None · Port Charlotte, FL 33948

$254,000

3 bd · 2.0 ba · 1,554 sqft · SingleFamily public records · 60 Days on market

Built 1985 0.28 ac lot Est $345k · 26% under

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +15.7/30.0
• ARV discount +15.0/15.0
• DSCR +4.8/10.0
• Schools +4.6/10.0
• 1% rule +3.5/10.0
• Livability +3.2/5.0
• Condition / age +2.5/5.0
• Rent growth +2.1/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Welcome to 2084 Leisure Street in Port Charlotte — a well-maintained home with important updates already in place. Recent improvements include a new roof in 2021, new A/C in 2022, and fresh exterior paint in 2026, giving buyers added confidence and a clean, updated first impression. Garage features a pull down screen, so you can work in the garage without bugs! Situated on an extra large lot, this property offers added space to enjoy outdoor living, gardening, storage, or simply a little more room to spread out. Conveniently located close to shopping, medical facilities, parks, schools, and a boat launch, this home offers both comfort and accessibility. Whether you are looking for a full-time residence, seasonal retreat, or investment opportunity, this Port Charlotte property is a great option with key updates already taken care of.

Key facts

• Extra large lot
• New a/c
• Fresh exterior paint

Tags

• NEW ROOF
• NEW A/C
• FRESH EXTERIOR PAINT
• EXTRA LARGE LOT
• CLOSE TO SHOPPING
• CLOSE TO MEDICAL FACILITIES

Property features AI

Exterior

• Parking: Attached 2-car garage; Driveway; Garage with automatic door opener
• Security: Storm/security shutters
• Utilities: Public water; Septic tank sewer
• Home design: Single-story home; Resale property; Faces west
• Construction: Block and stucco construction; Shingle roof
• Exterior features: Enclosed porch; Screened porch; Patio; Fence; Storm/security shutters

Interior

• Kitchen: Electric range; Dishwasher; Microwave; Refrigerator; Freezer; Disposal; Breakfast bar; Pantry
• Bedrooms: Bedroom 2 (12 x 12)
• Flooring: Carpet; Tile; Vinyl
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating; Central air conditioning; Ceiling fans
• Interior features: Blinds on windows; Breakfast bar; Bedroom on main level; Dual sinks; First floor entry; Decorative fireplace; Combined living and dining area; Pantry; Split bedroom layout; Vaulted ceilings; Walk-in closets
• Laundry & utility: Washer; Dryer; Utility room (5 x 7); Laundry room

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $254k.

Deal economics

• At list price, monthly cash flow is $112 ($1k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $215k (15.3% below list).
• Recommended offer: $215k (15.3% below list) — sets the bar for 1% rule.
• Cap rate 6.8% vs local median 4.4% in Port Charlotte — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 65/100 on livability (#655 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: employment D, amenities F, commute F.
• Charlotte (suburban): math 54% / reading 54% proficiency, ranked #22 of 73 in FL (top 30%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Liberty Elementary School (math 56% / reading 56%, grade C+, #832 of 2,144 statewide, top 40%, 622 students, 56% FRL); Murdock Middle School (math 50% / reading 45%, grade C-, #288 of 571 statewide, top 51%, 577 students, 56% FRL); Port Charlotte High School (math 23% / reading 38%, grade F, #434 of 667 statewide, top 66%, 1,649 students, 43% FRL) — zoned schools at 52% FRL track the district average.
• Market conditions: Rents soft (-1.6%/yr); 963 active listings in the ZIP; 23 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 4,585 units permitted in Charlotte County in 2024 (703 in 5+ unit buildings).
• This rent runs 41% of the median local income ($63k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
• Charlotte County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 60 days — a 3% lower offer ($246k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 12y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→29/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $215,196 (15.3% below list)

Questions for the listing agent

1. It's been on market 60 days. Have you received any prior offers? Is the seller open to a 15% concession, seller financing, or rate buy-down credit?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.85% ✗
• Cap rate: 6.82%
• Cash-on-cash: 1.89%
• DSCR: 1.08
• GRM: 9.8

CMA / ARV

• ARV (on-the-fly): $344,988
• Comps found: 10

Show comp detail 10 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
18151 Summerdown Ave	0.45mi	3/2.0	1,577 (+2%)	8mo	$350,000	$222	70
2106 Wonderwin St	0.25mi	3/2.0	1,430 (-8%)	19mo	$238,000	$166	59
18159 Summerdown Ave	0.44mi	3/2.0	1,408 (-9%)	7mo	$320,000	$227	58
18440 Barbara Ave	0.25mi	4/2.0 (+1)	1,617 (+4%)	23mo	$320,000	$198	58
2224 Pellam Blvd	0.46mi	3/2.5	1,562 (+0%)	23mo	$465,000	$298	56
2293 Summit St	0.65mi	3/2.0	1,456 (-6%)	9mo	$325,000	$223	51
2290 Sunninglow St	0.51mi	3/2.0	1,628 (+5%)	22mo	$387,500	$238	50
2473 Woodyglen St	0.75mi	3/2.0	1,678 (+8%)	11mo	$216,000	$129	42
17505 Harris Ave	0.72mi	4/2.0 (+1)	1,456 (-6%)	18mo	$205,000	$141	36
966 Red Bay Ter NW	0.75mi	3/2.0	1,771 (+14%)	23mo	$361,000	$204	23

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -16.5%
• Equity multiple: 0.43×
• Total profit: $-40,412
• Equity at exit: $37,872

10-year hold

• IRR: -14.1%
• Equity multiple: 0.29×
• Total profit: $-50,676
• Equity at exit: $21,961

Cash invested: $71,120 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33948

• Home prices YoY: -14.9%
• Rents YoY: -1.6%
• Active inventory: 963
• Price-to-rent: 9.8×

Monthly cashflow live

• Estimated rent: $2,152 high
• Mortgage (P&I): −$1,332
• Tax from tax record: −$150 /mo · $1,805/yr
• Insurance: −$106
• HOA: −$0
• Vacancy / Maint / Mgmt: −$452
• Net cashflow: $112

Break-even live

Break-even rent $2,010

Max offer price $254,000

Occupancy floor 90%

Sensitivity live

Price	-10% $256	-5% $184	+0% $112	+5% $40	+10% $-32
Rent	-10% $-58	-5% $27	+0% $112	+5% $197	+10% $282
Rate	-1.0pp $240	-0.5pp $176	base $112	+0.5pp $46	+1.0pp $-21

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $63,500
• Closing costs: $7,620
• Reserves months: —
• Total cash needed: —

Rent comps 23 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
2223 Tinker St Port Charlotte, FL	3.0	2.0	1337	$2,400	$1.80	22d	1	0.29mi
2144 Pellam Blvd Port Charlotte, FL	4.0	2.5	1751	$2,106	$1.20	15d	1	0.39mi
1275 Price Cir NW Port Charlotte, FL	3.0	2.0	1810	$1,700	$0.94	22d	1	0.49mi
1261 Joplin Ave NW Port Charlotte, FL	2.0	2.0	1200	$1,950	$1.62	22d	1	0.49mi
2457 Haven St Port Charlotte, FL	3.0	2.0	1150	$1,775	$1.54	22d	1	0.71mi
1011 Tropical Ave NW Port Charlotte, FL	3.0	2.0	1558	$1,950	$1.25	22d	1	0.93mi
1000 Chevy Chase St Port Charlotte, FL	3.0	2.0	1589	$3,500	$2.20	22d	1	1.01mi
18407 Avon Ave Port Charlotte, FL	2.0	2.0	1508	$1,775	$1.18	22d	1	1.04mi
17319 Terry Ave Port Charlotte, FL	3.0	2.0	1478	$2,095	$1.42	22d	1	1.06mi
945 Chevy Chase St Port Charlotte, FL	3.0	2.0	1582	$2,875	$1.82	22d	1	1.08mi
1225 Armsdale Ave Port Charlotte, FL	3.0	2.0	1140	$1,525	$1.34	22d	1	1.16mi
2113 Como St Port Charlotte, FL	3.0	2.0	1162	$1,500	$1.29	22d	1	1.18mi
17230 Belmont Ave Port Charlotte, FL	2.0	2.0	1052	$1,375	$1.31	22d	1	1.19mi
18423 Elgin Ave Port Charlotte, FL	4.0	2.0	1636	$2,200	$1.34	22d	1	1.21mi
2220 Broad Ranch Dr Port Charlotte, FL	3.0	2.0	1908	$6,000	$3.14	22d	1	1.23mi
2022 Dorion St Port Charlotte, FL	3.0	2.0	1200	$1,695	$1.41	15d	1	1.28mi
979 Roseway Ter NW Unit 979 Port Charlotte, FL	2.0	2.0	1140	$1,750	$1.54	22d	1	1.31mi
979 Roseway Ter NW Port Charlotte, FL	3.0	1.5	1140	$1,525	$1.34	22d	1	1.31mi
3153 Jody St Port Charlotte, FL	4.0	2.0	1650	$1,945	$1.18	22d	1	1.33mi
1174 Victoria Ave Port Charlotte, FL	2.0	2.0	1092	$1,650	$1.51	22d	1	1.38mi
17107 Thompson Ave Unit 17107 Port Charlotte, FL	3.0	2.0	1190	$1,900	$1.60	22d	1	1.42mi
18400 Tulane Ave Port Charlotte, FL	4.0	2.0	1636	$2,600	$1.59	15d	1	1.46mi
2000 Forrest Nelson Blvd Unit B6 Port Charlotte, FL	2.0	2.5	1218	$1,400	$1.15	22d	1	1.47mi

Listing history 31 events

1. 2026-06-22
   days on market $254,000 Active 60 DOM
2. 2026-06-18
   days on market $254,000 Active 57 DOM
3. 2026-06-17
   days on market $254,000 Active 56 DOM
4. 2026-06-16
   days on market $254,000 Active 55 DOM
5. 2026-06-15
   days on market $254,000 Active 54 DOM
6. 2026-06-14
   days on market $254,000 Active 52 DOM
7. 2026-06-13
   days on market $254,000 Active 51 DOM
8. 2026-06-10
   days on market $254,000 Active 49 DOM
9. 2026-06-09
   days on market $254,000 Active 48 DOM
10. 2026-06-08
    days on market $254,000 Active 47 DOM
11. 2026-06-07
    days on market $254,000 Active 46 DOM
12. 2026-06-05
    days on market $254,000 Active 43 DOM
13. 2026-06-03
    days on market $254,000 Active 42 DOM
14. 2026-06-02
    days on market $254,000 Active 41 DOM
15. 2026-06-01
    days on market $254,000 Active 40 DOM
16. 2026-05-31
    days on market $254,000 Active 39 DOM
17. 2026-05-30
    days on market $254,000 Active 38 DOM
18. 2026-05-06
    price $254,000

    Show marketing remark (850 chars)

    Welcome to 2084 Leisure Street in Port Charlotte — a well-maintained home with important updates already in place. Recent improvements include a new roof in 2021, new A/C in 2022, and fresh exterior paint in 2026, giving buyers added confidence and a clean, updated first impression. Garage features a pull down screen, so you can work in the garage without bugs! Situated on an extra large lot, this property offers added space to enjoy outdoor living, gardening, storage, or simply a little more room to spread out. Conveniently located close to shopping, medical facilities, parks, schools, and a boat launch, this home offers both comfort and accessibility. Whether you are looking for a full-time residence, seasonal retreat, or investment opportunity, this Port Charlotte property is a great option with key updates already taken care of.

19. 2026-05-06
    price $254,000 850-char remark

    Show marketing remark (850 chars)

    Welcome to 2084 Leisure Street in Port Charlotte — a well-maintained home with important updates already in place. Recent improvements include a new roof in 2021, new A/C in 2022, and fresh exterior paint in 2026, giving buyers added confidence and a clean, updated first impression. Garage features a pull down screen, so you can work in the garage without bugs! Situated on an extra large lot, this property offers added space to enjoy outdoor living, gardening, storage, or simply a little more room to spread out. Conveniently located close to shopping, medical facilities, parks, schools, and a boat launch, this home offers both comfort and accessibility. Whether you are looking for a full-time residence, seasonal retreat, or investment opportunity, this Port Charlotte property is a great option with key updates already taken care of.

20. 2026-04-17
    status Active 850-char remark

    Show marketing remark (850 chars)

    Welcome to 2084 Leisure Street in Port Charlotte — a well-maintained home with important updates already in place. Recent improvements include a new roof in 2021, new A/C in 2022, and fresh exterior paint in 2026, giving buyers added confidence and a clean, updated first impression. Garage features a pull down screen, so you can work in the garage without bugs! Situated on an extra large lot, this property offers added space to enjoy outdoor living, gardening, storage, or simply a little more room to spread out. Conveniently located close to shopping, medical facilities, parks, schools, and a boat launch, this home offers both comfort and accessibility. Whether you are looking for a full-time residence, seasonal retreat, or investment opportunity, this Port Charlotte property is a great option with key updates already taken care of.

21. 2026-04-16
    status Pending 850-char remark

    Show marketing remark (850 chars)

    Welcome to 2084 Leisure Street in Port Charlotte — a well-maintained home with important updates already in place. Recent improvements include a new roof in 2021, new A/C in 2022, and fresh exterior paint in 2026, giving buyers added confidence and a clean, updated first impression. Garage features a pull down screen, so you can work in the garage without bugs! Situated on an extra large lot, this property offers added space to enjoy outdoor living, gardening, storage, or simply a little more room to spread out. Conveniently located close to shopping, medical facilities, parks, schools, and a boat launch, this home offers both comfort and accessibility. Whether you are looking for a full-time residence, seasonal retreat, or investment opportunity, this Port Charlotte property is a great option with key updates already taken care of.

22. 2026-03-27
    listed $259,000 Active

    Show marketing remark (850 chars)

    Welcome to 2084 Leisure Street in Port Charlotte — a well-maintained home with important updates already in place. Recent improvements include a new roof in 2021, new A/C in 2022, and fresh exterior paint in 2026, giving buyers added confidence and a clean, updated first impression. Garage features a pull down screen, so you can work in the garage without bugs! Situated on an extra large lot, this property offers added space to enjoy outdoor living, gardening, storage, or simply a little more room to spread out. Conveniently located close to shopping, medical facilities, parks, schools, and a boat launch, this home offers both comfort and accessibility. Whether you are looking for a full-time residence, seasonal retreat, or investment opportunity, this Port Charlotte property is a great option with key updates already taken care of.

23. 2026-03-27
    listed $259,000 Active 850-char remark

    Show marketing remark (850 chars)

    Welcome to 2084 Leisure Street in Port Charlotte — a well-maintained home with important updates already in place. Recent improvements include a new roof in 2021, new A/C in 2022, and fresh exterior paint in 2026, giving buyers added confidence and a clean, updated first impression. Garage features a pull down screen, so you can work in the garage without bugs! Situated on an extra large lot, this property offers added space to enjoy outdoor living, gardening, storage, or simply a little more room to spread out. Conveniently located close to shopping, medical facilities, parks, schools, and a boat launch, this home offers both comfort and accessibility. Whether you are looking for a full-time residence, seasonal retreat, or investment opportunity, this Port Charlotte property is a great option with key updates already taken care of.

24. 2021-08-05
    soldstatus $254,000
25. 2014-09-30
    soldstatus $119,900
26. 2014-09-26
    soldstatus $119,900 Sold 936-char remark

    Show marketing remark (936 chars)

    PORT CHARLOTTE 2 MASTER SUITES ON BEAUTIFUL CORNER LOT. 1,714SQ FT OF LIVING SPACE INCLUDING, LIVING, FAMILY AND FLORIDA ROOM WITH 3 DOUBLE SLIDERS, OPEN PATIO WITH FOUNTAIN AND CERAMIC FIRE POT WITH WOOD FENCED BACK YARD, HUGE OAK TREES FRONT AND BACK. CONCRETE CUBING WITH STONES AROUND HOME. HURRICANE SHUTTER. HOME MOSTLY FURNISHED, READY TO MOVE IN, JUST BRING YOUR PERSONAL ITEMS. OWNER TO HAVE LIST OF ITEMS SHE WILL BE TAKING AS PIANO, TV IN FAMILY ROOM, ELECTRONICS, A FEW PICTURES AND WHAT KNOTS OF PERSONAL ITEMS. CATHEDRAL CEILINGS WITH PLANT SHELVES, TILED SCREENED ENTRY, A/C AND ROOF REPLACED 2002, WATER HEATER 2012, REFRIGERATOR 2011, OVERHEAD PLUMBING, NEW COMMODE IN 2ND BATH, PAINT INSIDE AND OUT, 5 CEILING FANS, MASTER BATH WITH DUAL SINKS AND KNEE HOLE, WALK IN SHOWER AND WALK IN CLOSET. LOOKING FOR A NICE LOCATION JUST MINUTES TO MALL AND SHOPPING. NOTHING TO DO BUT MOVE IN. NICE, NEAT AND CLEAN. SOLD AS IS.

27. 2014-09-10
    status Pending 936-char remark

    Show marketing remark (936 chars)

    PORT CHARLOTTE 2 MASTER SUITES ON BEAUTIFUL CORNER LOT. 1,714SQ FT OF LIVING SPACE INCLUDING, LIVING, FAMILY AND FLORIDA ROOM WITH 3 DOUBLE SLIDERS, OPEN PATIO WITH FOUNTAIN AND CERAMIC FIRE POT WITH WOOD FENCED BACK YARD, HUGE OAK TREES FRONT AND BACK. CONCRETE CUBING WITH STONES AROUND HOME. HURRICANE SHUTTER. HOME MOSTLY FURNISHED, READY TO MOVE IN, JUST BRING YOUR PERSONAL ITEMS. OWNER TO HAVE LIST OF ITEMS SHE WILL BE TAKING AS PIANO, TV IN FAMILY ROOM, ELECTRONICS, A FEW PICTURES AND WHAT KNOTS OF PERSONAL ITEMS. CATHEDRAL CEILINGS WITH PLANT SHELVES, TILED SCREENED ENTRY, A/C AND ROOF REPLACED 2002, WATER HEATER 2012, REFRIGERATOR 2011, OVERHEAD PLUMBING, NEW COMMODE IN 2ND BATH, PAINT INSIDE AND OUT, 5 CEILING FANS, MASTER BATH WITH DUAL SINKS AND KNEE HOLE, WALK IN SHOWER AND WALK IN CLOSET. LOOKING FOR A NICE LOCATION JUST MINUTES TO MALL AND SHOPPING. NOTHING TO DO BUT MOVE IN. NICE, NEAT AND CLEAN. SOLD AS IS.

28. 2014-08-04
    historical Active with Contract 936-char remark

    Show marketing remark (936 chars)

    PORT CHARLOTTE 2 MASTER SUITES ON BEAUTIFUL CORNER LOT. 1,714SQ FT OF LIVING SPACE INCLUDING, LIVING, FAMILY AND FLORIDA ROOM WITH 3 DOUBLE SLIDERS, OPEN PATIO WITH FOUNTAIN AND CERAMIC FIRE POT WITH WOOD FENCED BACK YARD, HUGE OAK TREES FRONT AND BACK. CONCRETE CUBING WITH STONES AROUND HOME. HURRICANE SHUTTER. HOME MOSTLY FURNISHED, READY TO MOVE IN, JUST BRING YOUR PERSONAL ITEMS. OWNER TO HAVE LIST OF ITEMS SHE WILL BE TAKING AS PIANO, TV IN FAMILY ROOM, ELECTRONICS, A FEW PICTURES AND WHAT KNOTS OF PERSONAL ITEMS. CATHEDRAL CEILINGS WITH PLANT SHELVES, TILED SCREENED ENTRY, A/C AND ROOF REPLACED 2002, WATER HEATER 2012, REFRIGERATOR 2011, OVERHEAD PLUMBING, NEW COMMODE IN 2ND BATH, PAINT INSIDE AND OUT, 5 CEILING FANS, MASTER BATH WITH DUAL SINKS AND KNEE HOLE, WALK IN SHOWER AND WALK IN CLOSET. LOOKING FOR A NICE LOCATION JUST MINUTES TO MALL AND SHOPPING. NOTHING TO DO BUT MOVE IN. NICE, NEAT AND CLEAN. SOLD AS IS.

29. 2014-07-29
    listed $119,900 Active 936-char remark

    Show marketing remark (936 chars)

    PORT CHARLOTTE 2 MASTER SUITES ON BEAUTIFUL CORNER LOT. 1,714SQ FT OF LIVING SPACE INCLUDING, LIVING, FAMILY AND FLORIDA ROOM WITH 3 DOUBLE SLIDERS, OPEN PATIO WITH FOUNTAIN AND CERAMIC FIRE POT WITH WOOD FENCED BACK YARD, HUGE OAK TREES FRONT AND BACK. CONCRETE CUBING WITH STONES AROUND HOME. HURRICANE SHUTTER. HOME MOSTLY FURNISHED, READY TO MOVE IN, JUST BRING YOUR PERSONAL ITEMS. OWNER TO HAVE LIST OF ITEMS SHE WILL BE TAKING AS PIANO, TV IN FAMILY ROOM, ELECTRONICS, A FEW PICTURES AND WHAT KNOTS OF PERSONAL ITEMS. CATHEDRAL CEILINGS WITH PLANT SHELVES, TILED SCREENED ENTRY, A/C AND ROOF REPLACED 2002, WATER HEATER 2012, REFRIGERATOR 2011, OVERHEAD PLUMBING, NEW COMMODE IN 2ND BATH, PAINT INSIDE AND OUT, 5 CEILING FANS, MASTER BATH WITH DUAL SINKS AND KNEE HOLE, WALK IN SHOWER AND WALK IN CLOSET. LOOKING FOR A NICE LOCATION JUST MINUTES TO MALL AND SHOPPING. NOTHING TO DO BUT MOVE IN. NICE, NEAT AND CLEAN. SOLD AS IS.

30. 2001-08-24
    soldstatus $83,500
31. 1986-04-01
    soldstatus $62,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $1,805 · $150/mo
• Projected year-2 tax: $2,108 · $176/mo
• Expected delta: +$304/yr (+$25/mo · 16.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 6/10 Major FEMA zone X (shaded) · 64% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 29 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $25,824
• − Mortgage interest: −$14,228
• − Property taxes: −$1,805
• − Insurance: −$1,270
• − Repairs & maintenance: −$2,066
• − Management: −$2,066
• − Depreciation: −$7,389
• Taxable loss: −$3,000
• Est. tax savings @ 24.0%: +$720
• After-tax cash flow: $2,062/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Charlotte
• NCES district ID: 1200240
• Math proficiency: 54% ▼ -6.00%
• Reading proficiency: 54% ▼ -1.00%
• Median HH income: $44,864
• Composite: 45.62/100
• National rank: #2586
• State rank: #22 of 73 in FL

Livability — Port Charlotte

• Score: 65/100
• State rank: #655
• US rank: #13081

Category grades

Amenities F Commute F Cost of living A+ Crime C+ Employment D Housing A+ Health & safety D- User ratings D+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Port Charlotte, FL
• County: Charlotte County · 196,994 people
• City population: 102,180
• Metro: Punta Gorda, FL
• Population (ZIP): 18,696
• Household income: $62,744
• Rent vs Own: 13.8% rent · 86.2% own
• Severe rent burden: 501.0

Population outlook (Charlotte County) Hauer SSP2

• Today (2025): 198,646 people
• By 2030: 210,507 · +6.0%
• By 2040: 230,857 · +16.2%
• By 2050: 247,148 · +24.4%
• By 2075: 281,777 · +41.8%
• By 2100: 293,609 · +47.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (79%)
• Race & ethnicity: White 79% Two or more races 8% Black 7% Hispanic / Latino 7% Asian 2%
• Hispanic origin (detail): Mexican 2% Puerto Rican 1%
• Common ancestry: Lithuanian 5% Romanian 4% Iranian 2%
• Foreign-born: 11% · Canada
• Languages at home: 88% English-only · Spanish 5% Russian/Polish/Slavic 2% Other Indo-European 1%

Political lean MEDSL · Charlotte

• 2024 margin: Solid R (+34.0) · D 32.7% · R 66.7%
• 2008→2024 swing: -26.7pp toward R · 2008: -7.2pp · 2024: -34.0pp
• All cycles: 2024: R+34.0 2020: R+26.6 2016: R+27.8 2012: R+14.3 2008: R+7.2

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -55.31%
• Current HPI: 315.0548
• Rent YoY: ▼ -1.63%
• Metro: Punta Gorda, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+306.4% since first listed

14 events — show timeline

• 2026-05-06 Price Changed $254,000 MARMLS
• 2026-05-06 Price Changed $254,000 Stellar MLS as Distributed by MLS Grid
• 2026-04-17 Relisted — Stellar MLS as Distributed by MLS Grid
• 2026-04-16 Pending — Stellar MLS as Distributed by MLS Grid
• 2026-03-27 Listed $259,000 Stellar MLS as Distributed by MLS Grid
• 2026-03-27 Listed $259,000 MARMLS
• 2021-08-05 Sold (Public Records) $254,000 Public Records
• 2014-09-30 Sold (Public Records) $119,900 Public Records
• 2014-09-26 Sold (MLS) $119,900 Stellar MLS as Distributed by MLS Grid
• 2014-09-10 Pending — Stellar MLS as Distributed by MLS Grid
• 2014-08-04 Contingent — Stellar MLS as Distributed by MLS Grid
• 2014-07-29 Listed $119,900 Stellar MLS as Distributed by MLS Grid
• 2001-08-24 Sold (Public Records) $83,500 Public Records
• 1986-04-01 Sold (Public Records) $62,500 Public Records

Property tax history

+4.5%/yr

Latest (2025): $1,805 · +2.4% YoY. Source: county tax records.