2034 Highland Way · Yorkville, WI 53177

$898,900

4 bd · 2.5 ba · 2,621 sqft · SingleFamily · 180 Days on market

Built 2025 1.15 ac lot

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +23.1/30.0
• ARV discount +7.5/15.0
• DSCR +7.4/10.0
• 1% rule +6.0/10.0
• Schools +3.0/10.0
• Rent growth +2.5/5.0
• Livability +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks

Beautiful new construction home on a spacious 1.1 acre lot in Yorkshire Highlands, a new subdivision in the village of Yorkville. The Kylie is a 2621 sq. ft. ranch home that features 3 beds, 2.5 baths, and a 3 car garage. This stately home features a striking dormer, an inviting front porch and a covered rear porch with unobstructed beautiful views. An office/ flex room is located just off the entry. Stepping into the home, you will first notice the continuous laminate flooring in the huge great room, dinette & kitchen. The great room features fireplace with elegant stone to the ceiling. Striking Maple cabinets, contrasting wood island & pantry closet in the kitchen. The master

Key facts

• Inviting front porch
• Striking dormer
• Unobstructed views

Tags

• NEW CONSTRUCTION HOME
• SPACIOUS 1.1 ACRE LOT
• STRIKING DORMER
• INVITING FRONT PORCH
• COVERED REAR PORCH
• UNOBSTRUCTED VIEWS

Property features AI

Exterior

• Parking: Attached 3-car garage with opener included
• Utilities: Private well water; Private septic (mound system); Natural gas
• Home design: Single-family home; One-story; New construction; Built by builder
• Construction: Shallow poured concrete basement with 8'+ ceilings; Full basement with sump pump
• Exterior features: Aluminum trim; Masonite/pressboard siding; Stone and brick/stone accents; Over 1 acre (approximately 1.15 acres); Residential zoning; Subdivision: Yorkshire Highlands

Interior

• Kitchen: Kitchen island; Kitchen on main level
• Bedrooms: Master bedroom on main level (16 x 16); Second bedroom on main level (13 x 12); Third bedroom on main level (14 x 12)
• Bathrooms: Two full bathrooms; One half bathroom; Master bathroom with walk-in shower; Additional bathrooms include shower stall and tub/shower configurations; Lower level stubbed for bathroom
• Heating & cooling: Forced air heating (natural gas); Central air conditioning
• Interior features: Cable/satellite available; Pantry; Walk-in closets
• Laundry & utility: Washer and dryer included

What this means for you Summary

Snapshot

• This is a 4-bed/2.5-bath single-family listed at $899k.

Deal economics

• At list price, monthly cash flow is $2k ($19k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($10k rent vs $899k).
• Recommended offer: $791k (12.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
• Union Grove Uhs School District (town): math 33% / reading 35% proficiency, ranked #223 of 342 in WI (top 65%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Union Grove High (math 33% / reading 35%, grade F, #177 of 483 statewide, top 37%, 1,045 students, 11% FRL).
• Market conditions: 22 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 505 units permitted in Racine County in 2024 (287 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $6k of loan paydown is wiped out by about $27k of value loss. Plan a longer hold.
• Racine County population projected to shrink 7% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

• It's been on market 180 days — a 12% lower offer ($791k) is reasonable based on typical stale-listing flexibility.

Recommended offer $791,032 (12.0% below list)

Questions for the listing agent

1. It's been on market 180 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.10% ✓
• Cap rate: 8.44%
• Cash-on-cash: 7.67%
• DSCR: 1.34
• GRM: 7.6

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -4.6%
• Equity multiple: 0.83×
• Total profit: $-43,039
• Equity at exit: $134,029

10-year hold

• IRR: 5.1%
• Equity multiple: 1.38×
• Total profit: $95,078
• Equity at exit: $77,720

Cash invested: $251,692 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 73 Landlord-Friendly
• State Wisconsin: 73 Landlord-Friendly · R+2
• County: — inherits STATE
• City: — inherits STATE

5-day notice; preempted; Madison / Milwaukee have some local enforcement.

Methodology + full state rankings →

ZIP-level market 53177

• Active inventory: 22
• Price-to-rent: 7.6×

Monthly cashflow live

• Estimated rent: $9,900 medium
• Mortgage (P&I): −$4,714
• Tax est. 1.5%: −$1,124 /mo · $13,484/yr
• Insurance: −$375
• HOA: −$0
• Vacancy / Maint / Mgmt: −$2,079
• Net cashflow: $1,609

Break-even live

Break-even rent $7,863

Max offer price $898,900

Occupancy floor 79%

Sensitivity live

Price	-10% $2,230	-5% $1,920	+0% $1,609	+5% $1,298	+10% $988
Rent	-10% $827	-5% $1,218	+0% $1,609	+5% $2,000	+10% $2,391
Rate	-1.0pp $2,062	-0.5pp $1,838	base $1,609	+0.5pp $1,376	+1.0pp $1,139

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $224,725
• Closing costs: $26,967
• Reserves months: —
• Total cash needed: —

Rent comps 1 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
15125 Washington Ave Union Grove, WI	3.0	2.0	2188	$9,900	$4.52	22d	1	1.21mi

Listing history 20 events

1. 2026-06-21
   days on market $898,900 Active 180 DOM
2. 2026-06-19
   days on market $898,900 Active 179 DOM
3. 2026-06-18
   days on market $898,900 Active 178 DOM
4. 2026-06-17
   days on market $898,900 Active 177 DOM
5. 2026-06-16
   days on market $898,900 Active 176 DOM
6. 2026-06-15
   days on market $898,900 Active 175 DOM
7. 2026-06-15
   days on market $898,900 Active 174 DOM
8. 2026-06-13
   days on market $898,900 Active 173 DOM
9. 2026-06-12
   days on market $898,900 Active 172 DOM
10. 2026-06-10
    days on market $898,900 Active 170 DOM
11. 2026-06-09
    days on market $898,900 Active 169 DOM
12. 2026-06-08
    days on market $898,900 Active 168 DOM
13. 2026-06-07
    days on market $898,900 Active 167 DOM
14. 2026-06-05
    days on market $898,900 Active 165 DOM
15. 2026-06-04
    days on market $898,900 Active 164 DOM
16. 2026-06-03
    days on market $898,900 Active 163 DOM
17. 2026-06-02
    days on market $898,900 Active 162 DOM
18. 2026-06-01
    days on market $898,900 Active 161 DOM
19. 2026-05-31
    days on market $898,900 Active 160 DOM
20. 2025-12-22
    listed $898,900 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Taxation est. · year 1

• Rental income: $118,800
• − Mortgage interest: −$50,352
• − Property taxes: −$13,484
• − Insurance: −$4,494
• − Repairs & maintenance: −$9,504
• − Management: −$9,504
• − Depreciation: −$26,150
• Taxable income: $5,312
• Est. tax owed @ 24.0%: −$1,275
• After-tax cash flow: $18,032/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Union Grove Uhs School District
• NCES district ID: 5515150
• Math proficiency: 33% ▬ 0.00%
• Reading proficiency: 35% ▼ -5.00%
• Median HH income: $58,840
• Composite: 30.36/100
• National rank: #6260
• State rank: #223 of 342 in WI

Livability — Yorkville

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• Census place: Yorkville, WI
• City population: 9,592
• Population (ZIP): 8,190

Population outlook (Racine County) Hauer SSP2

• Today (2025): 195,281 people
• By 2030: 193,725 · -0.8%
• By 2040: 188,159 · -3.6%
• By 2050: 181,323 · -7.1%
• By 2075: 174,342 · -10.7%
• By 2100: 166,870 · -14.5%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (69%)
• Race & ethnicity: White 69% Hispanic / Latino 11% Black 11% Two or more races 10% Asian 2% Native American 1%
• Hispanic origin (detail): Mexican 8% Puerto Rican 1%
• Common ancestry: Romanian 8% Italian 4% Portuguese 3%
• Foreign-born: 5% · Canada
• Languages at home: 90% English-only · Spanish 7% Other Indo-European 2%

Political lean MEDSL · Racine

• 2024 margin: Lean R (+6.2) · D 46.3% · R 52.5% · Other 1.2%
• 2008→2024 swing: -13.6pp toward R · 2008: 7.4pp · 2024: -6.2pp
• All cycles: 2024: R+6.2 2020: R+4.1 2016: R+4.4 2012: D+3.6 2008: D+7.4

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -141.19%
• Current HPI: 175.6026
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 2.10%
• F500 in state: 20

Industry mix (Fortune 500 HQ in WI)

Industry	F500 HQs	Revenue
▸Industrial Machinery	4	$23B
▸Industrial Technology	2	$36B
▸Insurance	1	$36B
▸Professional Services	1	$19B
▸Utilities	1	$9B
▸Consumer Goods	1	$3B

Price history

1 event — show timeline

• 2025-12-22 Listed $898,900 METROMLS