12432 Orchid Ln · Walker, LA 70785

$220,000

3 bd · 2.0 ba · 1,557 sqft · SingleFamily · 16 Days on market

Built 2021 Good condition 6,969 sqft lot $141/sqft · 10% below area Est $245k · 10% under $28/mo HOA · 2% of rent ↓ 6% since listing

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Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +12.1/15.0
• Cash flow +12.0/30.0
• Schools +4.0/10.0
• Condition / age +4.0/5.0
• Livability +3.8/5.0
• DSCR +3.5/10.0
• 1% rule +3.2/10.0
• Rent growth +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Welcome to this beautiful 3 bedroom, 2-bath home designed with comfort and style in mind. The open concept kitchen, family, and dining areas create the perfect space for entertaining, featuring granite countertops, a subway tile backsplash, beautiful cabinetry and a center island. A large corner pantry provides plenty of storage, while luxury floating vinyl plank floors run throughout all main living spaces, including bathrooms and the laundry room. The master suite offers a relaxing retreat, leading to a spa-like bath with a garden soaking tub and oversized shower perfect for unwinding at the end of the day. Need more storage? The spacious master closet provides an ideal solution. This home also includes energy-efficient features to help keep utility costs down. Located in the desirable Foxglove community in the City of Walker, this home sits on an oversized lot in a family-friendly neighborhood featuring a playground and serene fishing ponds with illuminated fountains. The area is zoned for top rated schools and offers quick access to the interstate, shopping, dining, and entertainment, including nearby attractions like Juban Crossing and Bass Pro Shops. Whether you’re a first time buyer or looking for a welcoming, well-connected community, this property is a wonderful place to call home.

Key facts

• Spa-like bath
• Open concept kitchen
• Granite countertops

Tags

• OPEN CONCEPT KITCHEN
• GRANITE COUNTERTOPS
• SUBWAY TILE BACKSPLASH
• LARGE CORNER PANTRY
• SPA-LIKE BATH
• GARDEN SOAKING TUB

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $220k. Condition is rated good.

Deal economics

• At list price, monthly cash flow is $-479 ($-6k/yr) — negative.
• To cash-flow at today's rent, offer at most $135k (38.5% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $181k (17.7% below list).
• Recommended offer: $135k (38.5% below list) — sets the bar for cash-flow.
• Cap rate 6.0% vs local median 4.0% in Walker — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 75/100 on livability (#19 in LA, #3,999 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: crime F, amenities D-, commute F.
• Livingston Parish (suburban): math 40% / reading 52% proficiency, ranked #13 of 98 in LA (top 13%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 454 active listings in the ZIP; 12 comparable units currently listed for rent nearby; rentals lingering (median 155d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 58% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 794 units permitted in Livingston Parish in 2024 (99 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
• Livingston County population projected at +27% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 16 days — a 2% lower offer ($217k) is reasonable based on typical stale-listing flexibility.
• 6 sale attempts since 5y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: flood insurance adds $427/mo.
• Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $135,361 (38.5% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.82% ✗
• Cap rate: 6.01%
• Cash-on-cash: -1.02%
• DSCR: 0.95
• GRM: 10.1

CMA / ARV

• ARV (median comp): $245,040
• List price: $220,000
• Delta: -10.22%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
12465 Orchid Ln	0.06mi	3/2.0	1,557 (0%)	5mo	$189,900	$122	93
12617 Foxglove Ave	0.27mi	4/2.0 (+1)	1,576 (+1%)	3mo	$239,900	$152	78
12641 Foxglove Ave	0.27mi	4/2.0 (+1)	1,576 (+1%)	4mo	$239,900	$152	77
12712 Nightshade Ave	0.22mi	4/2.0 (+1)	1,612 (+4%)	3mo	$254,900	$158	76
12629 Foxglove Ave	0.24mi	4/2.0 (+1)	1,612 (+4%)	2mo	$249,900	$155	76
12664 Nightshade Ave	0.30mi	4/2.0 (+1)	1,612 (+4%)	1mo	$249,900	$155	74
12658 Nightshade Ave	0.22mi	3/2.5	1,392 (-11%)	1mo	$232,900	$167	69
12605 Foxglove Ave	0.27mi	3/2.5	1,392 (-11%)	2mo	$228,900	$164	66
12623 Foxglove Ave	0.27mi	3/2.5	1,392 (-11%)	2mo	$227,900	$164	66
12647 Foxglove Ave	0.27mi	3/2.5	1,392 (-11%)	4mo	$229,900	$165	64
12242 Creekside Ave	0.34mi	3/2.0	1,360 (-13%)	2mo	$215,000	$158	61
12635 Foxglove Ave	0.27mi	3/2.5	1,785 (+15%)	4mo	$264,900	$148	57

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -32.7%
• Equity multiple: -0.07×
• Total profit: $-65,899
• Equity at exit: $32,803

10-year hold

• IRR: -37.8%
• Equity multiple: -0.55×
• Total profit: $-95,597
• Equity at exit: $19,022

Cash invested: $61,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Louisiana: 90 Strongly Landlord-Friendly · R+12
• County: — inherits STATE
• City: — inherits STATE

5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

Methodology + full state rankings →

Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

• For sale now: 30 active · 24 under contract
• Months of supply: 9.0 mo (11%/mo absorbed)
• Median asking: $254,900 ($156/sqft)
• Median days on market: 16 d
• This list price: 10% of active listings are priced below it
• ARV vs active asking: +0.8% vs current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 70785

• Home prices YoY: -34.0%
• Active inventory: 454
• Price-to-rent: 10.1×

Monthly cashflow live

• Estimated rent: $1,810 high
• Mortgage (P&I): −$1,154
• Tax from tax record: −$209 /mo · $2,508/yr
• Insurance: −$92
• Flood insurance flood zone: −$427 /mo · $5,118/yr
• HOA: −$28
• Vacancy / Maint / Mgmt: −$380
• Net cashflow: $-479

Break-even live

Break-even rent $2,416

Max offer price $135,361

Occupancy floor —

Sensitivity live

Price	-10% $-355	-5% $-417	+0% $-479	+5% $-541	+10% $-604
Rent	-10% $-622	-5% $-551	+0% $-479	+5% $-408	+10% $-336
Rate	-1.0pp $-368	-0.5pp $-423	base $-479	+0.5pp $-536	+1.0pp $-594

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $55,000
• Closing costs: $6,600
• Club membership (one-time): —
• Reserves months: —
• Total cash needed: —

Rent comps 12 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
12456 Orchid Ln Walker, LA	3.0	2.0	1250	$1,800	$1.44	36d	1	0.04mi
12513 Orchid Ln Walker, LA	4.0	2.0	1496	$1,675	$1.12	2d	1	0.12mi
12567 Orchid Ln Walker, LA	4.0	2.0	1496	$1,750	$1.17	160d	1	0.19mi
12567 Orchid Ln Walker, LA	4.0	2.0	1496	$1,750	$1.17	155d	1	0.19mi
12268 Cottage Hill Dr Walker, LA	3.0	2.0	1373	$1,850	$1.35	160d	1	0.36mi
30794 Tanner Ln Walker, LA	3.0	2.0	1184	$1,550	$1.31	164d	1	0.96mi
13340 Isabella Blvd Walker, LA	4.0	2.0	1668	$2,000	$1.20	185d	1	1.03mi
11480 Brookwood Dr Denham Springs, LA	4.0	2.0	1836	$2,125	$1.16	14d	1	1.13mi
11480 Brookwood Dr Denham Springs, LA	4.0	2.0	1836	$2,125	$1.16	10d	1	1.13mi
11480 Brookwood Dr Denham Springs, LA	4.0	2.0	1836	$2,125	$1.16	1d	1	1.13mi
30962 Clearview Ct Denham Springs, LA	4.0	2.0	1704	$1,945	$1.14	160d	1	1.25mi
13446 S Trace Dr Walker, LA	3.0	2.0	1440	$1,600	$1.11	10d	1	1.38mi

Property features AI

Finance

• HOA & community: Annual association fee of $330

Exterior

• Utilities: Public waterPublic sewerCable available
• Home design: Single-family residenceTraditional styleOne story
• Construction: Slab and post-tension foundationAsphalt roof
• Exterior features: Landscaped

Interior

• Kitchen: Kitchen islandDishwasherRangeGas stove connection
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heatingCentral air
• Interior features: Dual closetsHigh ceilingsEn suite
• Laundry & utility: Electric dryer hookupWasher hookup

Listing history 50 events

1. 2026-11-08
   days on market $220,000 Active 16 DOM
2. 2026-11-07
   days on market $220,000 Active 15 DOM
3. 2026-11-06
   days on market $220,000 Active 14 DOM
4. 2026-11-05
   days on market $220,000 Active 13 DOM
5. 2026-11-04
   days on market $220,000 Active 12 DOM
6. 2026-11-02
   days on market $220,000 Active 10 DOM
7. 2026-11-01
   days on market $220,000 Active 9 DOM
8. 2026-10-31
   days on market $220,000 Active 8 DOM
9. 2026-10-30
   days on market $220,000 Active 7 DOM
10. 2026-10-29
    days on market $220,000 Active 6 DOM
11. 2026-10-28
    days on market $220,000 Active 5 DOM
12. 2026-10-27
    days on market $220,000 Active 4 DOM
13. 2026-10-26
    days on market $220,000 Active 3 DOM
14. 2026-10-26
    days on market $220,000 Active 2 DOM
15. 2026-10-24
    days on marketlisting id $220,000 Active 1 DOM
16. 2026-10-23
    days on market $220,000 Active 177 DOM
17. 2026-10-22
    days on market $220,000 Active 176 DOM
18. 2026-10-21
    days on market $220,000 Active 175 DOM
19. 2026-10-20
    days on market $220,000 Active 174 DOM
20. 2026-10-19
    days on market $220,000 Active 173 DOM
21. 2026-10-18
    days on market $220,000 Active 172 DOM
22. 2026-10-17
    days on market $220,000 Active 171 DOM
23. 2026-10-16
    days on market $220,000 Active 170 DOM
24. 2026-10-15
    days on market $220,000 Active 169 DOM
25. 2026-10-14
    days on market $220,000 Active 168 DOM
26. 2026-10-13
    days on market $220,000 Active 167 DOM
27. 2026-10-12
    days on market $220,000 Active 166 DOM
28. 2026-10-11
    days on market $220,000 Active 165 DOM
29. 2026-10-10
    days on market $220,000 Active 164 DOM
30. 2026-10-09
    days on market $220,000 Active 163 DOM
31. 2026-10-08
    days on market $220,000 Active 162 DOM
32. 2026-10-07
    days on market $220,000 Active 161 DOM
33. 2026-10-06
    days on market $220,000 Active 160 DOM
34. 2026-10-05
    days on market $220,000 Active 159 DOM
35. 2026-10-04
    days on market $220,000 Active 158 DOM
36. 2026-10-03
    days on market $220,000 Active 157 DOM
37. 2026-10-02
    days on market $220,000 Active 156 DOM
38. 2026-10-01
    days on market $220,000 Active 155 DOM
39. 2026-09-30
    days on market $220,000 Active 154 DOM
40. 2026-09-29
    days on market $220,000 Active 153 DOM
41. 2026-09-28
    days on market $220,000 Active 152 DOM
42. 2026-09-27
    days on market $220,000 Active 151 DOM
43. 2026-09-25
    days on market $220,000 Active 149 DOM
44. 2026-09-24
    days on market $220,000 Active 148 DOM
45. 2026-09-23
    days on market $220,000 Active 147 DOM
46. 2026-09-22
    days on market $220,000 Active 146 DOM
47. 2026-09-21
    days on market $220,000 Active 145 DOM
48. 2026-09-20
    days on market $220,000 Active 144 DOM
49. 2026-09-19
    days on market $220,000 Active 143 DOM
50. 2026-09-18
    days on market $220,000 Active 142 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast LA · Resets to sale price

• Current annual tax: $2,508 · $209/mo
• Projected year-2 tax: $2,508 · $209/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone AE · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 20 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $21,718
• − Mortgage interest: −$12,323
• − Property taxes: −$2,508
• − Insurance: −$6,218
• − Repairs & maintenance: −$1,737
• − Management: −$1,737
• − HOA: −$336
• − Depreciation: −$6,400
• Taxable loss: −$9,543
• Est. tax savings @ 24.0%: +$2,290
• After-tax cash flow: $-3,459/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 None rehab

This well-maintained single-family home is move-in ready with good condition and potential for minor updates to enhance curb appeal and energy efficiency.

Value-add opportunities

• Both Paint exterior trim — Enhances curb appeal and value ↑
• Both Replace window treatments — Freshens look and improves energy efficiency ↑
• Both Install smart home devices — Enhances convenience and marketability ↑

Schools (NCES district)

• District: Livingston Parish
• NCES district ID: 2201020
• Math proficiency: 40% ▼ -38.00%
• Reading proficiency: 52% ▼ -32.00%
• Median HH income: $56,755
• Composite: 40.07/100
• National rank: #3811
• State rank: #13 of 98 in LA

B Composite livability gradescore 75/100

Livability — Walker

• Score: 75/100
• State rank: #19
• US rank: #3999

Category grades

Amenities D- Commute F Cost of living A+ Crime F Employment B Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Livingston Parish · 158,511 people
• City population: 23,921
• Metro: Baton Rouge, LA
• Population (ZIP): 23,921
• Household income: $89,103
• Rent vs Own: 16.2% rent · 83.8% own
• Severe rent burden: 6% of renters

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Population outlook (Livingston County) Hauer SSP2

• Today (2025): 158,511 people
• By 2030: 168,241 · +6.1%
• By 2040: 186,252 · +17.5%
• By 2050: 201,516 · +27.1%
• By 2075: 231,217 · +45.9%
• By 2100: 241,697 · +52.5%

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Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (88%)
• Race & ethnicity: White 88% Black 6% Two or more races 4% Asian 2% Hispanic / Latino 2%
• Languages at home: 97% English-only · Chinese 1% Spanish 1%

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Political lean MEDSL · Livingston

• 2024 margin: Solid R (+68.5) · D 15.1% · R 83.6% · Other 1.3%
• 2008→2024 swing: +3.4pp toward D · 2008: -71.9pp · 2024: -68.5pp
• All cycles: 2024: R+68.5 2020: R+70.0 2016: R+72.5 2012: R+70.4 2008: R+71.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -84.92%
• Current HPI: 164.6373
• Rent YoY: —
• Metro: Baton Rouge, LA
• State GDP YoY: ▲ 3.29%
• F500 in state: 10

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Industry mix (Fortune 500 HQ in LA)

Industry	F500 HQs	Revenue
▸Telecommunications	2	$23B
▸Utilities	1	$12B
▸Wholesale / Distribution	1	$5B
▸Advertising	1	$2B

Property features AI

Finance

• HOA & community: Annual association fee of $330

Exterior

• Utilities: Public waterPublic sewerCable available
• Home design: Single-family residenceTraditional styleOne story
• Construction: Slab and post-tension foundationAsphalt roof
• Exterior features: Landscaped

Interior

• Kitchen: Kitchen islandDishwasherRangeGas stove connection
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heatingCentral air
• Interior features: Dual closetsHigh ceilingsEn suite
• Laundry & utility: Electric dryer hookupWasher hookup

Price history

-6.0% since first listed

11 events — show timeline

• 2026-04-29 Listed $220,000 GBRMLS
• 2026-04-29 Listed $220,000 AcadianaMLS
• 2026-04-29 Listed $220,000 ROAM MLS
• 2022-08-31 Sold (MLS) — GBRMLS
• 2022-08-12 Pending — GBRMLS
• 2022-07-22 Price Changed $229,900 GBRMLS
• 2022-07-08 Relisted — GBRMLS
• 2021-11-29 Pending — GBRMLS
• 2021-09-29 Price Changed $228,225 GBRMLS
• 2021-08-24 Listed $229,900 AcadianaMLS
• 2021-08-24 Listed $233,970 GBRMLS

Property tax history

+594.2%/yr

Latest (2025): $2,508 · +1.3% YoY. Source: county tax records.