82.0% own
Severe rent burden
498.0

Population outlook (Riverside County) Hauer SSP2

Today (2025)
2,664,475 people
By 2030
2,802,692 · +5.2%
By 2040
3,050,904 · +14.5%
By 2050
3,256,783 · +22.2%
By 2075
3,655,058 · +37.2%
By 2100
3,766,594 · +41.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (77%)
Race & ethnicity
White 77% Hispanic / Latino 15% Two or more races 6% Asian 4% Black 2%
Hispanic origin (detail)
Mexican 12%
Common ancestry
Slovak 4% Romanian 3% Lithuanian 3%
Foreign-born
17% · Canada, South Korea, China
Languages at home
81% English-only · Spanish 11% Other Indo-European 3% French/Haitian/Cajun 1%

Political lean MEDSL · Riverside

2024 margin
Toss-up / Even · D 48.0% · R 49.3% · Other 2.6%
2008→2024 swing
-3.6pp toward R · 2008: 2.3pp · 2024: -1.3pp
All cycles
2024: R+1.3 2020: D+8.0 2016: D+4.3 2012: R+0.4 2008: D+2.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -210.99%
Current HPI
282.2957
Rent YoY
▲ 3.72%
Metro
Riverside-San Bernardino-Ontario, CA
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

+14.8% since first listed
35 events — show timeline
  • 2026-05-13 Relisted GPSMLS
  • 2026-05-07 Pending GPSMLS
  • 2026-05-01 Listed $643,000 GPSMLS
  • 2021-03-23 Sold (Public Records) $563,500 Public Records
  • 2021-03-23 Sold (MLS) $565,000 GPSMLS
  • 2021-03-19 Pending GPSMLS
  • 2021-03-14 Contingent GPSMLS
  • 2021-03-10 Listed $565,000 GPSMLS
  • 2018-01-24 Sold (Public Records) $430,000 Public Records
  • 2018-01-24 Sold (MLS) $430,000 GPSMLS
  • 2018-01-22 Pending GPSMLS
  • 2017-12-23 Contingent GPSMLS
  • 2017-11-21 Listed $434,900 GPSMLS
  • 2017-11-20 Listing Removed GPSMLS
  • 2017-09-29 Price Changed $439,900 GPSMLS
  • 2017-07-01 Listed $449,000 GPSMLS
  • 2008-05-30 Listing Removed GPSMLS
  • 2008-05-30 Sold (Public Records) $406,000 Public Records
  • 2008-04-19 Contingent GPSMLS
  • 2008-04-06 Price Changed $445,000 GPSMLS
  • 2008-04-01 Price Changed $448,000 GPSMLS
  • 2008-03-21 Price Changed $449,000 GPSMLS
  • 2008-03-06 Price Changed $458,000 GPSMLS
  • 2008-01-05 Price Changed $499,000 GPSMLS
  • 2007-12-27 Price Changed $500,000 GPSMLS
  • 2007-11-04 Listed $520,000 GPSMLS
  • 2007-11-01 Listing Removed GPSMLS
  • 2007-08-15 Price Changed $535,000 GPSMLS
  • 2007-06-20 Price Changed $547,000 GPSMLS
  • 2007-03-23 Price Changed $549,900 GPSMLS
  • 2007-02-22 Price Changed $559,900 GPSMLS
  • 2006-08-26 Listed $579,500 GPSMLS
  • 2005-05-27 Sold (Public Records) $550,000 Public Records
  • 2005-05-02 Listing Removed GPSMLS
  • 2005-02-10 Listed $560,000 GPSMLS

Property tax history

+1.9%/yr

Latest (2025): $8,508 · -0.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…