119 Sweet Hollow Way NW · Huntsville, AL 35757

$219,000

3 bd · 1.0 ba · 1,183 sqft · SingleFamily public records · 7 Days on market

Built 1990 6,032 sqft lot Est $222k · at est.

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +15.5/30.0
• ARV discount +8.2/15.0
• DSCR +4.8/10.0
• Livability +4.1/5.0
• 1% rule +2.9/10.0
• Schools +2.9/10.0
• Rent growth +2.7/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks

Madison 3/2/1 Ranch Rent / Move-In Ready! 2026 Carpets / 2022 Roof / LVP Floors / Slab Foundation Located in Highly Desirable Madison Area & Surrounded by New Residential / Retail Developments w/ Easy Access to Highway 72! Fix & Flip or Buy & Hold as a Long-Term Rental!

Key facts

• Slab foundation
• Lvp floors
• 2022 roof

Tags

• 2022 ROOF
• LVP FLOORS
• SLAB FOUNDATION
• EASY ACCESS TO HIGHWAY 72

Property features AI

Finance

• Other: Located in Madison, AL (119 Sweet Hollow Way NW); Neighborhood schools nearby
• HOA & community: No HOA; Located in the Knox Creek subdivision

Exterior

• Parking: One-car garage
• Utilities: Public water; Public sewer; Electric service (standard central systems)
• Home design: Single-family residence; Residential property; Built in 1990
• Construction: Vinyl siding exterior; Slab foundation
• Exterior features: Public water; Public sewer; Lot roughly 58 x 104

Interior

• Kitchen: Dishwasher; Microwave; Garbage disposal
• Bedrooms: Total of 6 rooms (includes bedrooms and living spaces)
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating; Central air conditioning
• Interior features: One-level living; One fireplace

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $219k.

Deal economics

• At list price, monthly cash flow is $90 ($1k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $173k (21.0% below list).
• Recommended offer: $173k (21.0% below list) — sets the bar for 1% rule.
• Cap rate 6.8% vs local median 3.8% in Huntsville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 82/100 on livability (#3 in AL, #1,082 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: crime F.
• Huntsville City (urban): math 21% / reading 46% proficiency, ranked #48 of 129 in AL (top 37%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Providence Elementary (math 14% / reading 42%, grade F, #385 of 627 statewide, top 62%, 848 students, 52% FRL); Williams Middle School (math 16% / reading 50%, grade F, #101 of 257 statewide, top 40%, 548 students, 58% FRL); Columbia High School (math 12% / reading 17%, grade F, #220 of 305 statewide, top 77%, 954 students, 50% FRL).
• Market conditions: Rents flat; 206 active listings in the ZIP; 20 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 4,709 units permitted in Madison County in 2024 (1,186 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
• Madison County population projected at +18% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• Only 7 days on market — expect competitive offers; lowballing is unlikely to land.
• Current owner paid $106k; list at $219k implies a 106% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $173,042 (21.0% below list)

Questions for the listing agent

1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
2. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
3. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.79% ✗
• Cap rate: 6.78%
• Cash-on-cash: 1.75%
• DSCR: 1.08
• GRM: 10.5

CMA / ARV

• ARV (on-the-fly): $222,404
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
130 Sweet Hollow Way	0.09mi	3/2.0	1,183 (0%)	2mo	$215,000	$182	90
105 Oakline Dr	0.05mi	3/2.0	1,213 (+2%)	2mo	$211,000	$174	88
235 Mountain Creek Dr	0.12mi	3/2.0	1,218 (+3%)	5mo	$225,000	$185	81
100 NW Sugar Bluff Ln NW	0.08mi	3/2.0	1,263 (+7%)	2mo	$244,500	$194	80
200 Mountain Creek Dr	0.21mi	3/2.0	1,181 (-0%)	8mo	$225,000	$191	79
221 Knox Creek Trl NW	0.15mi	4/2.0 (+1)	1,172 (-1%)	7mo	$190,000	$162	77
158 Sandy Hollow Dr NW	0.12mi	3/2.0	1,278 (+8%)	2mo	$240,000	$188	75
208 Knox Creek Trl NW	0.19mi	3/2.0	1,135 (-4%)	13mo	$235,000	$207	69
155 Sandy Hollow Dr NW	0.14mi	3/2.0	1,320 (+12%)	2mo	$255,000	$193	68
118 Sweet Hollow Way	0.03mi	3/2.0	1,052 (-11%)	14mo	$230,000	$219	65
100 Willow Bluff Dr	0.25mi	4/2.0 (+1)	1,292 (+9%)	3mo	$236,000	$183	62
119 Sandy Hollow Dr NW	0.28mi	3/2.0	1,294 (+9%)	7mo	$235,000	$182	61

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.69% rent growth · sell at horizon

5-year hold

• IRR: -15.8%
• Equity multiple: 0.45×
• Total profit: $-33,828
• Equity at exit: $32,654

10-year hold

• IRR: -11.4%
• Equity multiple: 0.38×
• Total profit: $-37,989
• Equity at exit: $18,935

Cash invested: $61,320 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Alabama: 90 Strongly Landlord-Friendly · R+15
• County: — inherits STATE
• City: — inherits STATE

Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

Methodology + full state rankings →

ZIP-level market 35757

• Home prices YoY: -10.3%
• Rents YoY: 0.7%
• Active inventory: 206
• Price-to-rent: 10.5×

Monthly cashflow live

• Estimated rent: $1,730 high
• Mortgage (P&I): −$1,148
• Tax from tax record: −$38 /mo · $452/yr
• Insurance: −$91
• HOA: −$0
• Vacancy / Maint / Mgmt: −$363
• Net cashflow: $90

Break-even live

Break-even rent $1,617

Max offer price $219,000

Occupancy floor 90%

Sensitivity live

Price	-10% $214	-5% $152	+0% $90	+5% $-222	+10% $-298
Rent	-10% $-47	-5% $21	+0% $90	+5% $158	+10% $226
Rate	-1.0pp $200	-0.5pp $145	base $90	+0.5pp $33	+1.0pp $-25

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $54,750
• Closing costs: $6,570
• Reserves months: —
• Total cash needed: —

Rent comps 20 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
237 Knox Creek Trl NW Madison, AL	3.0	2.0	1280	$1,650	$1.29	25d	1	0.10mi
110 Fernwood Cir Madison, AL	3.0	2.0	1410	$1,398	$0.99	45d	1	0.11mi
258 Mountain Creek Dr Madison, AL	3.0	2.0	1206	$1,575	$1.31	16d	1	0.19mi
117 Willow Bluff Dr Madison, AL	3.0	2.0	1242	$1,600	$1.29	45d	1	0.23mi
111 Fernhill Dr NW Madison, AL	3.0	2.0	1487	$2,195	$1.48	16d	1	0.33mi
1542 Balch Rd Madison, AL	1.0–3.0	1.0–2.0	1077	$1,920	$1.78	16d	21	0.34mi
1435 Balch Rd Madison, AL	1.0–3.0	1.0–2.0	1061	$1,755	$1.65	16d	24	0.35mi
5550 Promenade Point Pkwy Madison, AL	1.0–3.0	1.0–2.0	968	$1,404	$1.45	16d	13	0.56mi
5541 Promenade Point Pkwy NW Madison, AL	1.0–3.0	1.0–2.0	1556	$2,300	$1.48	23d	1	0.61mi
12102 Meadow Place Ln Unit 12102 Madison, AL	2.0	2.0	1420	$1,850	$1.30	16d	1	0.61mi
240 Kirby Ln Madison, AL	1.0–3.0	1.0–2.0	1501	$1,585	$1.06	16d	20	0.61mi
12130 Meadow Place Ln Unit 12130 Madison, AL	3.0	2.0	1420	$1,850	$1.30	16d	1	0.62mi
12002 Meadow Place Ln Madison, AL	2.0–3.0	2.0	1420	$1,850	$1.30	16d	6	0.69mi
330 Kenneth Blvd NW Madison, AL	3.0	2.0	1430	$1,575	$1.10	23d	1	0.71mi
1150 Balch Rd Madison, AL	1.0–3.0	1.0–2.0	1020	$1,616	$1.58	23d	50	0.71mi
306 Kenneth Blvd NW Madison, AL	3.0	2.0	1436	$1,625	$1.13	16d	1	0.81mi
14155 Creek Hl Madison, AL	3.0	2.0	1150	$1,656	$1.44	25d	1	0.86mi
105 Bumper Crop Ln NW Madison, AL	3.0	2.0	1462	$1,545	$1.06	45d	1	1.01mi
560 Jack Clift Blvd Madison, AL	1.0–2.0	1.0–2.0	978	$2,410	$2.46	23d	10	1.23mi
110 Wildweed Ct Madison, AL	3.0	2.0	1481	$1,750	$1.18	45d	1	1.36mi

Listing history 8 events

1. 2026-06-07
   statusdays on market $219,000 Pending 7 DOM
2. 2026-06-03
   days on market $219,000 Active 6 DOM
3. 2026-06-02
   days on market $219,000 Active 5 DOM
4. 2026-06-01
   days on market $219,000 Active 4 DOM
5. 2026-05-31
   days on market $219,000 Active 3 DOM
6. 2026-05-30
   days on market $219,000 Active 2 DOM
7. 2026-05-28
   listed $219,000 Active
8. 2011-07-13
   soldstatus $106,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AL · Resets to sale price

• Current annual tax: $452 · $38/mo
• Projected year-2 tax: $898 · $75/mo
• Expected delta: +$446/yr (+$37/mo · 98.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 6/10 Major 7 d/yr ≥104°F today · 20 d/yr by 30 yrs out
• 💨 Wind 4/10 Moderate 15% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $20,765
• − Mortgage interest: −$12,267
• − Property taxes: −$452
• − Insurance: −$1,095
• − Repairs & maintenance: −$1,661
• − Management: −$1,661
• − Depreciation: −$6,371
• Taxable loss: −$2,743
• Est. tax savings @ 24.0%: +$658
• After-tax cash flow: $1,734/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Huntsville City
• NCES district ID: 0101800
• Math proficiency: 21% ▼ -23.00%
• Reading proficiency: 46% ▬ 0.00%
• Median HH income: $48,264
• Composite: 28.84/100
• National rank: #6647
• State rank: #48 of 129 in AL

Livability — Huntsville

• Score: 82/100
• State rank: #3
• US rank: #1082

Category grades

Amenities B Commute A+ Cost of living A+ Crime F Employment C Housing A+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Huntsville, AL
• County: Madison County · 380,832 people
• City population: 220,435
• Metro: Huntsville, AL
• Population (ZIP): 18,529
• Household income: $106,175
• Rent vs Own: 27.6% rent · 72.4% own
• Severe rent burden: 242.0

Population outlook (Madison County) Hauer SSP2

• Today (2025): 392,086 people
• By 2030: 409,788 · +4.5%
• By 2040: 440,557 · +12.4%
• By 2050: 460,990 · +17.6%
• By 2075: 502,872 · +28.3%
• By 2100: 513,623 · +31.0%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.56)
• Race & ethnicity: White 61% Black 26% Two or more races 7% Hispanic / Latino 5% Asian 1%
• Common ancestry: Italian 3% Romanian 2% Lithuanian 2%
• Foreign-born: 3% · Canada, South Korea
• Languages at home: 96% English-only · Spanish 3%

Political lean MEDSL · Madison

• 2024 margin: Lean R (+9.0) · D 44.7% · R 53.7% · Other 1.6%
• 2008→2024 swing: +6.0pp toward D · 2008: -14.9pp · 2024: -9.0pp
• All cycles: 2024: R+9.0 2020: R+8.0 2016: R+16.8 2012: R+18.7 2008: R+14.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -31.04%
• Current HPI: 269.7329
• Rent YoY: ▲ 0.69%
• Metro: Huntsville, AL
• State GDP YoY: ▲ 2.94%
• F500 in state: 4

Industry mix (Fortune 500 HQ in AL)

Industry	F500 HQs	Revenue
▸Financial Services	1	$8B
▸Healthcare	1	$5B

Price history

+105.6% since first listed

2 events — show timeline

• 2026-05-28 Listed $219,000 VMLS
• 2011-07-13 Sold (Public Records) $106,500 Public Records