130 Doolen Ct #109 · North Palm Beach, FL 33408

$184,900

2 bd · 2.0 ba · 880 sqft · Condo public records · 63 Days on market

Built 1965 $775/mo HOA · 21% of rent

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +7.5/15.0
• Schools +4.3/10.0
• Livability +3.9/5.0
• Rent growth +2.6/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Reduced for quick sale, bring offers! Direct Intracoastal access and water views! Located in Lake Colony, this 2 bedroom, 2 bath unit is located on the ground level for easy access and parking directly in front of your unit! Neutral tile through out and recently remodeled bathroom with $15,000 walk in Jacuzzi tub! Screened, covered patio with south east breeze, step out directly to your back yard and canal. Dockage available through the association. Lake Colony is a 55+ community with community pool and club house. Great for full or part time living!

Key facts

• $775 HOA
• Parking
• Community pool

Property features AI

Finance

• HOA & community: Association: Lake Colony Apartments Two, Inc.; Monthly association fee (includes cable TV, insurance, grounds maintenance, sewer, water, common areas, elevator, recreation facility); Community amenities: boating, clubhouse, elevator(s), jogging path, laundry, parking, pool, shuffleboard court, storage, community room, library, sidewalks, street lights; Senior community; Pets allowed (pet restrictions possible)

Exterior

• Parking: Assigned parking (1 space)
• Security: Smoke detector(s)
• Utilities: Public water; Public sewer; Three-phase electric; Cable available
• Home design: Stock cooperative; One level; Entry-level living area; Faces south; Building 130 (3-story building)
• Construction: Stucco and CBS construction; Tar/gravel roof
• Exterior features: Covered patio; Screened patio; Patio; Sidewalks; Paved road frontage; Ocean access and Intracoastal water access (no fixed bridge)

Interior

• Kitchen: Dishwasher; Electric range; Microwave; Refrigerator
• Bedrooms: 2 bedrooms on the main level
• Flooring: Ceramic tile; Tile
• Bathrooms: 2 full bathrooms (main level)
• Heating & cooling: Central heating; Central air; Ceiling fan(s)
• Interior features: Walk-in closets; Custom mirrors; Accessible full bathroom; Smoke detector(s)
• Laundry & utility: Common area laundry in hall / laundry room

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath condo listed at $185k.

Deal economics

• At list price, monthly cash flow is $1k ($13k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($4k rent vs $185k).
• Recommended offer: $174k (6.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 77/100 on livability (#184 in FL, #2,894 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A+; Watch: amenities F, commute F, cost of living D-.
• Palm Beach (suburban): math 46% / reading 53% proficiency, ranked #34 of 73 in FL (top 47%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Lake Park Elementary School (math 57% / reading 62%, grade B-, #690 of 2,144 statewide, top 34%, 389 students, 83% FRL); Howell L. Watkins Middle School (math 18% / reading 33%, grade F, #512 of 571 statewide, top 90%, 794 students, 76% FRL); Palm Beach Gardens High School (math 19% / reading 40%, grade F, #447 of 667 statewide, top 68%, 2,570 students, 61% FRL) — zoned schools average 74% FRL vs 52% district-wide (22 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: Rents flat; 400 active listings in the ZIP; 13 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 3,974 units permitted in Palm Beach County in 2024 (1,012 in 5+ unit buildings).
• At $3,743/mo this rent would consume 49% of the median local household income ($92k/yr) (locally 835% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
• Palm Beach County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (-3.0% appreciation + 0.3% rent growth), your $52k cash investment doubles in ~6 years — after that, you're playing with house money.

Negotiation context

• It's been on market 63 days — a 6% lower offer ($174k) is reasonable based on typical stale-listing flexibility.
• 7 sale attempts since 11y ago; this cycle's ask has dropped $20k (10%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $105k; list at $185k implies a 76% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: HOA is 21% of rent.
• Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $173,806 (6.0% below list)

Questions for the listing agent

1. It's been on market 63 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
2. Built in 1965 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
7. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
8. This sits on a lake — are riparian / water-frontage rights deeded with the parcel? Any dock permits, shoreline easements, or HOA water-use restrictions?
9. What's the documented flood / surge / shoreline-erosion history here (FEMA AND non-FEMA — e.g., storm surge, creek backup, septic-field saturation)?
10. Any water-quality or seasonal algae-bloom issues that affect tenant satisfaction or short-term-rental demand?
11. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
12. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
13. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 2.02% ✓
• Cap rate: 13.42%
• Cash-on-cash: 25.46%
• DSCR: 2.13
• GRM: 4.1

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.27% rent growth · sell at horizon

5-year hold

• IRR: 15.3%
• Equity multiple: 1.59×
• Total profit: $30,399
• Equity at exit: $27,569

10-year hold

• IRR: 21.3%
• Equity multiple: 2.53×
• Total profit: $79,347
• Equity at exit: $15,987

Cash invested: $51,772 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33408

• Rents YoY: 0.3%
• Active inventory: 400
• Price-to-rent: 4.1×

Monthly cashflow live

• Estimated rent: $3,743 high
• Mortgage (P&I): −$970
• Tax from tax record: −$37 /mo · $440/yr
• Insurance: −$77
• HOA: −$775
• Vacancy / Maint / Mgmt: −$786
• Net cashflow: $1,098

Break-even live

Break-even rent $2,352

Max offer price $184,900

Occupancy floor 66%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $46,225
• Closing costs: $5,547
• Reserves months: —
• Total cash needed: —

Rent comps 13 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
913 Lake Shore Dr Lake Park, FL	1.0–2.0	1.0–2.0	1066	$3,731	$3.50	2d	9	0.40mi
524 Eastwind Dr Unit 524 North Palm Beach, FL	2.0	1.0	774	$3,995	$5.16	24d	1	0.47mi
522 Eastwind Dr North Palm Beach, FL	2.0	2.0	948	$3,995	$4.21	24d	1	0.47mi
526 Eastwind Dr Unit 526 North Palm Beach, FL	2.0	1.0	840	$3,995	$4.76	24d	1	0.47mi
308 Southwind Ct Unit 8 North Palm Beach, FL	2.0	2.0	1100	$2,900	$2.64	24d	1	0.81mi
220 Lake Shore Dr Lake Park, FL	1.0–3.0	1.5–3.5	1575	$14,498	$9.20	5d	18	0.88mi
624 Southwind Cir #2 North Palm Beach, FL	2.0	2.0	718	$3,750	$5.22	24d	1	0.90mi
5400 N Ocean Dr Riviera Beach, FL	1.0–2.0	1.0–2.0	1300	$6,500	$5.00	22d	3	1.14mi
2545 Conroy Dr West Palm Beach, FL	3.0	2.0	1066	$3,295	$3.09	24d	1	1.36mi
1025 Sugar Sands Blvd #159 Riviera Beach, FL	1.0	1.0	987	$4,200	$4.26	24d	1	1.39mi
901 W 37th St Riviera Beach, FL	3.0	1.0	900	$2,895	$3.22	24d	1	1.40mi
410 Wilma Cir #103 Riviera Beach, FL	2.0	2.0	1056	$4,000	$3.79	15d	1	1.42mi
400 Wilma Cir #309 Riviera Beach, FL	1.0	1.0	818	$4,000	$4.89	5d	1	1.43mi

HOA detail condo

• Monthly dues: $775 · $9,300/yr
• Likely covers: waterpool
• Assessments: None detected in remarks — confirm with the listing agent.

Listing history 37 events

1. 2026-06-18
   days on market $184,900 Active 63 DOM
2. 2026-06-17
   days on market $184,900 Active 62 DOM
3. 2026-06-16
   days on market $184,900 Active 61 DOM
4. 2026-06-15
   days on market $184,900 Active 60 DOM
5. 2026-06-13
   days on market $184,900 Active 58 DOM
6. 2026-06-09
   days on market $184,900 Active 54 DOM
7. 2026-06-08
   days on market $184,900 Active 53 DOM
8. 2026-06-07
   days on market $184,900 Active 52 DOM
9. 2026-06-04
   days on market $184,900 Active 49 DOM
10. 2026-06-03
    days on market $184,900 Active 48 DOM
11. 2026-06-02
    days on market $184,900 Active 47 DOM
12. 2026-06-01
    days on market $184,900 Active 46 DOM
13. 2026-05-31
    days on market $184,900 Active 45 DOM
14. 2026-04-22
    price $184,900
15. 2026-04-16
    listed $205,000 Active
16. 2018-08-17
    soldstatus $105,000 Closed 556-char remark

    Show marketing remark (556 chars)

    Reduced for quick sale, bring offers! Direct Intracoastal access and water views! Located in Lake Colony, this 2 bedroom, 2 bath unit is located on the ground level for easy access and parking directly in front of your unit! Neutral tile through out and recently remodeled bathroom with $15,000 walk in Jacuzzi tub! Screened, covered patio with south east breeze, step out directly to your back yard and canal. Dockage available through the association. Lake Colony is a 55+ community with community pool and club house. Great for full or part time living!

17. 2018-07-05
    historical Contingent 556-char remark

    Show marketing remark (556 chars)

    Reduced for quick sale, bring offers! Direct Intracoastal access and water views! Located in Lake Colony, this 2 bedroom, 2 bath unit is located on the ground level for easy access and parking directly in front of your unit! Neutral tile through out and recently remodeled bathroom with $15,000 walk in Jacuzzi tub! Screened, covered patio with south east breeze, step out directly to your back yard and canal. Dockage available through the association. Lake Colony is a 55+ community with community pool and club house. Great for full or part time living!

18. 2018-04-28
    status Active 556-char remark

    Show marketing remark (556 chars)

    Reduced for quick sale, bring offers! Direct Intracoastal access and water views! Located in Lake Colony, this 2 bedroom, 2 bath unit is located on the ground level for easy access and parking directly in front of your unit! Neutral tile through out and recently remodeled bathroom with $15,000 walk in Jacuzzi tub! Screened, covered patio with south east breeze, step out directly to your back yard and canal. Dockage available through the association. Lake Colony is a 55+ community with community pool and club house. Great for full or part time living!

19. 2018-04-17
    historical Active Under Contract 556-char remark

    Show marketing remark (556 chars)

    Reduced for quick sale, bring offers! Direct Intracoastal access and water views! Located in Lake Colony, this 2 bedroom, 2 bath unit is located on the ground level for easy access and parking directly in front of your unit! Neutral tile through out and recently remodeled bathroom with $15,000 walk in Jacuzzi tub! Screened, covered patio with south east breeze, step out directly to your back yard and canal. Dockage available through the association. Lake Colony is a 55+ community with community pool and club house. Great for full or part time living!

20. 2018-04-02
    status Active 556-char remark

    Show marketing remark (556 chars)

    Reduced for quick sale, bring offers! Direct Intracoastal access and water views! Located in Lake Colony, this 2 bedroom, 2 bath unit is located on the ground level for easy access and parking directly in front of your unit! Neutral tile through out and recently remodeled bathroom with $15,000 walk in Jacuzzi tub! Screened, covered patio with south east breeze, step out directly to your back yard and canal. Dockage available through the association. Lake Colony is a 55+ community with community pool and club house. Great for full or part time living!

21. 2018-04-01
    historical 556-char remark

    Show marketing remark (556 chars)

    Reduced for quick sale, bring offers! Direct Intracoastal access and water views! Located in Lake Colony, this 2 bedroom, 2 bath unit is located on the ground level for easy access and parking directly in front of your unit! Neutral tile through out and recently remodeled bathroom with $15,000 walk in Jacuzzi tub! Screened, covered patio with south east breeze, step out directly to your back yard and canal. Dockage available through the association. Lake Colony is a 55+ community with community pool and club house. Great for full or part time living!

22. 2018-03-02
    price $110,000 556-char remark

    Show marketing remark (556 chars)

    Reduced for quick sale, bring offers! Direct Intracoastal access and water views! Located in Lake Colony, this 2 bedroom, 2 bath unit is located on the ground level for easy access and parking directly in front of your unit! Neutral tile through out and recently remodeled bathroom with $15,000 walk in Jacuzzi tub! Screened, covered patio with south east breeze, step out directly to your back yard and canal. Dockage available through the association. Lake Colony is a 55+ community with community pool and club house. Great for full or part time living!

23. 2018-03-02
    status Active 556-char remark

    Show marketing remark (556 chars)

    Reduced for quick sale, bring offers! Direct Intracoastal access and water views! Located in Lake Colony, this 2 bedroom, 2 bath unit is located on the ground level for easy access and parking directly in front of your unit! Neutral tile through out and recently remodeled bathroom with $15,000 walk in Jacuzzi tub! Screened, covered patio with south east breeze, step out directly to your back yard and canal. Dockage available through the association. Lake Colony is a 55+ community with community pool and club house. Great for full or part time living!

24. 2018-03-01
    historical 556-char remark

    Show marketing remark (556 chars)

    Reduced for quick sale, bring offers! Direct Intracoastal access and water views! Located in Lake Colony, this 2 bedroom, 2 bath unit is located on the ground level for easy access and parking directly in front of your unit! Neutral tile through out and recently remodeled bathroom with $15,000 walk in Jacuzzi tub! Screened, covered patio with south east breeze, step out directly to your back yard and canal. Dockage available through the association. Lake Colony is a 55+ community with community pool and club house. Great for full or part time living!

25. 2018-01-26
    price $114,900 556-char remark

    Show marketing remark (556 chars)

    Reduced for quick sale, bring offers! Direct Intracoastal access and water views! Located in Lake Colony, this 2 bedroom, 2 bath unit is located on the ground level for easy access and parking directly in front of your unit! Neutral tile through out and recently remodeled bathroom with $15,000 walk in Jacuzzi tub! Screened, covered patio with south east breeze, step out directly to your back yard and canal. Dockage available through the association. Lake Colony is a 55+ community with community pool and club house. Great for full or part time living!

26. 2018-01-16
    price $119,900 556-char remark

    Show marketing remark (556 chars)

    Reduced for quick sale, bring offers! Direct Intracoastal access and water views! Located in Lake Colony, this 2 bedroom, 2 bath unit is located on the ground level for easy access and parking directly in front of your unit! Neutral tile through out and recently remodeled bathroom with $15,000 walk in Jacuzzi tub! Screened, covered patio with south east breeze, step out directly to your back yard and canal. Dockage available through the association. Lake Colony is a 55+ community with community pool and club house. Great for full or part time living!

27. 2017-11-26
    price $124,900 556-char remark

    Show marketing remark (556 chars)

    Reduced for quick sale, bring offers! Direct Intracoastal access and water views! Located in Lake Colony, this 2 bedroom, 2 bath unit is located on the ground level for easy access and parking directly in front of your unit! Neutral tile through out and recently remodeled bathroom with $15,000 walk in Jacuzzi tub! Screened, covered patio with south east breeze, step out directly to your back yard and canal. Dockage available through the association. Lake Colony is a 55+ community with community pool and club house. Great for full or part time living!

28. 2017-11-17
    price $127,900 556-char remark

    Show marketing remark (556 chars)

    Reduced for quick sale, bring offers! Direct Intracoastal access and water views! Located in Lake Colony, this 2 bedroom, 2 bath unit is located on the ground level for easy access and parking directly in front of your unit! Neutral tile through out and recently remodeled bathroom with $15,000 walk in Jacuzzi tub! Screened, covered patio with south east breeze, step out directly to your back yard and canal. Dockage available through the association. Lake Colony is a 55+ community with community pool and club house. Great for full or part time living!

29. 2017-10-27
    listed $129,900 Active 556-char remark

    Show marketing remark (556 chars)

    Reduced for quick sale, bring offers! Direct Intracoastal access and water views! Located in Lake Colony, this 2 bedroom, 2 bath unit is located on the ground level for easy access and parking directly in front of your unit! Neutral tile through out and recently remodeled bathroom with $15,000 walk in Jacuzzi tub! Screened, covered patio with south east breeze, step out directly to your back yard and canal. Dockage available through the association. Lake Colony is a 55+ community with community pool and club house. Great for full or part time living!

30. 2016-03-22
    historical 559-char remark

    Show marketing remark (559 chars)

    PRICE REDUCTION!Spotless first-floor unit in Lake Colony conveniently located in North Palm Beach. All neutral tile in every room. Enjoy Intracoastal breezes while sitting on your screened, covered patio which overlooks a true backyard and canal view. Take a refreshing swim in the community pool or meet new friends at the clubhouse. Conveniently located to world-class shopping, great restaurants, golf, marinas, pristine beaches, public library, I-95, and public transportation. Easy ride to Palm Beach International Airport. Inexpensive dockage available.

31. 2016-03-18
    status Pending 559-char remark

    Show marketing remark (559 chars)

    PRICE REDUCTION!Spotless first-floor unit in Lake Colony conveniently located in North Palm Beach. All neutral tile in every room. Enjoy Intracoastal breezes while sitting on your screened, covered patio which overlooks a true backyard and canal view. Take a refreshing swim in the community pool or meet new friends at the clubhouse. Conveniently located to world-class shopping, great restaurants, golf, marinas, pristine beaches, public library, I-95, and public transportation. Easy ride to Palm Beach International Airport. Inexpensive dockage available.

32. 2016-03-16
    soldstatus $85,000 Closed 559-char remark

    Show marketing remark (559 chars)

    PRICE REDUCTION!Spotless first-floor unit in Lake Colony conveniently located in North Palm Beach. All neutral tile in every room. Enjoy Intracoastal breezes while sitting on your screened, covered patio which overlooks a true backyard and canal view. Take a refreshing swim in the community pool or meet new friends at the clubhouse. Conveniently located to world-class shopping, great restaurants, golf, marinas, pristine beaches, public library, I-95, and public transportation. Easy ride to Palm Beach International Airport. Inexpensive dockage available.

33. 2016-01-27
    price $89,900 559-char remark

    Show marketing remark (559 chars)

    PRICE REDUCTION!Spotless first-floor unit in Lake Colony conveniently located in North Palm Beach. All neutral tile in every room. Enjoy Intracoastal breezes while sitting on your screened, covered patio which overlooks a true backyard and canal view. Take a refreshing swim in the community pool or meet new friends at the clubhouse. Conveniently located to world-class shopping, great restaurants, golf, marinas, pristine beaches, public library, I-95, and public transportation. Easy ride to Palm Beach International Airport. Inexpensive dockage available.

34. 2015-11-04
    price $95,900 559-char remark

    Show marketing remark (559 chars)

    PRICE REDUCTION!Spotless first-floor unit in Lake Colony conveniently located in North Palm Beach. All neutral tile in every room. Enjoy Intracoastal breezes while sitting on your screened, covered patio which overlooks a true backyard and canal view. Take a refreshing swim in the community pool or meet new friends at the clubhouse. Conveniently located to world-class shopping, great restaurants, golf, marinas, pristine beaches, public library, I-95, and public transportation. Easy ride to Palm Beach International Airport. Inexpensive dockage available.

35. 2015-09-29
    status Active 559-char remark

    Show marketing remark (559 chars)

    PRICE REDUCTION!Spotless first-floor unit in Lake Colony conveniently located in North Palm Beach. All neutral tile in every room. Enjoy Intracoastal breezes while sitting on your screened, covered patio which overlooks a true backyard and canal view. Take a refreshing swim in the community pool or meet new friends at the clubhouse. Conveniently located to world-class shopping, great restaurants, golf, marinas, pristine beaches, public library, I-95, and public transportation. Easy ride to Palm Beach International Airport. Inexpensive dockage available.

36. 2015-08-03
    status Pending 559-char remark

    Show marketing remark (559 chars)

    PRICE REDUCTION!Spotless first-floor unit in Lake Colony conveniently located in North Palm Beach. All neutral tile in every room. Enjoy Intracoastal breezes while sitting on your screened, covered patio which overlooks a true backyard and canal view. Take a refreshing swim in the community pool or meet new friends at the clubhouse. Conveniently located to world-class shopping, great restaurants, golf, marinas, pristine beaches, public library, I-95, and public transportation. Easy ride to Palm Beach International Airport. Inexpensive dockage available.

37. 2015-03-24
    listed $99,000 Active 559-char remark

    Show marketing remark (559 chars)

    PRICE REDUCTION!Spotless first-floor unit in Lake Colony conveniently located in North Palm Beach. All neutral tile in every room. Enjoy Intracoastal breezes while sitting on your screened, covered patio which overlooks a true backyard and canal view. Take a refreshing swim in the community pool or meet new friends at the clubhouse. Conveniently located to world-class shopping, great restaurants, golf, marinas, pristine beaches, public library, I-95, and public transportation. Easy ride to Palm Beach International Airport. Inexpensive dockage available.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $440 · $37/mo
• Projected year-2 tax: $1,535 · $128/mo
• Expected delta: +$1,095/yr (+$91/mo · 248.9%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 6/10 Major FEMA zone X (shaded) · 71% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 10/10 Extreme 7 d/yr ≥105°F today · 25 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $44,912
• − Mortgage interest: −$10,357
• − Property taxes: −$440
• − Insurance: −$924
• − Repairs & maintenance: −$3,593
• − Management: −$3,593
• − HOA: −$9,300
• − Depreciation: −$5,379
• Taxable income: $11,325
• Est. tax owed @ 24.0%: −$2,718
• After-tax cash flow: $10,462/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Palm Beach
• NCES district ID: 1201500
• Math proficiency: 46% ▼ -16.00%
• Reading proficiency: 53% ▼ -4.00%
• Median HH income: $53,943
• Composite: 42.72/100
• National rank: #3160
• State rank: #34 of 73 in FL

Livability — North Palm Beach

• Score: 77/100
• State rank: #184
• US rank: #2894

Category grades

Amenities F Commute F Cost of living D- Crime A+ Employment A+ Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: North Palm Beach, FL
• County: Palm Beach County · 1,438,312 people
• City population: 18,817
• Metro: Miami-Fort Lauderdale-Pompano Beach, FL
• Population (ZIP): 18,817
• Household income: $92,216
• Rent vs Own: 26.0% rent · 74.0% own
• Severe rent burden: 835.0

Population outlook (Palm Beach County) Hauer SSP2

• Today (2025): 1,637,487 people
• By 2030: 1,743,255 · +6.5%
• By 2040: 1,948,712 · +19.0%
• By 2050: 2,132,979 · +30.3%
• By 2075: 2,530,027 · +54.5%
• By 2100: 2,706,979 · +65.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (86%)
• Race & ethnicity: White 86% Hispanic / Latino 9% Two or more races 7% Black 1% Asian 1%
• Hispanic origin (detail): Puerto Rican 2% Cuban 2%
• Common ancestry: Lithuanian 4% Slovak 3% Romanian 3%
• Foreign-born: 11% · Canada, Jamaica, Guatemala
• Languages at home: 89% English-only · Spanish 7% Other Indo-European 1% French/Haitian/Cajun 1%

Political lean MEDSL · Palm Beach

• 2024 margin: Toss-up / Even · D 50.0% · R 49.2%
• 2008→2024 swing: -22.1pp toward R · 2008: 22.9pp · 2024: 0.8pp
• All cycles: 2024: D+0.8 2020: D+12.8 2016: D+15.3 2012: D+17.0 2008: D+22.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -223.14%
• Current HPI: 365.2913
• Rent YoY: ▲ 0.27%
• Metro: Miami-Fort Lauderdale-Pompano Beach, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+86.8% since first listed

24 events — show timeline

• 2026-04-22 Price Changed $184,900 Beaches MLS
• 2026-04-16 Listed $205,000 Beaches MLS
• 2018-08-17 Sold (MLS) $105,000 Beaches MLS
• 2018-07-05 Contingent — Beaches MLS
• 2018-04-28 Relisted — Beaches MLS
• 2018-04-17 Contingent — Beaches MLS
• 2018-04-02 Relisted — Beaches MLS
• 2018-04-01 Listing Removed — Beaches MLS
• 2018-03-02 Price Changed $110,000 Beaches MLS
• 2018-03-02 Relisted — Beaches MLS
• 2018-03-01 Listing Removed — Beaches MLS
• 2018-01-26 Price Changed $114,900 Beaches MLS
• 2018-01-16 Price Changed $119,900 Beaches MLS
• 2017-11-26 Price Changed $124,900 Beaches MLS
• 2017-11-17 Price Changed $127,900 Beaches MLS
• 2017-10-27 Listed $129,900 Beaches MLS
• 2016-03-22 Listing Removed — Beaches MLS
• 2016-03-18 Pending — Beaches MLS
• 2016-03-16 Sold (MLS) $85,000 Beaches MLS
• 2016-01-27 Price Changed $89,900 Beaches MLS
• 2015-11-04 Price Changed $95,900 Beaches MLS
• 2015-09-29 Relisted — Beaches MLS
• 2015-08-03 Pending — Beaches MLS
• 2015-03-24 Listed $99,000 Beaches MLS

Property tax history

-7.5%/yr

Latest (2025): $440 · +8.1% YoY. Source: county tax records.